Search found 819 matches

by angelescrest
Mon Oct 16, 2017 7:18 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 314
Views: 16074

Re: Fellow TDA bogleheads

This is disappointing, but am I the only one who will stay? How often are you buying/selling/rebalancing? I do it a couple times a year, and at $7 a trade, this isn’t too bad.
by angelescrest
Sat Oct 14, 2017 10:59 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5377

Re: What do you buy in Asian food stores?

barnaclebob wrote:
Sat Oct 14, 2017 10:36 pm
They also had a massive lobster but when I went back to buy it for my wife's birthday it was gone :(
ROFL
by angelescrest
Sat Oct 14, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5377

Re: What do you buy in Asian food stores?

Mapo - Fermented bean curd in spicy red pepper sauce! Love to put it on toast! Sometimes I eat it straight out of the jar. It can be incorporated into recipes, rice, etc. We also buy white flower oil. It is not to eat. It is for sore muscles. Mapo on toast? Oh my...more power to you but I do not re...
by angelescrest
Sat Oct 14, 2017 7:46 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5377

Re: What do you buy in Asian food stores?

Oh my, where do I start? Unfortunately I don’t live by a large one like I used to. Where are you located? If you are in an urban area, look for a large Korean run grocery store like Super H or HK market if you’re on the coasts, or even Chicago and Denver. Definitely buy lots of produce and fruit, as...
by angelescrest
Fri Oct 06, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Too much house? (nervous 1st time buyer)
Replies: 57
Views: 4000

Re: Too much house? (nervous 1st time buyer)

Rent. Every person I've known who bought a home as a single person and then eventually got married ended up selling the home and buying together. EVERY PERSON. Buy. Every couple I’ve known who bought their first home together either got divorced or eventually had kids and ended up selling the home ...
by angelescrest
Mon Oct 02, 2017 6:45 am
Forum: Investing - Help with Personal Investments
Topic: TD ameritrade to lazy portfolio
Replies: 6
Views: 672

Re: TD ameritrade to lazy portfolio

motorcyclesarecool wrote:
Mon Oct 02, 2017 4:01 am
You can keep things very simple. Go Boglehead and never leave TD Ameritrade at all...
https://www.bogleheads.org/wiki/TD_Ameritrade
Agreed, I use TDAmeritrade and they are excellent. Save yourself the headache.
by angelescrest
Sat Sep 30, 2017 8:05 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 6435

Re: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

flyingaway wrote:
Thu Sep 28, 2017 10:34 am
I wish I could know what is coming is a dip or a pre-crash.
Me, too, but I am really smart and would buy it once I know the crash hits bottom. :P
by angelescrest
Sat Sep 30, 2017 7:59 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 8998

Re: Bogleheads you would most like to meet and why?

Meg77 and VictoriaF and a few other LadyBogles whose screen names I cannot recall off the top of my head. Nothing against the guys, and there are many I'd like to thank / meet, but I find women who are outspoken, can speak finance, who have their act together, etc. very inspirational. And a bit rar...
by angelescrest
Sat Sep 30, 2017 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Should my wife start a 401k
Replies: 25
Views: 1155

Re: Should my wife start a 401k

Sounds like you should let your wife do all the investing.
by angelescrest
Sun Sep 24, 2017 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5096

Re: Bogleheads monthly costs of dog ownership?

We got a rescue, best decision of our lives. Pushing 9 years old now. Only expenses are food and health/vet. Food is about $60-$70 for a 23-25 lb bag of high quality dog food, which lasts maybe a month and a half. Vet expenses get up there, and we haven't had too many issues, but I would suggest sav...
by angelescrest
Sun Sep 24, 2017 8:37 am
Forum: Investing - Help with Personal Investments
Topic: What am I thinking.. a new car finance thread.
Replies: 16
Views: 1632

Re: What am I thinking.. a new car finance thread.

Won't you ever need that money in your CDs for anything else? If so, then yeah...WTH are you thinking?
by angelescrest
Sun Sep 24, 2017 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Calling out the not so rich bogleheads
Replies: 233
Views: 25316

Re: Calling out the not so rich bogleheads

I wonder how many lower socioeconomic class lurkers there are who are curious and would benefit from participating, but they are ashamed and/or intimidated. How can we as board members foster a more welcoming and less intimidating environment to turn these lurkers into participants? I expect that o...
by angelescrest
Sun Sep 24, 2017 7:09 am
Forum: Personal Consumer Issues
Topic: Lifestyle Creep
Replies: 142
Views: 11637

Re: Lifestyle Creep

I don't know if there so counts, but we moved to a LCOL place, and bought a sizable but simple home for like 200k. Would've cost well over half a million anywhere else we lived. It's nothing fancy, but has made us think twice about relocating for a different job because we couldn't get what we have ...
by angelescrest
Sat Sep 23, 2017 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Calling out the not so rich bogleheads
Replies: 233
Views: 25316

Re: Calling out the not so rich bogleheads

I am 44, wife is 39. Neither of us have ever made more than 6 figures, combined we only broke 150K last year. Our net worth is over $2M. ---------------------------------------------------------------------------------------------------------------------------------------------- However: - We live ...
by angelescrest
Fri Sep 15, 2017 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: The 10 year car ownership "rule"
Replies: 95
Views: 10685

Re: The 10 year car ownership "rule"

With the newer Toyotas, there is hardly any maintenance needed until 100,000 miles. Up until that point it's really fluids and inspections.
by angelescrest
Thu Sep 14, 2017 9:20 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 18313

Re: Is it really Worth it to brown bag your lunch at work?

I find myself bringing lunch because I am increasingly busy, and it's easier to get work done and be productive without trying to fight my way through the cafe line or eating the unhealthy options nearby. In a previous job and better city, it was great going out to lunch. Really broke up my day. Can...
by angelescrest
Tue Sep 12, 2017 8:31 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 333
Views: 20190

Re: Iphone X is $1000

I dont buy on cost, i buy on ROI. iphones have an incredible ROI for me in time, convenience, access, work, and features. I will likely buy. Never had one that didnt have a huge ROI. Way more than any index fund. YMMV. Uhm.. What happened to your current phone? If Apple were not to introduce a new ...
by angelescrest
Thu Aug 24, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Round Midnight sounds like it belongs on KoB.
by angelescrest
Thu Aug 24, 2017 7:07 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Wow, Coltrane's 1961 Naima (village vanguard) is incredible. What a work of art! The Complete Columbia Recordings w Davis and Coltrane includes KoB, and is quite tempting with their '55-'61 collaborations. $40. And "Sketches of Spain", it's so different from KoB but yet it is what I am looking for. ...
by angelescrest
Thu Aug 24, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Try Ballads by John Coltrane. It's with McCoy Tyner and that quartet. Excellent! Herbie Hancock--Maiden Voyage. Getz/Gilberto Dave Brubeck Time Out Coltrane My Favorite Things Paul Desmond--PD Quartet Live and PD with Gerry Mulligan--Two of a Kind. Paul played sax on Brubeck Time Out. Okay, listeni...
by angelescrest
Thu Aug 24, 2017 6:39 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

I've looked all over but I don't think there's another like KoB. And yeah tempo has a lot to do with it. But, follow the players..Bill Evans at the Vanguard, Jimmy Cobb and Wynton Kelly with Wes Montgomery, Smokin at the Half Note, and Coltrane's subsequent works. That's as close as you can get imo...
by angelescrest
Thu Aug 24, 2017 6:23 am
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Blue Train is a great recommendation, though some of the tracks might be a lot faster than I am looking for. I recently got promoted and am working 2x as much, and so Kind of Blue has been a life saver, helping me concentrate at work while letting me keep my soul. The speed of the Blue Train samples...
by angelescrest
Thu Aug 24, 2017 6:13 am
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

vtMaps wrote:
Thu Aug 24, 2017 3:56 am
protagonist wrote:
Thu Aug 24, 2017 1:16 am
Sticking with Miles, you would probably enjoy In a Silent Way. It is very accessible.
+1
Also try Miles' "Someday my Prince Will Come"

--vtMaps
In A Silent Way, is it worth getting the complete sessions for 3x the cost, or just the original with two tracks?
by angelescrest
Thu Aug 24, 2017 6:12 am
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Somethin' Else by Cannonball Adderley, specifically the tune, Autumn Leaves on this album. Also, you might explore various albums by pianist, Bill Evans. Miles Davis sought his talents when making Kind of Blue to help create a more "modal" approach to playing over chord changes. This was a notable ...
by angelescrest
Wed Aug 23, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Miles Davis: Kind of Blue - Question for Jazz experts

Dear jazz experts. I know nothing about jazz. What I do think, however, is that the acoustic jazz in Kind of Blue is the perfect album for me. I find it incredibly enjoyable, and useful, in my daily life. Considering this, can you recommend another album that you think I would enjoy? I'm looking for...
by angelescrest
Tue Aug 15, 2017 7:20 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

16) Both headlamps foggy [$20 kit on Amazon and 30 min of your time. But it's more an aesthetic issue.] I've tried these headlamp kits, also had a person do this (he did this on the side as a small business for himself). It didn't last very long, sometimes a month, sometimes a few months. The haze ...
by angelescrest
Sun Aug 13, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

I'm in a similar boat - 2001 Camry, 123,800 miles. Got an oil change last week and the auto shop told me the struts are worn and should be replaced. Estimate (parts and labor) for replacement and various other services - $1500! :shock: They're one of the most costly replacements. Well, I just spoke...
by angelescrest
Sun Aug 13, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

I you yourself are not a gearhead, it is difficult to extract 200K from a vehicle. Or you need a good friend who can serve as your auto adviser. You also need an extremely honest and somewhat competent independent shop. Otherwise you are an easy mark for the automotive repair industry to be fleeced...
by angelescrest
Sat Aug 12, 2017 2:37 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to upgrade iPhones ?
Replies: 37
Views: 3741

Re: Cheapest way to upgrade iPhones ?

ddurrett896 wrote:
Sat Aug 12, 2017 7:16 am
Following!

I miss the $199 iPhone upgrade every 2 years and re-selling my old phone for $150 on Craigslist.
I don't, the monthly plans were a lot higher as you were already paying for that discounted upgrade.
by angelescrest
Sat Aug 12, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

Anything associated with steering and brakes gets priority. Of course running lights. > white smoke from exhaust in the first few minutes of startup Often this means there is a head gasket leak between coolant and the cylinder. This is expensive to fix and may get worse, leading to frequent overhea...
by angelescrest
Fri Aug 11, 2017 7:46 pm
Forum: Personal Consumer Issues
Topic: Buying a 2017 Mazda 3 new for $15k?
Replies: 25
Views: 3208

Re: Buying a 2017 Mazda 3 new for $15k?

This is a fantastic deal, don't hesitate! I got a used Mazda 3 years ago for an incredible deal, but this might top that.
by angelescrest
Fri Aug 11, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

I'm in a similar boat - 2001 Camry, 123,800 miles. Got an oil change last week and the auto shop told me the struts are worn and should be replaced. Estimate (parts and labor) for replacement and various other services - $1500! :shock: They're one of the most costly replacements. Well, I just spoke...
by angelescrest
Fri Aug 11, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

As opposed to just replacing the steering rack boots. You should ask how much it would cost to replace the entire rack and pinion, including the boots, because it may not be a lot more than the $551 you've been quoted. I called the local (25 miles away) Toyota dealer service center, and they told m...
by angelescrest
Fri Aug 11, 2017 12:57 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

3) P/S Rack Leaks/Boots Torn - LEANING TOWARDS DOING IT, $551 Is that for a whole rack replacement? If not, you may as well wait until your rack is shot before replacing the whole rack. +1. I had to have a rack replaced on a 12-year-old Acura this year. Cost was about $800. If you're going to spend...
by angelescrest
Fri Aug 11, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

It's not original, but I definitely didn't do it every 15,000 miles. So yeah, on this one I'm a little uncertain. There's no need to change transmission fluid anywhere near that often. If you're pretty sure it's been changed in the last 60-80k miles, it's probably safe to do a drain and fill (NOT a...
by angelescrest
Fri Aug 11, 2017 12:53 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

In fact, there are many who feel that tranny flushes may be harmful if your tranny is running fine. There are many people who have had well running trannies develop problems shortly after a "power" flush. The theory is that the flushing action may actually force debris into areas and cause problems...
by angelescrest
Fri Aug 11, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

the "transmission flush" seems very expensive, I just do a drain & fill in my driveway, it's about $20 for new fluid. I don't do a "flush". If the OP's Camry has the original tranny fluid, it's likely that a simple drain and fill will kill the tranny in short order. The valves will become fouled wi...
by angelescrest
Fri Aug 11, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

Do you own a phillips screwdriver? It should take you no more than 10-15 minutes to complete #10 on your own. A filter can be had for about $8 at Walmart. https://www.youtube.com/watch?v=i1HieBUTVYk If you have the original filter, and it's really dirty, it can reduce AC and heater air flow and, in...
by angelescrest
Fri Aug 11, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

Thanks for all the additional input. Lots of varying thoughts, so trying to pick out overarching lessons. Just to confirm this is an independent mechanic, maybe the most respected one in our town, though that doesn't mean a lot to me. He mostly deals with import cars. I would rather not take it to t...
by angelescrest
Thu Aug 10, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Re: Toyota Camry Repair Priorities

Thanks for all your replies. With all the posts I regularly read here about cars going 200-300k miles, I'm always wondering what kind of maintenance and repairs they are doing during that time. The posts make it sound so simple. It's also not clear to me what is "routine" maintenance vs what are rep...
by angelescrest
Wed Aug 09, 2017 1:27 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 4424

Toyota Camry Repair Priorities

We have a 2005 Toyota Camry XLE with 130,000 miles or so. It's been a good car, but is just starting to feel long in the tooth, particularly with the terrible roads and rough winters. I know for some bg's 130k sounds like it's in its infancy. I had an overall examination done on the car, and here we...
by angelescrest
Fri Jul 14, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: how to destroy hard disk with personal info
Replies: 99
Views: 8174

Re: how to destroy hard disk with personal info

All of these physical destruction methods are inferior to a simple wipe, and then secure erase If you 0 out every bit on the drive, there is nothing to read Also, you could simply encrypt the drive, and then lose the encryption key Inferior? I beg to differ. I started the process of doing what you ...
by angelescrest
Sat May 13, 2017 10:56 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1447

Re: Best UPF Comfortable Field Shirt

jasper wrote:I live out west. CO
Try the Patagonia island hopper shirt

(I don't work for Patagonia)

I've been looking at Patagonia & Arc'teryx. The Island hopper--looks comfy, but it doesn't have a UPF rating?
by angelescrest
Sat May 13, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1447

Re: Best UPF Comfortable Field Shirt

I prefer natural fibers like cotton and linen, but I know they don't do much for sun protection. Do you actually "know" that from your own experience? I know some retailers want us to think that, but I've never gotten a sunburn under my clothing. You may not have gotten a sunburn, but tha...
by angelescrest
Sat May 13, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: Best UPF Comfortable Field Shirt
Replies: 15
Views: 1447

Best UPF Comfortable Field Shirt

I'm going to spend a month this summer outdoors in the rocky west, under the hot sun at an elevation of some 5000 feet. The temps are going to be from 75-80 probably, dry, somewhat dusty and windy, with the sun beating down on you. I can't stand putting on sunblock, and prefer long sleeve shirts and...
by angelescrest
Tue Apr 25, 2017 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: Los Angeles house buying
Replies: 38
Views: 4282

Re: Los Angeles house buying

Many friends and colleagues have bought and are riding up while I'm starting to realize that I'm renting myself out of ever owning anything. That's partly why I'm especially interested in thoughts from HCOL buyers and renters. So if I could draw a red flag around this statement, I would. This is ex...
by angelescrest
Fri Apr 21, 2017 6:19 am
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 13593

Re: You can never go "home" - retirement

OP, follow your heart. You'll never know if it's right for you or not unless you explore the possibility.

Some parts of the country don't change all that much. And even if it does change, it doesn't mean you won't like it. All neighborhoods need folks who appreciate their town.
by angelescrest
Thu Apr 20, 2017 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford to purchase this new house?
Replies: 13
Views: 1559

Re: Can we afford to purchase this new house?

We bought a much bigger house than we expected, wanted, or needed, and had a one year old. But now, five years later, we are so glad we did. We have more kids, and always have lots of family and guests over to visit. It has really worked out. At the time we said we didn't care about the school distr...
by angelescrest
Mon Apr 17, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Home Insurance Premium - How to decrease.
Replies: 41
Views: 4352

Re: Home Insurance Premium - How to decrease.

Funny, I am with Amica and you beat me to posting the same thing. My homeowners is like $1400 or so, a very quick jump from $800 that it used to be. My home value is only 250 at most. I contacted them about it, and they said it was indeed a huge jump. After saying they would try to figure what was g...
by angelescrest
Mon Apr 17, 2017 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Scratched bumper cost to repair
Replies: 17
Views: 7003

Re: Scratched bumper cost to repair

This won't help the OP, but for others, try a rubbing compound like meguiars or 3M for these scratches. You'd be amazed at what you can get out with them. JT Yeah, I've done that on my car (and have been satisfied), but yeah gotta be fair to the owner. These are helpful responses--sounds like we're...