Search found 836 matches

by TxAg
Mon Jul 25, 2016 10:18 pm
Forum: Personal Consumer Issues
Topic: Affordable Bachelor party transportation?
Replies: 13
Views: 655

Re: Affordable Bachelor party transportation?

Money well spent

I'd persuade them to pay up for the bus
by TxAg
Mon Jul 25, 2016 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 138
Views: 11812

Re: Evicting a tenant-Hire lawyer?

Stay firm on the fraud charges. Send her butt to county jail for a while.
by TxAg
Sun Jul 24, 2016 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: 20% In REITS?
Replies: 34
Views: 2408

Re: 20% In REITS?

Maybe I am misinterpreting some of the previous comments, but I wish people would clearly state in their comments whether they are expressing the percentage of REITS as a percentage of the stock portion of their portfolio or as a percentage of their total portfolio. :? For us, as of today, about 10...
by TxAg
Sun Jul 24, 2016 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Appropriate tip amount for river rafting guides?
Replies: 50
Views: 2960

Re: Appropriate tip amount for river rafting guides?

A Grand Canyon river trip has been on my dad's bucket list for quite some time, so I've been looking into joining him with our family of four. For a 7-day trip on a motorized raft with four guides, the cost is about $2500 per person. This is definitely not what we normally spend on vacations, but w...
by TxAg
Mon Jul 18, 2016 9:04 am
Forum: Personal Consumer Issues
Topic: Electric Bills Killing Me from AC. Need Advice. [Air Conditioner]
Replies: 81
Views: 6063

Re: Electric Bills Killing Me from AC. Need Advice. [Air Conditioner]

You could always buy a cheap window unit for the bedroom
by TxAg
Mon Jul 18, 2016 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?
Replies: 66
Views: 6768

Re: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?

Just me, but for 36 hrs a week I think I'd stick with $600k/yr for 4 or 5 more years and call it quits for good. thank you for our opinion with $700K in current investment (Vanguard, 80% stock, 20% bonds), how much would you need to save up per year in order to retire in 4 or 5 yrs? Let's say you h...
by TxAg
Sun Jul 17, 2016 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?
Replies: 66
Views: 6768

Re: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?

Just me, but for 36 hrs a week I think I'd stick with $600k/yr for 4 or 5 more years and call it quits for good.
by TxAg
Sun Jul 17, 2016 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?
Replies: 66
Views: 6768

Re: Gross Income $600K/yr Working 12 Months VS $133K/yr Working 4 Months (And 8 Months Off)?

How much do you work now? My answer changes if you say 30 hours a week or 90 hours a week.
by TxAg
Sun Jul 17, 2016 2:37 pm
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Zion
Replies: 8
Views: 963

Re: Help Planning Trip to Zion

Success! I was able to find an Airbnb right outside of Bryce Canyon (an entire house for 6 with laundry and kitchen for the same price as a hotel room). So I have 3 nights in Zion and 2 in Bryce. Now all that's left to find is the courage to hike Angel's Landing: https://youtu.be/_FY47LEfEG4?t=54m3...
by TxAg
Sat Jul 16, 2016 7:20 pm
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Zion
Replies: 8
Views: 963

Re: Help Planning Trip to Zion

We saw Zion and Bryce for the first time last spring. All I can offer is that you're gona love it!
by TxAg
Sat Jul 16, 2016 7:16 am
Forum: Personal Finance (Not Investing)
Topic: I created dependency, now what?
Replies: 50
Views: 5342

Re: I created dependency, now what?

Some jobs are considered humiliating according to this country's culture. Example, the mother could work as a maid or something similar, but it would be something that will devastate her and her family. :oops: Any aid I was sending would have stopped right there. It isn't like you would be forcing ...
by TxAg
Wed Jul 13, 2016 5:42 pm
Forum: Personal Consumer Issues
Topic: Any foresters out there
Replies: 9
Views: 1915

Re: Any foresters out there

I frequent a hunting forum where most members are from Texas...we have lots of cedar. Occasionally someone will sell the cedar to someone wanting to build craft projects. They always complain about the mess left behind.

I would burn them and be done with it.
by TxAg
Tue Jul 12, 2016 9:58 pm
Forum: Personal Consumer Issues
Topic: How much cash to give when invited to a wedding?
Replies: 73
Views: 4963

Re: How much cash to give when invited to a wedding?

If you chose to attend definitely have the decency to give enough to cover your plate/drinks. If you can't afford to cover your attendance, send regrets and a small gift. Any gift $ amount above basic cost coverage for attending should be relationship driven and of course based on your means/financ...
by TxAg
Tue Jul 12, 2016 9:49 pm
Forum: Personal Consumer Issues
Topic: How much cash to give when invited to a wedding?
Replies: 73
Views: 4963

Re: How much cash to give when invited to a wedding?

If you chose to attend definitely have the decency to give enough to cover your plate/drinks. If you can't afford to cover your attendance, send regrets and a small gift. Any gift $ amount above basic cost coverage for attending should be relationship driven and of course based on your means/financ...
by TxAg
Tue Jul 12, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: How much cash to give when invited to a wedding?
Replies: 73
Views: 4963

Re: How much cash to give when invited to a wedding?

If the bride and groom to be are requesting cash as their registry is quite small, then how much cash should I give? I am thinking $100 for family and best friends, $50 for everyone else. Is this too cheap or too much? I'm 30 and have something like 6 weddings I"m invited to this year and cost...
by TxAg
Mon Jul 11, 2016 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Real career path for a 23 yr old with no college degree
Replies: 50
Views: 5051

Re: Real career path for a 23 yr old with no college degree

He could work in the PVF world (pipe, valve, and fittings). There are countless distributors, rep agencies, and manufacturers that need good salesmen. There are part #'s and short product descriptions that he'd have to learn but never long sentences/paragraphs. It's all repeatable so he could pick i...
by TxAg
Sat Jul 09, 2016 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Fund Kid
Replies: 63
Views: 5719

Re: Trust Fund Kid

I don't have any advice, but I disagree with the other posters...I would be worried.
by TxAg
Sat Jul 09, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: New bed recommendations- disabled wife
Replies: 6
Views: 628

Re: New bed recommendations- disabled wife

This may not suit your needs, but maybe it will. Search Amazon for King Foam Mattress. There are many options...take a look at the reviews. I've used the 6" twin versions and have been impressed. If you end up hating it, it's still a lot cheaper than other king size mattresses. When our mattres...
by TxAg
Fri Jul 08, 2016 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Rates
Replies: 19
Views: 1771

Re: Refinance Rates

I closed with Amerisave last month. 2.5% 15 yr.

I paid some closing costs, but I wrapped them in and still came out way ahead. I was at 4% 30 yr.
by TxAg
Thu Jul 07, 2016 6:06 pm
Forum: Personal Consumer Issues
Topic: Considering Big move to Texas Hill Country (Round Rock/Georgetown area)
Replies: 55
Views: 2941

Re: Considering Big move to Texas Hill Country (Round Rock/Georgetown area)

^^^ sounds good

Regarding property taxes....you get a 20% break (value that you're taxes at) for a homestead exemption and another break when you hit 65. You can also buy a little less house which can save you some money.
by TxAg
Mon Jul 04, 2016 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: When your work schedule starts affecting your work-life balance
Replies: 114
Views: 7475

Re: When your work schedule starts affecting your work-life balance

You ate getting manipulated. Don't let them take advantage of you.
by TxAg
Sun Jul 03, 2016 4:11 pm
Forum: Personal Consumer Issues
Topic: Moving Seattle -> Madison?
Replies: 33
Views: 2083

Re: Moving Seattle -> Madison?

Madison sounds like my kind of town
by TxAg
Sun Jul 03, 2016 6:43 am
Forum: Personal Finance (Not Investing)
Topic: Refinancing: Where to get the current house value
Replies: 14
Views: 1294

Re: Refinancing: Where to get the current house value

You can get a professional appraisal for $300-$500 if you're inclined to spend the money.
by TxAg
Sun Jul 03, 2016 6:12 am
Forum: Personal Finance (Not Investing)
Topic: Worried about son's finances/life
Replies: 41
Views: 7630

Re: Worried about son's finances/life

Sounds like a smart and interesting guy
by TxAg
Sat Jul 02, 2016 3:00 pm
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 13023

Re: What do you spend your money on???

Hunting can get pretty expensive these days. Not much public land in TX.
by TxAg
Wed Jun 29, 2016 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance or not?
Replies: 10
Views: 560

Re: Refinance or not?

if you are only staying in the home 4 more years then why not save yourself $200/month over that time
by TxAg
Wed Jun 29, 2016 9:26 am
Forum: Personal Consumer Issues
Topic: Favorite ski resort
Replies: 61
Views: 3132

Re: Favorite ski resort

I'm not much of a skier, but I really enjoyed Jackson Hole. A friend has a condo there (lucky us) so we got to ski in/ski out.
by TxAg
Tue Jun 28, 2016 10:16 pm
Forum: Personal Consumer Issues
Topic: Amazon - customer service issues
Replies: 31
Views: 2349

Re: Amazon - customer service issues

Haven't had a single problem in years. This week I contacted Amazon about annorder that was 5 days late. They said "sorry, nothing they can do about it." Now it's 8 days late and still no package. Package still hasn't arrived and the seller has ifnored my second inquiry. I pressed Amazon ...
by TxAg
Tue Jun 28, 2016 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Help me retire early! Ongoing Thread
Replies: 27
Views: 3070

Re: Help me retire early! Ongoing Thread

I'm surprised nobody has mentioned ditching Edward Jones yet. I would.

I would also consider selling the motorcycle to help with college tuition. That's a personal choice, though.

Thank you for your service.
by TxAg
Tue Jun 28, 2016 2:48 pm
Forum: Personal Consumer Issues
Topic: Planning to relocate to Austin, TX
Replies: 48
Views: 3151

Re: Planning to relocate to Austin, TX

Hi All, I am planning to move from Denver to Austin, TX within 2 months. My office address will be near the Austin Airport. I would like to see if it is possible for me to buy a house in Austin with the following criteria. 1. Single family house around 2000 Sq.ft 2. Around $350 K max 3. Good Middle...
by TxAg
Mon Jun 27, 2016 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: What's a reasonable credit limit to ask for?
Replies: 7
Views: 782

Re: What's a reasonable credit limit to ask for?

I pay my credit cards in full every month and have never paid a dime in interest on a card. Good credit (820 FICO), long history, stable job, good income, etc. Sometimes I have large expenses, and my credit card utilization temporarily impacts my credit score significantly. I would rather not pay i...
by TxAg
Mon Jun 27, 2016 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Loans to Friends
Replies: 73
Views: 3562

Re: Loans to Friends

He sent an email? Wow...
by TxAg
Sun Jun 26, 2016 3:45 pm
Forum: Personal Consumer Issues
Topic: Amazon - customer service issues
Replies: 31
Views: 2349

Re: Amazon - customer service issues

Haven't had a single problem in years. This week I contacted Amazon about annorder that was 5 days late. They said "sorry, nothing they can do about it." Now it's 8 days late and still no package.
by TxAg
Sun Jun 26, 2016 1:57 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

What definition of "very safe" includes a trained police officer losing their glock from a concealed carry holster (they were off-duty) at the city park where a 6 year old picked it up and discharged it? Doesn't sound like he was trained very well, does it? Well s/he was "responding&...
by TxAg
Sun Jun 26, 2016 10:00 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

Glocks are very safe: https://www.quora.com/How-is-the-Glock-safe-action-trigger-a-safety-at-all Many people, including myself, carry glocks with a round chambered. What definition of "very safe" includes a trained police officer losing their glock from a concealed carry holster (they wer...
by TxAg
Sun Jun 26, 2016 9:15 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

Glocks are very safe: https://www.quora.com/How-is-the-Glock-safe-action-trigger-a-safety-at-all Many people, including myself, carry glocks with a round chambered. What definition of "very safe" includes a trained police officer losing their glock from a concealed carry holster (they wer...
by TxAg
Sun Jun 26, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

Good info, I was considering a Glock 43 but no safety--so would have to get proficient with sliding round in chamber. Had a friend who shot himself in back of leg with 380 glock pulling it out of his pocket (don't have round in chamber of non-safety pistol)--not a good thing- just missed an artery....
by TxAg
Fri Jun 24, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 4734

Re: Dog attacked by another dog

This thread goes hand in hand with the "good deal on a pocket pistol" thread
by TxAg
Thu Jun 23, 2016 10:19 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

I saw this: http://www.kygunco.com/Product/View?ItemNo=95665#.V2wz6vkrKUk which is a pretty good deal on a Ruger .380 LCP Custom. $226.59 with free shipping, so I thought I'd bring it to your attention. Thanks. I'm not so familiar with it. Given that toddlers are involved in pulling the trigger in ...
by TxAg
Thu Jun 23, 2016 5:02 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 10176

Re: Good Deal on a Pocket Pistol

I've owned a Ruger LCP 380 and liked it. It's great for summer attire.
by TxAg
Thu Jun 23, 2016 4:07 pm
Forum: Personal Consumer Issues
Topic: Are gymboree classes worth it? any alternatives ?
Replies: 12
Views: 861

Re: Are gymboree classes worth it? any alternatives ?

We did the same thing when my daughter was around 18 months to 2 yrs. It is expensive. It was a lot of fun, though. We don't regret spending the money, but six months was long enough.
by TxAg
Mon Jun 20, 2016 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Term Insurance 30 y/o
Replies: 11
Views: 808

Re: Term Insurance 30 y/o

We did 20 yr and waited until we knew were about to start trying for kiddo #1.
by TxAg
Wed Jun 15, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: Problems using Uber
Replies: 26
Views: 3315

Re: Problems using Uber

So just a gentle reminder to everyone tip your driver, especially if its a short trip. The expectation of tipping is one of the worst features of legacy taxicab industry. Why on earth should we want to import that practice into new platforms like Uber and Lyft? Just tell me what the price is and le...
by TxAg
Tue Jun 14, 2016 1:00 pm
Forum: Personal Consumer Issues
Topic: Problems using Uber
Replies: 26
Views: 3315

Re: Problems using Uber

My buddy (who uses Uber a few times a week) was just telling me about this very thing. Happened to him when at the airport coming home from a business trip. He used Lyft instead.
by TxAg
Sun Jun 12, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: Cats in yard, what to do?
Replies: 38
Views: 2960

Re: Cats in yard, what to do?

Tycoon wrote:Get a coyote. :beer



Beat me to it.

There are outside cats in our neighborhood, the numbers are kept in check with the coyotes, bobcats, and in some cases, owls.
by TxAg
Tue Jun 07, 2016 3:56 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Dallas BBQ/TexMex Restaurants
Replies: 51
Views: 2512

Re: Recommendations for Dallas BBQ/TexMex Restaurants

Babe's is some of the best food in town if you're looking for an alternative to bbq or tex-mex
by TxAg
Tue Jun 07, 2016 3:55 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Dallas BBQ/TexMex Restaurants
Replies: 51
Views: 2512

Re: Recommendations for Dallas BBQ/TexMex Restaurants

TheTimeLord wrote:Okay, I am not recommending this but I am stunned no one has said Javier's yet.


Is Javier's really tex-mex? It's more Mexican. It's good but also pricey.
by TxAg
Tue Jun 07, 2016 1:09 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Dallas BBQ/TexMex Restaurants
Replies: 51
Views: 2512

Re: Recommendations for Dallas BBQ/TexMex Restaurants

I had Mia's for lunch. Yumm!
by TxAg
Mon Jun 06, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Dallas BBQ/TexMex Restaurants
Replies: 51
Views: 2512

Re: Recommendations for Dallas BBQ/TexMex Restaurants

I eat out several times a week for work (sales) Mia's on Lemmon is the best tex-mex (think brisket tacos). Uncle Julios is a long way down the list. Pecan Lodge is the best bbq, but Hard 8 is also tasty. The bbq isn't even up for debate. There are a few tex-mex places that are close to Mia's. Mi Coc...

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