Search found 103 matches

by bampf
Tue Apr 17, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: PC laptops
Replies: 89
Views: 3657

Re: PC laptops

Now my iMac seems to be giving up the ghost. It's almost five years old and it's really slowing down. <snip> I mainly use my computers for web surfing and emailing. I don't need anything really fancy. I am all for refreshing technology when you need to. I have probably a dozen different computers l...
by bampf
Wed Apr 11, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

I agree Google or Cloudflare DNS are probably the way to go for most consumers. But if anyone is still concerned about relying on a 3rd party, you can actually resolve all of your queries without a public DNS server if you have the right router. With the default install of pfSense, you get a fantas...
by bampf
Wed Apr 11, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

When I enter vanguard.com in my browser, Comcast's DNS lookup returns IP address 192.175.191.200. I might disagree with my Comcast bill but I trust the IP address they return and the webpage I visit as a result of my browser receiving the IP address; I am happy to enter my username and password to ...
by bampf
Wed Apr 11, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

Last time I checked few years ago, Comcast was using Domain Name System Security Extensions (DNSSEC). If it is not good enough, IETF will develop a new set that ISPs will adopt. Comcast has about 25 million broadband subscribers, and I am glad to use their default ISP. Hopefully, I am not the only ...
by bampf
Tue Apr 10, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

So I will continue to use Comcast-DNS instead of a PopUp-DNS. For the same reason, I keep my investment with Vanguard and Fidelity instead of investing with Bernie Madoff even knowing that Madoff's rate of return is better than what I will get from index funds. So I trust large and well-known. This...
by bampf
Tue Apr 10, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

So I will continue to use Comcast-DNS instead of a PopUp-DNS. For the same reason, I keep my investment with Vanguard and Fidelity instead of investing with Bernie Madoff even knowing that Madoff's rate of return is better than what I will get from index funds. So I trust large and well-known. This...
by bampf
Tue Apr 10, 2018 2:51 pm
Forum: Investing - Theory, News & General
Topic: A thought exercise
Replies: 2
Views: 412

A thought exercise

Hi, As a thought exercise I decided to liquidate my portfolio late last week. Given the political uncertainty, jitters in the market, and risk of a global trade war I decided to take some money off the table. Recall this was a thought exercise, so I didn't actually do anything. I did write down what...
by bampf
Mon Apr 09, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

Sort of related to this is a neat project that allows you to block all ads on your home network. You just need a pretty inexpensive Raspberry Pi. https://pi-hole.net/ I run this at home on a pi and on an ubuntu server. Its pretty great, but, you have to be a geek. Also check out: https://adguard.co...
by bampf
Mon Apr 09, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

Can any geeks here recommend a non-geeky web source (hopefully short read) to explain the ins and outs of this? I am also interested in the “Search Domains” option under “Configure DNS” settings. Should/could this be changed as well? FYI: if it makes a difference, I do 99% of web browsing on an iPa...
by bampf
Mon Apr 09, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

Cloudflare dns doesn't require you to install anything. If you want dns over tls, or dns over https, which windows does not natively support, you need to install a tool to allow that to work. The install guide on the cloudflare page just explains how to configure your machine to use cloudflare dns....
by bampf
Mon Apr 09, 2018 12:49 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

+1 on that. DNS is a very common attack vector. I would never put my machines at risk using this “free” service. Remember: if it purports to be free then YOU are the product. Are you saying you pay for your DNS service? Everyone I know uses free services like Google, OpenDNS, or quad nines. I think...
by bampf
Mon Apr 09, 2018 12:24 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6859

Re: New faster DNS - 1.1.1.1 by CloudFlare

DNS stands for Domain Name Server (or service). Think of it a contact list on your cell phone. You used to remember phone numbers. Now you just click "Dad" or "Bob Jones". Those names still resolve to a phone number. This is exactly what a DNS does for computers. You type in "Bogleheads.org" and the...
by bampf
Sat Apr 07, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Finance only laptop? Can I use an old one?
Replies: 25
Views: 1629

Re: Finance only laptop? Can I use an old one?

Might consider a container for browsing if you are really paranoid about it...

https://www.linkedin.com/pulse/sandbox- ... -davidkov/
by bampf
Mon Apr 02, 2018 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Career Move: Please convince me why I should not work in tech
Replies: 59
Views: 4634

Re: Career Move: Please convince me why I should not work in tech

OP,

You are missing out on Financials. Tier 1 banks are hiring data scientists at obscene rates. Monetize.

Regards,
bampf
by bampf
Sun Mar 25, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 689

Re: Google Drive & iCloud Drive

Thanks for your response. That’s helpful. You obviously know more about security than I do. I have another question. Do you have any concerns about the cloud guys accidentally losing your data or misappropriating it? Not really. Can my data get lost? Sure. In the event that there is a catastrophic ...
by bampf
Sun Mar 25, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 689

Re: Google Drive & iCloud Drive

I worked in security for one of the large cloud vendors for several years. Having seen what cloud vendors do to protect their assets, I have no doubt that cloud storage is more secure than your internet connected home computer. That doesn’t mean that you’ll never, ever get hacked in the cloud, but ...
by bampf
Sun Mar 25, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 689

Re: Google Drive & iCloud Drive

I run a security appliance as a firewall at home. This is arguably one of the preeminent protection appliances that claims: "Includes multi-layered protection from known threats AND zero-day attacks using SandBlast Threat Emulation, SandBlast Threat Extraction, Antivirus, Anti-bot, IPS, App Control,...
by bampf
Sun Mar 25, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 689

Re: Google Drive & iCloud Drive

Do you believe your home computer connected on the internet is safer?
by bampf
Fri Mar 16, 2018 9:59 am
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 7033

Re: How does everyone here earn so much?

Comparison is in some sense the thief of joy. If you are making $150K and are happy until you read that someone else is making $350K, how has your life changed in any meaningful way? You are just unhappy because it looks like you could be doing better. In reality you can't be doing any better than y...
by bampf
Wed Mar 14, 2018 3:21 pm
Forum: Investing - Help with Personal Investments
Topic: Have $800k - What do I do?
Replies: 22
Views: 4266

Re: Have $800k - What do I do?

I know very little about you and or your situation, but, I have been there before in terms of stock and salary. It looks like almost all of your assets are tied up in one company (both compensation as well as equity). This is a pretty uncomfortable place to be. If something bad happens, like oh, the...
by bampf
Wed Mar 14, 2018 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance
Replies: 16
Views: 1778

Re: Umbrella Insurance

People suggest it is very cheap, and I suppose it is considering the alternatives. Looking at it, I see about $800 for a $2M policy per year. Is that with in the norm?
by bampf
Tue Feb 20, 2018 1:05 pm
Forum: Personal Consumer Issues
Topic: Secure File-Share Service for Small NPO
Replies: 5
Views: 379

Re: Secure File-Share Service for Small NPO

You can create a google account for the association and then get a google drive. Pretty easy to organize via a web based interface. You can share certain folders with certain people (or documents for that matter). For background checks and sensitive information you can password protect or encrypt th...
by bampf
Tue Feb 20, 2018 12:27 pm
Forum: Investing - Help with Personal Investments
Topic: Recent retiree - where to invest today
Replies: 23
Views: 2072

Re: Recent retiree - where to invest today

There is a lot of good advice on this forum. My first observation would be that you may wish to consider not pulling different levers. Case in point: If you calculated how much money you had in November and then calculated it today, would it be radically different? The pull back is the market breath...
by bampf
Fri Feb 09, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Not happy where we live
Replies: 26
Views: 2983

Re: Not happy where we live

Happiness is one of the most important things in life and if you really don't like your area it will just grind at you until something breaks. Happiness can also be independent of income to some extent. Its ok to scale back your lifestyle if that's not what brings you true joy. The stress of a move...
by bampf
Mon Feb 05, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 6031

Re: Potential employer wants me to give offer - how to respond?

Alternatively you can ask "what is the salary range for this position?". Finally, they really can't ask you what you make anymore, which makes it harder all the way around. I am interested in this. Why? I have been around a bit on the interview circuit and this seems like a common theme. Everyone w...
by bampf
Mon Feb 05, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 6031

Re: Potential employer wants me to give offer - how to respond?

There is a rule in negotiation: "the first to give a number loses". I would not mention a number. As others have said, ask what the salary range is for the position. They are the ones doing the hiring, so they should be giving you an offer. This is 2018, the first to give a number doesn't lose if y...
by bampf
Sun Feb 04, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 6031

Re: Potential employer wants me to give offer - how to respond?

I hire a lot. Ranges are usually fixed. I think instead of worrying about what you could get, you should think about what you want and what it would take to move. If you make $100K then $120K is a reasonable approximation. Alternatively you can ask "what is the salary range for this position?". Fina...
by bampf
Sat Feb 03, 2018 1:43 am
Forum: Investing - Help with Personal Investments
Topic: Today was a Really Bad Day
Replies: 278
Views: 47206

Re: Today was a Really Bad Day

I am kind of considering selling, maybe it’s silly, but my funds are newly in the market for only 1-2 months. Scary time when they said interest rate goes up and bond yield rise then stock crash? Why is that? Isn’t stock hedge inflation? There is this "Thing" about this board, and many of the messa...
by bampf
Wed Jan 31, 2018 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Denver Metro Real Estate market
Replies: 17
Views: 1407

Re: Denver Metro Real Estate market

Concur with many of the posters. I-25 corridor is reasonable. If you are in the Thornton area, you would/should consider the toll road as an additional $10 a day in expense. Louisville is insane right now and will be forever. Longmont is starting to get insane, but, North and or west isn't too bad. ...
by bampf
Tue Jan 16, 2018 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Friend Got Laid Off - Advice Needed
Replies: 46
Views: 5220

Re: Friend Got Laid Off - Advice Needed

I am puzzled when people say the cloud is making software engineering obsolete. The unemployment in Colorado for high tech is right around 2 to 3%. There are a ton of jobs if you are able to sling code. Layoffs suck. That being said, $100K is not a huge sum from a salary perspective and he can very ...
by bampf
Mon Jan 15, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: A "Home" cell phone?
Replies: 53
Views: 5040

Re: A "Home" cell phone?

Google Voice. OOBI
by bampf
Tue Jan 09, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: home inspection on house I already live in?
Replies: 22
Views: 2016

Re: home inspection on house I already live in?

I didn’t when I bought the home I was renting. My experience is most inspections miss things anyway. Rather, I’d just have (at your cost) an HVAC, termite, etc person come out and tell you what they think I agree with this. I have never had a home inspection that provided anything meaningful. I don...
by bampf
Tue Jan 09, 2018 1:16 am
Forum: Personal Finance (Not Investing)
Topic: When the rubber hits the road [Progressive Dementia thread with merged updates]
Replies: 106
Views: 8206

Re: The reality hits - my dementia update

in_reality wrote:
Tue Jan 09, 2018 1:13 am
What happened with the Hawaii purchase?
Right? I need to know this. I have made serious stupid choices on occasion... Share if you can so I can dodge that particular trap...
by bampf
Tue Jan 09, 2018 1:14 am
Forum: Personal Finance (Not Investing)
Topic: When the rubber hits the road [Progressive Dementia thread with merged updates]
Replies: 106
Views: 8206

Re: The reality hits - my dementia update

I just finished the book "A man Called Ove". Tonight I watched the movie (in swedish) with my wife. If you get the chance, you may enjoy the movie or the book. It really deals with all kinds of issues of loss, grief, change and some very simple joys. I wish you peace and happiness.

-Bampf
by bampf
Mon Jan 08, 2018 1:53 am
Forum: Forum Issues and Administration
Topic: Help me understand question-less financial status (e.g. "2 comma club") threads.
Replies: 175
Views: 9881

Re: Help me understand question-less financial status (e.g. "2 comma club") threads.

IMHO, those threads are confirmations that the BH methods work, regardless of income levels. Encouragements to stay the course when markets tank. They are examples of people who make it via BH method despite 1987, 2000, 2008 so I will stick to my AA when the next one hit. The actionable benefits of...
by bampf
Thu Dec 28, 2017 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?
Replies: 67
Views: 3150

Re: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?

I spoke too soon. Vanguard has apparently pulled FIFO instead of the specific lot I asked for as part of my DAF funding yesterday. That is annoying. I will try and fix it. This is harder then it should be. I donate right from my account and it is beyond silly that I have to call and speak to someon...
by bampf
Thu Dec 28, 2017 8:47 pm
Forum: Investing - Help with Personal Investments
Topic: Has anyone had problems gifting Vanguard shares to an organization?
Replies: 38
Views: 3692

Re: Has anyone had problems gifting Vanguard shares to an organization?

Why not create A DAF (Donar Advised Fund) and forget about it?
by bampf
Thu Dec 28, 2017 9:43 am
Forum: Personal Finance (Not Investing)
Topic: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?
Replies: 67
Views: 3150

Re: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?

I spoke too soon. Vanguard has apparently pulled FIFO instead of the specific lot I asked for as part of my DAF funding yesterday. That is annoying. I will try and fix it. This is harder then it should be. I donate right from my account and it is beyond silly that I have to call and speak to someone...
by bampf
Thu Dec 28, 2017 9:27 am
Forum: Personal Finance (Not Investing)
Topic: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?
Replies: 67
Views: 3150

Re: New Tax Bill -- Should we open a Donor Advised Fund (DAF) before the end of the year?

Opened and funded a DAF with Vanguard yesterday. Three phone calls and about 30 minutes just to pick the right lot of stock. I could have faxed in a bit of paper, but, that offends me. (Fax machine?? Really?) Annoyed about the $250, but, moot for a time I suppose. Anyway, I did it, it saved me some ...
by bampf
Mon Dec 18, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: New Car - Always use parking brake ?
Replies: 72
Views: 7281

Re: New Car - Always use parking brake ?

Note: This is a mechanical rotation/adjustment of the disk brake pistons. Anyone who does their own brakes knows the joy of using the special toolset to back the piston all the way out to make room for new pads. I use a large wrench over the Piston, then a c-clamp to squeeze the Piston down. Seems ...
by bampf
Mon Dec 18, 2017 7:19 am
Forum: Investing - Theory, News & General
Topic: 2nd million is easier!
Replies: 123
Views: 24431

Re: 2nd million is easier!

These kinds of threads are important. (At least to me). I am doing pretty well (exceedingly well compared to most segments of the population). However, I read something like this and it makes me think about my plan, and my trajectory. It helps reaffirm my goals and my actions as I approach retiremen...
by bampf
Mon Dec 18, 2017 6:50 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 102
Views: 11545

Re: Any Instant Pot users here?

Love it. Do it.
by bampf
Sun Dec 17, 2017 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity
Replies: 32
Views: 4018

Re: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity

I have worked non-stop since I was 14. Many times I have had two or even three jobs (although not in many years). I have done well financially and I am in pretty good shape. I have never had just a year to think about what I want out of life and live as I see fit. Kids have made that somewhat imprac...
by bampf
Sun Dec 03, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: Priority Pass- not quite totally useful
Replies: 19
Views: 2221

Re: Priority Pass- not quite totally useful

I have it. Its great when the club you really want isn't available. But in general the lounges are smaller, less clean and less upscale. But, it beats the hell out of sitting in the normal airport chairs. Wouldn't go out and get one, but, nice perk with the chase card...
by bampf
Fri Dec 01, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Best small Drone
Replies: 11
Views: 803

Re: Best small Drone

I fly an inspire 1. Stupid easy to fly, relatively in expensive. Fast, great pictures etc...
by bampf
Sat Nov 25, 2017 4:46 pm
Forum: Personal Consumer Issues
Topic: Water Heater Install $1,800!
Replies: 84
Views: 13781

Re: Water Heater Install $1,800!

1 - Pipe cutter $12 2- Sharkbite hotwater heater connecting hoses $40 1- Gas connection line (yellow) $25 1- Overflow drain $7.99 Plumbers tape - $.99 1- Hot water heater of choice at what ever cost you are willing. Turn off the water. Turn off heater. Make sure gas to heater is off. Attach hose to...
by bampf
Sat Nov 25, 2017 12:15 pm
Forum: Personal Consumer Issues
Topic: Security issues with having hard drive replaced?
Replies: 11
Views: 724

Re: Security issues with having hard drive replaced?

While it is technically possible to install firmware on your hard drive to do interesting things, it isn't something you should worry about. If you were a national power developing super secret stuff, yes, you should worry about that. In reality you are not of interest to anyone that could do someth...
by bampf
Sat Nov 11, 2017 5:56 am
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 138
Views: 10531

Re: Thouhgts about wearing a "uniform"/same thing everyday?

Dress shirt, sport coat and jeans. Three different jeans, three different shirts. Three different sport coats. Probably a total of 10 shirts, 6 jeans and 6 coats. Doesn't matter which I wear with what, they all fit, they all work and I could quite literally give a rats a$$ about them. They look fine...
by bampf
Wed Nov 01, 2017 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Giving up on Quicken? (and expense tracking software altogether)
Replies: 73
Views: 6637

Re: Giving up on Quicken? (and expense tracking software altogether)

After 20 years of Quicken I pitched it a year ago. No regrets. I never write check's anymore. My transactions are all on line. I need not pay some company every year to give me a product that has planned ways to extract more money out of my wallet. Its actually pretty liberating. I literally could c...