Search found 10407 matches

by abuss368
Fri Sep 30, 2016 10:47 pm
Forum: Investing - Theory, News & General
Topic: [2016 Bogleheads 15 Conference Report]
Replies: 27
Views: 1822

Re: [2016 Bogleheads 15 Conference Report]

Thank you very much for sharing the links to the excellent articles.
by abuss368
Fri Sep 30, 2016 10:31 pm
Forum: Investing - Theory, News & General
Topic: why not just buy BRK
Replies: 27
Views: 3167

Re: why not just buy BRK

One must be aware of the risks of owning total market index funds and Berkshire Hathaway. An investor could have a larger exposure to Wells Fargo, Phillips 66, Walmart, IBM, Coca Cola, American Express, and so forth.
by abuss368
Fri Sep 30, 2016 10:30 pm
Forum: Investing - Theory, News & General
Topic: why not just buy BRK
Replies: 27
Views: 3167

Re: why not just buy BRK

Like Jimmy Carter, I have had lust in my heart and like Peter Lynch lust in my heart for stocks. Berkshire-Hathaway has been on my list of things I have wanted to own for a long time but I the price of even the 'B' shares was too high. I don't have any plans to buy in any time soon, I suppose the r...
by abuss368
Fri Sep 30, 2016 9:58 pm
Forum: Investing - Help with Personal Investments
Topic: Are REITS appropriate in a "buy and hold" portfolio?
Replies: 16
Views: 1687

Re: Are REITS appropriate in a "buy and hold" portfolio?

We have allocated 30% of equity to REITs for a long time and plan to stay the course. Best. Question: do you include in your 30% the allocation of REITs in other stock ETFs? If I remember correctly, the Total Stock Market Index has over 5% in REITs We do not and never have. I try to keep it simple....
by abuss368
Fri Sep 30, 2016 9:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Livesoft?
Replies: 61
Views: 5801

Re: Where is Livesoft?

He and I are having dinner with Mr. Bogle right now.
by abuss368
Fri Sep 30, 2016 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Are REITS appropriate in a "buy and hold" portfolio?
Replies: 16
Views: 1687

Re: Are REITS appropriate in a "buy and hold" portfolio?

We have allocated 30% of equity to REITs for a long time and plan to stay the course.

Best.
by abuss368
Thu Sep 29, 2016 10:58 pm
Forum: Investing - Theory, News & General
Topic: "In Defense of Bonds"
Replies: 33
Views: 4382

Re: "In Defense of Bonds"

Thank you Taylor!
by abuss368
Thu Sep 29, 2016 10:56 pm
Forum: Investing - Theory, News & General
Topic: International in Taxable account
Replies: 16
Views: 2348

Re: International in Taxable account

I just realized this was a 5 year old thread!
by abuss368
Thu Sep 29, 2016 10:55 pm
Forum: Personal Consumer Issues
Topic: Hawaii anniversary trip suggestions
Replies: 33
Views: 2755

Re: Hawaii anniversary trip suggestions

What about a volcano?
by abuss368
Thu Sep 29, 2016 10:54 pm
Forum: Investing - Theory, News & General
Topic: International in Taxable account
Replies: 16
Views: 2348

Re: International in Taxable account

I've read that International funds should be purchased in your taxable accounts. I've tried to find out why that is through the wiki, but have come up empty handed. Can someone explain to me why international funds should be bought within your taxable account? Thanks edit: Thank you everyone that h...
by abuss368
Thu Sep 29, 2016 10:53 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas on Florida's Gulf Coast.
Replies: 31
Views: 1811

Re: Vacation ideas on Florida's Gulf Coast.

Clearwater or Siesta Key Sarasota.
by abuss368
Thu Sep 29, 2016 10:53 pm
Forum: Investing - Theory, News & General
Topic: Anybody using Rick Ferri's "Total Economy Portfolio"?
Replies: 25
Views: 3191

Re: Anybody using Rick Ferri's "Total Economy Portfolio"?

I believe it calls for 25% SCV and 10% REIT. The rest is Total stock market and total international on the equity side. Bonds were not discussed. Anybody use it, and why/why not? Just curious. Thanks! Hi JaySayms, I have nothing but respect for Rick and have learned much from him over the years. Th...
by abuss368
Thu Sep 29, 2016 10:50 pm
Forum: Investing - Theory, News & General
Topic: Anybody using Rick Ferri's "Total Economy Portfolio"?
Replies: 25
Views: 3191

Re: Anybody using Rick Ferri's "Total Economy Portfolio"?

stemikger wrote:Nothing against Rick, but I'll quote John Bogle here:

"Just stick with the Vanguard Balanced Index Fund and get on with it"

The end


Thank you Jack!
by abuss368
Thu Sep 29, 2016 10:49 pm
Forum: Personal Finance (Not Investing)
Topic: Intuit Quickbooks for Mac
Replies: 10
Views: 823

Re: Intuit Quickbooks for Mac

I used Quicken for a long time. Many years ago we finally decided it was no longer worth the investment of time or headaches. Our banking and investment websites and statements provide much more information than we need. I also become aggravated with the constant "forced" upgrades and lack...
by abuss368
Thu Sep 29, 2016 10:47 pm
Forum: Investing - Help with Personal Investments
Topic: Are REITS appropriate in a "buy and hold" portfolio?
Replies: 16
Views: 1687

Re: Are REITS appropriate in a "buy and hold" portfolio?

An investor must find what works for them. I gave up market timing many years ago which appears to be what you may be suggesting. We invest in both the Vanguard U.S. and International REIT Index Funds. We have a large allocation and have invested in REITs for a very long time and this has worked wel...
by abuss368
Thu Sep 29, 2016 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: 2 Inherited IRA's - Combining into one Account? Is this possible?
Replies: 6
Views: 593

Re: 2 Inherited IRA's - Combining into one Account? Is this possible?

I am very sorry for your loss. God bless you and your family during this time. Please take the time to read the rules related to inherited retirement accounts. This is challenging and can be confusing. Perhaps the services of a qualified CPA or retirement specialist (even an attorney) may be of serv...
by abuss368
Thu Sep 29, 2016 10:38 pm
Forum: Personal Consumer Issues
Topic: Where/how do Bogleheads get their tires inflated?
Replies: 72
Views: 3119

Re: Where/how do Bogleheads get their tires inflated?

My father has a portable air compressor and it has worked very well thus far. That said, I put air in our tires very rare anymore. The recurring maintenance from our dealers handles this with the oil change, rotation, and so forth. However, we had a nail in a tire this past weekend and I drove to th...
by abuss368
Wed Sep 28, 2016 8:34 am
Forum: Investing - Theory, News & General
Topic: TIPS - Did you give up?
Replies: 391
Views: 43464

Re: TIPS - Did you give up?

Bogleheads,

While I may not prefer TIPS currently, I have learned much with this thread. Specifically #Cruncher. Your wealth of knowledge related to TIPS is very impressive.

Best.
by abuss368
Fri Sep 23, 2016 10:57 pm
Forum: Investing - Theory, News & General
Topic: The coming municipal bond crisis
Replies: 51
Views: 7136

Re: The coming municipal bond crisis

To my question that I have been asking for quite q while now: at what point does an investor place Total Bond in place of tax exempt bonds in a taxable account?
by abuss368
Tue Sep 20, 2016 10:03 pm
Forum: Investing - Theory, News & General
Topic: Bogle tilts toward Value in his own portfolio
Replies: 34
Views: 3843

Re: Bogle tilts toward Value in his own portfolio

I read this interview a long time ago. This is an older but very good article.

I believe he invests in his son's Small Cap fund as well which is an active fund.
by abuss368
Tue Sep 20, 2016 10:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Emerging Markets Stock Index Fund completes transition to new index
Replies: 19
Views: 2682

Re: Vanguard Emerging Markets Stock Index Fund completes transition to new index

Thank you for the update. I have never invested in this fund and opted for the market weight with the Vanguard Total International Stock Index Fund.
by abuss368
Tue Sep 20, 2016 9:59 pm
Forum: Personal Consumer Issues
Topic: Ideas for adult brothers vacation
Replies: 24
Views: 1721

Re: Ideas for adult brothers vacation

I always prefer an excellent trip to the great state of Florida.

Play some golf in the sunshine state.
by abuss368
Tue Sep 20, 2016 9:55 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 8891

Re: Disappointing News Wells Fargo

I would be surprised if this problem and situation is specific to Wells Fargo or more widespread across the banking profession.
by abuss368
Mon Sep 19, 2016 9:42 pm
Forum: Investing - Theory, News & General
Topic: Never invest in ....... ?
Replies: 53
Views: 5158

Re: Never invest in ....... ?

gclancer wrote:The most "legitimate sounding" investment that I've heard universally bad feedback from other investors on is non-publicly traded REITs.


I would agree as well. Mi have read very bad experiences that investors have had with non-publicly traded REITs.
by abuss368
Mon Sep 19, 2016 8:49 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 8891

Re: Disappointing News Wells Fargo

Ricola wrote:I would like to get my accounts out of there but don't want to pay them over $1000 in punishment fees to move my accounts. :annoyed


How is that possible?
by abuss368
Sun Sep 18, 2016 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: What Percentage To Put In International Stock?
Replies: 58
Views: 4729

Re: What Percentage To Put In International Stock?

What is the recommended percentage to allocate of your stock section to International Stocks? I hear 20% all the way up to 50%, with the sweet spot and most recommended being 30%. What do you think? Hi rattlenap, A good question that involves and endless debate. Presently, Vanguard recommends 40% o...
by abuss368
Sun Sep 18, 2016 4:01 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 8891

Re: Disappointing News Wells Fargo

I did read an article discussing the potential breakup on the bank. Hopefully not and the possible fallout to the markets that may result.
by abuss368
Sun Sep 18, 2016 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard Invite to a] "private event"
Replies: 28
Views: 3549

Re: [Vanguard Invite to a] "private event"

I am mixed when reading this. One one hand it sounds interesting and would probably be a really great experience and learning opportunity. In addition, one could network and meet other successful investors. On the other, I did not know Vanguard hosted such events. In fact, I am surprised they do at ...
by abuss368
Sun Sep 18, 2016 3:57 pm
Forum: Personal Consumer Issues
Topic: How to sleep like a Billionaire?
Replies: 14
Views: 3001

Re: How to sleep like a Billionaire?

Remember Donald Trump's one book "Think Like a Billionaire" provided some insight into his lifestyle.
by abuss368
Fri Sep 16, 2016 12:10 am
Forum: Personal Finance (Not Investing)
Topic: An example of the value of a liability umbrella policy
Replies: 22
Views: 2405

Re: An example of the value of a liability umbrella policy

That is both scary and unfortunate. Yes, sadly, it is wise in today's world to carry an umbrella policy. A scary and unfortunate story about one incident in which umbrella insurance might have been beneficial does not support the proposition that it's wise to carry an umbrella policy, any more than...
by abuss368
Thu Sep 15, 2016 11:22 pm
Forum: Investing - Help with Personal Investments
Topic: My bond portfolio - Comments
Replies: 21
Views: 2239

Re: My bond portfolio - Comments

I would consider Vanguard's recommended two fund bond strategy:

* Total Bond Index Fund
* Total International Bond Index Fund

Both funds are low cost and very diversified with thousands of worldwide securities.
by abuss368
Thu Sep 15, 2016 11:20 pm
Forum: Personal Finance (Not Investing)
Topic: An example of the value of a liability umbrella policy
Replies: 22
Views: 2405

Re: An example of the value of a liability umbrella policy

That is both scary and unfortunate. Yes, sadly, it is wise in today's world to carry an umbrella policy.
by abuss368
Thu Sep 15, 2016 11:18 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 8891

Re: Disappointing News Wells Fargo

We transitioned to Wells Fargo a few month ago and thus far have been extremely satisfied with the service and online portal.
by abuss368
Thu Sep 15, 2016 7:53 am
Forum: Investing - Theory, News & General
Topic: the upcoming bond bubble
Replies: 16
Views: 1977

Re: the upcoming bond bubble

I have been waiting for many many years for this "bubble". Bogleheads decide on an asset allocation and stay the course. Market timing the stock and/or bond markets does not work.
by abuss368
Wed Sep 14, 2016 12:01 am
Forum: Local Chapters and Bogleheads Community
Topic: Forum tops 3,000,000 post mark
Replies: 30
Views: 1811

Re: Forum tops 3,000,000 post mark

Bogleheads,

Let's continue to make this forum the best financial website on the Internet.

Best.
by abuss368
Tue Sep 13, 2016 11:59 pm
Forum: Investing - Help with Personal Investments
Topic: $50M+ - Need a sounding board/advice
Replies: 205
Views: 22028

Re: $50M+ - Need a sounding board/advice

I had a recent large exit from a company and walked away with around $70M after taxes. We've set up a charitable fund and seeded it with a large portion, set up an angel fund (play money that I don't factor into the total portfolio) and are considering a couple of real estate purchases. We've got a...
by abuss368
Tue Sep 13, 2016 11:57 pm
Forum: Investing - Theory, News & General
Topic: The "No Bonds" portfolio
Replies: 100
Views: 17758

Re: The "No Bonds" portfolio

As much as I love and I do love Warren Buffett, it shows me that he is a little out of touch with the common man when he suggests we all just hold enough cash (10% in treasuries is his choice) to feel secure and the rest in equities. I believe Warren recommended this for his wife's portfolio. I don...
by abuss368
Tue Sep 13, 2016 11:57 pm
Forum: Investing - Theory, News & General
Topic: The "No Bonds" portfolio
Replies: 100
Views: 17758

Re: The "No Bonds" portfolio

As much as I love and I do love Warren Buffett, it shows me that he is a little out of touch with the common man when he suggests we all just hold enough cash (10% in treasuries is his choice) to feel secure and the rest in equities. I believe Warren recommended this for his wife's portfolio. I don...
by abuss368
Tue Sep 13, 2016 11:55 pm
Forum: Investing - Theory, News & General
Topic: "Factor investing"
Replies: 192
Views: 12708

Re: "Factor investing"

"The beauty of owning the market is that you eliminate individual stock risk, you eliminate market sector risk, and you eliminate manager risk. -- There may be better investment strategies than owning just three broad-based index funds but the number of strategies that are worse is infinite.&q...
by abuss368
Tue Sep 13, 2016 11:53 pm
Forum: Investing - Theory, News & General
Topic: "Factor investing"
Replies: 192
Views: 12708

Re: "Factor investing"

"The beauty of owning the market is that you eliminate individual stock risk, you eliminate market sector risk, and you eliminate manager risk. -- There may be better investment strategies than owning just three broad-based index funds but the number of strategies that are worse is infinite.&q...
by abuss368
Tue Sep 13, 2016 10:20 pm
Forum: Investing - Theory, News & General
Topic: Presidential Election Insurance, Use T-Bills?
Replies: 65
Views: 3778

Re: Presidential Election Insurance, Use T-Bills?

Does anyone has history in terms of how that markets typically respond after an election?
by abuss368
Tue Sep 13, 2016 10:19 pm
Forum: Personal Consumer Issues
Topic: iOS 10 available today
Replies: 44
Views: 3026

Re: iOS 10 available today

JeffAL wrote:
climber2020 wrote:To anyone who's updated to iOS 10: is there an option to shoot RAW with the native camera app? This feature was briefly mentioned during the keynote, but no actual details to be found anywhere.


Only the new iPhone 7 can shoot RAW.


What is RAW?
by abuss368
Tue Sep 13, 2016 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: no Bonds 63
Replies: 12
Views: 1702

Re: no Bonds 63

I'm thinking of putting $1000 a month into VBTLX is this wise now. I'm retired have 2m all in IRAs and Roth. No bonds right now. Only need about 1m for me to be happy in retirement. Hi hulburt1, Jack Bogle has always recommended "age in bonds" or something that becomes more conservative w...
by abuss368
Tue Sep 13, 2016 10:17 pm
Forum: Investing - Theory, News & General
Topic: "Factor investing"
Replies: 192
Views: 12708

Re: "Factor investing"

"The beauty of owning the market is that you eliminate individual stock risk, you eliminate market sector risk, and you eliminate manager risk. -- There may be better investment strategies than owning just three broad-based index funds but the number of strategies that are worse is infinite.&q...
by abuss368
Tue Sep 13, 2016 10:15 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 11649

Re: Who is ready for iphone 7?

I will probably upgrade one of our iPhones soon to the iPhone 7.

Best.
by abuss368
Tue Sep 13, 2016 10:14 pm
Forum: Personal Consumer Issues
Topic: iOS 10 available today
Replies: 44
Views: 3026

Re: iOS 10 available today

Thank you for the update. I will have to look for this update.

Do you like the update?
by abuss368
Tue Sep 13, 2016 10:13 pm
Forum: Investing - Theory, News & General
Topic: Presidential Election Insurance, Use T-Bills?
Replies: 65
Views: 3778

Re: Presidential Election Insurance, Use T-Bills?

Hi Doc,

I would maintain your asset allocation and stay the course. The alternative is the market, with it's unpredictable nature, takes off and reaches new highs. Being in Treasury bonds would hurt.

Best.
by abuss368
Tue Sep 13, 2016 10:11 pm
Forum: Investing - Theory, News & General
Topic: TIPS - Did you give up?
Replies: 391
Views: 43464

Re: TIPS - Did you give up?

Bogleheads,

I did not see any dividends declared by the fund for the quarter. Essentially there is no cash flow from dividends. This is tough for a retirees!

My concern is how this fund will perform and the related volatility as interest rates rise.
by abuss368
Tue Sep 13, 2016 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 93
Views: 12568

Re: Wells Fargo

I am in the process of teaching my spouse the Wells Fargo website and getting her more involved with our banking. She has started to write all checks, make transfer, and become more familiar with the website and security. I believe the older I get the more important this is. My goal has always been ...

Go to advanced search