Search found 1012 matches

by TxAg
Mon Jul 24, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 12
Views: 1220

Re: Glacier National Park - where to stay

For future reference: We just got back from Glacier. We saw a grizzly sow and cub which was one of the highlights.

We stayed in a house about 2 miles out of Whitefish. We loved Whitefish.
by TxAg
Mon Jul 24, 2017 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: New Milestone
Replies: 42
Views: 4005

Re: New Milestone

We could sell our home for more than the Zestimate. Congrats. Hope to be in your same boat in a few years.
by TxAg
Mon Jul 24, 2017 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Should I purchase Lake House for Primary
Replies: 13
Views: 931

Re: Should I purchase Lake House for Primary

My biggest concern would be the school district. If it's good, then it's a no brainer.
by TxAg
Thu Jul 20, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: How is U-Haul for getting a trailer hitch?
Replies: 28
Views: 1809

Re: How is U-Haul for getting a trailer hitch?

Rupert wrote:I have. They probably install more trailer hitches than anybody else. They did a great job on my van, which was also brand new and pristine at the time.



+1
by TxAg
Mon Jul 10, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Coyote control
Replies: 66
Views: 4112

Re: Coyote control

ddurrett896 wrote:Shoot them or trap them then shoot them.


Agreed. I know that isn't an option here but in many places it is a necessity. The coyote population is greater now than at any point in history.
by TxAg
Mon Jul 10, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Most Effective Rat Poison
Replies: 24
Views: 1272

Re: Most Effective Rat Poison

Traps work but poison is better. Try Tractor Supply.
by TxAg
Fri Jun 30, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 11923

Re: How did you handle the costs of your child's wedding?

Most weddings are a waste of time, especially if they are really huge and ostentatious. I have gone for many weddings of close friends where I barely got to speak to them. It's like paying for this over-priced ticket to a one-day play where everyone's performing a role. The one wedding that I reall...
by TxAg
Fri Jun 30, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Engagement Ring Insurance
Replies: 46
Views: 3070

Re: Engagement Ring Insurance

My wife is getting a CZ if she loses hers :)
by TxAg
Wed Jun 28, 2017 6:53 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 11923

Re: How did you handle the costs of your child's wedding?

The529guy wrote:Encourage her to become well-educated so she and her spouse won't expect you to pay for it? (My wife and I paid for our own wedding.)


First answer is the best answer
by TxAg
Sat Jun 24, 2017 7:03 am
Forum: Personal Consumer Issues
Topic: Stop saving and start spending
Replies: 67
Views: 9287

Re: Stop saving and start spending

Yes. Spend $$$ on experiences while the kids are young and you have the energy.


Might also consider ramping up charitable contributions, but that's very personal.
by TxAg
Fri Jun 16, 2017 10:07 pm
Forum: Personal Consumer Issues
Topic: Worth it to buy expensive clothes?
Replies: 92
Views: 8929

Re: Worth it to buy expensive clothes?

I'm lucky that I get to wear $20 jeans and $20-$40 polos every day. I did invest in a comfortable pair of boots and a belt to match. I agree with everyone else that you want to feel sharp and look sharp and that comfy footwear is a must. Also, I've noticed over the years that the more fit a person i...
by TxAg
Mon Jun 12, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse returning to work. How to keep low stress lifestyle?
Replies: 47
Views: 4828

Re: Spouse returning to work. How to keep low stress lifestyle?

Just thinking out loud...you should start a separate thread on how you manage to live so frugally with 4 kids.
by TxAg
Sat Jun 10, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: Fence Dilemma
Replies: 31
Views: 2720

Re: Fence Dilemma

Option 1

Replace on your dime. Enjoy a nice fence. I did the same two years ago and love it.
by TxAg
Sat Jun 10, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Is it worth it spending money to keep your house looking sharp?
Replies: 54
Views: 7244

Re: Is it worth it spending money to keep your house looking sharp?

I think you should take pride in your home. That doesn't mean spending above your means, but it does mean keeping the grass mowed and the hedges trimmed...as well as the brick/wood in decent condition.
by TxAg
Sat Jun 10, 2017 10:20 am
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 4533

Re: (Very) Early Retirement vs Parenthood

Thank you everyone for these thoughts and perspectives. There are too many responses for me to individually reply, but please know that I have read and re-read all of these messages. I appreciate them all - even the "blunt" replies. :) I do want to clarify my post title. I know that money...
by TxAg
Fri Jun 09, 2017 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 4533

Re: (Very) Early Retirement vs Parenthood

As parent to a 2.5 year old and a 3 month old, I understand your concern. I'm 43, wife is 34. Kids will change your life permanently. The first one was a terror. She'd wake up screaming bloody murder every hour for the first 20 months of her life. I have never been so sleep deprived in my entire li...
by TxAg
Thu Jun 08, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 27320

Re: Where to Live on $60K or Less a Year?

Love Northwest Arkansas. We just bought a house just outside Bentonville and as soon as it is built will be moving there. The whole area is very vibrant and welcoming. Miles and miles of bike / walking trails and the mountain biking is on a level that few other places compare. From Fayetteville to ...
by TxAg
Thu May 18, 2017 10:53 am
Forum: Investing - Theory, News & General
Topic: For those with $500k-$1m in investments...
Replies: 138
Views: 13234

Re: For those with $500k-$1m in investments...

5/95

Would like to pad the taxable more but we're at a point in life where we sometimes draw a bit from it. (35/32 with kids)
by TxAg
Thu May 18, 2017 7:27 am
Forum: Personal Consumer Issues
Topic: Tipping at All Inclusive Resort?
Replies: 67
Views: 5396

Re: Tipping at All Inclusive Resort?

My husband and I just came back from vacation in DR at an AI resort. We always bring money to tip everyone, but we noticed that a lot of people do not tip. For example, this is what we would typically leave for tips: Drinks - $1/drink Buffet Breakfast/Lunch/Dinner - $3-$5 Sit down dinner - $10 Just...
by TxAg
Sat May 13, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Tipping at All Inclusive Resort?
Replies: 67
Views: 5396

Re: Tipping at All Inclusive Resort?

My husband and I just came back from vacation in DR at an AI resort. We always bring money to tip everyone, but we noticed that a lot of people do not tip. For example, this is what we would typically leave for tips: Drinks - $1/drink Buffet Breakfast/Lunch/Dinner - $3-$5 Sit down dinner - $10 Just...
by TxAg
Sun May 07, 2017 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7997

Re: Stay home with kids?

All I read was the OP, but with $6MM in the bank already, we'd both be staying home.

You said your kids are getting the short end of the stick...nothing is more important than remedying that (assuming you have the funds and you do).
by TxAg
Sat May 06, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: Need help with tree
Replies: 20
Views: 1114

Re: Need help with tree

No, the stub you see in the crotch is the original dead trunk. It's dead wood. I can trim it back closer to the live trunk if needed. I have a beautiful Shumard (Red) Oak in my front yard. They will grow tall and do very well in our TX climate. I would start over. You can get a tree from a nursery ...
by TxAg
Thu May 04, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 27320

Re: Where to Live on $60K or Less a Year?

Thanks again to all who have responded. I wrote down all of the suggested locations, and my wife and I made a quick run through them last night. Based on the comments given, and our first-impression thoughts of a location (for example, regardless of how wonderful somewhere in Washington State or up...
by TxAg
Wed May 03, 2017 12:10 am
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 27320

Re: Where to Live on $60K or Less a Year?a

In TX:

Fredericksburg
San Marcos (Wimberly, New Braunfels)
Waco
Conroe
Weatherford
Granbury
Denton
Probably lots more
by TxAg
Sat Apr 29, 2017 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Helping adult children
Replies: 81
Views: 8836

Re: Helping adult children

I grew up with a sister who lived off my parents until the day they died. My second sister and I estimated she mooched about $300k over a 30 year period. It sickens me to even think about how she blew my parents hard earned money. Have you considered that the daughter that lived with them likely he...
by TxAg
Wed Apr 26, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: $300+ to remove a racoon. Really?
Replies: 83
Views: 5409

Re: $300+ to remove a racoon. Really?

I live in an HOA and had a beehive in my backyard. I could have called the HOA and an exterminator would have taken care of the bees. But I wanted the bees removed and not killed. After a number of calls starting with the California Beekeeper association and then to my local Farmers Market, I locat...
by TxAg
Tue Apr 25, 2017 6:06 pm
Forum: Personal Consumer Issues
Topic: $300+ to remove a racoon. Really?
Replies: 83
Views: 5409

Re: $300+ to remove a racoon. Really?

If you are a DIY kinda person, the best way to catch a coon is with a Duke's dog proof trap and a little cat food. https://www.amazon.com/Duke-DUKE-DP-Coon-Trap/dp/B005KW3AY6 The only downside is that it requires killing the coon, which may be an issue for some. Their population has skyrocketed in t...
by TxAg
Sun Apr 23, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Time savers - life on automation
Replies: 57
Views: 7733

Re: Time savers - life on automation

Hmmm...this is making me think. I don't have anything in automation. I actually dislike bill pay automation. I do have email reminders set, though. I'll go ahead and suggest these time savers: If I go for a jog, I put one of the kids in the stroller. Makes for added resistance and it entertains them...
by TxAg
Sun Apr 23, 2017 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Helping adult children
Replies: 81
Views: 8836

Re: Helping adult children

As someone who is probably the same age as your children, I would say don't give me a dime unless I'm somehow in dire straits. If you want to split it 50/50 when you pass then fine, but while you're on this Earth I wouldn't want one penny of your money. I understand the 529 approach, and that might ...
by TxAg
Sun Apr 23, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 5043

Re: Gardening 2017

I've use Mel's mix for the last 2 years or so. This year i scrapped the veggies and went 100% wildflowers. We like to watch the bees, butterflies, and hummingbirds. Plus we have a lot of green Anole lizards. Every day when my 3 yr old gets home from school we go straight from the car to the flower g...
by TxAg
Sat Apr 22, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Six pack for barbecue?
Replies: 77
Views: 5836

Re: Six pack for barbecue?

Corona is the equivalent to Bud Light. Works in a pinch but there are better options.

I agree with everyone else that says bring 12 instead of 6.
by TxAg
Thu Apr 20, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: Building your own fence
Replies: 35
Views: 2881

Re: Building your own fence

It can be done. It's grunt work more than anything. I had ours done a couple years ago. 8' board on board prestained cedar with top cap and rot board. It was $37/ft if I remember correctly. My wife and I love it. I didn't have the help you do so it would have taken me foreverrrrr plus I had them hau...
by TxAg
Thu Apr 20, 2017 7:19 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 39414

Re: Larry Swedroe says "Goodby."

White Coat Investor wrote:Thank you Larry.

And this is how someone feels on one of the sites that is one of the safest, most polite, and least-attacky on the internet. I assure you it is far worse elsewhere.

Nonetheless, a lesson to be learned by all. How you interact matters.


+1
by TxAg
Tue Apr 18, 2017 4:30 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 8668

Re: Mens Blue Jeans - What are we buying now?!

In the last 2 years I switched to Wrangler from Levi. I also wore Lucky in college. It's nice only paying ~$20 for jeans
by TxAg
Tue Apr 18, 2017 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford private school for my kids?
Replies: 67
Views: 5582

Re: Can I afford private school for my kids?

That seems steep to me given your income. It's doable but requires some sacrifice.
by TxAg
Mon Apr 17, 2017 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: New car...finance or not?
Replies: 17
Views: 1620

Re: New car...finance or not?

You could always split the difference....finance half at a low rate and put half down. May not be worth it to you, but that's what we did for a $32k new car purchase.
by TxAg
Sun Apr 16, 2017 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: My kids don't care about saving
Replies: 114
Views: 12006

Re: My kids don't care about saving

OP, you sound like a good dad, and I agree you should be concerned. I'm in the "don't let them off the hook" camp. With all the advertising these days, there's no excuse for a young professional to claim ignorance when it comes to the idea of saving. They may need direction and advice, but...
by TxAg
Sat Apr 01, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: At what age were your kids potty trained?
Replies: 16
Views: 1539

Re: At what age were your kids potty trained?

Let it happen when they are ready. Don't push them too hard. Read up on the bad things that can happen to their little bodies if you stress them out and they hold it too long. It could take your kiddo a day or a year. Just depends. All kids are different. 2 years 10 months for us. #1 was a cinch. Sh...
by TxAg
Fri Mar 31, 2017 1:07 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity advisor said I invested in too much S&P 500 at once for my portfolio; DCA it?
Replies: 75
Views: 4367

Re: Fidelity advisor said I invested in too much S&P 500 at once for my portfolio; DCA it?

That's funny, because a fidelity advisor just told my mom last week that she should go all in lump sum with a large six figure amount in the S&P 500. I agreed with him.
by TxAg
Thu Mar 30, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: Need a Vine for a Masonry Wall
Replies: 21
Views: 1409

Re: Need a Vine for a Masonry Wall

Jasmine
by TxAg
Tue Mar 28, 2017 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Red light camera Fort Worth
Replies: 50
Views: 3642

Re: Red light camera Fort Worth

The Wizard wrote:
TxAg wrote:Don't pay it

They can't do anything to you

These red light cameras are such a gimmick



Read the last paragraph:
http://texas.drivinguniversity.com/red- ... red-light/

So just tell them to pound sand then?



I would just ignore it
by TxAg
Mon Mar 27, 2017 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Red light camera Fort Worth
Replies: 50
Views: 3642

Re: Red light camera Fort Worth

Don't pay it

They can't do anything to you

These red light cameras are such a gimmick



Read the last paragraph:
http://texas.drivinguniversity.com/red- ... red-light/
by TxAg
Sun Mar 26, 2017 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Child Planning Checklist
Replies: 42
Views: 3363

Re: Child Planning Checklist

I haven't read the replies, but my first two thoughts were:

Buy a recliner, not a glider.

Make sure you pay grandma so as to not take advantage.
by TxAg
Thu Mar 23, 2017 8:51 pm
Forum: Personal Consumer Issues
Topic: A SUV for towing a Travel Trailer
Replies: 71
Views: 6401

Re: A SUV for towing a Travel Trailer

I occasionally pull a trailer for work....maybe once a quarter. We have company issued Ford Explorers, and the trailer weighs in the neigjborhood of 4000# or more depending on how it's loaded. It's safe enough (so far) but it beats you to hell driving down the highway, and you better make sure you h...
by TxAg
Thu Mar 23, 2017 8:42 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 301
Views: 42573

Re: What is your favorite consumer product?

Followed closely by my 55" Panasonic plasma TV. Makes me happy every time I watch TV. Happy to see another Panasonic plasma fan; I got one just before they were discontinued. For those who really cared about picture quality, Panasonic plasmas were simply the best. We also have a 55" Panas...
by TxAg
Thu Mar 23, 2017 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Stay & remodel vs. Move - North Dallas
Replies: 25
Views: 1031

Re: Stay & remodel vs. Move - North Dallas

As a DFW resident, I'd move if I were in your shoes.

I'd either want to be in Dallas proper or on a few acres outside of town. To me, Allen is the middle ground.

Bonus: Your kids will love growing up with a few "pets."
by TxAg
Thu Mar 23, 2017 6:26 am
Forum: Personal Consumer Issues
Topic: Adults trip in May to Zion and Bryce National Parks
Replies: 21
Views: 2335

Re: Adults trip in May to Zion and Bryce National Parks

If you only have 4 days, I'd do 3 in Zion and 1 in Bryce.
by TxAg
Thu Mar 23, 2017 6:24 am
Forum: Personal Consumer Issues
Topic: Kitchen island
Replies: 43
Views: 2633

Re: Kitchen island

Ours is 36" and I like it. 40" seems like overkill. We prefer as much Island space as possible.

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