Search found 679 matches

by cheesepep
Mon Apr 10, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Selling rental property with tenants inside
Replies: 5
Views: 687

Selling rental property with tenants inside

Friend has a duplex in California with tenants inside who have been living there for over ten years. They are good tenants who always pay in time and probably will never move. He wants to sell this property. What resources or information can he find regarding the sale? He will of course ask a realto...
by cheesepep
Tue Apr 04, 2017 3:16 pm
Forum: Investing - Theory, News & General
Topic: Apple breaks its silence
Replies: 24
Views: 4406

Re: Apple breaks its silence

Apple has acknowledged thermal issues in the MP. Very simple solution is to make it bigger. The current trash can model is very small. By making it three inches wider and 6 inches taller, very different and more powerful GPUs can be used, all while keeping thermal issues at bay. It is a desktop comp...
by cheesepep
Sun Mar 26, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Fresh experience and question
Replies: 2
Views: 363

Re: Amazon Fresh experience and question

Never used but I prefer to buy my own meat and veggies. I want to see my chicken my chicken have a certain color skin, my pork to have a certain amount of fat (and to be cut a certain way when it comes to spareribs), and my veggies to look a certain way. Can't get that through Amazon Fresh or any ot...
by cheesepep
Fri Mar 17, 2017 12:37 am
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 101
Views: 5771

Re: Suspicious organic products

OK, I am more of a rice expert than your average boglehead perhaps. There are not just two types of rice -- white and brown -- as many people are family with. There are different varieties of white rice and brown rice. Take white rice for example as I'm not too familiar with brown rice. It is not &q...
by cheesepep
Sun Mar 12, 2017 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Forced role change, what would you do?
Replies: 38
Views: 2697

Re: Forced role change, what would you do?

Wow. Someone is being really self-centered. It is ok to praise yourself and all, but you seem to be calling yourself a demigod and everyone else peasants in the manufacturing field. Take a deep breath and relax.
by cheesepep
Wed Mar 08, 2017 12:17 am
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 85
Views: 6763

Re: Did you buy SNAP?

I'm waiting until it hits $15 or not. So at this rate, I can probably place a limit order this Friday. Haha. (no plans on buying)
by cheesepep
Mon Mar 06, 2017 6:58 pm
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 85
Views: 6763

Re: Did you buy SNAP?

I didn't buy, but I did buy Line, which is a somewhat similar company during their IPO. I sold it soon afterward for a small profit. Right now, it is also below its IPO price.
by cheesepep
Sun Feb 19, 2017 3:55 am
Forum: Personal Finance (Not Investing)
Topic: What Do You Keep In Your Bank Safe Deposit Box?
Replies: 66
Views: 7458

Re: What Do You Keep In Your Bank Safe Deposit Box?

I don't have one (but I should), but I would keep passport, old pictures, and old coins, and some cash.
by cheesepep
Thu Feb 16, 2017 9:24 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 6993

Re: Why own individual stocks?

Some people will always be disbelievers, no matter what evidence you throw out there. People here mostly believe if your name isn't WB or similar great names of investing, then it is impossible for anyone else to beat the market. Of course, that isn't true. By your premise, just because I scored an ...
by cheesepep
Wed Feb 15, 2017 10:45 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 6993

Re: Why own individual stocks?

MathWizard wrote:
cheesepep wrote:I'm 100% individual stocks. I do it because I like doing so and I can (and do) beat the market.

Congrats. We can't all be indexers. Everybody can't beat the market though, so I'll take the market average.

You are taking account of your costs I hope.

Good luck to you.


Thanks.
by cheesepep
Wed Feb 15, 2017 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 6993

Re: Why own individual stocks?

cheesepep: have you thought of running a mutual fund? I mean if you can beat the market continuously without fail (you sound very confident) then you should be in the news instead of Warren Buffett. Or at the very least, start a website for stockpickers, or perhaps sell a newsletter? You sound like...
by cheesepep
Wed Feb 15, 2017 9:26 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 6993

Re: Why own individual stocks?

I'm 100% individual stocks. I do it because I like doing so and I can (and do) beat the market.
by cheesepep
Wed Feb 15, 2017 8:11 pm
Forum: Personal Consumer Issues
Topic: Word Doc/Need to Send via Mac - question
Replies: 9
Views: 744

Re: Word Doc/Need to Send via Mac - question

Pages for Mac can open it. Download for free on the Mac app store.

Google docs can also open it. MS Office online also can open it, if you have an account.

Many freeware can also open it. Just be careful of what you download. Try to find some free apps on the Mac app store.
by cheesepep
Tue Feb 14, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 16589

Re: Why do you go to restaurants?

I eat out every day (but not for every meal) because I can.
by cheesepep
Fri Feb 10, 2017 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Premier Online Deal?
Replies: 18
Views: 1711

Re: TurboTax Premier Online Deal?

First time TA user, long time TT user. I haven't officially done my taxes yet, but just played around with some of the stuff. All I can say now is that the TA interface is clearly a front for their web interface. Not much has been changed. TT is kind of the same, but more desktop oriented.
by cheesepep
Wed Feb 08, 2017 5:14 am
Forum: Personal Consumer Issues
Topic: Rule of Thumb for Getting Rid of Car
Replies: 51
Views: 5501

Re: Rule of Thumb for Getting Rid of Car

For me, anything more than ten years old or if I'm tired with it.
by cheesepep
Mon Feb 06, 2017 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software for 2016
Replies: 76
Views: 8059

Re: H&R Block Tax Software for 2016

Just downloaded the Mac version. Here's hoping it works and imports my TT data. Saved a lot of money, but who knows! If it goes well, I will buy the 2017 version next year.
by cheesepep
Mon Feb 06, 2017 6:12 pm
Forum: Personal Consumer Issues
Topic: Washer and dryer - upstairs or downstairs?
Replies: 52
Views: 3155

Re: Washer and dryer - upstairs or downstairs?

If I had a 2 story house, it would be downstairs. I prefer 1 story houses.
by cheesepep
Sun Feb 05, 2017 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Software - Opinions?
Replies: 23
Views: 2638

Re: Tax Software - Opinions?

Looking for suggestions. I usually use the download version of TT for Mac. My needs are to do self-employment expenses/small office deduction AND to import my stock trading data from Scottrade/CapitalOne AND to import my data from TT including my losses from previous years. Can H&R Block and/or ...
by cheesepep
Sun Feb 05, 2017 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Employer requesting signing NDA
Replies: 21
Views: 1628

Re: Employer requesting signing NDA

I would inform my boss that I am quitting soon and would prefer not to sign such an NDA. Quit if forced to. But your contract, regardless if on good terms or not, should stipulate your vacation days getting paid or not.
by cheesepep
Sun Feb 05, 2017 7:38 pm
Forum: Investing - Theory, News & General
Topic: turbotax- underpayment penalty
Replies: 10
Views: 1682

Re: turbotax- underpayment penalty

I always pay the IRS a penalty every year, around $200 for underestimating my taxes. No big deal for me. But this year, I plan on pre-paying more taxes than usual.
by cheesepep
Sat Feb 04, 2017 8:58 pm
Forum: Personal Consumer Issues
Topic: What bulk nuts do you buy and from where?
Replies: 26
Views: 2380

Re: What bulk nuts do you buy and from where?

I only buy nuts sparingly otherwise I would eat the entire jar and gain five pounds in one sitting.
by cheesepep
Sat Feb 04, 2017 3:25 am
Forum: Investing - Help with Personal Investments
Topic: Ethically Grading Your Portfolio
Replies: 21
Views: 1438

Re: Ethically Grading Your Portfolio

My personal portfolio has individual stocks in big oil, big tobacco, salty chips and fattening soda companies, and big nasty pharmaceutical companies. I love it all!
by cheesepep
Sat Jan 28, 2017 10:42 am
Forum: Personal Finance (Not Investing)
Topic: How Do You Pay Your Monthly Bills?
Replies: 42
Views: 3770

Re: How Do You Pay Your Monthly Bills?

Where I live, I take my paper bills received in the mail to 7-11 (or other similar convenience store, of which there are many) and pay for them there. Very convenient. No need to create account and click this and that.
by cheesepep
Fri Jan 27, 2017 1:27 pm
Forum: Personal Consumer Issues
Topic: Any engineers? Studying for Civil-Structural PE
Replies: 31
Views: 6356

Re: Any engineers? Studying for Civil-Structural PE

Helpful hint: for some questions, looking up a keyword in the word problems in one of your books can prove to be most helpful.
by cheesepep
Wed Jan 25, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: parking lot fender bender question
Replies: 27
Views: 2296

Re: parking lot fender bender question

I had a fender bender a while ago. Probably my fault. We agreed to not involve insurance. I met the guy at a mcdonalds two days later and handed him $120 to "keep quiet" and had him sign a waiver. I then fixed my own car which was $350 at a local body shop.
by cheesepep
Tue Jan 24, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: iPhone: Are Apple Maps as good as Google Maps?
Replies: 30
Views: 3153

Re: iPhone: Are Apple Maps as good as Google Maps?

iPhone user who uses GM about 80% of the time, especially for going overseas where they have FAR more useful data and PUBLIC TRANSPORTATION DIRECTIONS! When in the US, I use AM, except for when I need Street View, which only GM has. Very useful for when looking at prospective houses to buy. AM has f...
by cheesepep
Sat Jan 14, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Job dilemma
Replies: 28
Views: 2774

Re: Job dilemma

I would stay at your current job. Do some sort of side job to make more money if needed.
by cheesepep
Fri Jan 13, 2017 2:31 am
Forum: Personal Consumer Issues
Topic: Recommend a LEAKproof microwavable, fairly decent sized lunch box!
Replies: 10
Views: 1072

Re: Recommend a LEAKproof microwavable, fairly decent sized lunch box!

I would have thought that most rubbermaid type of containers would be ok for this task. Get one that clasps on all 4 sides.
by cheesepep
Thu Jan 12, 2017 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Annual Vacation Budget
Replies: 320
Views: 25033

Re: Annual Vacation Budget

I never budget for vacations and I travel a lot. I'm mostly frugal but splurge for good most times but can be quite content eating street food overseas.
by cheesepep
Mon Jan 09, 2017 11:08 pm
Forum: Personal Consumer Issues
Topic: The funk - gym clothes
Replies: 46
Views: 4175

Re: The funk - gym clothes

And I don't worry about what clothes get mixed together. Polyester, lycra, acrylic, cotton, synthetic, natural, it makes no difference to me. If my clothes don't survive my treatment of them, I don't want them anyways. This is me also but I also don't care what colors I put in together. I don't own...
by cheesepep
Mon Jan 09, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 141
Views: 17392

Re: Best Financial Moves You've Made

Become a dividend growth investor. See my money rise every year. Allows for much more independence in my job. I love doing it also.

Also buy many, many shares of JPM a few months back and recently sell them. Huge profits for such a short time.
by cheesepep
Mon Jan 09, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: Ways to charge money on Credit Card
Replies: 21
Views: 2115

Re: Ways to charge money on Credit Card

Bill paying via credit card is nice, but I prefer how they do bill payments where I am now. You take your bill that you receive in the mail and take it to the nearest 7-12 or equivalent (of which there are many, many) and pay cash for your bill there. For me, much easier.
by cheesepep
Sun Jan 08, 2017 10:14 pm
Forum: Personal Consumer Issues
Topic: The funk - gym clothes
Replies: 46
Views: 4175

Re: The funk - gym clothes

Been wondering about that now ever since I got gym clothes, as opposed to my regular cotton stuff. The stench is still there after washing. I recently bought some Arm & Hammer (CHD) baking soda, so maybe that will work when I add it to my regular detergent. I don't have any vinegar.
by cheesepep
Sun Jan 08, 2017 3:38 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to the Dallas, TX Area
Replies: 32
Views: 3156

Re: Relocation to the Dallas, TX Area

I think that if you live and work in SoCal that buying in Texas for those prices should be rather easy unless you live in the Inland Empire
by cheesepep
Sat Jan 07, 2017 5:56 pm
Forum: Personal Consumer Issues
Topic: Bedroom is colder than rest of house. Radiator heating question.
Replies: 70
Views: 3635

Re: Bedroom is colder than rest of house. Radiator heating question.

Echoing at least two other people here, buy an electric blanket or one of those portable electric heaters. Much cheaper solution than even trying to fix the real source of the problem and probably much more effective.
by cheesepep
Thu Jan 05, 2017 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated taxes
Replies: 16
Views: 1594

Re: Estimated taxes

I honestly don't even calculate my estimated taxes. I just pay the IRS what I think is a fair share and pay the penalty at the end. Ends up being $200 or so, which is ok by me.
by cheesepep
Thu Jan 05, 2017 3:41 am
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 9646

Re: McDonald's Stock

Try not eating any fast food for a prolonged period of time such as 6 months to a year and then get a big mac. Not only will it taste horribly, you might even feel sick from it. I think of McDonalds as the epitome of synthetic food injected with the right combination of chemicals to bring about its...
by cheesepep
Wed Jan 04, 2017 7:47 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1288
Views: 214594

Re: What are you up YTD? [Year To Date]

Up 0.474% so far for 2017! I'm fearful of a market crashing.
by cheesepep
Tue Jan 03, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1477
Views: 220710

Re: What's Your Credit Card Rewards Strategy?

Still using my CapitalOne Venture card. 2% cash back on anything valid for travel purchases. Because I always have travel expenses, it has helped me save over $2,000 last year. And you can redeem for travel purchases as soon as the purchase hits your account. No need to wait for a monthly statement ...
by cheesepep
Mon Jan 02, 2017 10:03 pm
Forum: Investing - Help with Personal Investments
Topic: Any Buffett fans here?
Replies: 35
Views: 3476

Re: Any Buffett fans here?

I'm a fan of him and other guys, such as HK's Lui Che Woo.

Image
by cheesepep
Mon Jan 02, 2017 5:38 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1288
Views: 214594

Re: What are you up YTD? [Year To Date]

Kind of surprised at the results here. The market really soared towards the end of the year and I thought many people would do better than their ~8% average I am seeing here (guess a large % of bonds). Quite frankly, I thought that I would be underperforming the market (but just slightly), but quite...
by cheesepep
Sun Jan 01, 2017 10:39 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1288
Views: 214594

Re: What are you up YTD? [Year To Date]

100% DGI individual stocks with some day trading in between. One year returns from largest to smallest of my 4 portfolios ranges from 14.9-27%. Smallest portfolio only has about 4 stocks and largest has 14 stocks.
by cheesepep
Mon Dec 26, 2016 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Is it possible to graduate from college in 3 years?
Replies: 101
Views: 5033

Re: Is it possible to graduate from college in 3 years?

Yes, it is possible with some majors, but not all. Pass enough AP classes, take community college classes and arrange your classes carefully. For my major, there is a required upper division class that was only offered once a year. 90% of the people would fail the class and would automatically be on...
by cheesepep
Mon Dec 26, 2016 8:59 am
Forum: Personal Consumer Issues
Topic: How to get rid of your belly........
Replies: 82
Views: 10521

Re: How to get rid of your belly........

Calories in < Calories burned This is the only thing that matters in the long run. As for the gylcemic index thing is that if you can lessen the effects of high GI foods by eating it with low GI foods ( or no GI foods). For example, eating jasmine rice (moderate to high) with veggies will decrease ...
by cheesepep
Thu Dec 22, 2016 8:02 pm
Forum: Personal Consumer Issues
Topic: Quartz versus granite
Replies: 44
Views: 3721

Re: Quartz versus granite

Even before all of the rage about granite countertops, I found them to be quite ugly. Better to have that plastic stuff (whatever it is called) or quartz. I much prefer quartz. So shiny and good looking! Go for white quartz with some designs there with some sparkles.
by cheesepep
Mon Dec 19, 2016 7:04 pm
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 61
Views: 7376

Re: Honda Pilot vs Toyota Highlander?

Just make sure it comes with Carplay/Android auto. It's a deal breaker for me.
by cheesepep
Wed Dec 14, 2016 10:23 pm
Forum: Personal Consumer Issues
Topic: How will you tip this Christmas?
Replies: 51
Views: 4547

Re: How will you tip this Christmas?

Nothing special, which means not giving anyone anything that I would not give if it wasn't Xmas. Just going to give the lady who cleans the office some cookies, perhaps.

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