Search found 139 matches

by canderson
Thu Apr 21, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Need help with finding good projectors for business needs
Replies: 1
Views: 189

Need help with finding good projectors for business needs

I'm fairly good at a/v and IT stuff but I'm beyond lost re: projectors for my business needs. What we're looking for is something small but mighty. A wireless connection would be preferable so we're not having to tote around tons of cables. When we have our big meetings (three times a year, in vario...
by canderson
Thu Apr 14, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: Where to buy athletic socks and boxers online?
Replies: 11
Views: 1247

Re: Where to buy athletic socks and boxers online?

I like tjmaxx or marshalls for socks but generally buy exofficio boxer briefs online. However, for the price, I think exofficio's quality has gone way, way down. I'm searching for an alternative. The waistband elastic has a very short life Same issue here, I've switched to Under Armor's 6" box...
by canderson
Sat Apr 02, 2016 4:00 pm
Forum: Personal Consumer Issues
Topic: Anyone have experience with Rocket Mortgage??
Replies: 3
Views: 467

Re: Anyone have experience with Rocket Mortgage??

I work in the mortgage industry, not for a lender but for a very large agency.

We ran after loans through to compare and every single one had at least $3,500 in fees added that no lender we know would charge.
by canderson
Tue Mar 29, 2016 12:01 pm
Forum: Personal Consumer Issues
Topic: Reasonable priced security camera
Replies: 18
Views: 2535

Re: Reasonable priced security camera

The Wizard wrote:Dropcam is part of Nest cam now?
Owned by Google?

Yes Nest bought Dropcam. A good move IMO, and they've improved their app quite a bit since the purchase.
by canderson
Mon Mar 28, 2016 11:10 am
Forum: Personal Consumer Issues
Topic: Reasonable priced security camera
Replies: 18
Views: 2535

Re: Reasonable priced security camera

Have had Foscam (2 of them) and now have Dropcam (3 of them).

Dropcamnis imo infinitely better. Plus Foscam's are hacked all the time due to Chinese software with gaping loopholes.

For connecting Foscam is not simple and you often need a DYNDNS service (extra $$$).
by canderson
Tue Mar 22, 2016 9:00 pm
Forum: Personal Consumer Issues
Topic: Hotels in NYC?
Replies: 20
Views: 1648

Re: Hotels in NYC?

We always stay (we love 2.5 hrs but do a few theater weekends a year so do stay overnight some) at the Michelangelo, it's at 51st and 7th. IMO the perfect location.

http://www.michelangelohotel.com/en/
by canderson
Mon Mar 21, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Removing mildew from vinyl siding
Replies: 25
Views: 2075

Re: Removing mildew from vinyl siding

Our house is 3 stories tall, I have to pay $1,000s for them to professionally clean it.

I wish I could do it myself!
by canderson
Fri Mar 11, 2016 11:08 pm
Forum: Personal Consumer Issues
Topic: Cities good for living abroad?
Replies: 110
Views: 10021

Re: Cities good for living abroad?

Some great reading here!

My input, in order:

Vienna
Tokyo
San Francisco
Heidelberg
Copenhagen
A suburb to the SW of London.
by canderson
Sat Mar 05, 2016 8:50 pm
Forum: Personal Consumer Issues
Topic: Riding Lawn Mower
Replies: 26
Views: 1842

Re: Riding Lawn Mower

Trust me, with that land you want a wider deck.
by canderson
Tue Mar 01, 2016 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: File taxes via mail or electronically
Replies: 87
Views: 6154

Re: File taxes via mail or electronically

Use TurboTax. eFile federal since its built in to the cost of the program. I will print and Mail my PA return since it costs $30 or whatever to eFile to Pa via TurboTax. I wish I could eFile for free in PA but don't think it's possible. We owe to both so I set my filing date for April 15 or the last...
by canderson
Tue Mar 01, 2016 10:40 am
Forum: Personal Finance (Not Investing)
Topic: Financing new car
Replies: 28
Views: 2734

Re: Financing new car

We would take the relatively free money and finance some and pay cash for the rest. When we bought our 2013 RAV4 brand new, we put down $13,000 and financed the remedy with USAA on a 36 month/.79% rate loan. It'll be paid off in full next month. I see no reason to never take what is essentially a fr...
by canderson
Tue Feb 23, 2016 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Finding out about a kid 17 years after the fact
Replies: 59
Views: 10209

Re: Finding out about a kid 17 years after the fact

MarkBarb wrote:I'd have my scam detector turned up to 11.

My exact thought.

This sounds like a straightforward scam, i's dotted and t's crossed.

17 years hidden, only to be told when adulthood hits, rings to me like the start of a human trafficking scam.
by canderson
Tue Feb 23, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: What kind of car do you drive? [Looking for new car]
Replies: 126
Views: 6170

Re: What kind of car do you drive?

2013 Toyota RAV4 Limited It actually just hit 29,000 miles this morning. I can't drive so we too are a single-car household. We put $15,000 down and financed the rest for 3 years, 0% interest. It'll be paid off in May. Since it is our only car reliability is key so we will keep it until 6-7 years / ...
by canderson
Wed Feb 10, 2016 10:38 pm
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 48
Views: 4577

Re: New Washer - Frontload or HE Top Load

Our washer is 11 years old so I'm preparing mentally to replace it. Our laundry room is on the second floor and the current washer (a Whirlpool top loader basic model with agitator) is loud and shakes and vibrates the floor so when downstairs in our living room it's loud and annoying. Do the new HE ...
by canderson
Sun Jan 31, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: Home security system - cost to convert from landline to cellular
Replies: 11
Views: 1418

Re: Home security system - cost to convert from landline to cellular

We have Guardian and they switched us for free, actually, Theveervice is an extra $3/month but that was much cheaper than the monthly landline fee.
by canderson
Sat Jan 23, 2016 2:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 5924

Re: Hope everyone is well [Preparing for Eastern US blizzard]

27" here a tick SW of Harrisburg, PA. Still heavy snow, biggest snowstorm in history passing 1983.
by canderson
Fri Jan 15, 2016 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: Help getting out of a fund in taxable
Replies: 18
Views: 839

Re: Help getting out of a fund in taxable

livesoft wrote:^I think it is dangerous to do such an automatic re-direction if it is even allowed. I would certainly not do it. Distributions can go to a MM fund and from there go elsewhere.

Very good idea. Many thanks.

Dumb question - would taxes be different with this change at all?
by canderson
Fri Jan 15, 2016 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: Help getting out of a fund in taxable
Replies: 18
Views: 839

Re: Help getting out of a fund in taxable

Timely thread! Mind if I piggyback? :) My wife has a fairly substantial amount of money in Vanguard Health Care (admiral shares) (around $250,000). I am backdoor Rothing a little each year but never though about not reinvesting dividends. Can we redirect dividends automatically into an IRA or other ...
by canderson
Sun Jan 10, 2016 3:04 pm
Forum: Personal Consumer Issues
Topic: The Big Short
Replies: 153
Views: 17599

Re: The Big Short

If you want to read about arguably the biggest culprit in the meltdown, read the Pulitzer Prize winning article from Pro Publica:

http://www.propublica.org/article/a...o ... ing-bubble
by canderson
Sun Jan 10, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: Films or TV with great period sets
Replies: 46
Views: 2885

Re: Films or TV with great period sets

Fargo
by canderson
Sat Jan 09, 2016 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 765

Re: Vanguard brokerage 1099 schedule

Are the posted year-end dividends on vanguard.com what you mean? If so that Mayes total sense if they're accurate. Again, sorry, for my ignorance! No, that is not what I mean. I mean the posted dividends in your [taxable] account statements for the full year of 2015 and not just the last December s...
by canderson
Sat Jan 09, 2016 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 765

Re: Vanguard brokerage 1099 schedule

1. No. 2. Filing an extension is obsoletely trivial. It is easily than sending in a credit card payment by mail. I don't have any 1099-DIV or 1099-B yet, but I know EXACTLY how much dividends I received in 2015, so I don't need 'em to estimate my taxes with tax software. And you don't need them eit...
by canderson
Sat Jan 09, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage 1099 schedule
Replies: 14
Views: 765

Re: Vanguard brokerage 1099 schedule

Pardon my ignorance, but a few questions. My wife has a UTMA account that holds 3 mutual funds plus a municipal bond fund. Does this mean Vangard will soon move all these into a brokerage account thus causing us not to be able to file taxes with the rest of the population by 4/15? I have no idea how...
by canderson
Fri Jan 01, 2016 9:42 pm
Forum: Personal Consumer Issues
Topic: Vacuum for hardwood
Replies: 46
Views: 3264

Re: Vacuum for hardwood

We have the Dyson DC45 stick and it's a Godsend.

We got the new Dyson Cinetic large vacuum as well and it's better than our former Meile. Plus MUCH easier to maneuver.
by canderson
Thu Dec 31, 2015 11:40 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax Premier 2015 (PC Download) 39% Off
Replies: 39
Views: 5410

Re: Turbo Tax Premier 2015 (PC Download) 39% Off

Pulled the trigger on Amazon TurboTax Deluxe $39.85, using a Chase Freedom Visa card (10% Amazon rebate thru 12/31), & elected no-rush shipping (promo - free Kung Fu Panda HD download). Might've found a better deal betwixt now & 04/2016, But small change ain't worth the angst. Exactly what ...
by canderson
Tue Dec 29, 2015 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth
Replies: 57
Views: 6410

Re: Net Worth

Meanwhile back in the real world, only 5% of U.S. households have investable assets over $1,000,000. http://www.zerohedge.com/news/2014-01-18/1-20-us-households-has-over-million-assets-where-they-are I am honestly floored it's that high. Most my friends get excited when they have $10,000 in the ban...
by canderson
Sun Dec 27, 2015 11:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1629
Views: 340375

Re: What Movie Have You Recently Watched?

Sisters has some very funny moments but generally is awful and often repulsive. Very disappointed Fey abd Poehler accepted that script for their big duet.
by canderson
Sun Dec 27, 2015 7:10 pm
Forum: Personal Consumer Issues
Topic: Airline cancelling our flight
Replies: 33
Views: 4605

Re: Airline cancelling our fl

For prosperity, this is when a card like Chase Sapphire Preferred s worth its weight in gold . It includes travel delay insurance up to $500 per 24 hrs for hotels and also for food, transit, incidentals, etc, When delayed we instead of dealing with the airline immediately book the hotel on our own t...
by canderson
Sun Dec 27, 2015 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Funding delays to a newly opened Vanguard account
Replies: 2
Views: 483

Re: Funding delays to a newly opened Vanguard accoun

We had this exact same thing happen last week. Initiated a Rollover IRA, Vangad got the check two days later but didn't deposit it fir anther 4. When they went to do it they had closed the IRA since its been open a week with no funds. Took another three days of them to reopen and then make the depos...
by canderson
Fri Dec 25, 2015 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 39516

Re: Vanguard TurboTax - Not Available 2015?

Thank you both!
by canderson
Thu Dec 24, 2015 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 39516

Re: Vanguard TurboTax - Not Available 2015?

Rob54keep wrote:Costco has a $20 off TurboTax coupon starting in January.

Not a Costco member but will have a friend buy a copy for me; where can I find this coupon for hm?
by canderson
Sun Dec 20, 2015 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Best Holiday Gift Card Deals?
Replies: 3
Views: 593

Re: Best Holiday Gift Card Deals?

Target today was gang get cars 10% off up to $300. Not sure if it was today-only.

Team Blue, a great local hand-wash car wash/detail shop, was doing $50 gift cads for $35. I loaded up there too since in winter I go weekly.
by canderson
Sat Dec 19, 2015 11:07 am
Forum: Personal Consumer Issues
Topic: How do you handle auto care? (for a non-DIY'er)
Replies: 54
Views: 4185

Re: How do you handle auto care? (for a non-DIY'er)

We take our Toyota Rav4 to our dealer, which is one of the best IMO we've ever come across. The are straightforward, honest, don't upsell and most importantly for us (we only have one vehicle, I cannot drive) a free loaner when it needs to be in the shop longer than 1:30. For tires we go to TiresPlu...
by canderson
Fri Dec 18, 2015 10:27 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 9811

Re: Bogleheads: Share how you like to vacation

Vacations are our splurge. Last year for stance we spent a week in the Netherlahds then took a cruise up the Norweigen fjords. This past May we were in England for 13 days. We enjoy cruises, land trips to England, Germany, Northern Europe, etc. Our entire families live in Texas so we fly down 3-4 ti...
by canderson
Fri Dec 18, 2015 7:33 pm
Forum: Personal Consumer Issues
Topic: How do you get tickets for Hamilton, the show?
Replies: 10
Views: 1519

Re: How do you get tickets for Hamilton, the show?

Hamilton will not decrease in popularity after it wins the Tonys, regardless of cast changes. Most of the cast will reup anyway, they are on a one year contract currently. We see it in February and purchased tickets in July at the normal charge $($149/a hour or whatever). If there aren't any availab...
by canderson
Tue Dec 15, 2015 3:32 pm
Forum: Personal Consumer Issues
Topic: Motion Activated Outdoor Security Lights
Replies: 16
Views: 1378

Re: Motion Activated Outdoor Security Lights

I highly, highly recommend Mr. Beam. For indoor and outdoor lights, too.
by canderson
Thu Dec 10, 2015 8:57 pm
Forum: Personal Consumer Issues
Topic: TurboTax Deluxe: download or disc?
Replies: 12
Views: 1283

Re: TurboTax Deluxe: download or disc?

What's the difference between online vs download?
by canderson
Tue Dec 08, 2015 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 703

Re: Can an investment company charge a fee to rollover a 401k?

Thanks all.

Spent 30 mins on the phone with Voya getting them the info to send a cycle to Vanguard. Crossing fingers they label it correctly per Vanguard's instructions.

FWIW I will never ever recommend Voya. Horrible web interface, confusing CSRs, etc.
by canderson
Tue Dec 08, 2015 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 703

Re: Can an investment company charge a fee to rollover a 401k?

livesoft wrote:Yes, they can charge a fee.

Well yet another reason Vanguard reigns supreme. :)
by canderson
Tue Dec 08, 2015 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 703

Re: Can an investment company charge a fee to rollover a 401k?

Call Vanguard and they will handle it in the most cost-efficient manner. Like transferring assets in kind before selling them, vs. liquidating and then transferring cash. You might tell Voya that you will post negative comments about them if they charge fees to move your money or close your account...
by canderson
Tue Dec 08, 2015 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Can an investment company charge a fee to rollover a 401k?
Replies: 14
Views: 703

Can an investment company charge a fee to rollover a 401k?

My wife recently began a new job and I want to roll her 401k to a Vanguard-held IRA. When I go to the 401k account holder's site (Voya fwiw) I am having to accept a $85 termination fee. I have never seen this in the three prior 401k rollovers we have done, is this a legit fee or are they attempting ...
by canderson
Sun Dec 06, 2015 10:16 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 179
Views: 13355

Re: Flaunt Your High-Mileage Car

bottlecap wrote:289,000 on a 15 yo Explorer.

JT

This is most impressive given old Explorers are notorious for being terrible and needing new transmissions every 50k miles or so. :)
by canderson
Fri Dec 04, 2015 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 39516

Re: Vanguard TurboTax - Not Available 2015?

Sorry but I'm quite confused. We need Scheduke C & D. From what I can tell every downloaded TurboTax version includes every form. I see no difference between Basic vs Deluxe vs Premiere. Last year through Vangurad we had to use Home and Business (I'm just a freelance designer, less than $1500 m...
by canderson
Fri Dec 04, 2015 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 39516

Re: Vanguard TurboTax - Not Available 2015?

Sorry but I'm quite confused. We need Scheduke C & D. From what I can tell every downloaded TurboTax version includes every form. I see no difference between Basic vs Deluxe vs Premiere. Last year through Vangurad we had to use Home and Business (I'm just a freelance designer, less than $1500 mi...
by canderson
Thu Dec 03, 2015 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 39516

Re: Vanguard not offering Reduced price TurboTax anymore

Woah, I haven't received this yet.

I did notice last year we had to pay, thought it was still less than retail.

I am not beholding to TurboTax necessarily, even though we've used them now for 11 straight years.
by canderson
Thu Dec 03, 2015 2:05 pm
Forum: Personal Consumer Issues
Topic: Ultimate Weird Question - seeking best "breastfeeding lamp"
Replies: 22
Views: 1488

Re: Ultimate Weird Question - seeking best "breastfeeding lamp"

Wearing an eyemask should take care of this. If you get a decent one (i.e. not the cheapest ones you can find) you won't even know it's on.
by canderson
Fri Nov 27, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: Best Way to get rid of leaves
Replies: 50
Views: 4338

Re: Best Way to get rid of leaves

+7 or whatever on the Toro linked upthread.

Only issue we have is leave that are on our large mulch beds. Virtually impossible to remove them and not take half the mulch as well so we just leave those.
by canderson
Wed Nov 25, 2015 10:53 pm
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 3175

Re: Travel backpacks with removable backpack option

We are HUGE fans of the eBags Motherlode backpacks. They check all your boxes and are inexpensive. http://www.ebags.com/product/ebags/mother-lode-tls-weekender-convertible/143101 Thank you. I will need to revisit that ebags website. They have a lot of products. I bought their packing cubes during a...
by canderson
Wed Nov 25, 2015 4:48 pm
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 3175

Re: Travel backpacks with removable backpack option

We are HUGE fans of the eBags Motherlode backpacks. They check all your boxes and are inexpensive.

http://www.ebags.com/product/ebags/moth ... ble/143101

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