Search found 178 matches

by camden
Tue Aug 22, 2017 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Medicare when not collecting Social Security
Replies: 17
Views: 1109

Re: Paying for Medicare when not collecting Social Security

I was/am in the same situation; on Medicare, but delaying SS. I did nothing to claim any hardship status, and was billed monthly through snail mail. Perhaps the default has changed in the past three years, but I continue to pay by old fashioned check and snail mail. Too lazy to change now. I'll reg...
by camden
Tue Aug 22, 2017 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Medicare when not collecting Social Security
Replies: 17
Views: 1109

Re: Paying for Medicare when not collecting Social Security

I was/am in the same situation; on Medicare, but delaying SS. I did nothing to claim any hardship status, and was billed monthly through snail mail. Perhaps the default has changed in the past three years, but I continue to pay by old fashioned check and snail mail. Too lazy to change now. I'll regr...
by camden
Tue Aug 08, 2017 8:22 am
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1713

Re: Question for Buick Verano (non turbo) or Mazda3 owners

Sometimes when I read car threads on this forum, I get the impression that no one ever has a good experience with American cars. I've had four; a '67 Mustang, a '83 Camaro, and two Pontiac Grand Prix, '90 and 2002. Had good results with all of them.
by camden
Wed Jul 19, 2017 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Compensation and Subspecialties
Replies: 53
Views: 4491

Re: Physician Compensation and Subspecialties

Leaving the monetary considerations aside, ask yourself whether there is a medical subspecialty you like and are interested in enough to want to do it pretty much exclusively for the rest of your career. Unless the answer is an unequivocal "yes", I'd look for a new job and perhaps eventual...
by camden
Thu Jul 06, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Verizon- Why do they treat old customers worse?
Replies: 47
Views: 5220

Re: Verizon- Why do they treat old customers worse?

The practice of treating long term customers poorly seems ubiquitous in the telecommunications and insurance industries. It really galls me, though I admit to being one of those getting fleeced. I hate to negioate every year like I'm in an Istanbul bazaar, and to me it is just not worth the hassle o...
by camden
Tue Jun 27, 2017 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Things to consider when going from employee to independent contractor
Replies: 13
Views: 899

Re: Things to consider when going from employee to independent contractor

Not sure whether it will apply in your specific situation, but when I went from being an employee to being a "self-employed" partner I discovered that I was now required to pay both the employee and employers' shares of contributions to social security.
by camden
Sun Jun 25, 2017 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: Leave a good boss for career advancement?
Replies: 12
Views: 1342

Re: Leave a good boss for career advancement?

Take the promotion. Having someone under them move up usually speaks well of a boss. And take whatever it was in the management style of your old boss that you found appealing, engaging and motivating along with you to help guide your behavior in your new job.
by camden
Fri Jun 09, 2017 3:15 pm
Forum: Personal Consumer Issues
Topic: New Construction Buying Advice
Replies: 24
Views: 1802

Re: New Construction Buying Advice

Be aware of the fact that if you are buying property/building a home in a development that is in the early stages, you run the risk ( in addition to the developer getting into financial trouble and walking away) that the plan for the neighborhood could be radically altered from the plan shown to you...
by camden
Tue Jun 06, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: Suit for [medical] residency interviews
Replies: 57
Views: 3696

Re: Suit for residency interviews

Yet another long time residency interviewer here, echoing the previous comments. Don't obsess about it, because no one really cares or will remember what you wore, unless it is off-the-wall strange.
by camden
Mon Jun 05, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: Transcription Services
Replies: 9
Views: 942

Re: Transcription Services

In the medical field (Diagnostic Radiology) with which I am familiar, voice recognition software which generates an instant report which is then edited by the individual who did the original dictation, finalized, and signed electronically has nearly completely eliminated the use of transcriptionists...
by camden
Tue Apr 25, 2017 8:08 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 40017

Re: Larry Swedroe says "Goodby."

Always enjoyed and learned from Mr. Swedroe's posts. Sad to see him go, but understand his reasons. It is our loss.
by camden
Fri Apr 14, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: Anyone else decided not to finish med school?
Replies: 55
Views: 6920

Re: Anyone else decided not to finish med school?

Agree with multiple comments above; medicine is an awfully consuming grind even if you really like it. If he feels that it is not for him, better to find out early. In particular, if he is unhappy with the amount of time he gets to spend with his spouse in med school years 1/2, he is really going to...
by camden
Tue Apr 04, 2017 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Help with college choice
Replies: 125
Views: 6354

Re: Help with college choice

I would choose Vanderbilt and its full tuition scholarship in a heartbeat.
by camden
Tue Mar 21, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: Winter Travel
Replies: 29
Views: 2470

Re: Winter Travel

Although it is correct that December weather in New Orleans is quite variable, the odds of really bad weather for a several day stretch are low, and it is never going to get really cold by the standards of those who live in the Northeast or Midwest. Christmas is, I think, a good time to visit, with ...
by camden
Sat Mar 18, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Looking for a snazzy car
Replies: 79
Views: 5248

Re: Looking for a snazzy car

Hyundai Genesis coupe. I have a 2010 bought new, now with 80,00 miles with no problems and only routine maintenance. Looks great, fun to drive.
by camden
Wed Mar 15, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: $464.12 dinner bill last night. No regrets.
Replies: 78
Views: 10904

Re: $464.12 dinner bill last night. No regrets.

Terrific story. Congratulations to you and to them. I have often been amazed at how people thank others for trivial everyday things that are no more than common courtesy, but then neglect to express gratitude to those who have made a fundamental, life changing positive contribution to their lives. O...
by camden
Mon Mar 06, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: London (UK) Recommendations – Theater, Comedy, Tea, Activities
Replies: 8
Views: 808

Re: London (UK) Recommendations – Theater, Comedy, Tea, Activities

Another vote for London Walks. Their Jack the Ripper walk is fascinating and justly popular, but they have so many that it is easy to find something that is of particular interest to you, many of them off the regular tourist path.
by camden
Sat Mar 04, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: Starting a company for first time at age 50
Replies: 14
Views: 1555

Re: Starting a company for first time at age 50

My father started his own business at exactly that age, and it turned out to be an extremely successful venture that made him affluent in his later years beyond what he had ever envisioned. But he worked like a dog for the first few years, and there was certainly no time to be employed elsewhere.
by camden
Tue Jan 24, 2017 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: finding estate planning attorney
Replies: 3
Views: 439

finding estate planning attorney

Time to update my 18 year old will. I'm 67, married, no children, currently have a net worth which exceeds the current federal tax-exempt maximum, and will soon be looking for an attorney specializing in estate planning, I'm sure there are many others on the forum who have gone through this process,...
by camden
Thu Jan 05, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Fall Break in Florida
Replies: 6
Views: 641

Re: Fall Break in Florida

Might wish to consider the Florida panhandle that time of year; Pensacola/Destin/Fort Walton, or the adjacent Alabama coast--Gulf Shores/Orange Beach. The weather is usually really nice in late October, and the crowds seen in the summer have thinned out. While the official hurricane season runs thro...
by camden
Sun Dec 11, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: travel to Istanbul
Replies: 42
Views: 3372

Re: travel to Istanbul

Fascinating city, but I'm very glad that I got my trip there in many years ago. Would not choose to go there now.
by camden
Thu Dec 08, 2016 9:26 am
Forum: Personal Consumer Issues
Topic: Should I fill out survey evaluation of my boss?
Replies: 53
Views: 5205

Re: Should I fill out survey evaluation of my boss?

I would be very careful in filling this out, because I fully share the concerns many above have expressed regarding lack of anonymity and potential retaliation. It is a pity, however, that a culture like that exists, or is perceived to exist, in so many organizations. I can tell you from first hand ...
by camden
Thu Nov 17, 2016 5:42 pm
Forum: Personal Consumer Issues
Topic: Vacation spots on Alabama's Gulf coast
Replies: 27
Views: 2845

Re: Vacation spots on Alabama's Gulf coast

Gulf Shores/Orange Beach is really nice in the off season, with a beautiful beach, many good restaurants, many choices for things to do......fishing, golf, shopping (including an outlet mall in Foley, not far away). Have been going there for a long time, always in the spring or fall, avoiding all sp...
by camden
Fri Oct 07, 2016 8:33 am
Forum: Personal Consumer Issues
Topic: How to spend a Saturday in Helsinki
Replies: 14
Views: 1512

Re: How to spend a Saturday in Helsinki

Visit the unusual built-into-rock Temppellaukion Church.
by camden
Tue Sep 13, 2016 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Explaining college tuition increases
Replies: 27
Views: 2219

Re: Explaining college tuition increases

Daft investors post is very accurate, and is one of the major causes in the explosion of college cost. If you have not been on a college campus for a few decades, you would be stunned at the creature comfort amenities that abound. Virtually everything that today's college student encounters day to d...
by camden
Thu Sep 01, 2016 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of durable power of attorney?
Replies: 3
Views: 424

Cost of durable power of attorney?

What would be a reasonable fee for an attorney to prepare the documents to execute a durable power of attorney? Anyone had one done recently?
by camden
Mon Aug 29, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Which physician job offer would you go for and why?
Replies: 39
Views: 5476

Re: Which physician job offer would you go for and why?

I would have to know what specialty or subspecialty area your friend has. Being on call every second or third night is grueling. If you are in a subspecialty where you rarely get called back, it may be doable, although merely being "on call" is confining. But if your specialty is one in wh...
by camden
Sun Aug 07, 2016 10:02 am
Forum: Personal Consumer Issues
Topic: Connections that save you money
Replies: 51
Views: 7417

Re: Connections that save you money

Found the OP fascinating. Can't get over an individual who calls their cable company once a quarter to get a better rate and then buys an $11,000 watch. That's the kind of personality that makes the world interesting. More power to him/her. I understand the cable/satellite provider gambit works most...
by camden
Sat Jul 23, 2016 4:25 pm
Forum: Investing - Theory, News & General
Topic: Reliving the Nightmare of the Crisis
Replies: 119
Views: 11212

Re: Reliving the Nightmare of the Crisis

I learned that there are a lot of things that are out of my control. I learned that it's hard to regulate the financial industry. I learned that what goes around comes around. "I learned that the big boys do stupid stuff too. " I learned not to get too greedy. I learned that interest rate...
by camden
Fri Jul 15, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Recourse for a failed dental crown at 3 years
Replies: 22
Views: 2351

Re: Recourse for a failed dental crown at 3 years

Probably best to move on, as proving negligence after three years will be very difficult.

One thing that caught my attention was your mention on "excessive bleeding" during the original work. A lot of bleeding with a crown? Jeez.
by camden
Sat Jul 09, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Employment ideas for former Police?
Replies: 37
Views: 3571

Re: Employment ideas for former Police?

I would second the idea of looking into the security departments of large medical centers, if you are not totally soured on being a law enforcement officer. The medical center where I have worked for decades has a security department now which is far larger, more professional, more demanding in the ...
by camden
Tue Jul 05, 2016 4:44 pm
Forum: Personal Consumer Issues
Topic: Anyone else make things for their own use?
Replies: 42
Views: 4391

Re: Anyone else make things for their own use?

My wife does stained glass work as a hobby, and we have some beautiful windows in the house, large and small, as a result of that.
by camden
Mon Jul 04, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Ever Feel Unworthy of Growing income?
Replies: 34
Views: 3998

Re: Ever Feel Unworthy of Growing income?

When it begins to bother you, just think about the fact that you both together make far less than a backup catcher in Major League Baseball.
by camden
Sun Jun 26, 2016 1:42 pm
Forum: Investing - Theory, News & General
Topic: BREXIT - Whats the big deal?
Replies: 108
Views: 12433

Re: BREXIT - Whats the big deal?

Making major financial decisions based on the Brexit vote seems unwise and speculative, and even more so when you consider that added to the great uncertainty of the short and long term effects of the U.K. Leaving the EU is added another uncertainty......will they really leave? Parliament has to pas...
by camden
Sat Jun 18, 2016 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Who has needed to use their umbrella insurance?
Replies: 70
Views: 8063

Re: Who has needed to use their umbrella insurance?

Great question. Since the cost is about $400/year for up to $5 million liability, that works out to a pretty low statistic of folks having to use it. Actuaries correct me if I'm wrong, but I think this thread will probably have to get on the order of 10,000 views before someone reads it who has had...
by camden
Tue Jun 14, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Reasonably Priced Red Wines
Replies: 47
Views: 3697

Re: Reasonably Priced Red Wines

J Lohr Seven Oaks Cabernet
Santa Rita 120 Cabernet
by camden
Sun Jun 05, 2016 9:02 am
Forum: Local Chapters and Bogleheads Community
Topic: D Day 72 years ago...
Replies: 48
Views: 4497

Re: D Day 72 years ago...

Grateful thanks to all of that generation ( including my late father, a WWII marine) for the gift of the kind of free and prosperous country I got to grow up in. I sometimes wonder if we could summon up their like again for a similar challenge. I'd like to think we could.....
by camden
Sat Jun 04, 2016 8:59 am
Forum: Personal Consumer Issues
Topic: What TYPE of books do you like to read?
Replies: 48
Views: 3080

Re: What TYPE of books do you like to read?

History. Long time reading passion; never without a current book.
by camden
Thu May 26, 2016 8:39 pm
Forum: Personal Consumer Issues
Topic: Marvin vs. Andersen Windows: The Eternal Struggle
Replies: 52
Views: 63162

Re: Marvin vs. Andersen Windows: The Eternal Struggle

I have had both Marvin and Andersen windows. I have had serious fogging problems with both; not just an occasional window, but half the windows in the house within five years or so. Really sick of replacing the things. I have begun to wonder whether anyone is capable of manufacturing double pane win...
by camden
Thu May 26, 2016 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Forced use of automatic ACH withdrawals?
Replies: 18
Views: 2109

Re: Forced use of automatic ACH withdrawals?

I'm with you on this one. I pay almost everything electronically, but only if I control and initiate the payment. I will not allow ACH payments for the potential error/fraud issues discussed above. If changing daycare to another business that does not require this and says they have no plans to is a...
by camden
Thu May 26, 2016 9:43 am
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 87
Views: 4520

Re: series/ movies filmed in your home town?

One of the first scenes of the film "The Natural" was shot on the farm of a cousin of my father, in the western part of New York. Since the story was set in the 1920s/30s, they trucked in dirt to cover the (now) paved roads. At the time, I wondered why on earth they would travel all the wa...
by camden
Wed Mar 23, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Computer help request
Replies: 12
Views: 1633

Computer help request

From experience with this forum, I know that there are lots of bogleheads who are far more computer savvy than myself, so I am reaching out for some suggestions. New HP computer in last few months, OS Windows 10, no trouble until today. Today I can't access the Internet and I get the following error...
by camden
Wed Feb 17, 2016 12:43 pm
Forum: Personal Consumer Issues
Topic: Volunteer Youth Coach - Liability Concerns?
Replies: 27
Views: 2930

Re: Volunteer Youth Coach - Liability Concerns?

When I was a kid, my father spent many years as a youth baseball coach, and when I got to be college age, I helped him one year as an assistant. I always thought that someday I would volunteer my time to do the same, but my work schedule would never permit it. Now that I am semiretired/working part ...
by camden
Sat Feb 13, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: Charities for Bogleheads?
Replies: 50
Views: 4059

Re: Charities for Bogleheads?

I forgo giving to large national nonprofits in favor of giving, unsolicited, directly to individual people that I have gotten to know one way or another who need help, and they are not too hard to find. Since I know them personally, I feel reasonably confident that they will use the money responsibl...
by camden
Sun Dec 27, 2015 4:54 pm
Forum: Personal Consumer Issues
Topic: Things to do in Costa Rica?
Replies: 22
Views: 2171

Re: Things to do in Costa Rica?

I took a great whitewater rafting trip in Costa Rica, on a river traveling through some beautiful forest, with rapids challenging enough to be fun, but still OK for amateurs.
by camden
Wed Nov 11, 2015 4:31 pm
Forum: Personal Consumer Issues
Topic: like to live in tropical weather
Replies: 26
Views: 3933

Re: like to live in tropical weather

Before you make a definite decision, consider one thing that has not been discussed. Hurricanes. If you are the type whose blood pressure goes up every time they hear the words "a tropical depression has formed", or every time they see satellite imagery of the latest wave coming off the Af...
by camden
Tue Nov 10, 2015 9:43 am
Forum: Local Chapters and Bogleheads Community
Topic: US Marine Corps' 240th Birthday [also, Armistice Day]
Replies: 25
Views: 2976

Re: US Marine Corps' 240th Birthday

Thanks to all the Marines who have served in the past, including my late father, a WWII vet.

Thanks to all serving now.
by camden
Sun Oct 18, 2015 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Potential estate dispute - relevant experiences?
Replies: 23
Views: 3753

Re: Potential estate dispute - relevant experiences?

Not exactly an analogous situation, but several years ago a sibling and I inherited, as a small part of my fathers' estate, several condos which had been purchased at the height of a real estate bubble ( for cash, no mortgage ), and were being rented. Like your father, we had no desire to be landlor...
by camden
Sun Oct 11, 2015 8:33 am
Forum: Personal Finance (Not Investing)
Topic: How are Medicare Part B premiums paid if one is not drawing SS
Replies: 24
Views: 2120

Re: How are Medicare Part B premiums paid if one is not drawing SS

They will bill you monthly, by mail. You can pay by check and return mail.
by camden
Thu Jul 23, 2015 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Doc changing last name
Replies: 23
Views: 4326

Re: Doc changing last name

Obviously, a personal decision, but I would advise just keeping the original surname for professional use. Many physicians do that, and it makes everything simpler.