Search found 746 matches

by TxAg
Mon May 02, 2016 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Preferred
Replies: 26
Views: 1983

Re: Chase Sapphire Preferred

I don't fly enough to warrant the Sapphire so I just switched from Chase Freedom to Chase Freedom Unlimited. I use my cc for work (and home) and then get reimbursed. I spend around $60k/yr. I also got $175 in bonus the first month.
by TxAg
Mon May 02, 2016 6:10 pm
Forum: Personal Consumer Issues
Topic: Just called Directv and saved $600 for one year
Replies: 21
Views: 1882

Re: Just called Directv and saved $600 for one year

I have Uverse but need to do the dame thing
by TxAg
Sat Apr 30, 2016 8:00 am
Forum: Personal Consumer Issues
Topic: So, are Bogleheads Bourbon or Scotch drinkers?
Replies: 90
Views: 4145

Re: So, are Bogleheads Bourbon or Scotch drinkers?

I wish I liked them but never acquired a taste for either. I stick to beer and the occasional wine. Enjoying the thread.
by TxAg
Sat Apr 30, 2016 7:27 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 428
Views: 42479

Re: High Earners - What's Your Profession?

lomichele wrote:I work in finance, at least high enough and skilled enough to get a chuckle at what some folks post here on the forum. 24 years old. Graduated from college a year and a half ago. This year I'll break your threshold of "high earner".



Wow...smart and humble.
by TxAg
Thu Apr 28, 2016 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Young Male Living with Parents
Replies: 83
Views: 4091

Re: Young Male Living with Parents

Socially, no complaints. Good-looking girlfriend and lots of friends. Go out every Friday and Saturday night. Take vacations regularly. Attend sporting events. No issues there. Then another year or two at home shouldn't hurt anything. Nobody wants to be 30 living at home, though....well except my u...
by TxAg
Wed Apr 27, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: Pea gravel as paver patio alternative
Replies: 22
Views: 1684

Re: Pea gravel as paver patio alternative

Here's another thought. How about large flat slabs of stone infilled with pea gravel? That's what we did for a hugely wide walkway that traverses the side of our house, and it works perfectly. The slabs more or less keep the pea gravel in place, and the contrast between the yellowish stones and dar...
by TxAg
Wed Apr 27, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: Pea gravel as paver patio alternative
Replies: 22
Views: 1684

Re: Pea gravel as paver patio alternative

As a post above mentions, use decomposed granite
by TxAg
Wed Apr 27, 2016 11:36 am
Forum: Personal Consumer Issues
Topic: BH Way of Landscaping?
Replies: 42
Views: 3318

Re: BH Way of Landscaping?

I've adopted it as one of my hobbies. Our yard looks pretty good right now.
by TxAg
Fri Apr 22, 2016 9:18 pm
Forum: Personal Consumer Issues
Topic: How To Stay Motivated in Employment When You Might Have Enough?
Replies: 71
Views: 7911

Re: How To Stay Motivated in Employment When You Might Have Enough?

Have you seen the movie, "Office Space"?


Sit down with a couple beers and watch it :sharebeer
by TxAg
Wed Apr 20, 2016 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Why am I still scared ? Is it actually normal ?
Replies: 59
Views: 6526

Re: Why am I still scared ? Is it actually normal ?

Some people don't experience much pleasure from consumption, or find it painful. If you hand me $500, I will probably invest most of it. It took me a month to negotiate the price of the my current car, which I bought 9 years ago. It's not that the money I saved made a real difference to me, it's th...
by TxAg
Wed Apr 20, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot Pay Huge Tax Burden
Replies: 107
Views: 8429

Re: Cannot Pay Huge Tax Burden

yellowgirl wrote:There is a difference between cannot pay and don't want to pay.


+1
succinct and to the point
by TxAg
Sun Apr 17, 2016 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: How can we buy our dream home in S. California? (Military)
Replies: 24
Views: 1840

Re: How can we buy our dream home in S. California? (Military)

Good luck on whatever you decide. A few acres and a giant garden sounds great.


Thank you for your service.
by TxAg
Sun Apr 17, 2016 7:03 am
Forum: Personal Finance (Not Investing)
Topic: How can we buy our dream home in S. California? (Military)
Replies: 24
Views: 1840

Re: How can we buy our dream home in S. California? (Military)

You could find the house and acreage in TX for half the price.
by TxAg
Thu Apr 14, 2016 10:23 pm
Forum: Personal Consumer Issues
Topic: Tree swing questions
Replies: 15
Views: 716

Re: Tree swing questions

Squirrels chew rope. They don't chew chain.

I used chain on my daughter's swing in the front yard and prefer it for deer stands as well (ladder stands). I know it isn't always feasible, but it makes me feel better.
by TxAg
Wed Apr 13, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Where to buy athletic socks and boxers online?
Replies: 11
Views: 1188

Re: Where to buy athletic socks and boxers online?

I like tjmaxx or marshalls for socks but generally buy exofficio boxer briefs online. However, for the price, I think exofficio's quality has gone way, way down. I'm searching for an alternative. The waistband elastic has a very short life
by TxAg
Tue Apr 12, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: Kid/baby Thermometer recomendation
Replies: 9
Views: 547

Re: Kid/baby Thermometer recomendation

We were gifted an exergen temporal scanner at the baby shower. I hate it. Like really hate it.

We use a cheap $10 rectal now. Works well for our kids (2 yr old and another due soon). We'll go to something else when they are a bit older.
by TxAg
Tue Apr 12, 2016 8:36 am
Forum: Personal Finance (Not Investing)
Topic: First time home buyer - Can I afford this home?
Replies: 38
Views: 3416

Re: First time home buyer - Can I afford this home?

I think you can do it but it will be quite the stretch. Your monthly housing payment will take up an entire paycheck, leaving you one bi weekly paycheck to pay for every other expense that month. For reference, Me and my wife are 4 years older than you and your wife and also live in TX. I make a ve...
by TxAg
Mon Apr 11, 2016 5:15 pm
Forum: Personal Consumer Issues
Topic: Easy way to estimate grade (steepness) of a drive?
Replies: 16
Views: 1200

Re: Easy way to estimate grade (steepness) of a drive?

Rise over run. You can get a free altimeter app on your iphone.
by TxAg
Sun Apr 10, 2016 8:32 pm
Forum: Personal Consumer Issues
Topic: Honda Odyssey
Replies: 41
Views: 3162

Re: Honda Odyssey

Thanks for the comments
by TxAg
Sat Apr 09, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Honda Odyssey
Replies: 41
Views: 3162

Honda Odyssey

They get pretty good reviews. If you have experience with one, how do you like it? I understand that a new model is coming out for 2017. They are starting to make deals on the 2016s from the little bit of checking around that I've done. Family of 4 with a medium sized dog Please share your experienc...
by TxAg
Thu Apr 07, 2016 10:57 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5210

Re: Dallas suburbs or Northern Virginia for me?

If you come to TX, I'll buy you a beer
by TxAg
Thu Apr 07, 2016 8:06 am
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5210

Re: Dallas suburbs or Northern Virginia for me?

I'd scratch Carrollton off the list. Grapevine is nice. Many parts of Plano are nice. You might also consider around Whiterock Lake...especially as a single person. This would be my first choice. Lots of green space and plenty of restaurants and night life. You can definitely find something $250k-$3...
by TxAg
Mon Apr 04, 2016 8:32 pm
Forum: Personal Consumer Issues
Topic: Five Best National Parks to Visit?
Replies: 99
Views: 6713

Re: Five Best National Parks to Visit?

I have rarely been to a national park without meeting some Germans visiting it. I don't know the exact reason, but Germans love our national parks. In Washington I loved Mt Rainier and the Olympic mountains. In Oregon I loved Crater Lake. The Western United States is very, very large. Plan your tra...
by TxAg
Mon Apr 04, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: Breaking concrete
Replies: 42
Views: 3292

Re: Breaking concrete

You mentioned 20'...is this area 20 square feet or is it 20'x20' or something in between?

I commented earlier about using a sledge. That's fine for 20 sf. For 20'x20', I'd rent something more powerful.
by TxAg
Sun Apr 03, 2016 9:02 pm
Forum: Personal Consumer Issues
Topic: Breaking concrete
Replies: 42
Views: 3292

Re: Breaking concrete

I did something similar last year with an 8# sledgehammer w/Hickory handle (don't like fiberglass handles). Make sure you wear safety glasses. It was no big deal. Once it starts to break apart, the job goes quickly.
by TxAg
Fri Apr 01, 2016 11:21 am
Forum: Personal Consumer Issues
Topic: Five Best National Parks to Visit?
Replies: 99
Views: 6713

Re: Five Best National Parks to Visit?

Zion and Glacier are my favorites. Big Bend is special, too.
by TxAg
Thu Mar 31, 2016 10:33 pm
Forum: Personal Consumer Issues
Topic: Bro Trip suggestions?
Replies: 58
Views: 3828

Re: Bro Trip suggestions?

I second the Big Bend trip...epic area and incredible opportunity to spend quality time together. The state park inside the national park is a true step back in time...like thousands of years...and cell phones don't work...big plus. Also... The stargazing is off the charts. Least light polluted pla...
by TxAg
Wed Mar 30, 2016 7:34 am
Forum: Personal Consumer Issues
Topic: Bro Trip suggestions?
Replies: 58
Views: 3828

Re: Bro Trip suggestions?

You could look into Lajitas Golf Resort and hiking Big Bend National Park. There is an airport near Lajitas so it's doable. That is a really cool part of the world and if you liked Zion, I think you'd like Big Bend.
by TxAg
Tue Mar 29, 2016 8:38 am
Forum: Personal Consumer Issues
Topic: Battling Deer Ticks, Opinions Sought
Replies: 66
Views: 4099

Re: Battling Deer Ticks, Opinions Sought

Chickens will help a lot.
by TxAg
Thu Mar 17, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Age 29; stay in smaller house or buy a bigger house?
Replies: 44
Views: 4009

Re: Age 29; stay in smaller house or buy a bigger house?

We have a 2 year old and one on the way plus a 55# dog in a 1700 sf 3/2. The space isn't an issue. We like our small house, and it keeps us from collecting a bunch of junk. We try to maximize space and stay efficient. The only real issue I have is that our house is loud...pier and beam plus origina...
by TxAg
Thu Mar 17, 2016 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Age 29; stay in smaller house or buy a bigger house?
Replies: 44
Views: 4009

Re: Age 29; stay in smaller house or buy a bigger house?

We have a 2 year old and one on the way plus a 55# dog in a 1700 sf 3/2. The space isn't an issue. We like our small house, and it keeps us from collecting a bunch of junk. We try to maximize space and stay efficient. The only real issue I have is that our house is loud...pier and beam plus original...
by TxAg
Tue Mar 15, 2016 7:15 pm
Forum: Personal Consumer Issues
Topic: Dallas Metro Area
Replies: 28
Views: 2453

Re: Dallas Metro Area

In that area I would take a look at Lantana or Highland Village.
by TxAg
Sat Mar 12, 2016 9:25 pm
Forum: Personal Consumer Issues
Topic: Liability of hiring guys standing front of home improvement stores
Replies: 32
Views: 5326

Re: Liability of hiring guys standing front of home improvement stores

It's obvious most of you don't live in TX, NM, or AZ. :happy

:sharebeer
by TxAg
Sat Mar 12, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: Grocery budget too high? Are there threads here on this? I tried searching
Replies: 62
Views: 4911

Re: Grocery budget too high? Are there threads here on this? I tried searching

I've never counted ours to the dollar, but every time we go to Kroger or Target or Trader Joe's we end up spending $75-$130. We go at least once a week and sometimes twice. Of course this isn't apples to apples as our numbers include alcohol, toiletries, and diapers. We are two adults pus a toddler.
by TxAg
Fri Mar 11, 2016 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Renting to Family Members
Replies: 26
Views: 2331

Re: Renting to Family Members

Sounds great. You aren't in a position that losing a few thousand dollars on a house is going to hurt your retirement, and the kids will love having some help with the first kiddo. First kids are tough...having family nearby is awesome. I chalk this up to one if those things that puts convenience ov...
by TxAg
Fri Mar 11, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: Liability of hiring guys standing front of home improvement stores
Replies: 32
Views: 5326

Re: Liability of hiring guys standing front of home improvement stores

There's liablity in everything these days. But the odds are beyond small in this case.

If it were me, I'd hire them for a decent wage and buy them lunch.
by TxAg
Fri Mar 11, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Help with an adults only all-inclusive
Replies: 54
Views: 8354

Re: Help with an adults only all-inclusive

Has anyone been to any of the Secrets in the Cancun area? Had our honeymoon last May at Secrets Maroma, it's about an hour south of Cancun. We really liked it, almost all honeymooners and anniversaries. Quite a few restaurants on-site, plus room service. Bars everywhere, we sprung from the Premium ...
by TxAg
Sun Mar 06, 2016 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement Timing?
Replies: 35
Views: 3923

Re: Early Retirement Timing?

All I have to add is Congratulations!
by TxAg
Fri Mar 04, 2016 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Do you find retirement forecasting confusing?
Replies: 51
Views: 4591

Re: Do you find retirement forecasting confusing?

Maybe I over simplify it, but it hasn't troubled me much. I have a rough number in mind that coincides with our age for when we can comfortably retire.
by TxAg
Thu Mar 03, 2016 9:06 pm
Forum: Personal Consumer Issues
Topic: Coffee/Tea/Water Stainless Steel Thermos Recommendations
Replies: 16
Views: 1402

Re: Coffee/Tea/Water Stainless Steel Thermos Recommendations

The Yetis are great...pricey but great
by TxAg
Tue Feb 23, 2016 10:51 pm
Forum: Personal Consumer Issues
Topic: Brand new minivan is a LEMON! Any recourse?
Replies: 24
Views: 3673

Re: Brand new minivan is a LEMON! Any recourse?

I'm in Dallas and in the market. What dealership so I can steer clear of them?
by TxAg
Tue Feb 23, 2016 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Mr Money Mustache Article (New Yorker)
Replies: 94
Views: 12143

Re: Mr Money Mustache Article (New Yorker)

He has some good ideas but is too extreme for me. I feel bad for the kid.
by TxAg
Sat Feb 20, 2016 8:07 am
Forum: Personal Finance (Not Investing)
Topic: Engagement Ring Saving
Replies: 68
Views: 4936

Re: Engagement Ring Saving

Go with a savings account.

I would hint around or ask what kind of ring she likes. That'll help you get the right ring and properly assess cost.

Just as a data point, I bought my wife a pretty nice ring. She is very frugal and grounded...I don't worry about her being superficial.
by TxAg
Sat Feb 20, 2016 7:56 am
Forum: Investing - Help with Personal Investments
Topic: Should I be investing more in retirement?
Replies: 15
Views: 1831

Re: Should I be investing more in retirement?

The short answer is yes
by TxAg
Tue Feb 16, 2016 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: How to save money and keep the house clean?
Replies: 48
Views: 5471

Re: How to save money and keep the house clean?

After a kiddo and another on the way, we decided to have a housekeeper come twice a month. Money well spent.

I enjoy being outside, so I don't mind working in the yard.
by TxAg
Wed Feb 10, 2016 9:54 pm
Forum: Personal Consumer Issues
Topic: Bear Meat
Replies: 37
Views: 3331

Re: Bear Meat

Assuming it's black bear. Never had it but would like to try it. :sharebeer
by TxAg
Mon Feb 08, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: Raw Honey?
Replies: 34
Views: 2819

Re: Raw Honey?

This is now on my to-do list....local honey at the farmers market

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