Search found 1227 matches

by barnaclebob
Mon May 02, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: Wine Purchase Question
Replies: 10
Views: 291

Re: Wine Purchase Question

You can't really go wrong with anything at costco. I can't remember a bad wine from there. Don't worry about pleasing wine snobs, if they cant enjoy a majority of wines then you'll never make them happy anyway.
by barnaclebob
Fri Apr 29, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 59
Views: 3330

Re: Best drill/driver for home use

there is a Ridgid impact driver at Home Depot for $99 with 2 batts/charger and case. These are amazingly better than even 10 years ago. And I have a 12V Ridgid driver with a single worn out battery and HD does not carry the replacement. The new ones are different. For a while, HD would replace the ...
by barnaclebob
Fri Apr 29, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Home Brewing
Replies: 14
Views: 921

Re: Home Brewing

Homebrewing is typically done in 5 gallon batches and then the bottles are carbonated by adding sugar prior to bottling, if you don't keg. The cheapest set of equipment for good beer IMO is as follows and will allow you to do all grain right from the start. It is BIAB (Brew In A Bag or Brew in Bag)....
by barnaclebob
Thu Apr 28, 2016 10:11 pm
Forum: Personal Consumer Issues
Topic: Consumer Reports Magazine & Website
Replies: 97
Views: 4644

Re: What's become of Consumer Reports?

I never bought into the fact that they can predict the long term reliability of brand new products.
by barnaclebob
Wed Apr 27, 2016 12:44 pm
Forum: Investing - Help with Personal Investments
Topic: Growth Fund of America AGTHX Performance
Replies: 6
Views: 476

Re: Growth Fund of America AGTHX Performance

I don't see the dip you are talking about in 2014. The S&P dipped too. AGTHX basically had success early and more money poured into it. It became so big that there is really nowhere for it to gain any significant edge without significant risk. Hence it is now a closet index fund but with higher ...
by barnaclebob
Tue Apr 26, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: CVT car transmissions
Replies: 25
Views: 2190

Re: CVT car transmissions

My 2011 Nissan Altima V6 has just under 70k on it with no problems knock on wood. Other years before this and their new generation of CVT have had major issues, hopefully I am lucky. As far as driving i really like not having any shifting. When you floor it the RPM stays right at 6200 and you get co...
by barnaclebob
Tue Apr 26, 2016 9:12 am
Forum: Personal Consumer Issues
Topic: Laminate Flooring Installers - finding local contractors
Replies: 7
Views: 398

Re: Laminate Flooring Installers - finding local contractors

Has lumber liquidators been able to assure the safety of their product yet? Even if it is safe now I wouldn't want to do business with them for punitive reasons.

The lowest price isn't always the best value...
by barnaclebob
Mon Apr 25, 2016 10:38 pm
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 59
Views: 3330

Re: Best drill/driver for home use

I really like my Dewalt 18v XRP. Im sure the 20v is good too. All other tools such as the dewalt sawzall, dewalt jigsaw, and porter cable circular saw are corded. Ok well i have a 18v dewalt impact driver too but thats for automotive work mainly. I recommend finding a pawn shop with a good tool sele...
by barnaclebob
Mon Apr 25, 2016 10:18 pm
Forum: Personal Consumer Issues
Topic: Car Buying Advice
Replies: 31
Views: 2456

Re: Car Buying Advice

Casper wrote:Kia has improved dramatically in the last 5 years


5 years is not enough time to say that they have improved quality. 10 years min but when I see people bragging about their 15 and 20 year old Kias, then maybe I'll consider one.
by barnaclebob
Mon Apr 25, 2016 1:51 pm
Forum: Personal Consumer Issues
Topic: Pros/Cons of Condo Living?
Replies: 43
Views: 3923

Re: Pros/Cons of Condo Living?

I personally love home ownership and would never want a condo long term. No space for hobbies that take equipment. No place for tools to build or work on things. Zero or very limited vegetable garden space. Noisy upstairs neighbors. No yard or private area to sit outside. Condo fees and special asse...
by barnaclebob
Mon Apr 25, 2016 1:18 pm
Forum: Personal Consumer Issues
Topic: Cost to refinish hardwood floors and to install new floors
Replies: 16
Views: 1060

Re: Cost to refinish hardwood floors and to install new floors

A few years ago when we were having new carpet put in upstairs, the flooring guy commented that we had nice wood floors downstairs (the real kind that takes sanding and finishing) and the previous owners probably spent about 10k to have them installed, about 700 or 800 square feet. We have flush ven...
by barnaclebob
Mon Apr 25, 2016 10:16 am
Forum: Personal Consumer Issues
Topic: Car Buying Advice
Replies: 31
Views: 2456

Re: Car Buying Advice

No way I would be spending over 30k on a car if i had to take out a loan, especially a Kia.
by barnaclebob
Mon Apr 25, 2016 9:14 am
Forum: Personal Consumer Issues
Topic: Just washed and stained my cedar house. You'll never guess my next question :)
Replies: 16
Views: 2427

Re: Just washed and stained my cedar house. You'll never guess my next question :)

Hardiplank siding has just about zero maintenance as far is I know.
by barnaclebob
Thu Apr 21, 2016 8:06 am
Forum: Personal Consumer Issues
Topic: Want to buy a home safe - advice?
Replies: 37
Views: 3184

Re: Want to buy a home safe - advice?

For the price of any safe worth having you can have a carpenter build a vanity with a hidden compartment big enough for a fire resistant box. This is the route I decided to go instead of a safe. Now I just need to build it...
by barnaclebob
Wed Apr 20, 2016 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: nice read.."Did Fidelity Cheat [One of] It's Own Clients"
Replies: 13
Views: 2236

Re: nice read.."Did Fidelity Cheat It's Own Clients"

If you are doing this type of investing you really need to know what happens behind the scenes and track the actual flow of your money and shares.
by barnaclebob
Tue Apr 19, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8441

Re: Better than amazon??

Amazon haters will find reasons to not shop there. I personally really like amazon for the convenience and customer service. Amazon is no longer a place to consistently get super awesome deals for the most part which is fine. I HATE running errands or calling a bunch of stores to find out if they ha...
by barnaclebob
Mon Apr 18, 2016 2:11 pm
Forum: Investing - Theory, News & General
Topic: Emergency fund needed?
Replies: 17
Views: 1639

Re: Emergency fund needed?

I keep 10k in a money market as a buffer to pay off an unexpectedly high credit card bill.
by barnaclebob
Fri Apr 15, 2016 2:52 pm
Forum: Personal Consumer Issues
Topic: Stub Hub High Fees - WOW
Replies: 29
Views: 2871

Re: Stub Hub High Fees - WOW

The wife and I wanted to go to a major league baseball game. We went on Stub Hub to buy some tickets like we have done dozens of times before. Well we found the tickets we wanted at $36 per seat and bought 4. Then when we went to checkout, Stub Hub added on $9.62 in fees and bs per seat. So the rea...
by barnaclebob
Fri Apr 15, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: Security features of a good front door
Replies: 34
Views: 2476

Re: Security features of a good front door

I have heard that burglars will break a window and reach around to unlock a door so maybe not having windows is good.
by barnaclebob
Fri Apr 15, 2016 11:32 am
Forum: Investing - Theory, News & General
Topic: If wall street is rigged and corrupt , why invest in it?
Replies: 64
Views: 4417

Re: If wall street is rigged and corrupt , why invest in it?

The corrupt still have to throw a few scraps down to us to make it look like their companies are performing well.
by barnaclebob
Fri Apr 15, 2016 9:08 am
Forum: Personal Consumer Issues
Topic: Cooking Meat/Fish/Poultry Indoors?
Replies: 32
Views: 1911

Re: Cooking Meat/Fish/Poultry Indoors?

I hate broiled meat. To me it ruins the flavor. Have you ever eaten a steak at a restaurant? Chances are it was cooked in a broiler. Yes, it was probably a super high temp broiler, but still... Odds are, if you've had broiled meat that wasn't tasty, it should have been seared first. The best filet ...
by barnaclebob
Thu Apr 14, 2016 10:57 pm
Forum: Personal Consumer Issues
Topic: Tree swing questions
Replies: 15
Views: 714

Re: Tree swing questions

If you use a climbing rope, get a static rope (does not stretch) rather than dynamic (stretches on a fall so the g force on the climber is less during a fall). Thanks. I assume you are a climber? What knot would you suggest? I'm a climber and I'd use a figure 8 with a two carabiners opposite and op...
by barnaclebob
Thu Apr 14, 2016 10:39 pm
Forum: Personal Consumer Issues
Topic: Tree swing questions
Replies: 15
Views: 714

Re: Tree swing questions

I have heard that it is better for the tree to put a piece of hardware straight thru it, rather than girdle it with a rope. I do not know for certain if this is correct, but perhaps someone else here does? On this old house they anchored a tree house by putting huge bolts straight into the tree. I ...
by barnaclebob
Thu Apr 14, 2016 4:39 pm
Forum: Personal Consumer Issues
Topic: Sport players Cards (Football, Baseball, Basketball), anyone collect?
Replies: 52
Views: 3489

Re: Sport players Cards (Football, Baseball, Basketball), anyone collect?

I have thousands of cards that have moved with me too many times. 99.9% are worth very little. A few cards should have some value, but it's been awhile since I looked at them. My best cards off the top of my head: Joe Montana RC, 6 Jerry Rice rookies, Dan Marino RC, Ken Griffey Jr Upper Deck RC, Ba...
by barnaclebob
Thu Apr 14, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: Cooking Meat/Fish/Poultry Indoors?
Replies: 32
Views: 1911

Re: Cooking Meat/Fish/Poultry Indoors?

Don't buy a special appliance for cooking meat indoors*. A stove can provide all of they heat you need, it's just matter of using it right and having the right cookware. How is the hood over your range? Most of the nest tasting methods to cooking meats generate smoke. Braising certain cuts can also ...
by barnaclebob
Thu Apr 14, 2016 11:16 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 197
Views: 9005

Re: Soapbox (car safety features)

Adaptive cruise control: OMG! 2K miles already and this is good stuff, especially in slower highway traffic. One is able to adjust how closely to follow a car. It will slow to a stop and the resume with just a touch of the gas. Why would I want my driving/speed dictated by whomever happens to be in...
by barnaclebob
Thu Apr 14, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Door problems with new Subaru
Replies: 41
Views: 3045

Re: Door problems with new Subaru

brak wrote: I can't count on my 18 year old daughter , or myself for that matter , to always check the problematic door to make sure it is properly closed.


She'll learn. The rear drivers side is usually the least used door. I'm sure all of the subaru fanboys will love to read about this problem.
by barnaclebob
Thu Apr 14, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Scheduling Flight for Minimal Jet Lag
Replies: 17
Views: 1102

Re: Scheduling Flight for Minimal Jet Lag

southbay wrote:I would arrive at 4pm and do not nap when you get there. Stay up until your usual bed time.


This is what I have found to work best. You'll still wake up at 4AM and be perfectly awake but at least you don't spend the first day fighting sleep the whole time.
by barnaclebob
Thu Apr 14, 2016 9:39 am
Forum: Personal Finance (Not Investing)
Topic: When was the most stressful financial time in your life?
Replies: 94
Views: 10043

Re: When was the most stressful financial time in your life?

Nothing has been really stressful so I'm very lucky. I had $1200 in liquid cash after I closed on my house and didn't have credit cards. However I had recently been given control of a custodial account but in my mind that money was not available to spend on anything nearly no matter what since I did...
by barnaclebob
Wed Apr 13, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: home security and homeowners
Replies: 23
Views: 1605

Re: home security and homeowners

I just have a very visible webcam and a warning sticker on my door. Webcam sends me emails and I get about 2 or 3 false positives a day, mostly from cats and delivery men. It also records any motion to an onboard memory card and a hard drive in the house. Hopefully anyone who comes to the door to se...
by barnaclebob
Wed Apr 13, 2016 9:20 am
Forum: Personal Consumer Issues
Topic: Preventative car maintenance?
Replies: 38
Views: 4029

Re: Preventative car maintenance?

I am for don't break don't fix. Below is my list of preventive car maintenance: - pcv valve: every 10k Does you car have a really crappy pcv valve or did you mean every 100k? Its nearly impossible to change on my car and has no issues at 150k miles. Even if its easily replaced on your car surely ev...
by barnaclebob
Wed Apr 13, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: Sport players Cards (Football, Baseball, Basketball), anyone collect?
Replies: 52
Views: 3489

Re: Sport players Cards (Football, Baseball, Basketball), anyone collect?

BW1985 wrote:
No rookie cards unfortunately. What's PSA?


PSA is a professional grading service. Its a way to artificially make your card more rare by seeing if it is free any number of minor flaws that are barely visible to the eye in most cases.
by barnaclebob
Tue Apr 12, 2016 12:08 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5214

Re: The Lawn vs. The Homeowner (guess who's winning)

Get chickens, they will keep the weeds down and the grass green...
by barnaclebob
Tue Apr 12, 2016 9:15 am
Forum: Personal Consumer Issues
Topic: Preventative car maintenance?
Replies: 38
Views: 4029

Re: Preventative car maintenance?

I'm not familiar with the rav4 and if it is front wheel drive with some kind of combination transaxle/transfer case or just front wheel drive. So some of my points below may not apply. Fluid in the differential(s) and transfer case if your rav 4 is 4WD and has those components. Many people say power...
by barnaclebob
Mon Apr 11, 2016 10:12 pm
Forum: Personal Consumer Issues
Topic: Advice on Buying a House with Illegal Basement?
Replies: 44
Views: 4880

Re: Advice on Buying a House with Illegal Basement?

If you plan on refinishing the basement I think you will be fine. Have all of the proper inspections done when you properly finish it.
by barnaclebob
Mon Apr 11, 2016 3:53 pm
Forum: Personal Consumer Issues
Topic: Hail damage avoidance/minimization (vehicles)
Replies: 22
Views: 1354

Re: Hail damage avoidance/minimization (vehicles)

It's not that often. St Louis will get a storm with damaging hail every few years but those storms are usually a single cell covering a relatively small swath of the city. I'd say you are unlucky if you encounter damaging hail more than once a decade.
by barnaclebob
Sun Apr 10, 2016 10:29 pm
Forum: Personal Consumer Issues
Topic: Sport players Cards (Football, Baseball, Basketball), anyone collect?
Replies: 52
Views: 3489

Re: Sport players Cards (Football, Baseball, Basketball), anyone collect?

I was a hardcore collector in the late 80s, everyone was at that time. We would go to baseball card shows, flea markets, and other small shops to find cards. I've got close to every set from 81' through last year. I truthfully don't know why the baseball card business bottomed out, it's an interest...
by barnaclebob
Sun Apr 10, 2016 9:18 pm
Forum: Personal Consumer Issues
Topic: Sport players Cards (Football, Baseball, Basketball), anyone collect?
Replies: 52
Views: 3489

Re: Sport players Cards (Football, Baseball, Basketball), anyone collect?

I was hardcore into this hobby from 10-13. It looks to me that values went way down..... A card I bought for $15, looked it up (at the time in 2 mags) said it was worth $80. I look now and its basically a couple bucks that I got it for 20 yrs ago... Yeah baseball cards are worthless for the most pa...
by barnaclebob
Sun Apr 10, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 738

Re: Van vibration problem - any car experts?

If the tires are balanced they shouldn't cause vibrations. It's possible that they aren't balance inboard vs outboard but that is unlikely. Uneven tire wear could cause unusual noises though. If its wheel bearings that should be present at all speeds and change as you corner. Are your suspension bea...
by barnaclebob
Fri Apr 08, 2016 10:48 am
Forum: Investing - Help with Personal Investments
Topic: New to this kind of stuff with questions [portfolios for adult children]
Replies: 8
Views: 769

Re: New to this kind of stuff with questions [portfolios for adult children]

Is it possible to set up a trust with a formula similar to how required minimum distributions are calculated?
by barnaclebob
Fri Apr 08, 2016 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Those four sweetest words ...
Replies: 31
Views: 2758

Re: Those four sweetest words ...

Edward Jones Declares Bankruptcy
by barnaclebob
Thu Apr 07, 2016 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: House downpayment money
Replies: 2
Views: 442

Re: House downpayment money

I'd go with the CD if you know for sure you wont want to buy your house early. Spreading money around a bunch of accounts to make a few hundred dollars isn't worth the trouble or risk that something gets goofed and you are stuck dealing the companies customer service dept.
by barnaclebob
Thu Apr 07, 2016 10:08 am
Forum: Personal Consumer Issues
Topic: building contractor
Replies: 4
Views: 584

Re: building contractor

Why can't you call up a company that specializes in each of these? Will you be removing a wall or anything? If not then I'd think you can do the kitchen and sunroom at the same time followed by the patio if the new sunroom is what will need the patio attached to it. I'd think you only need a general...
by barnaclebob
Wed Apr 06, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: Concrete or Asphalt driveway?
Replies: 35
Views: 2500

Re: Concrete or Asphalt driveway?

Concrete, when done properly will last a lifetime. Asphalt, won't. And you'll be out there every couple years with 5gal buckets of sealer for the asphalt. I would have thought that concrete would be more than 10-15% more. I would do the concrete. I replaced an asphalt driveway with concrete. Never ...
by barnaclebob
Wed Apr 06, 2016 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Price matching to Amazon
Replies: 24
Views: 2064

Re: Price matching to Amazon

Wait, i have to go into a Walmart or Target to get this? I think I'll wait 2 days.
by barnaclebob
Mon Apr 04, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: led vs cfl
Replies: 102
Views: 6234

Re: led vs cfl

I will never buy another CFL bulb again. They are garbage and burn out much faster than claimed.
by barnaclebob
Mon Apr 04, 2016 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: How to start non profit pet rescue
Replies: 15
Views: 1138

Re: How to start non profit pet rescue

Does anyone know how no kill shelters screen the animals they accept? If they really don't euthanize then they must not take in unadoptable animals. Or do those animals get "traded" to places that do euthanize. Yes, some do screen and some do send undesirables off to kill shelters. If the...
by barnaclebob
Mon Apr 04, 2016 10:10 am
Forum: Personal Finance (Not Investing)
Topic: How to start non profit pet rescue
Replies: 15
Views: 1138

Re: How to start non profit pet rescue

Does anyone know how no kill shelters screen the animals they accept? If they really don't euthanize then they must not take in unadoptable animals. Or do those animals get "traded" to places that do euthanize.
by barnaclebob
Mon Apr 04, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Repair vs Replace appliances
Replies: 11
Views: 667

Re: Repair vs Replace appliances

Try the $50 fix and if that fails then replace. Consider it tuition for if the new one breaks after a couple years.

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