Search found 1845 matches

by bpp
Fri Dec 09, 2016 3:25 am
Forum: Investing - Help with Personal Investments
Topic: Retiring in a Decade after Graduation
Replies: 82
Views: 6458

Re: Retiring in a Decade after Graduation

My dream is to retire in a decade or less and then move to Japan and teach english since I have my bachelors degree. Why not find an engineering job in Japan now? That's what I'm thinking. Is your dream specifically to teach English in Japan, or is it really just to live in Japan, with English teac...
by bpp
Fri Nov 25, 2016 10:30 am
Forum: Personal Consumer Issues
Topic: Black Friday - is this overdone?
Replies: 77
Views: 5900

Re: Black Friday - is this overdone?

Now on the news, this 'new' custom of Black Friday was featured. I smell paid placement. A proposal was even presented to declare the last Friday of every month Premium Friday... Well, thinking more about it, nothing wrong with sales per se. Just don't import the associated death tolls, please. Thin...
by bpp
Fri Nov 25, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: What IS this? Salad tongs for elves?
Replies: 61
Views: 5373

Re: What IS this? Salad tongs for elves?

Wow, learned something really cool today about Victorian fashion accessories.
by bpp
Fri Nov 25, 2016 8:42 am
Forum: Personal Consumer Issues
Topic: Black Friday - is this overdone?
Replies: 77
Views: 5900

Re: Black Friday - is this overdone?

Black Friday has become a "thing" here-- more examples of the internet allowing rapid transmission of social phenomena, in the manner of a cold virus. Great Britain, when it goes big for American culture, tends to grab the worst aspects of same (this may or may not be an example of that p...
by bpp
Thu Nov 24, 2016 7:11 am
Forum: Personal Consumer Issues
Topic: What IS this? Salad tongs for elves?
Replies: 61
Views: 5373

Re: What IS this? Salad tongs for elves?

Maybe a curtain ring clamp, something like the following, but with the wooden ring part missing?

Image
by bpp
Thu Nov 24, 2016 4:52 am
Forum: Personal Consumer Issues
Topic: What IS this? Salad tongs for elves?
Replies: 61
Views: 5373

Re: What IS this? Salad tongs for elves?

Mrs.Feeley wrote:I considered drapery hardware too, but I had a hard time coming up with what purpose the hardware would serve.


Tapestry or quilt wall hanging clamp?
by bpp
Mon Nov 21, 2016 7:12 pm
Forum: Personal Consumer Issues
Topic: Fountain Pens - Do you use one?
Replies: 79
Views: 3983

Re: Fountain Pens - Do you use one?

If you like a pen that writes a bit like a fountain pen but without the problems of a FP, you might try the Pilot Precise V5 Stick Rolling Ball Pens, Extra Fine Point. I like it in blue ink. $9.13 for a box of 12 pens on Amazon https://www.amazon.com/Pilot-Precise-Stick-Rolling-35335/dp/B00006IEBJ/...
by bpp
Mon Nov 21, 2016 8:24 am
Forum: Personal Consumer Issues
Topic: Fountain Pens - Do you use one?
Replies: 79
Views: 3983

Re: Fountain Pens - Do you use one?

My first and favorite fountain pen was a Parker 25 . Lost it somewhere along the way, and it seems they don't make them any more. Pity. I have one. Matte black, fine nib. Nice. I had the plain steel version. Solid, minimalist, no-nonsense design, while seeming kind of futuristic in terms of late-'7...
by bpp
Mon Nov 21, 2016 6:29 am
Forum: Personal Consumer Issues
Topic: Fountain Pens - Do you use one?
Replies: 79
Views: 3983

Re: Fountain Pens - Do you use one?

My first and favorite fountain pen was a Parker 25.
Lost it somewhere along the way, and it seems they don't make them any more. Pity.
by bpp
Sun Nov 20, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: "Musk Says Tesla’s Solar Shingles Will Cost Less Than a Dumb Roof"
Replies: 78
Views: 8314

Re: "Musk Says Tesla’s Solar Shingles Will Cost Less Than a Dumb Roof"

Solar shingles are already a quite commonly used, commercial product.
(Example: http://www.kaneka-solar.jp/products/visola.html)

If Musk can make them cheaper than existing products, though, that would be very nice.
by bpp
Sun Nov 06, 2016 12:41 am
Forum: Investing - Help with Personal Investments
Topic: [Japan] Investing in NISA
Replies: 8
Views: 731

Re: [Japan] Investing in NISA

Agree with in_reality that rebalancing with new contributions should work. The balanced funds, though convenient, tend to have higher expense ratios than could be had using ETFs. The eMAXIS series seem to be some of the better ones out there, cost-wise, if one of them happens to match your desired a...
by bpp
Sun Oct 30, 2016 7:43 am
Forum: Personal Consumer Issues
Topic: Passport renewal - old passport
Replies: 22
Views: 2531

Re: Passport renewal - old passport

It has been almost ten years so this may have changed but my old passport came back with "Cancelled" all over it, your Argentine visa is likely a goner. Countries deal with transferring visas from old, cancelled passports to new ones all the time. Argentina might be an exception, but I wo...
by bpp
Sun Oct 30, 2016 2:58 am
Forum: Investing - Help with Personal Investments
Topic: [Japan] Investing in NISA
Replies: 8
Views: 731

Re: [Japan] Investing in NISA

Do you think a combination of Blackrock high-dividend ETFs would be a good choice for NISA, or should I just stick with total world equity funds? If you are investing both inside and outside of a NISA, then I was suggesting putting the higher dividend payers of the funds you were planning to hold a...
by bpp
Wed Oct 26, 2016 10:11 pm
Forum: Investing - Help with Personal Investments
Topic: [Japan] Investing in NISA
Replies: 8
Views: 731

Re: [Japan] Investing in NISA

Hi ragnabear, The general consensus seems to be to put funds or ETFs with the highest earning potential in the NISA, but I would be using it to save for retirement (not ideal, but it seems to be the best option in Japan at the moment) and will not be able to rebalance. The tax-free period in the NIS...
by bpp
Tue Oct 25, 2016 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Aussie in Japan - How to start? Where to start?
Replies: 2
Views: 269

Re: Aussie in Japan - How to start? Where to start?

If you are planning to retire in Japan, then invest through Japanese brokers. This will give you the best tax treatment, and will also minimize the paperwork you have to file.

Also might find some useful information at the following links:
Investing_in_Japan
Filing Japanese tax returns (確定申告)
by bpp
Wed Oct 05, 2016 5:18 pm
Forum: Personal Consumer Issues
Topic: Mitsubishi ductless heating/cooling unit
Replies: 56
Views: 5430

Re: Mitsubishi ductless heating/cooling unit

I have the Mitsubishi mini-split system in our new addition. I cannot believe how cool in makes the new 12X20 room. In just 5 minutes if I turn on the AC it works great. This unit is not noisy at all, very quiet. It does blow air like a breeze so don't put it in direct flow of where you are sitting...
by bpp
Tue Oct 04, 2016 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Job Hopping as an income increasing strategy?
Replies: 13
Views: 1413

Re: Thoughts on Job Hopping as an income increasing strategy?

I'm happy with my job, but everywhere I read it seems like the best strategy to increase income is job hopping. People my age seem to be job hopping constantly. Especially for those in computer science, it seems like 1 year tenures and then a huge increase in income by going to a competitor is extr...
by bpp
Tue Oct 04, 2016 9:01 am
Forum: Personal Consumer Issues
Topic: Mitsubishi ductless heating/cooling unit
Replies: 56
Views: 5430

Re: Mitsubishi ductless heating/cooling unit

What you are buying with Mitsubishi is the nature of the Japanese home market (extremes in temperatures, demand for quality and efficiency; although apparently they don't insulate their homes ). That used to be true, though not so much any longer. Insulation has been a sales point for some time now...
by bpp
Tue Oct 04, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: Mitsubishi ductless heating/cooling unit
Replies: 56
Views: 5430

Re: Mitsubishi ductless heating/cooling unit

I have the Mitsubishi mini-split system in our new addition. I cannot believe how cool in makes the new 12X20 room. In just 5 minutes if I turn on the AC it works great. This unit is not noisy at all, very quiet. It does blow air like a breeze so don't put it in direct flow of where you are sitting...
by bpp
Tue Oct 04, 2016 8:45 am
Forum: Personal Consumer Issues
Topic: Mitsubishi ductless heating/cooling unit
Replies: 56
Views: 5430

Re: Mitsubishi ductless heating/cooling unit

opus360 wrote:Can a single unit be use to cool/heat these two side by side rooms?


Probably want separate units in each room. Otherwise, likely to overcool/heat one room, and undercool/heat the other one.
by bpp
Tue Oct 04, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: Mitsubishi ductless heating/cooling unit
Replies: 56
Views: 5430

Re: Mitsubishi ductless heating/cooling unit

A lot of talk about Mitsubishi, but I might suggest looking at Fujitsu as well. Our recent purchases of split ductless aircons have been from Fujitsu (older ones from Hitachi and Daikin), mainly based on price and efficiency. Especially recommend getting the ones with sensors that can tell whether t...
by bpp
Mon Oct 03, 2016 10:00 am
Forum: Personal Consumer Issues
Topic: Where/how do Bogleheads get their tires inflated?
Replies: 97
Views: 6082

Re: Where/how do Bogleheads get their tires inflated?

I use the free air pump at the gas station once every few months.
by bpp
Sat Sep 24, 2016 9:55 am
Forum: Investing - Help with Personal Investments
Topic: I want to remotely open a US bank account as a Non Resident Alien. Which banks can facilitate this?
Replies: 10
Views: 967

Re: I want to remotely open a US bank account as a Non Resident Alien. Which banks can facilitate this?

Even if you can get a US bank to open an account for you from abroad, good luck in the future getting them to give your own money back to you. Unless you plan to move to the US in the future, keep your money far away from there. If you only need a US dollar account, there may be better options where...
by bpp
Sun Jul 17, 2016 4:53 am
Forum: Personal Consumer Issues
Topic: Okinawa: No Word for Retirement!
Replies: 6
Views: 1695

Re: Okinawa: No Word for Retirement!

I learned that the Okinawans have no word for retirement. This is the video wherein I heard this: https://www.youtube.com/watch?v=xwSGeoQnPVI Okinawans speak Japanese, which certainly does have a word for retirement. I suspect hyperbole, like saying that someone "doesn't know the meaning of fe...
by bpp
Tue May 31, 2016 5:24 am
Forum: Investing - Help with Personal Investments
Topic: Switching to Bogling [European living in Japan]
Replies: 15
Views: 1108

Re: Switching to Bogling [European living in Japan]

If you hold a US-based ETF that holds only US stocks, then yes, that is better than an Ireland-based ETF that holds US stocks, at least in Japan, where the treaty rate on dividends is 10%. You should be able to take a foreign tax credit for that 10% against your Japanese taxes, since it is paid on d...
by bpp
Fri May 27, 2016 6:56 am
Forum: Investing - Help with Personal Investments
Topic: Switching to Bogling [European living in Japan]
Replies: 15
Views: 1108

Re: Switching to Bogling [European living in Japan]

Following on what Karamatsu wrote, one possibility to consider might be to start with a NISA at a Japanese broker. You can invest 1,200,000 yen per year, tax-free for 5 years.
by bpp
Mon May 09, 2016 9:27 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13653

Re: Sci-Fi ... your favorite movies and episodes??

HomoLudens wrote:
"Stalker" is a great movie. "Solaris", another Tarkovsky's movie, is also a good choice.


I'll have to give Stalker a shot next, after the dreamlike glow from Solaris has worn off.
by bpp
Thu May 05, 2016 6:11 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13653

Re: Sci-Fi ... your favorite movies and episodes??

Would like to see the 1972 Tarkovsky version of Solaris some time. (Aha, it's on youtube!) best part is when the protagonist arrives on the space ship wearing a leather jacket and carrying a garment bag! I also rather enjoyed the scenes of zipping around Tokyo on the ShutoKou in a self-driving car....
by bpp
Thu May 05, 2016 1:05 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13653

Re: Sci-Fi ... your favorite movies and episodes??

Would like to see the 1972 Tarkovsky version of Solaris some time. (Aha, it's on youtube!) Just watched it. Wow, what a beautiful film. Completely absorbing, very emotionally gripping and dreamlike. Gonna have to watch this one a few more times. Also will have to check out Tarkovsky's other films s...
by bpp
Wed May 04, 2016 10:57 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13653

Re: Sci-Fi ... your favorite movies and episodes??

Movies: The Day the Earth Stood Still (original) Forbidden Planet 2001 Rocky Horror Picture Show Star Wars (original, without CG and with Han shooting first. Found all sequels and prequels progressively less fun than the original, though haven't seen the latest one yet.) Blade Runner Alien Aliens TV...
by bpp
Tue May 03, 2016 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: Making my own German index "fund"
Replies: 37
Views: 2275

Re: Making my own German index "fund"

Hi all, So I'm a Boglehead that likes the idea of investing internationally but in practice I don't like the lack of shareholder protection and market history in other countries. Call me a wuss, but I don't feel comfortable investing in most other countries. I am fond of the German stock market and...
by bpp
Sat Apr 23, 2016 9:54 pm
Forum: Personal Consumer Issues
Topic: Stanley Kubrick's 2001 a space odyssey
Replies: 154
Views: 17087

Re: Stanley Kubrick's 2001 a space odyssey

To those who were amazed by the cut from the spinning bone to the spinning spaceship: me, too. Even though at the same time it seems a little obvious, and at the time it bothered me--the cinematic thing again--that I couldn't really see much of a logical connection between the two. One is a weapon ...
by bpp
Tue Apr 19, 2016 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Resident Alien Expatriates (Unofficially)
Replies: 10
Views: 1460

Re: Resident Alien Expatriates (Unofficially)

One question with regard to accessing social security, pension, and IRA: would there be any benefit to maintaining his current status rather than filing I-407 and IRS 8854? Note: he does plan to file back tax returns and FBARs with the high probability of no tax due. If he would be a "covered ...
by bpp
Sat Apr 16, 2016 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Resident Alien Expatriates (Unofficially)
Replies: 10
Views: 1460

Re: Resident Alien Expatriates (Unofficially)

Thanks for the responses. Turns out he hasn't filed form I-407 to formally abandon the green card. In fact no forms have been filed. So... does he count as an expat then? Just needs to catch up on past tax returns and then consider whether to officially "leave" the US? If he wants to do t...
by bpp
Sat Apr 02, 2016 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Help me pick a tax software [Form 8938 - Specified Foreign Financial Assets]
Replies: 12
Views: 1538

Re: Help me pick a tax software [Form 8938 - Specified Foreign Financial Assets]

Both TaxAct and TurboTax allow e-filing with multiple accounts on Form 8938.
by bpp
Fri Feb 05, 2016 4:29 am
Forum: Investing - Theory, News & General
Topic: Take the Verb Tense Pledge!
Replies: 69
Views: 5067

Re: Take the Verb Tense Pledge!

I took the pledge.
by bpp
Tue Feb 02, 2016 6:08 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with Japanese wife's yen while living in the U.S.
Replies: 5
Views: 979

Re: What to do with Japanese wife's yen while living in the U.S.

It depends on laws by country, but if she is still a citizen there while holding residency in the US, she should be able to invest. Unfortunately, that is not true for Japan; she would have to be residing there to open an investment account there. (Which is generally the case for the US, too, thoug...
by bpp
Thu Jan 28, 2016 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 270

Re: FEIE using Turbo Tax

You may be getting hit by the stacking rule. Income excluded by the FEIE is not taxed itself, but is used to calculate the overall tax bracket. So it may be pushing unexcluded income into a higher bracket. So let's say my income from US-based businesses is $10,000 and my foreign income is $50,000, ...
by bpp
Thu Jan 28, 2016 10:56 pm
Forum: Personal Finance (Not Investing)
Topic: FEIE using Turbo Tax
Replies: 3
Views: 270

Re: FEIE using Turbo Tax

You may be getting hit by the stacking rule. Income excluded by the FEIE is not taxed itself, but is used to calculate the overall tax bracket. So it may be pushing unexcluded income into a higher bracket.
by bpp
Sat Jan 23, 2016 9:16 pm
Forum: Investing - Help with Personal Investments
Topic: Overwhelmed on what to do/invest - Dual citizen (US & EU)
Replies: 11
Views: 1227

Re: Overwhelmed on what to do/invest - Dual citizen (US & EU)

If you really have no attachment to the US other than the passport, and are absolutely certain you will never want to make use of the guaranteed right to live there that citizenship provides, then yes, renouncing may make sense. ($2350 is steep, but is almost certainly cheaper than a lifetime of fil...
by bpp
Sat Jan 23, 2016 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Experience with UK / investments in ISAs? [US / UK taxation]
Replies: 8
Views: 662

Re: Experience with UK / investments in ISAs? [US / UK taxation]

I wouldn't worry about which stocks to hold, as much as how many. For example, just buying equal sized lots of each of the biggest 30 to 50 companies in the FTSE100 is likely to give pretty good tracking with the index. Random selection would work just fine as well, if you don't mind some small-cap ...
by bpp
Sat Jan 23, 2016 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Experience with UK / investments in ISAs? [US / UK taxation]
Replies: 8
Views: 662

Re: Experience with UK / investments in ISAs? [US / UK taxation]

Some of us here use individual stocks for similar reasons. Try having a look at the wiki page on Passively managing individual stocks for some considerations on taking this approach.
by bpp
Sun Nov 15, 2015 4:30 am
Forum: Investing - Theory, News & General
Topic: How to know if an individual stock is a passive foreign investment company (PFIC)
Replies: 3
Views: 530

Re: How to know if an individual stock is a passive foreign investment company (PFIC)

ADRs can be PFICs, so US listing in that form would be no guarantee against it. For companies which are uncertain, I would first try doing a web search on the company name plus "PFIC," and see if they have anything to say about it. Sometimes they will clearly state that they are, or that t...
by bpp
Mon Nov 09, 2015 3:02 am
Forum: Personal Finance (Not Investing)
Topic: Good news? Press release: "TurboTax Restores Forms to Desktop Software"
Replies: 4
Views: 1368

Re: Good news? Press release: "TurboTax Restores Forms to Desktop Software"

So TaxAct Deluxe got renamed TaxAct Plus and the price increased by 50%. And that, if I can trust my preview copy is the only change, apart from some different fonts and new pictures of people looking ecstatic about tax time. Other than that exactly the same software as last year. The big differenc...
by bpp
Mon Nov 09, 2015 2:54 am
Forum: Investing - Help with Personal Investments
Topic: Total Stock Market vs. Basket of Stocks
Replies: 13
Views: 1833

Re: Total Stock Market vs. Basket of Stocks

If you are doing something like this, do you manage it yourself, or with an advisor? A few folks here do variations on that. There is even a Wiki page on it: Passively managing individual stocks I do it to avoid PFIC issues, with loss-harvesting a nice side benefit. I manage it myself. I believe We...
by bpp
Sun Nov 08, 2015 8:48 am
Forum: Personal Consumer Issues
Topic: What is unused (cell plan) data worth to you?
Replies: 56
Views: 5092

Re: What is unused data worth to you?

tbradnc wrote:Would you pay $16 extra to have 7 GB of data in reserve?


No, but I am not you. What happens if you go over? For me, no extra charge but the transfer rate goes down, which I am fine with, since I have never gone over limit anyway. Is it similar for you?
by bpp
Wed Nov 04, 2015 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Good news? Press release: "TurboTax Restores Forms to Desktop Software"
Replies: 4
Views: 1368

Re: Good news? Press release: "TurboTax Restores Forms to Desktop Software"

Meanwhile, TaxAct has started going in the direction of limiting the forms available with lower-priced bundles.
Of particular concern to overseas filers, Forms 2555 (FEIE) and 8938 (FATCA) are now not available below the Plus version.
by bpp
Fri Oct 30, 2015 9:43 pm
Forum: Personal Consumer Issues
Topic: science fair project ideas requested
Replies: 36
Views: 2627

Re: science fair project ideas requested

livesoft wrote:Economics is not a science: http://www.theguardian.com/commentisfre ... s-disaster


And it doesn't have a Nobel prize.
by bpp
Tue Oct 27, 2015 9:01 am
Forum: Investing - Help with Personal Investments
Topic: 529 plan for Japanese college
Replies: 2
Views: 517

Re: 529 plan for Japanese college

I think you're right, there are no Japanese universities that currently qualify for 529 or Coverdell purposes. I seem to recall that some of the private universities used to (Waseda and/or Keio), but even they don't seem to bother registering anymore. If you use a Coverdell, there is the option to u...
by bpp
Sat Oct 24, 2015 12:54 am
Forum: Investing - Theory, News & General
Topic: Expat concern: Common Reporting Standard
Replies: 7
Views: 983

Re: Expat concern: Common Reporting Standard

The US has so far refused to sign onto the Common Reporting Standard. Reportedly, the US has just started giving very limited reciprocity to some countries in exchange for their signing FATCA IGAs, but the only information they are giving out is what they already have, 1099s. There is no enabling le...

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