Search found 359 matches

by corner559
Sun Aug 28, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 132
Views: 8266

Re: Talk me out of 4500 purchase [Camera]

I know that this thread is old, but seems like people are still weighing in. The only thing I see wrong here is that the OP is buying a Canon instead of a Nikon. I think even I'm finally over the FD fiasco and that's what you're undoubtedly referring to. it was hard to take at the time because you'...
by corner559
Sun Aug 28, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 132
Views: 8266

Re: Talk me out of 4500 purchase [Camera]

I know that this thread is old, but seems like people are still weighing in. The only thing I see wrong here is that the OP is buying a Canon instead of a Nikon.
by corner559
Mon Aug 22, 2016 7:50 am
Forum: Personal Consumer Issues
Topic: Favorite Asian Vacation?
Replies: 37
Views: 3176

Re: Favorite Asian Vacation?

I've traveled all over both East Asia and SE Asia. My favorite places are Indonesia and China. Would HIGHLY recommend Bali and Java (Yogyakarta area to be specific).
by corner559
Mon Aug 22, 2016 12:10 am
Forum: Personal Finance (Not Investing)
Topic: Are debit cards risky (from fraud)?
Replies: 19
Views: 1102

Re: Are debit cards risky (from fraud)?

I don't understand why anyone would undertake the risk of using a debit card for anything other than taking cash out of an ATM, especially if it draws on funds from a primary checking account. Consider the following scenario. A thief gets hold of it and you don't realize it's gone for a few days (ye...
by corner559
Tue Aug 16, 2016 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 115
Views: 9921

Re: Anyone else getting nervous and converting to cash as a short-term move?

Whatever your investment plan is, stick with it, and stop trying to time the market. It's a losing game.
by corner559
Thu Jul 14, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Clothing upgrade for professional environment
Replies: 78
Views: 4227

Re: Clothing upgrade for professional environment

The most important thing is fit. Clothes that fit your body well will make a bigger impact than material quality, stitching, brand or logo. Unfortunately, that you means you have to go shopping which you mentioned you don't enjoy. Do not buy anything that looks baggy on you. Baggy is out. Your leve...
by corner559
Wed Jul 13, 2016 6:26 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 148
Views: 9458

Re: How many of you have cut cord?

I made a conscious decision not only to cut the cord but not to have TV and I don't miss it at all. Every once in a while if there's a show or movie people rave about, I can get it on Netflix which I subscribe to or catch something on the internet. Who needs hundreds of channels that will never be w...
by corner559
Wed Jul 06, 2016 5:46 am
Forum: Personal Consumer Issues
Topic: Tag Heuer wrist watch
Replies: 24
Views: 2100

Re: Tag Heuer wrist watch

I'm on my second one. Both have been great. First one I've had for about 15 years and the second one I got about 2 years ago. No problems with either of them.
by corner559
Sun Jul 03, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: Specifying type of room at cheap national chains?
Replies: 29
Views: 2132

Re: Specifying type of room at cheap national chains?

I also try to get rooms that are away from stairwells or elevators which can sometimes be noisy.
by corner559
Sun Jul 03, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: My Excel is 9 yrs old(2007). Update??
Replies: 28
Views: 2025

Re: My Excel is 9 yrs old(2007). Update??

If you don't ever plan on sharing your Excel files with others or have a need to open an Excel file from someone else, there's probably need an urgent need to update. If you share files with others, then you absolutely should update. At work, I was running a computer MS Office that as a couple of ge...
by corner559
Wed Jun 29, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Recommendations for ready-to-eat Costco meals?
Replies: 28
Views: 3325

Re: Recommendations for ready-to-eat Costco meals?

You can never ever go wrong with the rotisserie chicken as others have mentioned. I also like the lobster penne pasta (though I've heard it's regional and not in every Costco).
by corner559
Tue Jun 14, 2016 7:41 pm
Forum: Investing - Theory, News & General
Topic: Good Returns on the Vanguard Inflation Protected fund?
Replies: 18
Views: 1720

Re: Good Returns on the Vanguard Inflation Protected fund?

6 months is but a blip. Over time it's been the worse performer in my portfolio.
by corner559
Thu Jun 09, 2016 2:21 am
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 41
Views: 6710

Re: Fired by our Financial Advisor

celia wrote:If I seriously wanted to invest with a FA and she didn't ask me for this info, I would FIRE her!

+1
by corner559
Wed Jun 08, 2016 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 41
Views: 6710

Re: Fired by our Financial Advisor

Having worked for a broker/dealer I'm not at all surprised. As others have mentioned, they need to do their own due diligence on their end. Without an SSN that's hard for them to do. It's all about knowing your customer. If I'd been the compliance person reviewing your account I would've been inclin...
by corner559
Tue May 31, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 71
Views: 4135

Re: Things to Do and See on Kauai, Hawaii

I would second the chopper ride. Absolutely worth the hefty cost.
by corner559
Mon May 30, 2016 6:43 pm
Forum: Investing - Theory, News & General
Topic: What is the difference between disciplined rebalancing and making a market timing bet?
Replies: 25
Views: 1313

Re: What is the difference between disciplined rebalancing and making a market timing bet?

Both involve a strategy designed to sell a specific asset class based on its rise or fall relative to other investments. Rebalancing just has an odd psychological aspect to it...like a deal you made with yourself to stick to you principles, or the like. No? The difference to me is this.... Timing i...
by corner559
Thu May 26, 2016 11:02 pm
Forum: Investing - Theory, News & General
Topic: What was your first investment?
Replies: 117
Views: 5013

Re: What was your first investment?

Tiffany stock from my parents when I was in high school.
by corner559
Tue May 24, 2016 11:10 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 81
Views: 8953

Re: How do Bogleheads TRAVEL?

favorite places: jordan (petra, epheseus) Jordan, eh? It is one of the few countries that I have hardly known anybody to visit. I almost made the trek to Petra when I was in Jerusalem a few years back but it didn't work time-wise. It is supposed to be quite amazing. I have traveled elsewhere in the...
by corner559
Mon May 23, 2016 2:15 am
Forum: Personal Consumer Issues
Topic: How to buy a good used grand piano?
Replies: 35
Views: 2648

Re: How to buy a good used grand piano?

Oh and I forgot. If you put the piano in the living room where it gets a lot of sun that will dry out the sound board and mechanisms and kill the sound over time. Good pianos need shade and cool air and some moisture in the air. My SIL has her concert grand in a bedroom with curtains over the windo...
by corner559
Mon May 23, 2016 2:15 am
Forum: Personal Consumer Issues
Topic: How to buy a good used grand piano?
Replies: 35
Views: 2648

Re: How to buy a good used grand piano?

I played classical piano for 20 years and have had a Steinway, Baldwin, Kawai and Yamaha electric piano. I would absolutely not recommend the electric pianos. They do not have the same nuanced feel as a real piano. The only reason to go this route is if you're limited on space and money. Choosing th...
by corner559
Sun May 22, 2016 3:00 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 81
Views: 8953

Re: How do Bogleheads TRAVEL?

Bogleheads: > How do you book travel: all-inclusive packages or piecemeal? > How do you book flights: cheapest available on kayak or with specific airlines based on loyalty/credit card programs? > How do you get around: rent cars vs public transit vs uber/taxi? > Where do you sleep: fairest price o...
by corner559
Thu Apr 28, 2016 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: Young Male Living with Parents
Replies: 83
Views: 5136

Re: Young Male Living with Parents

I have received much criticism from both peers and colleagues for going this route. "You need to move out and get your own place." "People your age should have CC debt." People your age should have student loan debt." "People your age should have car payments." Th...
by corner559
Thu Apr 21, 2016 11:51 pm
Forum: Personal Consumer Issues
Topic: How To Stay Motivated in Employment When You Might Have Enough?
Replies: 71
Views: 9173

Re: How To Stay Motivated in Employment When You Might Have Enough?

I love the job I do and the people I work with. That's what keeps me motivated. I wouldn't have it any other way. If I were in a job in which I needed to "find" motivation to keep me going in my job, it would mean I'd need to find something new. If I hit the lottery tomorrow and won a craz...
by corner559
Sat Apr 16, 2016 8:48 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 12752

Re: NO!

Amazon has a much larger selection. The inventory size is about 82.37% of the reason I shop there. Tried Jet. Lower prices on the 2 items that I found . Saving 10¢ here and there does interest me. I agree. I always look to Amazon first because they almost always have what I'm looking for no matter ...
by corner559
Thu Apr 14, 2016 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: $30k in cash. What should I do with it?
Replies: 4
Views: 863

Re: $30k in cash. What should I do with it?

I would pay off the loan. Like someone else said, it's a guaranteed 3.79% return on your money which definitely beats what you're making in the MM it's currently in, and it frees up monthly payments for a 401K or something else.
by corner559
Wed Apr 06, 2016 10:14 pm
Forum: Investing - Help with Personal Investments
Topic: Contributing to SEP IRA for 2015 - which fund?
Replies: 5
Views: 267

Re: Contributing to SEP IRA for 2015 - which fund?

There is no minimum for investor shares. My first year tax year a few years back I only contributed about $500 to my SEP across 4 funds and it was fine.
by corner559
Sun Mar 27, 2016 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Reasons for =>80% stocks at =>40 y/o
Replies: 56
Views: 4750

Re: Reasons for =>80% stocks at =>40 y/o

If it makes you feel any better, I'm around your age and am at 90% stocks and 10% bonds.
by corner559
Sun Mar 27, 2016 10:41 pm
Forum: Personal Consumer Issues
Topic: Your fav [US domestic] airline - as far as flying experience?
Replies: 72
Views: 4172

Re: Your fav airline - as far as flying experience?

I prefer Southwest because of their transparent fare structure and ease of use. Otherwise I fly UAL primarily because that's who I have the most miles with. Internationally, Singapore is hands down the best. I know a lot of people rave about Emirates, but I've always found their cabin crew a bit on ...
by corner559
Thu Feb 18, 2016 4:31 am
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 9554

Re: Applied for 100 jobs, no callbacks. What's up?

When I was a hiring manager, I looked at these things in order of importance: 1) Cover letter. No cover letter = it goes into the circular file. I don't feel it's professional not to include one. 2) Objective = Should be close to the top of the resume and clearly be a close match for the job and the...
by corner559
Mon Feb 08, 2016 12:49 am
Forum: Personal Finance (Not Investing)
Topic: Flagship Investor with 700 credit score ?
Replies: 52
Views: 7546

Re: Flagship Investor with 700 credit score ?

When I sold my place and didn't have a mortgage on my credit report anymore, my rating took a 100 point dive that still hasn't recovered.
by corner559
Sat Feb 06, 2016 11:13 am
Forum: Personal Consumer Issues
Topic: Anyone travel without hacking?
Replies: 103
Views: 12924

Re: Anyone travel without hacking?

FF miles pay for upgrades and other website booking site award points sometimes pay for some hotels. Most of my travel is out of my pocket, and I don't regret a dime spent. :D
by corner559
Sun Jan 31, 2016 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Is a Will or Trust necessary for a single person with no kids?
Replies: 21
Views: 2153

Re: Is a Will or Trust necessary for a single person with no kids?

I actually was wondering the same thing. Am curious as to what the rough cut off point would be when a will is no longer sufficient and a trust would be better suited to your needs.
by corner559
Sun Jan 31, 2016 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: I got let go yesterday
Replies: 45
Views: 9980

Re: I got let go yesterday

I was in my 30's when I made a huge career change. Is what I found is that there were a lot more transferable skills than I ever could have imagined, and I think one key (among many) is finding another field where your skills can transfer, even when that seems unlikely at first. If I had gone into s...
by corner559
Fri Jan 29, 2016 1:07 am
Forum: Personal Consumer Issues
Topic: Should I forward mail to Spain
Replies: 10
Views: 1055

Re: Should I forward mail to Spain

I would say it depends on what it is you expect to receive in the mail. These days so much is done electronically that you might be able to wait a couple of months. I'm overseas, but all of my bills and tax forms are done electronically, so I don't need to see the paper versions. The only thing I do...
by corner559
Thu Jan 28, 2016 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 251

Re: FEIE using Turbo Tax

You may be getting hit by the stacking rule. Income excluded by the FEIE is not taxed itself, but is used to calculate the overall tax bracket. So it may be pushing unexcluded income into a higher bracket. So let's say my income from US-based businesses is $10,000 and my foreign income is $50,000, ...
by corner559
Thu Jan 28, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 251

FEIE using Turbo Tax

I'm using Turbo Tax and qualify for the FEIE and it says that all of my foreign income is excluded from taxes. However, I notice that when I entered my foreign income, my tax liability jumped several hundred dollars. Granted, it only accounts for about 2% of the total, but I thought that meant my ta...
by corner559
Sat Jan 16, 2016 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing while prices are quickly changing
Replies: 5
Views: 996

Re: Rebalancing while prices are quickly changing

livesoft wrote:Have you calculated how your allocation would change if prices were about 2% different than you expected? Your asset allocation doesn't need to be more precise than about 2% to 5% anyways. That is, this is not horseshoes nor hand grenades.

+1
by corner559
Sat Jan 16, 2016 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 4285

Re: How's it going?....any self-doubt?

80/20 Stocks/Fixed and I'm down about 7% so far this year. When the crisis hit in 2008 I was almost 100% stocks and stayed the course and stuck with my IPS (as most people here do) so I don't understand why people think this time would be any different. That's what an IPS is for.
by corner559
Sat Jan 16, 2016 2:54 am
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 12363

Re: Who's buyin' today?

I see this as a good opportunity for me to move more funds from my R/O IRA to my Roth IRA.
by corner559
Fri Jan 15, 2016 11:06 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 201
Views: 29190

Re: I'm Calling an Emerging Markets Bottom

This is the time of year I usually do rebalancing. My EM allocation is 5% off target so I'll be pouring more money into that asset class. I figure if it is a bottom and that sector comes back, I'll be well positioned. If it doesn't, I'll keep putting money into it in line with my IPS.
by corner559
Fri Jan 15, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: [Vanguard Online Access Problems]
Replies: 113
Views: 2865

Re: Vanguard.com

I'm also having issues logging in. It just says "Your account information is temporarily unavailable."
by corner559
Mon Jan 11, 2016 2:52 am
Forum: Investing - Help with Personal Investments
Topic: $1.3 Billion Jackpot - How would you invest it?
Replies: 76
Views: 4836

$1.3 Billion Jackpot - How would you invest it?

As a Boglehead, how would you invest a 1.3 billion dollar windfall after all the taxes had been taken out?
by corner559
Mon Dec 28, 2015 12:06 am
Forum: Investing - Help with Personal Investments
Topic: Backdoor ROTH IRA Writeoff
Replies: 1
Views: 337

Backdoor ROTH IRA Writeoff

I know that I will owe taxes on the money that I convert from my rollover IRA over to my ROTH. Was wondering if anything can be written off against the taxable amount due to the conversion? Would that money considered earned income?
by corner559
Sun Dec 27, 2015 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Writing checks - a Bogleheads thing to do?
Replies: 117
Views: 10023

Re: Writing checks - a Bogleheads thing to do?

... I think that I will stick to using my credit card that gives me the float and 2% back. But wanted to see if any Bogleheads write checks, and if there any benefits I am missing. Writing checks may slow unnecessary spending for the many reasons noted here, while credit cards may increase it. I ha...
by corner559
Sun Dec 27, 2015 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Writing checks - a Bogleheads thing to do?
Replies: 117
Views: 10023

Re: Writing checks - a Bogleheads thing to do?

... I think that I will stick to using my credit card that gives me the float and 2% back. But wanted to see if any Bogleheads write checks, and if there any benefits I am missing. Writing checks may slow unnecessary spending for the many reasons noted here, while credit cards may increase it. I ha...
by corner559
Sun Dec 20, 2015 10:10 pm
Forum: Personal Consumer Issues
Topic: Should I just give my wife (folded) money?
Replies: 76
Views: 9964

Re: Should I just give my wife (folded) money?

Get a Roomba from Hammacher Schlemmer. Yes, you'll pay tthe full retail price, but the lifetime guarantee is priceless. Robot vacuum cleaners are amazing. Robot maintenance is not. When it starts acting up in 2 years, send it back to them for a full refund towards your next generation Roomba. I thi...
by corner559
Tue Dec 08, 2015 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: How much money should I leave my kids?
Replies: 59
Views: 6613

Re: How much money should I leave my kids?

It's a little hard to give advice without knowing the amount or at least a ballpark. "Significant amount" is wide open to interpretation. To me significant amount would be north of at least $5 million. For someone else, it could be much less or much more depending on who the person is.
by corner559
Thu Dec 03, 2015 1:55 am
Forum: Personal Consumer Issues
Topic: How do high earners get rid of their junk?
Replies: 59
Views: 9929

Re: How do high earners get rid of their junk?

Eveyrthing goes to either thrift stores that support a worthy cause or a local charity if it's something like computer equipment that I'm replacing. It's too much hassle to sell it on Ebay or Craigslist for the small gain I would get.
by corner559
Thu Nov 26, 2015 6:43 pm
Forum: Personal Consumer Issues
Topic: I received 'Money' magazine for free. Anyone read it?
Replies: 40
Views: 4820

Re: I received 'Money' magazine for free. Anyone read it?

MONEY and KIPLINGERS publish the same things, over and over: "Top Mutual Funds NOW!" ... "Five Best Places to Put Your Money." ... "Best Cities For Retirement." ... "Least Expensive States For Your Sunset Years." ... "Top Dividend Stocks" ... etc. H...
by corner559
Wed Sep 30, 2015 10:41 pm
Forum: Investing - Theory, News & General
Topic: Which single book would you recommend for an investing novice?
Replies: 35
Views: 3417

Re: Which single book would you recommend for an investing novice?

Best investment book for beginners I've ever read is the Random Walk Guide to Investing (not to be confused with the Random Walk Guide to Wall Street). It's the book that opened my eyes to the Boglehead world. It's a quick read and can be finished in just a day.

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