Search found 65 matches

by brokendirtdart
Sat Dec 16, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: US Postal Service Informed Delivery
Replies: 30
Views: 1699

Re: US Postal Service Informed Delivery

It has been working well for me here in southish western Louisiana. It took a bit for it to get started up again after I changed addresses a couple times, but is smooth again. There were a couple of instances of unavailable images for both magazine subscriptions and letter mail. No real issues with ...
by brokendirtdart
Sat Dec 09, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 253
Views: 44209

Re: USAA 2.5% Cash Back Credit Card

Finally, their website is a mess, at least for the credit card site. Compared to the BofA and Citi CC sites, USAA is sorely lacking. But that's minor compared to not getting the rewards they promised. I'm beginning to be sorry I took the hit to my credit score to get this card. I'm curious as to wh...
by brokendirtdart
Fri Dec 08, 2017 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Working in a secure area
Replies: 6
Views: 1393

Re: Working in a secure area

I only occasionally have to enter secure areas or be there for extended periods of time. In some of the secure areas I have worked in, you will secure your cell phone in a locker outside and be able to access it during meals or the occasional break. There will generally be a way for family to get in...
by brokendirtdart
Fri Dec 01, 2017 6:11 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10437

Re: Price of haircut?

I move around a lot.

Here I pay $10 + $4 tip each week.
by brokendirtdart
Fri Nov 24, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: How often USPS collect the boxes?
Replies: 3
Views: 462

Re: How often USPS collect the boxes?

If it is one of those automated kiosks with the big drop boxes next to them and the status hasn't already changed, expect to see it update tonight(they were closed yesterday) with Accepted and as it processes through the outbound sorting center. Sometimes the accepted part is skipped. Have noticed t...
by brokendirtdart
Mon Nov 20, 2017 7:44 am
Forum: Personal Consumer Issues
Topic: Snow tires- are Hankooks any good?
Replies: 18
Views: 1065

Re: Snow tires- are Hankooks any good?

I bought a set of Hankook i*Pike RW11s last winter from DTD mounted on cheap steelies and they are fantastic. I couldn’t bring myself to spend the extra $ on X-Ices & Blizzaks especially with the combination of the DT promo & Hankook rebate. Granted, this is my first set of snow tires so I can’t co...
by brokendirtdart
Wed Nov 15, 2017 7:52 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 253
Views: 44209

Re: USAA 2.5% Cash Back Credit Card

I've been waiting for this card for a while now. Just called USAA and the rep said that it's now rolled back to just one state (Louisiana). I'm guessing will cease to exist soon. Guess I'll just have to be content with 2% for now! :annoyed Louisiana, huh. I guess there ARE perks for being stationed...
by brokendirtdart
Tue Sep 19, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Ccleaner (32-bit) had malware payload with legit signed version
Replies: 27
Views: 2699

Re: Ccleaner (32-bit) had malware payload with legit signed version

wasnt aware that a lot of people still used 32 bit, but i guess people do. I have a 10 year old laptop that is still running 32 bit Windows 7. I only keep it as a spare and for when I need to read encrypted emails via Outlook Web Access. For some reason, that capability was removed in 64 bit Win 10...
by brokendirtdart
Mon Aug 28, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Driving a car [in] Italy, any suggestion?
Replies: 47
Views: 3473

Re: Driving a car Italy, any suggestion?

Italians can be aggressive and fast drivers. Stay to the right unless passing on the Autostrada(toll highway).

Double check the traffic circle rules. When I lived in Vicenza in the 90s, the driver ENTERING the traffic circle had the right of way.
by brokendirtdart
Sat Aug 26, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance Increase
Replies: 13
Views: 1444

Re: USAA Auto Insurance Increase

stan1 wrote:
Sat Aug 26, 2017 12:26 pm
My understanding is USAA has different risk pools.
Same understanding here and some of it indicated by this post: viewtopic.php?p=3507054#p3411462

One inaccuracy to the linked list is senior NCOs fall into the upper tier.
by brokendirtdart
Sat Aug 26, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance Increase
Replies: 13
Views: 1444

Re: USAA Auto Insurance Increase

I have USAA and have not. For the record, I have been "playing" with my auto insurance while preparing for a move to another state. Just last week discovering the $10 "discount" for automatic payments. Acknowledging baliktad's point below. Edit to add: Covered under United Services Automobile Associ...
by brokendirtdart
Thu Aug 24, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Best place to sell my used iPhone?
Replies: 28
Views: 2729

Re: Best place to sell my used iPhone?

My last one, an iPhone 6, was simply traded it in for credit at the Apple Store. I will do the same or similar when I get rid of my current one. While it may not net the most money, it is the easy button for me with zero hassle or dealing with craigslist or FTF selling sites. I have previously used ...
by brokendirtdart
Thu Aug 24, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Photobucket - disappearing images and $$$ - has it affected you?
Replies: 28
Views: 2765

Re: Photobucket - disappearing images and $$$ - has it affected you?

It affected both my own pictures and viewing experiences on several forums I visit. For me, it was only some memorial posts of friends/family that have passed, for sale posts, and then some demonstration/example posts. I only had maybe 75 of 300 uploaded images posted on boards. For the other forums...
by brokendirtdart
Wed Aug 23, 2017 4:16 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 60
Views: 7649

Re: Lowes vs Home Depot

The Lowes in my area gives me a veteran ( not currently in military) discount any time I purchase something in their store. Most times I don't even have to show my DD214. I don't normally ask for a discount on small items I purchase, only on the more expensive ones. If you have a myLowes card(loyal...
by brokendirtdart
Tue Aug 22, 2017 9:07 pm
Forum: Personal Consumer Issues
Topic: animal stuck in dryer vent?
Replies: 27
Views: 2881

Re: animal stuck in dryer vent?

Mine has two 90 degree bends in it, a full wall to run up, over the ceiling of a two car garage, and then out the side of the house. Luckily the Linteater kit had a "claw" on it that helped chew through everything. Knowing I would only be in the house a couple years and enjoying the DIY/self relianc...
by brokendirtdart
Tue Aug 22, 2017 8:16 pm
Forum: Personal Consumer Issues
Topic: animal stuck in dryer vent?
Replies: 27
Views: 2881

Re: animal stuck in dryer vent?

I once found a dehydrated robin in my dryer vent, along with lint and other debris. I now make a point to blow out my dryer vent at least once a year with my leaf blower. I do this from the inside and the outside. This might not remove a large blockage like a dead animal, but it keeps small amounts...
by brokendirtdart
Wed Aug 09, 2017 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: How do you manage cash back rewards?
Replies: 26
Views: 2735

Re: How do you manage cash back rewards?

Depends on the card for me, but other than my Amazon 5% Chase card or my now little used *Fido 2% card, my cash rewards go to a separate account set aside for moving expenses such as rental security deposits/utility hook up fees, uhaul rental etc. With a job elated move every two or so years, a dedi...
by brokendirtdart
Sun Jul 16, 2017 8:50 pm
Forum: Personal Consumer Issues
Topic: Photobucket is out of control with popups. Alternatives?
Replies: 14
Views: 1873

Re: Photobucket is out of control with popups. Alternatives?

I ended up on Flickr after the recent photobucket debacle. Since I already had a yahoo account, moving to Flickr was easy. While I am still learning the various privacy settings and options for hosting on a forum, I am happy with it so far. I ended up downloading all my photos and deleting my photob...
by brokendirtdart
Sun Jul 09, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Coyote control
Replies: 66
Views: 4881

Re: Coyote control

What's a good way to deter coyotes? I'd get a shot gun, but there isn't a safe way to use it without potentially harming someone. A shotgun would be useful as a door stop or maybe a paperweight while waiting for duck season. Not very useful for varmints. If legal, safe, and your local government ap...
by brokendirtdart
Tue Jul 04, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: Brake Pads and Rotors for 2011 Benz C300 4Matic?
Replies: 43
Views: 3135

Re: Brake Pads and Rotors for 2011 Benz C300 4Matic?

Thank you. To be clear, 10x 60 mph to 10 mph. Smell brakes then cool down. Is there a cool down process? To cool them down just use some light normal driving with minimal brake usage. The same clear area you were able to use your speed run ups would be perfect. Try not to sit at a stop light or sto...
by brokendirtdart
Sun May 28, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Cheap gym shirts w/ certain materials
Replies: 23
Views: 3256

Re: Cheap gym shirts w/ certain materials

OP, if you have an Academy sporting goods nearby, check out their store brand BCG. Almost always on sale, they produce some 100% poly clothing which is pretty good for gym or cardio. Last time I was in an Academy was 5 years ago in west Texas, so that might have changed by now. I like the Champion C...
by brokendirtdart
Sat Apr 29, 2017 10:43 pm
Forum: Personal Consumer Issues
Topic: Wrist based heart rate monitors
Replies: 35
Views: 2796

Re: Wrist based heart rate monitors

OP, whichever watch you choose, check out the DC Rainmaker site for reviews. I bet he will have them.

Example: Garmin Fenix 5 series https://www.dcrainmaker.com/2017/03/gar ... eview.html
by brokendirtdart
Sat Apr 29, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% unlimited Cash back Card - Weird...
Replies: 34
Views: 5302

Re: USAA 2.5% unlimited Cash back Card - Weird...

I got a little excited when I saw this thread title come up because I've been waiting with bated breath for any news about new states being added to this card. Come on, NC! Considering that between Bragg, Lejeune, & retirees USAA already has an established market in NC, I wonder if holding that car...
by brokendirtdart
Sun Apr 23, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% unlimited Cash back Card - Weird...
Replies: 34
Views: 5302

Re: USAA 2.5% unlimited Cash back Card - Weird...

I have my credit frozen Call USAA and ask which credit bureau they attempted to check. They usually use Equifax. If it is, unfreeze your Equifax report, wait at least 4 hours, then reapply. When I applied for this card in January, it was Equifax. I didn't have my credit frozen, just the year long "...
by brokendirtdart
Sat Apr 22, 2017 4:28 pm
Forum: Personal Consumer Issues
Topic: Moving... and U-haul trucks are expensive!
Replies: 25
Views: 3190

Re: Moving... and U-haul trucks are expensive!

jesscj wrote:If your vehicle has a hitch you could rent a small trailer as an option.

Yep. Uhaul is actually very reasonable with their trailer rentals. I've done it a couple of times and will do a 1000 mile move with a 6x12 in about 6 months.
by brokendirtdart
Sun Apr 16, 2017 8:26 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 253
Views: 44209

Re: USAA 2.5% Cash Back Credit Card

USAA 2.5% Cash Back Credit Card DOES NOT REWARD TAX PAYMENTS! See FAQ re; qualified payments. After paying my 1040 and quarterly Federal income taxes I found I was rewarded 1% of the credit card fee. An expensive lesson learned to be sure. That is interesting and I just confirmed that I only receiv...
by brokendirtdart
Sun Apr 16, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: Budget multitool knife
Replies: 24
Views: 2676

Re: Budget multitool knife

Tons of cheap stuff out there whether it is at Lowes, Home Depot, or Amazon(browse the additional items that come at the bottom of the page). I'm partial to non budget SOG multitools myself. Leatherman would be a not so close/not so distant second for me. I've been issued a few random Gerbers and th...
by brokendirtdart
Thu Apr 13, 2017 5:33 pm
Forum: Personal Consumer Issues
Topic: Ebay Valet - Thoughts?
Replies: 10
Views: 3952

Re: Ebay Valet - Thoughts?

After reading the FAQ's, I am even more down on this service. They give the item 60 days to sell before returning it. It is absolutely in their best interest to sell it within those 60 days to incur more costs with no return. This leads me to believe that they are pricing items on the bottom of the...
by brokendirtdart
Mon Apr 03, 2017 4:14 am
Forum: Personal Consumer Issues
Topic: Google Voice as secondary number: pros & cons
Replies: 19
Views: 2742

Re: Google Voice as secondary number: pros & cons

I have also used Google Voice as a throw away number for years. As I do not have a landline, I forward it to my iphone number through GV's IOS app. It has come in handy many times for moving events, selling on craigslist, and also for times when a random internet form stubbornly requires two phone n...
by brokendirtdart
Wed Mar 22, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: Car Vandalism During Cross-Country Drive
Replies: 41
Views: 3936

Re: Car Vandalism During Cross-Country Drive

Your responses have helped me confirm that I will likely travel lighter than planned (shipping more stuff that I’d initially expected to transport in my car). My valuables, important papers, computer, couple of suitcases will be removed from the car nightly. OP, without rehashing some of the great ...
by brokendirtdart
Tue Mar 21, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 51
Views: 4434

Re: Do I need new tires?

Thanks for all the rapid replies. It's unanimous,100% of the respondents weighed in on the side of new tires. Guess I'll go that route. BTW, that $550.00 quote was from Discount Tires. Be Well, fmhealth I had them put my last set of tires on my truck. No issues from the shop I used. In my experienc...
by brokendirtdart
Tue Mar 21, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 51
Views: 4434

Re: Do I need new tires?

Besides being almost bald, I would also worry about cracking/dryrot weakening the sidewalls.

Replace. Tires are cheap insurance.
by brokendirtdart
Sun Mar 19, 2017 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Roth TSP, IRA, and CZTE strategy
Replies: 4
Views: 904

Re: Help with Roth TSP, IRA, and CZTE strategy

brew,

I'm not the answer you seek, but the below thread was started Saturday and may have some ideas to piggyback off of.

Some similarity involved. Military, TSP decisions, and upcoming tax free vacation.

viewtopic.php?f=1&t=214145&newpost=3289171
by brokendirtdart
Sat Mar 18, 2017 3:42 pm
Forum: Personal Consumer Issues
Topic: Cheapest dress shirt to wear under a sweater
Replies: 34
Views: 2888

Re: Cheapest dress shirt to wear under a sweater

If you've got the time for a treasure hunt you could browse local Goodwill stores. Inconsistent sizing but lot of variety. Getting stuff from Goodwill can help to avoid comments from co-workers such as "New shirt?". Ehh, thanks but I have to draw the line somewhere, I don't wear other people's used...
by brokendirtdart
Sat Mar 18, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: Cheapest dress shirt to wear under a sweater
Replies: 34
Views: 2888

Re: Cheapest dress shirt to wear under a sweater

I'm not a huge dress shirt guy, but I have had luck browsing Kohl's sales(already mentioned), Eddie Bauer online sales, Eddie Bauer outlets(Brick & Mortar in outlet malls), and LL Bean's sales. Average price I pay is approximately $25.
by brokendirtdart
Fri Mar 17, 2017 9:42 am
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4809

Re: VWELX

Note that on the Personal Investors page, VWELX and VWENX show as open. https://personal.vanguard.com/us/funds/snapshot?FundId=0021&FundIntExt=INT The previous link is to the advisor site. Correct, somebody is confused. Wellington is not currently closed to new investors when I logon either. A few ...
by brokendirtdart
Fri Mar 17, 2017 9:22 am
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4809

Re: VWELX

Note that on the Personal Investors page, VWELX and VWENX show as open.

https://personal.vanguard.com/us/funds/ ... IntExt=INT

The previous link is to the advisor site.
by brokendirtdart
Fri Mar 17, 2017 8:06 am
Forum: Personal Finance (Not Investing)
Topic: "Can I Throw This Financial Paperwork Out?: What to shred, what to save, and where to save it"
Replies: 22
Views: 2057

Re: "Can I Throw This Financial Paperwork Out?: What to shred, what to save, and where to save it"

Since 2013 I have not kept physical copies of anything. I either download PDFs and save them to Dropbox, or in the rare instance I get a physical document I scan it and save it to Dropbox, and then throw away the original. I've been intending to do this, but it's a huge volume to deal with. I'd est...
by brokendirtdart
Sat Mar 11, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 253
Views: 44209

Re: USAA 2.5% Cash Back Credit Card

Very happy with this card so far. Rewards are posting for me about a day after each transaction posts. I used to use the Citi Costco Visa card for 3% travel and restaurants, but I think it's worth it to give up the half-percent back to get rewards in your checking account 2-3 days later vs. next Fe...
by brokendirtdart
Sat Mar 04, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Older car getting dents and dings :(
Replies: 26
Views: 2574

Re: Older car getting dents and dings :(

About 30 odd years ago I bought a gift certificate to a professional car detailer for my parents. It was about $200 then. That 10 year old grocery getting kid carrying station wagon came out looking showroom floor new and still looked better than it was over a year later. I bet a local shop that res...
by brokendirtdart
Tue Feb 28, 2017 6:19 pm
Forum: Personal Consumer Issues
Topic: Grass trimmer
Replies: 67
Views: 4792

Re: Grass trimmer

It "Works" m I purchased this exact model from Amazon's "warehouse" in supposed like new condition. With some various coupon codes found on Slickdeals, I ended up paying $93. I have used it for two years now on not a larger yard, but one with a sizeable amount of trimming/edging...
by brokendirtdart
Tue Feb 28, 2017 6:04 pm
Forum: Personal Finance (Not Investing)
Topic: Why doesn't Amazon collect sales tax for all items for states that require it?
Replies: 11
Views: 1260

Re: Who doesn't Amazon collect sales tax for all items for states that require it?

Last year I bought a lot of small items on Amazon - about 150 orders for $3,000. There were 60 orders where no Michigan tax was withheld. I calculated that I owed about $90. Hi, I'm assuming you mean why vs "who". Just remember that Amazon has other retailers who sell through the Amazon p...
by brokendirtdart
Sun Feb 26, 2017 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: To Rent or Buy Townhouse
Replies: 15
Views: 2019

Re: To Rent or Buy Townhouse

OP, Skirting the risk of getting off topic, when was the last time you shared your walls with neighbors? Is it something you are prepared to live with again? If you haven't done so recently, I would lean towards renting the townhouse. That will give you the freedom to escape when your neighbor's con...
by brokendirtdart
Tue Feb 14, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Scary bed bug addendum on lease - should I walk away?
Replies: 30
Views: 4482

Re: Scary bed bug addendum on lease - should I walk away?

I signed a similar addendum on a house I was renting in Indiana. It did not extend to my neighbors though. I am almost positive I have signed others in Texas or North Carolina as I have lived in them all over the last five years.
by brokendirtdart
Tue Feb 14, 2017 4:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard 1099s available - Other companies just as good for sending 1099s???
Replies: 63
Views: 6806

Re: Vanguard 1099s available - Other companies just as good for sending 1099s???

I am still waiting on my Fidelity 1099. I have several mutual funds and individual stocks there and it says "check back 4 March 2017". Fidelity always seems to be the last to post for me. I guess it depends on what you own in the Fidelity account. I got mine on 1/25. I only have ETFs and ...
by brokendirtdart
Tue Feb 14, 2017 5:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard 1099s available - Other companies just as good for sending 1099s???
Replies: 63
Views: 6806

Re: Vanguard 1099s available - Other companies just as good for sending 1099s???

The good news: my brokerage consolidated 1099 posted today. Bad news: none of it is available for import into TT until 2/16. (I let it import and then check by hand, and have a fairly substantial multilot TLH to enter this year). So, I'm not finalizing the taxes until next weekend... I received my ...
by brokendirtdart
Mon Feb 13, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: Windshield repair gone wrong....
Replies: 19
Views: 2597

Re: Windshield repair gone wrong....

Replace.

I'm on my fourth, or is it fifth?, windshield on my 08 Tacoma. I've never had a problem with the replacement.
by brokendirtdart
Sat Feb 11, 2017 3:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 34062

Re: Your USER NAME...what does it mean?

I spent a long time as a dirtdart. It sort of broke me, but I wouldn't hesitate to go back.
by brokendirtdart
Tue Feb 07, 2017 8:56 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 253
Views: 44209

Re: USAA 2.5% Cash Back Credit Card

I am not understanding why this is a great offer. Bank of America cash rewards gives 2% on groceries, penfed gives 5% on gas. Chase, discover do rotation on 5% categories. Can anyone help me if i am missing something here ? I like simple. Having to stand on my head, scroll through the rolodex and p...
by brokendirtdart
Wed Feb 01, 2017 9:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: Amazon Smile: John C Bogle Center
Replies: 22
Views: 4066

Re: Amazon Smile: John C Bogle Center

I would like to see Smile offered through Amazon's IOS app. As it is now, I will occasionally save items to my list on the app and then wait until I get to my home computer to order via Smile. A minor inconvenience, but when away from home I'll only use IOS apps. I too would like to see them give mo...