Search found 179 matches

by d0gerz
Thu Jun 22, 2017 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1858
Views: 292767

Re: What's Your Credit Card Rewards Strategy?

Question about Chase's 5/24 rule: I was 4/24 so applied for the Chase Ink Business Preferred Card (and got approved!). I applied as sole proprietor and used my SS# for tax ID. Will this application move me to 5/24 meaning I can no longer apply for Chase cards subject to 5/24? Or will it not count s...
by d0gerz
Thu Jun 22, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: What do you say when you cancel an account that you only opened for bonus?
Replies: 64
Views: 4007

Re: What do you say when you cancel an account that you only opened for bonus?

I'm new to this game, just started this year. So far I've closed 2 accounts, both via secure message. "Hi, I'd like to close my account. Thanks."
That's all it took. Avoids having to talk to anyone directly or answer any questions.
by d0gerz
Thu Jun 22, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Actuary Career - Thoughts Please
Replies: 13
Views: 1627

Re: Actuary Career - Thoughts Please

It is a very small profession, I think the last number I remember seeing was about 28,000 in the US. I was at a conference recently where the president of the SOA was speaking. He said current job growth for actuaries is around 4-5% per year while growth in graduates in Actuarial Science is at arou...
by d0gerz
Mon Jun 19, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

Carefully measure the width of the window. If you're lucky, you will be able to fit a 14.2 inch casement window air conditioner. If not, you'll have to go with a portable unit. You may be able to pick one up for cheap at the end of the season. I think lots of people buy them thinking they'll work b...
by d0gerz
Mon Jun 19, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

By "only 1-2 months" do you mean for this cooling season, or because you'll be moving? I'd guess that a portable unit might be easier to sell for a few bucks more than a window unit, or might be more useful someplace else later if you're not going to be in the current place long. jimb Yea...
by d0gerz
Sat Jun 17, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

Probably. Not like it is 100 degrees and 90% humidity for 9 months. What about adjacent hallway and/or room? Might that air conditioned space have a fan pull in cooler air from there? So our house doesn't have central air. Adjacent hallway is not air-conditioned. This room is a middle room on the 2...
by d0gerz
Sat Jun 17, 2017 7:24 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

For portable ACs, does the size of the room determine whether you get a single/dual hose unit. This link (found randomly) suggests that for smaller rooms a single hose unit should be okay. The room in question is quite small, around 110 square feet. What kind of building is it? What part of the cou...
by d0gerz
Sat Jun 17, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

For portable ACs, does the size of the room determine whether you get a single/dual hose unit. This link (found randomly) suggests that for smaller rooms a single hose unit should be okay. The room in question is quite small, around 110 square feet.
by d0gerz
Sat Jun 17, 2017 4:23 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

One of the bedrooms in our place has really narrow windows, the actual opening is less than 14 inches wide. Does anyone know if any window ACs come for that size? The room isn't big so a 5,000 BTU unit should be sufficient. But searching online all of them seem to have a width of 15 inches and abov...
by d0gerz
Sat Jun 17, 2017 1:11 pm
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Re: Air conditioner for narrow windows

http://www.lg-dfs.com/products.aspx Don't know if you own or rent, but maybe a ductless mini-split? Very efficient with inverter variable speed compressors and super quiet. On some models one outdoor condenser can handle several indoor evaporators. Considerable more expensive than window units, but...
by d0gerz
Sat Jun 17, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Air conditioner for narrow windows
Replies: 22
Views: 1117

Air conditioner for narrow windows

One of the bedrooms in our place has really narrow windows, the actual opening is less than 14 inches wide. Does anyone know if any window ACs come for that size? The room isn't big so a 5,000 BTU unit should be sufficient. But searching online all of them seem to have a width of 15 inches and above...
by d0gerz
Mon Jun 05, 2017 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1858
Views: 292767

Re: What's Your Credit Card Rewards Strategy?

Question about Chase's 5/24 rule: I was 4/24 so applied for the Chase Ink Business Preferred Card (and got approved!). I applied as sole proprietor and used my SS# for tax ID. Will this application move me to 5/24 meaning I can no longer apply for Chase cards subject to 5/24? Or will it not count si...
by d0gerz
Tue May 30, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

John Wick: Chapter 2 - Sequel to John Wick . Keanu Reeves is an ex-hitman for the mob trying to leave the life behind but can't. Plot is extremely simple, he's out for vengeance. Both movies are extremely violent. Styled after Hong Kong cinema's 'gun-fu' genre i.e. close quarters hand-to-hand comba...
by d0gerz
Wed May 10, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Traveling to Japan
Replies: 37
Views: 3893

Re: Traveling to Japan

It's been about 5 years since I was there, but others here seemed to have better luck than I did with wifi in Tokyo. 7-11 and a few other places reliably had it, but for example, many of our hotels only had wifi in the lobby but only wired ethernet in the room--but that won't help if you have a pho...
by d0gerz
Wed May 10, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

Silence - a film by Martin Scorcese about two Jesuit priests in the 17th century who travel from Portugal to Japan to spread their faith and also search for their missing mentor. Based on true events. It's a long, slow movie.
by d0gerz
Sat May 06, 2017 8:50 am
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 301
Views: 41124

Re: What is your favorite consumer product?

Clothes (especially jeans) from Uniqlo. They don't put any branding/logos on the outside of their clothing, which is great. Have also bought work clothes (pants, dress shirts, suit) from there, and they fit me really well.
by d0gerz
Sun Apr 30, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 495
Views: 197591

Re: TV show recommendations?

Bosch Season 3 came out last week. Blew through it in 3 days. Now have to wait another year for Season 4. It's definitely a slow burn, all 3 seasons so far, but I really like it. Lots of dialogue (or lack thereof at times), less action. I'm also reading a lot of the Michael Connelly books, so fully ...
by d0gerz
Thu Apr 27, 2017 2:57 pm
Forum: Personal Consumer Issues
Topic: Phone For Japan?
Replies: 16
Views: 985

Re: Phone For Japan?

You can use Hangouts on your phone to dial US/Canada numbers for free from anywhere, so long as you have data. See how: https://support.google.com/hangouts/answer/3187125?co=GENIE.Platform%3DAndroid&hl=en&oco=1 Are you going to get a Japan residence card? Without it as others mentioned you w...
by d0gerz
Sun Apr 16, 2017 11:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Knocking on Heaven's Door: How Physics and Scientific Thinking Illuminate the Universe and the Modern World by Lisa Randall. This book is mainly about theoretical particle physics, and reviews suggested it would be accessible to a layperson like me. Disappointingly I grasped maybe 10% tops. Incredi...
by d0gerz
Tue Mar 14, 2017 3:06 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Are You Smart Enough to Work at Google? by William Poundstone. (The answer is evidently not.) Focuses on tough interview questions asked at tech companies/investment banks etc. Some I couldn't understand even after reading the solution. This is not a quick read! Just started Liar's Poker by Michael...
by d0gerz
Sun Mar 12, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

Kubo and the Two Strings. Really enjoyed it. Great story. Actually thought I was watching a dubbed version of a Japanese film, surprised to learn it's an American original.
by d0gerz
Thu Mar 09, 2017 11:30 pm
Forum: Personal Consumer Issues
Topic: Traveling to Japan
Replies: 37
Views: 3893

Re: Traveling to Japan

Wifi availability has gotten a lot better the last 2-3 years, especially as Japan gets ready for Tokyo 2020. But I wouldn't rely on it, free is sometimes the sort that kicks you off the network every 15 minutes, or makes you jump through hoops to get access. I'd recommend taking an unlocked Android/...
by d0gerz
Sat Mar 04, 2017 12:27 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

jginseattle wrote:Get Out. Inspired satire. The movie is both scary and funny. Highly recommended.

http://www.newyorker.com/goings-on-abou ... es/get-out

Saw it tonight, great movie!
by d0gerz
Mon Feb 27, 2017 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: santander bank bonus
Replies: 14
Views: 2080

Re: santander bank bonus

Does the clock on the 90 days for offers such as these start from the date the account is opened or the date you submit the application?

Reason I ask is I applied for the Wells Fargo $250 bonus but offer expires March 3rd, doubt I'll have the account opened before then.
by d0gerz
Sun Feb 26, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

After the Prophet by Lesley Hazleton. Focuses on the 40-50 year period (630-680 AD) immediately after the death of Muhammad, exploring the origins of the Shia-Sunni conflict in Islam. Thoroughly researched, extremely compelling read. Now started The Concrete Blonde by Michael Collins, 3rd book in t...
by d0gerz
Sat Feb 25, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

After the Prophet by Lesley Hazleton. Focuses on the 40-50 year period (630-680 AD) immediately after the death of Muhammad, exploring the origins of the Shia-Sunni conflict in Islam. Thoroughly researched, extremely compelling read. Now started The Concrete Blonde by Michael Collins, 3rd book in t...
by d0gerz
Wed Feb 22, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: Mysteries or other books set in contemporary Japan?
Replies: 14
Views: 985

Re: Mysteries or other books set in contemporary Japan?

Second the vote for The Devotion of Suspect X by Keigo Higashino. Also by the same author, Salvation of a Saint.
by d0gerz
Tue Feb 21, 2017 5:37 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

"The Overlook" by Michael Connelly - the 13th in the Harry Bosch series. I have been glued to this series since early January. All are outstanding, top notch reads. If you love police procedural, look no further. The TV series "Bosch" on Amazon Prime is also excellent. Titus Wel...
by d0gerz
Tue Feb 21, 2017 5:35 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Alif the Unseen by G Willow Wilson. Has elements of fantasy/magic along with hacker culture and Arab Spring themes, set in a fictitious, contemporary Middle East. Have enjoyed it for the most part, though at times the story drags, and perhaps the novel could have been a bit shorter.
by d0gerz
Tue Feb 21, 2017 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1858
Views: 292767

Re: What's Your Credit Card Rewards Strategy?

This week, S&S's promotion is 5X gas points on Sears gift cards. Any gift cards not in the promo get zip. You're certainly right that we would waive the price rollback of the Citi double cash, which we usually use or the extended warranty that I know AMEX does (which I have in the sock drawer)....
by d0gerz
Mon Feb 20, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1858
Views: 292767

Re: What's Your Credit Card Rewards Strategy?

Jack FFR1846: Am curious, per the Stop and Shop T&C, wouldn't Sears gift cards be excluded from gas points? Is it just the case of them not enforcing their own terms or some other special case? Gas Rewards points are not available on purchases of gasoline and other fuels, alcohol, tobacco, money...
by d0gerz
Fri Feb 17, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Vietnam
Replies: 31
Views: 3014

Re: Vietnam

It's a big country. Where are you going? Arriving in Saigon. Don't plan to initially spend more than a day or two there. I've been in big cities a lot lately and I think I will want to escape, though if I fall in love with Saigon I could stay longer. Then traveling to Mui Ne (probably by train) to ...
by d0gerz
Fri Feb 17, 2017 10:48 am
Forum: Personal Consumer Issues
Topic: Vietnam
Replies: 31
Views: 3014

Re: Vietnam

protagonist wrote:I'm going there next week.

Any comments or suggestions?

It's a big country. Where are you going?
by d0gerz
Mon Feb 13, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

Finished watching the new Amazon original series Sneaky Pete . Bryan Cranston from Breaking Bad is a co-creator and also stars in it. Great show. It's like the classic Paul Newman/Robert Redford movie The Sting (which the show even references directly at one point) but darker, like the TV show Fargo...
by d0gerz
Wed Feb 08, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

Have plowed through a couple of TV shows recently: The Man in the High Castle It's 1962. Axis powers have won WWII, the US west of the Rockies is controlled by the Japanese Imperial Army, everything to the east is controlled by Nazi Germany. Really intense. First season is a bit of a slow burn, but ...
by d0gerz
Fri Jan 06, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762425

Re: What Movie Have You Recently Watched?

Sausage Party. Hilarious, though definitely R-rated. Not at all what I was expecting from an animated movie going in.
by d0gerz
Tue Nov 01, 2016 9:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Angela's Ashes by Frank McCourt. Childhood memoir of growing up in extreme poverty in Limerick, Ireland. Incredible storytelling. Style of writing is very lyrical with no quotation marks for speech and sparing use of the comma, almost reads like poetry at times.
by d0gerz
Tue Oct 25, 2016 9:12 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Just finished The 100-Year-Old Man Who Climbed Out the Window and Disappeared by Jonas Jonasson, English translation from the Swedish by Rod Bradbury. Hilarious, great satire. Reminded me of Catch-22 and the movie Forrest Gump.
by d0gerz
Mon Oct 17, 2016 8:59 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Just finished The Blind Side by Michael Lewis. Story about how a kid from an impoverished background in inner city Memphis is taken in by a generous southern family who try to help him achieve his athletic potential. Also a story about how changes in football strategy made the position of the left t...
by d0gerz
Thu Oct 06, 2016 9:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

The Great Gatsby by F. Scott Fitzgerald. Great story, was moved to tears at times. Also enjoyed the humor. Tough book to read at times, had to look up a lot of words in the dictionary. But still was able to finish it pretty quickly. I get the hype. Sanshiro by Natsume Soseki. This was a translation...
by d0gerz
Mon Oct 03, 2016 12:09 am
Forum: Personal Finance (Not Investing)
Topic: Converting USD to GBP without enriching the middleman
Replies: 12
Views: 1002

Re: Converting USD to GBP without enriching the middleman

AlohaJoe wrote:That's what transferwise (mentioned above) does.

Just checked it out. $30,000 transfer to GBP would result in $225 fee or 0.75%. Not terrible but not fee-free either.
Also can you use transferwise to convert money for yourself? Or is it only meant to transfer funds?
by d0gerz
Sun Oct 02, 2016 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: Converting USD to GBP without enriching the middleman
Replies: 12
Views: 1002

Re: Converting USD to GBP without enriching the middleman

Has anyone got a clever way of converting a considerable sum of US dollars to GBP without paying a whacking huge spread? The sum in question is about $30,000. For example, Bank of America will sell me 1 GBP for $1.37, while the market rate is $1.29. This might be difficult to do but the ideal thing...
by d0gerz
Fri Sep 23, 2016 9:46 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 218
Views: 48700

Re: New Car Buying Tips, Revisited

Thanks a lot for posting this! Your advice is much appreciated. . To echo your experience, of the 7 that gave some sort of a quote, all but 1 offered a base price lower than the current TrueCar estimate. :happy A couple of questions I had: for dealers not providing an OTD price, should I email them...
by d0gerz
Fri Sep 23, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 218
Views: 48700

Re: My New Car Buying Tips

Your current policy covers a newly acquired auto for a specified period of time. Usually this is 14 days, after that you would not have coverage. Comp and Collision are usually included for 14 days. You would have to check out the definition of "newly acquired" auto in your particular pol...
by d0gerz
Thu Sep 22, 2016 11:57 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 218
Views: 48700

Re: My New Car Buying Tips

When does car insurance come into the picture? Do you need to have some insurance in place before you purchase the vehicle? Is this something you do at the dealership? Or after you bring the car home?
by d0gerz
Thu Sep 22, 2016 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: TDBank promo just started easy $600
Replies: 109
Views: 17060

Re: TDBank promo just started easy $600

First, open the TD account. Don't sign up to do an ACH transfer at the last part of the application; select the option to fund it later. Not sure if they mention the account number at the end of the application. If they do, I missed it and had to wait a week or so for their free checks to come in t...
by d0gerz
Thu Sep 22, 2016 12:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Just started reading The Circle by Dave Eggers, the first book by this author I'm reading. About a young woman who goes to work at a software company that sounds a lot like Google, except creepier. I will be interested to know what you think of The Circle after finishing it. I read it a year or two...
by d0gerz
Thu Sep 22, 2016 11:50 am
Forum: Personal Finance (Not Investing)
Topic: TDBank promo just started easy $600
Replies: 109
Views: 17060

Re: TDBank promo just started easy $600

I opened my account 7/4 and funded it 7/14 with an ACH push from Capital One 360. DW and I both received our bonuses on 9/21 as well. Our thanks to OP. This was an easy $600 for us (pre-tax of course). Can I ask how you made the ACH push from Capital One 360? Is this from their Transfers section? I...
by d0gerz
Wed Sep 21, 2016 11:15 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 218
Views: 48700

Re: New Car Buying Tips, Revisited

Thanks a lot for posting this! Your advice is much appreciated. I'm on the market and just started the bidding process yesterday via email/online form. I contacted 9 dealers. 3 dealers have responded with an itemized out-the-door price, 4 have provided only the base price showing some discount on th...
by d0gerz
Thu Sep 15, 2016 11:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2360
Views: 715977

Re: What Book Are You Currently Reading? Part VI

Just started reading The Circle by Dave Eggers, the first book by this author I'm reading. About a young woman who goes to work at a software company that sounds a lot like Google, except creepier. Last book I read was Salvation of a Saint by Japanese mystery writer Keigo Higashino. Part of his Dete...

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