Search found 94 matches

by brokendirtdart
Sun May 20, 2018 6:58 am
Forum: Personal Consumer Issues
Topic: Moving to Texas - [Request for clothes, car window tint] recommendations
Replies: 40
Views: 2408

Re: Moving to Texas - [Request for clothes, car window tint] recommendations

Look out for the guns. Yes. The high sales tax makes them expensive to buy in Texas. It is often cheaper to have them shipped from out of state to an FFL(watch out for transfer fees). That and TX has strict signage requirements if a property owner wants to prevent responsible firearm owners from co...
by brokendirtdart
Sat May 19, 2018 7:31 am
Forum: Investing - Help with Personal Investments
Topic: Vangaurd Municipal Money Market VMSXX 1.39%
Replies: 72
Views: 6452

Re: Vangaurd Municipal Money Market VMSXX 1.39%

I have the bulk of my cash in CA Muni MM, but if my TEY drops below Prime, it only takes a few mouse clicks to move it. Still better than an Ally savings account. It is getting close. Kevin When we do an exchange between two Vanguard funds does your money become uninvested for long enough for it to...
by brokendirtdart
Fri May 18, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Nephew graduating high school & joining military. Gift Ideas?
Replies: 29
Views: 1499

Re: Nephew graduating high school & joining military. Gift Ideas?

I would avoid any material gifts until after he gets to his first duty station. Then he will have a chance to figure out what he needs, wants, what his unit does, what the gaps in issued equipment are, etc, etc. Expensive stuff like Suunto watches have a habit of disappearing in open bay training ba...
by brokendirtdart
Wed May 16, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: Unique Phone Apps that you find yourself using most often?
Replies: 30
Views: 2919

Re: Unique Phone Apps that you find yourself using most often?

So here's my question - what apps am I missing out on related to finding travel deals, personal finance issues, miscellaneous. Purely in the miscellaneous category and may not be mentioned much here: Avenza Maps: Able to load up to three PDF maps into the free version. Provided the map is reference...
by brokendirtdart
Wed May 09, 2018 5:24 am
Forum: Personal Consumer Issues
Topic: Rental Cars:National, Budget, Alamo or Thrifty
Replies: 33
Views: 1464

Re: Rental Cars:National, Budget, Alamo or Thrifty

TravelGeek wrote:
Tue May 08, 2018 9:12 pm


And use autoslash.com to see how your rate compares to others.
Thanks for that. You just saved me $30 on my Hertz rental at the end of the month.
by brokendirtdart
Mon May 07, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 5922

Re: When to buy new underwear?

I buy more when my wife makes me. That is usually when they are threadbare, full of holes, and tattered. Having been an EMT in my younger days, I assure you many people still wear underwear in the condition you describe. lol I make it a point that whenever I do something inherently risky, like fall...
by brokendirtdart
Sat May 05, 2018 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve possible changes
Replies: 14
Views: 1161

Re: Chase Sapphire Reserve possible changes

Wait! You got exempted from the annual fee? I have never heard of that happening with the Chase Sapphire Reserve card, although it happens often with the Chase Sapphire Preferred card. Details please. Military Lending Act. Similar to the Amex Platinum, it only lasts while active. Then you should be...
by brokendirtdart
Sat May 05, 2018 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve possible changes
Replies: 14
Views: 1161

Re: Chase Sapphire Reserve possible changes

UpperNwGuy wrote:
Sat May 05, 2018 8:55 pm
Wait! You got exempted from the annual fee? I have never heard of that happening with the Chase Sapphire Reserve card, although it happens often with the Chase Sapphire Preferred card. Details please.
Military Lending Act. Similar to the Amex Platinum, it only lasts while active.
by brokendirtdart
Sat May 05, 2018 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve possible changes
Replies: 14
Views: 1161

Re: Chase Sapphire Reserve possible changes

Of course I see this less than a week after I receive my CSR card and the corresponding letter to exempt me from the annual fee. :oops: That said, I don't think the changes are unreasonable as I understand them. No points on the credit you receive-prevent double dipping. Priority pass only two guest...
by brokendirtdart
Wed Apr 25, 2018 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Should I open a Goldman sachs 1.6% savings account?
Replies: 23
Views: 1764

Re: Should I open a Goldman sachs 1.6% savings account?

Vanguard's VMMXX Prime Money Market is paying 1.8% SEC yield and the Municipal Money Market fund is paying 1.55%. I recently transferred most of my savings account at ALLY to money market funds with the recent increase in yields. This is what I am doing with my Barclay's 1.5% savings account next w...
by brokendirtdart
Tue Apr 24, 2018 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: anyone convert PONAX to PIMIX at Fidelity?
Replies: 10
Views: 994

Re: anyone convert PONAX to PIMIX at Fidelity?

Funny you should ask/post this today. I sent a message to my Vanguard rep with the same question. For whatever reason, the minimum purchase of PIMIX in a Vanguard brokerage account is only $25k. I'll let you know as soon as I get word back. I did this a couple of years ago with Vanguard. While it w...
by brokendirtdart
Sun Apr 01, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Hand and bath towels- keep them or toss
Replies: 14
Views: 1977

Re: Hand and bath towels- keep them or toss

:D first world problems right here. :happy

Seriously though, if I find mismatched towels or worn out t-shirts, they go into the 5 gallon bucket of rags in my garage. Who doesn't need rags.

If they are brand new I might give them to my charity of choice.
by brokendirtdart
Mon Mar 26, 2018 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Downloading 1099s into H & R Block
Replies: 12
Views: 589

Re: Downloading 1099s into H & R Block

I have downloaded both Vanguard and Fidelity to Turbo Tax and H&R Block. H&R Block for 16 and 17 and TT the years prior. I have never had an issue. I suppose I could manually type the data in, but I am periodically selling/consolidating/simplifying my portfolios so the download of the multiple event...
by brokendirtdart
Mon Mar 26, 2018 7:06 am
Forum: Personal Finance (Not Investing)
Topic: $35/month for washer dryer rental?
Replies: 37
Views: 3023

Re: $35/month for washer dryer rental?

I move a lot for work and I have rented washers and dryers in some apartments before. I have never seen a $35 a month cost, but if it was a short term rental and I was forced to do all the heavy lifting when I moved, I would consider it. There is something convenient about having someone move, insta...
by brokendirtdart
Sun Mar 25, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Toyota truck frame replacement program
Replies: 23
Views: 3157

Re: Toyota truck frame replacement program

You may want to Google "Tacoma Frame Replacement" for more info. sorry, but you are the one who started the thread and assumed (?) that everyone here knows what you are talking about? then when someone (me) asks about it you tell "me" to go and research information to make an informed response to "...
by brokendirtdart
Sat Mar 24, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Toyota truck frame replacement program
Replies: 23
Views: 3157

Re: Toyota truck frame replacement program

If this is simply a run of the mill daily driver, I think you're on the right track with the OEM common wear parts, already damaged parts, or easily rusted parts. The new frame with all the new bushings, etc it comes with is a pretty good deal. If you're bored, here is a still active thread from a T...
by brokendirtdart
Sun Mar 18, 2018 12:16 am
Forum: Investing - Help with Personal Investments
Topic: TSP Contribution Election through MyPay Problems
Replies: 1
Views: 234

Re: TSP Contribution Election through MyPay Problems

Nothing like you describe. I have had issues with changing a contribution multiple times in a month. Example: Set my percentage, do some more beer math, and then adjust it later that month. Each time I attempt to change it a second time I receive the Mypay transmittal confirmation in my email, but I...
by brokendirtdart
Mon Feb 26, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Advice needed for ARMY medical issue...
Replies: 13
Views: 1253

Re: Advice needed for ARMY medical issue...

I think if you still are suggesting a Commander is going to intervene on behalf of a soldier to improve their care you are setting up unrealistic expectations. Nobody is suggesting any such thing. The organization's primary concern is to turn a broken widget(OP's child) into a wholly functional and...
by brokendirtdart
Mon Feb 26, 2018 6:49 am
Forum: Personal Consumer Issues
Topic: Advice needed for ARMY medical issue...
Replies: 13
Views: 1253

Re: Advice needed for ARMY medical issue...

Totally incorrect on commanders talking via back channels. I disagree with this point and have seen many conversations between PCM and commander regarding an individual's treatment. There are no back channels, and commanders up to the brigade level I had personal experience with lack the knowledge ...
by brokendirtdart
Sun Feb 25, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Advice needed for ARMY medical issue...
Replies: 13
Views: 1253

Re: Advice needed for ARMY medical issue...

My child is in the US Army and has a function limiting orthopedic problem which needs surgery very soon. <snip> My child will be pursuing this on their own and I want to provide whatever guidance I can to ensure a positive outcome. A concern from the outside looking in and from the organizational s...
by brokendirtdart
Fri Feb 02, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Substitute for taking a shower?
Replies: 64
Views: 6813

Re: Substitute for taking a shower?

I think you'll be fine. Maybe it's because I'm coming up on my 26th year of active duty Army time with tons of time in the field, but 13 gallons per person per day is a lot of water! For everything. I can't imagine using more than 5 gallons a day to tell you the truth. Just heat some water in two sm...
by brokendirtdart
Tue Jan 23, 2018 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: High Yield Savings Account Recommendations?
Replies: 48
Views: 4249

Re: High Yield Savings Account Recommendations?

We have accounts at both Goldman and Barclays. They both seem to always have the best rates and move within days of each other. I noticed yesterday Goldmam was 1.5 % and Barclay was 1.4%. Today Barclay went up to 1.5 My Barclays still shows 1.4 when I log on, but it might just be delay in updating....
by brokendirtdart
Mon Dec 25, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004137

Re: What Movie Have You Recently Watched?

Documentaries count? I just finished a documentary on Amazon Prime called: Task Force Faith: The Story of the 31st Regimental Combat Team 90 minutes long and an easy watch. I like overlooked military history from before the 90s. Currently watching Apocalypse Now for background noise while cooking d...
by brokendirtdart
Mon Dec 25, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004137

Re: What Movie Have You Recently Watched?

Documentaries count? I just finished a documentary on Amazon Prime called: Task Force Faith: The Story of the 31st Regimental Combat Team 104 minutes long and an easy watch. I like overlooked military history from before the 90s. Currently watching Apocalypse Now for background noise while cooking d...
by brokendirtdart
Sat Dec 23, 2017 7:17 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13023

Re: European Cities that don't interest you

FedGuy wrote:
Sat Dec 23, 2017 7:12 pm


Florence also isn't terribly interesting if you're not interested in art.
It had an Irish bar which pulled us down from Vicenza in the 90s. Other than that, concur. :sharebeer
by brokendirtdart
Fri Dec 22, 2017 11:41 am
Forum: Investing - Theory, News & General
Topic: Who missed out on maximizing 401k?
Replies: 62
Views: 6124

Re: Who missed out on maximizing 401k?

TSP without matching here. End of month December LESs are finally available on DFAS. Came in $8.69 short on the year, so I'm happy enough. :happy This was my first year of trying to max it out. Instead of just picking a percentage and going with it, I bounced around and had a month at %50 and the la...
by brokendirtdart
Mon Dec 18, 2017 9:10 pm
Forum: Investing - Theory, News & General
Topic: Today's Vinex decline - dividends?
Replies: 6
Views: 891

Re: Today's Vinex decline - dividends?

Unless I completely misunderstand things, VINEX pay date should be the 19th and tomorrow should be the aprox 4.07% decline. https://personal.vanguard.com/pdf/YESTK_122017.pdf If I am misreading, please let me know as it affects me a day or two when my end of year planned buys are for a couple of fu...
by brokendirtdart
Mon Dec 18, 2017 8:49 pm
Forum: Investing - Theory, News & General
Topic: Today's Vinex decline - dividends?
Replies: 6
Views: 891

Re: Today's Vinex decline - dividends?

Unless I completely misunderstand things, VINEX pay date should be the 19th and tomorrow should be the aprox 4.07% decline. https://personal.vanguard.com/pdf/YESTK_122017.pdf If I am misreading, please let me know as it affects me a day or two when my end of year planned buys are for a couple of fun...
by brokendirtdart
Sat Dec 16, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: US Postal Service Informed Delivery
Replies: 30
Views: 2157

Re: US Postal Service Informed Delivery

It has been working well for me here in southish western Louisiana. It took a bit for it to get started up again after I changed addresses a couple times, but is smooth again. There were a couple of instances of unavailable images for both magazine subscriptions and letter mail. No real issues with ...
by brokendirtdart
Sat Dec 09, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 278
Views: 50443

Re: USAA 2.5% Cash Back Credit Card

Finally, their website is a mess, at least for the credit card site. Compared to the BofA and Citi CC sites, USAA is sorely lacking. But that's minor compared to not getting the rewards they promised. I'm beginning to be sorry I took the hit to my credit score to get this card. I'm curious as to wh...
by brokendirtdart
Fri Dec 08, 2017 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Working in a secure area
Replies: 6
Views: 1532

Re: Working in a secure area

I only occasionally have to enter secure areas or be there for extended periods of time. In some of the secure areas I have worked in, you will secure your cell phone in a locker outside and be able to access it during meals or the occasional break. There will generally be a way for family to get in...
by brokendirtdart
Fri Dec 01, 2017 6:11 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 12192

Re: Price of haircut?

I move around a lot.

Here I pay $10 + $4 tip each week.
by brokendirtdart
Fri Nov 24, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: How often USPS collect the boxes?
Replies: 3
Views: 511

Re: How often USPS collect the boxes?

If it is one of those automated kiosks with the big drop boxes next to them and the status hasn't already changed, expect to see it update tonight(they were closed yesterday) with Accepted and as it processes through the outbound sorting center. Sometimes the accepted part is skipped. Have noticed t...
by brokendirtdart
Mon Nov 20, 2017 7:44 am
Forum: Personal Consumer Issues
Topic: Snow tires- are Hankooks any good?
Replies: 18
Views: 1235

Re: Snow tires- are Hankooks any good?

I bought a set of Hankook i*Pike RW11s last winter from DTD mounted on cheap steelies and they are fantastic. I couldn’t bring myself to spend the extra $ on X-Ices & Blizzaks especially with the combination of the DT promo & Hankook rebate. Granted, this is my first set of snow tires so I can’t co...
by brokendirtdart
Wed Nov 15, 2017 7:52 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 278
Views: 50443

Re: USAA 2.5% Cash Back Credit Card

I've been waiting for this card for a while now. Just called USAA and the rep said that it's now rolled back to just one state (Louisiana). I'm guessing will cease to exist soon. Guess I'll just have to be content with 2% for now! :annoyed Louisiana, huh. I guess there ARE perks for being stationed...
by brokendirtdart
Tue Sep 19, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Ccleaner (32-bit) had malware payload with legit signed version
Replies: 27
Views: 2892

Re: Ccleaner (32-bit) had malware payload with legit signed version

wasnt aware that a lot of people still used 32 bit, but i guess people do. I have a 10 year old laptop that is still running 32 bit Windows 7. I only keep it as a spare and for when I need to read encrypted emails via Outlook Web Access. For some reason, that capability was removed in 64 bit Win 10...
by brokendirtdart
Mon Aug 28, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Driving a car [in] Italy, any suggestion?
Replies: 47
Views: 4098

Re: Driving a car Italy, any suggestion?

Italians can be aggressive and fast drivers. Stay to the right unless passing on the Autostrada(toll highway).

Double check the traffic circle rules. When I lived in Vicenza in the 90s, the driver ENTERING the traffic circle had the right of way.
by brokendirtdart
Sat Aug 26, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance Increase
Replies: 13
Views: 1593

Re: USAA Auto Insurance Increase

stan1 wrote:
Sat Aug 26, 2017 12:26 pm
My understanding is USAA has different risk pools.
Same understanding here and some of it indicated by this post: viewtopic.php?p=3507054#p3411462

One inaccuracy to the linked list is senior NCOs fall into the upper tier.
by brokendirtdart
Sat Aug 26, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance Increase
Replies: 13
Views: 1593

Re: USAA Auto Insurance Increase

I have USAA and have not. For the record, I have been "playing" with my auto insurance while preparing for a move to another state. Just last week discovering the $10 "discount" for automatic payments. Acknowledging baliktad's point below. Edit to add: Covered under United Services Automobile Associ...
by brokendirtdart
Thu Aug 24, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Best place to sell my used iPhone?
Replies: 28
Views: 3061

Re: Best place to sell my used iPhone?

My last one, an iPhone 6, was simply traded it in for credit at the Apple Store. I will do the same or similar when I get rid of my current one. While it may not net the most money, it is the easy button for me with zero hassle or dealing with craigslist or FTF selling sites. I have previously used ...
by brokendirtdart
Thu Aug 24, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Photobucket - disappearing images and $$$ - has it affected you?
Replies: 28
Views: 3125

Re: Photobucket - disappearing images and $$$ - has it affected you?

It affected both my own pictures and viewing experiences on several forums I visit. For me, it was only some memorial posts of friends/family that have passed, for sale posts, and then some demonstration/example posts. I only had maybe 75 of 300 uploaded images posted on boards. For the other forums...
by brokendirtdart
Wed Aug 23, 2017 4:16 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 9014

Re: Lowes vs Home Depot

The Lowes in my area gives me a veteran ( not currently in military) discount any time I purchase something in their store. Most times I don't even have to show my DD214. I don't normally ask for a discount on small items I purchase, only on the more expensive ones. If you have a myLowes card(loyal...
by brokendirtdart
Tue Aug 22, 2017 9:07 pm
Forum: Personal Consumer Issues
Topic: animal stuck in dryer vent?
Replies: 27
Views: 3813

Re: animal stuck in dryer vent?

Mine has two 90 degree bends in it, a full wall to run up, over the ceiling of a two car garage, and then out the side of the house. Luckily the Linteater kit had a "claw" on it that helped chew through everything. Knowing I would only be in the house a couple years and enjoying the DIY/self relianc...
by brokendirtdart
Tue Aug 22, 2017 8:16 pm
Forum: Personal Consumer Issues
Topic: animal stuck in dryer vent?
Replies: 27
Views: 3813

Re: animal stuck in dryer vent?

I once found a dehydrated robin in my dryer vent, along with lint and other debris. I now make a point to blow out my dryer vent at least once a year with my leaf blower. I do this from the inside and the outside. This might not remove a large blockage like a dead animal, but it keeps small amounts...
by brokendirtdart
Wed Aug 09, 2017 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: How do you manage cash back rewards?
Replies: 26
Views: 2991

Re: How do you manage cash back rewards?

Depends on the card for me, but other than my Amazon 5% Chase card or my now little used *Fido 2% card, my cash rewards go to a separate account set aside for moving expenses such as rental security deposits/utility hook up fees, uhaul rental etc. With a job elated move every two or so years, a dedi...
by brokendirtdart
Sun Jul 16, 2017 8:50 pm
Forum: Personal Consumer Issues
Topic: Photobucket is out of control with popups. Alternatives?
Replies: 14
Views: 2680

Re: Photobucket is out of control with popups. Alternatives?

I ended up on Flickr after the recent photobucket debacle. Since I already had a yahoo account, moving to Flickr was easy. While I am still learning the various privacy settings and options for hosting on a forum, I am happy with it so far. I ended up downloading all my photos and deleting my photob...
by brokendirtdart
Sun Jul 09, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Coyote control
Replies: 66
Views: 5211

Re: Coyote control

What's a good way to deter coyotes? I'd get a shot gun, but there isn't a safe way to use it without potentially harming someone. A shotgun would be useful as a door stop or maybe a paperweight while waiting for duck season. Not very useful for varmints. If legal, safe, and your local government ap...
by brokendirtdart
Tue Jul 04, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: Brake Pads and Rotors for 2011 Benz C300 4Matic?
Replies: 43
Views: 3568

Re: Brake Pads and Rotors for 2011 Benz C300 4Matic?

Thank you. To be clear, 10x 60 mph to 10 mph. Smell brakes then cool down. Is there a cool down process? To cool them down just use some light normal driving with minimal brake usage. The same clear area you were able to use your speed run ups would be perfect. Try not to sit at a stop light or sto...
by brokendirtdart
Sun May 28, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Cheap gym shirts w/ certain materials
Replies: 23
Views: 3481

Re: Cheap gym shirts w/ certain materials

OP, if you have an Academy sporting goods nearby, check out their store brand BCG. Almost always on sale, they produce some 100% poly clothing which is pretty good for gym or cardio. Last time I was in an Academy was 5 years ago in west Texas, so that might have changed by now. I like the Champion C...