Bogleheads.org

VictoriaF

I am most interested in knowing the history of paternal ancestors going by my last name, which I can only trace to the last few hundred years. That's easy and free. According to Wikipedia, https://en.wikipedia.org/wiki/Caduceus , you can trace Caduceus to Mesopotamian origin with the Sumerian god N...

VictoriaF

HueyLD wrote: ↑
Thu Sep 21, 2017 11:17 am
I met LadyGeek at a BH reunion. I thought she would be kind of scary due to her moderating activities, but she was absolutely delightful, interesting and friendly.

I very much agree. I have not mentioned LadyGeek in my list, because I have already met her.

Victoria

VictoriaF

Here is the list so far: 2015 AlohaJoe avalpert BSteiner celia John Bogle KlangFool lack_ey Ladygeek Larry Swedroe Lev LH2004 (died) Livesoft meg77 Mel Lindauer mingstar mlebuf Mudpuppy Munchkin Man nedsaid Nisiprius Old Meph (died) Petrocelli retiredjg Robert T sscritic SheepDog Stemikger Taylor L...

VictoriaF

latesaver wrote: ↑
Wed Sep 20, 2017 1:25 pm
nortel stock

The Nortel stock was a source of my financial downfall, too, but in a different way. In the 1990s, I was working for Bell Labs, and the Lucent stock looked cheap in comparison to Nortel. And so I started "catching a falling knife" of LU in my 401(k).

Victoria

VictoriaF

This isn't exactly true. It's true I've been reading personal development books since I was around 12 (it's amusing to think of my year 12 old self sitting on the upstairs bathroom floor reading, of all things, The Science of Mind and Psycho-Cybernetics! Just what did I think I was going to do with...

VictoriaF

I will admit gladly admit that I am many steps below Victoria and 2015 intellectually,but I just started reading Black Swans.I just retired and so far I feel much better about my very conservative approach to investing. :D First, I would never be so pompous as to think I am any step "above" anyone....

VictoriaF

... In the last twenty minutes of our meeting Victoria gave a presentation on how to stay safe online, in an age where security breaches to major financial institutions appear to occur on a monthly basis. I had asked Victoria if she would lead a discussion on the topic, instead Victoria made the ex...

VictoriaF

I will admit gladly admit that I am many steps below Victoria and 2015 intellectually,but I just started reading Black Swans.I just retired and so far I feel much better about my very conservative approach to investing. :D First, I would never be so pompous as to think I am any step "above" anyone....

VictoriaF

Lots of very interesting discussion throughout this sprawling monster of a thread. Several of the authors Victoria cited above (Taleb, Kahnemann, Areily, etc.) were guests, often more than once, on my former Prof's Russell Roberts' podcast - EconTalk - http://www.econtalk.org/. Russ and/or his coll...

VictoriaF

I gained value from The Art of Seduction (again, woven with concepts found in Power, Sun Tzu's The Art of War as well as The Charisma Myth) by looking at my own unconscious weaknesses, finding my own use of power, rooted in childhood, could be "updated", and transformed into stillness and context, ...

VictoriaF

Freezing Innovis is prudent for three reasons: 1. If perpetrators have difficulties with the big three credit reporting agencies, they'll target Innovis 2. Freezing Innovis is free 3. There is no need to unfreeze Innovis when applying for new credit Victoria If there's no need to unfreeze Innovis w...

VictoriaF

I am honored to have met many Bogleheads at annual meetings and DC metro Bogleheads events. The ones I have not met but would like to include: - Mudpuppy - one of my most trusted cyber security sources - retiredjg - one of the wisest and most helpful Bogleheads - 2015 - we have similar approaches t...

VictoriaF

I am honored to have met many Bogleheads at annual meetings and DC metro Bogleheads events. The ones I have not met but would like to include: - Mudpuppy - one of my most trusted cyber security sources - retiredjg - one of the wisest and most helpful Bogleheads - 2015 - we have similar approaches to...

VictoriaF

I will admit gladly admit that I am many steps below Victoria and 2015 intellectually,but I just started reading Black Swans.I just retired and so far I feel much better about my very conservative approach to investing. :D hoops, I have been thinking about your post all week as it keeps coming back...

VictoriaF

8. I'm told we should keep an eye on account activity to ensure existing accounts are not hacked. Is there an optimum time interval for this? The more frequently you log on, the more often this (encrypted) information goes out into the internet. If your bank or brokerage account is drained, it mean...

VictoriaF

I use Chrome and both sites directed me to the www site. I use the HTTPS everywhere add-on and both sites were https://www https://www.eff.org/https-everywhere I use HTTPS Everywhere as well. I've noticed that sometimes these messages are browser-specific. Other times, they are version specific. I'...

VictoriaF

Request to the winner:

Dear Mr. Buffett,

Please use the winning to place the next bet against factor investing, tilting, smart beta, and other financial industry creations that distract investors from passive indexing.

Kind regards,
VictoriaF

VictoriaF

... In the last twenty minutes of our meeting Victoria gave a presentation on how to stay safe online, in an age where security breaches to major financial institutions appear to occur on a monthly basis. I had asked Victoria if she would lead a discussion on the topic, instead Victoria made the ex...

VictoriaF

A potent antidote for fragility is optionality. I have so much information on optionality in my latticework of mental models document but can't for the life of me remember where I got the concept from. I thought Taleb wrote about it, but now I don't think so. I'm beginning to think I got a lot of i...

VictoriaF

Also, can leave lunch for another day if the mod strikes to get a bite with coworkers. I did not know that the moderators were monitoring our lunches! I would not want to be banned from the Forum for a culinary offense. Brown-bag lunches are allowed in front of the Soy Museum. ;) Now, this is reall...

VictoriaF

genedios966 wrote: ↑
Mon Sep 18, 2017 3:02 pm
Also, can leave lunch for another day if the mod strikes to get a bite with coworkers.

I did not know that the moderators were monitoring our lunches! I would not want to be banned from the Forum for a culinary offense.

Victoria

VictoriaF

Now I just hope Malwarebytes is reliable. I am using a free version of MalwareBytes which I manually update and then use for scanning three-four times a week. I am now wondering if it's worthwhile to get a paid-for version. Victoria The paid real-time version of Malwarebytes would not have helped i...

VictoriaF

donfairplay wrote: ↑
Mon Sep 18, 2017 7:29 am
Ccleaner's 32 bit version had a malware payload and was distributed to anyone who downloaded version 5.33 from the piriform website

My computer is running a 64-bit Windows Operating System. Can I assume that this specific attack did not affect my computer?

Thank you,
Victoria

VictoriaF

nisiprius wrote: ↑
Mon Sep 18, 2017 7:46 am
Now I just hope Malwarebytes is reliable.

I am using a free version of MalwareBytes which I manually update and then use for scanning three-four times a week. I am now wondering if it's worthwhile to get a paid-for version.

Victoria

VictoriaF

physicians identify with their profession, Many people that take pride in their work, enjoy delighting their customers or fix disasters for people, identify with their profession. (opinion) I am getting sick of one job is more noble than another. You have distorted the meaning of what I wrote, and ...

VictoriaF

What I've found, much like your "investing niche" term, that once you set up a latticework of mental models on which to hang decision-making (in this case, investing), to quote Munger, "You’ve got whole categories of things you just bat away so your brain isn’t cluttered with them. That way, you’re...

VictoriaF

it is hard to imagine just tuning off the lights on my career one day as a physician. After spending most of life studying to become one and working, it is terrifying to just let it go. With my career being so time consuming, I haven't developed as many friends and hobbies as I would like. I feel l...

VictoriaF

I just love the FS site, which has added so much to my efficiency and effectiveness. The mental model of transforming low value activities into habits, routines, and rituals while simultaneously taking up the least amount of mental, emotional, and time energy alone has been priceless. I never liste...

VictoriaF

To update your thinking software, I highly recommend Farnam Street, the excellent website on thinking maintained by Shane Parrish. It's here where I've found my best non-fiction book recommendations. Hi 2015, Earlier today I listened to an excellent podcast on Farnam Street: "Episode 17: Rory Suthe...

VictoriaF

1. You should establish an account with the IRS, so that someone else would not be able establish it in your name. You should establish an IRS account before you freeze your credit. 2. If your tax returns are hacked, eventually the IRS will sort it out. The process will take some time, and so it's b...

VictoriaF

it is hard to imagine just tuning off the lights on my career one day as a physician. After spending most of life studying to become one and working, it is terrifying to just let it go. With my career being so time consuming, I haven't developed as many friends and hobbies as I would like. I feel l...

VictoriaF

I have a decent job and thru utilizing Boglehead principles I'm in a position financially to retire. Just generally have about 65x expenses, SS, estimate 3k per month at 70 plus pension of 22K at 65. Live in LCOL area. No debt, just monthly CC that I pay in full. I'm 58 and still working full time....

VictoriaF

bcjb wrote: ↑
Sat Sep 16, 2017 9:39 pm
This gentleman is... interesting, for sure. He's selling $25,000 tickets to go hang out with him on St Bart's in October.

Are the people buying $25k St Bart's tickets the "sheeple"?

Victoria

VictoriaF

Influence: Science and Practice, ePub, 5th Edition Robert Cialdini has recently released a sequel to this, entitled Pre-suasion https://www.amazon.com/Pre-Suasion-Revolutionary-Way-Influence-Persuade-ebook/dp/B01C36E2YS Thank you for the recommendation. According to Amazon reviewers the new Cialdin...

VictoriaF

Bob, Thank you for the detailed information. As I am reading the linked articles my main thought is that while most Bogleheads are familiar with the concept of delaying the Social Security and are incorporating it in our planning, the majority of the American population does not have access to this ...

VictoriaF

ttjt_99 wrote: ↑
Sat Sep 16, 2017 8:55 pm
Russian mail order bride. A black van with tinted windows now parks itself across the street from my home.

So, you've got a bride and self-driving van?

Victoria

VictoriaF

Assuming I have a good/stable job: I would be a buyer in an equity market downturn. Who wouldn't be? (I know, some or many would not be - but I am talking to the Bogleheads here). I mean, I buy equities even when there isn't a downturn :) A market dip just makes everything cheaper. You are consider...

VictoriaF

Another idea would be to subscribe to The Economist. It is a great general new magazine and they release the entire issue as a podcast. I think it is about 15 to 20 hours a week. If the OP is interested in other options than books, there are also many free downloadable podcasts. for example, Freako...

VictoriaF

Two years ago, I began intermittent fasting. This was a conscious decision I made for my health. I eat one meal per day, dinner, which I cook at home. I will normally have two small healthy snacks consisting of nuts, fruit or vegetables prior to and after my dinner. What began as a health decision ...

VictoriaF

In 2008-2009, the problem was not only that the market was falling. The problem was that the market fall was very logical . It was an outcome of a set of calamities: housing collapse, collateralized debt obligations (CDO) debacle, frozen money flow, runs on banks in Europe, money markets breaking th...

VictoriaF

Still seems weird to base your retirement on "personal and professional considerations" rather than financial, though. :shock: LiterallyIronic, It is financial. At a median income of 150K, spending 600+K in the house will kill your savings much more than the $10 to $20 lunch. KlangFool Yes, in that...

VictoriaF

I am constantly amazed that people try to make this point. Does the act of traveling to and from a restaurant, being seated, and then waiting for your food (then the bill) not take time? I've discussed ad nauseum how I handle it and I do not suggest that everybody can or should do it like we do BUT...

VictoriaF

In defense of the Russians, Earlier today I watched a CSIS (Center for Strategic and International Studies) webcast "Ransomware and Cybersecurity Cooperation," which is now available for viewing, https://www.csis.org/events/ransomware-and-cybersecurity-cooperation . The panel included a CSIS Senior ...

VictoriaF

Still seems weird to base your retirement on "personal and professional considerations" rather than financial, though. :shock: LiterallyIronic, It is financial. At a median income of 150K, spending 600+K in the house will kill your savings much more than the $10 to $20 lunch. KlangFool Yes, in that...

VictoriaF

Pajamas wrote: ↑
Thu Sep 14, 2017 4:17 pm
Now I just tell them "11111" because "00000" doesn't work.

This is my zip code too. Hello neighbor!

Victoria

VictoriaF

Equinox seems way over their head in managing this crisis. Perhaps this is a (rare) case where govt. intervention would be best--perhaps the govt. should take over Equifax like the did with AIG in '08. I don't see how the government taking over Equifax would be an improvement considering the OPM br...

VictoriaF

TomatoTomahto wrote: ↑
Thu Sep 14, 2017 4:02 pm

gkaplan wrote: ↑
Thu Sep 14, 2017 3:53 pm
Not Equifax, that's for sure.
Tbh, not so fond of the others either.

It's time to get divorced. From each of them.

Victoria

VictoriaF

2015 I think your posts reveal much more about you than cities or other people. I have lived in LA and yes some parts could be called "Disneyland" and some people might be "freaky" to you but overall it's just a crowded, expensive city with lots of things to do and traffic. I never felt "not 'all t...

VictoriaF

I was referring to specific subsets of cities (I recently met someone from DC who joked that everyone there says (stiffly) "I can't tell you what I do!!", meaning they're all so important with their political high level government clearance). In the D.C. metropolitan area so many people have securi...

VictoriaF

I respect those employees at Kaspersky who are genuinely working to stop malware and ensure the protection of all. I used Kaspersky in the early 2000s without any issues. The problem is that Russia is not a free society. It is controlled by Putin, and if the FSB asks Kaspersky to permit attack vect...

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