Search found 11087 matches

by abuss368
Wed Mar 22, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

I am surprised that we are Quicken "free" since Fall 2008! 9 years went by quick after using Quicken for almost a decade.
by abuss368
Tue Mar 21, 2017 8:51 pm
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 41
Views: 3648

Re: Bogle Interview CNN - Sat.

Mr. Bogle is the best.
by abuss368
Sun Mar 19, 2017 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

Bogleheads, I have come to rely on Microsoft Excel more and more as the year went on. I created a very simple 5 - 6 tabs in a spreadsheet to provide a Balance Sheet, 3 tabs regarding the investment portfolio such as a) investment allocation/rebalance, b) investment dividend income, and c) investment...
by abuss368
Sun Mar 19, 2017 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

Quicken has moved to a subscription model The software industry as a whole appears to be generally headed in this direction. Office 365 being a prominent example. Has Quicken moved to a subscription model in the U.S.? I was under the assumption this was the Canadian market only at this point. Specu...
by abuss368
Sat Mar 18, 2017 9:57 am
Forum: Investing - Theory, News & General
Topic: No Real Estate in Wellesley?
Replies: 7
Views: 1096

Re: No Real Estate in Wellesley?

It looks like Real Estate is 0% of Wellesley's holdings. Is that right? I wonder why, since it's an income fund. Maybe : - It does hold some from time to time. - REITs are too risky. - The advisors prefer stocks with rising payments, and while REITs pay a lot, the payments don't necessarily grow. -...
by abuss368
Sat Mar 18, 2017 9:55 am
Forum: Investing - Theory, News & General
Topic: Crowdfunding real estate?
Replies: 20
Views: 1131

Re: Crowdfunding real estate?

Honestly I understand your point in terms of cash flows. Because yes, it is all about the cash flows. I like real estate. Personally I would rather allocate a material portion to both U.S. and International REITs.
by abuss368
Sat Mar 18, 2017 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

Hi All, I respect that this forum is full of people that hate spending money. What else would one expect from committed Bogleheads? That said -- I have watched what has happened to Quicken over the years, and am THRILLED with the idea of Quicken switching to a subscription model, which would involv...
by abuss368
Wed Mar 15, 2017 10:24 pm
Forum: Investing - Theory, News & General
Topic: Investment books I have read.
Replies: 55
Views: 10568

Re: Investment books I have read.

Will there be any additional Bogleheads books? I liked Taylor's book!
by abuss368
Tue Mar 14, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3424

Re: Help me pick a computer

A little over two years ago, we purchased our first Apple computer. A MacBook Pro 15" screen. We are very happy and this is the best computer we have ever owned.
by abuss368
Tue Mar 14, 2017 8:07 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Bank?
Replies: 7
Views: 1023

Re: Vanguard - Bank?

Bogleheads - A few years ago I read a few articles on a "rumor" that Vanguard may have been considering starting a bank. Whatever became of this? Does anyone have any idea? http://www.reuters.com/article/us-vanguard-funds-banking-idUSBRE86B11Q20120712 Best. Déjà vu? https://www.bogleheads...
by abuss368
Mon Mar 13, 2017 10:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2541
Views: 650143

Re: What Movie Have You Recently Watched?

The Americans started up again on FX!
by abuss368
Mon Mar 13, 2017 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Bank?
Replies: 7
Views: 1023

Re: Vanguard - Bank?

cfs wrote:Close but no bananas - Vanguard Advantage Accounts

https://personal.vanguard.com/us/help/FAQVAAContent.jsp

Thanks for reading ~cfs


Hi cfs -

I read this on the Vanguard website many years ago. It appears to not be well discussed or marketed.
by abuss368
Mon Mar 13, 2017 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Money Market Funds
Replies: 10
Views: 1425

Vanguard - Money Market Funds

Bogleheads -

With the gradual increase in interest rates and the resulting slightly higher distributions of the Vanguard Prime Money Market fund, how many Bogleheads are using a money market fund in place of a bank savings account?
by abuss368
Mon Mar 13, 2017 10:06 pm
Forum: Investing - Theory, News & General
Topic: Total International vs Developed Markets: a straightforward question
Replies: 21
Views: 1789

Re: Total International vs Developed Markets: a straightforward question

This thread... https://www.bogleheads.org/forum/viewtopic.php?t=174302 ... didn't address what I hope is a straightforward question. The commandment "Be Diversified" favors Total International (VGTSX) with 6,066 holdings. The commandment "Keep Expenses Low" favors Developed Mark...
by abuss368
Mon Mar 13, 2017 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Bank?
Replies: 7
Views: 1023

Re: Vanguard - Bank?

The article I provided a link to referenced the uncertainty with the new money market rules and changes at the time.
by abuss368
Mon Mar 13, 2017 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac - Admiral Shares
Replies: 6
Views: 606

Re: Quicken For Mac - Admiral Shares

Does Quicken for Mac have the Mutual Fund Conversion feature? Will this work for Admiral share conversions?
by abuss368
Mon Mar 13, 2017 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

Unfortunately, looking at what happened to Quicken and the competing products, there just doesn't seem to be that many that want to track their expenses and investments at that level. Most people get their IRA/401k or whatever statement quarterly, look at it, and then throw it in the trash. Most pe...
by abuss368
Mon Mar 13, 2017 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: taxes on HSA dividends in NJ?
Replies: 10
Views: 891

Re: taxes on HSA dividends in NJ?

Under NJ law, an HSA is treated the same as any other bank or brokerage account. You must pay tax on interest, dividends, and capital gains unless they are exempt from NJ tax. Thus, if your HSA offers a TIPS or other Treasury bond fund, that is often a good choice in NJ. NJ doesn't tax interest on ...
by abuss368
Mon Mar 13, 2017 9:45 pm
Forum: Investing - Theory, News & General
Topic: I have to share this quote
Replies: 32
Views: 4427

Re: I have to share this quote

Nice. Stay the course and tune out the noise!
by abuss368
Mon Mar 13, 2017 9:44 pm
Forum: Investing - Theory, News & General
Topic: Don't let your political views impact your investment strategy
Replies: 28
Views: 3708

Re: Don't let your political views impact your investment strategy

I learned many years ago (thank to Jack Bogle and the Bogleheads) not to let politics impact our low cost and index investing strategy.

Best.
by abuss368
Mon Mar 13, 2017 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard - Bank?
Replies: 7
Views: 1023

Vanguard - Bank?

Bogleheads -

A few years ago I read a few articles on a "rumor" that Vanguard may have been considering starting a bank. Whatever became of this? Does anyone have any idea?

http://www.reuters.com/article/us-vangu ... 1Q20120712

Best.
by abuss368
Mon Mar 13, 2017 9:39 pm
Forum: Investing - Theory, News & General
Topic: Article--"Vanguard goes on hiring binge to support big boom in growth"
Replies: 12
Views: 1771

Re: Article--"Vanguard goes on hiring binge to support big boom in growth"

Thank you for sharing.

Now our expense ratios better not increase!
by abuss368
Mon Mar 13, 2017 9:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2541
Views: 650143

Re: What Movie Have You Recently Watched?

We have been watching "Six" on History channel. This is a new television series about U.S. Navy Seal Team Six.
by abuss368
Mon Mar 13, 2017 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Is the Vanguard Balanced Index Fund all you need?
Replies: 43
Views: 6087

Re: Is the Vanguard Balanced Index Fund all you need?

Bogleheads - I have wondered how many investors would be better off over the long term with this one fund in all types of accounts (i.e. taxable and tax advantaged) and simply pay any tax due. When I consider the alternative of frequent trading, high expenses, turnover, manager risk, and so forth th...
by abuss368
Mon Mar 13, 2017 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: Is the Vanguard Balanced Index Fund all you need?
Replies: 43
Views: 6087

Re: Is the Vangaurd Balanced Index Fund all you need?

This is exactly what I'm going to do. In fact, I currently own it in my IRA and when I retire the entire amount will be rolled over into that fund. You might find this thread I started a while back interesting. The balanced index also has John Bogle's blessing. It is the one fund he consistently re...
by abuss368
Mon Mar 13, 2017 9:33 pm
Forum: Investing - Theory, News & General
Topic: How Many Contribute To A Retirement Fund But Never Invest
Replies: 21
Views: 2295

Re: How Many Contribute To A Retirement Fund But Never Invest

I have seen many times over the years folks who open and IRA at a bank for example and then buy a bank CD only in the IRA. In today's environment, that is a tough rate of return to try an build your future around.
by abuss368
Mon Mar 13, 2017 9:32 pm
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 3523

Re: How many pairs of jeans do you own?

To answer the original question: I have one good pair that I wear to the office on weekends or out of the house if needed. I usually ave the other pair to get dirty or do work in, but somehow they never seem to be used. I typically buy one pair of jeans every couple of years or so.
by abuss368
Mon Mar 13, 2017 9:31 pm
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 3523

Re: How many pairs of jeans do you own?

gator1 wrote:I am a [cheap --admin LadyGeek] minimalist who works from home. I think I have about 3 pair of jeans, a couple pair of lounge pants, a couple pair of shorts, 10-15 shirts, no underwear, no socks, and one pair of shoes.


Hi gator1 -

That is incredible! Wow! A Boglehead way of life!
by abuss368
Mon Mar 13, 2017 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 249
Views: 19882

Re: Quicken's future direction - a cause for concern

Unfortunately, looking at what happened to Quicken and the competing products, there just doesn't seem to be that many that want to track their expenses and investments at that level. Most people get their IRA/401k or whatever statement quarterly, look at it, and then throw it in the trash. Most pe...
by abuss368
Sat Mar 11, 2017 5:30 pm
Forum: Investing - Theory, News & General
Topic: Which Vanguard Tax-Exempt fund?
Replies: 22
Views: 2147

Re: Which Vanguard Tax-Exempt fund?

Any of the tax exempt funds will provide safety and income to an investment portfolio.
by abuss368
Sat Mar 11, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 22493

Re: How to Die

Thank you for sharing.
by abuss368
Sat Mar 11, 2017 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac - Admiral Shares
Replies: 6
Views: 606

Re: Quicken For Mac - Admiral Shares

Any additional feedback or information?
by abuss368
Fri Mar 10, 2017 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac - Admiral Shares
Replies: 6
Views: 606

Re: Quicken For Mac - Admiral Shares

I bought Quicken for Mac recently, but returned it because the reports were not adequate (wish I had checked into that before importing my data). To do the conversion from Investor to Admiral, I would sell all shares at Investor NAV and then rebuy using the number of Admiral shares and the total ca...
by abuss368
Fri Mar 10, 2017 5:57 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2541
Views: 650143

Re: What Movie Have You Recently Watched?

Edward Snowden. A really good movie.
by abuss368
Fri Mar 10, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac - Admiral Shares
Replies: 6
Views: 606

Re: Quicken For Mac - Admiral Shares

As a follow up, I was reviewing Quicken's website including the technical support page. I tried key terms such as "Admiral" shares and mutual fund conversion. I did not read anything specific related to Vanguard mutual fund.

Hopefully Bogleheads have some insight.
by abuss368
Fri Mar 10, 2017 12:57 pm
Forum: Investing - Theory, News & General
Topic: Buffett Annual Letter 2016 [Jack Bogle is a hero]
Replies: 69
Views: 5497

Re: Buffett Annual Letter 2016 [Jack Bogle is a hero]

Thank you Jack Bogle in your crusade to make sure the little guy earns his fair share of the stock and bond markets.
by abuss368
Fri Mar 10, 2017 12:55 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Tracking Tools
Replies: 18
Views: 993

Re: Portfolio Tracking Tools

Hey everyone! I just started to invest and was wondering if someone can share some helpful tips. I totally agree that a low cost index approach works well, but would like to add some of my own stock ideas to the mix. I was curious how everyone manages to keep track of their portfolio holdings. Do y...
by abuss368
Fri Mar 10, 2017 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac - Admiral Shares
Replies: 6
Views: 606

Quicken For Mac - Admiral Shares

Bogleheads - How many folks use Quicken for Mac and have downloaded the program? How would you rate your experience? My question is specifically related to the Vanguard conversion from Investor shares to Admiral shares. It has been discussed many times the problem with Quicken and the conversion in ...
by abuss368
Sat Feb 25, 2017 11:45 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2541
Views: 650143

Re: What Movie Have You Recently Watched?

The Accountant. Really good.
by abuss368
Fri Feb 17, 2017 3:28 pm
Forum: Investing - Theory, News & General
Topic: How to find the share price history of a fund?
Replies: 11
Views: 650

Re: How to find the share price history of a fund?

Sandtrap wrote:
abuss368 wrote:If I had a need to look up share price history, I always used Yahoo Finance. This has worked well.

Thanks "abuss368".
I looked at "Yahoo Finance" as you suggest and the print and interface is much much better on my bad eyes and slow brain.
Appreciate the help.
j


Thank you.
by abuss368
Fri Feb 17, 2017 3:27 pm
Forum: Investing - Theory, News & General
Topic: How to find the share price history of a fund?
Replies: 11
Views: 650

Re: How to find the share price history of a fund?

If I had a need to look up share price history, I always used Yahoo Finance. This has worked well. Careful: *Close price adjusted for dividends and splits. I use Morningstar charts in "price" mode if you only need a few dates. For stuff I already own I download prices to Quicken. (I could...
by abuss368
Thu Feb 16, 2017 8:28 am
Forum: Investing - Help with Personal Investments
Topic: Is VTIVX safe?
Replies: 21
Views: 10616

Re: Is VTIVX safe?

All investments have risk. There is no escaping risk. Cash has risk.

The Vanguard Target and LifeStrategy funds include thousands of U.S. and International stocks and bonds at very low costs. These are excellent fund for the long term.
by abuss368
Thu Feb 16, 2017 8:26 am
Forum: Investing - Theory, News & General
Topic: How to find the share price history of a fund?
Replies: 11
Views: 650

Re: How to find the share price history of a fund?

If I had a need to look up share price history, I always used Yahoo Finance. This has worked well.
by abuss368
Thu Feb 16, 2017 8:25 am
Forum: Investing - Theory, News & General
Topic: What happens to European bonds if the euro starts to fail?
Replies: 51
Views: 3561

Re: What happens to European bonds if the euro starts to fail?

Does anyone know if Vanguard has discussed this issue and specifically the impact to Total International Bond Index?
by abuss368
Thu Feb 16, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: I may be a workaholic?
Replies: 24
Views: 2185

Re: I may be a workaholic?

As long as one has peace and harmony with low/manageable stress you are fine.
by abuss368
Thu Feb 16, 2017 8:21 am
Forum: Investing - Help with Personal Investments
Topic: Foreign REIT vs. USA REIT?
Replies: 20
Views: 1458

Re: Foreign REIT vs. USA REIT?

I would consider consolidating some of your funds and specifically the bond funds. Having four bond funds in an investment portfolio introduces additional expense and complexity. Vanguard is recommending a two bond fund strategy: Total Bond Index and Total International Bond Index. Keep investing si...
by abuss368
Tue Feb 14, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: BRK Annual Shareholder Meeting- is it worth going?
Replies: 20
Views: 1945

Re: BRK Annual Shareholder Meeting- is it worth going?

Interesting. I have often thought about this too. I also sometimes wonder if Vanguard sponsored an annual meeting.
by abuss368
Tue Feb 14, 2017 12:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Reaches $4 Trillion for First Time
Replies: 25
Views: 3788

Re: Vanguard Reaches $4 Trillion for First Time

nedsaid wrote:Wow. 4 Trillion. Vanguard could almost be its own country.


Indeed.
by abuss368
Tue Feb 14, 2017 12:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Reaches $4 Trillion for First Time
Replies: 25
Views: 3788

Re: "Vanguard Hits $4 Trillion Milestone" Not a word about Bogle.

[Thread merged into here, see below. --admin LadyGeek] Bogleheads: This morning, before going sailing, I opened the door and picked-up our Wall Street Journal. On the front page was a large green graph showing the amazing growth of "Vanguard Group's assets under management, in trillions of dol...

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