Search found 616 matches

by davebo
Wed Apr 27, 2016 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Protection against sewer line breakage/backup
Replies: 9
Views: 667

Re: Protection against sewer line breakage/backup

I'd opt for just saving a little extra in case you need the repair at some point instead of seeking out some insurance policy. If the sewer line has been ok for 100 years, it probably will be ok for another 5 until you have time to save some money. For all you know, the people that lived there befor...
by davebo
Sun Apr 24, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: AT&T U-verse Internet / Comcast Internet
Replies: 12
Views: 1291

Re: AT&T U-verse Internet / Comcast Internet

I have comcast and my download speed is 30 mbps and my upload speed is 6 mbps. I'm not really sure if that is considered good or not, but it seems to get the job done and I don't have any issues. Around me, it seems that people leave comcast because they hate them as a company but are dismayed when ...
by davebo
Sun Apr 24, 2016 9:39 pm
Forum: Personal Consumer Issues
Topic: Fixing up your home - or just selling it?
Replies: 17
Views: 1492

Re: Fixing up your home - or just selling it?

Are you looking to move to an entirely different area or are you going to move to another house around you? I have a house built in the 1950's and while it's not really in bad shape, I just look around and see a lot of expenses that I'm going to have over the next 15 years. Still though, if I sold m...
by davebo
Sun Apr 24, 2016 9:33 pm
Forum: Personal Consumer Issues
Topic: BH Way of Landscaping?
Replies: 42
Views: 3221

Re: BH Way of Landscaping?

I've only owned 2 houses, but I handled both of them the same way. I had a landscape company basically draw the plan and do the plantings. After that, as far as plants go, I just leave them be. The only thing I do to save money during this process is to resist the urge to plant too much at once beca...
by davebo
Fri Apr 15, 2016 11:01 am
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

Re: My neighborhood is too quiet (and no kids)

Is this a neighborhood issue or a town issue? If it's just a neighborhood issue would probably stay put, for all you know houses could start flipping to young family's in the next few years. But if the entire town is quiet, with little sense of community, I would consider moving, if there isn't a t...
by davebo
Fri Apr 15, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

Re: My neighborhood is too quiet (and no kids)

How big is your house lot. I used to live in a neighborhood with quarter acre lots (100ft x 100ft). Home prices were a lot lower. There were many families with small kids. It was a very social neighborhood. I moved to a town that required a minimum house lot of 2 acres. I have a 250ft driveway. The...
by davebo
Fri Apr 15, 2016 10:49 am
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

Re: My neighborhood is too quiet (and no kids)

Davebo, your neighborhood may be too expensive for families with young kids. Have you considered a downgrade to something cheaper? Out of all the areas that feed into our school district, our area is the most affordable. The problem is that the houses are too small....1950's ranches with no basemen...
by davebo
Thu Apr 14, 2016 9:58 pm
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

Re: My neighborhood is too quiet (and no kids)

Sounds like you moved into an area designed to minimize social interaction. There's nothing wrong with areas with big wooded lots if that's your thing. But it's likely most of your neighbors chose the area because they don't want to interact with you or the other neighbors. I'm betting there's no s...
by davebo
Thu Apr 14, 2016 2:56 pm
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

Re: My neighborhood is too quiet (and no kids)

Most neighborhoods go through cycles of young families with small children, then older children, then the children move away and you have just older folks. Then as those older folks move away or retire to other locations and you have young families moving back into the neighborhoods as the next gen...
by davebo
Thu Apr 14, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: My neighborhood is too quiet (and no kids)
Replies: 44
Views: 4473

My neighborhood is too quiet (and no kids)

Every year as the weather gets nicer, I start to question whether or not we should stick around our neighborhood or not. When we moved here, there were certain things that I loved about the area. The upside to the neighborhood is that we’re very close to everything, but we’re unincorporated so our p...
by davebo
Tue Apr 05, 2016 9:10 am
Forum: Personal Consumer Issues
Topic: Anyone own DVC?
Replies: 10
Views: 866

Re: Anyone own DVC?

It seems like DVC seems to be one of those types of timeshares that has a pretty good reputation. However, I have heard from at least a few people that it has become increasingly difficult to book the resort of your choice. I heard from one guy that, in order to get a week long stay, he had to move ...
by davebo
Thu Mar 24, 2016 12:08 pm
Forum: Personal Consumer Issues
Topic: How to select good contractors. Angie's list has changed.
Replies: 33
Views: 4704

Re: How to select good contractors. Angie's list has changed.

I'm still able to sort by distance to me, but the default is "coupons first". Angies list isn't perfect by any means. One of my biggest gripes is that you can't search reviews. It would be acceptable if you could search reviews by company, but much nicer if you could search ALL reviews in ...
by davebo
Wed Mar 09, 2016 11:45 am
Forum: Personal Consumer Issues
Topic: housing: am I just being too picky?
Replies: 60
Views: 6359

Re: housing: am I just being too picky?

That would be hard to find in the area I live, but something that you could easily build if you were willing to go towards the outskirts.
by davebo
Tue Mar 08, 2016 10:24 am
Forum: Personal Consumer Issues
Topic: Is an interior designer worth it?
Replies: 33
Views: 3084

Re: Is an interior designer worth it?

I used to think it was a waste to hire a designer, but if I bought my house today I would do it. I usually just resort to the same colors/style and waste a lot of time trying to figure out if something looks good. I spent a couple weeks getting paint samples and trying them out before choosing 3 dif...
by davebo
Mon Mar 07, 2016 11:13 pm
Forum: Personal Consumer Issues
Topic: Honda Care Extended Warranty experience?
Replies: 24
Views: 1856

Re: Honda Care Extended Warranty experience?

I didn't buy an extended Hondacare warranty for my 2007 Accord and came out ahead because nothing ever came up. I did buy a Hondacare warranty from my 2008 Hondacare warranty and nothing ever came up, so I was behind on that one. I have a 2011 Honda Oddessey that is under extended warranty for anoth...
by davebo
Wed Mar 02, 2016 6:55 pm
Forum: Personal Consumer Issues
Topic: [Any risk in] Paying cash for services [when offered a discount]
Replies: 61
Views: 5167

Re: Paying cash for services

I just had a guy quote me 450 dollars if I paid by check and 400 if I paid cash. I took him up with it because I knew the guy. Not sure if I would do it with a company I didn't know as well.
by davebo
Tue Mar 01, 2016 9:55 pm
Forum: Personal Consumer Issues
Topic: Is Working from Home the New Normal?
Replies: 57
Views: 5458

Re: Is Working from Home the New Normal?

My work allows telecommuting maybe once per week and it seems to be a pretty formal arrangement. I think my company thinks that if people aren't going to do any work at home and will instead just login and answer pressing emails while watching soap operas. I'm not sure if that's all that far off the...
by davebo
Tue Feb 16, 2016 3:56 pm
Forum: Personal Consumer Issues
Topic: Looking for book(s) on Business Process Improvement
Replies: 6
Views: 415

Re: Looking for book(s) on Business Process Improvement

I'm not sure exactly what you're looking for, but books about business process in general that I've come across: 1) Lean Startup-Most recent and most applicable to tech. 2) The E Myth Revisited-Michael Gerber 3) The Goal: Little dated and uses a fictional story to get the message across, but I found...
by davebo
Tue Feb 16, 2016 1:34 pm
Forum: Personal Consumer Issues
Topic: Anyone bought a new bed recently? [Mattress]
Replies: 49
Views: 4636

Re: Anyone bought a new bed recently? [Mattress]

This thread is really eye opening to me. We've only had 1 mattress for 13 years and I haven't really considered replacing it unless we were to upgrade to king sized bed. It seems that mattresses are only good for 8-10 years? I was looking around though and I actually have a pretty highly rated (per ...
by davebo
Mon Feb 15, 2016 4:08 pm
Forum: Personal Consumer Issues
Topic: At what age for video games?
Replies: 29
Views: 1943

Re: At what age for video games?

I played a TON of video games growing up. It was definitely my main activity from 3rd-10th grade, year-round. Hours a day, every day. It's hard for me to criticize it in retrospect, as I have no deficits I can attribute to it, and only lots and lots of good memories and times with friends playing t...
by davebo
Mon Feb 15, 2016 1:38 pm
Forum: Personal Consumer Issues
Topic: At what age for video games?
Replies: 29
Views: 1943

At what age for video games?

I had a friend tell me a number of years ago that, if he had to do it all over again, he would delay getting a video game system for his kid as long as possible. My son is 7.5 years old and I thought that this would be fairly easy for me since I would just not buy him one until he asked for one (whi...
by davebo
Sun Feb 14, 2016 12:42 pm
Forum: Personal Consumer Issues
Topic: Weight Loss Plans?
Replies: 178
Views: 12677

Re: Weight Loss Plans?

Recently spotted on a wall at a CrossFit gym: By entering here, you agree to give 100% of what you have. There are no excuses or second chances. Every day, every moment is an opportunity to excel, to be more, to achieve your best. Do not squander your time by going through the motions. Train hard a...
by davebo
Tue Feb 09, 2016 6:01 pm
Forum: Personal Consumer Issues
Topic: Best Car for Family of 5?
Replies: 71
Views: 4804

Re: Best Car for Family of 5?

We have a 2011 Honda Odyssey and it's worked out pretty well so far. We have a 7 year old and twin 5 year olds.
by davebo
Tue Feb 09, 2016 6:00 pm
Forum: Personal Consumer Issues
Topic: Any audible users out there? Worth it?
Replies: 21
Views: 1137

Re: Any audible users out there? Worth it?

With my kids being young, I found I didn't have too much time to read so I tried out audible. I do the annual thing and love the service when I can find a book that is interesting. I'm just now getting into more fiction books so that should open up my world a little bit. It's also kind of nice becau...
by davebo
Mon Feb 08, 2016 6:18 pm
Forum: Personal Consumer Issues
Topic: Planning a High-Value Wedding Regardless of Cost
Replies: 55
Views: 3206

Re: Planning a High-Value Wedding Regardless of Cost

The biggest thing we did is get married young. We hadn't been to that many weddings up until that point so we didn't know what we were doing wrong :) In our case though, we chose to get married at a nice venue that was further out from the city (probably 45 minutes outside Chicago). I still found th...
by davebo
Wed Feb 03, 2016 6:55 pm
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

We're in the early stages of doing a full-scale remodel. In fact, I have a $3000 architect bill due and we're barely done 50% of the plan. A little advice: 1. Do not try to live through the renovation. It will be too disruptive with three kids and end up costing more since they're working around yo...
by davebo
Wed Feb 03, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: Am I Over Insuring My House?
Replies: 17
Views: 1882

Re: Am I Over Insuring My House?

I'm with Allstate and my purchase price was $500K. Allstate has a final page of my policy which tells me the cost to replace and it states they will not insure my home for less than that. It seems expensive to rebuild my house since I've heard you can re-build a house for $150/SF, which would be my ...
by davebo
Wed Feb 03, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

I am currently in a ranch with the master off the back of the house and a tiny bathroom. We went through the same debate for quite awhile and finally decided that the main reason we wanted to do the addition was that the bathroom was small. Eventually we hit upon ways to make the bathroom feel bigg...
by davebo
Wed Feb 03, 2016 10:20 am
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

We did a new master suite/addition last winter. We loved our house and were in a good location: Ageing parents in same subdivision, Primary, Middle, and High School all within 2 miles for our 2 kids. We converted our original master bath and half of our original bedroom to a big full sized laundry ...
by davebo
Wed Feb 03, 2016 10:11 am
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

No time to read all the replies, but what struck me from the original post is why have a new bedroom built when it is just the bath that's an annoyance? Yes, I would replace the bath, it sounds like a daily annoyance. The bath is a minor annoyance, but I know I can fix that if needed. The other thi...
by davebo
Wed Feb 03, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

I went from a small cape cod with bedrooms in a finished attic to a full-up 2-story house. We added a sun-room and broke down one exterior wall to add to the dining area. Our square footage literally doubled. Would I do this again? Yes. This was done through what's known as a "tear-off" -...
by davebo
Tue Feb 02, 2016 6:08 pm
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

I have been contemplating an almost identical project for a year or so (right down to the master bath being at the back of the house, wanting to remodel it and tack a new master bedroom and closet behind it). I discussed it with a general contractor friend and asked him for a very rough back-of-the...
by davebo
Tue Feb 02, 2016 3:35 pm
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Re: Cost of home addition? Should I do it?

2) Should I do it? ...... It's ok, but the finishes are not as nice as ours and the basement is smaller because it's a 2 story (as opposed to ranch). Thoughts? Not sure if it's worth the headache or not. Real estate is all about location, location, location. A lot of people think their finishes or ...
by davebo
Tue Feb 02, 2016 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Babysitter not providing SSN
Replies: 74
Views: 7955

Re: Babysitter not providing SSN

I wonder if the babysitter understood why you were asking for her SSN to begin with. I think most babysitters (esp. sporadic ones) assume that they are getting paid cash. When they give you "the rate", it's "the cash rate". I guess the best you could hope is explaining that you h...
by davebo
Tue Feb 02, 2016 1:48 pm
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 44
Views: 3118

Cost of home addition? Should I do it?

I purchased my 3 bed/3 bath ranch for $500K in 2011. The house has 2350 SF and a full finished basement with bar, office, workout room, and full bathroom. Location is great, we can walk to the schools that my kids go to, large lots, wooded, and it's unincorporated so we pay very low property taxes. ...
by davebo
Mon Jan 25, 2016 11:09 am
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 222
Views: 13947

Re: Do you pay for exercise?

My wife belongs to a Lifetime fitness and the club closest to us is considered to be the highest level (so most expensive) because they limit the memberships. The facilities are nice, but it's $80/month just for my wife. For the last couple years, I've had a gym membership at a park district right n...
by davebo
Thu Jan 21, 2016 9:50 am
Forum: Personal Consumer Issues
Topic: What was your biggest unexpected home expense?
Replies: 87
Views: 7712

What was your biggest unexpected home expense?

I'm just curious what the biggest expense you had to cover (not covered by insurance) while you have been a homeowner. You can throw in expenses that were anticipated at some point, but came a little sooner than you expected. For us, it's still somewhat in motion. We were advised to replace a sectio...
by davebo
Mon Jan 18, 2016 10:33 pm
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 5207

Re: What online Email do you use

LearningtheRopes wrote:
cheese_breath wrote:I had reservations about letting Google have access to my Emails


This is precisely why I have stayed with Yahoo for my email. It's fine.


If you're getting email for free, they have the right to "read" your emails.
by davebo
Mon Jan 11, 2016 11:06 am
Forum: Personal Consumer Issues
Topic: Considering Family Relocation - Seeking Wisdom
Replies: 39
Views: 4817

Re: Considering Family Relocation - Seeking Wisdom

I don't have any direct experience, but I would expand your search to other areas and then consider the area if you find a job that looks enticing. You might not get the perfect job in your desired area, but you might get a more perfect job in an area that is NOT dc and closer to where you grew up. ...
by davebo
Thu Jan 07, 2016 11:36 pm
Forum: Personal Consumer Issues
Topic: helping a creative child grow
Replies: 40
Views: 2084

Re: helping a creative child grow

I don't know if you can rely on the schools to really foster creativity. I'm 37 and, when I was younger, I don't feel like the school did a good job of that. My oldest is now in 1st grade and I think it's much better, but very much focused on common core targets; there is only so much time in the da...
by davebo
Thu Jan 07, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Housing Dilemma (Might want 4th BR with 3 kids)
Replies: 26
Views: 2648

Re: Housing Dilemma (Might want 4th BR with 3 kids)

Thanks for the replies. There are certainly some noteworthy suggestions. Many have suggested we have plenty of time if we want to upgrade and we certainly shouldn't upgrade until #3 is a reality. I totally agree with the latter part of that statement, but I am not quite sure on waiting until the ki...
by davebo
Tue Jan 05, 2016 6:44 pm
Forum: Personal Consumer Issues
Topic: Fix Broken Sewer Line-Thoughts?
Replies: 20
Views: 1036

Re: Fix Broken Sewer Line-Thoughts?

It's either taking in water from the municipal sewer or from the ground. Check your check valve which ensures one way flow of water and also inspect the basin for leaks. With cold weather it's not uncommon for freezing to cause cracks or force rubber seals loose. You don't want your sewage ejector ...
by davebo
Tue Jan 05, 2016 5:36 pm
Forum: Personal Consumer Issues
Topic: Fix Broken Sewer Line-Thoughts?
Replies: 20
Views: 1036

Re: Fix Broken Sewer Line-Thoughts?

2nd guy just came through and said there is nothing that needs to be done and it's fine. He said that there are always cracks in the pipes and it doesn't mean that they need to be fixed. He said that he put the dye into the toilets and said that none of the dye ended up in the pit. If that ejector p...
by davebo
Tue Jan 05, 2016 4:18 pm
Forum: Personal Consumer Issues
Topic: Fix Broken Sewer Line-Thoughts?
Replies: 20
Views: 1036

Re: Fix Broken Sewer Line-Thoughts?

I called another plumber to come over to my house to diagnose the problem. When I told them the company I got the quote from (who was highly rated on Angie's list) he said that they always recommend replacing the pipe because they want to charge $4-5K. He said something like "Did they even try ...
by davebo
Tue Jan 05, 2016 12:13 pm
Forum: Personal Consumer Issues
Topic: Fix Broken Sewer Line-Thoughts?
Replies: 20
Views: 1036

Re: Fix Broken Sewer Line-Thoughts?

Largely depends on how deep he has to dig, how many replacement parts/pipes he needs to use, and any obstructions that would make the job difficult. Four years ago, I was quoted $3,700 to $5,800 to replace a 50-60 feet section of pipe that was 11 ft underground (it was an old paper-clay sewer line ...
by davebo
Tue Jan 05, 2016 12:10 pm
Forum: Personal Consumer Issues
Topic: How do you keep your young kids busy/occupied?
Replies: 37
Views: 2933

Re: How do you keep your young kids busy/occupied?

I have a 7 year old and twin 4 (soon to be 5) year olds. My twins are much much better at keeping themselves busy. Depending on their moods, they can play together or by themselves for a long period of time. Usually when this happens, they are making a big mess but it's worth it for a little quiet! ...
by davebo
Tue Jan 05, 2016 11:51 am
Forum: Personal Consumer Issues
Topic: Fix Broken Sewer Line-Thoughts?
Replies: 20
Views: 1036

Fix Broken Sewer Line-Thoughts?

I posted awhile back back about my ejector pump running constantly. It turned out that I actually had a break in the main sewer line that was causing water to get back into my ejector pit. The house used to have a septic tank so the sewer line runs along the back of the house and then to the the fro...
by davebo
Sat Jan 02, 2016 2:48 pm
Forum: Personal Consumer Issues
Topic: Housing Dilemma (Might want 4th BR with 3 kids)
Replies: 26
Views: 2648

Re: Housing Dilemma (Might want 4th BR with 3 kids)

I wouldn't let the house hold you back from having th kids you want. I have a 3 bedroom house and 3 kids, so my boys share a room. I have also considered moving, adding on, carving out space inside the house, or just leaving it be. I would just proceed and then figure it out later. Speaking as someo...
by davebo
Tue Dec 29, 2015 10:31 am
Forum: Personal Consumer Issues
Topic: Light Conversion?
Replies: 17
Views: 1461

Re: Light Conversion?

I wouldn't, but that's mostly because my Christmas lights break so much. I'd just get a timer and keep them on for very short times 5-10pm or something.
by davebo
Tue Dec 22, 2015 8:17 pm
Forum: Personal Consumer Issues
Topic: For those who have seen the new Star Wars movie
Replies: 36
Views: 4434

Re: For those who have seen the new Star Wars movie

The ticket prices are the same at both theaters, but if you reserve in advance then you are obviously doing it online and have to pay the $3.75 (total) convenience fee. Have you tried going to the box office in person and buying a ticket in advance? That's how we did it. There's no need to pay a co...

Go to advanced search