Search found 706 matches

by davebo
Mon Mar 20, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: What is ideal master bedroom size?
Replies: 30
Views: 2216

Re: What is ideal master bedroom size?

Thanks for the feedback. Our current bedroom is 11.5x14" and we fit a queen bed, 1 nightstand, 1 armoire, and 1 standard sized dresser. We really only use the bedroom for sleeping, so I guess it makes sense that we're not wasting space but I would consider the room to be fairly small. I guess s...
by davebo
Sun Mar 19, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: What is ideal master bedroom size?
Replies: 30
Views: 2216

What is ideal master bedroom size?

Just curious if everyone's opinions. We are doing an addition and trying not to overdue it unnecessarily. Our plan calls for a 14 by 13 master, 13 by 6 closet, and then a decent sized bathroom. My only pause is whether we should expand the master a couple feet even though we really won't use the roo...
by davebo
Sun Mar 12, 2017 8:54 pm
Forum: Personal Consumer Issues
Topic: Do Whole House Humidifiers Work?
Replies: 50
Views: 37791

Re: Do Whole House Humidifiers Work?

Wow, old thread...I started this one about 4 years ago! Looking at it over the last several winters, I've come to the conclusion that maybe a whole house humidifier takes the bite out of the dryness but it's nothing to write home about.
by davebo
Fri Mar 10, 2017 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Does a 401k loan make sense in this situation?
Replies: 7
Views: 769

Re: Does a 401k loan make sense in this situation?

I am about to do a home addition and am contemplating a HELOC or possibly doing it in cash. I have the ability to save through my work 401k, my wife's state pension, and thorugh a solo 401k through a business we own. As a result, I've been putting away roughly $50-$60K in retirement. I'm intrigued ...
by davebo
Thu Mar 09, 2017 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Does a 401k loan make sense in this situation?
Replies: 7
Views: 769

Does a 401k loan make sense in this situation?

I am about to do a home addition and am contemplating a HELOC or possibly doing it in cash. I have the ability to save through my work 401k, my wife's state pension, and thorugh a solo 401k through a business we own. As a result, I've been putting away roughly $50-$60K in retirement. I'm intrigued b...
by davebo
Wed Mar 08, 2017 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to finance a home addition?
Replies: 5
Views: 541

How to finance a home addition?

My wife and I are contemplating doing a master suite addition on our home. I estimate the cost will be somewhere in the range of $80-$90K when it's all said and done. I could pay cash for the addition, but would prefer to finance it to spread it out over a longer period. Sounds like most people will...
by davebo
Mon Mar 06, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on "stuff" for kids?
Replies: 53
Views: 3507

Re: How much do you spend on "stuff" for kids?

If I had to guess, we spent around $1K per kid on "stuff" throughout the year. We still accumulate a lot of stuff because my kids have a lot of aunts/uncles and then the grandparents of course. With regard to the b-day party, we do an outside birthday party at the sports-type place or gymn...
by davebo
Fri Mar 03, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: Mexico 3rd week in June?
Replies: 16
Views: 1004

Re: Mexico 3rd week in June?

People told us not to go to Mexico in the summer because it's too hot, but my wife is a teacher and that's the only time we could get away. I didn't recall it raining that much when we were there, but I guess it's hit/miss. I personally would go....ideally these days I prefer to go to warmer places ...
by davebo
Fri Mar 03, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Do Boglehead DIY or Pay a Professional?
Replies: 95
Views: 6871

Re: Do Boglehead DIY or Pay a Professional?

I'm 39, 3 young kids, and both my wife and myself work full-time. While I have the income, I hire people to do most of the handywork around the house. I know it would be cheaper to do it myself, but would add a lot of time/frustration and time is the commodity that is in short supply these days. I k...
by davebo
Fri Mar 03, 2017 10:33 pm
Forum: Personal Consumer Issues
Topic: How to ask back the book I lent to a Director?
Replies: 45
Views: 2392

Re: How to ask back the book I lent to a Director?

I think it'd be a little weird for you to ask the book back to be honest. When people volunteer books like "Hey, you should really read this book, here it is", I think you have to give them a bit of time to actually read it. Realistically, she probably never will read the book and hopefull...
by davebo
Tue Feb 28, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Variety Packs at Grocery Stores
Replies: 2
Views: 362

Variety Packs at Grocery Stores

Do you guys/gals actually like the variety packs? I'm mainly talking about the larger boxes that you'd get from Costco/Sams Club that would have 2 flavors as opposed to just a single flavor. For instance, my kids love Nutrigrain bars but only like the Apple Cinnamon and not the Strawberry, so that m...
by davebo
Mon Feb 27, 2017 5:57 pm
Forum: Personal Consumer Issues
Topic: Do you clear your inbox?
Replies: 49
Views: 2971

Re: Do you clear your inbox?

For my work email, I use Outlook and I find it very hard to search when things are put in multiple folders. So I basically just have "open" items and "closed" items and shift things into closed only when I know I won't need the email again. The problem with this is that very few ...
by davebo
Tue Feb 14, 2017 12:35 pm
Forum: Personal Consumer Issues
Topic: New cars or Pool?
Replies: 65
Views: 4093

Re: New cars or Pool?

My 69 year old parents just put in a pool for some reason. My parents raised 5 kids in a 1600 SF house and money was, at times, tight growing up because my dad's business. They went through a 10-12 year period where my dad's business was completely in the toilet and then me and him started an e-comm...
by davebo
Tue Feb 14, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 15367

Re: Why do you go to restaurants?

If we do go to restaurants these days, it's mostly quick places without a waitress and places that the kids enjoy. The #1 reason we would go out is because we don't want to cook that day and it gives us a nice break. #2 is either the occasional date night or out with friends. I used to love going ou...
by davebo
Wed Feb 08, 2017 11:09 pm
Forum: Personal Consumer Issues
Topic: Walmart.com vs. Amazon.com
Replies: 41
Views: 4913

Re: Walmart.com vs. Amazon.com

Amazon has the selection it has precisely because it allows 3rd party sellers to list and fulfill products through FBA. They have essentially thousands of companies paying them to ship and store packages, not to mention improve the listings themselves with more information and detail. Sure, you get ...
by davebo
Mon Feb 06, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Disney Cruise instead of Disney World?
Replies: 45
Views: 4116

Re: Disney Cruise instead of Disney World?

I think a lot of this depends on your kids. My kids are more into the rides/fireworks/shows vs. the characters. So if I was going to do a cruise, I'd probably go with Royal Caribbean and get more bang for your buck. I'm sure a Disney Cruise is nice too, but I've heard they are very overpriced compar...
by davebo
Mon Jan 23, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: Is Little League Slowly Dying? [Should my kids play this year?]
Replies: 38
Views: 3968

Re: Is Little League Slowly Dying?

When I was a kid, for organized sports for kids, little league was it. Now there are lots to chose from, so it would make sense that LL would have less interest. My sons were in Tae Kwon Do and soccer for extra-curricular activities, as well as robotics and music when they were in school. That's wh...
by davebo
Mon Jan 23, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Is Little League Slowly Dying? [Should my kids play this year?]
Replies: 38
Views: 3968

Re: Is Little League Slowly Dying?

I was talking with someone this week and he asked if we were going to do little league this year. He is on the board and they were really looking for players to join because, if they couldn't, they would probably have to disband the league. From my understanding, there were 8 t-ball teams last year...
by davebo
Mon Jan 23, 2017 3:15 pm
Forum: Personal Consumer Issues
Topic: Is Little League Slowly Dying? [Should my kids play this year?]
Replies: 38
Views: 3968

Is Little League Slowly Dying? [Should my kids play this year?]

I was talking with someone this week and he asked if we were going to do little league this year. He is on the board and they were really looking for players to join because, if they couldn't, they would probably have to disband the league. From my understanding, there were 8 t-ball teams last year ...
by davebo
Wed Jan 18, 2017 1:33 pm
Forum: Personal Consumer Issues
Topic: Crack in basement wall of house
Replies: 10
Views: 1078

Re: Crack in basement wall of house

my feeling is that the crack was created because of the deck that is ~3 ft above the ground. The deck is attached to the side of the house on hangers. The footers are only on the outside with a span of ~12 ft. With nothing else to support the joists underneath the deck, was the deck causing stress ...
by davebo
Wed Jan 18, 2017 1:20 pm
Forum: Personal Consumer Issues
Topic: Crack in basement wall of house
Replies: 10
Views: 1078

Re: Crack in basement wall of house

Are you looking at my house? Seriously though that is the exact situation that I have in my house. We have a sump pump and ejector pump. We also have a crack in the foundation that is covered on the outside by the deck. Unfortunately for me the crack was covered up by drywall when the inspection was...
by davebo
Wed Jan 18, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Replacement floor mats for Infiniti M37
Replies: 18
Views: 1097

Re: Replacement floor mats for Infiniti M37

I lived in the Chicago suburbs and, for years, I heard the weathertek radio commercials and assumed they were just a very small local company. If I ever seen floormats mentioned online, there are a ton of people that mention how they have weathertek mats. Honestly, one of the reasons I assumed they ...
by davebo
Wed Jan 18, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Anyone rent toys?
Replies: 27
Views: 2875

Re: Anyone rent toys?

If I was ok with used toys, I'd probably just buy them on Craiglist and then give them away. If you want to limit the toys in your house, I'd probably just set the rule that you can only have x amount of toys at a time. The hard part is keeping your family in line though cause that's where it gets c...
by davebo
Mon Jan 16, 2017 11:56 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

That's a good point, I like the way you think. I think I'm always afraid to put too much away for fear that I won't be able to get at it if I need it. Would you take away money from the 529 if it means completely maxing out the tax deferred accounts? davebo, Yes. And, 5K from savings too. <<I think...
by davebo
Mon Jan 16, 2017 11:52 pm
Forum: Personal Finance (Not Investing)
Topic: IRS estimated payment - be careful of due date if paying online
Replies: 12
Views: 1275

Re: IRS estimated payment - be careful of due date if paying online

Funny you mention that because I literally just made a pymt and noticed the same thing. Lesson learned I guess, but probably not :)
by davebo
Mon Jan 16, 2017 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

I'll figure it out in greater detail, but these are some rough numbers off the top of my head. $270K gross income $40K towards retirement $75K towards savings $20K towards 529 plan $59K towards taxes $24K Mortgage $52K "Other" So I was quite a bit off on my original estimate, I'll have to...
by davebo
Mon Jan 16, 2017 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

Are you experienced with construction? What exactly are you adding that you estimate will cost $65k? Permitted construction in my area is about $300/ft for smaller jobs that require new footings and plumbing. A permitted 200-sqft bedroom w/bath would cost at least $65k in California and more like $...
by davebo
Mon Jan 16, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

Do you ever get to the point where you’re comfortable taking your foot off the pedal when it comes to retirement/college savings? […] Do you just "max" out retirement no matter what the max is? We still max out no matter what the max is because it saves on taxes. But we got to the point o...
by davebo
Mon Jan 16, 2017 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

Do you ever get to the point where you’re comfortable taking your foot off the pedal when it comes to retirement/college savings? […] Do you just "max" out retirement no matter what the max is? We still max out no matter what the max is because it saves on taxes. But we got to the point o...
by davebo
Mon Jan 16, 2017 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

OP, 1) How much do you save per year? 2) What is your annual expense? <<All in all, I COULD put in close to $50K/year into retirement.>> I believe the fundamental concept of "retirement" is flawed. It assumes continuous full-time employment until retirement age. This is not likely to happ...
by davebo
Mon Jan 16, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Re: Balancing Retirement, College, and other "wants"

You are doing fine. You will get at least some of the $65 back when you eventually sell, though likely not all and if you sell 30 years from now maybe not much (but by then you are talking a total per year cost of $2000K). You are at least 10 years from the first flying the coop, and really maybe m...
by davebo
Mon Jan 16, 2017 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Balancing Retirement, College, and other "wants"
Replies: 20
Views: 1187

Balancing Retirement, College, and other "wants"

I’m 38, married, with 3 kids (8 years old and twin 5 year olds) Retirement Savings: $485K Pension: Wife has 14 years into a state pension. If she works 30 years, it’ll payout at 66% of her highest 3 years of salary. College Savings: $94K Liquid: $175K Debt: Mortgage of $370K with PITI of $2300/month...
by davebo
Fri Jan 06, 2017 6:04 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5238

Re: Getting rid of mice

I loaded up on traps and am now ready for Round 2, so hopefully we can clear them out. I spoke with an exterminator who said that they just try to find common entry points, but basically just load up traps and come to check them. If they can find somewhere obvious, then I'd pay them for the service ...
by davebo
Fri Jan 06, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: Architect Fees-Are these reasonable?
Replies: 4
Views: 843

Architect Fees-Are these reasonable?

We are looking at doing an addition and recently spoke with an architect. She said that a lot of architects do it as a percentage of construction costs, but she does it by the hour because it’s simpler. She estimated that Phase 1 (measuring, 2 design options and drawings, and meetings) will cost $2K...
by davebo
Fri Jan 06, 2017 12:26 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5238

Getting rid of mice

In each of the last few winters, we've had to set out some mouse traps and catch mice in our kitchen when the weather really gets cold. Usually I catch a couple and continue to set out a bunch of traps every night before it dies off and activity slows. This year, I saw one go under our stove and set...
by davebo
Wed Jan 04, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Exterior Paint vs. Vinyl Siding
Replies: 24
Views: 1322

Re: Exterior Paint vs. Vinyl Siding

I guess it depends on what kind of neighborhood you are in. Vinyl siding says "cheap" to me. It also says - I have permanently solved that problem and can spend my time and financial resources doing other things in the future. I've lived next to a vinyl house for 20 years. I can't tell fr...
by davebo
Wed Jan 04, 2017 10:52 am
Forum: Personal Consumer Issues
Topic: Sonicare ToothBrush
Replies: 35
Views: 3471

Re: Sonicare ToothBrush

I've had mine for at least 5 years and have only replaced the heads. I bought 2 more a couple years ago and use them with my kids, I think they are a gamechanger.
by davebo
Mon Jan 02, 2017 11:31 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 14033

Re: How old is your vehicle?

My car is a 2007 Honda Accord with 120K miles on it, had it for almost 10 years. My wife drives a 2011 Honda odyssey with about 60k on it. I bought my car before we had kids and now have 3, so it's a little tight but hard to justify moving up to something bigger when it's paid off and runs great.
by davebo
Sun Jan 01, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Thoughts on this inverse living floor plan and building a home in general
Replies: 30
Views: 2388

Re: Thoughts on this inverse living floor plan and building a home in general

I wouldn't like the 2 bedrooms over the garage, but don't think you'd regret having 2 hang out areas down the line when you have kids. Having said that though, I personally do not like the idea of 2nd floor living. Unless if you on a beach and want to see over to the ocean, I think most people would...
by davebo
Wed Dec 28, 2016 12:06 am
Forum: Personal Consumer Issues
Topic: TV in the bedroom?
Replies: 82
Views: 5245

Re: TV in the bedroom?

I grew up in a family that had a TV in all the bedrooms, kitchen, family room, and basement. I used to fall asleep and set the sleep timer. When I got married, my wife thought it was strange to have a TV in the bedroom or the kitchen but she relented and let me had one in the bedroom because I used ...
by davebo
Thu Dec 22, 2016 11:33 pm
Forum: Personal Consumer Issues
Topic: Honda Odyssey Value point
Replies: 21
Views: 1763

Re: Honda Odyssey Value point

I have a 2011 Odyssey and took it in for the same issues mentioned here and it was covered under warranty. That would be the main thing I would check if I were to purchase an Odyssey. Other than that, it's been a great car and no other issues....have about 70k miles on it and smooth sailing.
by davebo
Wed Dec 21, 2016 10:02 pm
Forum: Personal Consumer Issues
Topic: Digital Photo backup
Replies: 10
Views: 1096

Re: Digital Photo backup

If I had to choose one, then I'd go with Google because it is easier to use and has that feature where you can search by "face" (which is also kinda weird at the same time). I have PRIME so I just use both for some extra backup. And actually, I pay extra to be able to have unlimited backup...
by davebo
Tue Nov 29, 2016 11:19 am
Forum: Personal Consumer Issues
Topic: Buying a Basketball Hoop
Replies: 11
Views: 853

Buying a Basketball Hoop

In some ways, I wish I didn’t have the benefit of online reviews because I would just make a decision quicker and move on with my life :) I’m looking around for a basketball hoop for my house that will be used by all my kids (ages 5, 6, and 8). At first, I was just going to do a portable one because...
by davebo
Tue Nov 22, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: Bowling alley in the basement
Replies: 30
Views: 3265

Re: Bowling alley in the basement

A bowling alley in the basement would never make sense to me personally. How often would you really want to bowl? I would rather have a little sports complex that included a basketball court, at least it can be multi-purpose.
by davebo
Tue Nov 22, 2016 3:09 pm
Forum: Personal Consumer Issues
Topic: Karate/Taekwondo for an 8 year old?
Replies: 35
Views: 2049

Re: Karate/Taekwondo for an 8 year old?

OP, are you looking at this more as a way to teach your children self defense or a way to keep your children active after soccer? I would have just let him take a break, although I was not opposed to him trying something new during the break between sports. I think for me, the self defense would pr...
by davebo
Tue Nov 22, 2016 1:00 pm
Forum: Personal Consumer Issues
Topic: Karate/Taekwondo for an 8 year old?
Replies: 35
Views: 2049

Karate/Taekwondo for an 8 year old?

Now that soccer has ended, my 8 year old son has recently been asking quite a bit about doing karate. We did a trial class at a school that is very close to our house and I wasn’t super impressed. Although he was really good with the kids, it’s VERY cramped and the pricing was $125/month for the fir...
by davebo
Sun Nov 06, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: Gaming system for kids?
Replies: 53
Views: 4871

Re: Gaming system for kids?

After a lot of back/forth, we bought my 8 year old son a WII-U. I was worried that he'd become obsessed with it and want to play all the time, but it hasn't been that bad. He plays maybe a few times a week for 20-30 minutes at a time. As long as you have some strict rules in place, I wouldn't worry ...
by davebo
Tue Oct 18, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: What iPhone podcast application do you use?
Replies: 25
Views: 2211

Re: What iPhone podcast application do you use?

I started using iCatcher back in 2009-2010 I think. When I got a new phone I just used the apple podcast app, but that just ended up crashing so much that I went back to iCatcher. So far, so good.
by davebo
Tue Oct 11, 2016 2:12 pm
Forum: Personal Consumer Issues
Topic: Replace Fence Posts vs. Replacing Fence
Replies: 18
Views: 1432

Re: Replace Fence Posts vs. Replacing Fence

OP: I had a fence with a similar issue whereby several posts rotted and I did exactly what you are thinking - I just replaced the rotted poles and it bought me approximately another 8 years or so on the fence (before more poles and some cross-rails started rotting at which point I moved to vinyl). ...
by davebo
Tue Oct 11, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Replace Fence Posts vs. Replacing Fence
Replies: 18
Views: 1432

Replace Fence Posts vs. Replacing Fence

I have a cedar fence that is probably about 10 years old if I had to guess (installed before we moved in). I have a bunch of posts that are rotting and causing the fence to lean, so I got a quote to replace them. They estimated that I need to replace 13 posts at a price of $2200. I went out there an...

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