Search found 516 matches

by cheesepep
Sat Feb 13, 2016 11:31 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct question
Replies: 3
Views: 184

TaxAct question

I've had someone do the taxes for a trust for the last few years, but the fee is high. I want to do the taxes myself via TaxAct. The trust is nothing complicated, just some stock sales, dividends, rental income and depreciation of the rental property. I am worried about the depreciation of the renta...
by cheesepep
Mon Feb 08, 2016 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: No guts to buy today!
Replies: 55
Views: 5228

Re: No guts to buy today!

I bought in today. Got some shares in CBRL, PSX, BDX today. Hold long-term.

edit: Also, got some SBUX.
by cheesepep
Thu Feb 04, 2016 9:19 pm
Forum: Personal Consumer Issues
Topic: Which news source do you use?
Replies: 67
Views: 4245

Re: Which news source do you use?

BBC news
Apple News app
occasionally CNN if I am bored enough
SCMP
by cheesepep
Tue Feb 02, 2016 3:37 am
Forum: Personal Finance (Not Investing)
Topic: Paying estimated taxes
Replies: 24
Views: 2315

Re: Paying estimated taxes

If applicable to you, I recommend making only one estimated taxes per year. Easier that way. Just make a good guess and pay once.
by cheesepep
Tue Feb 02, 2016 3:31 am
Forum: Personal Consumer Issues
Topic: Stovetop Tea Kettle Recommendations?
Replies: 22
Views: 1443

Re: Stovetop Tea Kettle Recommendations?

I recommend either an electric kettle or a hot water pot as mentioned above. The electric kettle boil water amazingly fast. It is quite unbelievable. Can't even be bothered to sit down before it boils!
by cheesepep
Wed Jan 27, 2016 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Who came closest to a $0 [taxes due]?
Replies: 62
Views: 3644

Re: Who came closest to a $0 [taxes due]?

I consider owing the government a small amount of money winning the system. After all, the penalty (if any) is quite minimal.
by cheesepep
Fri Jan 22, 2016 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: Do you use the service of a CPA or you do your tax yourself?
Replies: 82
Views: 4878

Re: Do you use the service of a CPA or you do your tax yourself?

I will do my own taxes this year with TaxAct's help. Last 2 years, I had to use a CPA because of some foreign tax issues, which have now been resolved. That CPA cost me an arm and a leg for both years. My taxes should be pretty straightforward this year with 1099-misc income and stock sales includin...
by cheesepep
Sat Jan 16, 2016 6:44 am
Forum: Personal Finance (Not Investing)
Topic: Where to find a business to purchase?
Replies: 36
Views: 4136

Re: Where to find a business to purchase?

I don't have any to recommend but I would love to own the local bakery to me for historical reasons. I used to go there as a kid and have fond memories of that place. I know that that isn't good business policy, but it is just my dream!
by cheesepep
Thu Jan 14, 2016 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software for trusts recommendations
Replies: 9
Views: 343

Re: Tax software for trusts recommendations

Much thanks. Last year, the taxes for the trust were done by H&R block, the physical store and not the software. I do have printouts of last year's tax returns. Is it easy to import this data into TaxAct? I failed importing PDFs into TaxAct, if I remember correctly. So I just reentered the info...
by cheesepep
Thu Jan 14, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software for trusts recommendations
Replies: 9
Views: 343

Re: Tax software for trusts recommendations

TaxAct does trusts also? I will look into it. https://www.taxact.com/individual-taxes/online/estates-and-trusts/ Much thanks. Last year, the taxes for the trust were done by H&R block, the physical store and not the software. I do have printouts of last year's tax returns. Is it easy to import ...
by cheesepep
Thu Jan 14, 2016 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software for trusts recommendations
Replies: 9
Views: 343

Re: Tax software for trusts recommendations

I've used TurboTax Business for my trusts. I tried the TaxAct version but I couldn't get it to do a distribution the way I wanted, so I bought TurboTax again. You can try the online version of TaxAct for free and see if it works for you. You only have to pay when you file. TaxAct does trusts also? ...
by cheesepep
Thu Jan 14, 2016 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software for trusts recommendations
Replies: 9
Views: 343

Re: Tax software for trusts recommendations

Thanks for your reply, but I forgot to add that it is no longer a living trust. And as far as I know, Turbotax Business doesn't work on Macs, but maybe there is an online business version?
by cheesepep
Thu Jan 14, 2016 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software for trusts recommendations
Replies: 9
Views: 343

Tax software for trusts recommendations

Requirements:

1) do taxes for a relatively simple trust that includes rental income, dividends, and stock sales
2) work on my Mac

Maybe online software if #2 is not possible?
by cheesepep
Mon Jan 04, 2016 2:35 pm
Forum: Personal Consumer Issues
Topic: VPN Service, personal. suggestions.
Replies: 23
Views: 1663

Re: VPN Service, personal. suggestions.

renue74 wrote:I used VPN Unlimted. Works fine, I guess. Speeds are good.

Last year, around the holidays I got a deal for $40...lifetime. We'll see how long "lifetime" really means.


I use this also for my Mac and iOS devices. Drops connection on my Mac every now and then, which is NOT a good idea.
by cheesepep
Mon Jan 04, 2016 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Traditional IRA question
Replies: 2
Views: 211

Re: Traditional IRA question

Thanks for your very helpful reply!
by cheesepep
Mon Jan 04, 2016 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Traditional IRA question
Replies: 2
Views: 211

Traditional IRA question

I elected to do an electronic withdrawal of $500 from my bank account to my traditional IRA account on Dec 30, 2015. I selected "For 2015" in the Scottrade selection. However, I see that $500 has been taken out of my banking account today, Jan 4, 2016. Does it still count for 2015?
by cheesepep
Sun Jan 03, 2016 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: When is tax software necessary?
Replies: 16
Views: 1355

Re: When is tax software necessary?

I have always used tax software for the last several years because the data is on my computer. I control it. I can easily access it and run various tax scenarios easier than doing it the web way.

I plan on doing so again this year but may switch companies.
by cheesepep
Thu Dec 31, 2015 3:33 pm
Forum: Personal Consumer Issues
Topic: Securing Emails / Identity
Replies: 12
Views: 924

Re: Securing Emails / Identity

FYI, if you use anything Google, Google can and will track you. 90%+ of their business is selling you ads. Not a good way to secure your identity (in some aspects).
by cheesepep
Fri Dec 25, 2015 10:54 pm
Forum: Personal Consumer Issues
Topic: Airline cancelling our flight
Replies: 33
Views: 4379

Re: Airline cancelling our flight

I had something similar before. The airline changed my flight several times (all with proper email notice however) and it kept on getting delayed. I call them and tried to schedule something earlier and they said it would be an additional charge, but I said it wasn't my fault that I'm getting delaye...
by cheesepep
Mon Dec 21, 2015 11:57 am
Forum: Personal Consumer Issues
Topic: Roku vs. Apple TV Considerations
Replies: 43
Views: 3874

Re: Roku vs. Apple TV Considerations

I would buy the new Apple TV for $149 when I buy my house.
by cheesepep
Wed Dec 09, 2015 2:55 pm
Forum: Personal Consumer Issues
Topic: Boglehead approach to low cost car ownership
Replies: 45
Views: 3707

Re: Boglehead approach to low cost car ownership

I'm surprised at the meticulous records that one must keep in order to get this data. I bought a 2015 car earlier this year, and I don't have record like that! They are all crammed in a shoe box somewhere.
by cheesepep
Tue Dec 08, 2015 9:04 am
Forum: Personal Consumer Issues
Topic: The Restaurant Experience
Replies: 75
Views: 4766

Re: The Restaurant Experience

I kind of was wanting to try this informal Italian restaurant in my city. I was in the area so I went inside. Inside looked OK. Was as expected. Then I saw two customers waiting in line in front of me. Completely disheveled and very unpleasant to look at or be around. I left. I'll come back again an...
by cheesepep
Mon Dec 07, 2015 9:15 pm
Forum: Personal Consumer Issues
Topic: The Restaurant Experience
Replies: 75
Views: 4766

Re: The Restaurant Experience

I dont care (much) about the service. Take my order, give me my food and check, and never see me again for the rest of the night is the ideal experience for me. I don't want someone to ask how is my day, how am I feeling, how is my food (if my food is bad, I'll tell you), suggest entrees, etc. To me...
by cheesepep
Sun Dec 06, 2015 9:06 am
Forum: Personal Finance (Not Investing)
Topic: A car nicer than the boss?
Replies: 169
Views: 11184

Re: A car nicer than the boss?

Audi A7
Mercedes E-class or S-class
by cheesepep
Sat Nov 28, 2015 9:01 am
Forum: Personal Consumer Issues
Topic: Honda Accord broke down last night
Replies: 71
Views: 8826

Re: Honda Accord broke down last night

Sell or donate.
by cheesepep
Wed Nov 25, 2015 8:20 am
Forum: Personal Finance (Not Investing)
Topic: PhD Mechanical Engineer --> Law School?
Replies: 47
Views: 4114

Re: PhD Mechanical Engineer --> Law School?

Last I'll say about this, but you just want to go to school and not grow up in the real world. Stop making excuses and graduate and get a real job first.

If not, become a patent agent for a while for at least a year before deciding on getting a JD.
by cheesepep
Tue Nov 17, 2015 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: What was your eureka! Boglehead moment?
Replies: 86
Views: 7023

Re: What was your eureka! Boglehead moment?

Although I post here, I've never followed the index fund route along with many of the investing principles many here follow. I just enjoy the crowd here. I do dividend growth investing and have been happy.
by cheesepep
Thu Nov 12, 2015 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Can I make a legal last will/testament by myself?
Replies: 52
Views: 4890

Re: Can I make a legal last will/testament by myself?

Honestly, almost all wills and trusts look the same for most people. Copy a good one, if you want, get it signed and witnessed by people, and you are good to go. Make sure that the appropriate people (your heirs) have a copy. I also suggest doing the POD thing and creating a trust if you haven't alr...
by cheesepep
Wed Nov 11, 2015 8:22 am
Forum: Personal Finance (Not Investing)
Topic: About buying existing business
Replies: 11
Views: 691

Re: About buying existing business

Business seems fine if you don't mind the work. However, no inventory and having to change the name means to stay away from the sale of this business.
by cheesepep
Fri Oct 30, 2015 1:21 pm
Forum: Personal Consumer Issues
Topic: Oil change - Auto shop or DIY
Replies: 113
Views: 6126

Re: Oil change - Auto shop or DIY

Can I buy my own Mobile 1 fully synthetic oil and give it to the local Walmart or Honda dealership guys and have them change the oil using my Mobile 1?
by cheesepep
Sun Oct 25, 2015 1:39 pm
Forum: Personal Consumer Issues
Topic: Circumstances for replacing a toilet
Replies: 27
Views: 1765

Re: Circumstances for replacing a toilet

The cost of replacing a toilet is within the realm of most American budgets. Only repair if something in the tank needs to be replaced which is cheap and easy. Everything else wrong with the toilet, replace with a more efficient one. I will maybe buy one of those toilets that are raised above the gr...
by cheesepep
Sat Oct 24, 2015 10:00 am
Forum: Personal Consumer Issues
Topic: How much would it costs to replace knob and tube wiring?
Replies: 10
Views: 692

Re: How much would it costs to replace knob and tube wiring?

From this link, it is about $20K without plaster repair.
by cheesepep
Sat Oct 24, 2015 9:32 am
Forum: Personal Consumer Issues
Topic: How much would it costs to replace knob and tube wiring?
Replies: 10
Views: 692

How much would it costs to replace knob and tube wiring?

Maybe will put in an offer on a 1925 Spanish style house in SoCal (LA suburbs), about 1300 square feet with the knob and tube wiring.

There is no drywall, maybe just plaster?

Can someone give me a ROUGH estimate of how much it will cost (inclusive of plaster repair)?
by cheesepep
Thu Oct 15, 2015 10:51 pm
Forum: Personal Consumer Issues
Topic: hotel costs differ?
Replies: 17
Views: 1148

Re: hotel costs differ?

Hotel prices go up during and before the holidays. Unfair in my opinion even though I know and understand the reasoning behind it (and have watched quite a few episodes of Hotel Impossible).
by cheesepep
Sun Oct 11, 2015 12:01 pm
Forum: Personal Consumer Issues
Topic: MEN, how do you carry your TABLET when Shopping?
Replies: 75
Views: 5918

Re: MEN, how do you carry your TABLET when Shopping?

Messenger bag. Big enough to also hold my 15'' MBP. Love it.
by cheesepep
Tue Oct 06, 2015 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: How will the billing and payment work for this?
Replies: 8
Views: 578

Re: How will the billing and payment work for this?

Thanks for the ideas. It is possible for the government fees to be directly billed to their company credit card, but I'm unsure as to whether I will be given permission to use it. It is also possible for them to pay the government fees using a company check, but I have never gone this route before, ...
by cheesepep
Tue Oct 06, 2015 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: How will the billing and payment work for this?
Replies: 8
Views: 578

How will the billing and payment work for this?

I signed a contract with a small US company to perform services for them. They are supposed to pay me for my service and also for government filing costs of some documents which I file for them. The government filing costs can run from hundreds to thousands of dollars. I will give them one invoice s...
by cheesepep
Mon Sep 21, 2015 8:38 pm
Forum: Personal Consumer Issues
Topic: Are you upgrading to ios 9? When?
Replies: 42
Views: 3880

Re: Are you upgrading to ios 9? When?

Upgraded both of my iDevices with no issues.
by cheesepep
Fri Sep 18, 2015 6:44 pm
Forum: Personal Consumer Issues
Topic: iPhone 6s or Samsung Note 5 ?
Replies: 2
Views: 364

Re: iPhone 6s or Samsung Note 5 ?

Only consider the Note if you need the stylus (not required I know, but it is a selling point of the Note) AND like Android.
by cheesepep
Wed Sep 16, 2015 1:41 am
Forum: Personal Finance (Not Investing)
Topic: Help me decide how to pay taxes on my $3M taxable portfolio
Replies: 38
Views: 3925

Re: Help me decide how to pay taxes on my $3M taxable portfolio

Yes, you can pay just once in April and be done with it. You may owe a little at the end or have a refund. No big deal.
by cheesepep
Tue Sep 08, 2015 5:47 pm
Forum: Personal Consumer Issues
Topic: Poor man's auto navigation system?
Replies: 86
Views: 5570

Re: Poor man's auto navigation system?

peppers wrote:I use the Window Interactive Ferreting Engineer as my navigator.


I'm still working on getting one of those myself. Until then, I'm limited to using maps on my phone. Hope to upgrade soon!!!
by cheesepep
Tue Sep 08, 2015 12:22 am
Forum: Personal Finance (Not Investing)
Topic: Parked Car Hit and Run--Count as Claim on Insurance?
Replies: 23
Views: 2131

Re: Parked Car Hit and Run--Count as Claim on Insurance?

Reminds me when someone I know who was relatively new at driving was trying to back out of a parking space, but managed to scratch the car next to him and maybe a small dent. Luckily, that car was already full of dents and paint scratches that it was definitely not noticeable (pretty much a junker)....
by cheesepep
Mon Aug 17, 2015 6:46 pm
Forum: Personal Consumer Issues
Topic: Carry on luggage
Replies: 87
Views: 8214

Re: Carry on luggage

I also travel a lot and use whatever I can find at Ross. Works well. I just make sure that the wheels swivel 360 degrees. I never worry about someone stealing my suitcase and I've only had a very occasional broken zipper, and nothing else. Well worth my money.
by cheesepep
Wed Aug 12, 2015 6:51 am
Forum: Personal Finance (Not Investing)
Topic: Unclaimed property
Replies: 28
Views: 3094

Re: Unclaimed property

Just a FYI, for CA, I sent in the necessary paperwork for a relative of mine. Waited 2 months, received confirmation of paperwork and a letter saying wait a minimum of 6 months for approval and an additional 2-3 months to receive the money, and in other cases, another 2-3 months. Needless to say, I'...
by cheesepep
Thu Aug 06, 2015 10:49 am
Forum: Personal Consumer Issues
Topic: iPad - usefulness?
Replies: 53
Views: 4282

Re: iPad - usefulness?

I use mine when I'm watching TV. Also, when I'm at a hotel or something, I use it to browse the web while watching a movie on my laptop on my bed (or vice versa).

Very useful apps for banking and such.
by cheesepep
Tue Aug 04, 2015 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: Hit with $10k tax bill from 2013, given 3 weeks to pay
Replies: 51
Views: 7002

Re: Hit with $10k tax bill from 2013, given 3 weeks to pay

I have nothing to add but say I would be scared silly to receive any letter from the IRS, even if it is a refund.
by cheesepep
Mon Aug 03, 2015 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Landlord Question - Military Tenant
Replies: 25
Views: 1604

Re: Landlord Question - Military Tenant

Doesn't matter if it is a military member, police, doctor, teacher, or a government assisted person, follow whatever is in your contract with them.
by cheesepep
Fri Jul 24, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: Easy lunch brownbag ideas
Replies: 32
Views: 3360

Re: Easy lunch brownbag ideas

Throw in yesterday's "leftovers" in a Rubbermaid and be done. Add a banana if necessary.
by cheesepep
Thu Jul 23, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: Asking for separate checks?
Replies: 88
Views: 7213

Re: Asking for separate checks?

Separate checks. Nothing embarrassing or tacky about it. You pay what you consume.
by cheesepep
Mon Jul 20, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: Do you hate your vehicle infotainment system?
Replies: 76
Views: 7381

Re: Do you hate your vehicle infotainment system?

I only listen to music while driving, my wife has a Masters in music and hates listen to music from radio stations. Not sure the relationship between having a Masters in music and hating music from radio stations. Anyone, masters in music or not, can hate radio stations, including myself. I own a C...

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