Search found 10 matches

by bme616
Wed Apr 12, 2017 11:26 am
Forum: Investing - Help with Personal Investments
Topic: How do deal with high expense fees in 401k
Replies: 7
Views: 744

Re: How do deal with high expense fees in 401k

I am sorry this took so long but she had to find out how to actually sign in to this and the HR people were not exactly helpful. It seems the 401k is almost an after thought that they don't want people to know about. According to her, the company is extremely cheap so we may need to just deal with i...
by bme616
Mon Mar 20, 2017 2:09 am
Forum: Investing - Help with Personal Investments
Topic: How do deal with high expense fees in 401k
Replies: 7
Views: 744

How do deal with high expense fees in 401k

Hello, I received excellent and prompt advice with my previous enquiry for myself so I hoped I may be able to ask on behalf of my gf as well. She has been contributing to her work 401k since it began being offered in 2015. She contributes enough for a match (she contributes 5% and is matched 50% of ...
by bme616
Sat Jan 07, 2017 3:56 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

Wow, thank you so very much! I was not expecting such a detailed and thorough reply. I will have questions but I am going to do the reading you suggest before since it may change what I ask.
by bme616
Tue Jan 03, 2017 6:52 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

No pension at all. I plan to contribute the max ($5500) to the Roth IRA this year. For the 401k (also Roth) I will be contributing $4200 in order to get a match of $3500. If I get a bonus I will also be contributing 50% of it to the 401k and I can also get a match on that of 5% of the total bonus am...
by bme616
Sun Jan 01, 2017 11:35 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

What are the relative sizes of the accounts? Like this: Taxable account @ Vanguard (DRIP money) vv% Roth IRA @ Vanguard, ww% Traditional IRA @ Vanguard (to roll over old employer match from 401k), xx% Old 401k (in process of rolling into Vanguard), yy% Current 401k, zz% Total = 100% Taxable Drip - ...
by bme616
Sun Jan 01, 2017 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

Fund Overview Objective The State Street International Index Fund (the "Fund") seeks an investment return that approximates as closely as practicable, before expenses, the performance of the MSCI EAFEĀ® Index (the "Index") over the long term. Strategy The Fund is managed using a &...
by bme616
Sat Dec 31, 2016 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

I do not have any accounts other than the following Vanguard Roth Vanguard Traditional (to roll over old employer match from 401k) Old 401k (in process of rolling into Vanguard) Current 401k I will probably open a Vanguard brokerage account to move the money from DRIPs though. As for the fact sheet,...
by bme616
Fri Dec 30, 2016 1:04 am
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

So that is about $2.5k more into your existing Roth IRA at Vanguard, and about $2.5k into a new traditional IRA at Vanguard? Is that correct? What is your tax bracket, both federal and state? What is your tax filing status? What are the full fund names, tickers and expense ratios for each of those ...
by bme616
Thu Dec 29, 2016 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Re: Allocation and General Help

Thank you very much. Added long form names and will reword into the format you suggest when I get home from work.
by bme616
Thu Dec 29, 2016 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation and General Help
Replies: 14
Views: 1618

Allocation and General Help

I have never given much thought to this before but I figured I should probably try to ask for some advice because now that I am able to finally contribute to retirement and investing in general I would like to be on a sound path. I am trying to figure out a good allocation to begin with for a Roth I...