Search found 1276 matches

by airahcaz
Tue Feb 09, 2016 11:08 am
Forum: Investing - Theory, News & General
Topic: $2 Trillion Valuation
Replies: 12
Views: 1222

Re: $2 Trillion Valuation

So a massive value company, slowing growth cause they've cornered their market, but they sell, let's say, air to breathe to every human on earth, and safe to say every human will continue to need air, they reap in tons of cash, minimal growth, but can command a huge valuation and pay out huge divide...
by airahcaz
Tue Feb 09, 2016 7:56 am
Forum: Investing - Theory, News & General
Topic: $2 Trillion Valuation
Replies: 12
Views: 1222

$2 Trillion Valuation

Seriously curious, is there anything stopping a company growing to $2 Trillion valuation, or $3T for that matter, if their earnings become so large to justify it?
by airahcaz
Wed Jan 13, 2016 1:56 pm
Forum: Investing - Theory, News & General
Topic: Lottery into SPY
Replies: 17
Views: 1689

Re: Lottery into SPY

SPY er=0.0945%. Institutional Plus shares of Vanguard 500 index and Total Stock Market er=0.02% with $200MM minimum initial investment. May be easier to use the mutual fund instead. Lower expenses. IMO, Mutual fund TLH is easier than with ETF. However, I wonder how Vanguard would handle exchange al...
by airahcaz
Wed Jan 13, 2016 1:54 pm
Forum: Investing - Theory, News & General
Topic: Could ETF's really "blow up"?
Replies: 8
Views: 1832

Re: Could ETF's really "blow up"?

well if the ETF and the underlying index were drastically out of line, I am sure there will be arbitrage folks out there taking advantage, so hopefully temporary, but the question is whether it could be out of line for some significant time, say a whole day, or massive redemptions which cannot be ha...
by airahcaz
Tue Jan 12, 2016 11:40 pm
Forum: Investing - Theory, News & General
Topic: Lottery into SPY
Replies: 17
Views: 1689

Re: Lottery into SPY

SPY holds 163.09 billion. You would be buying about 0.2%. I suppose that would move it though, you wouldn't be able to see your 'bump' in daily price movements. As a practical matter, you would be able to handle payments on dividends without selling shares? SIPC only covers 500,000. You'd have to s...
by airahcaz
Tue Jan 12, 2016 8:11 pm
Forum: Investing - Theory, News & General
Topic: Lottery into SPY
Replies: 17
Views: 1689

Re: Lottery into SPY

SPY holds 163.09 billion. You would be buying about 0.2%. I suppose that would move it though, you wouldn't be able to see your 'bump' in daily price movements. As a practical matter, you would be able to handle payments on dividends without selling shares? SIPC only covers 500,000. You'd have to s...
by airahcaz
Tue Jan 12, 2016 7:13 pm
Forum: Investing - Theory, News & General
Topic: Lottery into SPY
Replies: 17
Views: 1689

Lottery into SPY

Win $1B in lottery. Net $400M. Can a market order to purchase $500M of SPY be realistically filled at a price close to market, or would that 'move the markets? How would one best get the full $400M invested in SPY? Secondly, would the portfolio need to be spread across several brokerage houses to re...
by airahcaz
Tue Jan 12, 2016 7:05 pm
Forum: Investing - Theory, News & General
Topic: Could ETF's really "blow up"?
Replies: 8
Views: 1832

Could ETF's really "blow up"?

Could this happen? Especially where the market gaps down, and ETF's are unable to keep up, or vice versa, creating some risk of a domino effect and collapse?

https://www.fidelity.com/insights/markets-economy/etfs-may-play-a-main-role-in-the-next-crisis
by airahcaz
Mon Jan 04, 2016 8:03 am
Forum: Investing - Help with Personal Investments
Topic: Recharacterize backdoor Roth conversion
Replies: 2
Views: 308

Re: Recharacterize backdoor Roth conversion

It would not make sense if the loss were small. But say you had a large loss in the Roth of around 35% or so, and if you recharacterized the conversion, only 3500 of your 5500 conversion remained, but your TIRA would have the full 5500 of basis restored. Then also assume your 401k account allows pa...
by airahcaz
Sun Jan 03, 2016 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: Recharacterize backdoor Roth conversion
Replies: 2
Views: 308

Recharacterize backdoor Roth conversion

If one contributed to a Traditional IRA and converted to Roth IRA, thus utilizing the backdoor Roth, and has a loss for that year in the Roth IRA, is it worth considering a recharacterization back to the tIRA, even though one wasn't eligible for the tIRA tax dedecution in the first place?
by airahcaz
Wed Dec 16, 2015 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: Left over $ after 401K rollover
Replies: 10
Views: 466

Re: Left over $ after 401K rollover

Ok thanks for all the replies. One thing I just remembered, my new 401K will be setup in January, within the 60 days, so I can also speak with them and roll it over to the new 401K?
by airahcaz
Wed Dec 16, 2015 3:12 pm
Forum: Investing - Help with Personal Investments
Topic: Left over $ after 401K rollover
Replies: 10
Views: 466

Re: Left over $ after 401K rollover

Ever so wise gentlemen, Cash the $330.23 check. Contribute $412.79 to a (new? existing?) rollover IRA? I'm one for automated paperwork showing this, so would I receive any forms that I did this $412.79 rollover, in a similar fashion that I should receive some forms for the initial direct rollover? ...
by airahcaz
Wed Dec 16, 2015 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Left over $ after 401K rollover
Replies: 10
Views: 466

Re: Left over $ after 401K rollover

Ever so wise gentlemen, many thanks. I agree it is not a large amount, but I am peeved this was done in a way. Moreover, can you baby-step through this please? Cash the $330.23 check. Contribute $412.79 to a (new? existing?) rollover IRA? I'm one for automated paperwork showing this, so would I rece...
by airahcaz
Wed Dec 16, 2015 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Left over $ after 401K rollover
Replies: 10
Views: 466

Left over $ after 401K rollover

Hi - There as a total rollover of 401K to a Rollover IRA. It seems that there was one remaining company contribution to the 401K in the amount of $412.79 that was contributed late, which occurred after the rollover. Because the account held less than $1000, a check was disbursed for $330.23 after Fe...
by airahcaz
Tue Oct 20, 2015 2:36 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

I have brought up reliability as a flaw in the past. Looks like it has caught up to Tesla a bit. Well, if you dig a bit deeper than the headline, you'll realize that CR didn't separate by model year for this rating. That's fine, as it's their data and it needs to be consistent across makes and mode...
by airahcaz
Sat Oct 03, 2015 7:00 pm
Forum: Personal Consumer Issues
Topic: Are luxury watches good investments?
Replies: 45
Views: 3394

Re: Are luxury watches good investments?

I own a few watches from hundreds to thousands, but the new generation will be dominated by smart watches.
by airahcaz
Mon Sep 28, 2015 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

Blow out sales and stock tanks, perplexing!
by airahcaz
Mon Sep 21, 2015 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Re: Managed Accounts

In a related post, I have options in an IRA that I'd like to keep, and which they don't allow. May I ask what is driving the strictness of your firm? I have worked in securities firms for a long time and I have not run across anything quite as restrictive as you are presenting. I am including a hus...
by airahcaz
Mon Sep 21, 2015 9:17 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Re: Managed Accounts

My firm requires all brokerage accounts to be moved to them, unless an official "managed account." Why not place the asset you want to control with your firm? It will be gone next year anyway, if I understand what you are wanting to do. I suppose there is some reason a managed account som...
by airahcaz
Mon Sep 21, 2015 5:57 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Re: Managed Accounts

My firm requires all brokerage accounts to be moved to them, unless an official "managed account."
by airahcaz
Mon Sep 21, 2015 5:28 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Re: Managed Accounts

dbr wrote:Why not just tell the manager you have hired to manage your account that you don't want stock xyz sold until next year?


I don't have a managed account. Where can I get one that will do this for me? Fidelity doesn't allow any discretion and so they will not follow my guidance, even on the onset.
by airahcaz
Mon Sep 21, 2015 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Re: Managed Accounts

I think we need to distinguish between managed account and managed fund. DEFINITION OF 'MANAGED ACCOUNT' An investment account that is owned by an individual investor and looked after by a hired professional money manager. In contrast to mutual funds (which are professionally managed on behalf of m...
by airahcaz
Mon Sep 21, 2015 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: Managed Accounts
Replies: 16
Views: 890

Managed Accounts

Can any Financial Advisor hold a "managed account" or do they have to be part of the big boys (Fidelity, Schwab, etc.)

I'd like to move my account to a managed one, but not have the positions touched or traded till next year...
by airahcaz
Mon Sep 21, 2015 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Options in an IRA
Replies: 4
Views: 271

Re: Options in an IRA

New employer is a wall street broker dealer, and so says the Compliance department...
by airahcaz
Mon Sep 21, 2015 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Options in an IRA
Replies: 4
Views: 271

Options in an IRA

Have long dated options in my IRA (both in a traditional and Roth). New employer doesn’t allow options in an IRA, and only in a brokerage account. I have an unrealized paper loss and would like to wait for a recovery, so do not want to liquidate my options. Besides liquidating, what are my options? ...
by airahcaz
Fri Sep 18, 2015 9:31 am
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

Hypothetically comparing AAPL to MSFT, AAPL is still currently growing, MSFT not as much. Thus MSFT rocketed early on with tremendous growth, but hasn’t had the returns of yesteryear. However it still makes tons of cash and earnings, so what is the reason folks own the stock? For the dividends and s...
by airahcaz
Fri Aug 14, 2015 9:30 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

Next up, self driving car?
by airahcaz
Wed Aug 12, 2015 11:39 am
Forum: Personal Finance (Not Investing)
Topic: 401K leaving employer
Replies: 28
Views: 2854

Re: 401K leaving employer

So I rolled it over from Traditional 401K to a Rollover IRA. I understand that I can further roll it over from there back into a new employer's 401K should there be a need to, perhaps in the event one needs lawsuit, bankruptcy, or creditor protection? Do folks do this as a tactic in the event someon...
by airahcaz
Mon Jul 20, 2015 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: 401K leaving employer
Replies: 28
Views: 2854

Re: 401K leaving employer

What if one utilized the Backdoor in January of the same year that one leaves their company and rolls over the 401K to IRA? Should the Backdoor be reversed? Reversal of conversion would avoid the taxes due to prorata calculation but it would not remove the IRA basis. You'd need to undo the TIRA con...
by airahcaz
Mon Jul 13, 2015 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

did AAPL bottom a few days ago? guess earnings will tell...
by airahcaz
Sat May 30, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Which is smoother, Model S or Lexus LS?
by airahcaz
Sat May 16, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

[ The driving experience. Can't describe in words, only my favorite auto reviewer Dan Neil from WSJ can do that. Need to take a test drive in both vehicles, then will understand. I have. I've also owned the original LS. My dream luxury CPO car has now migrated from the LS to the S cause I'm a fan o...
by airahcaz
Sat May 16, 2015 7:43 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Would love to hear from a Lexus LS owner (current or previous) for comparison to the S. I can respond to that query. Have had the Lexus LS 460 since 2010, now with 65000 miles. Have had Tesla Model S since 2012, now with 30000 miles. Interestingly the LS 460 got Consumer Reports highest point total...
by airahcaz
Sat May 16, 2015 12:03 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Cool. What Lexus did you have and how do you compare the ride, finish, and other characteristics to the S? The Tesla has no vibration or motor noise to intrude in the cabin, but road noise is louder in the Tesla. I've been told most of this is because I have the Goodyear tires and other brands are ...
by airahcaz
Sat May 16, 2015 9:13 am
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

OMG! OMG! OMG!!!!!!!!! The Tesla CPO website went live tonight and I glanced around. Found a nice 2013 Dolphin Gray 85 w/ Tech and Air Suspension, Panoramic moonroof, Black Leather Seats, and Obece Wood Gloss interior. No autopilot, no folding mirrors, no parking sensors, no AWD, no alcantara headl...
by airahcaz
Sat May 02, 2015 12:10 pm
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 6661

Re: Powerwall: The Arrival of Home Battery Backup System

dolphinsaremammals wrote:It looks a lot simpler than having a natural gas generator installed, plus it would take up a lot less room, apparently. Probably a lot quieter?

Perhaps even silent.
by airahcaz
Sat May 02, 2015 10:56 am
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 6661

Re: Powerwall: The Arrival of Home Battery Backup System

My guess is that the two products, 'off-grid' and 'back-up' applications have the same battery pack, and the 'daily cycle' version just uses a reduced cycle range to get longer battery life (more cycles), e.g. 10-80% SOC (thus 7 kWh versus 10 kWh). The backup version is rated for 'weekly', meaning ...
by airahcaz
Fri May 01, 2015 10:17 pm
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 6661

Re: Powerwall: The Arrival of Home Battery Backup System

Solely for backup in the case of power outages caused by storms, et.c, can this replace a whole house (e.g. Generac) natural gas generator whose costs are approximately $10K (5 for the generator, 5 for permit, installation, etc.)?
by airahcaz
Fri May 01, 2015 4:05 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

I was convinced before, but AAPL has really ingrained the fact that markets are quite irrational short term, in fact very irrational. I saw little reason for AAPL to have tanked after earnings, be down another 3 points yesterday, but even more-so today, why is it now back up 3 points? In absence of...
by airahcaz
Fri May 01, 2015 2:35 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Test drove the 70D, wow! Refuse to buy new - ton of used rear wheel drive S models on the lot.

Guess I have to wait at least 18 months or longer to get a decent price on a used 70D? or maybe used Model X (or any AWD).
by airahcaz
Fri May 01, 2015 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

140 next week? Color me perplexed... I was convinced before, but AAPL has really ingrained the fact that markets are quite irrational short term, in fact very irrational. I saw little reason for AAPL to have tanked after earnings, be down another 3 points yesterday, but even more-so today, why is i...
by airahcaz
Wed Apr 29, 2015 8:03 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

airahcaz wrote:140 next week?


Color me perplexed...
by airahcaz
Sun Apr 26, 2015 10:44 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 456
Views: 43682

Re: Will you buy an Apple Watch?

Absolutely. The convenience of being able to see who is calling/ texting without having to remove and unlock your phone from your pocket (especially while driving or in a business meeting) is well worth the investment IMHO. I have never been let down with any Apple product I have ever purchased. I'...
by airahcaz
Sat Apr 25, 2015 9:28 am
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Congratulations BrandonBogle, that's awesome. Something that just occurred to me (I know, I'm slow on the uptake) is that purchasing a used Tesla (or other EV) will be less anxiety inducing than buying a used ICE vehicle. Unless it's been in an accident, or there are cosmetic (and visible) issues, ...
by airahcaz
Fri Apr 24, 2015 5:15 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 760
Views: 119910

Re: Tesla S

Loving the 70D. Has anyone bought a used Awd version (I guess only P85D) for a decent price vs new?
by airahcaz
Fri Apr 24, 2015 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

140 next week?
by airahcaz
Mon Apr 13, 2015 6:25 am
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 37
Views: 5380

Re: Canadian RRSP

This drip-by-drip approach to getting the data isn't useful in analyzing the situation, nor is a comprehensive public data dump wise from a privacy point of view. In the end, your wife will have to make this decision on her own. Canada wants, at a minimum, 15% of her RRSP. That's the trade for the ...
by airahcaz
Sun Apr 12, 2015 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 232
Views: 56863

Re: AAPL

Does this exceed expectations? Despite middling reviews, the Apple (NASDAQ:AAPL) Watch got off to a solid start Friday, with U.S. pre-orders topping one million, according to shopping data firm Slice Intelligence. Some 957,000 people in the U.S. ordered an Apple Watch on the first day the smartwatch...
by airahcaz
Sun Apr 12, 2015 10:24 am
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 7412

Re: How does this site make money?

The real story behind all this is the selflessness of the owners of this site. This is a million dollar a year site they have simply decided not to monetize. A bit like Jack Bogle that way. He gave "his" company away to its clients. And the information on here is by far the most current a...
by airahcaz
Sat Apr 11, 2015 9:09 pm
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 7412

Re: How does this site make money?

A note on Payal. Larry and I have kept Bogleheads.org non-commercial, but it is not a charity. So Paypal takes its standard cut of 2.9% and a 30 cent transaction fee from every transaction, regardless of whether you do it by balance transfer or credit card. Which, incidentally, is why Paypal pushes...

Go to advanced search