Search found 877 matches

by coachz
Fri Jul 29, 2016 1:32 pm
Forum: Investing - Theory, News & General
Topic: Covered call scam
Replies: 9
Views: 1381

Re: Covered call scam

I like this graphic to keep me straight as I learn more.
Image
by coachz
Fri Jul 29, 2016 1:26 pm
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

So why is Win7 needed in a VM in Win10 ? Don't all the apps/drivers work in 10 that ran in 7 ?
by coachz
Fri Jul 29, 2016 1:03 pm
Forum: Investing - Theory, News & General
Topic: are the markets overvalued? Are Grantham/Hussman etal correct?
Replies: 141
Views: 7353

Re: are the markets overvalued? Are Grantham/Hussman etal correct?

I haven't even started retirement yet and I already have a bad sequence of returns ! What's next 2 % :sharebeer
by coachz
Fri Jul 29, 2016 12:47 pm
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1671

Re: Need advice, dealer sold me wrong year golf cart

Shenanigans: 1. Selling a cart and saying it has new batteries when the batteries are 3 years old. 2. Selling a cart and misrepresenting its age 3. Selling a cart and saying it was owned by a person in a community when it really was a rental cart at a golf course for 4 years. 2. Overcharging for re...
by coachz
Fri Jul 29, 2016 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: SSA MANDATORY cell phone based multifactor authentication
Replies: 90
Views: 5452

Re: SSA MANDATORY cell phone based multifactor authentication

I have never had a cell phone so I guess I won't be going there anymore.
by coachz
Fri Jul 29, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

drwtsn32 wrote:
coachz wrote:.. and updates turned off.

:shock:


Computing commando !
by coachz
Fri Jul 29, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

nah, windows 8 is just fine once you install Start Menu X and you don't get the windows 10 telemetry phoning home. There are some useful upgrades in windows 10. Windows edge is a great browser and will get even better in August once the update arrives with extension support. Display scaling works b...
by coachz
Fri Jul 29, 2016 10:32 am
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

Why do you need windows 7 if you are already at 10 ?
by coachz
Fri Jul 29, 2016 10:31 am
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 40
Views: 3027

Re: Costco rotisserie chicken

Ignoring the chicken's quality of life, I must be one of the few bogleheads who really doesn't like the Costco chickens. For lack of a better description, they taste way to hot-doggy - salty / preserved / etc. I'd much rather buy a fresh chicken (Costco is great for this!) and roast it - while it t...
by coachz
Fri Jul 29, 2016 10:11 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

he said WHEN. not yet.
by coachz
Fri Jul 29, 2016 10:11 am
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

nah, windows 8 is just fine once you install Start Menu X and you don't get the windows 10 telemetry phoning home.
by coachz
Fri Jul 29, 2016 10:05 am
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1891

Re: Last day for free update to Windows 10

I'm very happy with windows 7, start menu x and updates turned off.
by coachz
Fri Jul 29, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 40
Views: 3027

Re: Costco rotisserie chicken

I always thought they lived a full life whatever the life span of a chicken is.
by coachz
Fri Jul 29, 2016 9:36 am
Forum: Investing - Theory, News & General
Topic: The quality premium, risk or behavioral based, a deep look
Replies: 14
Views: 702

Re: The quality premium, risk or behavioral based, a deep look

If only you could make the investment topics Pokemans then you could keep their attention....for at least a minute. :oops:
by coachz
Fri Jul 29, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 40
Views: 3027

Re: Costco rotisserie chicken

Personally I think its insane to buy chickens raised in conditions where a $5 chicken can be profitable (yes I know it might be a loss leader). I'm guessing you are right and these are probably tortured chickens. I also read that chickens are killed for this at 3 months old. They don't even get a l...
by coachz
Fri Jul 29, 2016 8:56 am
Forum: Investing - Theory, News & General
Topic: The quality premium, risk or behavioral based, a deep look
Replies: 14
Views: 702

Re: The quality premium, risk or behavioral based, a deep look

Sounds great. I just bought it ! Thanks for all you do Larry. I started years ago reading your books like "Rational Investing in Irrational Times" and I was like, "This dude knows his stuff and I'm so stupid". Not being great with statistics I was quite confused but still got the...
by coachz
Fri Jul 29, 2016 8:48 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

Sounds like we need to destroy the robots.
by coachz
Fri Jul 29, 2016 8:46 am
Forum: Personal Consumer Issues
Topic: Vacation loans
Replies: 19
Views: 1358

Re: Vacation loans

Our local DriveTime car dealer sells used cars with 29.5% interest. What a deal ! :oops:
by coachz
Fri Jul 29, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1671

Re: Need advice, dealer sold me wrong year golf cart

I would go face to face to resolve it with information in hand of what the difference in the 2010 and 2012 values are and genuinely try to work it out whether through full refund or partial refund and keeping the cart. Face to face will likely make it smoother if you can discuss it civilly with him.
by coachz
Fri Jul 29, 2016 8:42 am
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1671

Re: Need advice, dealer sold me wrong year golf cart

Do you have "2012" on your purchase receipt? If so, I would take it in and get all of my money back. A lot of used golf carts come from golf courses when the lease expires. Two years means a lot more wear and tear. I live in a golf cart community. There are a lot of shenanigans in the gol...
by coachz
Fri Jul 29, 2016 8:39 am
Forum: Investing - Theory, News & General
Topic: The quality premium, risk or behavioral based, a deep look
Replies: 14
Views: 702

Re: The quality premium, risk or behavioral based, a deep look

Thanks for the great explanation. You're one of the many great assets in this forum helping noobs like me to learn more about a subject that can be elusive. :beer
by coachz
Fri Jul 29, 2016 8:36 am
Forum: Personal Consumer Issues
Topic: Vacation loans
Replies: 19
Views: 1358

Re: Vacation loans

That reminds me of our local Rent to Own business where you can rent a lamp to own one day.
by coachz
Fri Jul 29, 2016 8:32 am
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 40
Views: 3027

Re: Costco rotisserie chicken

I got both the chicken and the hot dog/drink last week !
by coachz
Fri Jul 29, 2016 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Is market out of Sync
Replies: 20
Views: 1428

Re: Is market out of Sync

I'm expecting the market to keep going up like it always does and to have crazy corrections for no apparent reason like the fainting goats just falling over out of the blue. :sharebeer
by coachz
Fri Jul 29, 2016 8:24 am
Forum: Personal Consumer Issues
Topic: Virtual Box on Win10 host
Replies: 4
Views: 166

Re: Virtual Box on Win10 host

great support here. ask a question and give them a while
https://www.virtualbox.org/wiki/IRC

use a web client if you like
https://kiwiirc.com/client
by coachz
Fri Jul 29, 2016 8:08 am
Forum: Investing - Theory, News & General
Topic: The quality premium, risk or behavioral based, a deep look
Replies: 14
Views: 702

Re: The quality premium, risk or behavioral based, a deep look

"Surprisingly, profitable firms generate significantly higher returns than unprofitable firms"

Is that really surprising ? I'm pretty sure I can run an unprofitable firm. Maybe that's my key to riches. :beer
by coachz
Fri Jul 29, 2016 8:00 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

With all these robots and technologies why is production low ? coachz, Nobody is buying. Demand is low. KlangFool Shouldn't robots and technologies make things cheaper? So cheap that there is a huge surplus driving prices so low you can't afford not to buy? Tons of food, tons of steel, tons of ever...
by coachz
Fri Jul 29, 2016 7:40 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

some pretty poor answers early on in this thread... sorry the truth. very short "cliff notes" answer: long-term rates have been going very low. and investors have "sticker shock" at these low rates so they put the money into the stock market. virtuous cycle until it collapses - ...
by coachz
Thu Jul 28, 2016 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: asking for a higher hourly rate after interview
Replies: 29
Views: 1812

Re: asking for a higher hourly rate after interview

miles monroe wrote:good luck...but with all due respect if i was the interviewer and you verbally agreed to an specific hourly rate - and then tried to hold me up for more - i'd tell ya to take a hike.

That too !
by coachz
Thu Jul 28, 2016 11:49 am
Forum: Personal Finance (Not Investing)
Topic: asking for a higher hourly rate after interview
Replies: 29
Views: 1812

Re: asking for a higher hourly rate after interview

Use phrases like "I am absolutely ready to commit to this job but looking over the benefits package (or salary) I"m gonna need X to make the numbers work". This way they know you are ready to commit.
by coachz
Thu Jul 28, 2016 11:42 am
Forum: Investing - Theory, News & General
Topic: "These 5 'Old-Fangled' Investment Options May Do Just As Well as Newer Alternatives"
Replies: 3
Views: 725

Re: "These 5 'Old-Fangled' Investment Options May Do Just As Well as Newer Alternatives"

Great article. I have always enjoyed her articles and videos. I think she has a great way of explaining these things in layman's terms.
by coachz
Thu Jul 28, 2016 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Daring to figure it out for myself -- To Roth or Not to Roth and defusing the RMD tax bomb
Replies: 27
Views: 3179

Re: Daring to figure it out for myself -- To Roth or Not to Roth and defusing the RMD tax bomb

What a great TITLE. I need to sexy my titles up. Daring and defusing a bomb ! nice.
by coachz
Thu Jul 28, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 58
Views: 3787

Re: What makes people succeed?

Trader/Investor wrote:And by successful, I mean making (very) good money.

Am I the only one who sees a problem right there?


No. He's just trying to provide context for his question only.
by coachz
Thu Jul 28, 2016 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Retirement Research Conference in DC next week (free!)
Replies: 5
Views: 571

Re: Retirement Research Conference in DC next week (free!)

Looks great. After the live stream, do you know if there will be links to the videos if we can't watch it while it's streaming ?
by coachz
Thu Jul 28, 2016 9:11 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 58
Views: 3787

Re: What makes people succeed?

[moderators, please feel free to change the topic, because what I am trying to ask is a very loose one) Though I make a decent living, I count myself among those not successful. And by successful, I mean making (very) good money. One thing I've noticed - and this is probably something I inculcated ...
by coachz
Thu Jul 28, 2016 9:03 am
Forum: Investing - Help with Personal Investments
Topic: Pay down mortgage now, or wait?
Replies: 9
Views: 1315

Re: Pay down mortgage now, or wait?

I don't do any debt so my answer is always "pay it off". Last house was paid for, tornado blew it away. Insurance paid. Wrote checks for $320k and built another house paid for. Bought a new car 2 weeks ago for wife's retirement gift (i so sweet). Wrote check for $23k. I just can't do debt ...
by coachz
Thu Jul 28, 2016 8:55 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3908

Re: Do Realtors Find FSBOs?

... I remember the pre-Internet days when it was hard to get exposure of your property without use of the MLS. ... Some people used to advertise their house for sale in the classified ads of their newspaper. In the NYC suburbs, they would advertise the nicer houses in the New York Times, usually in...
by coachz
Thu Jul 28, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3908

Re: Do Realtors Find FSBOs?

Thank you everyone for the great tips!! Next step is to get on MLS ASAP! I think to keep things in proper perspective, in your original question perhaps you might consider asking those who reply to make it clear if they are a realtor or not. The 6 percent of your house fee simply does not apply tod...
by coachz
Thu Jul 28, 2016 8:40 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3908

Re: Do Realtors Find FSBOs?

I suggest if using a flat fee MLS service that you also hire a highly regarded pro real estate photographer to shoot your house/yard and create a package of pro-quality pictures to post to MLS and Zillow. A pro shows up with the right camera/lenses and knows how to shoot rooms and house from best v...
by coachz
Thu Jul 28, 2016 8:39 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3908

Re: Do Realtors Find FSBOs?

The vast majority of serious buyers are looking at all homes in their price range in their target area that are on the MLS and are already working with an agent. They could care less about open house showing on a Sunday afternoon. "Open houses" do little or nothing to sell your MLS listed...
by coachz
Thu Jul 28, 2016 8:16 am
Forum: Personal Consumer Issues
Topic: Comcast - lease modem/router or buy?
Replies: 29
Views: 1715

Re: Comcast - lease modem/router or buy?

What they said.....buy and make sure it's not on your monthly bill.
by coachz
Thu Jul 28, 2016 8:12 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

Really a great discussion and I really appreciate all of the knowledge. Thanks a million !
by coachz
Thu Jul 28, 2016 7:57 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

zaboomafoozarg wrote:
coachz wrote:I'm old


Can't be that old if you know who Coach Z is! Unless you're the oldest person who ever watched Homestar. :happy


56 yrs old and huge homestar runner fan. teen girl squad. the ugly one !
by coachz
Wed Jul 27, 2016 2:04 pm
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

But after the corrections, the markets continue to rise over the long term it seems. So the current DOW will eventually go up another 1000 points most likely and then another 1000.
by coachz
Wed Jul 27, 2016 1:59 pm
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3908

Re: Do Realtors Find FSBOs?

Exactly, make it look like a model home. Go visit a model home nearby to get the vibe if necessary.
by coachz
Wed Jul 27, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: is this wise? purchasing honda cbr 250r
Replies: 47
Views: 1751

Re: is this wise? purchasing honda cbr 250r

I have had a number of bikes in my 56 years. Started with a minibike, then Honda 50, then Vespa, then Honda Elsinore 125, then Penton (KTM) 175, then Honda 750 street bike, then Kawasaki KLR 650 enduro, then a Kymco Like 200i for scooter time and now the Honda Forza 300. I think the 250 will be grea...
by coachz
Wed Jul 27, 2016 1:41 pm
Forum: Personal Consumer Issues
Topic: is this wise? purchasing honda cbr 250r
Replies: 47
Views: 1751

Re: is this wise? purchasing honda cbr 250r

i'm not bored with my Honda Forza 300. It's a blast to ride and I'm sure the 250 is about the same. I think it depends how much adrenaline you require.
by coachz
Wed Jul 27, 2016 1:37 pm
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 88
Views: 5316

Re: How can markets keep going up ?

I'm old and feeble plus I think it's all smoke and mirrors. A big shell game.

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