Search found 1173 matches

by an_asker
Mon Sep 19, 2016 10:14 am
Forum: Personal Consumer Issues
Topic: Fun Vacations v. Time with Family
Replies: 38
Views: 3518

Re: Fun Vacations v. Time with Family

Optimistic wrote:
an_asker wrote:To those folks who think international travel is over-rated: have you ever wondered why the North Koreans think that their country is the best?

Because if they say otherwise, they'll be executed by their dear leader.

D'uh!! :oops:
by an_asker
Mon Sep 19, 2016 10:13 am
Forum: Personal Consumer Issues
Topic: Fun Vacations v. Time with Family
Replies: 38
Views: 3518

Re: Fun Vacations v. Time with Family

Wellfleet wrote:
an_asker wrote:To those folks who think international travel is over-rated: have you ever wondered why the North Koreans think that their country is the best?


This is a silly statement.

OK, how about "the frog in the well thinks that his/her well is the best"? ;-)
by an_asker
Mon Sep 19, 2016 8:51 am
Forum: Personal Consumer Issues
Topic: Fun Vacations v. Time with Family
Replies: 38
Views: 3518

Re: Fun Vacations v. Time with Family

To those folks who think international travel is over-rated: have you ever wondered why the North Koreans think that their country is the best? To OP: There are pros and cons to suggestions made here. Besides, I don't think we know enough about you to even give you good suggestions/advise. Let me as...
by an_asker
Wed Sep 14, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Any Car expert out there : Check Engine Light on
Replies: 27
Views: 1769

Re: Any Car expert out there : Check Engine Light on

Hi, My Camry has Check Engine Light on since couple of day. The mechanic diagnosed and gave the below details Code P0057 : Heated Oxygen Sensor(Bank 2 Sensor) - Heater Circuit Low Input - Automatic Transmission Code P0161 : Heated Oxygen Sensor(Bank 2 Sensor) - Heater Circuit Malfunction - Automati...
by an_asker
Tue Sep 13, 2016 9:29 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5257

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

Well then, you were nowhere near my wife when the train from Rome to Leonardo DaVinci suddenly stopped midway to the airport, shut down and dumped us in a small town along with a few hundred other passengers. No way to get to the airport in time for our flight, although we thought that we had allow...
by an_asker
Mon Sep 12, 2016 8:47 am
Forum: Personal Consumer Issues
Topic: Trip to Norway - Aurora vs. Fjords
Replies: 18
Views: 1715

Re: Trip to Norway - Aurora vs. Fjords

ram wrote:Northern lights were seen from the banks of lake Superior (US side) a few days ago.

That's what I was referring to above - from the UP, right?
by an_asker
Mon Sep 12, 2016 8:27 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 176
Views: 35835

Re: My New Car Buying Tips

Negotiate over email/phone. Dont step in until you get the best rate. Use truecar for reference ... and ONLY as a reference. If you are not (significantly) undercutting truecar, you are paying too much! Disagree with this.I helped multiple friends recently. Anything lower than truecar dealer quote ...
by an_asker
Fri Sep 09, 2016 1:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2016 Annual Conference Bogleheads Vegans & Vegetarians
Replies: 5
Views: 512

Re: 2016 Annual Conference Bogleheads Vegans & Vegetarians

Last time they had hand held signs that became evident as the wine & cheese gathering ended. I forget exactly what was on the various signs, but they denoted various dinner organizers who knew the eating places nearby. You might want to make a sign with a large orange carrot on it to summon lik...
by an_asker
Thu Sep 08, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Is it typical to wait ~24 months for a meaningful/significant raise at work?
Replies: 45
Views: 3769

Re: Is it typical to wait ~24 months for a meaningful/significant raise at work?

I've been waiting 11 years for a significant raise. COLA (couched as 'merit-based raises') are the standard. Actually, my company started giving worse-than-COLA increases several years back, with half of the increase corporate-wide given as a lump sum. The only way I've gotten ahead of the inflatio...
by an_asker
Thu Sep 08, 2016 9:15 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy and renting a vehicle -- auto insurance?
Replies: 21
Views: 1720

Re: Traveling to Italy and renting a vehicle -- auto insurance?

Try to get the Citi Thank You Premier Card. But before you do so, verify that they offer rental coverage in Italy. We recently rented in Australia, had a minor (mirror!) incident but got reimbursed by Citicard's insurance - most other credit cards that I have didn't offer coverage in Australia.
by an_asker
Thu Sep 08, 2016 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Tax Lien
Replies: 13
Views: 1027

Re: Tax Lien

I don't know much about the circumstances of divorce etc, however I do realize that if you filed jointly then you are both responsible for the taxes. It is not like the IRS looks at the "married filed jointly" return and says "spouse a, your income was $100,000 you owe $10,000, spouse...
by an_asker
Thu Sep 08, 2016 9:05 am
Forum: Personal Consumer Issues
Topic: Trip to Norway - Aurora vs. Fjords
Replies: 18
Views: 1715

Re: Trip to Norway - Aurora vs. Fjords

[...]I don't know when you went, but currency rates are a lot more favorable for Americans going to Norway now. For about ten years from 2004 to 2014, USDNOK traded in the 5.50 - 6.50 range. For the last couple of years the average rate has been around 8.25. So in other words, everything should be ...
by an_asker
Fri Sep 02, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 176
Views: 35835

Re: My New Car Buying Tips

Folks refer to the using the TrueCar price, but which price? TrueCar pricing displays a range of pricing as follows: Exceptional Great Good Above Market Are you guys using the lowest price ever paid under the "Exceptional" price column? I cannot speak for the others. Me? I refer to the pr...
by an_asker
Fri Sep 02, 2016 8:27 am
Forum: Personal Consumer Issues
Topic: Hurricane Hermine
Replies: 48
Views: 3494

Re: Hurricane Hermine

Here is a link to the "Model Verification" for Hermine. https://www.wunderground.com/hurricane/atlantic/2016/Tropical-Storm-Hermine?map=verify It look like predictions are essentially spot on. I am no longer amazed at how accurate hurricane predictions are. Meteorologists and stock price ...
by an_asker
Fri Sep 02, 2016 7:49 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 176
Views: 35835

Re: My New Car Buying Tips

[...]The losing dealer that bought the vehicle that was 250 miles away kept calling thinking that he won. I kept repeating to him that I already had a vehicle. I didn't tell him that because of him I got a vehicle with a "sticker price" $2000 higher. Ha ha ha! You da man!! Thanks for the ...
by an_asker
Fri Sep 02, 2016 7:45 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 176
Views: 35835

Re: My New Car Buying Tips

ejvyas wrote:Negotiate over email/phone. Dont step in until you get the best rate. Use truecar for reference

... and ONLY as a reference. If you are not (significantly) undercutting truecar, you are paying too much!
by an_asker
Fri Sep 02, 2016 7:42 am
Forum: Investing - Theory, News & General
Topic: Vanguard fees hit and miss?
Replies: 9
Views: 884

Re: Vanguard fees hit and miss?

A few things jump out at me: - your holding period appears to be three months :shock: - you traded in a total return fund for a country specific fund because the latter did well YTD. OK ... I will let the others spank you with that wet noodle!! :oops: - you've an account in Vanguard (good) and are t...
by an_asker
Thu Sep 01, 2016 4:18 pm
Forum: Personal Consumer Issues
Topic: Magazines for young readers....
Replies: 18
Views: 1390

Re: Magazines for young readers....

There should be a few at your local library. My kids were not as interested in mags as I was at their age (and I did not grow up here). Also, I believe there is a magazine Highlights, though I doubt if it focuses on science.
by an_asker
Thu Sep 01, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: What pre-paid cell phone or plan?
Replies: 31
Views: 2547

Re: What pre-paid cell phone or plan?

[...]I cannot fathom why anyone would have an expensive monthly plan but it seems like lots do and I imagine some do roam on their own plans. I imagine most just get a local sim though. The moto g4 is unlocked right out of the box. It should work with optus in Australia, ringplus and truphone. Awes...
by an_asker
Thu Sep 01, 2016 10:38 am
Forum: Personal Consumer Issues
Topic: Anyone going to the US Open tennis in NY?
Replies: 9
Views: 780

Re: Anyone going to the US Open tennis in NY?

tennisplyr wrote:BTW, you can get reasonably priced tickets for all sessions on Stubhub.

+1 on Stubhub!

I became a big believer of Stubhub when I bought my tickets for Miami Open earlier this year (plus they sold my tickets to a local event that I was unable to attend as well!).
by an_asker
Thu Sep 01, 2016 10:34 am
Forum: Personal Consumer Issues
Topic: What pre-paid cell phone or plan?
Replies: 31
Views: 2547

Re: What pre-paid cell phone or plan?

I believe you are correct that your phones will only work on sprint or sprint related services like ringplus. But yes there are such compatible everywhere phones. I assume you do not want to spend a lot so you could go with a) motorola G4 ($150 with amazon special offers or $199 otherwise) b) Nexus...
by an_asker
Thu Sep 01, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: What pre-paid cell phone or plan?
Replies: 31
Views: 2547

Re: What pre-paid cell phone or plan?

[...] jjface/sunny_socal: This sounds promising. Couple of questions: - I am assuming that you paid the $29.99 to purchase the SIM - how can I check that the SIM is compatible with my phone? Or, better put, before ordering the SIM, how can I verify that my phone is unlocked and ready for the SIM im...
by an_asker
Thu Sep 01, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: Anyone going to the US Open tennis in NY?
Replies: 9
Views: 780

Re: Anyone going to the US Open tennis in NY?

It's that time of year. Anyone planning to go? I went to the Open qualifying event last week, the place is much improved. A new grandstand, more seats, better walkways and more free water fountains. Things are still a bit pricey but what the heck. Bought my souvenir tee shirt for only $26! If you g...
by an_asker
Wed Aug 31, 2016 11:53 am
Forum: Personal Consumer Issues
Topic: What pre-paid cell phone or plan?
Replies: 31
Views: 2547

Re: What pre-paid cell phone or plan?

Get a truphone.com sim - they use the tmobile network. No monthly fee and no min top up every x days. Free incoming calls too which is rare. That's even better for my situation. The trip isn't coming up immediately but I must provide a contact phone number for the traveler. They give a $15 promotio...
by an_asker
Mon Aug 29, 2016 12:36 pm
Forum: Personal Consumer Issues
Topic: Off to Australia - need advice
Replies: 57
Views: 4188

Re: Off to Australia - need advice

Sounds like you had fun but wow...that is what you call a rushed trip. Like others said...for anyone planning to visit from the states plan on 2 week minimum...but if you can make it 3 weeks. I would definitely be the last one to argue against your point. If I had unlimited vacation time (or money)...
by an_asker
Mon Aug 29, 2016 11:07 am
Forum: Personal Consumer Issues
Topic: Off to Australia - need advice
Replies: 57
Views: 4188

Re: Off to Australia - need advice

[...]One word of caution. When you enter Australia, your landing card will ask if you have ANY food. They really mean any! I have seen people fined $100 on the spot for not declaring a candy bar. Most processed foods will be allowed in - you just need to declare them so they can inspect them. Their...
by an_asker
Mon Aug 29, 2016 10:55 am
Forum: Personal Consumer Issues
Topic: Off to Australia - need advice
Replies: 57
Views: 4188

Re: Off to Australia - need advice

Thanks for the replies, Carl53, gatorman and silentfaith. gatorman: I am still confused as to what transportation is covered by which pass. Is the Sydney water taxi you are referring to covered by the Opal card?[...] We did not use passes, just purchased tickets as we needed them, so I can't offer ...
by an_asker
Mon Aug 29, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Off to Australia - need advice
Replies: 57
Views: 4188

Re: Off to Australia - need advice

And we are back! Well, technically speaking, we were back nearly a week ago, but only now has a semblance of normalcy returned to life especially with poor kids having to catch up with missing seven days of school! What we did Well, we stuck to the itinerary that we had decided upon more or less, an...
by an_asker
Fri Aug 05, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Bogus "sale" prices and savvy shoppers
Replies: 26
Views: 2637

Re: Bogus "sale" prices and savvy shoppers

Colorado13 wrote:[...]What tips do you have for savvy shopping?

Have the Boglehead spouse do the shopping and the non-Boglehead spouse stay home ;-)

Might not be good for the marriage, but hey, the question was about savvy shopping. :oops:

#pennyWisePoundFoolish
by an_asker
Tue Aug 02, 2016 10:52 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 98
Views: 8339

Re: What makes people succeed?

VictoriaF wrote:[...]If I am pessimistic, I feel unlucky that I can't have as many posts as Livesoft.

Victoria

At 15,000+ posts, I would definitely say that you are "successful," though not as much as Mr. Jones (aka Livesoft) ;-)
by an_asker
Thu Jul 28, 2016 10:32 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 98
Views: 8339

Re: What makes people succeed?

And by successful, I mean making (very) good money. Am I the only one who sees a problem right there? No. He's just trying to provide context for his question only. True. Let me rephrase from Though I make a decent living, I count myself among those not successful. And by successful, I mean making ...
by an_asker
Thu Jul 28, 2016 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Leaving "on or before work anniversary" and golden handcuffs
Replies: 30
Views: 4860

Re: Leaving "on or before work anniversary" and golden handcuffs

I don't understand the arguments for working one extra month. Why work an arbitrary amount of extra time? Why not 2 weeks? Why not 3 months? How is that any clearer than working one day more? +1 Giving two weeks notice on the day after the anniversary would be fine. +1! I know of companies walking ...
by an_asker
Thu Jul 28, 2016 8:50 am
Forum: Personal Finance (Not Investing)
Topic: What did/does/will your high schooler do during summer vacation?
Replies: 26
Views: 2211

Re: What did/does/will your high schooler do during summer vacation?

Our kids have mixed working and saving for college with volunteer service. I built fence and hauled hay during summers which is what convinced me to go to college. Similar experience. Waitressing with middle aged people when I was seventeen is what made me want to get a Ph.D. in the profession I wa...
by an_asker
Thu Jul 28, 2016 8:45 am
Forum: Personal Finance (Not Investing)
Topic: What did/does/will your high schooler do during summer vacation?
Replies: 26
Views: 2211

Re: What did/does/will your high schooler do during summer vacation?

Did you really mean financial aid (student loan) or are you thinking of a scholarship? AFAIK loans just have some basic requirements like keeping your grades up and not having too much income. Many scholarships are also need-based and the big ones given by the school itself depend on how badly the ...
by an_asker
Thu Jul 28, 2016 8:35 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 98
Views: 8339

What makes people succeed?

[moderators, please feel free to change the topic, because what I am trying to ask is a very loose one) Though I make a decent living, I count myself among those not successful. And by successful, I mean making (very) good money. One thing I've noticed - and this is probably something I inculcated a...
by an_asker
Wed Jul 27, 2016 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Quit work and become SAHM - advice? regrets?
Replies: 58
Views: 6251

Re: Quit work and become SAHM - advice? regrets?

Most of the time OP's in this situation don't want to hear it - but divorce is part of the "hedge" I was referring to in my post. My mother told me, starting when I was five, to never rely on a husband because they could divorce you or die. I took that to heart, and told my kids, boys and...
by an_asker
Tue Jul 26, 2016 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Quit work and become SAHM - advice? regrets?
Replies: 58
Views: 6251

Re: Quit work and become SAHM - advice? regrets?

Unless you really love your job as much as "I would do the same work for free" or "I love the power I have over my subordinates", the only other case for not being a SAHM would be that you need the money to keep up your current (and future, in retirement) lifestyle. Money for: - ...
by an_asker
Tue Jul 26, 2016 10:36 am
Forum: Personal Finance (Not Investing)
Topic: What did/does/will your high schooler do during summer vacation?
Replies: 26
Views: 2211

Re: What did/does/will your high schooler do during summer vacation?

Thanks for all your advice. That is very helpful.

My kid is planning on getting the lifeguard certification ... but from what he tells me, that is still a year away. Until then, he is focusing on some virtual summer schooling and practicing his driving skills.
by an_asker
Tue Jul 26, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Passport Nightmare
Replies: 32
Views: 4134

Re: Passport Nightmare

Good that OP's cousin has found a way out for the short term. Hospitals do not issue official birth certificates. The pieces of paper issued by the hospital are not worth the paper they are printed on in terms of proof of citizenship.[...] I agree with nolesrule here. As parents, we had to check and...
by an_asker
Fri Jul 22, 2016 7:54 am
Forum: Personal Consumer Issues
Topic: Yet another new/used car post. Help me replace a car
Replies: 39
Views: 3228

Re: Yet another new/used car post. Help me replace a car

[...] I have a 2015 Honda Accord Sport 6-sp manual. I like the car very much but I had to modify it as follows: [...] - Bent the posts on the drivers side seat head rest to make it tilt more upright than forward. Many new cars these days some with the headrest tilted forward which makes for a lot o...
by an_asker
Tue Jul 19, 2016 8:55 am
Forum: Personal Finance (Not Investing)
Topic: What did/does/will your high schooler do during summer vacation?
Replies: 26
Views: 2211

What did/does/will your high schooler do during summer vacation?

Some background into why I am asking this question - as an immigrant, I don't have first hand experience of summer vacation in the USA. Back in India, I used to generally laze around and read novels (it was a different era - no TV at home!) or play some sports. Parents would support kid through unde...
by an_asker
Fri Jul 15, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: Need help with infant fare issue with airline
Replies: 18
Views: 1503

Re: Need help with infant fare issue with airline

letsgobobby wrote:Did your child get his own seat on the return flight?

Do you seriously think that OP would not have added that in his/her list of complaints had the toddler not gotten the paid for seat?!! :oops:
by an_asker
Fri Jul 15, 2016 9:31 am
Forum: Personal Consumer Issues
Topic: United Kingdom Traffic Ticket--Funny story though!!
Replies: 20
Views: 2456

Re: United Kingdom Traffic Ticket--Funny story though!!

[...]They ratchet up the fine whilst you wait. It might go into the Border Security Agency computer then you will have trouble getting into the UK (even to change a plane) forever more. And with the fall in the pound, this is at least 10% cheaper than it was 2 weeks ago ;-). Look you are not being ...
by an_asker
Wed Jul 13, 2016 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Car insurance for new driver (teenager)
Replies: 22
Views: 1281

Re: Car insurance for new driver (teenager)

Thanks to everyone who replied. Now I have a decent idea on what we should be expecting (and looking out) to be paying :-)
by an_asker
Wed Jul 13, 2016 10:24 am
Forum: Personal Consumer Issues
Topic: United Kingdom Traffic Ticket--Funny story though!!
Replies: 20
Views: 2456

Re: United Kingdom Traffic Ticket--Funny story though!!

[...]I couldn't figure out how to shift the darn thing into drive and needed help from a lot guy. Got that figured out and then I tried to exit where only the bus exit as it was not well marked. Wife had to get out and help me back up so I didn't go over those spikes which would blow all tires. The...
by an_asker
Wed Jul 13, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: United Kingdom Traffic Ticket--Funny story though!!
Replies: 20
Views: 2456

Re: United Kingdom Traffic Ticket--Funny story though!!

[...]They ratchet up the fine whilst you wait. It might go into the Border Security Agency computer then you will have trouble getting into the UK (even to change a plane) forever more. And with the fall in the pound, this is at least 10% cheaper than it was 2 weeks ago ;-). Look you are not being ...
by an_asker
Wed Jul 06, 2016 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Car insurance for new driver (teenager)
Replies: 22
Views: 1281

Re: Car insurance for new driver (teenager)

GEICO here and a new male teenage driver. We were paying ~$120/month (SoCal, two cars full coverage, perfect driving records, very overinsured). We added a third vehicle (full coverage) and our son at the same time. Our premium is now ~$250/month. So adding a car and a teen driver basically doubled...
by an_asker
Tue Jul 05, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Car insurance for new driver (teenager)
Replies: 22
Views: 1281

Car insurance for new driver (teenager)

We are not yet there, but just want to be prepared for the sticker shock, hence this question: Our kid will likely get his license within the next year and will need to be added to the auto insurance. How much of an increase in premium should we expect, given that currently only we (his parents) are...
by an_asker
Wed Jun 15, 2016 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 74852

Re: What's Your Credit Card Rewards Strategy?

So... can we buy an Amazon gift card with a 5% discount, then buy an item in Amazon.com and pay with the gift card and get 5% again? I guess that won't work, right... :wink: Not exactly. The 5% is only for purchases on the credit card. Using a gift card doesn't add any charges to the credit card. Y...
by an_asker
Wed Jun 08, 2016 10:48 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 74852

Re: What's Your Credit Card Rewards Strategy?

[...]Do you find that your SW card has been worth keeping long term, even with the annual fee? If it's the one I see, at least they give 6k miles per year as an anniversary bonus which helps to offset the fee, but unlike the Hyatt or IHG cards, the reward will not likely fully offset the fee (and t...

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