Search found 60 matches

by URSnshn
Thu May 25, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Help choose company service gift [choice made!]
Replies: 31
Views: 1820

Re: Help choose company service gift [choice made!]

If you don't want and/or need any of the items. You might select and donate to your local school or other.
by URSnshn
Fri May 19, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Tire Puncture - plug from outside or patch and plug from inside
Replies: 31
Views: 1577

Re: Tire Puncture - plug from outside or patch and plug from inside

Thank you all. The discussion above helped me understand the different opinions I researched. I decided to go with an inside patch and plug and got the tire balanced. Cost $30 with tax. AND in the deal I found an swell independent shop I hadn't noticed before.
by URSnshn
Thu May 18, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Tire Puncture - plug from outside or patch and plug from inside
Replies: 31
Views: 1577

Tire Puncture - plug from outside or patch and plug from inside

My automobile tire has a puncture between the tread probably 1/4" or less (screw).

My research tells me that it is better to patch and plug from the inside of the tire and that if done this way - the tire should live out its lifespan. No need for new tires.

What are your thoughts?
by URSnshn
Sat Apr 22, 2017 5:57 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 36634

Re: Larry Swedroe says "Goodby."

Thank you Taylor for posting Larry's thoughts. And thank you Larry for you generous sharing over the years - I too have benefitted. Wishing you the best.
by URSnshn
Thu Apr 13, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: See advice for traveling to NYC on a regular basis
Replies: 14
Views: 1170

Re: See advice for traveling to NYC on a regular basis

Thank you all for your responses! It definitely sounds doable - I just will need to check out the details, etc. I appreciate your suggestions and help in getting me started - it is helpful!
by URSnshn
Wed Apr 12, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: See advice for traveling to NYC on a regular basis
Replies: 14
Views: 1170

See advice for traveling to NYC on a regular basis

I have an interesting opportunity and would like to take advantage of it. It would involve traveling to NYC maybe 3 to 5 times a year. I live in Western NY and these would probably be 2 -3 day weekends. My concern is the cost for traveling (car? plane? or train?) and hotels (something clean and safe...
by URSnshn
Mon Mar 27, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Our technology is old...advice on upgrading...
Replies: 62
Views: 4346

Re: Our technology is old...advice on upgrading...

OP, At first I upgraded all the time and then I realized I could wait .... so I upgraded in 2015 from 2007 technology basically because the OS was no longer being supported. I saved money by waiting, but I am now updating on a regular basis and saving for new technology - figuring I'll have five yea...
by URSnshn
Mon Feb 27, 2017 10:42 am
Forum: Personal Consumer Issues
Topic: Do you clear your inbox?
Replies: 49
Views: 3398

Re: Do you clear your inbox?

I've had an experience or two in the last couple of years, where email was inadvertently deleted and/or couldn't be transferred to a new computer. I no longer use email as my to do list - nor do I store emails there. It comes in and as soon as possible it is moved (if it is important enough) to fold...
by URSnshn
Thu Feb 16, 2017 7:52 am
Forum: Personal Consumer Issues
Topic: How long do you keep your kitchen sponge?
Replies: 44
Views: 3896

Re: How long do you keep your kitchen sponge?

I don't use sponges at all anymore. I don't consider them sanitary. I purchased some handiwipes and cut them to size and use them to wash dishes, etc. I use them once and wash them. The handiwipes last a long time. If for some reason I don't have a handiwipe, I use a paper towel (but I don't launder...
by URSnshn
Sat Feb 11, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

We did continue testing and found that when we ran the shower - not right away but between 15 and 30 minutes later - water came slushing out of the hole in the kitchen ceiling. It stopped very quickly upon shutting it off. Our home is older and because of that we had to have an asbestos test done be...
by URSnshn
Thu Feb 09, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

sport wrote:

Can the leak be repaired via the access panel instead of cutting a hole in the ceiling?



No - that would be great! It can't be repaired via the access panel - it was lucky we could see it at all ... with a mirror and flashlight.
by URSnshn
Thu Feb 09, 2017 2:57 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

UPDATE and questions We have not finished the process stated above, however we were able to see through the access panel behind the bathtub a leak in the cold water supply line where it comes to a tee. When the water in the sink is on we can see a water droplet form at the tee and below it looks lik...
by URSnshn
Tue Feb 07, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

Many thanks for the following, I'll give it a shot and let you know how it goes. Saving$ wrote: Process of elimination: 1. Stop using tub shower and sink for one week. Use only toilet. If leak reoccurs, problem is toilet, either at supply or wax ring. If no leak... 2. Stop using toilet and tub showe...
by URSnshn
Mon Feb 06, 2017 8:07 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

ETA: Missed your update. Is it plaster, or drywall? Hopefully the latter - drywall is cheap - I'd be tempted to cut away the ceiling and find the leak source definitively. No way the repair is $1500 if drywall. Doubt that would be the plaster cost either... It's a plaster ceiling. Older home, built...
by URSnshn
Mon Feb 06, 2017 8:06 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

ETA: Missed your update. Is it plaster, or drywall? Hopefully the latter - drywall is cheap - I'd be tempted to cut away the ceiling and find the leak source definitively. No way the repair is $1500 if drywall. Doubt that would be the plaster cost either... It's a plaster ceiling. Older home, built...
by URSnshn
Mon Feb 06, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

Free self diagnosis: (as long as the existing leak is very very slow) Don't use toilet for a few days, see if leak stops. = toilet wax ring. Don't use shower for a few days, see if leak stops. = showerhead extension pipe where meets "shower tree", or spraying back behind escucheon plate. ...
by URSnshn
Mon Feb 06, 2017 1:27 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

We do have a tile shower, but the tile and grout are in good shape.
by URSnshn
Mon Feb 06, 2017 12:10 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Plumbing issue - advice sought

Yesterday, I noticed a wet spot and paint bubbles in a circle on the plaster ceiling of the kitchen, below the bathroom. There is nothing amiss that can be seen from the bathroom and there hasn't been much rain or snow in the area. It shows up on the kitchen ceiling between where the bathtub and toi...
by URSnshn
Wed Feb 01, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: Looking for advice on a reading device
Replies: 13
Views: 1018

Looking for advice on a reading device

I have a smartphone, laptop and desktop and I like to read. I was thinking of getting a reading device just for reading ... not only books, but newspapers, etc. Is an iPad a possible alternative? My questions: 1) My local newspaper may not be on their lists - would I be able to access it via one of ...
by URSnshn
Sun Dec 18, 2016 1:25 pm
Forum: Personal Consumer Issues
Topic: Cutting cable cord...
Replies: 75
Views: 11132

Re: Cutting cable cord...

DireWolf wrote: As a fan of simplicity, I am keeping my cable/internet package. As you can see from all the posts on this thread, cutting the cord requires multiple subscriptions from multiple vendors... an anxiety-provoking nightmare for me. I have no subscriptions, just over the air TV and a Chan...
by URSnshn
Thu Nov 17, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Software recommendations?
Replies: 15
Views: 1672

Re: Tax Software recommendations?

The best way to learn, in my experience, is doing it yourself. Tax Software is helpful for checking, but I've learned so much more from working it through myself - doesn't take that long and its been well worth the time.
by URSnshn
Thu Nov 17, 2016 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Software recommendations?
Replies: 15
Views: 1672

Re: Tax Software recommendations?

The best way to learn is doing it yourself. Tax Software is helpful for checking, but I've learned so much more from working it through myself - doesn't take that long and its been well worth the time.
by URSnshn
Thu Nov 17, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: Snail Mail Address / IRS / SS question
Replies: 8
Views: 875

Re: Snail Mail Address / IRS / SS question

HueyLD - Here's a link of explanation for the Social Security Statements:

https://www.ssa.gov/myaccount/statement.html

Here's an example:
https://www.ssa.gov/myaccount/materials ... 0Young.pdf
by URSnshn
Thu Nov 17, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: Snail Mail Address / IRS / SS question
Replies: 8
Views: 875

Re: Snail Mail Address / IRS / SS question

You can update your change of address when you file your taxes with the IRS, but whether or not they update with SS is a mystery. I agree you can't count on it.

Thank you all for your thoughts.
by URSnshn
Wed Nov 16, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: AppleCare on MacBook Pro?
Replies: 40
Views: 3519

Re: AppleCare on MacBook Pro?

I vote a heart yes as well. I never buy things like this, but the Apple Care Warranty is the exception. Love it! Glad I have it and it has been well worth money if only for the customer service.
by URSnshn
Wed Nov 16, 2016 9:33 am
Forum: Personal Consumer Issues
Topic: Alternatives to Stand-up Desks
Replies: 22
Views: 2604

Re: Alternatives to Stand-up Desks

Thank you for this thread. I looked around my office and have situated a stand-up desk for free and cleaned up some clutter as well!
by URSnshn
Wed Nov 16, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Snail Mail Address / IRS / SS question
Replies: 8
Views: 875

Snail Mail Address / IRS / SS question

I've moved several times and have never notified the IRS. I just put the new address on my tax form and all seems to be well and/or I forward my mail. I also realize I can put in an official change of address with the IRS as well. But, I annually get a notification by Social Security asking me to ve...
by URSnshn
Wed Oct 26, 2016 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Need help. Drowning in debt and worried about the future and retirement
Replies: 243
Views: 24825

Re: Need help. Drowning in debt and worried about the future and retirement

I haven't read all the posts, some thoughts that might be helpful: - Stressing out can be difficult - hope you and yours are finding some fun ways to relax and enjoy your lives - there are plenty of ways to do this and it can help. When we're less stressed, we think better and make better decisions....
by URSnshn
Fri Oct 21, 2016 11:28 am
Forum: Personal Consumer Issues
Topic: Wedding gift for my sister - amount?
Replies: 38
Views: 3269

Re: Wedding gift for my sister - amount?

Gift giving isn't always easy. $2K to on person can seem over the top and to another it's exactly right. I think it all depends on the gift giving culture within the family or group. Personally I would share whatever you like and let it go - don't be tied to the dollar value of it ... maybe rather t...
by URSnshn
Thu Oct 06, 2016 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: USAA for customer service and insurance?
Replies: 14
Views: 1095

Re: USAA for customer service and insurance?

Thanks Carson for the input. It was a simple auto quote. The best of companies sometimes have a glitch and if and when it is you - it is an ouch. However, I've heard a lot of good things about USAA, and thought my experience might be a glitch - that's why I'm asking. If I knew nothing at all about t...
by URSnshn
Thu Oct 06, 2016 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: USAA for customer service and insurance?
Replies: 14
Views: 1095

USAA for customer service and insurance?

I recently got a quote from USAA for auto insurance and was thinking of switching auto insurance companies ... and my other insurances as well. BUT while the quote was good they've made a lot of mistakes along the way and I've had to spend hours with them on the phone. Mistakes can happen, but I'm h...
by URSnshn
Mon Sep 26, 2016 10:00 am
Forum: Personal Consumer Issues
Topic: Were these microwave oven potentially harmful?
Replies: 7
Views: 1024

Were these microwave oven potentially harmful?

I purchased a new microwave ovenand the door wasn't aligned correctly. It looked flush but the side where the door hinges was narrower at the top than at the bottom. When I put a flashlight inside the microwave, I could easily see light emitting. Thinking this was a radiation hazard and possibly a l...
by URSnshn
Mon Sep 19, 2016 4:57 pm
Forum: Personal Consumer Issues
Topic: New hollow core door or shorten the one I have?
Replies: 26
Views: 1723

Re: New hollow core door or shorten the one I have?

Appreciate all your responses! Several of you commented about the door expanding in the winter - have to say I agree - sounds off. Something expands though, maybe it is ever so slightly the floor tiles. It only happens in the winter, after the heat comes on. I don't even think the issue is 1/8th of ...
by URSnshn
Sun Sep 18, 2016 11:13 am
Forum: Personal Consumer Issues
Topic: New hollow core door or shorten the one I have?
Replies: 26
Views: 1723

New hollow core door or shorten the one I have?

I have a hollow core door that is in good shape, except that it is just a hair too long. In the winter it expands and rubs against the flooring - I need to fix this, and would like to simply shorten the door maybe by 1/8 th of an inch or so. I don't have electric tools and/or I'm not very accomplish...
by URSnshn
Sat Jul 16, 2016 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Banking & security & open sessions - a question
Replies: 9
Views: 797

Re: Banking & security & open sessions - a question

mudpuppy, yes it is a smaller bank. You describe the communication situation pretty clearly! And, yes they recently switched to a new software product. I just switched banks a year or so ago and the idea of switching again seems like a bit much. I believe I can actually speak to people in the organi...
by URSnshn
Sat Jul 16, 2016 9:28 am
Forum: Personal Consumer Issues
Topic: Raising a reader
Replies: 53
Views: 3902

Re: Raising a reader

Here's some ideas: * Model the behavior and talk about the books you read. Enthusiasm and passion is easy to share. * Read to your child and as they get older have them share in the process with you. * Tell them stories and encourage them to tell you stories too. * Be sure they have a change to just...
by URSnshn
Fri Jul 15, 2016 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Banking & security & open sessions - a question
Replies: 9
Views: 797

Re: Banking & security & open sessions - a question

Overcautious? Maybe. I found a couple of links that were helpful in understanding the issue - here's one: http://lifehacker.com/do-i-really-need-to-log-out-of-webapps-1482782887 Based on what I read there, I think it could be an issue and I would think a financial institution, like a bank for exampl...
by URSnshn
Thu Jul 14, 2016 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Banking & security & open sessions - a question
Replies: 9
Views: 797

Re: Banking & security & open sessions - a question

kenschmidt and all - Yes, I did test that function. I can be logged out of my bank's site and still have full functionality in the open 3rd party application tabs until I close out of the browser window for bill paying. The bank site does not log me out of everything. I'm having a hard time making m...
by URSnshn
Thu Jul 14, 2016 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Banking & security & open sessions - a question
Replies: 9
Views: 797

Banking & security & open sessions - a question

A bank I work with recently updated its software - this is great because now it uses 2nd factor authentication. However, I am concerned about the bill paying portion of the system. They use a third party application for this section and a separate tab opens to allow you to pay your bills, but there ...
by URSnshn
Thu Jun 30, 2016 10:11 am
Forum: Personal Consumer Issues
Topic: How to grow grass in hard-to-grow conditions?
Replies: 17
Views: 1335

Re: How to grow grass in hard-to-grow conditions?

Appreciating all your suggestions - thank you. I decided to call the local Cornell Cooperative and ask them their advice as they are familiar with the area and current weather conditions. They advised counter to my "plan" to not over seed further but to be sure I keep the soil moist - don'...
by URSnshn
Wed Jun 29, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: How to grow grass in hard-to-grow conditions?
Replies: 17
Views: 1335

How to grow grass in hard-to-grow conditions?

I have several areas in my lawn where grass was needed after the removal of plants and/or trees. Grass has grown in nice in the partly shady/sunny areas - no problems there at all. The grass is thin or very thin in the areas of sun. My area is northeast and we are very near drought conditions. The l...
by URSnshn
Tue Jun 21, 2016 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: Eletronic Delivery vs Mail [fund statements, tax forms]
Replies: 46
Views: 2844

Re: Eletronic Delivery vs Mail

The paperless is set up for the convenience of the mutual fund companies and the brokers, not the consumer


I agree it is a convenience for the companies and organizations, and, often it is also a convenience for consumers who prefer to get their correspondence this way.
by URSnshn
Tue Jun 21, 2016 12:02 pm
Forum: Personal Consumer Issues
Topic: Where (safely and legally) to keep "cash"?
Replies: 78
Views: 6170

Re: Where (safely and legally) to keep "cash"?

Deleted as suggestion already posted.
by URSnshn
Wed Jun 15, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: washing machine [Recommendations for]
Replies: 50
Views: 8653

Re: washing machine [Recommendations for]

I had an older Kenmore washing machine with a problem. Thought I was going to have to go out and get a new one. Was totally wrong. searched out the problem on YouTube. I could have spent a few hours myself to fixing the issue for maybe $25 or so but didn't have the time. I called an Appliance techni...
by URSnshn
Tue May 31, 2016 8:00 am
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 6204

Re: When to get first car service done

OP, I recently went through similar questions to yours with a new Honda. What I decided to do was use the maintenance minder and follow the maintenance schedule in the owners manual. If the maintenance minder doesn't come on within a year - the book and the Honda (when I called them on my new Accord...
by URSnshn
Tue May 24, 2016 1:50 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans? (Update, Pg 3)
Replies: 123
Views: 14330

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

If my mom was healthy I would expect her to be working. I wouldn't necessarily be thinking of having her live with us unless the situation warranted it, and if it was a generally welcoming situation. I would look into all possible programs, etc. and offer her choices. As far as siblings, I've found ...
by URSnshn
Tue May 24, 2016 1:37 pm
Forum: Personal Consumer Issues
Topic: Apple Hotspot vs VPN
Replies: 3
Views: 770

Apple Hotspot vs VPN

What is the difference between an Apple Hotspot (usb connection to device and WPA) vs a VPN? I thought they both ensured a secure connection via wifi? My concern is traveling and not having to use public wifi. Generally when I travel I've thought (possibly erroneously) that the Apple Hotspot (iPhone...
by URSnshn
Tue May 24, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Boston Conference Hotel Suggestions
Replies: 12
Views: 819

Re: Boston Conference Hotel Suggestions

Great suggestions. I'lll be checking them out. I am driving in - so will have a car, however I would like to minimize use of it. I won't have a lot of time to take in the city, but hope to see some of it. My primary purpose in going is the conference. I was hoping for $100 per night, but $200 isn't ...
by URSnshn
Mon May 23, 2016 7:07 pm
Forum: Personal Consumer Issues
Topic: Boston Conference Hotel Suggestions
Replies: 12
Views: 819

Re: Boston Conference Hotel Suggestions

Simplesimon, I like clean, safe, easy location. No need for spas. I've been pleased with the Courtyard Marriott or Fairfield before as an example. The conference shared some hotels that were near there, but the prices were way over my price range - actually they cost more than the conference. I hadn...
by URSnshn
Mon May 23, 2016 6:52 pm
Forum: Personal Consumer Issues
Topic: Boston Conference Hotel Suggestions
Replies: 12
Views: 819

Boston Conference Hotel Suggestions

I'll be traveling to Boston for a conference in the height of the summer (August) The conference is in South Boston on a weekend - Saturday and Sunday. The hotels are very expensive. Can anyone suggest a hotel near enough to South Boston so that traveling won't be too distant in the morning - I will...

Go to advanced search