Search found 373 matches

by corner559
Thu Dec 08, 2016 9:49 pm
Forum: Investing - Help with Personal Investments
Topic: Telephoning Vanguard
Replies: 42
Views: 2189

Re: Telephoning Vanguard

I called last week and the rep transferred me to the wrong department, and then I got disconnected. Wait time was about 15 minutes. I called back and then was told the wait would be 45 minutes. I just hung up in frustration. Never got my issue resolved. A 30+ minute wait time is TOTALLY unacceptable.
by corner559
Thu Dec 08, 2016 9:42 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 60
Views: 3517

Re: McDonald's Stock

nisiprius wrote:Arch Deluxe, we hardly knew ya.


I don't know why these were so unpopular. I really liked this burger.
by corner559
Thu Dec 08, 2016 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Solo 401k tax filing
Replies: 5
Views: 394

Re: Solo 401k tax filing

Many thanks for the quick and helpful answers!
by corner559
Thu Dec 08, 2016 12:29 am
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 60
Views: 3517

Re: McDonald's Stock

I've owned this stock for years and like the dividends. Whatever the ups and downs, I'm in for the long haul and will hold it forever. The free food coupons they sometimes mail out to shareholders isn't bad either.
by corner559
Sun Dec 04, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Help me replace my beloved shoes...
Replies: 8
Views: 1066

Re: Help me replace my beloved shoes...

I know this doesn't help you with your current pair, but whenever I find shoes or jeans that I absolutely love I always buy multiples. For shoes I'll buy 2-3 pairs and for jeans I'll buy up to 7 or 8 pairs in varying colors so that way I know I'll have something I know that fits me well for a very, ...
by corner559
Sun Dec 04, 2016 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Solo 401k tax filing
Replies: 5
Views: 394

Solo 401k tax filing

I would like to open up a solo 401k for my sole proprietorship. Currently, I just file the taxes for my business under my SSN. VG requires I get an EIN which I plan on doing. However, come tax time, will I now have to file taxes separately under the EIN or can I continue to file using my SSN? I pres...
by corner559
Fri Dec 02, 2016 1:28 am
Forum: Investing - Theory, News & General
Topic: What percentage of international do you hold?
Replies: 127
Views: 5621

Re: What percentage of international do you hold?

I have read quite a few points about holding a total international stock fund except US, but the range varies quite a lot. If I could find a common percentage, I think it may be 15% What percentage do you hold? I hold 100% international. I'm not sure why I should hold 85% of my assets in the Vietna...
by corner559
Tue Nov 22, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 172
Views: 12584

Re: How many of you have cut cord?

I cut the cord 4 years ago. Forcing me to have a gazillion channels is ludicrous. There are only about 9-10 channels I would ever watch regularly. These days, the internet is all you need.
by corner559
Tue Oct 25, 2016 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Will the market go up or down after the election?
Replies: 24
Views: 2430

Re: Will the market go up or down after the election?

Regardless of who wins, any knee-jerk reaction will be shorter term and shouldn't change your long term financial plans.
by corner559
Thu Oct 13, 2016 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: Do Bogleheads use Robo Advisors?
Replies: 39
Views: 3822

Re: Do Bogleheads use Robo Advisors?

So long as you have your own ISP that you stick to, I don't see what the point would be. It's not difficult to check your allocation once or twice a year and then adjust accordingly on your own.
by corner559
Thu Oct 06, 2016 10:24 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 34786

Re: The Bogleheads' "100 Things Worth Every Penny" List

- Travel
- Good pair of shoes (Ecco's are the best IMHO)
- A good and honest housekeeper
- Education
- Gourmet meal at a top restaurant
by corner559
Wed Oct 05, 2016 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Almost perfect credit score (FICO from Amex)
Replies: 44
Views: 5550

Re: Almost perfect credit score (FICO from Amex)

After I sold my condo and no longer had a mortgage (still don't) my FICO score took a big hit and has never recovered. I used to be over 800 and now am in the mid 700's.
by corner559
Thu Sep 08, 2016 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Career Change Did I Make The Right Move?
Replies: 14
Views: 2078

Re: Career Change Did I Make The Right Move?

Ultimately your gut will tell you if you made the right choice. You're still young and can always switch again if you find that plumbing isn't for you. When I was in my late 30's I quite a well-paying job in finance to go into teaching. I took a massive pay cut, but my work-life balance is much bett...
by corner559
Wed Aug 31, 2016 7:32 pm
Forum: Personal Consumer Issues
Topic: WSJ $99 for 6 months -- worth it?
Replies: 54
Views: 3468

Re: WSJ $99 for 6 months -- worth it?

The only news app I pay for is the NYT because it's something I enjoy reading. It's definitely a "want" and not a "need" though. I wouldn't mind the WSJ as well, but I can't justify the expense for myself.
by corner559
Sun Aug 28, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 9066

Re: Talk me out of 4500 purchase [Camera]

I know that this thread is old, but seems like people are still weighing in. The only thing I see wrong here is that the OP is buying a Canon instead of a Nikon. I think even I'm finally over the FD fiasco and that's what you're undoubtedly referring to. it was hard to take at the time because you'...
by corner559
Sun Aug 28, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 9066

Re: Talk me out of 4500 purchase [Camera]

I know that this thread is old, but seems like people are still weighing in. The only thing I see wrong here is that the OP is buying a Canon instead of a Nikon.
by corner559
Mon Aug 22, 2016 7:50 am
Forum: Personal Consumer Issues
Topic: Favorite Asian Vacation?
Replies: 37
Views: 3768

Re: Favorite Asian Vacation?

I've traveled all over both East Asia and SE Asia. My favorite places are Indonesia and China. Would HIGHLY recommend Bali and Java (Yogyakarta area to be specific).
by corner559
Mon Aug 22, 2016 12:10 am
Forum: Personal Finance (Not Investing)
Topic: Are debit cards risky (from fraud)?
Replies: 19
Views: 1281

Re: Are debit cards risky (from fraud)?

I don't understand why anyone would undertake the risk of using a debit card for anything other than taking cash out of an ATM, especially if it draws on funds from a primary checking account. Consider the following scenario. A thief gets hold of it and you don't realize it's gone for a few days (ye...
by corner559
Tue Aug 16, 2016 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 11541

Re: Anyone else getting nervous and converting to cash as a short-term move?

Whatever your investment plan is, stick with it, and stop trying to time the market. It's a losing game.
by corner559
Thu Jul 14, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Clothing upgrade for professional environment
Replies: 78
Views: 4633

Re: Clothing upgrade for professional environment

The most important thing is fit. Clothes that fit your body well will make a bigger impact than material quality, stitching, brand or logo. Unfortunately, that you means you have to go shopping which you mentioned you don't enjoy. Do not buy anything that looks baggy on you. Baggy is out. Your leve...
by corner559
Wed Jul 13, 2016 6:26 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 172
Views: 12584

Re: How many of you have cut cord?

I made a conscious decision not only to cut the cord but not to have TV and I don't miss it at all. Every once in a while if there's a show or movie people rave about, I can get it on Netflix which I subscribe to or catch something on the internet. Who needs hundreds of channels that will never be w...
by corner559
Wed Jul 06, 2016 5:46 am
Forum: Personal Consumer Issues
Topic: Tag Heuer wrist watch
Replies: 24
Views: 2275

Re: Tag Heuer wrist watch

I'm on my second one. Both have been great. First one I've had for about 15 years and the second one I got about 2 years ago. No problems with either of them.
by corner559
Sun Jul 03, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: Specifying type of room at cheap national chains?
Replies: 29
Views: 2264

Re: Specifying type of room at cheap national chains?

I also try to get rooms that are away from stairwells or elevators which can sometimes be noisy.
by corner559
Sun Jul 03, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: My Excel is 9 yrs old(2007). Update??
Replies: 28
Views: 2157

Re: My Excel is 9 yrs old(2007). Update??

If you don't ever plan on sharing your Excel files with others or have a need to open an Excel file from someone else, there's probably need an urgent need to update. If you share files with others, then you absolutely should update. At work, I was running a computer MS Office that as a couple of ge...
by corner559
Wed Jun 29, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Recommendations for ready-to-eat Costco meals?
Replies: 28
Views: 5001

Re: Recommendations for ready-to-eat Costco meals?

You can never ever go wrong with the rotisserie chicken as others have mentioned. I also like the lobster penne pasta (though I've heard it's regional and not in every Costco).
by corner559
Tue Jun 14, 2016 7:41 pm
Forum: Investing - Theory, News & General
Topic: Good Returns on the Vanguard Inflation Protected fund?
Replies: 18
Views: 1828

Re: Good Returns on the Vanguard Inflation Protected fund?

6 months is but a blip. Over time it's been the worse performer in my portfolio.
by corner559
Thu Jun 09, 2016 2:21 am
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 7123

Re: Fired by our Financial Advisor

celia wrote:If I seriously wanted to invest with a FA and she didn't ask me for this info, I would FIRE her!

+1
by corner559
Wed Jun 08, 2016 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 7123

Re: Fired by our Financial Advisor

Having worked for a broker/dealer I'm not at all surprised. As others have mentioned, they need to do their own due diligence on their end. Without an SSN that's hard for them to do. It's all about knowing your customer. If I'd been the compliance person reviewing your account I would've been inclin...
by corner559
Tue May 31, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 71
Views: 4666

Re: Things to Do and See on Kauai, Hawaii

I would second the chopper ride. Absolutely worth the hefty cost.
by corner559
Mon May 30, 2016 6:43 pm
Forum: Investing - Theory, News & General
Topic: What is the difference between disciplined rebalancing and making a market timing bet?
Replies: 25
Views: 1382

Re: What is the difference between disciplined rebalancing and making a market timing bet?

Both involve a strategy designed to sell a specific asset class based on its rise or fall relative to other investments. Rebalancing just has an odd psychological aspect to it...like a deal you made with yourself to stick to you principles, or the like. No? The difference to me is this.... Timing i...
by corner559
Thu May 26, 2016 11:02 pm
Forum: Investing - Theory, News & General
Topic: What was your first investment?
Replies: 117
Views: 5679

Re: What was your first investment?

Tiffany stock from my parents when I was in high school.
by corner559
Tue May 24, 2016 11:10 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 81
Views: 9265

Re: How do Bogleheads TRAVEL?

favorite places: jordan (petra, epheseus) Jordan, eh? It is one of the few countries that I have hardly known anybody to visit. I almost made the trek to Petra when I was in Jerusalem a few years back but it didn't work time-wise. It is supposed to be quite amazing. I have traveled elsewhere in the...
by corner559
Mon May 23, 2016 2:15 am
Forum: Personal Consumer Issues
Topic: How to buy a good used grand piano?
Replies: 35
Views: 2949

Re: How to buy a good used grand piano?

Oh and I forgot. If you put the piano in the living room where it gets a lot of sun that will dry out the sound board and mechanisms and kill the sound over time. Good pianos need shade and cool air and some moisture in the air. My SIL has her concert grand in a bedroom with curtains over the windo...
by corner559
Mon May 23, 2016 2:15 am
Forum: Personal Consumer Issues
Topic: How to buy a good used grand piano?
Replies: 35
Views: 2949

Re: How to buy a good used grand piano?

I played classical piano for 20 years and have had a Steinway, Baldwin, Kawai and Yamaha electric piano. I would absolutely not recommend the electric pianos. They do not have the same nuanced feel as a real piano. The only reason to go this route is if you're limited on space and money. Choosing th...
by corner559
Sun May 22, 2016 3:00 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 81
Views: 9265

Re: How do Bogleheads TRAVEL?

Bogleheads: > How do you book travel: all-inclusive packages or piecemeal? > How do you book flights: cheapest available on kayak or with specific airlines based on loyalty/credit card programs? > How do you get around: rent cars vs public transit vs uber/taxi? > Where do you sleep: fairest price o...
by corner559
Thu Apr 28, 2016 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: Young Male Living with Parents
Replies: 83
Views: 5363

Re: Young Male Living with Parents

I have received much criticism from both peers and colleagues for going this route. "You need to move out and get your own place." "People your age should have CC debt." People your age should have student loan debt." "People your age should have car payments." Th...
by corner559
Thu Apr 21, 2016 11:51 pm
Forum: Personal Consumer Issues
Topic: How To Stay Motivated in Employment When You Might Have Enough?
Replies: 71
Views: 9501

Re: How To Stay Motivated in Employment When You Might Have Enough?

I love the job I do and the people I work with. That's what keeps me motivated. I wouldn't have it any other way. If I were in a job in which I needed to "find" motivation to keep me going in my job, it would mean I'd need to find something new. If I hit the lottery tomorrow and won a craz...
by corner559
Sat Apr 16, 2016 8:48 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13191

Re: NO!

Amazon has a much larger selection. The inventory size is about 82.37% of the reason I shop there. Tried Jet. Lower prices on the 2 items that I found . Saving 10¢ here and there does interest me. I agree. I always look to Amazon first because they almost always have what I'm looking for no matter ...
by corner559
Thu Apr 14, 2016 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: $30k in cash. What should I do with it?
Replies: 4
Views: 886

Re: $30k in cash. What should I do with it?

I would pay off the loan. Like someone else said, it's a guaranteed 3.79% return on your money which definitely beats what you're making in the MM it's currently in, and it frees up monthly payments for a 401K or something else.
by corner559
Wed Apr 06, 2016 10:14 pm
Forum: Investing - Help with Personal Investments
Topic: Contributing to SEP IRA for 2015 - which fund?
Replies: 5
Views: 298

Re: Contributing to SEP IRA for 2015 - which fund?

There is no minimum for investor shares. My first year tax year a few years back I only contributed about $500 to my SEP across 4 funds and it was fine.
by corner559
Sun Mar 27, 2016 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Reasons for =>80% stocks at =>40 y/o
Replies: 56
Views: 4992

Re: Reasons for =>80% stocks at =>40 y/o

If it makes you feel any better, I'm around your age and am at 90% stocks and 10% bonds.
by corner559
Sun Mar 27, 2016 10:41 pm
Forum: Personal Consumer Issues
Topic: Your fav [US domestic] airline - as far as flying experience?
Replies: 72
Views: 4428

Re: Your fav airline - as far as flying experience?

I prefer Southwest because of their transparent fare structure and ease of use. Otherwise I fly UAL primarily because that's who I have the most miles with. Internationally, Singapore is hands down the best. I know a lot of people rave about Emirates, but I've always found their cabin crew a bit on ...
by corner559
Thu Feb 18, 2016 4:31 am
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 9846

Re: Applied for 100 jobs, no callbacks. What's up?

When I was a hiring manager, I looked at these things in order of importance: 1) Cover letter. No cover letter = it goes into the circular file. I don't feel it's professional not to include one. 2) Objective = Should be close to the top of the resume and clearly be a close match for the job and the...
by corner559
Mon Feb 08, 2016 12:49 am
Forum: Personal Finance (Not Investing)
Topic: Flagship Investor with 700 credit score ?
Replies: 52
Views: 7699

Re: Flagship Investor with 700 credit score ?

When I sold my place and didn't have a mortgage on my credit report anymore, my rating took a 100 point dive that still hasn't recovered.
by corner559
Sat Feb 06, 2016 11:13 am
Forum: Personal Consumer Issues
Topic: Anyone travel without hacking?
Replies: 103
Views: 13368

Re: Anyone travel without hacking?

FF miles pay for upgrades and other website booking site award points sometimes pay for some hotels. Most of my travel is out of my pocket, and I don't regret a dime spent. :D
by corner559
Sun Jan 31, 2016 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Is a Will or Trust necessary for a single person with no kids?
Replies: 21
Views: 2439

Re: Is a Will or Trust necessary for a single person with no kids?

I actually was wondering the same thing. Am curious as to what the rough cut off point would be when a will is no longer sufficient and a trust would be better suited to your needs.
by corner559
Sun Jan 31, 2016 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: I got let go yesterday
Replies: 45
Views: 10125

Re: I got let go yesterday

I was in my 30's when I made a huge career change. Is what I found is that there were a lot more transferable skills than I ever could have imagined, and I think one key (among many) is finding another field where your skills can transfer, even when that seems unlikely at first. If I had gone into s...
by corner559
Fri Jan 29, 2016 1:07 am
Forum: Personal Consumer Issues
Topic: Should I forward mail to Spain
Replies: 10
Views: 1102

Re: Should I forward mail to Spain

I would say it depends on what it is you expect to receive in the mail. These days so much is done electronically that you might be able to wait a couple of months. I'm overseas, but all of my bills and tax forms are done electronically, so I don't need to see the paper versions. The only thing I do...
by corner559
Thu Jan 28, 2016 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 270

Re: FEIE using Turbo Tax

You may be getting hit by the stacking rule. Income excluded by the FEIE is not taxed itself, but is used to calculate the overall tax bracket. So it may be pushing unexcluded income into a higher bracket. So let's say my income from US-based businesses is $10,000 and my foreign income is $50,000, ...
by corner559
Thu Jan 28, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 270

FEIE using Turbo Tax

I'm using Turbo Tax and qualify for the FEIE and it says that all of my foreign income is excluded from taxes. However, I notice that when I entered my foreign income, my tax liability jumped several hundred dollars. Granted, it only accounts for about 2% of the total, but I thought that meant my ta...

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