Search found 1824 matches

by barnaclebob
Mon May 22, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: Mexican Pacific Beaches
Replies: 30
Views: 1920

Re: Mexican Pacific Beaches

I dipped my chips into every different bowl of salsa on the table; yum yum yum! Food was good and the fish couldn't have been fresher. Get up to leave, pay our bill, other customers are coming in to sit down. As we're leaving, we see the waitress clean up our plates, tuck in our chairs, etc. And th...
by barnaclebob
Mon May 22, 2017 12:44 pm
Forum: Personal Consumer Issues
Topic: Rice Cooker
Replies: 40
Views: 2918

Re: Rice Cooker

I didn't realize there were people who didn't wash the rice prior to cooking. Yep - you need someone on the inside to tell you :) I thought it was like pasta - measure and throw in. Where did all this goop come from?? We don't rinse our rice and don't have goop issues with an aroma housewares 8 cup...
by barnaclebob
Mon May 22, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Mexican Pacific Beaches
Replies: 30
Views: 1920

Re: Mexican Pacific Beaches

I don't understand the hype with mexico and Caribbean islands There are sharks everywhere, how can you swim in ocean knowing that there can be shark attack any time Not sure if you are serious but, shark attacks are a very low probability and your fear is irrational when compared with the rest of y...
by barnaclebob
Fri May 12, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Price for brakes and rotors?
Replies: 73
Views: 2922

Re: Price for brakes and rotors?

jesscj wrote:Such as vehicles with electric actuator over caliper park brakes, the caliper piston must be retract using a diagnostic scan tool,then the park brake has to be calibrated when job is finished with the same tool.


What vehicles are these so i know what to avoid.
by barnaclebob
Fri May 12, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Price for brakes and rotors?
Replies: 73
Views: 2922

Re: Price for brakes and rotors?

Unless it includes (and you need) new calipers, its outrageous. You probably don't even need anything done to your rotors if the pedal doesn't pulse and the brakes function normally. I'd be willing to bet your pads have at least 5000 miles left on them too. The rear price may not actually be that mu...
by barnaclebob
Thu May 11, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 7672

Re: Tesla Solar Roof

I looked for data sheets or ANY Tesla technical literature like data sheets to answer questions like how are they wired, what do the connections look like, what is the physical size, etc and didn't find anything. That's a huge red flag. If anyone has a link for that, please post. Pay no attention t...
by barnaclebob
Thu May 11, 2017 1:13 pm
Forum: Investing - Theory, News & General
Topic: Arbitrage
Replies: 8
Views: 592

Re: Arbitrage

I hear that thrift store to ebay arbitrage can be relatively profitable as a hobby.
by barnaclebob
Thu May 11, 2017 11:42 am
Forum: Personal Finance (Not Investing)
Topic: My plan to use policy loans to fund first five years of retirement
Replies: 61
Views: 3362

Re: My plan to use policy loans to fund first five years of retirement

so you would take out the loans and then just use the remaining cash value to pay off the loans instead of taking disbursements? That's the same as just selling an asset.
by barnaclebob
Thu May 11, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: LVP flooring installation DIY - your experience?
Replies: 10
Views: 739

Re: LVP flooring installation DIY - your experience?

trust Lumber Liquidators...lol
by barnaclebob
Thu May 11, 2017 9:30 am
Forum: Personal Finance (Not Investing)
Topic: Afraid I may have been hacked
Replies: 18
Views: 2684

Re: Afraid I may have been hacked

What does "hacked" mean to you?

Unless you opened a link and downloaded something or entered a username/password you are probably fine.
by barnaclebob
Wed May 10, 2017 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: Help With Elderly Investor
Replies: 6
Views: 545

Re: Help With Elderly Investor

What is her overall financial picture? She is able to meet her current living expenses with SS and her pension with not much left over. No assets to speak of. Well if there truly are no surrender fees and she could have a check cut for the full value then its just a matter of determining if she can...
by barnaclebob
Wed May 10, 2017 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Can you suggest a mortgage lender who does not resell
Replies: 67
Views: 4351

Re: Can you suggest a mortgage lender who does not resell

Even if they did say they would keep it, I doubt they are contractually obligated to. I've dealt with 3 or for different mortgage servicers in 7 years. They have all been fine but some have better online tools than others for estimating the effect of extra payments and what not. One even let me see ...
by barnaclebob
Wed May 10, 2017 2:28 pm
Forum: Investing - Help with Personal Investments
Topic: Help With Elderly Investor
Replies: 6
Views: 545

Re: Help With Elderly Investor

What is her overall financial picture?
by barnaclebob
Wed May 10, 2017 9:39 am
Forum: Personal Finance (Not Investing)
Topic: What home improvements are worth it
Replies: 37
Views: 5305

Re: What home improvements are worth it

My rank is: Kitchen lights: crappy lighting in the kitchen sucks to live with Yard: it will feel much nicer pulling up to a good looking yard every day and will increase curb appeal. A good yard can make a house feel more maintained to future buyers New faucet on old countertops: A good faucet makes...
by barnaclebob
Mon May 08, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Seattle and Vancouver with kids
Replies: 19
Views: 1221

Re: Seattle and Vancouver with kids

Theo chocolate factory tour. Make advanced reservations.
by barnaclebob
Mon May 08, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Will and Estranged Child advice
Replies: 44
Views: 3823

Re: Will and Estranged Child advice

[Post removed by admin LadyGeek] If the will clearly was written when things were different then yes, woodspinner did what his wife wanted at the time she died. She just hadn't updated the paperwork to reflect her wishes. It may have been illegal but that doesn't mean it was morally wrong to an ove...
by barnaclebob
Mon May 08, 2017 9:20 am
Forum: Investing - Theory, News & General
Topic: Why save so much for when you're old?
Replies: 163
Views: 17915

Re: Why save so much for when you're old?

Hi, I'm 24 yrs old and almost one year into my actuarial career (first real job). I'm basically asking for a justification of why I'm putting away significant money into my 401Ks and IRAs that I can't even touch until I'm 65 and old and don't have the energy to do the stuff I would do now in my 20s...
by barnaclebob
Fri May 05, 2017 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: wife offered her bosses position, questions
Replies: 17
Views: 1209

Re: wife offered her bosses position, questions

Second question, I'm very very very protective of my wife. I told my wife I'd like to talk to her boss before accepting position, wife thinks that's too weird, agree?. Have you ever read the stories from hiring managers where a kids mom shows up to interview with the kid...for a job after college. ...
by barnaclebob
Fri May 05, 2017 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Fairness in College Savings
Replies: 47
Views: 2886

Re: Fairness in College Savings

Is the gift really to the people going to college or to their parents, i.e. who is paying for their college?
by barnaclebob
Thu May 04, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: Atlanta teppanyaki
Replies: 9
Views: 1022

Re: Atlanta teppanyaki

Honestly just about every tepanyaki restaurant I have been to has been the same in food taste and quality. Check yelp or google reviews and pick at random. They are corny and far from fine dining but the food does taste good.
by barnaclebob
Thu May 04, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Consumer Reports
Replies: 41
Views: 2819

Re: Consumer Reports

Nobody aside from maybe the engineers that designed the car can really tell with certainty how reliable or how long a car new car will last. As much as they want you to think otherwise consumer reports can only evaluate features, comfort, performance, etc. Consumer reports might be unbiased but that...
by barnaclebob
Thu May 04, 2017 9:23 am
Forum: Investing - Theory, News & General
Topic: Crowd funded real estate?
Replies: 32
Views: 2435

Re: Crowd funded real estate?

We must be getting close to a big correction...
by barnaclebob
Thu May 04, 2017 9:19 am
Forum: Personal Consumer Issues
Topic: Vexing electrical problem in the house
Replies: 54
Views: 3506

Re: Vexing electrical problem in the house

Electrician 2 went to replace it and there were a few sparks as soon as the plate hit some corner. He put it down saying "no wonder Electrician 1 didnt replace it". He didn't replace it too! WTF was he being paid for besides to fix the electrical system? This is a no brainer, clearly some...
by barnaclebob
Wed May 03, 2017 11:26 pm
Forum: Personal Consumer Issues
Topic: Vexing electrical problem in the house
Replies: 54
Views: 3506

Re: Vexing electrical problem in the house

Send an email to Ask This Old House?
by barnaclebob
Wed May 03, 2017 5:05 pm
Forum: Personal Consumer Issues
Topic: Buying a "share" of a house
Replies: 47
Views: 3124

Re: Buying a "share" of a house

How much money do your parents have saved and are they living entirely off of their pension and SS? Also how old are your parents?
by barnaclebob
Wed May 03, 2017 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Finding the best savings account
Replies: 7
Views: 649

Re: Finding the best savings account

What are you using the savings account for? Most people on here recommend an ally online savings account but I keep so little of my net worth in checking or savings that I just go with whats most convenient and isn't a big bank.
by barnaclebob
Wed May 03, 2017 9:16 am
Forum: Investing - Help with Personal Investments
Topic: Unfunded, non-qualified deferred plan - What is this thing?
Replies: 18
Views: 1234

Re: Unfunded, non-qualified deferred plan - What is this thing?

My megacorp has the same plan. When compared against just putting extra money into a taxable account there didn't seem to be much benefit because the supplemental plan would essentially be similar to after tax 401k contributions except you are hoping the company doesn't go bankrupt before you need t...
by barnaclebob
Tue May 02, 2017 2:53 pm
Forum: Personal Consumer Issues
Topic: Buying a diamond ring
Replies: 57
Views: 3344

Re: Buying a diamond ring

I purchased online from Whiteflash years ago and enjoyed the process. One thing that I remember from doing my research back when is avoiding diamonds that are steep deep. A high quality diamond in the 4C's can be steep deep. I believe a steep deep diamond is when the geometry of the diamond is too ...
by barnaclebob
Tue May 02, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3057

Re: Great knife for slicing limes and raw potatoes

I may get the sharpener too, but considering it costs more than the knife set and the age of the set, I think it's worth upgrading the knives first. Actually its probably best to buy the sharpener first so you can practice with it on the cheaper knives and practice your honing technique. Then just ...
by barnaclebob
Tue May 02, 2017 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Banking in Marriage
Replies: 66
Views: 4345

Re: Banking in Marriage

The one downside is that I check our statement to pay the bills so I usually know what I am going to get for my birthday and she hates that. To keep the surprise she can buy and amazon gift card and then use that gift card to buy your present if its on amazon. Or buy a store gift card on amazon and...
by barnaclebob
Tue May 02, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: HOA vs No-HOA
Replies: 53
Views: 3265

Re: HOA vs No-HOA

Just make sure the neighborhood in general is maintained. The odds of moving in next to someone who has a good house in a decent neighborhood but then lets it go to hell is low. If you really want to protect yourself, get familiar with the city appearance codes and try to figure out how well they ar...
by barnaclebob
Tue May 02, 2017 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Banking in Marriage
Replies: 66
Views: 4345

Re: Banking in Marriage

Why do you even use a checking account for more than bills or the odd check, cash back, or atm withdrawal? When I look at our checking account all i see is direct deposits, bills being paid, and money going to vanguard 95% of the time. My wife and I just buy what we need on a joint credit card and i...
by barnaclebob
Tue May 02, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3057

Re: Great knife for slicing limes and raw potatoes

I'm going to call BS on Americas test kitchen for that. There is no way lightly dragging a knife in and out of a wooden block does more to dull it than cutting on pretty much the same surface. Of course cutting dulls it, but if you have the option, store it without resting it on its blade. https://...
by barnaclebob
Tue May 02, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3057

Re: Great knife for slicing limes and raw potatoes

America's Test Kitchen found that the simple act of putting a knife in and out of a wood knife holder regularly dulled knives surprisingly quickly. In the dishwasher the knife is subjected to high pressure which means it will be repeatedly working against the surfaces it's situated in. I can't see ...
by barnaclebob
Mon May 01, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: Would you exchange a 2001 4Runner for a 2007 Santa Fe?
Replies: 33
Views: 1852

Re: Would you exchange a 2001 4Runner for a 2007 Santa Fe?

Curious as to your thoughts on the "newer" 4Runners. My wife and I are huge Toyota fans (currently own a 2009 Highlander and 2016 Tacoma; previously drove a 2000 4Runner and 2004 Tacoma). As stated before, my 2000 4Runner was the best car I ever owned hands down. When our Highlander craps...
by barnaclebob
Mon May 01, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Would you exchange a 2001 4Runner for a 2007 Santa Fe?
Replies: 33
Views: 1852

Re: Would you exchange a 2001 4Runner for a 2006 Santa Fe?

Good lord no. That generation 4runner is one of the best SUV's ever made and you barely have it broken in yet. The only thing that would cause me to get rid of your 4runner is the RWD instead of 4wd.
by barnaclebob
Mon May 01, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: buying dining table is hard
Replies: 55
Views: 3307

Re: buying dining table is hard

Spend most of the budget on an awesome table and then get decent ikea chairs.
by barnaclebob
Fri Apr 28, 2017 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Trump Tax implications
Replies: 2
Views: 789

Re: Trump Tax implications

Locked in 3...2...1...

But the reality is there are no implications because there is no real tax plan right now.
by barnaclebob
Fri Apr 28, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: A Game of "Who is responsible"
Replies: 45
Views: 2772

Re: A Game of "Whose responsible"

yorkpond wrote:The plumber turned off the water to install faucet while the other plumber installed the toilet.


You are making this confusing by saying that there are two plumbers and not being very clear on which one needed the water off. It doesn't matter who actually turned it off.
by barnaclebob
Fri Apr 28, 2017 11:48 am
Forum: Personal Consumer Issues
Topic: A Game of "Who is responsible"
Replies: 45
Views: 2772

Re: A Game of "Whose responsible"

Why would you have the plumber come back for a simple gasket issue? Did the plumber forget to test it or was the water off for reasons beyond his control? When I read threads like this and then read threads on difficulty in finding good contractors who are willing to deal with small jobs, it's easy ...
by barnaclebob
Thu Apr 27, 2017 4:56 pm
Forum: Personal Consumer Issues
Topic: 7 car noises you should never ignore
Replies: 23
Views: 3677

Re: 7 car noises you should never ignore

For whatever reason i get a growling noise from my front brakes but the pads and rotors are fine but I'm almost due for a pad change.
by barnaclebob
Thu Apr 27, 2017 3:38 pm
Forum: Personal Consumer Issues
Topic: car portable refrigerator
Replies: 12
Views: 885

Re: car portable refrigerator

A powered cooler will be useless for your application without a dedicated wiring run. For a few hours drive if you have a large quantity of meat, a Coleman Extreme even without ice and even if the meat is just at refrigerator temps will be fine. Meat has a lot of thermal mass and with good insulatio...
by barnaclebob
Wed Apr 26, 2017 12:04 pm
Forum: Investing - Help with Personal Investments
Topic: My girlfriend and her 401K, need to give her advice
Replies: 11
Views: 857

Re: My girlfriend and her 401K, need to give her advice

She doesn't have much, maybe 80K. Pension is going to be minimal, maybe $300 a month. Her main retirement money (she hopes) will come from a 200K plus trust her father has put away and one third of her parents 900K house she hopes to get. I need to look at exactly what she has and how its done but ...
by barnaclebob
Wed Apr 26, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: My girlfriend and her 401K, need to give her advice
Replies: 11
Views: 857

Re: My girlfriend and her 401K, need to give her advice

Yeah this is really risky because if the market goes down right after she makes any changes you'll be to blame. How is she doing in retirement savings, you didn't give any numbers.
by barnaclebob
Tue Apr 25, 2017 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: First Mortgage, need help with financial considerations (15 vs. 30 year)
Replies: 24
Views: 2043

Re: First Mortgage, need help with financial considerations (15 vs. 30 year)

How about get the 30 year and make the same payment as the 15 year. That way if your health issues come up you can reduce the payment a little if needed. Run that calculation to see what the additional interest would cost you.
by barnaclebob
Tue Apr 25, 2017 5:09 pm
Forum: Personal Consumer Issues
Topic: $300+ to remove a racoon. Really?
Replies: 83
Views: 4755

Re: $300+ to remove a racoon. Really?

Hi guys Has anyone had any experience trying to remove a raccoon from crawlspace or attic. I have one (possibly a mother with babies) that I need to get rid of quick due to work that needs to be done in my crawlspace. I've tried a couple of DIYs, like ammonia around the entry/exit point, critter re...
by barnaclebob
Tue Apr 25, 2017 11:16 am
Forum: Personal Consumer Issues
Topic: Car troubles?
Replies: 18
Views: 1157

Re: Car troubles?

Yesterday the Honda dealer recommended the following for my Honda CRV with around 120k miles 1) Replace Serpentine Belt 2) Replace Spark Plug 3) Reseat Valves 4) Brake pad/rotor resurfacing - he says is 80% worn out and has depth of 3 mm. 1)Look at the belt yourself with a flashlight. Is it cracked...
by barnaclebob
Tue Apr 25, 2017 11:01 am
Forum: Investing - Theory, News & General
Topic: Question about dividends paid out by mutual funds
Replies: 3
Views: 427

Re: Question about dividends paid out by mutual funds

Buying right before a dividend and selling after would just net you a larger tax bill in most cases. Dividends aren't free money, it comes from the share price of the stock or mutual fund. If a $100/share fund or stock pays out a $.50 dividend the share price after the dividend will be $99.50 and yo...
by barnaclebob
Mon Apr 24, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: Aftermarket batteries for cordless tools?
Replies: 10
Views: 1132

Re: Aftermarket batteries for cordless tools?

One of my deawalt 18v batteries just crapped out after about 7 years but still works well enough to keep the work going while the good one charges. I'm debating whether to replace both the drill and impact wrench with milwaukee lithium or just get a lithium adapter for the dewalt...
by barnaclebob
Mon Apr 24, 2017 9:31 am
Forum: Personal Consumer Issues
Topic: Six pack for barbecue?
Replies: 77
Views: 5321

Re: Six pack for barbecue?

but I usually buy Blue Moon for the folks who like micro brews and the fancier stuff. Blue moon is a joke for people that like beers as its generally really liked by people who want to pretend that they like craft beer similar to someone saying they really like wine but then brings moscato or somet...

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