Search found 16106 matches

by VictoriaF
Thu Apr 13, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: Dream vacation spots?
Replies: 73
Views: 6728

Re: Dream vacation spots?

@VictoriaF I'd be very interested in hearing about your experience on Mont Blanc and Annapurna Circuit. If you are so inclined, you can PM me. Tour Mont Blanc was in 1995, and my recollection is quite vague. I have some photos and journals but after so many years, my notes are of less practical val...
by VictoriaF
Thu Apr 13, 2017 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

2015 wrote: I herded sheep, goats and cats--and even a few foxes and snakes--of the human kind when I was working. I have no interest in doing that with the animal kind in retirement.


As a Boglehead you need to herd bulls and bears.

Victoria
by VictoriaF
Wed Apr 12, 2017 9:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 372
Views: 56434

Re: Roll Call for the Retirement Class of 2014!

Just got back (to Oregon) from my usual 2-week volunteer stint in Florida and have 2 international trips lined up for this year: Peru (Amazon cruise) and France (Lyon and ?). I am seriously considering doing a round-the-country solo driving trip (my 3rd) in 2018. I have snagged invitations to visit...
by VictoriaF
Wed Apr 12, 2017 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

praxis wrote:
VictoriaF wrote:
Goats are too reckless; please consider sheep.


John Cleese
Monty Python


I was thinking of Woody Allen: Everything you always wanted to know about sheep but were afraid to ask.

Victoria
by VictoriaF
Wed Apr 12, 2017 2:36 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 171
Views: 26645

Re: USAA 2.5% Cash Back Credit Card

White Coat Investor wrote:Nope. Can't get it through the app either. I think USAA hates Utahns.

And Virginians.

Victoria
by VictoriaF
Wed Apr 12, 2017 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

according the following article on the six major paths retirees follow, I am probably #2, an "Adventurer", who "see[s] retirement as an opportunity to pursue an unrealized dream or try something new": http://www.nextavenue.org/retirement-paths-will-follow/ From the article: 2. A...
by VictoriaF
Wed Apr 12, 2017 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Victoria wrote, After I came up with the idea, I shook index fingers with Jack Bogle. And this is how I greet many Bogleheads at the annual conferences and local meetings. Well, in my opinion, that makes it official. Think of the Constitution's Article II, Section 3 power of the Executive to "...
by VictoriaF
Tue Apr 11, 2017 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

azurekep wrote:
VictoriaF wrote:Writing and refining routines is a creative process.

A standup desk might help.


I want the limelight for myself, I don't want to delegate it to my desk.

Victoria
by VictoriaF
Tue Apr 11, 2017 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Extreme Frugality vs Living Life - Where do you draw the line?
Replies: 77
Views: 8291

Re: Extreme Frugality vs Living Life - Where do you draw the line?

2) That is what we want to spend on - taking vacations with them. My husband likes luxury travel and I would prefer to travel more often than to spend more on a single vacation. so there is conflict in that regards. I can see a problem here. Similarly to you, I like to travel a lot and inexpensivel...
by VictoriaF
Tue Apr 11, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Combatting mosquitoes traveling in S. America
Replies: 37
Views: 1804

Re: Combatting mosquitoes traveling in S. America

You will want to get a permethrin-treated mosquito net I usually treat my backpack, sleeping bag, and other items with Permethrin, https://www.amazon.com/Products-Premium-Permethrin-Clothing-Repellent/dp/B001ANQVYU?th=1 . It's apparently as effective as 100% DEET, quite safe for people, and you app...
by VictoriaF
Tue Apr 11, 2017 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Victoria: Thanks for all of your conversation on this topic. I have mentioned it to three people, two of which indicated they will be viewing the lecture. Ed, If you have several people interested in life design, you could create a work group where you'd be reviewing each other's designs, learning ...
by VictoriaF
Tue Apr 11, 2017 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Would there be any connection between "life planning" and Life-cycle finance ? Hi LadyGeek, I was not thinking about it, but now that you've mentioned it, I think there is an important relation between designing one's life and life-cycle finance, or consumption smoothing. Life design come...
by VictoriaF
Tue Apr 11, 2017 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your

Hi Victoria, Thanks for explaining. I plan to watch the video, but It does seem that the deeply personal and mentally demanding process of designing an asset allocation, in particular knowing life goals, then achieving the finances, and then determining how much risk (and uncertainty) can be handle...
by VictoriaF
Tue Apr 11, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Was stand up on your list of things to do when you retired? Or is it a part of a new life you are designing? Have fun and good luck.... It was not on my list of things to do. I decided to try Improv after I saw a show with a family member (in a different state). As I noted above, I was taking Impro...
by VictoriaF
Tue Apr 11, 2017 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Congratulations on your graduation! How cool you'll be in the YT videos. Yes, there are quite a few places to take classes, all of which are close to me. I would only be looking to do this for the experience, as competition related to anything entertainment here is nothing short of staggering. I ag...
by VictoriaF
Tue Apr 11, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Interesting (and perhaps timely?) you mentioned you've been doing improv and standup. There's lots of it where I live. After reading the book, I thought about doing improv only because it would absolutely terrify me, hence, being the correct course of action. If you are in L.A. you are in the comed...
by VictoriaF
Mon Apr 10, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Dream vacation spots?
Replies: 73
Views: 6728

Re: Dream vacation spots?

I love to travel so I have plans to travel a lot as soon as possible. I like doing many adventurous things, but also relaxing vacations as part of my travels. However many of my dream spots require having good knees - which is not a sure thing. Following are on my wishlist/bucket-list -------------...
by VictoriaF
Mon Apr 10, 2017 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Outstanding video...thanks for the link and the great discussion. Now, to the blank sheet of paper and ideas... Ed So far, I was careful to recommend a free resource, an Internet video. However, if you want to do effective design of your life, you may want to purchase the book. The book does not on...
by VictoriaF
Mon Apr 10, 2017 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

2015 wrote:VeronicaF, have you read this book: https://www.amazon.com/Improv-Wisdom-Do ... 1400081882. It's awesome, and useful in everyday life.


I'll check it out, thanks. And it's VictoriaF, not Veronica--the second strike out after the naval debacle.

VF
by VictoriaF
Mon Apr 10, 2017 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

From what I read here, a connection I see to investing might be in setting an asset allocation, i.e., the similarity between designing a life and designing an allocation. In both cases it's about finding oneself and what is right for oneself. An asset allocation, to become a course that one can sta...
by VictoriaF
Mon Apr 10, 2017 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

RYD wrote:I must admit as I read this post a saying popped into my mind

Man plans God laughs

RYD


Thus, you design many different lives to give God more things to laugh about, and for yourself to have more fun with.

Victoria
by VictoriaF
Mon Apr 10, 2017 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Yes, thanks Victoria. I found this article on a 94-year very inspiring: https://www.nytimes.com/2017/04/07/opinion/sunday/to-be-a-genius-think-like-a-94-year-old.html A wonderful article. Thank you, Lynette! We frequently close up our minds to new opportunities because "nobody does it" at...
by VictoriaF
Mon Apr 10, 2017 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Victoria is very inspiring as she has lots of energy and tries many new things in retirement. Victoria, I know you need no encouragement, but keep us posted on your research concerning reinvention of self. Thank you for kind words, SGM! Sometimes I think that I am moving too quickly from one passio...
by VictoriaF
Mon Apr 10, 2017 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

RadAudit wrote:
VictoriaF wrote: I am the inventor of the Bogleheads Handshake (an index-finger shake).


Bogleheads have a secret handshake?


Yes! After I came up with the idea, I shook index fingers with Jack Bogle. And this is how I greet many Bogleheads at the annual conferences and local meetings.

Victoria
by VictoriaF
Sun Apr 09, 2017 6:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Conference 2017?
Replies: 34
Views: 4443

Re: Boglehead Conference 2017?

I'm a little confused about this issue. There was a statement that an announcement would be coming on April 5th about the conference. People mark the date. The announcement then is made on April 2nd.?? Then apparently there was a large response to a presale to those who attended in previous years. ...
by VictoriaF
Sun Apr 09, 2017 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

2015 wrote:Per Cal Newport's Deep Focus book, in retirement I sacrifice low value adding activities for high value activities that buttress my "wildly important idea" (Newport's concept) of having a qualitatively successful retirement until end of life.


Cheers from a fellow Newport's fan,

Victoria
by VictoriaF
Sun Apr 09, 2017 10:06 am
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Conference 2017?
Replies: 34
Views: 4443

Re: Boglehead Conference 2017?

Might I suggest then, to avoid such feelings in the future, that, should a date for the public announcement be revealed in the future, the date for the email to previous attendees also be announced? Something such as "Previous attendees will be emailed on April 2nd and the public announcement ...
by VictoriaF
Sat Apr 08, 2017 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

..... there is much more to life than gazing at your own naval. ..... That's exactly what I have been thinking of saying. Only I was going to say navel Not naval. :wink: You mean to tell me all along I've been gazing at the wrong thing? So that's been the problem. :D You can design alternative live...
by VictoriaF
Sat Apr 08, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

I wonder how these ideas will fit in finding a "retirement path". Many of us here are getting older and are now fully retired and spending our next egg. But with retirement some of us are finding limitations on what we can do so we need to adjust our life path. So maybe these ideas are st...
by VictoriaF
Sat Apr 08, 2017 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Good Listener wrote:And btw, no I am not married to her, have never dated her, have never spoken to her, nor could I pick her out of a lineup.


I have ensured that every Boglehead could pick me out of a lineup: I am the inventor of the Bogleheads Handshake (an index-finger shake).

Victoria
by VictoriaF
Sat Apr 08, 2017 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Yes, thank you for the link. I like the idea of tools that help give shape and action to dreams & goals, but I have to be very, very careful with this. So much of my education and career was mapped out towards a goal, that the goal became to un-goal, un-design, to allow free flow...in many ways...
by VictoriaF
Sat Apr 08, 2017 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Victoria, thank you for the link. I found it interesting and think that using a formal process could likely be useful but I'm not entirely sure as much of my life has simply happened. ... Maybe a formal process could be of some value but I'm simply trying out stuff now. Lynette Lynette, I think muc...
by VictoriaF
Sat Apr 08, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Do you know none other than Werner Erhard said this over 40 years ago ? None of this is new. I have noticed with amusement all of the new business books out on happiness and life design, which are really only recycling (really) old themes. Brian Tracy has some of the best stuff anywhere on success,...
by VictoriaF
Sat Apr 08, 2017 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Really enjoyed it - thank you The problem is many to most of the questions on this forum do not have quick feedback - yes you can ask some people or do a couple of hours in a field - but retiring makes it harder to go back to work so what should your number be while you still can work and you do no...
by VictoriaF
Sat Apr 08, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

I haven't read Evans' book. There are probably some worthwhile techniques in there. But I've also had enough exposure to "design thinking" practices to know that there is no magic formula for solving big problems, whether in life or business. I fully agree that there is no magic formula f...
by VictoriaF
Sat Apr 08, 2017 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Thanks for the link! I've seen a number of posts recently along the lines of "I've finally met X financial target that I spent years calculating/analyzing/planning for, so why do I feel less awesome than expected?" One of the best responses I saw: rather than focus on what you don't want ...
by VictoriaF
Sat Apr 08, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

Worth a watch or a transcript read? I appreciated the link. Reading the transcript is faster but watching the video is more effective. I have attended a 4-hour seminar with the speaker and his co-author, where I did some hands-on life design and then participated in group discussions of our respect...
by VictoriaF
Sat Apr 08, 2017 12:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead Conference 2017?
Replies: 34
Views: 4443

Re: Boglehead Conference 2017?

The sell-out was a Black Swan. Nobody could have predicted that by the 5th of April there would be no more places left. I think the complaint more stems from a place of being told it would be announced on April 5th and it was instead announced on April 2nd than from a place of it already being sold...
by VictoriaF
Fri Apr 07, 2017 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Re: Designing Your Life

I don't get it. What does this have to do with personal finance? Guess I am just dense. Or dumb. Please advise what I should be doing to design my life for optimal financial well-being..... :?: :?: It helps answering questions raised in Personal Finance (Not Investing) Forum threads such as: - How ...
by VictoriaF
Fri Apr 07, 2017 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 82
Views: 8868

Designing Your Life

Several months ago I have attended a workshop "Designing Your LIfe" by Stanford professors Bill Burnett and Dave Evans. The main thesis is that design is different from other areas such as engineering, business, or research. In engineering you calculate, in business you optimize, in resear...
by VictoriaF
Fri Apr 07, 2017 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Citi Costco Visa vs. Chase Sapphire Reserve
Replies: 51
Views: 2914

Re: Citi Costco Visa vs. Chase Sapphire Reserve

...I am keeping a Chase United Explorer card and paying $95/year, because its ownership opens up for me some additional reward flight options on the United site. Victoria To me the big advantage of booking with the CUE card is the one free checked bag for each of two people ($100 value R/T) as well...
by VictoriaF
Fri Apr 07, 2017 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Citi Costco Visa vs. Chase Sapphire Reserve
Replies: 51
Views: 2914

Re: Citi Costco Visa vs. Chase Sapphire Reserve

Responses are great - lot's of good information. I see the benefits of the CSR even clearer than before. I have questions about using the points. Are the flights limited? More specifically, is it easy to get the 6am flight (who wants to get to the airport at 4am) and not so much the 9am or 10am fli...
by VictoriaF
Fri Apr 07, 2017 1:17 pm
Forum: Personal Consumer Issues
Topic: cannot login to any of my financial websites
Replies: 13
Views: 947

Re: cannot login to any of my financial websites

JavaScript is a source of vulnerabilities. See Brian Krebs's "Blocking JavaScript in the Browser" https://krebsonsecurity.com/2011/05/blo ... e-browser/ ,

Victoria
by VictoriaF
Fri Apr 07, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10154

Re: Capital One 360 $200 bonus

guitarguy wrote:Same here. I don't think I'll ever bother with anything that requires setting up a direct deposit either.


According to Doctor of Credit's booklet, in many banks you can satisfy direct deposit requirement with ACH from your other financial institutions.

Victoria
by VictoriaF
Fri Apr 07, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Should I drop Chase Sapphire Preferred (have Reserve and Freedom)
Replies: 15
Views: 719

Re: Should I drop Chase Sapphire Preferred (have Reserve and Freedom)

Why to downgrade to Freedom Unlimited if you can cancel CSP and later open Freedom Unlimited for a signup bonus?

Victoria
by VictoriaF
Fri Apr 07, 2017 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Citi Costco Visa vs. Chase Sapphire Reserve
Replies: 51
Views: 2914

Re: Citi Costco Visa vs. Chase Sapphire Reserve

Woodlake wrote:flying from east coast to Hawaii is 10 hours, it hurts to sit in economy for 10 hours....


You can go to the restroom and break it into 5 + 5 {giggling}

Victoria
by VictoriaF
Fri Apr 07, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10154

Re: Capital One 360 $200 bonus

I almost felt like I'd held them up! I consider Bogleheadism a form of vigilantism. We read numerous advisories and policies, consider myriads of what-if scenarios, and take well thought out actions to defeat financial fees and fines. A bank or a credit card bonus is a trophy rather than income. Vi...
by VictoriaF
Fri Apr 07, 2017 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10154

Re: Capital One 360 $200 bonus

I have been avoiding bank bonuses because they seemed to require a lot of work. However, I have recently subscribed to Doctor of Credit's email list and received as a subscription bonus his short e-book on how to satisfy most common bank requirements and avoid fees. The $200 CapitalOne bonus is now...
by VictoriaF
Fri Apr 07, 2017 12:05 pm
Forum: Investing - Theory, News & General
Topic: Improving the TSP [for current participants]
Replies: 178
Views: 26911

Re: Improving the TSP [for current participants]

Thanks again, Info_Hound!

Victoria
by VictoriaF
Fri Apr 07, 2017 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10154

Re: Capital One 360 $200 bonus

I have been avoiding bank bonuses because they seemed to require a lot of work. However, I have recently subscribed to Doctor of Credit's email list and received as a subscription bonus his short e-book on how to satisfy most common bank requirements and avoid fees. The $200 CapitalOne bonus is now ...

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