Search found 614 matches

by TropikThunder
Mon Nov 20, 2017 6:20 pm
Forum: Investing - Help with Personal Investments
Topic: Investing at the top
Replies: 19
Views: 1193

Re: Investing at the top

Let's say that we KNEW for certainty that the market was going to crash 18 months from now. Would it still be better to invest in the market now or hold until the crash? Is there a time frame where it flips. Obviously if you invested today and tomorrow it crashed, you just lost out, but at what poi...
by TropikThunder
Sun Nov 19, 2017 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Collection agency calls intended for another person:
Replies: 34
Views: 2022

Re: Collection agency calls intended for another person:

Very interesting responses that are all quite similar, but very surprising. Fraud affects the prices we pay for things, as does not paying one's bills. Tim That may be, but the collection agency is not part of the solution. If I default on my Chase Visa, Chase writes it off as bad debt and sells th...
by TropikThunder
Sun Nov 19, 2017 12:48 am
Forum: Investing - Help with Personal Investments
Topic: Health Equity HSA
Replies: 4
Views: 621

Re: Health Equity HSA

Option 4: Do an in-kind transfer from HSA Bank/TD Ameritrade to Lively/TD Ameritrade and reduce your annual cost to $30 ($2.50/month from outside the HSA) Good point, I'll look into Lively. My employer uses HealthEquity, and I do a transfer from them to HSA Bank a couple times per year . I keep a s...
by TropikThunder
Fri Nov 17, 2017 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Health Equity HSA
Replies: 4
Views: 621

Health Equity HSA

Well, I have been using HSA Bank for my company-sponsored HSA and finally talked myself into being OK with the commission-free changes at TD Ameritrade (https://www.bogleheads.org/forum/viewtopic.php?f=10&t=229801) since the SPDR Total Stock Market ETF SPTM was "good enough". Then my employer makes ...
by TropikThunder
Tue Nov 14, 2017 3:29 pm
Forum: Investing - Theory, News & General
Topic: Passive investing is a 'chaotic system' that could be dangerous?
Replies: 20
Views: 1745

Re: Passive investing is a 'chaotic system' that could be dangerous?

Let's take the logical extreme by looking at a situation in which everyone invests only in index funds. No individual company can out- or under-perform the market as a whole since the index funds just buy or sell stocks according to market cap. So, P/E multiples get thrown out of whack because the ...
by TropikThunder
Mon Nov 13, 2017 12:16 am
Forum: Personal Finance (Not Investing)
Topic: Getting a home mortgage without spouse?
Replies: 43
Views: 2612

Re: Getting a home mortgage without spouse?

Actually, one spouse buying the property isn't that uncommon. I've had to redo PA's, several times, when the lender calls and tells me to remove one party from the agreement. In MN it takes one signature to buy but two to sell (If married). I see, thanks so much for the information. We live in a co...
by TropikThunder
Sat Nov 11, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 135
Views: 8494

Re: Thouhgts about wearing a "uniform"/same thing everyday?

That being said, i do notice that people treat me differently in scrubs v professional attire. I find I get significantly better customer service dressed in professional attire. Honestly, this makes me sad. Why judge a book by its cover? I find the opposite. In most metropolitan areas, you can't sw...
by TropikThunder
Sat Nov 11, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 135
Views: 8494

Re: Thouhgts about wearing a "uniform"/same thing everyday?

daveydoo wrote:
Fri Nov 10, 2017 6:49 pm
bob60014 wrote:
Fri Nov 10, 2017 6:24 pm
No, but I walked into a Walmart wearing a blue short sleeve polo and khakis and had 4-5 people coming up to me asking where items were.
Same! Tank top and orange short-shorts to Hooters. Never again.
:shock:

Made a killing in tips though. :beer
by TropikThunder
Sat Nov 11, 2017 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: Home Loan Analysis
Replies: 5
Views: 452

Re: Home Loan Analysis

How is it possible to be putting less than 3% of the purchase price when that's a term of the loan? I was willing to take the high interest rate since they offered a $6,500 credit to cover closing costs. n Asked and answered, as they say on Law and Order. 😉 The down payment, closing costs, and prep...
by TropikThunder
Sat Nov 11, 2017 1:54 am
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 6229

Re: Isn't it safer to not sign Credit card?

If you don't sign it, and someone steals your card they can sign it as they see fit and you know what? Then THEIR signature on the receipt will match THEIR signature on the back of YOUR card. That's why you never want to leave it blank. Why let someone else decide what YOUR signature should look li...
by TropikThunder
Thu Nov 09, 2017 9:41 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) or Roth 401(k)?
Replies: 21
Views: 1897

Re: 401(k) or Roth 401(k)?

I guess it's after-tax 401(k) then! But I will check whether that money can be rolled over to a Roth account. And yes, I will go through the recommended books. Time to invest in an e-reader so I can carry it with me and read :D I thought the consensus advice in the thread was traditional (pre-tax) ...
by TropikThunder
Thu Nov 09, 2017 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: How old are you and what size is your portfolio?
Replies: 33
Views: 4123

Re: How old are you and what size is your portfolio?

Wow Iv seen people post much more information about themselves then just the size of the portfolio . Like much much more. I mean its common place on this forum to post all accont balances and holdings etc. Take for instance any of the threads following the "post your profile" instructions. When fil...
by TropikThunder
Sun Nov 05, 2017 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Limit Owner Use of Rental Home to Two Weeks?
Replies: 18
Views: 2481

Re: Limit Owner Use of Rental Home to Two Weeks?

MarkNYC, thanks for clarifying. We have renters in the unit about 150 days per year. Therefore, we have 15 days available to us without having to pro-rate the expenses. gasdoc No, that's not correct. Please re-read rule #1 listed above. Any personal use causes expenses to be prorated. The 14 day/10...
by TropikThunder
Sat Nov 04, 2017 8:26 pm
Forum: Investing - Help with Personal Investments
Topic: Opinions on Blackrock Lifepath Index funds (2035 as example)
Replies: 7
Views: 473

Re: Opinions on Blackrock Lifepath Index funds (2035 as example)

sunshine25 wrote:
Sat Nov 04, 2017 4:45 pm
Do some companies put their less desirable/popular funds into the target date funds to drive up the fund's business?
You mean like Vanguard's Total International Bond Index? :twisted:
by TropikThunder
Fri Nov 03, 2017 10:49 pm
Forum: Investing - Help with Personal Investments
Topic: Question Regarding Sweep Accounts
Replies: 7
Views: 604

Re: Question Regarding Sweep Accounts

Sorry if the post was inappropriate, I am just seeking an answer to this. At least for me day trading has been profitable with some holds, but thank you for the advice :sharebeer Not so much that the post was "inappropriate" [Don't Bite The Newbies] but most people on here will have no idea what yo...
by TropikThunder
Fri Nov 03, 2017 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Student Loans: Best to Pay Down or Wait for Forgiveness?
Replies: 33
Views: 2052

Re: Student Loans: Best to Pay Down or Wait for Forgiveness?

For me it is not just math. You incurred an obligation willingly, so I think you should pay it off. Especially with the assets you own and salary. I don't think this is fair. The law allows for this, just as it allows for tax loopholes and other things. Is forgiveness even possible after more than ...
by TropikThunder
Thu Nov 02, 2017 9:53 pm
Forum: Investing - Help with Personal Investments
Topic: CREF VarAnty funds vs TIAA Access TIAA-CREF Mutual Funds
Replies: 12
Views: 772

Re: CREF VarAnty funds vs TIAA Access TIAA-CREF Mutual Funds

When I had TIAA options, CREF Equity had a .37 expense ratio - TIAA seems to be able to change them for different clients (I find it hard to believe, though, that the difference is due to one university's expenses being higher than another). Others might have opinions on this. Simply put, your 403b...
by TropikThunder
Thu Nov 02, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: Want to move kids' iPhones to a cell carrier without data overages
Replies: 18
Views: 1414

Re: Want to move kids' iPhones to a cell carrier without data overages

That is out of date. Modern iPhones work on CDMA and GSM networks. Note that started with iPhone 6. Prior iPhones had separate CDMA and GSM versions. Well! You made me learn something today. :) I didn’t realize they had done that. I have a 6 on Sprint and have used it numerous times in Europe with ...
by TropikThunder
Thu Nov 02, 2017 12:14 am
Forum: Personal Finance (Not Investing)
Topic: Switching to HSA health plan in middle of 2018 - can I open an HSA now?
Replies: 6
Views: 495

Re: Switching to HSA health plan in middle of 2018 - can I open an HSA now?

Answer FiveK's question. If your parent's plan that you are covered under is an HDHP, you could immediately open your own HSA account and make a 8/12 prorata contribution of the famly plan contribution limit. After you are an individual plan eligible individual under your employer's HDHP, you could...
by TropikThunder
Wed Nov 01, 2017 10:57 pm
Forum: Personal Consumer Issues
Topic: Want to move kids' iPhones to a cell carrier without data overages
Replies: 18
Views: 1414

Re: Want to move kids' iPhones to a cell carrier without data overages

We are currently with Verizon, and I'm not going to switch to their unlimited plan. I'm looking to take my children's cell phones to a new carrier that has either unlimited data or throttled data above the limit without having to pay overages. Does anyone have a recommended carrier? You first need ...
by TropikThunder
Tue Oct 31, 2017 5:09 pm
Forum: Investing - Help with Personal Investments
Topic: AA By Account or Total Portfolio? (HSA advice)
Replies: 9
Views: 663

Re: AA By Account or Total Portfolio? (HSA advice)

If I am going for an overall AA of 80% stocks and 20% bonds, then should I be doing this by account or just in my overall portfolio? This question was spurred because my HSA (Optum Bank) provides great Vanguard Admiral share funds for stocks, but for bonds it only has the actively managed Dodge & C...
by TropikThunder
Mon Oct 30, 2017 1:55 am
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 465
Views: 39795

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

I think this move by TDA/SSGA could have a silver lining. I believe the AUM for the new SPDR Portfolio funds would grow significantly, and this would give us more choices of ETF TLH partners. Which partners? SPDR would be the only one comission-free , so you will not be able to not exchange into an...
by TropikThunder
Sat Oct 28, 2017 9:31 pm
Forum: Investing - Help with Personal Investments
Topic: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
Replies: 24
Views: 2579

Re: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?

What/if any are the differences in turnover rates between the Vanguard and State Street etf's you are comparing? Turnover is a cost too and needs to be looked at. Please let us know For VTI, the turnover is 4%, which is extremely low, but intuitively makes sense for a Total Market Fund which really...
by TropikThunder
Sat Oct 28, 2017 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
Replies: 24
Views: 2579

Re: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?

Aren’t limit orders also subject to spread? A penny of spread on VTI matters far less than the huge spreads I’ve been seeing on SPTM (Is it wrong that I n my mental reading voice I say sputum?) lately. Are you sure you have accurate information? People were reporting in the big thread on TDA's chan...
by TropikThunder
Sat Oct 28, 2017 12:59 pm
Forum: Investing - Help with Personal Investments
Topic: Roth or IRA
Replies: 19
Views: 1375

Re: ROTH OR IRA

... Investing in a traditional account (whether 401k or IRA) is better if taxes during contribution phase are higher than during withdrawal. Roth is better if the reverse is true. To note, many recent retirees were surprised by the large income generated by delayed social security and RMDs, on top ...
by TropikThunder
Sat Oct 28, 2017 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: Roth or IRA
Replies: 19
Views: 1375

Re: ROTH OR IRA

Careful with the terminology, you seem to be mixing things up. There are traditional and Roth IRAs (individual) and there are traditional and Roth 401ks (through an employer). Investing in a traditional account (whether 401k or IRA) is better if taxes during contribution phase are higher than durin...
by TropikThunder
Fri Oct 27, 2017 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: Roth or IRA
Replies: 19
Views: 1375

Re: ROTH OR IRA

If you are not investing pre-taxed dollars, those dollars get taxed not only by federal govt but also by state Govt if you are residing in state where it is not tax free. That means investing in 401K/IRA will save you not only on federal taxes but also on state taxes. When you retire and you happen...
by TropikThunder
Fri Oct 27, 2017 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: Worth Exchanging a Mutual Fund?
Replies: 5
Views: 603

Re: Worth Exchanging a Mutual Fund?

PAEAX performs tolerably well (it's not keeping up with the S&P, but not doing awful either), but it has a 1.11% expense ratio, on top of which we have to pay Raymond James as a full-service-only advisor. OP, it's not a helpful comparison to see how well PAEAX is doing vs the S&P500. PAEAX will alm...
by TropikThunder
Wed Oct 25, 2017 11:42 am
Forum: Investing - Help with Personal Investments
Topic: So I bought/im thinking
Replies: 69
Views: 4777

Re: So I bought/im thinking

If you hold VTI, it makes little sense to hold VOO and VWO. Every company in VOO and VWO is also held in VTI. VWO is FTSE Emerging Markets, so none of them are in VTI until Facebook buys them. :P Other than that, I completely agree with your critique. OP, I still remember what it's like starting ou...
by TropikThunder
Tue Oct 24, 2017 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Generous Insurance Claim. Should I worry?
Replies: 23
Views: 2155

Re: Generous Insurance Claim. Should I worry?

At a minimum though, I would make sure your neighbors put in their fair share of the repair cost. Worst case scenario is them keeping all of their settlement once they find out how much you got. :P
by TropikThunder
Tue Oct 24, 2017 3:10 am
Forum: Investing - Help with Personal Investments
Topic: No Cap on Match for 401K - Need Advice
Replies: 37
Views: 2439

Re: No Cap on Match for 401K - Need Advice

As my future spouse makes about $100,000 a year, I believe to get her full match she would need to contribute $18,000 a year or almost 20% of her salary. Currently, she is contributing only 3% of her salary to her 401K. I believe we should be striving to get the full match, since I've never heard o...
by TropikThunder
Tue Oct 24, 2017 2:27 am
Forum: Investing - Help with Personal Investments
Topic: 401k Self Directed Option: Worth the fees?
Replies: 11
Views: 995

Re: 401k Self Directed Option: Worth the fees?

S&P 500 Index Fund with ER 0.54 International Index Fund with ER 0.68 Total Bond Fund with ER 0.50 ------------------------------------------------------- As far as I can tell, given the amount I am putting in at this point the lower expense ratios of Schwabb ETFs would pay for themselves and more ...
by TropikThunder
Mon Oct 23, 2017 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Promissory note not signed
Replies: 12
Views: 1401

Re: Promissory note not signed

Reminds me of the car I bought some 20 years ago. A few days later I get a call from the dealership that they accidentally charged me the wrong sales tax rate (for their county instead of mine; neighboring counties, slightly different rates). Mistakes happen; I paid them the small difference. I ass...
by TropikThunder
Mon Oct 23, 2017 3:07 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 465
Views: 39795

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

Low volume shouldn't really impact bid/ask spreads in broad market ETFs much (a quick look at the bid/ask spread on SPEM and VWO compared to the volume should demonstrate that to you). The reason is because the ability for certain participants to create/destroy units using the underlying holdings a...
by TropikThunder
Sun Oct 22, 2017 12:26 am
Forum: Investing - Theory, News & General
Topic: TIAA Trouble [NY Times: TIAA pushes clients to high fee products]
Replies: 50
Views: 4581

Re: TIAA Trouble [NY Times: TIAA pushes clients to high fee products]

My main complaint with TIAA is the tiered fee approach to 403b's. Our 403b has funds with fee averages at 0.70% because we are an R1 institution. :annoyed I understand that it is annoying for the increase. My understanding is that the change was revenue neutral. R1 ER was increased, R2 ER did not c...
by TropikThunder
Sat Oct 21, 2017 11:57 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 465
Views: 39795

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

For total stock market = SPTM (from SPDR family of ETF's) - with ER of 0.1% For international = IAGG (From iShares family of ETF's) - with ER of 0.09% or SPDW with ER of 0.05% + SPEM with ER unavailable (both from SPDR family) For total bond = SPAB (from SPDR family of ETF's) - with ER of 0.04% Fur...
by TropikThunder
Sat Oct 21, 2017 11:37 pm
Forum: Investing - Help with Personal Investments
Topic: Can you do a rollover even if you aren't leaving a job?
Replies: 20
Views: 2051

Re: Can you do a rollover even if you aren't leaving a job?

Are you allowed to rollover a 401k to a traditional IRA even if you aren't leaving a job? For instance, right now I have had a 401K at my job for about a year and a half since I'm 24 and just started working after graduating. I have about 25K in my 401K, and I was wondering if I could roll-over the...
by TropikThunder
Sat Oct 21, 2017 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: New for Vanguard!
Replies: 28
Views: 3861

Re: New for VANGUARD!

nkotbbh wrote:
Wed Oct 18, 2017 12:24 pm
I am just starting out have read 4 books total on investing although on the verge of being 32 yrs old, Just saw it as a 2 fund portfolio 2/3 stocks 1/3 bonds and vice a versa, currently investing in ETF's.
Vanguard doesn't have ETF versions of any of their active funds so that may be a while. :|
by TropikThunder
Sat Oct 21, 2017 8:08 pm
Forum: Investing - Help with Personal Investments
Topic: SWYAX - Schwab Target 2010
Replies: 6
Views: 441

Re: SWYAX - Schwab Target 2010

Is the SWYAX mutual fund a reasonable substitute for Vangard Retirement Income if trying to go commission-free Schwab products? I think to buy vanguard fund at scwab it would be approx $75 fee. How does their composition compare? SWYAX: 27% US stocks, 10% international stocks, 53% bonds (including ...
by TropikThunder
Sat Oct 21, 2017 6:57 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with TIAA CREF funds?
Replies: 28
Views: 1491

Re: What to do with TIAA CREF funds?

If not recommended to manage myself in an IRA and with high ER in TIAA, what would be recommended to do with the funds upon employment termination to maximize preservation of funds? Worried ERs and hidden fees in TIAA will erode funds over time if left in. The NY Times' recent article about TIAA wa...
by TropikThunder
Sat Oct 21, 2017 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with TIAA CREF funds?
Replies: 28
Views: 1491

Re: What to do with TIAA CREF funds?

Aristotelian, Could you elaborate on why you would roll over? And would you roll over into Vanguard or another alternative such as a self managed stock investment IRA with a discount broker? Would invest in blue chips mostly. Tend to get a better return than with mutual funds. Thank you Yes, TIAA i...
by TropikThunder
Sat Oct 21, 2017 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
Replies: 24
Views: 2579

Re: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?

Hi, I'm considering a 3-fund portfolio from the Bogleheads wiki: https://www.bogleheads.org/wiki/Three-fund_portfolio This forum seems to recommend Vanguard. But when I compare current State Street SPDRs (THRK/CWI/BNDS) expense ratio against Vanguard (VTI/VXUS/BND) - every SPDR ETF has a bit lower ...
by TropikThunder
Sat Oct 21, 2017 5:41 pm
Forum: Investing - Help with Personal Investments
Topic: SWYAX - Schwab Target 2010
Replies: 6
Views: 441

Re: SWYAX - Schwab Target 2010

bh wrote:
Sat Oct 21, 2017 5:30 pm
Is the SWYAX mutual fund a reasonable substitute for Vangard Retirement Income if trying to go commission-free Schwab products?
I think to buy vanguard fund at scwab it would be approx $75 fee.
How does their composition compare?
by TropikThunder
Sat Oct 21, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Questions for Landlords - How clean is clean?
Replies: 37
Views: 2240

Re: Questions for Landlords - How clean is clean?

If the landlord tenant codes do not apply to AirBnB and so forth, then the only leverage you might have at the outset is negative reviews. None of that matters (and she can't leave a review) because as far as AirBnB is concerned, she never stayed there. OP, how much are you saving in AirBnB fees vs...
by TropikThunder
Fri Oct 20, 2017 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: TD Ameritrade fund replacement
Replies: 26
Views: 2685

Re: TD Ameritrade fund replacement

I've stated this in a few threads, but I'll repeat here. The current bid/ask spread on the State Street funds isn't the greatest, and if exchanging funds in a tax advantaged account, it's still going to have a cost. If there is a chance to transfer in kind to another brokerage, at least one of whic...
by TropikThunder
Fri Oct 20, 2017 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: TD Ameritrade fund replacement
Replies: 26
Views: 2685

Re: TD Ameritrade fund replacement

I did a quick analysis of VTI vs SPTM. SPTM: ER: 0.03% Div. yield: 1.59% VTI: ER: 0.04% Div. yield: 1.68% Investing $100 monthly. SPTM: 100*0.9997*1.0159=101.559523 VTI: 100*0.9996*1.0168=101.639328 With VTI you get 8cents more, excluding the $6.95 ETF purchase price. Investing $1000 monthly. SPTM:...
by TropikThunder
Fri Oct 20, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Uplifted Driveway = No Home Owners Policy ?!
Replies: 82
Views: 5419

Re: Uplifted Driveway = No Home Owners Policy ?!

I'm sure this has been discussed since the 1800's, but can't an industry have a monopoly on the service it provides? if that service is required (it is if you have a mortgage) and they collude to control the service offerings/price? May just be semantics, but control of an industry by 1 company = m...
by TropikThunder
Thu Oct 19, 2017 11:48 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 465
Views: 39795

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

What do we know about the new SSGA Total Market Index? I haven't been able to find anything helpful. For example, how far down into small/micro caps does it go? I can see small differences in performance on a day-to-day basis between my Vanguard CSRP fund (VTSAX) and my TIAA Russell 3000 fund (TIQR...
by TropikThunder
Thu Oct 19, 2017 8:50 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 465
Views: 39795

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

Russell Index 3000 was the old index under the old ticker. With the new ticker they will be tracking the SSGA total market index . Why would they track their “own” index? I assume to save money and control costs in their own interest. I wouldn’t want to be a guinea pig to find out how much tracking...
by TropikThunder
Thu Oct 19, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 372
Views: 49560

Re: Retirement Account Stolen by Identity theft

It's odd then because I've had a bank not make an external transfer to another bank for which I was the account holder on both, claiming there was a mismatch in the name, even though the routing and account numbers were entered correctly. That just means you were dealing with an institution that de...