Search found 794 matches

by angelescrest
Tue Aug 15, 2017 7:20 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

16) Both headlamps foggy [$20 kit on Amazon and 30 min of your time. But it's more an aesthetic issue.] I've tried these headlamp kits, also had a person do this (he did this on the side as a small business for himself). It didn't last very long, sometimes a month, sometimes a few months. The haze ...
by angelescrest
Sun Aug 13, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

I'm in a similar boat - 2001 Camry, 123,800 miles. Got an oil change last week and the auto shop told me the struts are worn and should be replaced. Estimate (parts and labor) for replacement and various other services - $1500! :shock: They're one of the most costly replacements. Well, I just spoke...
by angelescrest
Sun Aug 13, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

I you yourself are not a gearhead, it is difficult to extract 200K from a vehicle. Or you need a good friend who can serve as your auto adviser. You also need an extremely honest and somewhat competent independent shop. Otherwise you are an easy mark for the automotive repair industry to be fleeced...
by angelescrest
Sat Aug 12, 2017 2:37 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to upgrade iPhones ?
Replies: 35
Views: 2904

Re: Cheapest way to upgrade iPhones ?

ddurrett896 wrote:
Sat Aug 12, 2017 7:16 am
Following!

I miss the $199 iPhone upgrade every 2 years and re-selling my old phone for $150 on Craigslist.
I don't, the monthly plans were a lot higher as you were already paying for that discounted upgrade.
by angelescrest
Sat Aug 12, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

Anything associated with steering and brakes gets priority. Of course running lights. > white smoke from exhaust in the first few minutes of startup Often this means there is a head gasket leak between coolant and the cylinder. This is expensive to fix and may get worse, leading to frequent overhea...
by angelescrest
Fri Aug 11, 2017 7:46 pm
Forum: Personal Consumer Issues
Topic: Buying a 2017 Mazda 3 new for $15k?
Replies: 25
Views: 2990

Re: Buying a 2017 Mazda 3 new for $15k?

This is a fantastic deal, don't hesitate! I got a used Mazda 3 years ago for an incredible deal, but this might top that.
by angelescrest
Fri Aug 11, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

I'm in a similar boat - 2001 Camry, 123,800 miles. Got an oil change last week and the auto shop told me the struts are worn and should be replaced. Estimate (parts and labor) for replacement and various other services - $1500! :shock: They're one of the most costly replacements. Well, I just spoke...
by angelescrest
Fri Aug 11, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

As opposed to just replacing the steering rack boots. You should ask how much it would cost to replace the entire rack and pinion, including the boots, because it may not be a lot more than the $551 you've been quoted. I called the local (25 miles away) Toyota dealer service center, and they told m...
by angelescrest
Fri Aug 11, 2017 12:57 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

3) P/S Rack Leaks/Boots Torn - LEANING TOWARDS DOING IT, $551 Is that for a whole rack replacement? If not, you may as well wait until your rack is shot before replacing the whole rack. +1. I had to have a rack replaced on a 12-year-old Acura this year. Cost was about $800. If you're going to spend...
by angelescrest
Fri Aug 11, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

It's not original, but I definitely didn't do it every 15,000 miles. So yeah, on this one I'm a little uncertain. There's no need to change transmission fluid anywhere near that often. If you're pretty sure it's been changed in the last 60-80k miles, it's probably safe to do a drain and fill (NOT a...
by angelescrest
Fri Aug 11, 2017 12:53 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

In fact, there are many who feel that tranny flushes may be harmful if your tranny is running fine. There are many people who have had well running trannies develop problems shortly after a "power" flush. The theory is that the flushing action may actually force debris into areas and cause problems...
by angelescrest
Fri Aug 11, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

the "transmission flush" seems very expensive, I just do a drain & fill in my driveway, it's about $20 for new fluid. I don't do a "flush". If the OP's Camry has the original tranny fluid, it's likely that a simple drain and fill will kill the tranny in short order. The valves will become fouled wi...
by angelescrest
Fri Aug 11, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

Do you own a phillips screwdriver? It should take you no more than 10-15 minutes to complete #10 on your own. A filter can be had for about $8 at Walmart. https://www.youtube.com/watch?v=i1HieBUTVYk If you have the original filter, and it's really dirty, it can reduce AC and heater air flow and, in...
by angelescrest
Fri Aug 11, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

Thanks for all the additional input. Lots of varying thoughts, so trying to pick out overarching lessons. Just to confirm this is an independent mechanic, maybe the most respected one in our town, though that doesn't mean a lot to me. He mostly deals with import cars. I would rather not take it to t...
by angelescrest
Thu Aug 10, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Re: Toyota Camry Repair Priorities

Thanks for all your replies. With all the posts I regularly read here about cars going 200-300k miles, I'm always wondering what kind of maintenance and repairs they are doing during that time. The posts make it sound so simple. It's also not clear to me what is "routine" maintenance vs what are rep...
by angelescrest
Wed Aug 09, 2017 1:27 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3972

Toyota Camry Repair Priorities

We have a 2005 Toyota Camry XLE with 130,000 miles or so. It's been a good car, but is just starting to feel long in the tooth, particularly with the terrible roads and rough winters. I know for some bg's 130k sounds like it's in its infancy. I had an overall examination done on the car, and here we...
by angelescrest
Fri Jul 14, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: how to destroy hard disk with personal info
Replies: 99
Views: 7560

Re: how to destroy hard disk with personal info

All of these physical destruction methods are inferior to a simple wipe, and then secure erase If you 0 out every bit on the drive, there is nothing to read Also, you could simply encrypt the drive, and then lose the encryption key Inferior? I beg to differ. I started the process of doing what you ...
by angelescrest
Sat May 13, 2017 10:56 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1341

Re: Best UPF Comfortable Field Shirt

jasper wrote:I live out west. CO
Try the Patagonia island hopper shirt

(I don't work for Patagonia)

I've been looking at Patagonia & Arc'teryx. The Island hopper--looks comfy, but it doesn't have a UPF rating?
by angelescrest
Sat May 13, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1341

Re: Best UPF Comfortable Field Shirt

I prefer natural fibers like cotton and linen, but I know they don't do much for sun protection. Do you actually "know" that from your own experience? I know some retailers want us to think that, but I've never gotten a sunburn under my clothing. You may not have gotten a sunburn, but tha...
by angelescrest
Sat May 13, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1341

Best UPF Comfortable Field Shirt

I'm going to spend a month this summer outdoors in the rocky west, under the hot sun at an elevation of some 5000 feet. The temps are going to be from 75-80 probably, dry, somewhat dusty and windy, with the sun beating down on you. I can't stand putting on sunblock, and prefer long sleeve shirts and...
by angelescrest
Tue Apr 25, 2017 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: Los Angeles house buying
Replies: 38
Views: 4039

Re: Los Angeles house buying

Many friends and colleagues have bought and are riding up while I'm starting to realize that I'm renting myself out of ever owning anything. That's partly why I'm especially interested in thoughts from HCOL buyers and renters. So if I could draw a red flag around this statement, I would. This is ex...
by angelescrest
Fri Apr 21, 2017 6:19 am
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 13263

Re: You can never go "home" - retirement

OP, follow your heart. You'll never know if it's right for you or not unless you explore the possibility.

Some parts of the country don't change all that much. And even if it does change, it doesn't mean you won't like it. All neighborhoods need folks who appreciate their town.
by angelescrest
Thu Apr 20, 2017 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford to purchase this new house?
Replies: 13
Views: 1501

Re: Can we afford to purchase this new house?

We bought a much bigger house than we expected, wanted, or needed, and had a one year old. But now, five years later, we are so glad we did. We have more kids, and always have lots of family and guests over to visit. It has really worked out. At the time we said we didn't care about the school distr...
by angelescrest
Mon Apr 17, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Home Insurance Premium - How to decrease.
Replies: 41
Views: 4204

Re: Home Insurance Premium - How to decrease.

Funny, I am with Amica and you beat me to posting the same thing. My homeowners is like $1400 or so, a very quick jump from $800 that it used to be. My home value is only 250 at most. I contacted them about it, and they said it was indeed a huge jump. After saying they would try to figure what was g...
by angelescrest
Mon Apr 17, 2017 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Scratched bumper cost to repair
Replies: 17
Views: 3799

Re: Scratched bumper cost to repair

This won't help the OP, but for others, try a rubbing compound like meguiars or 3M for these scratches. You'd be amazed at what you can get out with them. JT Yeah, I've done that on my car (and have been satisfied), but yeah gotta be fair to the owner. These are helpful responses--sounds like we're...
by angelescrest
Mon Apr 17, 2017 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Scratched bumper cost to repair
Replies: 17
Views: 3799

Re: Scratched bumper cost to repair

based on what you're describing, it actually sounds like a lot more. there's no dent, so they don't have to repair any dings or dents--this is paint, and no deep scratches.
by angelescrest
Mon Apr 17, 2017 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Scratched bumper cost to repair
Replies: 17
Views: 3799

Scratched bumper cost to repair

So my wife scratched a bumper on another car in the parking lot. It's not major, but certainly visible. Our car ended up with more visible marks than the other. The car had been recently painted, and is an older but semi-luxury vehicle. She left a note saying we would pay to have it fixed, and after...
by angelescrest
Tue Apr 11, 2017 10:30 am
Forum: Personal Finance (Not Investing)
Topic: FSA Dependent?
Replies: 10
Views: 652

Re: FSA Dependent?

You've got me convinced--I think just doing a lump sum at the end of the year is what I should do as I really do hate paperwork.

Can you make direct payments from your account directly to the daycare provider?
by angelescrest
Mon Apr 10, 2017 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: FSA Dependent?
Replies: 10
Views: 652

FSA Dependent?

Next year I'll spend about $3000 on daycare. I haven't used FSA Dependent care in the past, and am wondering if I should? I obviously file for the child care tax credit, and find that much simpler than doing the reimbursement process for the FSA. I know, people say it's simple, but I find the paperw...
by angelescrest
Wed Apr 05, 2017 9:55 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

Re: ORD Parking lot challenge - need quick response

Very, very helpful. Thanks folks. I will go with lot E, and hope that at 8AM there will be enough people leaving to guarantee a spot. I got a notice from United that due to spring break the lines will be longer. I'm assuming 2 hours for a domestic will be enough.
by angelescrest
Wed Apr 05, 2017 7:19 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

Re: ORD Parking lot challenge - need quick response

dbltrbl wrote:Try Holiday inn express or some other hotel which have shuttles to Airport.Pay them and ride easy.

Thanks, but as mentioned above they're all booked too.
by angelescrest
Wed Apr 05, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

Re: ORD Parking lot challenge - need quick response

Anybody tried economy or daily lots during busy holidays? How full can they get?
by angelescrest
Wed Apr 05, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

Re: ORD Parking lot challenge - need quick response

johnny141 wrote:http://globalairportparking.com

Basically they partner with hotels and you park there (with permission) and use the hotel shuttle. Decent prices and shows shuttle times/frequencies

Tried this now, and it shows everything is unavailable.
by angelescrest
Wed Apr 05, 2017 6:51 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

Re: ORD Parking lot challenge - need quick response

TMQ206 wrote:Are you including hotels with shuttles that have park n fly in your third party parking? Not all airport hotels at ORD require you to stay overnight, as I recall. My family did this for years as we lived over an hour from ORD.

This is a great suggestion, but yes they too are all booked up.
by angelescrest
Wed Apr 05, 2017 6:06 pm
Forum: Personal Consumer Issues
Topic: ORD Parking lot challenge - need quick response
Replies: 18
Views: 1342

ORD Parking lot challenge - need quick response

I have a flight out of ORD in the morning, and literally every single third party parking lot is booked. Maybe it's a good sign the spring break economy is thriving. Anyhow, I might be stuck chancing it with their economy lot, which is either $17 or $10 for lot E or G. I know it's first come first s...
by angelescrest
Sun Apr 02, 2017 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 262
Views: 26366

Re: Low-earners- What is your profession?

ruralavalon wrote:Just for informational purposes, currently the median household income in the U.S. is about $56k.

This is a pretty humorous thread. Folks making just under $100K calling it "low-income"? Our family makes much less, and we aren't low income. Please change the title.
by angelescrest
Fri Mar 24, 2017 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Divesting to heirs. When and how quickly.
Replies: 45
Views: 4827

Re: Divesting to heirs. When and how quickly.

With all the concerns that folks raised, I am interested if anyone on this forum is going the way of Warren Buffet. Not that anyone here may be a billionaire, and I'm sure Buffet is leaving his children some money, but why does one have to give it all to their children, if indeed they were raised we...
by angelescrest
Fri Mar 10, 2017 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Are we ready to buy a house? What should our price range be?
Replies: 56
Views: 4698

Re: Are we ready to buy a house? What should our price range be?

Would it help if you sat down with your wife and showed her via firecalc or a spreadsheet what a difference it would be if you two waited for another five years or so before buying a house? You two would put away so much more money and potentially even be able to have a much higher down payment whic...
by angelescrest
Tue Feb 21, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: Terrible negotiator - need help with words to use [Buying a car]
Replies: 94
Views: 7478

Re: Terrible negotiation - need help with words to use [Buying a car]

You know... if you hate negotiation, why not just go for a Costco or AAA deal with pre-negotiated prices? They won't be the lowest possible price. They'll be pretty close, without all of the stress. It's not worth having your stomach in knots over what's essentially an extra half percent to percent...
by angelescrest
Sun Feb 19, 2017 9:51 pm
Forum: Investing - Theory, News & General
Topic: VGK, VPL, VWO, & VSS vs VXUS?
Replies: 11
Views: 1498

Re: VGK, VPL, VWO, & VSS vs VXUS?

Thanks lack_ey, this is precisely the kind of detail I'm looking for. I didn't know about the change from large/mid to total since the book was published. It doesn't sound like there's a compelling reason to keep on doing this. It would simplify my annual trades a bit.
by angelescrest
Sun Feb 19, 2017 8:42 pm
Forum: Investing - Theory, News & General
Topic: VGK, VPL, VWO, & VSS vs VXUS?
Replies: 11
Views: 1498

Re: VGK, VPL, VWO, & VSS vs VXUS?

Is the any reason to overweight any of these segments in your portfolio--i.e. because you think one or the other will provide above market returns? If not, then VXUS is almost certainly the answer. I had thought his reason was to reduce correlation, which I had bought into. I enjoyed the book, but ...
by angelescrest
Sun Feb 19, 2017 2:36 pm
Forum: Investing - Theory, News & General
Topic: VGK, VPL, VWO, & VSS vs VXUS?
Replies: 11
Views: 1498

VGK, VPL, VWO, & VSS vs VXUS?

I got started on that path due to Ferri's All About Asset Allocation book years ago. Anyone still using those four ETFs or is it more efficient to just have VXUS? Tax-advantaged.
by angelescrest
Thu Feb 16, 2017 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads not the norm?
Replies: 116
Views: 11583

Re: Bogleheads not the norm?

Plenty of people make and spend 500k a year. A Boglehead would make 500k and save/invest 200k. Plenty of people make and spend 40k a year. A Boglehead would make 40k and save/invest 15k. This is not helpful, nor is it true. Being a Boglehead is about following certain principles, not about meeting ...
by angelescrest
Sun Feb 12, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: Kitchen cabinets
Replies: 73
Views: 6416

Re: Kitchen cabinets

You should really consult with a design professional, especially if you don't want something trendy. The style of cabinetry you've identified are shaker cabinets, and those have been around for ages, say 1770s American colonial times. So Disregard any posts that say they are out of style. It isn't t...
by angelescrest
Fri Feb 10, 2017 9:53 pm
Forum: Personal Consumer Issues
Topic: Newer SUV, high milage vs older SUV with low milage
Replies: 8
Views: 899

Re: Newer SUV, high milage vs older SUV with low milage

Then perhaps she can just pick between '14 and '15. There's bound to be some feature one has vs the other that will make her go a certain direction.
by angelescrest
Fri Feb 10, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Costco - Aloha Soft Bedding/Sheets
Replies: 6
Views: 2749

Re: Costco - Aloha Soft Bedding/Sheets

Interesting. Is Rayon softer and more breathable than other cotton sheets you've used?
by angelescrest
Fri Feb 10, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Costco - Aloha Soft Bedding/Sheets
Replies: 6
Views: 2749

Costco - Aloha Soft Bedding/Sheets

Anybody tried these? My wife is there right now and says they're really soft. It's like $140 for a set of sheets, and made of bamboo. They market it as being twice as soft as cotton. What do Bogleheads say to this? We've purchased Amazon's Pinzon Pima Cotton Sateen Sheets for $70, and they seem to w...
by angelescrest
Sun Feb 05, 2017 4:28 pm
Forum: Personal Consumer Issues
Topic: Attending Banff Mountain Film Festival
Replies: 37
Views: 2928

Re: Attending Banff Mountain Film Festival

I wouldn't write it off so quick. I haven't been there for that one, but attending a film festival is a wonderful experience, and the Canadians know how to host them perhaps as good as anyone. You get a wonderful, lively crowd, and many filmmakers attend. There's a great energy, though very casual, ...
by angelescrest
Sun Feb 05, 2017 7:50 am
Forum: Personal Consumer Issues
Topic: Gold jewelry where to go
Replies: 3
Views: 787

Re: Gold jewelry where to go

I understand the mark up is crazy 300 to 400%. ( I remember in the 1980's, JCPenney and others had pages upon pages of gold jewelry for sell). Now you can't find anything and what I see is Stuff like 12 grams (10kt) light as a feather necklace at $1000!! Looking for a great solid gold rope necklace...