Search found 1035 matches

by TxAg
Wed Sep 20, 2017 8:38 pm
Forum: Personal Consumer Issues
Topic: Laying sod... too late in the year?
Replies: 12
Views: 1128

Re: Laying sod... too late in the year?

badbreath wrote:
Wed Sep 20, 2017 8:36 pm
No, now is the perfect time to sod or seed. Cooler nights, a bit more rain but still a lot of sunny days.

+1

In the south, this is a great time to do it. I've resodded most of my yard over the last couple years and purposely choose the early Fall. Just water it well for the first month or so
by TxAg
Wed Sep 20, 2017 8:40 am
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 31
Views: 3216

Re: 2018 Subaru Outback

tomd37 wrote:
Wed Sep 20, 2017 8:02 am
TxAg - Can the automatic headlight function be turned off to stop the problem to which you refer? I know it can be turned off on some vehicles.
I suppose, but I haven't looked into it lately. It's my wife's car and she rarely drives at night so it is only a minor annoyance for now.
by TxAg
Tue Sep 19, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 31
Views: 3216

Re: 2018 Subaru Outback

We've had a 2017 for 14 months. 10,000 miles on it so far and no complaints except the headlamps' "brights" are automated to cut off when they sense a light source...even reflecting off a sign.
by TxAg
Sun Sep 17, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 43
Views: 2712

Re: Buying nightguards (teeth grinding)

Bought one from the dentist. $300. Now I never wear it but should.
by TxAg
Thu Sep 07, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: Ideas to use a large flat space in yard
Replies: 26
Views: 2690

Re: Ideas to use a large flat space in yard

Make it attractive to wildlife. Water, bird feeder, blooming bushes/flowers, a few small trees....
by TxAg
Tue Aug 29, 2017 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: Relative angry I will not co-sign
Replies: 90
Views: 7990

Re: Relative angry I will not co-sign

Stay strong. He'll likely be back.
by TxAg
Sun Aug 27, 2017 8:25 pm
Forum: Personal Consumer Issues
Topic: Stay or not - natural disaster
Replies: 16
Views: 1738

Re: Stay or not - natural disaster

First responders are overwhelmed in Houston right now b/c people didn't leave. Living in the country with a truck and flat bottom boat is one thing, but living in the city means get out asap. The Mayor of Houston is still standing by his decision NOT to have residents evacuate. We've spoken about t...
by TxAg
Sun Aug 27, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Stay or not - natural disaster
Replies: 16
Views: 1738

Re: Stay or not - natural disaster

First responders are overwhelmed in Houston right now b/c people didn't leave. Living in the country with a truck and flat bottom boat is one thing, but living in the city means get out asap.
by TxAg
Sat Aug 12, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: 20 year vs. 30 year Term Life Insurance
Replies: 18
Views: 1835

Re: 20 year vs. 30 year Term Life Insurance

We were in a similar situation and wend with 20-year. The only reason why we bought life insurance is to provide for our child in the event of our untimely demise. In 20-years we will no longer have a huge remaining financial commitment. College will have been saved for, and our retirement accounts...
by TxAg
Thu Aug 10, 2017 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell a home to a friend's daughter?
Replies: 31
Views: 3066

Re: Should we sell a home to a friend's daughter?

1) Figure out a price...realtor or appraisal.
2) Sell as is
by TxAg
Mon Aug 07, 2017 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: kids think lazy if retire?
Replies: 70
Views: 8032

Re: kids think lazy if retire?

Seems like an awesome teaching moment. You are living proof that if you work hard and make intelligent choices with your money, you can sit at home and watch movies while other people have to spend 12 hours per day at a job they hate. This is how I see it. I've never understood when people worry ab...
by TxAg
Sun Aug 06, 2017 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Can We Afford This House?
Replies: 11
Views: 1310

Re: Can We Afford This House?

Sell the townhouse
by TxAg
Sat Aug 05, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Re: Recommendations on stackable washer/dryer

I appreciate the responses
by TxAg
Thu Aug 03, 2017 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 104
Views: 10176

Re: 85/15 too aggressive at age 35?

Similar age and 100/0 We sleep fine at night I always wonder how much money those who are at 100/0 had in 2007 -2009. I went through market problem through 2007 and nothing bothered me. But at that time I had enough accumulated, that the deep market drop terrified me. Terror was enhanced by the bel...
by TxAg
Thu Aug 03, 2017 12:44 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 104
Views: 10176

Re: 85/15 too aggressive at age 35?

Similar age and 100/0

We sleep fine at night
by TxAg
Thu Aug 03, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Re: Recommendations on stackable washer/dryer

While price is a concern, the most important thing is a quality built machine that will last. Definitely provide a number or range. Miele, for example is definitely quality and built to last but if you're saying price is a concern it may be irrelevant to you. Never heard of Miele so probably out of...
by TxAg
Thu Aug 03, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Re: Recommendations on stackable washer/dryer

TxAg: In June 2015 we bought a Kenmore stackable washer-dryer model 417-6171. Our prior Kenmore stackable washer-dryer was excellent. The new Kenmore stackable washer-dryer is the worst washer we ever owned. The instructions (not available at the store) say: "Add items one at a time, each tightly b...
by TxAg
Thu Aug 03, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Re: Recommendations on stackable washer/dryer

We purchased a maytag front loader 2 years ago. Last month it stopped working. Repairman was called and he said the control panel was shot. He tried ordering A new one and they are not available anywere.He even tried ebay in hopes of Finding one. No able to find part so we had to junk a 2 year old ...
by TxAg
Wed Aug 02, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Re: Recommendations on stackable washer/dryer

BriantheK wrote:I bought a Whirlpool Duet washer from Home Depot when my Maytag Neptune went out. A year later, I've really been pleased with it. When the Neptune dryer dies, a Whirlpool Duet will go in its place.

Thanks for the rec. I'll take a look.
by TxAg
Wed Aug 02, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1817

Recommendations on stackable washer/dryer

We are interested in a new washer/dryer combo. Front loading stackable (full size) is necessary due to space. We currently have a Frigidaire stackable combo that has been great. We bought it used, and it has been humming along for 10 years. While price is a concern, the most important thing is a qua...
by TxAg
Wed Jul 26, 2017 1:38 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2755

Re: Glacier National Park - where to stay

surveyor wrote:Where do most people fly in and out of? I suppose part of the allure is that it is nowhere close to any hustle and bustle.

Kalispell
by TxAg
Tue Jul 25, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2755

Re: Glacier National Park - where to stay

If we want to spend a day in Waterton, is it best (from points west) just to use Going To The Sun as the preferred route?? It's way faster to take Hwy 2 south around the park and catch 89 north There is a restaurant in Babb called Two Sisters that everyone swears you need to experience. Don't get t...
by TxAg
Mon Jul 24, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2755

Re: Glacier National Park - where to stay

For future reference: We just got back from Glacier. We saw a grizzly sow and cub which was one of the highlights.

We stayed in a house about 2 miles out of Whitefish. We loved Whitefish.
by TxAg
Mon Jul 24, 2017 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: New Milestone
Replies: 44
Views: 4679

Re: New Milestone

We could sell our home for more than the Zestimate. Congrats. Hope to be in your same boat in a few years.
by TxAg
Mon Jul 24, 2017 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Should I purchase Lake House for Primary
Replies: 25
Views: 2815

Re: Should I purchase Lake House for Primary

My biggest concern would be the school district. If it's good, then it's a no brainer.
by TxAg
Thu Jul 20, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: How is U-Haul for getting a trailer hitch?
Replies: 28
Views: 2055

Re: How is U-Haul for getting a trailer hitch?

Rupert wrote:I have. They probably install more trailer hitches than anybody else. They did a great job on my van, which was also brand new and pristine at the time.

+1
by TxAg
Mon Jul 10, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Coyote control
Replies: 66
Views: 4601

Re: Coyote control

ddurrett896 wrote:Shoot them or trap them then shoot them.
Agreed. I know that isn't an option here but in many places it is a necessity. The coyote population is greater now than at any point in history.
by TxAg
Mon Jul 10, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Most Effective Rat Poison
Replies: 24
Views: 1449

Re: Most Effective Rat Poison

Traps work but poison is better. Try Tractor Supply.
by TxAg
Fri Jun 30, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 12993

Re: How did you handle the costs of your child's wedding?

Most weddings are a waste of time, especially if they are really huge and ostentatious. I have gone for many weddings of close friends where I barely got to speak to them. It's like paying for this over-priced ticket to a one-day play where everyone's performing a role. The one wedding that I reall...
by TxAg
Fri Jun 30, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Engagement Ring Insurance
Replies: 46
Views: 3317

Re: Engagement Ring Insurance

My wife is getting a CZ if she loses hers :)
by TxAg
Wed Jun 28, 2017 6:53 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 12993

Re: How did you handle the costs of your child's wedding?

The529guy wrote:Encourage her to become well-educated so she and her spouse won't expect you to pay for it? (My wife and I paid for our own wedding.)
First answer is the best answer
by TxAg
Sat Jun 24, 2017 7:03 am
Forum: Personal Consumer Issues
Topic: Stop saving and start spending
Replies: 67
Views: 9622

Re: Stop saving and start spending

Yes. Spend $$$ on experiences while the kids are young and you have the energy.


Might also consider ramping up charitable contributions, but that's very personal.
by TxAg
Fri Jun 16, 2017 10:07 pm
Forum: Personal Consumer Issues
Topic: Worth it to buy expensive clothes?
Replies: 91
Views: 9857

Re: Worth it to buy expensive clothes?

I'm lucky that I get to wear $20 jeans and $20-$40 polos every day. I did invest in a comfortable pair of boots and a belt to match. I agree with everyone else that you want to feel sharp and look sharp and that comfy footwear is a must. Also, I've noticed over the years that the more fit a person i...
by TxAg
Mon Jun 12, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse returning to work. How to keep low stress lifestyle?
Replies: 47
Views: 5203

Re: Spouse returning to work. How to keep low stress lifestyle?

Just thinking out loud...you should start a separate thread on how you manage to live so frugally with 4 kids.
by TxAg
Sat Jun 10, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: Fence Dilemma
Replies: 31
Views: 2980

Re: Fence Dilemma

Option 1

Replace on your dime. Enjoy a nice fence. I did the same two years ago and love it.
by TxAg
Sat Jun 10, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Is it worth it spending money to keep your house looking sharp?
Replies: 54
Views: 7735

Re: Is it worth it spending money to keep your house looking sharp?

I think you should take pride in your home. That doesn't mean spending above your means, but it does mean keeping the grass mowed and the hedges trimmed...as well as the brick/wood in decent condition.
by TxAg
Sat Jun 10, 2017 10:20 am
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 5091

Re: (Very) Early Retirement vs Parenthood

Thank you everyone for these thoughts and perspectives. There are too many responses for me to individually reply, but please know that I have read and re-read all of these messages. I appreciate them all - even the "blunt" replies. I do want to clarify my post title. I know that money is...
by TxAg
Fri Jun 09, 2017 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 5091

Re: (Very) Early Retirement vs Parenthood

As parent to a 2.5 year old and a 3 month old, I understand your concern. I'm 43, wife is 34. Kids will change your life permanently. The first one was a terror. She'd wake up screaming bloody murder every hour for the first 20 months of her life. I have never been so sleep deprived in my entire li...
by TxAg
Thu Jun 08, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28976

Re: Where to Live on $60K or Less a Year?

Love Northwest Arkansas. We just bought a house just outside Bentonville and as soon as it is built will be moving there. The whole area is very vibrant and welcoming. Miles and miles of bike / walking trails and the mountain biking is on a level that few other places compare. From Fayetteville to ...
by TxAg
Thu May 18, 2017 10:53 am
Forum: Investing - Theory, News & General
Topic: For those with $500k-$1m in investments...
Replies: 138
Views: 14089

Re: For those with $500k-$1m in investments...

5/95

Would like to pad the taxable more but we're at a point in life where we sometimes draw a bit from it. (35/32 with kids)
by TxAg
Thu May 18, 2017 7:27 am
Forum: Personal Consumer Issues
Topic: Tipping at All Inclusive Resort?
Replies: 67
Views: 5825

Re: Tipping at All Inclusive Resort?

My husband and I just came back from vacation in DR at an AI resort. We always bring money to tip everyone, but we noticed that a lot of people do not tip. For example, this is what we would typically leave for tips: Drinks - $1/drink Buffet Breakfast/Lunch/Dinner - $3-$5 Sit down dinner - $10 Just...
by TxAg
Sat May 13, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Tipping at All Inclusive Resort?
Replies: 67
Views: 5825

Re: Tipping at All Inclusive Resort?

My husband and I just came back from vacation in DR at an AI resort. We always bring money to tip everyone, but we noticed that a lot of people do not tip. For example, this is what we would typically leave for tips: Drinks - $1/drink Buffet Breakfast/Lunch/Dinner - $3-$5 Sit down dinner - $10 Just...
by TxAg
Sun May 07, 2017 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 8411

Re: Stay home with kids?

All I read was the OP, but with $6MM in the bank already, we'd both be staying home.

You said your kids are getting the short end of the stick...nothing is more important than remedying that (assuming you have the funds and you do).
by TxAg
Sat May 06, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1247

Re: Need help with tree

No, the stub you see in the crotch is the original dead trunk. It's dead wood. I can trim it back closer to the live trunk if needed. I have a beautiful Shumard (Red) Oak in my front yard. They will grow tall and do very well in our TX climate. I would start over. You can get a tree from a nursery ...
by TxAg
Thu May 04, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28976

Re: Where to Live on $60K or Less a Year?

Thanks again to all who have responded. I wrote down all of the suggested locations, and my wife and I made a quick run through them last night. Based on the comments given, and our first-impression thoughts of a location (for example, regardless of how wonderful somewhere in Washington State or up...
by TxAg
Wed May 03, 2017 12:10 am
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28976

Re: Where to Live on $60K or Less a Year?a

In TX:

Fredericksburg
San Marcos (Wimberly, New Braunfels)
Waco
Conroe
Weatherford
Granbury
Denton
Probably lots more
by TxAg
Sat Apr 29, 2017 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Helping adult children
Replies: 80
Views: 9262

Re: Helping adult children

I grew up with a sister who lived off my parents until the day they died. My second sister and I estimated she mooched about $300k over a 30 year period. It sickens me to even think about how she blew my parents hard earned money. Have you considered that the daughter that lived with them likely he...