Search found 154 matches

by camden
Tue Sep 13, 2016 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Explaining college tuition increases
Replies: 27
Views: 1660

Re: Explaining college tuition increases

Daft investors post is very accurate, and is one of the major causes in the explosion of college cost. If you have not been on a college campus for a few decades, you would be stunned at the creature comfort amenities that abound. Virtually everything that today's college student encounters day to d...
by camden
Thu Sep 01, 2016 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of durable power of attorney?
Replies: 3
Views: 348

Cost of durable power of attorney?

What would be a reasonable fee for an attorney to prepare the documents to execute a durable power of attorney? Anyone had one done recently?
by camden
Mon Aug 29, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Which physician job offer would you go for and why?
Replies: 39
Views: 4213

Re: Which physician job offer would you go for and why?

I would have to know what specialty or subspecialty area your friend has. Being on call every second or third night is grueling. If you are in a subspecialty where you rarely get called back, it may be doable, although merely being "on call" is confining. But if your specialty is one in wh...
by camden
Sun Aug 07, 2016 10:02 am
Forum: Personal Consumer Issues
Topic: Connections that save you money
Replies: 51
Views: 6929

Re: Connections that save you money

Found the OP fascinating. Can't get over an individual who calls their cable company once a quarter to get a better rate and then buys an $11,000 watch. That's the kind of personality that makes the world interesting. More power to him/her. I understand the cable/satellite provider gambit works most...
by camden
Sat Jul 23, 2016 4:25 pm
Forum: Investing - Theory, News & General
Topic: Reliving the Nightmare of the Crisis
Replies: 119
Views: 9047

Re: Reliving the Nightmare of the Crisis

I learned that there are a lot of things that are out of my control. I learned that it's hard to regulate the financial industry. I learned that what goes around comes around. "I learned that the big boys do stupid stuff too. " I learned not to get too greedy. I learned that interest rate...
by camden
Fri Jul 15, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Recourse for a failed dental crown at 3 years
Replies: 22
Views: 1908

Re: Recourse for a failed dental crown at 3 years

Probably best to move on, as proving negligence after three years will be very difficult.

One thing that caught my attention was your mention on "excessive bleeding" during the original work. A lot of bleeding with a crown? Jeez.
by camden
Sat Jul 09, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Employment ideas for former Police?
Replies: 37
Views: 2618

Re: Employment ideas for former Police?

I would second the idea of looking into the security departments of large medical centers, if you are not totally soured on being a law enforcement officer. The medical center where I have worked for decades has a security department now which is far larger, more professional, more demanding in the ...
by camden
Tue Jul 05, 2016 4:44 pm
Forum: Personal Consumer Issues
Topic: Anyone else make things for their own use?
Replies: 42
Views: 3716

Re: Anyone else make things for their own use?

My wife does stained glass work as a hobby, and we have some beautiful windows in the house, large and small, as a result of that.
by camden
Mon Jul 04, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Ever Feel Unworthy of Growing income?
Replies: 34
Views: 3521

Re: Ever Feel Unworthy of Growing income?

When it begins to bother you, just think about the fact that you both together make far less than a backup catcher in Major League Baseball.
by camden
Sun Jun 26, 2016 1:42 pm
Forum: Investing - Theory, News & General
Topic: BREXIT - Whats the big deal?
Replies: 108
Views: 10824

Re: BREXIT - Whats the big deal?

Making major financial decisions based on the Brexit vote seems unwise and speculative, and even more so when you consider that added to the great uncertainty of the short and long term effects of the U.K. Leaving the EU is added another uncertainty......will they really leave? Parliament has to pas...
by camden
Sat Jun 18, 2016 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Who has needed to use their umbrella insurance?
Replies: 70
Views: 7199

Re: Who has needed to use their umbrella insurance?

Great question. Since the cost is about $400/year for up to $5 million liability, that works out to a pretty low statistic of folks having to use it. Actuaries correct me if I'm wrong, but I think this thread will probably have to get on the order of 10,000 views before someone reads it who has had...
by camden
Tue Jun 14, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Reasonably Priced Red Wines
Replies: 47
Views: 3082

Re: Reasonably Priced Red Wines

J Lohr Seven Oaks Cabernet
Santa Rita 120 Cabernet
by camden
Sun Jun 05, 2016 9:02 am
Forum: Local Chapters and Bogleheads Community
Topic: D Day 72 years ago...
Replies: 48
Views: 3707

Re: D Day 72 years ago...

Grateful thanks to all of that generation ( including my late father, a WWII marine) for the gift of the kind of free and prosperous country I got to grow up in. I sometimes wonder if we could summon up their like again for a similar challenge. I'd like to think we could.....
by camden
Sat Jun 04, 2016 8:59 am
Forum: Personal Consumer Issues
Topic: What TYPE of books do you like to read?
Replies: 48
Views: 2326

Re: What TYPE of books do you like to read?

History. Long time reading passion; never without a current book.
by camden
Thu May 26, 2016 8:39 pm
Forum: Personal Consumer Issues
Topic: Marvin vs. Andersen Windows: The Eternal Struggle
Replies: 47
Views: 42389

Re: Marvin vs. Andersen Windows: The Eternal Struggle

I have had both Marvin and Andersen windows. I have had serious fogging problems with both; not just an occasional window, but half the windows in the house within five years or so. Really sick of replacing the things. I have begun to wonder whether anyone is capable of manufacturing double pane win...
by camden
Thu May 26, 2016 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Forced use of automatic ACH withdrawals?
Replies: 18
Views: 1737

Re: Forced use of automatic ACH withdrawals?

I'm with you on this one. I pay almost everything electronically, but only if I control and initiate the payment. I will not allow ACH payments for the potential error/fraud issues discussed above. If changing daycare to another business that does not require this and says they have no plans to is a...
by camden
Thu May 26, 2016 9:43 am
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 87
Views: 3502

Re: series/ movies filmed in your home town?

One of the first scenes of the film "The Natural" was shot on the farm of a cousin of my father, in the western part of New York. Since the story was set in the 1920s/30s, they trucked in dirt to cover the (now) paved roads. At the time, I wondered why on earth they would travel all the wa...
by camden
Wed Mar 23, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Computer help request
Replies: 12
Views: 1399

Computer help request

From experience with this forum, I know that there are lots of bogleheads who are far more computer savvy than myself, so I am reaching out for some suggestions. New HP computer in last few months, OS Windows 10, no trouble until today. Today I can't access the Internet and I get the following error...
by camden
Wed Feb 17, 2016 12:43 pm
Forum: Personal Consumer Issues
Topic: Volunteer Youth Coach - Liability Concerns?
Replies: 27
Views: 2674

Re: Volunteer Youth Coach - Liability Concerns?

When I was a kid, my father spent many years as a youth baseball coach, and when I got to be college age, I helped him one year as an assistant. I always thought that someday I would volunteer my time to do the same, but my work schedule would never permit it. Now that I am semiretired/working part ...
by camden
Sat Feb 13, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: Charities for Bogleheads?
Replies: 50
Views: 3575

Re: Charities for Bogleheads?

I forgo giving to large national nonprofits in favor of giving, unsolicited, directly to individual people that I have gotten to know one way or another who need help, and they are not too hard to find. Since I know them personally, I feel reasonably confident that they will use the money responsibl...
by camden
Sun Dec 27, 2015 4:54 pm
Forum: Personal Consumer Issues
Topic: Things to do in Costa Rica?
Replies: 22
Views: 1905

Re: Things to do in Costa Rica?

I took a great whitewater rafting trip in Costa Rica, on a river traveling through some beautiful forest, with rapids challenging enough to be fun, but still OK for amateurs.
by camden
Wed Nov 11, 2015 4:31 pm
Forum: Personal Consumer Issues
Topic: like to live in tropical weather
Replies: 26
Views: 3629

Re: like to live in tropical weather

Before you make a definite decision, consider one thing that has not been discussed. Hurricanes. If you are the type whose blood pressure goes up every time they hear the words "a tropical depression has formed", or every time they see satellite imagery of the latest wave coming off the Af...
by camden
Tue Nov 10, 2015 9:43 am
Forum: Local Chapters and Bogleheads Community
Topic: US Marine Corps' 240th Birthday [also, Armistice Day]
Replies: 25
Views: 2630

Re: US Marine Corps' 240th Birthday

Thanks to all the Marines who have served in the past, including my late father, a WWII vet.

Thanks to all serving now.
by camden
Sun Oct 18, 2015 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Potential estate dispute - relevant experiences?
Replies: 23
Views: 3604

Re: Potential estate dispute - relevant experiences?

Not exactly an analogous situation, but several years ago a sibling and I inherited, as a small part of my fathers' estate, several condos which had been purchased at the height of a real estate bubble ( for cash, no mortgage ), and were being rented. Like your father, we had no desire to be landlor...
by camden
Sun Oct 11, 2015 8:33 am
Forum: Personal Finance (Not Investing)
Topic: How are Medicare Part B premiums paid if one is not drawing SS
Replies: 24
Views: 1900

Re: How are Medicare Part B premiums paid if one is not drawing SS

They will bill you monthly, by mail. You can pay by check and return mail.
by camden
Thu Jul 23, 2015 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Doc changing last name
Replies: 23
Views: 3887

Re: Doc changing last name

Obviously, a personal decision, but I would advise just keeping the original surname for professional use. Many physicians do that, and it makes everything simpler.
by camden
Mon Jul 20, 2015 4:56 pm
Forum: Personal Consumer Issues
Topic: Do you hate your vehicle infotainment system?
Replies: 76
Views: 8736

Re: Do you hate your vehicle infotainment system?

Reading the discussion here, I reflect on my late grandfather ( born in 1892), who all his life refused to have a RADIO in any of his cars because he felt that listening to it distracted you to much from focusing on driving...... He would have quite a time adjusting to the concept of today's infotai...
by camden
Sun Jul 12, 2015 4:37 pm
Forum: Personal Consumer Issues
Topic: Voyageurs National Park Vacation
Replies: 11
Views: 1378

Re: Voyageurs National Park Vacation

Don't know about bear spray, but be sure to bring mosquito spray.
by camden
Mon Jun 22, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: Concerns about upcoming Greece visit.
Replies: 26
Views: 3466

Re: Concerns about upcoming Greece visit.

In terms of statistical likelihood, the biggest problem a traveler faces in a country undergoing unusual economic difficulty is that your transportation and hotel stays may be impacted by strikes, especially in the major cities.
by camden
Fri Apr 03, 2015 12:48 pm
Forum: Personal Consumer Issues
Topic: Help/advice with Europe trip (France+/-Greece)
Replies: 22
Views: 1894

Re: Help/advice with Europe trip (France+/-Greece)

Although Greece is an interesting country to visit (Santorini in particular), I cast another vote for concentrating on France. I would spend half of your time in Paris, which is so rich with sights and things to do that twice that amount of time would not be too much, and the other half in areas eas...
by camden
Mon Mar 30, 2015 4:19 pm
Forum: Investing - Theory, News & General
Topic: Did you learn anything from 2008?
Replies: 105
Views: 11323

Re: Did you learn anything from 2008?

I learned three things: Fortunately, my nerves are good enough to hold tight and stay the course at a time when others are panicking. Unfortunately, my nerves are not good enough to start getting aggressive and buying as others are panicking. At times like that, the less financial news you watch on ...
by camden
Thu Mar 26, 2015 1:00 pm
Forum: Personal Consumer Issues
Topic: New Orleans Destinations
Replies: 21
Views: 2068

Re: New Orleans Destinations

Congratulations on choosing the best time of year to visit New Orleans. Last weekend in April and the first weekend in May is the Jazzfest, but you probably already know that. Great, if you can tolerate crowds. World War II museum is a must. Most impressive, even if you are not a history buff, but i...
by camden
Sat Mar 21, 2015 8:18 am
Forum: Personal Consumer Issues
Topic: Hearse as daily driver?
Replies: 58
Views: 6112

Re: Hearse as daily driver?

All I can think of is the movie Harold and Maude..........
by camden
Tue Mar 03, 2015 3:00 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6176

Re: Tourists in Manhattan

My last trip (October 2012), I stayed at the Hotel Metro on 35th St. in midtown; nice, excellent location, and reasonably priced by Manhattan standards.
by camden
Tue Feb 24, 2015 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Trust questions
Replies: 7
Views: 857

Trust questions

I received an inheritance a few years back which, as stipulated in my parent's wills, came to me in the form of a trust titled "(my name) Descendants' Trust". I am the trustee, and there is no secondary trustee. I have no children. Although a reasonably savvy investor of the boglehead type...
by camden
Mon Feb 09, 2015 3:45 pm
Forum: Personal Consumer Issues
Topic: Samsung Strikes Again .. Ad Injection
Replies: 17
Views: 810

Re: Careful what you say around your Samsung Smart TV!

I am completely in sympathy with the gist of telemark's post. One of the massive frustrations of being a 21st century consumer is that frequently you cannot purchase what you really want; the technology you desire is coupled with technology you have no interest in, are never going to use, gets in th...
by camden
Mon Feb 09, 2015 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Should I put a Credit Freeze on my accounts?
Replies: 37
Views: 4679

Re: Should I put a Credit Freeze on my accounts?

I am in a similar position, and did a credit freeze with all three agencies several months ago. Think it is a wise precaution, and worth the minor inconvenience of having to request a temporary "unfreezing" if you should need to do so for some reason in the future. I have been told and rea...
by camden
Sun Feb 01, 2015 9:44 am
Forum: Personal Consumer Issues
Topic: Timing of small ship cruise to Nantucket
Replies: 6
Views: 807

Timing of small ship cruise to Nantucket

Planning to take a small ship (100 passenger) 8 day cruise which includes stops at Nantucket, Martha's Vineyard, and Block Island. I am completely flexible as to the timing; the cruises are available from mid May through mid September. Anyone with experience in visiting this area have advice as to w...
by camden
Thu Jan 29, 2015 6:08 pm
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 255
Views: 31545

Re: What do you drive, and why?

2010 Hyundai Genesis coupe.

It looks great. It is lots of fun to drive. It provides, to steal a quote from Theodore Roosevelt, my "last chance to be a boy".
by camden
Thu Jan 29, 2015 8:50 am
Forum: Personal Consumer Issues
Topic: What to see in Istanbul
Replies: 35
Views: 2869

Re: What to see in Istanbul

Another vote for the Basilca Cisterns; don't miss. To each is own, but you couldn't drag me back to the Grand Bazar; I'd spend all my time in Istanbul elsewhere.
by camden
Wed Jan 21, 2015 8:40 pm
Forum: Investing - Theory, News & General
Topic: Hedge fund loses 99.8% of all funds, $100m down to $200k.
Replies: 59
Views: 8455

Re: Hedge fund loses 99.8% of all funds, $100m down to $200k

Every time one of these hedge fund stories comes out, it reinforces my sense of astonishment that anyone invests their money in them.
by camden
Wed Jan 21, 2015 8:32 pm
Forum: Personal Consumer Issues
Topic: anyone here been to the Super Bowl?
Replies: 23
Views: 3048

Re: anyone here been to the Super Bowl?

I went to a Cowboys-Dolphins Super Bowl in New Orleans in the early 70's, but my experience will offer no insight, except to show how markedly things have changed since then. The game then was far, far less of an "event" than it has become. As the most glaring of many possible examples of ...
by camden
Mon Jan 19, 2015 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Newbie
Replies: 14
Views: 1489

Re: Medicare Newbie

Be aware that the monthly premium for part B is dependent on your income level in the most recent income tax year prior to your signing up for Medicare. Depending on that income level, you may be required to pay more than the basic $104/month. A lot more. Like up to 3x as much.
by camden
Sat Jan 17, 2015 3:18 pm
Forum: Investing - Theory, News & General
Topic: Is $50 oil really the norm?
Replies: 41
Views: 4131

Re: Is $50 oil really the norm?

I do not consider myself to have the requisite knowledge of the oil industry to venture an opinion on the question. I can observe, however, that over the four decades that I have been purchasing gas, the price of oil has been extremely volatile, subject to wide and rapid swings often influenced by u...
by camden
Fri Jan 09, 2015 5:14 pm
Forum: Investing - Theory, News & General
Topic: Older Brother is a New MD
Replies: 24
Views: 3728

Re: Older Brother is a New MD

The one thing I'm certain of is that he should not consider his current financial state as in any way as being "in a pickle". The vast majority of the residents coming through our program over the last 15 years or so would consider a debt load of $80,000 as being enviable.
by camden
Tue Jan 06, 2015 6:01 pm
Forum: Investing - Theory, News & General
Topic: Price of Oil Dropping Good or Bad?
Replies: 15
Views: 1230

Re: Price of Oil Dropping Good or Bad?

Seems like any major change in the economic picture has its downside. The state of Louisiana gets a substantial portion of its annual revenue from taxes levied on oil refined within the state, and the tax is pegged to the price of oil; so the current severe drop in oil prices is set to result in a m...
by camden
Sun Dec 14, 2014 9:41 am
Forum: Personal Finance (Not Investing)
Topic: How to teach young kids to be frugal?
Replies: 65
Views: 5727

Re: How to teach young kids to be frugal?

One of my colleagues at work did this, while his kids were grade school age. He had boxes in his home office for each of them, and periodically he would place their cash allowances in their respective boxes. They were free to get the cash at any time, and spend it (or not) as they wished. When it ca...
by camden
Tue Nov 18, 2014 5:41 pm
Forum: Personal Consumer Issues
Topic: Vacation in France
Replies: 96
Views: 15352

Re: Vacation in France

You earned this vacation. It's not like you are irresponsibly going deep into debt to finance it. Loosen up a little, go, and enjoy yourself. Go.
by camden
Mon Oct 06, 2014 6:47 pm
Forum: Personal Consumer Issues
Topic: Tell me about Berlin :-)
Replies: 40
Views: 4400

Re: Tell me about Berlin :-)

Two things I would recommend seeing that not on the usual list of "must sees" are the Kathe Kollwitz museum and the Olympic stadium, home to the 1936 Olympics. Be sure to take a walk in the Tiergarten as well.
by camden
Sun Oct 05, 2014 1:30 pm
Forum: Personal Consumer Issues
Topic: Medical Tourism - recent article
Replies: 21
Views: 2454

Re: Medical Tourism - recent article

Before replying, I would like to make it clear that what I am about to say is anecdotal and certainly not a scientific, statistically significant sample, and that I am equally aware that high quality medicine can certainly be found outside the U.S. I would be extremely careful. At the medical center...

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