Search found 20 matches

by advice789
Fri Jun 23, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: Is someone trying to steal my identity?
Replies: 32
Views: 3591

Re: Is someone trying to steal my identity?

Am far from an expert, but when someone has your phone#, they can receive the two factor authentication code. Also, I heard some credit card companies validate caller identity by the phone number. Hence someone may try to use your VoIP phone number and call your credit company . You mentioned you sc...
by advice789
Wed Jun 21, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: Oregon personal Trip
Replies: 25
Views: 2040

Re: Oregon personal Trip

The wineries will be fun with Newnpberg as a base. As for the Columbia gorge, perhaps a day of salmon or sturgeon fishing. There are prime months in the summer and great views from the boat.
by advice789
Tue Jun 20, 2017 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Credit card for expat
Replies: 24
Views: 1634

Re: Credit card for expat

Another view. Can a credit card accelerate your bonuses from a frequent flyer plan? Seems you will do a lot of travel and can earn miles and premium awards by traveling for work. Say you sign up for an airline credit card. A number of such cards offer no intl fees, bonus miles for spending 3-4000 in...
by advice789
Thu Jun 15, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: trying to join MR. MONEYMUSTACHE forum
Replies: 7
Views: 2334

Re: trying to join MR. MONEYMUSTACHE forum

Valuable to know MMM makes it a bit difficult to join. One bus model for a blog involves the number of users, more users leads to more value and revenue to the forum owner. The motivation then is to make it easy to join a blog . MMM has a different motivation to join his blog. thanks for sharing the...
by advice789
Thu Jun 15, 2017 8:35 pm
Forum: Investing - Theory, News & General
Topic: Favorite Feature of Vanguard Website?
Replies: 67
Views: 5653

Re: Favorite Feature of Vanguard Website?

Informative topic as learned of other features on the website that I have not used.
personally, I like the ease to add contributions to IRA accounts and the history to track past contributions for IRS requirements.
by advice789
Sat Jun 10, 2017 5:28 am
Forum: Personal Consumer Issues
Topic: VPN providers - how do they make money?
Replies: 2
Views: 718

VPN providers - how do they make money?

Have wondered how a free VPN or low cost VPN makes money to stay in business. For example, can a VPN capture and sell my data of which sites I visit? While the encryption protects the content of communication btw me and the bank, the VPN knows I am talking to the bank. Is such data , of web sites vi...
by advice789
Sat Jun 10, 2017 5:23 am
Forum: Investing - Theory, News & General
Topic: Jim Rogers predicting "crash of a lifetime" this year or next
Replies: 89
Views: 10781

Re: Jim Rogers predicting "crash of a lifetime" this year or next

There are two useful points in his article. First, it is very difficult to see the early warning signs of a major drop. Eg Iceland problems was not one off but a sign of something more systematic. Second, the ability to mitigate the pain of a downturn requires a coordinated set of actions by the fed...
by advice789
Thu Jun 01, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: Cell phone service abroad
Replies: 79
Views: 6851

Re: Cell phone service abroad

Many have mentioned the use of local SIM cards. Have used SIM cards many times and a good option. One concern is hacking. Buying a sim from an unknown company, may increase the risks of malware, in the SIM card , infecting the phone. As an alternative, consider renting a mobile wifi . Available in m...
by advice789
Thu Jun 01, 2017 8:48 am
Forum: Investing - Help with Personal Investments
Topic: New here, selling my businesses, need advice.
Replies: 9
Views: 1127

Re: New here, selling my businesses, need advice.

Congrats on the success to build two businesses. I terms of next steps, am a fan of this forum for objective thoughts. A couple of suggestions for next steps: End in mind- create a Investment Policy Statement. You can find a sample in the Bogle wiki or google it. Useful set of questions to articulat...
by advice789
Tue May 23, 2017 2:40 am
Forum: Investing - Help with Personal Investments
Topic: Help me help my non-US citizen fiancée
Replies: 9
Views: 1167

Re: Help me help my non-US citizen fiancée

As a related point. At some point on the path to citizenship or residency, she will be subject to US gov't FBAR requirements. Am not an expert but should she be recognized by a bank as a US resident , fbar maybe triggered. Google fbar for a quick overview if information is needed. The penalties can ...
by advice789
Mon May 15, 2017 10:30 am
Forum: Investing - Help with Personal Investments
Topic: Pre-retirement Advice Requested
Replies: 18
Views: 1794

Re: Pre-retirement Advice Requested

Regarding 1, seeking an independent view has benefits to ask questions that have not been asked before. In terms of the independent view, have used a financial planner via Garrett network. Prior posts suggested a checklist to clarify your goals for the session. Only add, ask the planner if he / she ...
by advice789
Wed Apr 19, 2017 11:48 pm
Forum: Investing - Help with Personal Investments
Topic: Annual finance check up
Replies: 4
Views: 683

Re: Annual finance check up

Have an investment approach but more informal. Good point to create the written document
by advice789
Wed Apr 19, 2017 9:21 pm
Forum: Investing - Help with Personal Investments
Topic: Annual finance check up
Replies: 4
Views: 683

Annual finance check up

Each year, I go to the doctor for an annual physical. He always request a normal blood test and then depending on my aches or pains or health, may order more tests to identify any risk issues. In the same manner, am thinking of a similar Finance Check up. Intent is to obtain added objective advice v...
by advice789
Wed Apr 19, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: How to make best use of lunch with the company president/CEO?
Replies: 55
Views: 5944

Re: How to make best use of lunch with the company president/CEO?

Great opportunity and frankly, wish I had thought of using this forum to seek advice for similar situations. Thanks for the idea Regarding your inquiry, two thoughts. First, after the lunch, what is the One Adjective you want the CEO to describe you? Your questions , behaviors and comments will eith...
by advice789
Mon Apr 17, 2017 6:27 am
Forum: Local Chapters and Bogleheads Community
Topic: Hawaii Bogleheads, where are you?
Replies: 26
Views: 3103

Re: Hawaii Bogleheads, where are you?

While not living in Hawaii, do visit - Appreciate you post dates and times and will try to attend Hnl. - booked to be there early July ,after the 4 th
by advice789
Thu Apr 13, 2017 9:08 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hong Kong Bogleheads?
Replies: 24
Views: 3922

Re: Hong Kong Bogleheads?

First, thanks for organizing the hk group
Highly likely I can attend 19th or 20th. Need a few days notice to plan to attend
by advice789
Mon Mar 20, 2017 9:37 am
Forum: Personal Finance (Not Investing)
Topic: My son wants to move to Hong Kong
Replies: 35
Views: 5111

Re: My son wants to move to Hong Kong

Regarding Hong Kong, a few thought 1) Employment - a work visa is required to be employed. A company can sponsor a work visa. Also I think a spouse of a hk citizen can apply for a spousal visa. He can travel to Hong Kong and as a USA citizen, does not need visa prior to arrival. But this is a touris...
by advice789
Wed Feb 08, 2017 5:53 am
Forum: Local Chapters and Bogleheads Community
Topic: How Did You Become A Boglehead? What Led You Here?
Replies: 168
Views: 16437

Re: How Did You Become A Boglehead? What Led You Here?

There was an article in Forbes or Fortune regarding index form of investing . This was a while back. The article also cited Mel and Taylor. After reading a few of their posts, started to read the forum on a regular basis. The members are objective and the topics are data driven. Look forward to more...
by advice789
Fri Feb 03, 2017 7:47 am
Forum: Personal Consumer Issues
Topic: Best Expat Forums or Advice on Expat Package?
Replies: 10
Views: 1432

Re: Best Expat Forums or Advice on Expat Package?

With the prior replies, you received a lot of good tips. A few added thoughts, some of which share common themes with prior posts 1) Housing- Typical package provide employer paid housing with all utilities, and this includes a furniture budget. 2) Compensation- This is often your home base salary a...
by advice789
Mon Jan 30, 2017 8:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hong Kong Bogleheads?
Replies: 24
Views: 3922

Re: Hong Kong Bogleheads?

Hello
I am also interested in attending regular meetings. Weekend or evening best.