Search found 11226 matches

by abuss368
Sun Jun 25, 2017 9:32 am
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 98
Views: 8409

Re: Anyone else gotten totally bored with investing?

To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You ...
by abuss368
Sun Jun 25, 2017 9:24 am
Forum: Investing - Theory, News & General
Topic: International Stocks - New thoughts
Replies: 70
Views: 3666

Re: International Stocks - New thoughts

I had the privilege of attending a lecture from David Swensen and it was a great experience. His excellent book "Unconventional Success" was published in 2005 and I would like to see the book updated. The book is an excellent resource and many investors will be just fine to follow the advi...
by abuss368
Sun Jun 18, 2017 3:12 pm
Forum: Personal Consumer Issues
Topic: Need WIFI repeater or second router Advice
Replies: 45
Views: 2480

Re: Need WIFI repeater or second router Advice

We installed an Apple Extreme Router and then need to extend the signal to other parts of the house. We purchased an Apple Airport Express. Installation was easy and everything works very well.
by abuss368
Sun Jun 18, 2017 3:08 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Portfolio Tilts
Replies: 86
Views: 5899

Re: Your Favorite Portfolio Tilts

We have tilted to U.S. & International REITs for a long time.
by abuss368
Sun Jun 18, 2017 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance options
Replies: 33
Views: 3172

Re: Umbrella Insurance options

I would look at contacting an insurance broker.
by abuss368
Sun Jun 18, 2017 3:03 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 10173

Re: Amazon Buys Whole Foods

This was incredible on Friday! Grocery companies are facing many headwinds. The stock of the acquirer usually goes down, however Amazon went up!
by abuss368
Sun Jun 18, 2017 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard High-Yield Corporate Fund Investor Shares VWEHX
Replies: 47
Views: 3577

Re: Vanguard High-Yield Corporate Fund Investor Shares VWEHX

We invested in this fund many years ago and eventually sold. The word "bond" in the fund title should have an asterisk next to it as the fund behaves like a combination of stocks and bonds.
by abuss368
Sun Jun 18, 2017 2:56 pm
Forum: Investing - Theory, News & General
Topic: Bond type composition of the entire US bond market
Replies: 7
Views: 712

Re: Bond type composition of the entire US bond market

Did you by chance check the Bogleheads wiki? That is usually a good point of reference.
by abuss368
Sun Jun 18, 2017 2:55 pm
Forum: Investing - Help with Personal Investments
Topic: Advice needed to make short-term investments in Taxable accounts
Replies: 16
Views: 670

Re: Advice needed to make short-term investments in Taxable accounts

Considering the short period of time, I would not recommend investing this money. It becomes more important to protect what you have accumulated for your goal compared to risking everything in an attempt to get more.
by abuss368
Sun Jun 18, 2017 2:52 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1808
Views: 1021787

Re: The Three-Fund Portfolio

May I ask what would be the suggested allocation of these three funds for a person who retires at age 63? Would you just do 33% each or go heavier on one fund? Jack Bogle will typically recommend "age in bonds" to start. An investors asset allocation is dependent on timeframe, tolerance f...
by abuss368
Sun Jun 18, 2017 2:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)
Replies: 91
Views: 8313

Re: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)

Wow! Maybe I need to review and compare to our savings account.

Problem is I would probably have to open a Vanguard Brokerage Account correct? Do they allow Mutual Fund Accounts any longer?
by abuss368
Sun Jun 18, 2017 2:16 pm
Forum: Investing - Theory, News & General
Topic: Do Bonds have a place if basic expenses are covered by income streams?
Replies: 69
Views: 3464

Re: Do Bonds have a place is basic expenses covered by income streams?

If the stock market pulled back 50% or more, would you be able to stay the course?
by abuss368
Thu Jun 15, 2017 11:21 pm
Forum: Investing - Help with Personal Investments
Topic: Bond Funds To Use in Taxable Portfolio
Replies: 28
Views: 2902

Re: Bond Funds To Use in Taxable Portfolio

We are dancing on the head of a needle. It does not make much, if any, difference.

Best.
by abuss368
Thu Jun 15, 2017 4:56 pm
Forum: Investing - Help with Personal Investments
Topic: Bond Funds To Use in Taxable Portfolio
Replies: 28
Views: 2902

Re: Bond Funds To Use in Taxable Portfolio

livesoft wrote:If your 401(k) and IRA are 30% of your assets, why on earth do you need to have any bond funds in your taxable account?


He may want some bonds in the taxable account to be better prepared for the next downturn on an individual account basis.
by abuss368
Sat Jun 10, 2017 9:15 pm
Forum: Investing - Theory, News & General
Topic: Real Estate: Direct vs Indirect Investment
Replies: 86
Views: 5774

Re: Real Estate: Direct vs Indirect Investment

Depending on a taxpayers adjusted gross income, any loss from a real estate investment may not be deductible.

Yes, same tax structure as REITs.
by abuss368
Thu Jun 08, 2017 11:49 pm
Forum: Personal Consumer Issues
Topic: Does anyone read the Wall Street Journal?
Replies: 56
Views: 4778

Re: Does anyone read the Wall Street Journal?

Been reading the paper version for years and love it.
by abuss368
Tue Jun 06, 2017 8:37 am
Forum: Local Chapters and Bogleheads Community
Topic: Interested in an Omaha NE Local Chapter
Replies: 4
Views: 1785

Re: Interested in an Omaha NE Local Chapter

Maybe Warren Buffett could be a future guest speaker.
by abuss368
Tue Jun 06, 2017 8:34 am
Forum: Investing - Help with Personal Investments
Topic: A Bogleheads success story
Replies: 20
Views: 4658

Re: A Bogleheads success story

Awesome news!
by abuss368
Sat Jun 03, 2017 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: Real estate investing the Boglehead way
Replies: 39
Views: 7583

Re: Real estate investing the Boglehead way

The Boglehead way to real estate involves REITs (US and International if you desire) in a low cost and diversified index fund.

Keep investing simple.
by abuss368
Mon May 29, 2017 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: 20 percent international
Replies: 29
Views: 2822

Re: 20 percent international

The correct answer is whatever percentage works for you. Typically this is expressed as a percentage of equity.

Vanguard investment experts recommend 40% of equity. This has increased from 20%, to 30%, and now 40%.
by abuss368
Mon May 29, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 763557

Re: What Movie Have You Recently Watched?

"Get Me Roger Stone" on Netflix. A documentary about the political establishment and the recent election. Informative.
by abuss368
Sun May 28, 2017 3:39 pm
Forum: Investing - Theory, News & General
Topic: Real Estate: Direct vs Indirect Investment
Replies: 86
Views: 5774

Re: Real Estate: Direct vs Indirect Investment

I worked in Commercial RE for many years with Private Equity owners. Investing directly in commercial RE (retail, apartments, office, industrial storage) is a business, a full time job and you better know what you are doing or you will get crushed. Many of the smaller private equity RE groups will ...
by abuss368
Sun May 28, 2017 3:37 pm
Forum: Investing - Help with Personal Investments
Topic: tax exempt bond funds
Replies: 25
Views: 2132

Re: tax exempt bond funds

We use Int-Term Tax-Exempt in our taxable account. The money is invested for the mid-term. Perhaps the first money to be spent down the road. I do not want to be 100% stocks in taxable. My state does not have a state specific tax-exempt fund. If it did, I might consider a mix of the two. Some safet...
by abuss368
Sun May 28, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: Intermediate vs Short Term TIPS Fund
Replies: 45
Views: 3914

Re: Intermediate vs Short Term TIPS Fund

TIPS are not needed. Stay with the Three Fund Portfolio. abuss, you started one of the longest discussions ever on TIPS ( https://www.bogleheads.org/forum/viewtopic.php?p=2540230 ). Interested in why you say TIPS are not needed. Is there more to it than just your frustration at no/low dividend paym...
by abuss368
Sun May 28, 2017 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Intermediate vs Short Term TIPS Fund
Replies: 45
Views: 3914

Re: Intermediate vs Short Term TIPS Fund

TIPS are not needed. Stay with the Three Fund Portfolio. abuss, you started one of the longest discussions ever on TIPS ( https://www.bogleheads.org/forum/viewtopic.php?p=2540230 ). Interested in why you say TIPS are not needed. Is there more to it than just your frustration at no/low dividend paym...
by abuss368
Sat May 27, 2017 12:32 pm
Forum: Investing - Theory, News & General
Topic: The Best Account for International Equities
Replies: 42
Views: 3860

Re: The Best Account for International Equities

I hold Total International Stick index in both taxable and tax advantaged accounts. Approximately 70% of the dividends are qualified and taxed at a lower rate. The foreign tax credit is claimed. This has worked well and we will stay the course. How do you know it has worked well, without running th...
by abuss368
Sat May 27, 2017 12:09 pm
Forum: Investing - Theory, News & General
Topic: How many investment companies to have money in?
Replies: 41
Views: 3487

Re: How many investment companies to have money in?

A long time ago we moved our investment portfolio to Vanguard.

It has been the best financial decision we ever made.
by abuss368
Sat May 27, 2017 12:08 pm
Forum: Investing - Theory, News & General
Topic: History: Tulip Fever
Replies: 13
Views: 1997

Re: History: Tulip Fever

Sounds interesting. I would watch this movie.
by abuss368
Sat May 27, 2017 12:04 pm
Forum: Investing - Theory, News & General
Topic: History: Tulip Fever
Replies: 13
Views: 1997

Re: History: Tulip Fever

I've long been curious about what the Florida land boom was really "like," ever since I read a novel that described some of it. The thing that made it interesting is that the boom was not really in real estate at all, it was in "binders" that gave you the right to buy real estat...
by abuss368
Sat May 27, 2017 12:00 pm
Forum: Investing - Theory, News & General
Topic: The Best Account for International Equities
Replies: 42
Views: 3860

Re: The Best Account for International Equities

I hold Total International Stick index in both taxable and tax advantaged accounts. Approximately 70% of the dividends are qualified and taxed at a lower rate. The foreign tax credit is claimed. This has worked well and we will stay the course.
by abuss368
Sat May 27, 2017 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard REIT ETF ER increased?!?
Replies: 13
Views: 1830

Re: Vanguard REIT ETF ER increased?!?

This fund was 0.10 a couple of years ago. It increased to 0.12.
by abuss368
Fri May 26, 2017 4:01 pm
Forum: Investing - Help with Personal Investments
Topic: Intermediate vs Short Term TIPS Fund
Replies: 45
Views: 3914

Re: Intermediate vs Short Term TIPS Fund

TIPS are not needed. Stay with the Three Fund Portfolio.
by abuss368
Fri May 26, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard REIT ETF ER increased?!?
Replies: 13
Views: 1830

Re: Vanguard REIT ETF ER increased?!?

This increased a while ago.
by abuss368
Sun May 21, 2017 7:00 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard International Bond Admiral (VTABX)
Replies: 6
Views: 861

Re: Vanguard International Bond Admiral (VTABX)

I too am undecided regarding a need for this fund. Vanguard investment experts recommend this fund combined with Total Bond.
by abuss368
Thu May 18, 2017 11:31 pm
Forum: Investing - Help with Personal Investments
Topic: The great commodities debate
Replies: 39
Views: 6738

Re: The great commodities debate

Hip hip hooray, is Rick here to stay?
by abuss368
Thu May 18, 2017 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: REITs: Count as Stocks or Bonds?
Replies: 49
Views: 3137

Re: REITs: Count as Stocks or Bonds?

I include as stocks.
by abuss368
Mon May 08, 2017 9:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early
Replies: 68
Views: 3435

Re: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early

Happy birthday Mr. Bogle and thank you for all you have done and are continuing to do!
by abuss368
Mon May 08, 2017 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: International REIT
Replies: 31
Views: 2519

Re: International REIT

We have invested in the Vanguard International REIT fund for many years. This has worked well when combined with the U.S. REIT fund.
by abuss368
Mon May 08, 2017 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: International REIT
Replies: 31
Views: 2519

Re: International REIT

Remember that REITs are not a substitute for Bonds.
by abuss368
Mon May 08, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12080

Re: Microsoft, I want my computer back!

We moved everything to Apple years ago and will never go back! Have you heard the wailing and gnashing of teeth about iPhoto being replaced by Pictures on iMACs. MIcrosoft has no monopolies on taking away people's computers. I like Photos (not Pictures) on our Mac. It is more closely aligned with i...
by abuss368
Sat May 06, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12080

Re: Microsoft, I want my computer back!

We moved everything to Apple years ago and will never go back!
by abuss368
Sat May 06, 2017 7:41 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway 2017 Annual Shareholders Meeting, Live Stream Replay
Replies: 26
Views: 2004

Re: Berkshire Hathaway 2017 Annual Shareholders Meeting, Live Streaming Today (5/6)

oldzey wrote:Jack is in the crowd - Warren just had him stand up and be recognized, and he wished him a Happy 88th Birthday on Monday. :D


Awesome!
by abuss368
Sat May 06, 2017 7:40 pm
Forum: Investing - Theory, News & General
Topic: Crowd funded real estate?
Replies: 36
Views: 3103

Re: Crowd funded real estate?

If you generate income in another state you may have additional tax filing requirements.
by abuss368
Tue May 02, 2017 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate vs CREF Equity Index
Replies: 61
Views: 3381

Re: TIAA Real Estate vs CREF Equity Index

I believe the TIAA CREF fund itself owns real estate directly. This is a little different compared to a REIT fund that owns shares in the REITs that own the buildings.

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