Search found 21 matches

by bonglehead
Mon Jun 18, 2018 5:21 am
Forum: Investing - Theory, News & General
Topic: Which boglehead rule do you break--and are ok with
Replies: 150
Views: 10483

Re: Which boglehead rule do you break--and are ok with

While all my investments are aligned with boglehead principles (low cost, broad based market index funds with tax efficient placement), almost everything else in my life is un-bogleheadish e.g. frequent eating out, expensive clothing, cars, vacations etc. I have tried to be more frugal, reduce/elimi...
by bonglehead
Sat Jun 02, 2018 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 17513

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

I am betting on my daughter graduating high school with >=3.3 GPA and her getting into a GA state university so that her tuition is paid in full by the HOPE scholarship.
I know hope is not a good strategy but thats all I have right now! 8-)
by bonglehead
Tue Jan 30, 2018 8:00 pm
Forum: Personal Consumer Issues
Topic: A "Home" cell phone?
Replies: 53
Views: 5258

Re: A "Home" cell phone?

For those of you who subscribe to Comcast/Xfinity, the cell service from Xfinity is free for talk and text ( you just pay some minimal taxes), so it does provide an inexpensive option for those who want to consider a ‘Home’ cell phone. Now that they offer BYOD, you may be able to use an old cellphon...
by bonglehead
Tue Jan 23, 2018 5:58 pm
Forum: Investing - Help with Personal Investments
Topic: Another Deferred Compensation Question
Replies: 3
Views: 612

Re: Another Deferred Compensation Question

Thanks ‘Wagnerjb’ and ‘Spirit Rider’ for providing the clarification.
This forum is amazing... when google fails, Bogleheads delivers!!
by bonglehead
Mon Jan 22, 2018 9:27 pm
Forum: Investing - Help with Personal Investments
Topic: Another Deferred Compensation Question
Replies: 3
Views: 612

Another Deferred Compensation Question

Fellow Bogleheads! I am probably going to be eligible to participate in deferred compensation plan (NQDC) offered by my employer very soon and I trying to weigh in on all the pros and cons of this program - I have learnt a lot by reading previous thread on this topic but I wasnt able to find an answ...
by bonglehead
Sat Dec 16, 2017 12:03 pm
Forum: Personal Consumer Issues
Topic: Best place to get a Suit
Replies: 21
Views: 1923

Re: Best place to get a Suit

I wear suit and tie everyday and I get all my suits from Suit Supply, great fit, selection and prices. Also they don’t do sales/promotions so you can buy whenever you need..
Unfortunately they don’t have many locations in US but if there one nearby, I highly recommend checking them out.
by bonglehead
Sun Jul 16, 2017 3:35 pm
Forum: Investing - Theory, News & General
Topic: UK: Investing Cash lying in an LLC
Replies: 2
Views: 317

Re: UK: Investing Cash lying in an LLC

Thanks Valuethinker- this is very helpful. You seem to know quite a bit more than I do on this topic, will PM you for the accountant reference.
by bonglehead
Sat Jul 15, 2017 2:18 pm
Forum: Investing - Theory, News & General
Topic: UK: Investing Cash lying in an LLC
Replies: 2
Views: 317

UK: Investing Cash lying in an LLC

Hello- I am looking for some help for my relative who is settled in UK. He and his wife both are doctors with NHS and they also have side income from private practice (they have set up an LLC for the private practice). I am not familiar with U.K. Tax laws but I understand that it's not easy to "extr...
by bonglehead
Wed Jun 14, 2017 2:38 pm
Forum: Personal Consumer Issues
Topic: How many tech devices do you have?
Replies: 74
Views: 5802

Re: How many tech devices do you have?

For a family of 3 (2 adults and a 11yr old)
3 iPhones
2 iPads
3 Windows Laptops
1 Desktop PC
1 PC on a Stick
1 Apple TV
1 Chromecast
1 PS4
1 XBOX 360

I want to buy few more but the BOSS will kill me!
by bonglehead
Thu May 11, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 7619

Re: What newspaper or magazine do you pay for?

There are some inexpensive WSJ subsriptions for sale on eBay. I recently bought one and I am very pleased to see that my annual subscription expense has dropped from about $360/yr to about $60/yr. I believe they have it for free on rewardsurvey. I have to go through a questionnaire to check but I be...
by bonglehead
Thu Apr 06, 2017 8:28 am
Forum: Personal Consumer Issues
Topic: How to buy a car with a Lightstream loan?
Replies: 10
Views: 3804

Re: How to buy a car with a Lightstream loan?

It has been a long time since I had a car loan but I am 99.999% sure that the lender will not give you a check to put into your account since you could just run off with the money. That is exactly how it works with Lightstream Auto loan- they put the money in your account- you can then go buy whate...
by bonglehead
Sat Jun 18, 2016 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone heard of United World Colleges?
Replies: 20
Views: 1717

Re: Anyone heard of United World Colleges?

Thanks for your responses, currently I am overseas on vacation and my friend here had mentioned about it. I knew it's a kind of high school/prep school and not a real college, but it was implied that most of the kids from this school go on to attend prestigious universities (Harvard/Princeton etc).I...
by bonglehead
Sat Jun 18, 2016 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone heard of United World Colleges?
Replies: 20
Views: 1717

Anyone heard of United World Colleges?

Yesterday I learnt about United World Colleges from an acquaintance and I was surprised to hear him say exceptional things about them. I am still not convinced that UWC can be as great as this person made them out to be (simply because I had never heard about it), I would like to hear what my fellow...
by bonglehead
Fri Jun 03, 2016 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Career path and cost of living.
Replies: 63
Views: 8673

Re: Career path and cost of living.

I used to live in Dallas, TX making about $150k and had to decline a job offer in San Jose that had a 50% bump in pay, the cost of living is way too high there. However in few months I found another job in Atlanta with similar 50% bump in salary and now I am in Atlanta and loving everything here. It...
by bonglehead
Wed Oct 29, 2014 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Possible Relocation to San Francisco - Advice?
Replies: 23
Views: 2576

Re: Possible Relocation to San Francisco - Advice?

Just so you know I was recently offered a job in San Jose with 50% bump from my current salary in Dallas,TX but after looking at everything (cost of living was a major factor), I decided to decline the offer and stay in Dallas. Your mileage might vary.
by bonglehead
Thu May 29, 2014 7:41 pm
Forum: Personal Consumer Issues
Topic: Credit card "payment networks"--how many are there, e.g Amex
Replies: 18
Views: 3893

Re: Credit card "payment networks"--how many are there, e.g

I would like to add that 'Payment Networks' can mean credit card or debit card processing networks. While most of the replies have mentioned the credit card networks (Visa, MC, Amex etc), the debit card networks are much more in number (most folks don't know or notice) and probably process more tran...
by bonglehead
Tue Apr 08, 2014 8:58 pm
Forum: Investing - Theory, News & General
Topic: If trading is a losing game, how do you explain prop firms?
Replies: 38
Views: 4322

Re: If trading is a losing game, how do you explain prop fir

I think its fair to say that trading is a losing game for most people but there are exceptions though extremely rare. One such example is Jim Simmons of Renaissance Technology (a hedge fund) fame, he has NEVER lost money in his hedge fund and now I think his firm has returned all their clients' mone...
by bonglehead
Mon Feb 18, 2013 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Where were you financially in your late twenties?
Replies: 191
Views: 16871

Re: Where were you financially in your late twenties?

In 2003 when i was 28, i packed up my bags from my home country and left for US with savings of about $84K , and spent it enitrely in the next 18 months at my bschool while pursuing MBA.
Now I am 38 , well settled and I think I am doing all right now but probably need to save little more!
by bonglehead
Fri Oct 19, 2012 10:28 pm
Forum: Personal Consumer Issues
Topic: any recommended books to learn about Civil War
Replies: 59
Views: 3966

Re: any recommended books to learn about Civil War

Thanks all for your suggestions, really appreciate it. I have a good list of books and some movies/documentaries and thats exactly what I was looking for. I am going to start with 'Battle Cry of Freedom: The Civil War Era' by James M McPherson , of course after I finish reading 'The Bogleheads' Guid...
by bonglehead
Fri Oct 19, 2012 9:27 am
Forum: Personal Consumer Issues
Topic: any recommended books to learn about Civil War
Replies: 59
Views: 3966

any recommended books to learn about Civil War

Hello All, Can anyone please recommend any good book(s) that we (recent immigrants to this wonderful country) can read to learn about the Civil War and other aspects of the American History (we watch the History channel at lot!). Of course there is plethora of information (online, books, journals) a...