Search found 11 matches

by camillus24
Thu Jun 15, 2017 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: GVUL investing [Group Variable Universal Life] -- Employer benefit
Replies: 5
Views: 627

Re: GVUL investing [Group Variable Universal Life] -- Employer benefit

@BL -- you unfortunately were correct. It is a 4% guaranteed return if you invest in their "fixed" fund with expense ratio of 0.7%. The index fund selection (there is only one) has ER of 0.1%. @Nate79 -- The policy is fully portable and so it follows you from employer to employer as long a...
by camillus24
Mon Jun 12, 2017 1:48 am
Forum: Personal Finance (Not Investing)
Topic: GVUL investing [Group Variable Universal Life] -- Employer benefit
Replies: 5
Views: 627

GVUL investing [Group Variable Universal Life] -- Employer benefit

Hi all, Switching jobs at age 36 and recently got exposed to a very different insurance benefit from my new employer. My employer pays the premium for a GVUL insurance policy with Met Life (coverage for 2X my compensation). I pay no premiums and the expenses (except those mentioned below) are paid b...
by camillus24
Sun Apr 30, 2017 7:16 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 4675

Buying couches the Boglehead way

Hi all, Just bought a new home (our first) and am trying to get it furnished. Couches / sofas seem pretty pricey and so wondering if there were good-quality Boglehead options out there (or what others did in this situation). Context is family of 4 (two young kids) with plenty of visitors. Ideally ge...
by camillus24
Sun Mar 19, 2017 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a home for the first time (mortgages!)
Replies: 13
Views: 2192

Re: Buying a home for the first time (mortgages!)

****Update post**** We just had an offer for $419K accepted for a new build home (~4100 sq. feet) in a suburb of Houston that will be complete in around a month. For context, the list price was 496K which had been "cut" to 459K (even though Zillow had the zestimate at $418.5K) so in theory...
by camillus24
Fri Dec 30, 2016 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a home for the first time (mortgages!)
Replies: 13
Views: 2192

Buying a home for the first time (mortgages!)

Hi, Wife and I are planning to return to the US from an international assignment and buy a home for the first time in Texas. We have location picked out and a few candidate homes (range from 350K - 450K) already in mind. Financial context below the line. However, have never had a mortgage of any kin...
by camillus24
Fri Jul 29, 2016 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Wife quitting job as I was transferred to Japan--> Need help on 403B/457 strategy
Replies: 1
Views: 373

Wife quitting job as I was transferred to Japan--> Need help on 403B/457 strategy

Hi Bogleheads, Have a personal finance question for my wife and I. Details below on: My salary this year: ~275K guranteed (2016); ~$260K guaranteed (2017)--> lower base due to different set of customers but total comp very uncertain in 2017 (potentially higher or lower if successful in Japan or with...
by camillus24
Sun Jan 03, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: How do you keep your young kids busy/occupied?
Replies: 37
Views: 3945

Re: How do you keep your young kids busy/occupied?

Try Peppa the Pig for them -- worked wonders on our kids. A strange show overall but oddly educational if you listen to it a lot.
by camillus24
Mon Jul 27, 2015 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Help--> Buying car from private seller
Replies: 13
Views: 1737

Help--> Buying car from private seller

We found what we think is a good deal (~10K price) through Autotrader for a 2007 Honda Accord (78K miles driven) with all maintenance up to date and no issues that we know of. We are preliminarily ready to close (i.e., hand over a cashier's check and get change of title at the same time at a nearby ...
by camillus24
Sun Feb 08, 2015 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Help please--> Frantic as Mega Backdoor Roth gone awry
Replies: 7
Views: 1390

Re: Help please--> Frantic as Mega Backdoor Roth gone awry

DSInvestor, Would that mean I would need a new 1099-R from Vanguard? Or would I merely need to manually enter the amounts in TurboTax? In re your statement about changing the basis, does that mean I would need to change the taxable amount in the 1099-R section? i.e., how does one change the basis yo...
by camillus24
Sun Feb 08, 2015 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Help please--> Frantic as Mega Backdoor Roth gone awry
Replies: 7
Views: 1390

Help please--> Frantic as Mega Backdoor Roth gone awry

Situation: I have a retirement plan that allows after-tax contributions of around ~13K a year and on the advice of some colleagues, I decided to convert all the accumulated aftertax contributions to first a traditional IRA and then convert immediately all the money in my traditional IRA into a Roth ...
by camillus24
Sun Jan 05, 2014 10:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 41
Views: 9103

Re: Houston Chapter

Hi everyone,

I could not make it today but was wondering when the next meeting/time would be.

Interested in meeting Houston bogleheads (especially given my new status on the forum).