Search found 263 matches

by batpot
Mon Feb 08, 2016 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Am I paying too much for car and home insurance
Replies: 13
Views: 1859

Re: Am I paying too much for car and home insurance

On the home insurance: compare land value & dwelling value on your tax statement, and consider value of contents (e.g. total replacement cost). Generally speaking, insurance covers only the dwelling, and if you're insured to the full amount of land + dwelling, you're paying too much. On the rest...
by batpot
Fri Feb 05, 2016 5:45 pm
Forum: Personal Consumer Issues
Topic: The Coming Boglehead Zombie Apocalypse (LED bulbs)
Replies: 94
Views: 7133

Re: A new way of thinking

I have found an "60W equivalent" bulbs will range from ~8W to ~11W (from memory), and the 8W ones appeared too dim. For this reason, I would encourage buying the highest wattage LED bulb you can find that is the right incandescent wattage equivalency. 1. You have to purge "xx Watt eq...
by batpot
Fri Feb 05, 2016 5:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1438
Views: 275878

Re: What Movie Have You Recently Watched?

Ex Machina for free on Amazon Prime The fact that I'm still thinking/reading/talking about it days after the fact speaks volumes. The basic premise is pretty good, but the gender roles subtext makes it pretty great, and the way you react to the ending probably speaks more about you as a person than ...
by batpot
Fri Feb 05, 2016 4:46 pm
Forum: Personal Consumer Issues
Topic: The Coming Boglehead Zombie Apocalypse (LED bulbs)
Replies: 94
Views: 7133

Re: Old versus New

The new way of buying LED light bulbs. Lumens - The amount of light being emitted. But, sometimes, the vendors use candelas. Annoying as what we want to know is: is it bright enough? So, 800 lumens is similar to the old 60-watt incandescent bulb. 1100 lumens = 75-watt. 1600 lumens = 100-watt. Look ...
by batpot
Fri Feb 05, 2016 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Do you use the service of a CPA or you do your tax yourself?
Replies: 82
Views: 4878

Re: Do you use the service of a CPA or you do your tax yourself?

Finances got complicated a few years ago, and decided to hire an Enrolled Agent, and am very happy to have my time back.
by batpot
Wed Jan 20, 2016 12:42 pm
Forum: Personal Consumer Issues
Topic: How do you use your Chase Freedom rewards?
Replies: 35
Views: 3372

Re: How do you use your Chase Freedom rewards?

I probably don't use my card as much as most here, just a couple hundred dollars or so per month. I let the points pile up for a long time. Finally one day when I logged in to check my account, Chase offered me an Amazon gift card so I took it. Ever since, I've been using those to redeem my points ...
by batpot
Tue Jan 19, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 592
Views: 93705

Re: Boglehead Beer

Did something today I suspect many Boglehead's would not ... bought two (2) 12oz bottles of Westvleteren 12 for $26 :happy Worth it to me! Huzzah! :beer We once tried like heck to legitimately buy a case directly from the brewery - it would require setting a 15 minute appointment and providing our ...
by batpot
Mon Jan 18, 2016 4:53 pm
Forum: Personal Consumer Issues
Topic: Amazon Reviews
Replies: 11
Views: 884

Re: Amazon Reviews

I focus on the negative reviews; if they're generally superfluous, that speaks louder than the positive ones.

Also, amazon generally puts the "top voted" reviews to the top, and even does a "top positive" and "top negative" which helps filter out the chaff.
by batpot
Mon Jan 18, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 592
Views: 93705

Re: Re:

Visiting a friend in Hawaii in a week (a friend indeed!). Any beers there I shouldn't miss? If you are on the Big Island, check out the Kona Brewery. Decent food and do the sampling. See waht you like. I remember being a really big fan of the Big Island Brewhaus White Mountain Porter. They're towar...
by batpot
Mon Jan 18, 2016 3:42 pm
Forum: Personal Consumer Issues
Topic: Use Local Dealer for New Vehicle Purchase?
Replies: 21
Views: 1649

Re: Use Local Dealer for New Vehicle Purchase?

my process for buying a new car: figure out what I want, including color and all features email every dealership in the area for a quote, and be sure to tell them that you're emailing every other dealer as well. The last 2 cars I've bought I had 2 dealerships competing to sell me the exact same VIN....
by batpot
Wed Jan 13, 2016 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Help required: refinancing + mortgage options
Replies: 10
Views: 1102

Re: Help required: refinancing + mortgage options

You can run the numbers for yourself, but generally a 15 year mortgage isn't worth it, because the same monthly payment applied to a 30 year mortgage will take only ~17 years to pay off, and gives you the flexibility of significantly lowering your monthly outlay in case of emergency.
by batpot
Fri Jan 08, 2016 12:28 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 5707

Re: Jackpot Now Estimated $700 Million, who's in?

That reminds me, it has been about 4 years since the last decent "the world is going to end" prediction/scare and I reckon we are just about due for another. It would be very unfortunate to win $700m and have the world ending the next day. Victoria you've got at least a month... https://w...
by batpot
Tue Jan 05, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: How often does your credit card # get stolen?
Replies: 57
Views: 2061

Re: How often does your credit card # get stolen?

It's only happened to H and me twice in several decades. I noticed the fraudulent charge on the statement, called immediately to contest, charge immediately removed and we were immediately sent new cards. If it were happening more often I'd probably opt for credit freeze 0 times in 20 years. 3 time...
by batpot
Tue Jan 05, 2016 1:19 pm
Forum: Personal Consumer Issues
Topic: How often does your credit card # get stolen?
Replies: 57
Views: 2061

Re: How often does your credit card # get stolen?

Once in 20 years that I know of. Pretty sure it was Target.
Last year got a new card & number issued w/out any fraudulent charges appearing.
by batpot
Tue Dec 22, 2015 12:43 pm
Forum: Personal Consumer Issues
Topic: What is best Titanium Road Bike
Replies: 32
Views: 2385

Re: What is best Titanium Road Bike

get a lynskey helix for the highest bling factor
http://www.nashbar.com/bikes/Product_10 ... 1___204685
by batpot
Mon Dec 21, 2015 3:26 pm
Forum: Personal Consumer Issues
Topic: Simple Camera for Travel?
Replies: 40
Views: 2820

Re: Simple Camera for Travel?

I like the Olympus TG-3. There are better cameras but this one can take a real beating! seconded; the better cameras are all heavier, bigger, and/or not as robust. The TG-4 is also out, and is basically the same as the -3, but supports RAW, and has a slightly better battery. I plan to get one to re...
by batpot
Fri Dec 11, 2015 3:21 pm
Forum: Personal Consumer Issues
Topic: Which Sonos apps don't require paid subscription
Replies: 10
Views: 721

Re: Which Sonos apps don't require paid subscription

DSInvestor wrote:No computer is required if the router has USB ports. Just copy the music files to a USB flash drive and plug into the router.


True, but your USB flash drive is way slower, has far less capacity, and has no parity bit redundancy.
Of course it's also way simpler. :)
by batpot
Fri Dec 11, 2015 3:19 pm
Forum: Personal Consumer Issues
Topic: Which Sonos apps don't require paid subscription
Replies: 10
Views: 721

Re: Which Sonos apps don't require paid subscription

While not strictly what the OP is asking, i.e., free, I just got an offer from Spotify to upgrade to Premium for $9.99 for three months, or $3.33 plus tax a month. You must cancel at that point or it reverts to the regular rate of $9.99 per month after that. I did this a year ago and it worked fine...
by batpot
Fri Dec 11, 2015 3:13 pm
Forum: Personal Consumer Issues
Topic: Which Sonos apps don't require paid subscription
Replies: 10
Views: 721

Re: Which Sonos apps don't require paid subscription

yet another plug for: vortexbox.org The vortexbox, among many other capabilities, can work as a sonos server allowing you to organize your music collection in one location. The best feature is that it is free + the cost of an old obsolete computer. This machine has allowed me to listen to music gat...
by batpot
Fri Dec 11, 2015 1:29 pm
Forum: Personal Consumer Issues
Topic: Which Roku?
Replies: 38
Views: 3617

Re: Which Roku?

BTW, Hulu can be streamed for free on a computer (PC or mac). If you want to use a streaming box like Roku or Apple TV, you must pay for a Hulu Plus subscription. I don't think that's true...where's the free option? I can only find a free 1-week trial. http://www.hulu.com/welcome I found this ehow ...
by batpot
Thu Dec 10, 2015 3:22 pm
Forum: Personal Consumer Issues
Topic: Which Roku?
Replies: 38
Views: 3617

Re: Which Roku?

DSInvestor wrote:BTW, Hulu can be streamed for free on a computer (PC or mac). If you want to use a streaming box like Roku or Apple TV, you must pay for a Hulu Plus subscription.


I don't think that's true...where's the free option? I can only find a free 1-week trial. http://www.hulu.com/welcome
by batpot
Thu Dec 10, 2015 1:30 pm
Forum: Personal Consumer Issues
Topic: anybody dealt with basement flooding?
Replies: 4
Views: 600

Re: anybody dealt with basement flooding?

Water flows to a basin, and at some point the outflow from that is clogged? If I'm understanding correctly, if the drain was not clogged water would not get into the basement? The basin is upstream of the clog, and upstream of where the water was coming in at the wall. Removing the water straight f...
by batpot
Tue Dec 08, 2015 9:59 pm
Forum: Personal Consumer Issues
Topic: anybody dealt with basement flooding?
Replies: 4
Views: 600

Re: anybody dealt with basement flooding?

Yes, the water is seeping in at the base of the wall. The reason for this is the exterior drain is clogged, but before water flows to the clog, it flows through the basin, so keeping the basin clear keeps the clogged line from getting water backing up on it. I got a submersible pump like this one: h...
by batpot
Tue Dec 08, 2015 7:00 pm
Forum: Personal Consumer Issues
Topic: anybody dealt with basement flooding?
Replies: 4
Views: 600

anybody dealt with basement flooding?

What did you get done? How much did it cost? I had a basin drain installed near my basement door a little more than a year ago. I remember then that they had problems with the outlet pipe being clogged. Should have dealt with the problem then, but at the time water in the basement wasn't a problem.....
by batpot
Tue Nov 24, 2015 4:24 pm
Forum: Personal Consumer Issues
Topic: Credit card hacked, what we learned
Replies: 49
Views: 6784

Re: Credit card hacked, what we learned

Maybe I'm cavalier, but given zero liability, who cares if your card gets hacked? That's one of the reasons I use a credit card and not debit. It's not "real"; it's a temporary inconvenience. I do check my statement once a month before making payment, but that's it. The worst thing I've ev...
by batpot
Mon Nov 23, 2015 3:15 pm
Forum: Personal Consumer Issues
Topic: Suggestions for purchasing a Samsung Galaxy Tablet for wife for Christmas
Replies: 8
Views: 775

Re: Suggestions for purchasing a Samsung Galaxy Tablet for wife for Christmas

This has popped onto the SD front page a number of times over the past week or 2: http://slickdeals.net/f/8286365-32gb-samsung-galaxy-tab-s2-9-7-octa-core-tablet-various-colors-355-more-free-shipping What's your budget? I, personally, will never buy another Samsung product again. Good hardware, but ...
by batpot
Fri Nov 06, 2015 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Put out-of-state rental property in LLC's name?
Replies: 15
Views: 2565

Re: Put out-of-state rental property in LLC's name?

For those that have setup LLCs in another state from the one in which you live, how did you do establish a registered agent in that state?
by batpot
Tue Oct 13, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: How can I charge my MacBook Air with cigarette iighter?
Replies: 9
Views: 1108

Re: How can I charge my MacBook Air with cigarette iighter?

A more universal option would be something like this: http://www.amazon.com/BESTEK%C2%AE-Inverter-Cigarette-Charging-Rotatable/dp/B003SGJIRO/ref=sr_1_5?s=pc&ie=UTF8&qid=1444759017&sr=1-5&keywords=car+ac+adapter a laptop charger is very low wattage (on the order of 15W), so you'd have...
by batpot
Tue Oct 13, 2015 12:54 pm
Forum: Personal Consumer Issues
Topic: Chimney leaking...fire seal?
Replies: 12
Views: 867

Re: Chimney leaking...fire seal?

There are so many possibilities having experienced this myself. Water leaking around firebox, etc. Had a cap installed on the chimney with no improvement. Had a roofer redo the flashing and shingles around the chimney with no improvement. Had one estimate where the guy suggested using brick waterpr...
by batpot
Mon Oct 12, 2015 9:04 pm
Forum: Personal Consumer Issues
Topic: Chimney leaking...fire seal?
Replies: 12
Views: 867

Re: Chimney leaking...fire seal?

I used to repair my own chimney. I wouldnt' hestitate to use whatever material you deem suitable for a "fix" until the professionals can get to it. :happy I guess I'm fishing for what's "suitable"? I've been down this road in the past with a leaky vent, and after multiple applic...
by batpot
Mon Oct 12, 2015 8:37 pm
Forum: Personal Consumer Issues
Topic: Chimney leaking...fire seal?
Replies: 12
Views: 867

Chimney leaking...fire seal?

strong wind and rain this weekend, after months of drought, led to new leaks in the basement. bizarrely, known leaky spots (such as under the garage door) were bone dry. so frustrating. One such leak was through the chimney. The water made it all the way down to the basement, and the chimney is just...
by batpot
Tue Jul 14, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: Alternatives to iTunes on Windows 7 PC
Replies: 14
Views: 990

Re: Alternatives to iTunes on Windows 7 PC

Count me in the anti-iTunes camp; especially when it won't let you copy files FROM your crapple device.
This works for me for getting media files on/off my ipod:
http://www.mediamonkey.com/
by batpot
Thu Jul 02, 2015 12:07 pm
Forum: Personal Consumer Issues
Topic: New tires - where to buy, how to get a good deal?
Replies: 50
Views: 7475

Re: New tires - where to buy, how to get a good deal?

Discount has a pretty good rebate going on today and tomorrow only:

www.discounttire.com/july4thSale.html
by batpot
Mon Jun 29, 2015 10:37 am
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 35
Views: 5204

Re: Amazon getting too smart?

Just another reason to clear all your browsing history at the end of every browsing session, and only login as a final step to completing your order.
You didn't have to use another account.
by batpot
Mon Jun 22, 2015 2:47 pm
Forum: Personal Consumer Issues
Topic: Moving from Android to iOS
Replies: 13
Views: 1707

Re: Moving from Android to iOS

Why you would give up your personal phone to get a company one? That seems like a way bigger impact to me. As for the title, all of your paid android apps will have to be re-purchased...this could be a lot of money, depending on what you've purchased. I'm guessing the reason the Amazon phone wasn't ...
by batpot
Mon Jun 22, 2015 11:50 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 286
Views: 32001

Re: OPM breach and credit freeze

Identity theft is one obvious consequence, but has anyone considered that those with security clearances may now be targeted while traveling overseas?
by batpot
Fri Jun 19, 2015 4:49 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Bands and Top 10 Movies
Replies: 30
Views: 4056

Re: Your Top 10 Bands and Top 10 Movies

Bands:
Shellac
Pixies
Faith No More
Keelhaul
Lethargy
Gorguts
Don Caballero
Melvins
Starlight Mints
Devo

Movies are tough, but I can do writers/directors:
Kurosawa
Kubrick
Wes Anderson
Charlie Kaufman
Coen Bros
John Carpenter
Christopher Nolan
Tarantino
by batpot
Thu Jun 18, 2015 1:59 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Worst Bands/ Musicians and Movies
Replies: 48
Views: 5911

Re: Your Top 10 Worst Bands/ Musicians and Movies

I dare you to sit through more than 30 seconds of this...
[link removed by admin LadyGeek, see below.]
And if you kids like this crap, they need an intervention.
by batpot
Wed Jun 17, 2015 3:00 pm
Forum: Personal Consumer Issues
Topic: "Phantom" Tipping
Replies: 68
Views: 11731

Re: "Phantom" Tipping

My understanding is that the tip line is meaningless. The credit card issuer only cares about the total written. You could write: Bill: $100 Tip: $5 Total: $125 The actual, legal tip is then $25. Are you confident a mistake like this isn't the issue here? I am confident that most people in this thr...
by batpot
Wed Jun 17, 2015 2:30 pm
Forum: Personal Consumer Issues
Topic: Shopping Rebate Sites
Replies: 7
Views: 1462

Shopping Rebate Sites

Just started using activejunky.com (my personal invite link: http://www.activejunky.com/invite/111107) Here are some reviews: http://www.cashbackholic.com/review.php?p=Active%20Junky 6% rebate at REI is pretty nice; I only wish I had learned about it sooner. Has anybody used any sites of this kind? ...
by batpot
Wed Jun 17, 2015 1:52 pm
Forum: Personal Consumer Issues
Topic: Any reason not to take the cellphone subsidy?
Replies: 14
Views: 2610

Re: Any reason not to take the cellphone subsidy?

It depends on your needs. Speaking of which, you should also evaluate whether you really need the newest smart phone; there are many carrier-neutral budget phones hitting the market that are more than capable for most users. You'll see lots of people replying with various MVNOs, but many MVNOs use i...
by batpot
Wed Jun 17, 2015 1:43 pm
Forum: Personal Consumer Issues
Topic: "Phantom" Tipping
Replies: 68
Views: 11731

Re: "Phantom" Tipping

Happened to me, and contacted Citi.
They refunded my account the $1 w/out an investigation. :annoyed

Next time I catch I will contact the restaurant.
by batpot
Tue Jun 16, 2015 1:09 pm
Forum: Personal Consumer Issues
Topic: House addition software
Replies: 9
Views: 1116

Re: House addition software

We have a full basement, which as I understand it, typically requires some additional load bearing structures (e.g. columns) be added, and the exterior walls may also need to be reinforced. I guess the first step is to get an engineer, and go from there. I'd like to keep the whole addition to $150/s...
by batpot
Tue Jun 16, 2015 12:37 pm
Forum: Personal Consumer Issues
Topic: House addition software
Replies: 9
Views: 1116

Re: House addition software

Awesome timing!
We're planning the same.

Are these tools capable of any kind of structural estimating (we're planning to go up a level), or is it purely just floorplan/layout?
by batpot
Fri Jun 12, 2015 12:30 pm
Forum: Investing - Theory, News & General
Topic: Zimbabwe dollars are now worth something
Replies: 10
Views: 1969

Re: Zimbabwe dollars are now worth something

The market for a bank note, as a novelty, is very different: http://www.ebay.com/itm/2008-AA-100-TRILLION-DOLLAR-ZIMBABWE-CURRENCY-BANK-NOTE-FROM-BUNDLE-UST-REG/351424243614 I wonder how or if this buy out will change things? Years ago, a friend bought a stack of 100 of these for ~$100. Not a bad in...
by batpot
Thu Jun 11, 2015 12:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Target Funds
Replies: 32
Views: 4637

Re: Vanguard Target Funds

So the idea is to just have to buy a single fund, and not have to worry about rebalancing every year, is that it? But what about your 401k? Unless you're fortunate enough to be able to buy this fund in your 401k, rebalancing is still a necessity. Given that I have to rebalance, I've developed a stra...
by batpot
Wed Jun 10, 2015 3:12 pm
Forum: Personal Consumer Issues
Topic: Bigger phone screen 5.5" or Waterproof Phone 5.0" screen - which is more useful?
Replies: 12
Views: 1207

Re: Bigger phone screen 5.5" or Waterproof Phone 5.0" screen - which is more useful?

I would think a functionality that you use daily would trump one that you use twice a year. How about getting a waterproof case for the lg for those twice a yr fotos? You can get one for 11 bucks with these features: Universal waterproof case dry bag fits all smartphones up to 6.0" diagonal si...
by batpot
Mon Jun 08, 2015 1:49 pm
Forum: Personal Consumer Issues
Topic: Barclay doing away w/ the 2 screen login process
Replies: 9
Views: 1385

Barclay doing away w/ the 2 screen login process

Just got an email: We're simplifying the log in process for Barclays Online Banking. This month, we will be removing the log in step that asks you to verify your SafeKeys® image and phrase. Once these are removed, you'll simply enter your user name and password for account access. You don't need to ...
by batpot
Mon Jun 08, 2015 1:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1438
Views: 275878

Re: What Movie Have You Recently Watched?

Apocalypto I felt ok for the first 10 minutes then Mel Gibsons movie reminded me of the underlying depravity of Homo Sapiens. Interesting. I just watched this as well, for the first time since it came out. Some of it I had forgotten about, specifically the human sacrifices. It's a decent film and G...

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