Search found 118 matches

by chickadee
Sat Jun 24, 2017 12:24 am
Forum: Personal Consumer Issues
Topic: Sealing/staining a new cedar gate
Replies: 3
Views: 423

Re: Sealing/staining a new cedar gate

How long ago did you stain? How long do you think til you have to redo it?
by chickadee
Fri Jun 23, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Sealing/staining a new cedar gate
Replies: 3
Views: 423

Sealing/staining a new cedar gate

Just got new fence gates and surrounding pickets. Replaced about 20 pickets on one side of fence, and am going to replace entire back fence next month. Third side is different construction (shadowbox) that that neighbor claims he is going to replace in September (sigh). If I want to keep the "n...
by chickadee
Sun Jun 18, 2017 10:29 pm
Forum: Personal Consumer Issues
Topic: Office Chair
Replies: 15
Views: 1147

Re: Office Chair

Steelcase Leap here. Although I sit on a Roho cushion as well, because I can't seem to find a seat with enough cushion. I don't like the Aeron's at all. The Freedom mentioned above was my second choice. I would spend the money on a good chair. Hopefully, you have a store near you where you can try a...
by chickadee
Sun May 21, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Paris private tours
Replies: 12
Views: 1102

Re: Paris private tours

I'll second the food tour idea as well. Paris by Mouth does a Marais food tour, and we tried to go on this, but it was sold out. We took another one, which was fun, but the Paris by Mouth tours are very highly rated.
by chickadee
Sun May 21, 2017 2:05 pm
Forum: Personal Consumer Issues
Topic: Paris private tours
Replies: 12
Views: 1102

Re: Paris private tours

Well, I was in Paris for 5 days....so not minimizing my time in a place, no. Guess I should have said "spending one day out of our _several_ day itinerary with a good guide."
by chickadee
Thu May 18, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Paris private tours
Replies: 12
Views: 1102

Re: Paris private tours

We took a tour by 2CV (old French-made car kinda like a VW bug) and it was the highlight of our trip. You get a real feel for the neighborhoods of Paris, and the car can get down small alleyways, etc., that other cars can't. We had the champagne option as well, so that capped off the experience. Wan...
by chickadee
Mon May 15, 2017 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Saver's Credit and IRA to Roth conversion question (Form 8880)
Replies: 7
Views: 641

Re: Saver's Credit and IRA to Roth conversion question (Form 8880)

Well, not sure what to do here. I reached out to my CPA and she basically said we are wrong. That "distributions" in 2014 and 2015, which should go on line 4, eliminate the credit. These weren't distributions, but conversions from TIRA to Roth. We didn't put any money in our pockets, in ot...
by chickadee
Thu May 11, 2017 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Saver's Credit and IRA to Roth conversion question (Form 8880)
Replies: 7
Views: 641

Re: Saver's Credit and IRA to Roth conversion question (Form 8880)

Yep, I see it now. Thanks Duckie!

Next question is, would you file an amended return to get a $400 credit?
by chickadee
Thu May 11, 2017 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Saver's Credit and IRA to Roth conversion question (Form 8880)
Replies: 7
Views: 641

Saver's Credit and IRA to Roth conversion question (Form 8880)

Hoping someone knows if line 4 of Form 8880 includes money you converted from a traditional IRA to a Roth IRA? I thought it did, but then got conflicting advice. Here is the information in the IRS instructions: Line 4 Enter the total amount of distributions you, and your spouse if filing jointly, re...
by chickadee
Tue May 09, 2017 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking of switching to Target Funds
Replies: 10
Views: 1340

Re: Thinking of switching to Target Funds

The expense ratio on that T Rowe Price target fund is high. And its an odd hodge lodge of a bunch of funds. The 3 fund choices you have now would cost much less, and you can tailor the stock/bond ratio how she wants it. I don't have any objections to the Vanguard target retirement fund.
by chickadee
Sat May 06, 2017 5:24 pm
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1051

Re: Need help with tree

Well this is (was) a Shurmard red oak, which is well adapted for Central Texas. It's right close to the street, so shouldn't clog the gutters. It's about 7 feet tall now. I couldn't help myself, so i did a little slicing and dicing (boglehead pun intended) and then tree paint sprayed the wounds. It ...
by chickadee
Sat May 06, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1051

Re: Need help with tree

Guess I really can't do anything til fall, here in TX... I'm leaning towards replacement.
by chickadee
Sat May 06, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1051

Re: Need help with tree

No, the stub you see in the crotch is the original dead trunk. It's dead wood. I can trim it back closer to the live trunk if needed.
by chickadee
Sat May 06, 2017 11:29 am
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1051

Need help with tree

So we planted a tiny red oak tree in our yard a few years back. It accidentally got hit with some RoundUp and the main tiny trunk died. You can see its stub in the photos. We cut it back, and two new "trunks" grew from the root ball. Should we: 1) Dig it up, get a nice new tree from a nurs...
by chickadee
Fri May 05, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: 2-3 days around Nice, France. Advice?
Replies: 9
Views: 721

Re: 2-3 days around Nice, France. Advice?

I was in Nice in February. I'd second the idea to hire a private guide, ours took us to Antibes and the Picasso Museum, walked around the Antibes market, then up to St. Paul de Vence for a stroll and lunch under the trees at an outdoor restaurant. Then we drove through Monaco on the route used in th...
by chickadee
Thu Apr 27, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Colorado trip - w visit to Red Rocks
Replies: 19
Views: 1231

Re: Colorado trip - w visit to Red Rocks

Thanks all for the tips so far! Lots of great ideas here, and we'll get to researching.

Maybe a dumb question, but is RMNP someplace to avoid in mid July? Too crowded with families?
by chickadee
Wed Apr 26, 2017 10:40 pm
Forum: Personal Consumer Issues
Topic: car portable refrigerator
Replies: 12
Views: 931

Re: car portable refrigerator

Sounds like a job for a Yeti.

http://yeti.com/tundra
by chickadee
Wed Apr 26, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Colorado trip - w visit to Red Rocks
Replies: 19
Views: 1231

Re: Colorado trip - w visit to Red Rocks

Thanks! I don't want to spend all the time in a car. Say, one night near Red Rocks, then a pretty drive to x, where we spend 1-2 nights, then drive to y, where we spend 1-2 nights, then we drive to airport to catch flight. Would rather the driving days be less than 2 hours, including drive back to a...
by chickadee
Wed Apr 26, 2017 6:22 pm
Forum: Personal Consumer Issues
Topic: Colorado trip - w visit to Red Rocks
Replies: 19
Views: 1231

Colorado trip - w visit to Red Rocks

There's a concert at Red Rocks amphitheater this summer that SO and I would like to see. Never having been to CO, how would I pair this with seeing some scenic beauty, pretty drives, breathe some mountain air, etc. Let's say 4 nights, assuming flying into Denver and renting a car. No hiking or campi...
by chickadee
Mon Apr 24, 2017 9:22 pm
Forum: Personal Consumer Issues
Topic: Best surface for garage, epoxy, polished concrete, something else?
Replies: 24
Views: 2808

Re: Best surface for garage, epoxy, polished concrete, something else?

To answer above question, 2 car garage.

He says it's only going to take one day? Hmmmm. Seems like our guy prepped and did the color coat in one day. Then it had to dry before sealant/top coat went on the next day.
by chickadee
Thu Apr 20, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: Best surface for garage, epoxy, polished concrete, something else?
Replies: 24
Views: 2808

Re: Best surface for garage, epoxy, polished concrete, something else?

Had our garage professionally epoxied two years ago. We've really enjoyed it. It's medium grey, with cream, black and grey chips. Kinda like grey granite. It blows those epoxy and chip kit things from HD out of the water. Our installer didn't use acid to etch, but rather ground the floor mechanicall...
by chickadee
Fri Apr 07, 2017 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Helping a friend with 401k choices
Replies: 5
Views: 512

Re: Helping a friend with 401k choices

I agree. I did look up that fund and it seems like it's a fair bet for the expense ratio.
by chickadee
Thu Apr 06, 2017 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Helping a friend with 401k choices
Replies: 5
Views: 512

Helping a friend with 401k choices

Hello all. A friend has asked for a bit of help in choosing funds in her 401k. I'll list them out below. The only funds that jumps out to me is the TRP Equity Index 500 with .26 expense ratio, the Blackrock Intl index with .37 expense ratio, and the Fidelity US Bond index with .04 expense ratio. I d...
by chickadee
Sat Mar 04, 2017 2:22 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 119
Views: 9757

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

The Scavi tour does not include admission to the Vatican Museum. And it's an awesome tour, enjoy! Admission to St. Peter's basilica is free for everyone.
by chickadee
Mon Jan 23, 2017 10:49 pm
Forum: Investing - Theory, News & General
Topic: Bill Bernstein "If You Can"
Replies: 18
Views: 4892

Re: Bill Bernstein "If You Can"

"Had" being the operative word here. :?
by chickadee
Sat Jan 21, 2017 12:27 am
Forum: Personal Consumer Issues
Topic: London Hotel
Replies: 13
Views: 1420

Re: London Hotel

Radisson Blu Mercer Street or Fielding hotel. Both in Covent garden area.
by chickadee
Tue Jan 03, 2017 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Investing in a Masters and Ph.D?
Replies: 101
Views: 5822

Re: Investing in a Masters and Ph.D?

I think that you should work through your own (seemingly, from your post) feelings of inadequacy. What _others_ think about you is irrelevant. What _you_ think about you is the thing that counts. In short, "Your life isn't yours if you constantly care what people think." How exactly would ...
by chickadee
Thu Dec 22, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Best time/method of buying a new car.
Replies: 34
Views: 3116

Re: Best time/method of buying a new car.

The "end of the month" gambit seems to only work if they are close to meeting their monthly sales goal. If it's the last day of the month, and they are far from their goal, then they aren't going to be especially interested in aggressively discounting your car.
by chickadee
Wed Nov 02, 2016 7:38 pm
Forum: Personal Consumer Issues
Topic: Texas [road trip]
Replies: 63
Views: 4809

Re: Texas [road trip]

Second a stop at McDonald Observatory in Fort Davis. The views of the Milky Way at night are amazing as this is one of the darkest spots without light pollution in the U.S. If there is a "Star Party" when you are there, go. The staff point out constellations with laser pointers. It's unbel...
by chickadee
Tue Sep 20, 2016 6:11 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1983

Re: Last minute Portland trip, need help

Well, looks like it's gonna be the new Hampton Inn in Hood River. Best Western had limited availability. Lot of other choices already booked up. If anyone knows of good hard cider and wine to taste along the "fruit loop"or in the general area the info would be much appreciated! We're less ...
by chickadee
Tue Sep 20, 2016 1:34 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1983

Re: Last minute Portland trip, need help

I'm thinking maybe the Best Western Plus in Hood River. Anyone know this location? Photos look nice.
by chickadee
Tue Sep 20, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1983

Re: Last minute Portland trip, need help

Y'all are the best!

I concur that the coast or maybe Hood River are good ideas. Bend will have to wait for another trip down the road.

Take a jacket? That sounds like heaven....
by chickadee
Mon Sep 19, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1983

Last minute Portland trip, need help

Hello all. I've decided to go to the Portland area this weekend for 4 nights. I have a room at the McMenamins Edgefield in Troutdale for the LAST two nights. Now I need a room for the first two nights. We've done downtown Portland several times, so I was thinking maybe we could drive somewhere not T...
by chickadee
Fri Sep 16, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 119
Views: 9757

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I"d hate to think that you're only gonna spend 2 days in Rome. Three nights in a city gets you 2 days sightseeing. And you'll probably think that means Vatican Museums and Forum/Colliseum. There's so much more to Rome than that, and the Vatican Museums especially are a crowded nightmare. I'd ad...
by chickadee
Sun Aug 07, 2016 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review - Please run your eyeball over my accounts
Replies: 6
Views: 894

Re: Portfolio Review - Please run your eyeball over my accounts

Yeah, that's a point. I could consolidate a bit more!
by chickadee
Sat Aug 06, 2016 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review - Please run your eyeball over my accounts
Replies: 6
Views: 894

Re: Portfolio Review - Please run your eyeball over my accounts

If I invest in international it would be in additional funds added to taxable. I'm pretty happy with how the rest of the accounts are looking now. Trying to keep it simple.
by chickadee
Sat Aug 06, 2016 12:04 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review - Please run your eyeball over my accounts
Replies: 6
Views: 894

Portfolio Review - Please run your eyeball over my accounts

Checking back in after 2 years as a Boglehead. Need a quick review of our investment accounts to make sure we're not doing anything boneheaded regarding positioning. Trying to keep this simple to avoid behavioral mistakes. Emergency fund: Yes, 6-8 months in high yield bank acct, separate from taxabl...
by chickadee
Thu Jul 21, 2016 11:46 am
Forum: Personal Consumer Issues
Topic: Hyatt 2 free nights credit card
Replies: 40
Views: 2903

Re: Hyatt 2 free nights credit card

My husband and I both applied for the card, and so spent 4 nights at the Hyatt Place Vendome this spring. Faaaabulous. The Hyatt Madeline is also nice, if there isn't room at the Vendome.
by chickadee
Thu Jul 21, 2016 11:27 am
Forum: Personal Consumer Issues
Topic: London theatre tickets
Replies: 10
Views: 843

Re: London theatre tickets

I personally wouldn't take the "pot luck" offerings of the tkts stand. You love plays, so research the ones you want to go to, and buy tickets on their website directly. Easy. You might check http://www.theatremonkey.com. They list discount/special price tickets. They also have good review...
by chickadee
Sat Jul 09, 2016 4:30 pm
Forum: Personal Consumer Issues
Topic: Considering Big move to Texas Hill Country (Round Rock/Georgetown area)
Replies: 55
Views: 3961

Re: Considering Big move to Texas Hill Country (Round Rock/Georgetown area)

Dang. Someone stole my Utopia, Texas joke.

I'd say look west of Austin as well. Maybe Leander, Jonestown, Marble Falls? You can easily hit the Costco in Cedar Park.

Kerrville would be my idea of actual Hill Country type living. We have friends who have retired there.

Round Rock is just a burb.
by chickadee
Fri Jul 08, 2016 5:47 pm
Forum: Personal Consumer Issues
Topic: Planning to relocate to Austin, TX
Replies: 48
Views: 3581

Re: Planning to relocate to Austin, TX

Agree on South Austin and Bowie High School area. Neighborhoods listed above would work well for you. I would also recommend Cedar Park, for the Leander ISD (LISD) as well, but your commute will be longer. Still, you might want to look at it with your realtor to get a feel of "north vs. south.&...
by chickadee
Mon Jun 27, 2016 1:11 pm
Forum: Personal Consumer Issues
Topic: I need a new mattress. Memory foam?
Replies: 53
Views: 4196

Re: I need a new mattress. Memory foam?

Latex feels nothing like memory foam. More of a waterbed feel, very buoyant and bouncy.

I second the idea of a traditional mattress with the 3" memory foam topper from Costco.
by chickadee
Tue Jun 21, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: Changing life path (giving up the dream) to FIRE
Replies: 26
Views: 4043

Re: Changing life path (giving up the dream) to FIRE

Austin was under Stage 2 water restrictions for 4 years. Now is in less restrictive Conservation stage, thanks to the spring deluge. But basically, don't waste water. That's a pretty good permanent reminder.
by chickadee
Sun May 29, 2016 12:12 pm
Forum: Personal Consumer Issues
Topic: Viking Cruise-Hotels for Budapest and Amsterdam
Replies: 9
Views: 1132

Re: Viking Cruise-Hotels for Budapest and Amsterdam

Stayed at the Crowne Plaza near the Amsterdam train station in March. Great location, nice sized room, and the staff couldn't have been friendlier. Good concierge service for restaurant recommendations. Elevator and an ice machine (!) We still talk about how that was our favorite hotel on our Europe...
by chickadee
Mon May 23, 2016 3:32 pm
Forum: Investing - Theory, News & General
Topic: What was your first investment?
Replies: 117
Views: 6760

Re: What was your first investment?

$2000 in 20th Century Ultra in 1991. Back when you bought mutual funds direct from the company that sold them.
by chickadee
Sun May 22, 2016 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Andrews Federal CU VISA to Travel Overseas?
Replies: 4
Views: 441

Re: Andrews Federal CU VISA to Travel Overseas?

Yep, I have the Andrews Federal VISA chip plus pin card. It was one of the first chip plus pin cards available, which is why I got it. I now have several others. It worked fine overseas for me. I think you have to open a savings account in order to get the card. So now I have an account I don't real...
by chickadee
Wed May 11, 2016 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Should I hold on to my Apple stock?
Replies: 76
Views: 9196

Re: Should I hold on to my Apple stock?

Another take on the cash…Tim Cook is the new Bill Gross?

http://www.bloomberg.com/news/articles/ ... ond-market

So, we are really partially owning an enormous bond fun when we buy AAPL?
by chickadee
Sun Apr 17, 2016 5:55 pm
Forum: Personal Consumer Issues
Topic: A Month in Manhattan
Replies: 87
Views: 6759

Re: A Month in Manhattan

Has anyone done a nice food walking tour in NYC? I'm going in July, and would like to book one. Also, I'll be there over July 4th. Where do New Yorkers see fireworks? Not to hijack the thread...
by chickadee
Wed Apr 06, 2016 6:43 pm
Forum: Personal Consumer Issues
Topic: London hotel room with points-where should we stay?
Replies: 19
Views: 1755

Re: London hotel room with points-where should we stay?

Idea close to Waterloo station, Marriott County Hall (use points, get a view of Big Ben. I did, it's a good memory). There is also a Premier Inn County Hall. More bare-bones, no view, but cheap and cheerful.

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