Search found 14 matches

by alamander
Tue Oct 31, 2017 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 15031

Re: What was the main reason you retired?

amazing how many people dont like their job, i like mine. was in a situation i didnt like - changed it good poll to see why people retire though Do people that are employees have a greater tendency to not like their "job" than self-employed folks? Maybe another thread. Yes. Interesting poll to shar...
by alamander
Tue Aug 22, 2017 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 11234

Re: Anyone planning on never retiring?

Very interesting thread... at 66 I am still working and enjoying it. I think it's important to realize that, for some, continuing to work past the so-called retirement age is a very rational decision. I work from home (part of a small company), travel some to interesting places, and meet intriguing ...
by alamander
Thu May 11, 2017 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Does Retirement Planning impact your job performance?
Replies: 68
Views: 7954

Re: Does Retirement Planning impact your job performance?

This thread has been helpful, given my own circumstances -- namely, almost 66, in a financial position to retire theoretically speaking, and in a good job (though obviously it's still *work*, if you know what I mean). But with a wife almost 6 years younger and already justifiably retired, while I co...
by alamander
Sat Mar 04, 2017 7:25 pm
Forum: Personal Consumer Issues
Topic: Climate and happiness revisited
Replies: 111
Views: 8741

Re: Climate and happiness revisited

Winter gets less tolerable as you get older. Vacationing in the southern USA in January makes the rest of the winter more bearable. Right, I agree; although when I was younger I didn't understand why people moved south because they were "fed up" with cold/snow. Now, however, it is clear t...
by alamander
Thu Jan 26, 2017 5:50 pm
Forum: Investing - Theory, News & General
Topic: Whole life & Annuities
Replies: 11
Views: 1247

Re: Whole life & Annuities

I will say, that if you hold an older policy and have built cash value in the policy, it might be worth keeping. The upfront commissions have already been paid and the policy benefits from being issued in the day of more advantageous interest rates. This is the case with us. Making a good return no...
by alamander
Thu Jan 26, 2017 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone moved to another state for lower cost of living?
Replies: 72
Views: 11176

Re: Anyone moved to another state for lower cost of living?

Well this is a very interesting thread. We live in HCOL (and how) NY. BUT retirement is around the corner (say 1-3 years), and we are planning on moving to Houston (Clear Lake area) because 2 of the children plus one grandkid (so far) have moved there. We'd like to be in walking distance. I get the ...
by alamander
Tue Jul 19, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Traits of Happiest Retirees
Replies: 82
Views: 13943

Re: Traits of Happiest Retirees

Interesting thread. I like what aphorist Nicolás Gómez-Dávila said: "To live with lucidity a simple, quiet, discreet life, among intelligent books, loving a few beings." Somehow it makes me peaceful just to read this...
by alamander
Mon May 09, 2016 6:50 pm
Forum: Personal Consumer Issues
Topic: Anyone have one of those standing desks?
Replies: 45
Views: 5924

Re: Anyone have one of those standing desks?

I'm another who bought an Uplift desk, 2 motorized legs with wheels that can lock. I bought a table top (because I wanted one big enough, 60" X 30"), had it stained and finished. Then I put it on the legs. Now I have 3 monitors, my natural keyboard, and 2 phones. Today I stood all day. Oft...
by alamander
Wed Dec 23, 2015 9:32 pm
Forum: Investing - Help with Personal Investments
Topic: Worn Out Blue Collar Shift Worker
Replies: 18
Views: 4386

Re: Worn Out Blue Collar Shift Worker

Can't take the 12-hour rotating shifts any longer. Old, worn out, beat up, out of shape, and tired. Just responding to say I get it. Though not a shift worker myself, I have read enough about shift work and health to know that rotating shift work is just about the worst invention ever. While some p...
by alamander
Tue Sep 15, 2015 3:43 pm
Forum: Investing - Theory, News & General
Topic: People who are tapping their retirement savings for living expenses need bonds
Replies: 32
Views: 3144

Re: News Flash: Retirees Need Bonds

I would modify the title of the thread to say "People who are tapping their retirement savings for living expenses need bonds", which is most of us. If you receive enough regular income from social security or a pension or an annuity or all of them to cover your living expenses, then bond...
by alamander
Tue Sep 15, 2015 1:02 pm
Forum: Investing - Theory, News & General
Topic: People who are tapping their retirement savings for living expenses need bonds
Replies: 32
Views: 3144

Re: News Flash: Retirees Need Bonds

I would modify the title of the thread to say "People who are tapping their retirement savings for living expenses need bonds", which is most of us. If you receive enough regular income from social security or a pension or an annuity or all of them to cover your living expenses, then bond...
by alamander
Thu Jan 31, 2013 7:46 am
Forum: Investing - Help with Personal Investments
Topic: Get out of Vanguard Bond Fund (VBILX)?
Replies: 14
Views: 3043

Re: Get out of Vanguard Bond Fund (VBILX)?

Well thanks to all for responding. I am new to this forum but I think I will start reading more of this and less of the daily news (which I guess makes me more anxious than need be). It sounds like you can't time bond funds any more than stocks. I'm going to hang in there; thanks again.
by alamander
Wed Jan 30, 2013 6:55 pm
Forum: Investing - Help with Personal Investments
Topic: Get out of Vanguard Bond Fund (VBILX)?
Replies: 14
Views: 3043

Re: Get out of Vanguard Bond Fund (VBILX)?

Please describe what you mean by "tanking", a drop of 20%? 10%? It is normal for this fund to drop by 5% or so. Did you own this fund in late 2010 when it dropped by 6% in value in the course of just 1 month? What did you do then? Thank you for responding. I admit "tanking" is w...
by alamander
Wed Jan 30, 2013 6:07 pm
Forum: Investing - Help with Personal Investments
Topic: Get out of Vanguard Bond Fund (VBILX)?
Replies: 14
Views: 3043

Get out of Vanguard Bond Fund (VBILX)?

Hi All: this is my first post; I've read and enjoyed the forum entries over the past year or so. Here is my question: I have (what to me is) a good deal of money in the Vanguard intermediate bond fund VBILX. The NAV has been tanking lately, and I wonder if I should get out now (with about what I put...