Search found 126 matches

by canderson
Wed Feb 10, 2016 10:38 pm
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 43
Views: 2019

Re: New Washer - Frontload or HE Top Load

Our washer is 11 years old so I'm preparing mentally to replace it. Our laundry room is on the second floor and the current washer (a Whirlpool top loader basic model with agitator) is loud and shakes and vibrates the floor so when downstairs in our living room it's loud and annoying. Do the new HE ...
by canderson
Sun Jan 31, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: Home security system - cost to convert from landline to cellular
Replies: 11
Views: 1219

Re: Home security system - cost to convert from landline to cellular

We have Guardian and they switched us for free, actually, Theveervice is an extra $3/month but that was much cheaper than the monthly landline fee.
by canderson
Sat Jan 23, 2016 2:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 4993

Re: Hope everyone is well [Preparing for Eastern US blizzard]

27" here a tick SW of Harrisburg, PA. Still heavy snow, biggest snowstorm in history passing 1983.
by canderson
Fri Jan 15, 2016 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: Help getting out of a fund in taxable
Replies: 18
Views: 776

Re: Help getting out of a fund in taxable

livesoft wrote:^I think it is dangerous to do such an automatic re-direction if it is even allowed. I would certainly not do it. Distributions can go to a MM fund and from there go elsewhere.

Very good idea. Many thanks.

Dumb question - would taxes be different with this change at all?
by canderson
Fri Jan 15, 2016 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: Help getting out of a fund in taxable
Replies: 18
Views: 776

Re: Help getting out of a fund in taxable

Timely thread! Mind if I piggyback? :) My wife has a fairly substantial amount of money in Vanguard Health Care (admiral shares) (around $250,000). I am backdoor Rothing a little each year but never though about not reinvesting dividends. Can we redirect dividends automatically into an IRA or other ...
by canderson
Sun Jan 10, 2016 3:04 pm
Forum: Personal Consumer Issues
Topic: The Big Short
Replies: 137
Views: 13815

Re: The Big Short

If you want to read about arguably the biggest culprit in the meltdown, read the Pulitzer Prize winning article from Pro Publica:

http://www.propublica.org/article/a...o ... ing-bubble
by canderson
Sun Jan 10, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: Films or TV with great period sets
Replies: 46
Views: 2531

Re: Films or TV with great period sets

Fargo
by canderson
Sat Jan 09, 2016 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 642

Re: Vanguard brokerage 1099 schedule

Are the posted year-end dividends on vanguard.com what you mean? If so that Mayes total sense if they're accurate. Again, sorry, for my ignorance! No, that is not what I mean. I mean the posted dividends in your [taxable] account statements for the full year of 2015 and not just the last December s...
by canderson
Sat Jan 09, 2016 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 642

Re: Vanguard brokerage 1099 schedule

1. No. 2. Filing an extension is obsoletely trivial. It is easily than sending in a credit card payment by mail. I don't have any 1099-DIV or 1099-B yet, but I know EXACTLY how much dividends I received in 2015, so I don't need 'em to estimate my taxes with tax software. And you don't need them eit...
by canderson
Sat Jan 09, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 642

Re: Vanguard brokerage 1099 schedule

Pardon my ignorance, but a few questions. My wife has a UTMA account that holds 3 mutual funds plus a municipal bond fund. Does this mean Vangard will soon move all these into a brokerage account thus causing us not to be able to file taxes with the rest of the population by 4/15? I have no idea how...
by canderson
Fri Jan 01, 2016 9:42 pm
Forum: Personal Consumer Issues
Topic: Vacuum for hardwood
Replies: 46
Views: 2885

Re: Vacuum for hardwood

We have the Dyson DC45 stick and it's a Godsend.

We got the new Dyson Cinetic large vacuum as well and it's better than our former Meile. Plus MUCH easier to maneuver.
by canderson
Thu Dec 31, 2015 11:40 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax Premier 2015 (PC Download) 39% Off
Replies: 39
Views: 4001

Re: Turbo Tax Premier 2015 (PC Download) 39% Off

Pulled the trigger on Amazon TurboTax Deluxe $39.85, using a Chase Freedom Visa card (10% Amazon rebate thru 12/31), & elected no-rush shipping (promo - free Kung Fu Panda HD download). Might've found a better deal betwixt now & 04/2016, But small change ain't worth the angst. Exactly what ...
by canderson
Tue Dec 29, 2015 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth
Replies: 57
Views: 5978

Re: Net Worth

Meanwhile back in the real world, only 5% of U.S. households have investable assets over $1,000,000. http://www.zerohedge.com/news/2014-01-18/1-20-us-households-has-over-million-assets-where-they-are I am honestly floored it's that high. Most my friends get excited when they have $10,000 in the ban...
by canderson
Sun Dec 27, 2015 11:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1438
Views: 274916

Re: What Movie Have You Recently Watched?

Sisters has some very funny moments but generally is awful and often repulsive. Very disappointed Fey abd Poehler accepted that script for their big duet.
by canderson
Sun Dec 27, 2015 7:10 pm
Forum: Personal Consumer Issues
Topic: Airline cancelling our flight
Replies: 33
Views: 4377

Re: Airline cancelling our fl

For prosperity, this is when a card like Chase Sapphire Preferred s worth its weight in gold . It includes travel delay insurance up to $500 per 24 hrs for hotels and also for food, transit, incidentals, etc, When delayed we instead of dealing with the airline immediately book the hotel on our own t...
by canderson
Sun Dec 27, 2015 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Funding delays to a newly opened Vanguard account
Replies: 2
Views: 382

Re: Funding delays to a newly opened Vanguard accoun

We had this exact same thing happen last week. Initiated a Rollover IRA, Vangad got the check two days later but didn't deposit it fir anther 4. When they went to do it they had closed the IRA since its been open a week with no funds. Took another three days of them to reopen and then make the depos...
by canderson
Fri Dec 25, 2015 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 320
Views: 30768

Re: Vanguard TurboTax - Not Available 2015?

Thank you both!
by canderson
Thu Dec 24, 2015 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 320
Views: 30768

Re: Vanguard TurboTax - Not Available 2015?

Rob54keep wrote:Costco has a $20 off TurboTax coupon starting in January.

Not a Costco member but will have a friend buy a copy for me; where can I find this coupon for hm?
by canderson
Sun Dec 20, 2015 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Best Holiday Gift Card Deals?
Replies: 3
Views: 525

Re: Best Holiday Gift Card Deals?

Target today was gang get cars 10% off up to $300. Not sure if it was today-only.

Team Blue, a great local hand-wash car wash/detail shop, was doing $50 gift cads for $35. I loaded up there too since in winter I go weekly.
by canderson
Sat Dec 19, 2015 11:07 am
Forum: Personal Consumer Issues
Topic: How do you handle auto care? (for a non-DIY'er)
Replies: 54
Views: 3782

Re: How do you handle auto care? (for a non-DIY'er)

We take our Toyota Rav4 to our dealer, which is one of the best IMO we've ever come across. The are straightforward, honest, don't upsell and most importantly for us (we only have one vehicle, I cannot drive) a free loaner when it needs to be in the shop longer than 1:30. For tires we go to TiresPlu...
by canderson
Fri Dec 18, 2015 10:27 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 8725

Re: Bogleheads: Share how you like to vacation

Vacations are our splurge. Last year for stance we spent a week in the Netherlahds then took a cruise up the Norweigen fjords. This past May we were in England for 13 days. We enjoy cruises, land trips to England, Germany, Northern Europe, etc. Our entire families live in Texas so we fly down 3-4 ti...
by canderson
Fri Dec 18, 2015 7:33 pm
Forum: Personal Consumer Issues
Topic: How do you get tickets for Hamilton, the show?
Replies: 10
Views: 1126

Re: How do you get tickets for Hamilton, the show?

Hamilton will not decrease in popularity after it wins the Tonys, regardless of cast changes. Most of the cast will reup anyway, they are on a one year contract currently. We see it in February and purchased tickets in July at the normal charge $($149/a hour or whatever). If there aren't any availab...
by canderson
Tue Dec 15, 2015 3:32 pm
Forum: Personal Consumer Issues
Topic: Motion Activated Outdoor Security Lights
Replies: 16
Views: 1200

Re: Motion Activated Outdoor Security Lights

I highly, highly recommend Mr. Beam. For indoor and outdoor lights, too.
by canderson
Thu Dec 10, 2015 8:57 pm
Forum: Personal Consumer Issues
Topic: TurboTax Deluxe: download or disc?
Replies: 12
Views: 1112

Re: TurboTax Deluxe: download or disc?

What's the difference between online vs download?
by canderson
Tue Dec 08, 2015 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 628

Re: Can an investment company charge a fee to rollover a 401k?

Thanks all.

Spent 30 mins on the phone with Voya getting them the info to send a cycle to Vanguard. Crossing fingers they label it correctly per Vanguard's instructions.

FWIW I will never ever recommend Voya. Horrible web interface, confusing CSRs, etc.
by canderson
Tue Dec 08, 2015 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 628

Re: Can an investment company charge a fee to rollover a 401k?

livesoft wrote:Yes, they can charge a fee.

Well yet another reason Vanguard reigns supreme. :)
by canderson
Tue Dec 08, 2015 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 628

Re: Can an investment company charge a fee to rollover a 401k?

Call Vanguard and they will handle it in the most cost-efficient manner. Like transferring assets in kind before selling them, vs. liquidating and then transferring cash. You might tell Voya that you will post negative comments about them if they charge fees to move your money or close your account...
by canderson
Tue Dec 08, 2015 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 628

Can an investment company charge a fee to rollover a 401k?

My wife recently began a new job and I want to roll her 401k to a Vanguard-held IRA. When I go to the 401k account holder's site (Voya fwiw) I am having to accept a $85 termination fee. I have never seen this in the three prior 401k rollovers we have done, is this a legit fee or are they attempting ...
by canderson
Sun Dec 06, 2015 10:16 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 179
Views: 10980

Re: Flaunt Your High-Mileage Car

bottlecap wrote:289,000 on a 15 yo Explorer.

JT

This is most impressive given old Explorers are notorious for being terrible and needing new transmissions every 50k miles or so. :)
by canderson
Fri Dec 04, 2015 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 320
Views: 30768

Re: Vanguard TurboTax - Not Available 2015?

Sorry but I'm quite confused. We need Scheduke C & D. From what I can tell every downloaded TurboTax version includes every form. I see no difference between Basic vs Deluxe vs Premiere. Last year through Vangurad we had to use Home and Business (I'm just a freelance designer, less than $1500 m...
by canderson
Fri Dec 04, 2015 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 320
Views: 30768

Re: Vanguard TurboTax - Not Available 2015?

Sorry but I'm quite confused. We need Scheduke C & D. From what I can tell every downloaded TurboTax version includes every form. I see no difference between Basic vs Deluxe vs Premiere. Last year through Vangurad we had to use Home and Business (I'm just a freelance designer, less than $1500 mi...
by canderson
Thu Dec 03, 2015 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 320
Views: 30768

Re: Vanguard not offering Reduced price TurboTax anymore

Woah, I haven't received this yet.

I did notice last year we had to pay, thought it was still less than retail.

I am not beholding to TurboTax necessarily, even though we've used them now for 11 straight years.
by canderson
Thu Dec 03, 2015 2:05 pm
Forum: Personal Consumer Issues
Topic: Ultimate Weird Question - seeking best "breastfeeding lamp"
Replies: 22
Views: 1313

Re: Ultimate Weird Question - seeking best "breastfeeding lamp"

Wearing an eyemask should take care of this. If you get a decent one (i.e. not the cheapest ones you can find) you won't even know it's on.
by canderson
Fri Nov 27, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: Best Way to get rid of leaves
Replies: 50
Views: 3994

Re: Best Way to get rid of leaves

+7 or whatever on the Toro linked upthread.

Only issue we have is leave that are on our large mulch beds. Virtually impossible to remove them and not take half the mulch as well so we just leave those.
by canderson
Wed Nov 25, 2015 10:53 pm
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 2704

Re: Travel backpacks with removable backpack option

We are HUGE fans of the eBags Motherlode backpacks. They check all your boxes and are inexpensive. http://www.ebags.com/product/ebags/mother-lode-tls-weekender-convertible/143101 Thank you. I will need to revisit that ebags website. They have a lot of products. I bought their packing cubes during a...
by canderson
Wed Nov 25, 2015 4:48 pm
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 2704

Re: Travel backpacks with removable backpack option

We are HUGE fans of the eBags Motherlode backpacks. They check all your boxes and are inexpensive.

http://www.ebags.com/product/ebags/moth ... ble/143101
by canderson
Wed Nov 25, 2015 4:45 pm
Forum: Personal Consumer Issues
Topic: Thanksgiving vacation ideas
Replies: 4
Views: 670

Re: Thanksgiving vacation ideas

It's right at 5 hours, but Pittsburgh.

Good restaurants, cheap, great museums. Can take an asy day trip to Frank Lloyd Wright's Falling Water. Perfect for a couple days.

Columbus is a nice weekend too. Good food, the zoo, shopping in the Short North.
by canderson
Tue Nov 24, 2015 11:24 am
Forum: Personal Consumer Issues
Topic: Trying to get out of house
Replies: 24
Views: 3096

Re: Trying to get out of house

We are in a somewhat similar situation. We love the house itself but purchased it in a rush and without proper neighborhood vetting. Huge mistakes that taught us many life lessons. We owe $163,000 and maybe can sell it for $145,000, if lucky. We have made the decision to suck up our mistake and keep...
by canderson
Sun Nov 08, 2015 11:22 pm
Forum: Personal Consumer Issues
Topic: Washing and Drying Clothing ?
Replies: 24
Views: 2997

Re: Washing and Drying Clothing ?

We wash in cold and hang dry probably 80% of our clothes in the guest bathroom shower. It works well as its that off the laundry closet.

The rest go in the gas dryer.
by canderson
Sat Nov 07, 2015 12:18 pm
Forum: Personal Consumer Issues
Topic: Best Use of Ultimate Rewards Points
Replies: 59
Views: 5587

Re: Best Use of Ultimate Rewards Points

Another good use not mentioned is upgrading flights on BA. Book premium economy and use points to upgrade to business. It's a steal in international flights that don't land in London (tax surcharges are crazy).
by canderson
Mon Oct 26, 2015 9:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Thank you Bogleheads Conference 2015!
Replies: 49
Views: 4722

Re: Thank you Bogleheads Conference 2015!

We live in Harrisburg and I just learned about thes annual conferences. Sad to have just missed this yeas but will try my best to attend 2016! What's the best way to stay up-to-date with info on these? I normally make the official announcement here on the forum on or about March 1st. This year, we ...
by canderson
Mon Oct 26, 2015 4:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Thank you Bogleheads Conference 2015!
Replies: 49
Views: 4722

Re: Thank you Bogleheads Conference 2015!

We live in Harrisburg and I just learned about thes annual conferences. Sad to have just missed this yeas but will try my best to attend 2016!

What's the best way to stay up-to-date with info on these?
by canderson
Sat Oct 24, 2015 4:32 pm
Forum: Personal Consumer Issues
Topic: Credit Score
Replies: 26
Views: 2781

Re: Credit Score

AmEx now provides the uses FICO credit score for free online (provided by Experian). I looked last week and mine was 838 according to them. I have excelled credit so not sure I understand how someone with no credit can have 825 which is considered excellent. Huh? I assume that was directed at me......
by canderson
Fri Oct 23, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: Guilty pleasures?
Replies: 123
Views: 12005

Re: Guilty pleasures?

Men's hats. Fedoras, pork pies, bowlers, etc. High end hats, I mean. Stetson, Locke & Co. Hatters, Borsalino, Worth & Worth. Wear them every day and as a 32 year old get many compliments from older gentlemen. I wish I lived when me wore hats, not baseball caps. Damn you JFK for killing the m...
by canderson
Mon Oct 19, 2015 7:09 pm
Forum: Personal Consumer Issues
Topic: Northeast Weekend Getaways for November
Replies: 12
Views: 1353

Re: Northeast Weekend Getaways for November

Newport, R.I.
Portland, Maine
Charlottesville, Va.
Harrisburg/Gettysburg/Hershey/Lancaster, PA
by canderson
Thu Oct 15, 2015 7:59 pm
Forum: Personal Consumer Issues
Topic: Buying tickets to Broadway shows
Replies: 9
Views: 815

Re: Buying tickets to Broadway shows

broadwaybox.com abd theatermania will have discount codes.
by canderson
Tue Oct 13, 2015 8:07 pm
Forum: Personal Consumer Issues
Topic: [All weather car mats]
Replies: 59
Views: 3356

Re: All weather car mats

I actually prefer Huskyliner over WeatherTech
by canderson
Sat Sep 26, 2015 9:51 pm
Forum: Personal Consumer Issues
Topic: Credit Score
Replies: 26
Views: 2781

Re: Credit Score

AmEx now provides the uses FICO credit score for free online (provided by Experian). I looked last week and mine was 838 according to them. I have excelled credit so not sure I understand how someone with no credit can have 825 which is considered excellent.
by canderson
Sat Sep 26, 2015 10:38 am
Forum: Personal Consumer Issues
Topic: TSA pre-check enrollment, is it changing? [Yes, it has changed.]
Replies: 114
Views: 11044

Re: TSA pre-check enrollment, is it changing?

Few things are more infuriating than having families in the PreCheck line that unload their bags, remove shoes/coats/etc and take freer despite the TSA people yelling ate them to stop,

I applaud this move wholeheartedly. No freebies!

Go to advanced search