Search found 100 matches

by URSnshn
Thu Nov 09, 2017 1:01 pm
Forum: Investing - Theory, News & General
Topic: When is a good time to rebalance?
Replies: 30
Views: 2270

Re: When is a good time to rebalance?

OP, I think it can be helpful to have an IPS for things like this. If you don't have one now may be the time to create one.

One idea: choose any day of the year, if on that day your AA is out of balance beyond your band percentage: rebalance. If not re-look next year.
by URSnshn
Thu Nov 09, 2017 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: pick one for me..
Replies: 14
Views: 1143

Re: pick one for me..

#1, then #2
by URSnshn
Fri Nov 03, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10600

Re: WPA2 protocol used by vast majority of wifi connections has been broken

NOTE: Apple's Airport Extreme,Time Capsule and Airport Express DO HAVE ISSUES with WPA2 a nd users should keep an eye for a patch in coming weeks (no ETA on this). It should be noted that users will need to watch for and update these devices - it is not automatic. I have now had this confirmed verba...
by URSnshn
Fri Nov 03, 2017 12:39 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10600

Re: WPA2 protocol used by vast majority of wifi connections has been broken

With respect to Apple - it's routers, time capsules, etc. and its devices ... My understanding after calling .... --- Apple's take is to patch the devices - they tell me as long as the client side devices are patched - that takes of the most critical issue. So they've pushed out patches and updates ...
by URSnshn
Fri Oct 27, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10600

Re: WPA2 protocol used by vast majority of wifi connections has been broken

Do not assume that your Apple device will be updated. If your Apple Time Capsule, Airport Extreme, Express etc., is too old to get updates (I believe at 7 years, they are considered obsolete) - you may need to get another or at least call Apple and check it out. edited for a third time to post the m...
by URSnshn
Sat Oct 21, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Letter from CC company (Discover) re: current income
Replies: 31
Views: 6036

Re: Letter from CC company (Discover) re: current income

Why not call your cc company and ask what this is? I did, I do not have to submit the info and was told I could ignore it - turned out there was no obligation on my part to do anything at all.
by URSnshn
Mon Oct 16, 2017 5:33 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10600

Re: WPA2 protocol used by vast majority of wifi connections has been broken

I'm not an expert, but I think this article explains what it is - and what we can do about it nicely. The last bit is pretty easy to understand. https://nakedsecurity.sophos.com/2017/10/16/wi-fi-at-risk-from-krack-attacks-heres-what-to-do/ Also, this is a short video that explains the issue: http://...
by URSnshn
Fri Oct 13, 2017 2:33 pm
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1435

Re: Anyone else using HTTPS Everywhere or similar?

Thank you all for your thoughts on HTTPS Everywhere - sounds like a no brainer.

Also, I appreciate your sharing some other extensions I hadn't been aware of and will check them out!
by URSnshn
Thu Oct 12, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Equifax ... and the story continues ... UK
Replies: 0
Views: 199

Equifax ... and the story continues ... UK

I'm sorry to read that the Equifax issue continues to unfold as it has. More here ...

https://nakedsecurity.sophos.com/2017/1 ... e-at-risk/
by URSnshn
Thu Oct 12, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1435

Anyone else using HTTPS Everywhere or similar?

I've been thinking of using Https Everywhere by EFF or a similar product.

Does anyone have any recommendations, cautions or suggestions?

Here's the link for Https Everywhere: https://www.eff.org/https-everywhere
by URSnshn
Fri Sep 29, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: Looking for Quality Landline Phone Manufacturer
Replies: 14
Views: 1322

Re: Looking for Quality Landline Phone Manufacturer

Thank you all for your suggestions - very helpful!
by URSnshn
Tue Sep 26, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: Looking for Quality Landline Phone Manufacturer
Replies: 14
Views: 1322

Looking for Quality Landline Phone Manufacturer

Does anyone know the manufacturer of a quality landline phone. I've purchased two in recent years - one no longer rings and the other has sound issues. While cell phones are terrific, I still need to have some good working landlines.

Anyone have any manufacturers, leads or tips they could share?
by URSnshn
Tue Sep 26, 2017 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 50112

Re: Equifax customer information leak

How is the average person suppose to 1) understand the ramifications of all this, and 2) actually put it all into place? Most people I know eye's understandably glaze over at the topic and/or feel paralyzed by it all.
by URSnshn
Tue Sep 26, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: Chrome vs Firefox
Replies: 34
Views: 4521

Re: Chrome vs Firefox

You can easily disable Flash in Chrome.

Settings / Advanced / Privacy and Security / Content Settings / Flash

and then block it.

Some important sites still run Flash - I turn it on when I need it and disable it immediately after.
by URSnshn
Thu Sep 21, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Account security - Hackers gain access to mobile and then break havoc
Replies: 157
Views: 12221

Re: Account security - Hackers gain access to mobile and then break havoc

Being hacked is a risk, and you need to have a sense of risk. I don't see any measurement of risk in this discussion. Is there someone who actually publishes fraud data updated periodically? Great question! What is the risk? This is pretty much the question I asked myself this morning - what is the...
by URSnshn
Wed Sep 20, 2017 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: online security questions and some comments
Replies: 16
Views: 1225

Re: online security questions and some comments

Where and how do you get 2fa on your email?
There are many businesses who will send your code via SMS or email - your choice, but the organization has to offer it.
by URSnshn
Wed Sep 20, 2017 9:09 am
Forum: Personal Finance (Not Investing)
Topic: online security questions and some comments
Replies: 16
Views: 1225

Re: online security questions and some comments

SpideyIndexer wrote: ↑Tue Sep 19, 2017 11:50 pm Jabberwock, is there anything that can be done to make one's cell phone number immune to convincing sob stories? Insist on not releasing it until one shows up at a store with a driver's license and passport? Victoria, good point. BUT, is there any typ...
by URSnshn
Wed Sep 20, 2017 9:05 am
Forum: Personal Finance (Not Investing)
Topic: online security questions and some comments
Replies: 16
Views: 1225

Re: online security questions and some comments

The answers to some of these questions - as far as I can tell is not necessarily obvious. I'm trying to figure out what best practices are - my answers are in red below: The Equifax hack is making me think more about security issues with online transactions. 1. Is it possible to insist institutions ...
by URSnshn
Mon Sep 18, 2017 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Best Practices - 2FA - SMS and Phone Type?
Replies: 7
Views: 477

Best Practices - 2FA - SMS and Phone Type?

A couple of questions on security setups with respect to two factor authentication and SMS vs receiving codes via phone: 1) Even if you have to use SMS rather than Google Authenticator, Authy; key; or other methods, etc., IT IS BETTER to have 2FA, then not have it. Correct? 2) Is SMS more or less se...
by URSnshn
Wed Sep 13, 2017 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 50112

Re: Equifax customer information leak

anoop wrote: ↑ Once they have all your information from Equifax, they can... https://mobile.nytimes.com/2017/08/21/b ... rency.html I use a prepaid cell phone. Who knew I was ahead of the curve. Good luck hackers calling Verizon to port my number. :P Why is a prepaid cell phone better than a monthl...
by URSnshn
Fri Sep 01, 2017 5:12 am
Forum: Personal Consumer Issues
Topic: Which free software for new (late 2015) iMac
Replies: 23
Views: 1299

Re: Which free software for new (late 2015) iMac

I keep my iOS updated, and use the following three products and advice I find here: http://securitytango.com/m/macintosh.php
by URSnshn
Wed Aug 02, 2017 11:05 am
Forum: Personal Consumer Issues
Topic: Basement water issue or not? Advice?
Replies: 5
Views: 789

Re: Basement water issue or not? Advice?

Bengineer and all, the basement windows are below grade level and the window wells sit about an inch above grade level. All the gutters tie into underground drains, but the window wells do not tie into any drains. If water is in the window wells it seeps down into the ground - we haven't seen any wa...
by URSnshn
Wed Aug 02, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Basement water issue or not? Advice?
Replies: 5
Views: 789

Basement water issue or not? Advice?

Is this an issue worth pursuing? Over the past 7 years I've improved the “the occasional water that gets into the basement situation" tremendously and am wondering if it is actually worth doing anything more about it or not. Original issue : every once in while when there was a rare hard driving rai...
by URSnshn
Mon Jul 31, 2017 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Non-emergency recurring expenses
Replies: 9
Views: 1075

Re: Non-emergency recurring expenses

An emergency fund is for an emergency. What you describe as your non-emergency fund for me are expenses ... for expenses such as these I set up a reserve fund ... so if insurances monies are $2400 per year, I put $200 into the insurance reserve each month. I have several reserves for these type of e...
by URSnshn
Thu Jul 27, 2017 5:05 am
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 81
Views: 6388

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

I am long time reader and sometimes poster on this site. I appreciate very much all I've learned here. And, there are times when I am amazed at the tone of some of the responses I don't find the Honda Accord seats comfortable. I have a Honda. They haven't been comfortable for a couple of models now....
by URSnshn
Tue Jul 25, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: Rhoombas, Home Mapping and Privacy
Replies: 15
Views: 1298

Rhoombas, Home Mapping and Privacy

I'm always surprised at the ease with which people will simply give their privacy, their information away. And, I think it is a bit creepy to know that Rhoombas have been mapping people's homes. Apparently, the people who have these in their homes have accepted the Terms of Service or Privacy Policy...
by URSnshn
Sat Jul 22, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Am I getting good advice - replace the AC, not the 21 year old furnace
Replies: 33
Views: 3084

Re: Am I getting good advice - replace the AC, not the 21 year old furnace

I appreciate all the suggestions, comments and advice! I'll be re-reading these posts, getting some estimates and doing a bit of research before I make my decision. Thank you - I have a lot more to go on now!
by URSnshn
Fri Jul 21, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: Am I getting good advice - replace the AC, not the 21 year old furnace
Replies: 33
Views: 3084

Re: Am I getting good advice - replace the AC, not the 21 year old furnace

The cost for furnace and air together has to be quoted by a salesman, but the technician was saying a furnace would go for $6500 - $7000 or so if I remember correctly. And the two together would be around $7500 - $8000.

Added to original post.
by URSnshn
Fri Jul 21, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Am I getting good advice - replace the AC, not the 21 year old furnace
Replies: 33
Views: 3084

Am I getting good advice - replace the AC, not the 21 year old furnace

My 21 year old Carrier house air conditioner has a refrigerant leak. The furnace appears in good condition according to the technician (also Carrier and same age). Both were installed prior to moving in. It isn't apparent where the leak is coming from and in order to figure it out - it will cost app...
by URSnshn
Fri Jul 14, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Hiding the TV
Replies: 13
Views: 1956

Re: Hiding the TV

Yes, I've been looking for something as well. I don't like the look of the tv on the wall - it's sleek modern lines just don't fit aesthetically in my home. I actually need a bigger tv, but have been using a smaller one because it fits within the armoire type cabinet I have now. I want something wit...
by URSnshn
Thu Jul 13, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Apple iMac problem?
Replies: 49
Views: 3444

Re: Apple iMac problem?

My Mac computers never freeze up - if that happens it is extremely rare. I've been very happy with my Apple products - with one exception. An iPhone - I had similar issue - it wasn't freezing up, but acting in another way that was irritating and time consuming. Like you I called Apple and it was esc...
by URSnshn
Sat Jun 24, 2017 2:38 pm
Forum: Personal Consumer Issues
Topic: Where to put a vegie garden
Replies: 13
Views: 1492

Re: Where to put a vegie garden

Regarding contamination - you might also consider the distance from your house - if your house was painted using lead paint as it may have contaminated the ground adjacent to the house.
by URSnshn
Mon Jun 19, 2017 2:11 pm
Forum: Forum Issues and Administration
Topic: How can I delete my account on bogleheads?
Replies: 2
Views: 1112

Re: How can I delete my account on bogleheads?

Thank you Prudent - will do!
by URSnshn
Mon Jun 19, 2017 2:03 pm
Forum: Forum Issues and Administration
Topic: How can I delete my account on bogleheads?
Replies: 2
Views: 1112

How can I delete my account on bogleheads?

Hi! Please advise who I can contact to delete one of two Boglehead accounts.

The one I am posting on, I would like to keep.
by URSnshn
Mon Jun 19, 2017 11:20 am
Forum: Personal Consumer Issues
Topic: Choosing between two siding contractors
Replies: 8
Views: 844

Re: Choosing between two siding contractors

I would have gotten at least three estimates, checked references for the new work (siding instead of roofing), and would verify insurance and workers comp.

That said, if I had to choose, I'd heavily lean toward #1 - they sound like winners.
by URSnshn
Fri Jun 02, 2017 11:08 am
Forum: Personal Consumer Issues
Topic: Trans-Labrador Highway advice and tips requested
Replies: 4
Views: 841

Re: Trans-Labrador Highway advice and tips requested

Bump - just in case any fellow travelers have been down this road and can share their experience.
by URSnshn
Thu Jun 01, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Trans-Labrador Highway advice and tips requested
Replies: 4
Views: 841

Trans-Labrador Highway advice and tips requested

Hi! We're thinking of taking a family trip on the Trans-Labrador Highway. I ran across a website that has a video of two motorcyclists taking this trip in 2015: http://www.dangerousroads.org/north-america/canada/1498-trans-labrador-highway-canada.html The video gave me pause about the trip, sure doe...
by URSnshn
Fri May 26, 2017 4:22 pm
Forum: Personal Consumer Issues
Topic: Septic Pumping - Did I get ripped off?
Replies: 50
Views: 5356

Re: Septic Pumping - Did I get ripped off?

Have to say I thought it was quite reasonable. I use to have a septic tank, but no longer so my sense on this may be off.

Edited to remove question answered in the OP's post.
by URSnshn
Thu May 25, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Help choose company service gift [choice made!]
Replies: 32
Views: 2829

Re: Help choose company service gift [choice made!]

If you don't want and/or need any of the items. You might select and donate to your local school or other.
by URSnshn
Fri May 19, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Tire Puncture - plug from outside or patch and plug from inside
Replies: 31
Views: 2475

Re: Tire Puncture - plug from outside or patch and plug from inside

Thank you all. The discussion above helped me understand the different opinions I researched. I decided to go with an inside patch and plug and got the tire balanced. Cost $30 with tax. AND in the deal I found an swell independent shop I hadn't noticed before.
by URSnshn
Thu May 18, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Tire Puncture - plug from outside or patch and plug from inside
Replies: 31
Views: 2475

Tire Puncture - plug from outside or patch and plug from inside

My automobile tire has a puncture between the tread probably 1/4" or less (screw).

My research tells me that it is better to patch and plug from the inside of the tire and that if done this way - the tire should live out its lifespan. No need for new tires.

What are your thoughts?
by URSnshn
Sat Apr 22, 2017 5:57 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 43207

Re: Larry Swedroe says "Goodby."

Thank you Taylor for posting Larry's thoughts. And thank you Larry for you generous sharing over the years - I too have benefitted. Wishing you the best.
by URSnshn
Thu Apr 13, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: See advice for traveling to NYC on a regular basis
Replies: 14
Views: 1417

Re: See advice for traveling to NYC on a regular basis

Thank you all for your responses! It definitely sounds doable - I just will need to check out the details, etc. I appreciate your suggestions and help in getting me started - it is helpful!
by URSnshn
Wed Apr 12, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: See advice for traveling to NYC on a regular basis
Replies: 14
Views: 1417

See advice for traveling to NYC on a regular basis

I have an interesting opportunity and would like to take advantage of it. It would involve traveling to NYC maybe 3 to 5 times a year. I live in Western NY and these would probably be 2 -3 day weekends. My concern is the cost for traveling (car? plane? or train?) and hotels (something clean and safe...
by URSnshn
Mon Mar 27, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Our technology is old...advice on upgrading...
Replies: 62
Views: 5126

Re: Our technology is old...advice on upgrading...

OP, At first I upgraded all the time and then I realized I could wait .... so I upgraded in 2015 from 2007 technology basically because the OS was no longer being supported. I saved money by waiting, but I am now updating on a regular basis and saving for new technology - figuring I'll have five yea...
by URSnshn
Mon Feb 27, 2017 10:42 am
Forum: Personal Consumer Issues
Topic: Do you clear your inbox?
Replies: 49
Views: 4126

Re: Do you clear your inbox?

I've had an experience or two in the last couple of years, where email was inadvertently deleted and/or couldn't be transferred to a new computer. I no longer use email as my to do list - nor do I store emails there. It comes in and as soon as possible it is moved (if it is important enough) to fold...
by URSnshn
Thu Feb 16, 2017 7:52 am
Forum: Personal Consumer Issues
Topic: How long do you keep your kitchen sponge?
Replies: 55
Views: 5978

Re: How long do you keep your kitchen sponge?

I don't use sponges at all anymore. I don't consider them sanitary. I purchased some handiwipes and cut them to size and use them to wash dishes, etc. I use them once and wash them. The handiwipes last a long time. If for some reason I don't have a handiwipe, I use a paper towel (but I don't launder...
by URSnshn
Sat Feb 11, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 4281

Re: Plumbing issue - advice sought

We did continue testing and found that when we ran the shower - not right away but between 15 and 30 minutes later - water came slushing out of the hole in the kitchen ceiling. It stopped very quickly upon shutting it off. Our home is older and because of that we had to have an asbestos test done be...