Search found 884 matches

by angelescrest
Sat Dec 16, 2017 1:32 pm
Forum: Personal Consumer Issues
Topic: Best place to get a Suit
Replies: 21
Views: 1516

Re: Best place to get a Suit

Suit Supply is awesome. They combine style, price and service. You will be custom fitted and catered to during your entire experience. Takes a few days to tailor the suit to your exact specs. It makes a huge difference. Most of the suits are $5-700 and look better than suits costing several times t...
by angelescrest
Tue Dec 12, 2017 9:21 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 6243

Re: Snow Tires? Worth it?

Have lived in Denver for 30 years. Never put a snow tire on any of our cars. Didn't even have 4 wheel drive for the first 8 years - had front wheel drive and a '72 VW Bug (engine over the rear wheels). Good tires, front wheel or All/4 wheel drive will do you fine. Even the VW was very good in the s...
by angelescrest
Fri Dec 08, 2017 10:46 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

My point about fatality statistics is that while they are obviously important, they are a fraction of the number of accidents involving serious injury. If the number of miles driven were completely useless, I think auto insurance rates would be quite different in how affordable they are for seniors....
by angelescrest
Fri Dec 08, 2017 9:16 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

Why is it all about fatalities per mile? If a senior is driving significantly less miles than younger categories, they are still less likely overall to be in an accident much less kill someone else. If someone drives 15,000 miles in a year and gets in 2 accidents, they are safer to society than a se...
by angelescrest
Sat Dec 02, 2017 8:00 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10396

Re: Price of haircut?

I cut it myself with a $20 set of clippers I've had for years. Same here. Can't imagine on how much money I've saved on haircuts and hair products. I stopped spending $30 for my salon cuts, and couldn’t stand the awful barber $15 cuts. So went back to cutting my own hair, and I do it better than th...
by angelescrest
Sat Dec 02, 2017 7:57 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10396

Re: Price of haircut?

letsgobobby wrote:
Fri Dec 01, 2017 2:48 am
I only let Chinese and Vietnamese ladies cut my hair. It has been as cheap as $6 and as much as $9. plus tip.
:oops: Really?
by angelescrest
Fri Dec 01, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Should I keep the new iPad I bought or return it?
Replies: 51
Views: 3674

Re: Should I keep the new iPad I bought or return it?

I have a top of the line MacBook Pro, iPhone X, but my iPad I use by far more than all other items.
by angelescrest
Thu Nov 30, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: Are plasma TV's gone forever?
Replies: 36
Views: 4533

Re: Are plasma TV's gone forever?

I bought the last model imported to America three years ago, roughly.
by angelescrest
Thu Nov 30, 2017 8:26 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26598

Re: Iphone X is $1000

Fwiw, I got my iPhone X yesterday, and any concerns I had about it are gone. I don’t miss the home button. Facial recognition works fine even when I’ve got my reading glasses on. The lack of a headphone jack is not a problem. I couldn’t get Apple Pay to work today, so I looked up the steps (‘doh), ...
by angelescrest
Tue Nov 28, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: Headphones for iPhone
Replies: 10
Views: 1198

Re: Headphones for iPhone

I love the AirPods. Lightweight, they stay in your ear, and you don’t have to think about charging them as the case is the charger! They also charge quickly. They are pricey, however. I love my AirPods. I run in them every day (except when I bike in them). They are my favorite gadget that I own. (I...
by angelescrest
Tue Nov 28, 2017 10:09 pm
Forum: Personal Consumer Issues
Topic: Honda CRV All Wheel Drive VS Front Wheel, Which One?
Replies: 74
Views: 5125

Re: Honda CRV All Wheel Drive VS Front Wheel, Which One?

I've got a 2012 AWD CR-V. At the time, front wheel drive versions were simply not available. I seem to remember AWD was cheaper for insurance purposes (?). Instead of handling in the snow, how about handing in the rain? I'd say AWD will help you much better in rain. Remember that you don't drive in...
by angelescrest
Mon Nov 27, 2017 12:59 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

Seniors are among the safest drivers on the road. FWIW, the oncoming car was going twice the speed limit, and the driver was 20. As a group senior drivers are safer only if you discount the miles driven. Seniors drive far fewer miles than other drivers and that skews the accident rate. Once you tak...
by angelescrest
Wed Nov 22, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

I should add that I really appreciate the safety features now common on most new cars. Probably the most useful day to day is the backup warning feature that can see crossing traffic as you try to back out of a space. It also picks up pedestrians that might be walking in your potential path, especi...
by angelescrest
Wed Nov 22, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

My Outback was a 2014 so the newer ones may be higher. However, from riding in a friend's new Outback, I'd say it is still a car you need to stand up from. And squat to get into. All I know is that every day I'm so happy to simply step out of my current vehicle - no need to stand up to get out or s...
by angelescrest
Wed Nov 22, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

I bought an Outback a couple of years ago mainly starting with trying find a vehicle one can see out of with some minimal ease. I find that car to be a very good height for ingress/egress, neither too low as with a typical sedan nor too high as with many large SUVs. Seating comfort in the Outback h...
by angelescrest
Wed Nov 22, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

an uber so they don't kill us on the road - LOL. Who, the Uber driver? Your comments are telling. Seniors are some of the safest drivers, and chances are they are safer drivers than you. http://seniordriving.aaa.com/resources-family-friends/conversations-about-driving/facts-research/ https://www.co...
by angelescrest
Tue Nov 21, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: Drive it till it dies. It died.
Replies: 54
Views: 6212

Re: Drive it till it dies. It died.

Why on earth would you buy another Murano given this lack of reliability? Exactly! Come on, people. The OP's experience is anecdotal and doesn't apply to the purchase of another Murano except as one data point in the vast number of Murano owners. You might as well ask why anyone on the entire earth...
by angelescrest
Tue Nov 21, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What is your opinion based on? I sit medium high (hig...
by angelescrest
Tue Nov 21, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

So I'm not sure what the question is. The question is: Are there factors should we consider in purchasing a vehicle for a senior driver, and if so, what are they? Everybody has preferences and needs, and I'd like to know if seniors can give us input that we have not thought of. Several points I'm g...
by angelescrest
Tue Nov 21, 2017 8:38 am
Forum: Personal Consumer Issues
Topic: Drive it till it dies. It died.
Replies: 54
Views: 6212

Re: Drive it till it dies. It died.

Why on earth would you buy another Murano given this lack of reliability? Exactly! Come on, people. The OP's experience is anecdotal and doesn't apply to the purchase of another Murano except as one data point in the vast number of Murano owners. You might as well ask why anyone on the entire earth...
by angelescrest
Mon Nov 20, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What a great article, thank you! And for the tips on ...
by angelescrest
Mon Nov 20, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

Uber Lyft taxi This is the right answer. If someone has problems driving, a new car is not the fix. Nope, you’re wrong. You clearly didn’t read the original post, or you don’t know what ageism is. I intentionally didn’t imply fault in my post as it’s beside the point of choosing a vehicle. Would yo...
by angelescrest
Mon Nov 20, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

So my advice is, when replacing a car for an older senior citizen, consider how difficult it will be for them to learn to drive a modern car and try to find one that's similar to the one they're used to operating. It's a real problem because at that age you want them to have a car that has all the ...
by angelescrest
Mon Nov 20, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

more importantly than the brand you end up with, the level of safety features and the visibility (can only really learn by test drive) is more important. i believe Toyota now puts the new safety tech as standard and most car companies are putting it in lower trims (not just the premium trim levels)...
by angelescrest
Mon Nov 20, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Re: Best vehicle for seniors?

My 70+ year old mother just bought a bright white Toyota Rav4. She likes the height (easy to get in and out -- a sedan was a no-go for her given her bad back and knees), how well she can see out of it, and how well others can see it (it's VERY bright white). She was also recently hit by another dri...
by angelescrest
Mon Nov 20, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6061

Best vehicle for seniors?

My recently retired mother was in a car accident the other day. Fortunately she and the other driver were fine. She was making a left turn onto a busy road when an oncoming car from the left struck the left rear of her vehicle. She's a careful driver, but of course we worry as she gets older. She dr...
by angelescrest
Sun Nov 19, 2017 9:29 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 12994

Re: The valet smashed my Tesla into a brick wall!

Archimedes wrote:
Sun Nov 19, 2017 8:06 am
I have more than I will ever need.
The Tesla forum will give you sympathy as that’s a major bummer indeed. But here, it’s not so big a deal—you have more than you need, and you already chose to buy a car that would depreciate rapidly compared to the Hondas you used to drive.
by angelescrest
Fri Nov 17, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 57
Views: 4448

Re: Replace TVs with Smart Tvs or not?

The notion of smart tv has essentially died, and it has been replaced by the home media hubs represented by google, Apple, Roku, and others. You’d be wasting your money to upgrade. Btw, plasma is still fantastic technology, which mainly lost out to the convenience of LCD. Buy an Apple TV or somethin...
by angelescrest
Thu Nov 16, 2017 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Solo 401k and 403b
Replies: 8
Views: 611

Re: Solo 401k and 403b

A one-participant 401k allows you to make the largest contribution on a given amount of net self-employment earnings. You can contribute to both plans, but there are two contribution limits For 2017 there is an $18K employee deferral limit between all qualified plans combined. For 2017 there is a $...
by angelescrest
Wed Nov 15, 2017 11:00 pm
Forum: Investing - Help with Personal Investments
Topic: Solo 401k and 403b
Replies: 8
Views: 611

Solo 401k and 403b

For 2017 tax year, we'll be MFJ, and the income will be some $85,000. I'll have put in maybe $6,000 in 403(b) contributions through my employer's retirement plan, which doesn't have the best options. We maxed out Roth IRAs. I made $30,000+ freelance income, and am now considering a solo 401k to redu...
by angelescrest
Wed Nov 15, 2017 7:15 am
Forum: Investing - Theory, News & General
Topic: Jim Cramer doesn’t beat the market
Replies: 96
Views: 13842

Re: Jim Cramer doesn’t beat the market

I think it's very important to establish that Cramer hasn't been beating the market. The article doesn't address the question of risk, which is also important because even if he were beating the market it wouldn't mean much if he were doing it by taking more risk. Conversely, the underperformance m...
by angelescrest
Tue Nov 14, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

Not really sure why anyone would get an 8 over an X. If you want something cheaper than the X, get a 7/7+, which is about the same as an 8/8+, but significantly less expensive. If you want the latest technology, pay a bit more and get the X rather than pay a bit less to get essentially the same pho...
by angelescrest
Tue Nov 14, 2017 7:08 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

LadyGeek wrote:
Mon Nov 13, 2017 11:01 pm
HerbRight wrote:
Mon Nov 13, 2017 2:29 pm
hi, is the iPhone X worth the $$$ or the 8 is good enough??
To keep this actionable, are you looking to buy an iPhone 8 or X?
Was wondering the same thing.
by angelescrest
Mon Nov 13, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: Iphone 4
Replies: 37
Views: 2133

Re: Iphone 4

All cars do the same basic thing, some just do it better than others. Smartphones are similar, although in terms of software and performance the 8 is light years ahead of the 4. If you’re not using apps like I do, you’re not missing out. The camera in the X is so good I would have upgraded for that ...
by angelescrest
Mon Nov 13, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

HerbRight wrote:
Mon Nov 13, 2017 2:29 pm
hi, is the iPhone X worth the $$$ or the 8 is good enough??
You must provide more information, as it depends on what you’re interested in. There are a lot of reviews comparing the two if you want a fully featured analysis.
by angelescrest
Sun Nov 12, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: iPhone X - Any deals available?
Replies: 3
Views: 628

Re: iPhone X - Any deals available?

You missed yesterday a Sam’s Club deal where you would get free activation and a $250 gift card. Amazing deal for something so new if you shop there, which I don’t.
by angelescrest
Sun Nov 12, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 9408

Re: Thoughts about wearing a "uniform"/same thing everyday?

I’m reading here some folks describing the use of having a uniform is really to reduce the decisions you need to make and focus on what matters. I look at it differently. Getting ready in the morning, including washing up, helps me prepare and concentrate on what I am going to accomplish that day. ...
by angelescrest
Sun Nov 12, 2017 9:44 am
Forum: Investing - Theory, News & General
Topic: The average American retiree household
Replies: 57
Views: 10948

Re: The average American retiree household

Yes, my research indicates that $150,000 in "home equity" and $100,000 in investable assets is about right for the average person getting ready to retire. If I were in that situation, I would sell my house and buy an annuity with most of the $250,000 total, then live in a rental. For two 65-year-ol...
by angelescrest
Sun Nov 12, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 9408

Re: Thoughts about wearing a "uniform"/same thing everyday?

It’s helpful to know what industry you work in, as the tech CFO indicated. Looks like many here are posting from medical and tech industries. I’ve worked in several different industries, and my wardrobe varied significantly depending which. I work with a lot from the creative class now, and it’s not...
by angelescrest
Sun Nov 12, 2017 8:07 am
Forum: Investing - Theory, News & General
Topic: The average American retiree household
Replies: 57
Views: 10948

Re: The average American retiree household

Yes, my research indicates that $150,000 in "home equity" and $100,000 in investable assets is about right for the average person getting ready to retire. If I were in that situation, I would sell my house and buy an annuity with most of the $250,000 total, then live in a rental. For two 65-year-ol...
by angelescrest
Sat Nov 11, 2017 9:53 pm
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 9918

Re: Retirees: I got this!!

I’m hearing about lots of stress. More or less stress than the worst stress you had during your career jobs?
by angelescrest
Fri Nov 10, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

I will probably keep it. I'm getting used to it. I like everything about it, except I miss the half inch (or so) of screen width. It's still harder to read on vs my old 7Plus. That being said, it's easier, because it's physically smaller, to flip into landscape mode...so I'm reading that way, which...
by angelescrest
Fri Nov 10, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

I will probably keep it. I'm getting used to it. I like everything about it, except I miss the half inch (or so) of screen width. It's still harder to read on vs my old 7Plus. That being said, it's easier, because it's physically smaller, to flip into landscape mode...so I'm reading that way, which...
by angelescrest
Fri Nov 10, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

DxOMark rates the camera a 97: https://www.dxomark.com/apple-iphone-x-top-performer-stills/ I’ve never cared about DxOMark scores. Here is a review that largely mirrors my thoughts on the camera—a key reason I upgraded. As expensive as the phone is, I am going to save money by getting rid of my sem...
by angelescrest
Fri Nov 10, 2017 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Previous Salary Question for Singapore Job
Replies: 0
Views: 220

Previous Salary Question for Singapore Job

I found a job in Singapore that looks really appealing to me. On the application, they ask for "Present Annual Base Salary", and later in the application, before my signature, it says "I declare that all the particulars given in this form and attached curriculum vitae are true to the best of my know...
by angelescrest
Wed Nov 08, 2017 7:05 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

DxOMark rates the camera a 97: https://www.dxomark.com/apple-iphone-x-top-performer-stills/ I’ve never cared about DxOMark scores. Here is a review that largely mirrors my thoughts on the camera—a key reason I upgraded. As expensive as the phone is, I am going to save money by getting rid of my sem...
by angelescrest
Sun Nov 05, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

bostondan wrote:
Sun Nov 05, 2017 10:12 am
In the second year of ownership I rely on Amex extended warranty. It has worked extremely well the one time the battery gave out. Amex refunded the entire price of the phone. I don’t really understand why they did that, but I didn’t complain.
I bought with an AmEx, how does this work?
by angelescrest
Sun Nov 05, 2017 8:41 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

I don’t enjoy giving these guys more views, but this drop test gives you some idea of how it might hold up on impact on a smooth concrete floor.
https://youtu.be/8vHCBwJVeO4
by angelescrest
Sun Nov 05, 2017 8:03 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

Current owners, what case and screen protector did you select? I usually don’t spring for the insurance, but those screen repair prices are scary. SquareTrade is $129 ($119 per phone if you enroll two phones, and additional discounts for more phones), so $70 cheaper than AppleCare+. But they reimbu...