Search found 873 matches

by TravelGeek
Thu May 25, 2017 9:53 pm
Forum: Investing - Help with Personal Investments
Topic: Can I really pay no capital gains on $100k?
Replies: 9
Views: 1095

Re: Can I really pay no capital gains on $100k?

TaxCaster is really easy to use for these types of what-if questions. And free. I have it on my iPad and my Android phone. Also online: https://turbotax.intuit.com/tax-tools/c ... taxcaster/
by TravelGeek
Thu May 25, 2017 9:26 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 22
Views: 1756

Re: Lufthansa Premium Economy

Thanks TravelGeek, good to know. Wonder how much more expensive than my typical economy seat. It can vary a lot. It's not a fixed "surcharge" but rather separate fare classes. It could be 50% more than lowest available coach, or it could be less (e.g. if the cheap coach fare classes are s...
by TravelGeek
Thu May 25, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 22
Views: 1756

Re: Lufthansa Premium Economy

cheapskate wrote:This is the first time, I have paid extra for seats, will know shortly whether this was worth it :). LH can always change the aircraft type for the flight I am on, for example.


They can, but it's rare; if your flight is soon, I would not worry about it.
by TravelGeek
Thu May 25, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 22
Views: 1756

Re: Lufthansa Premium Economy

cheapskate wrote:SeatGuru's comments corroborate what you felt, these exit row seats in Economy have as much (or more) legroom than PE on Lufthansa.


Near infinite legroom. Until the space turns into a waiting area for the nearby lavatories.
by TravelGeek
Thu May 25, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

What insider? One from fidelity? Yes I think fidelity would be liable. One from mint? In that case intuit would be liable. A hacker? I think that's the Grey area. The hacker would have to get intuit internal data. Not just mint logins. Which means all TurboTax data would be susceptible too. Unless ...
by TravelGeek
Thu May 25, 2017 1:13 am
Forum: Personal Finance (Not Investing)
Topic: Save mobile deposit checks?
Replies: 14
Views: 1300

Re: Save mobile deposit checks?

I get very few. If I do, I write the date and bank on the back (after depositing) and then throw them in my shred pile (a box in a closet with stuff that I plan to shred on a future sunny day in the backyard). That most likely gives me about 2 months to recover it if needed. Has never happened. I do...
by TravelGeek
Wed May 24, 2017 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

They wouldn't be going up against an individual, it'd be a large group of individuals in a class action lawsuit in my opinion if a breach occurred. I'd hate to be part of that first group that gets breached and hacked, but I think you guys are being a little paranoid. Or maybe I'm just being naive....
by TravelGeek
Wed May 24, 2017 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

Since I have see what is coming regarding handing over user name and password to a third party for asset verification purposes(formfree) during the mortgage application process. I see a double standard forming what is Fidelity going to do, void you for applying for a home loan? You were asked to pr...
by TravelGeek
Wed May 24, 2017 8:03 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 22
Views: 1756

Re: Lufthansa Premium Economy

On American airlines it's call Main Cabin Extra, the seats are 3-4 wider and 6" more leg room, it doesn't sound like much but on a 12 hour flight it's worth the $100+ extra for me. Main Cabin Extra is an extra legroom section, but not really more. American's version of LH's Premium Economy is ...
by TravelGeek
Wed May 24, 2017 6:09 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 22
Views: 1756

Re: Lufthansa Premium Economy

You'd probably get better answers to the actual question (Lufthansa Premium Economy any good?) on Flyertalk. E.g., in this thread: https://www.flyertalk.com/forum/lufthansa-austrian-swiss-brussels-lot-other-partners-miles-more/1645203-reviews-feedback-lh-premium-economy-flights.html I have never flo...
by TravelGeek
Wed May 24, 2017 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

It would be interesting (for those using Mint etc.) to ask Fidelity Legal for an authoritative answer whether they consider use of Mint or Yodlee a violation of the T&C for the Protection guarantee. Best to include little factoids mentioned in this thread such as - that they use Yodlee themselve...
by TravelGeek
Wed May 24, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

I dont use Mint anymore but I'm not sure how Fidelity would figure out that a Mint compromise is how you got fraud on your account. What I'm saying is, I wouldn't worry about it. They probably wouldn't know that a Mint compromise was the cause, but they do know whether you are allowing Mint to acce...
by TravelGeek
Wed May 24, 2017 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

Is the issue of giving your passwords to an aggregator (such as Mint) any different than the issue of giving those passwords to password management software? Either way you are trusting the security of your financial passwords to software that may have vulnerabilities. In the case of Mint, the cred...
by TravelGeek
Wed May 24, 2017 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer protection guarantee-void if you use Mint?
Replies: 38
Views: 2540

Re: Fidelity customer protection guarantee-void if you use Mint?

I read that as saying that if you use Mint (or any of these services that require your username and password), that could be grounds for voiding their customer protection guarantee. I think you are reading something into that which is not there. They would then also have to void people using Fideli...
by TravelGeek
Tue May 23, 2017 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: NJ Lemon Law 2017 Honda CRV
Replies: 20
Views: 2790

Re: NJ Lemon Law 2017 Honda CRV

Newer cars have a LOT more electronics that put a parasitic drain on the battery when the car is not in use.. In the old days it used to be that when sitting only the clock and maybe a security system where on, draining less than 100mA and a car battery could go months with that load and still star...
by TravelGeek
Tue May 23, 2017 1:07 am
Forum: Investing - Help with Personal Investments
Topic: Help me help my non-US citizen fiancée
Replies: 9
Views: 973

Re: Help me help my non-US citizen fiancée

It's going to be extremely difficult, if not impossible, for someone to open a financial institution account without a Social Security number these days. Would the fiancée not be able to get a SSN? https://www.ssa.gov/pubs/EN-05-10096.pdf "Generally, only noncitizens authorized to work in the ...
by TravelGeek
Mon May 22, 2017 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: Help me help my non-US citizen fiancée
Replies: 9
Views: 973

Re: Help me help my non-US citizen fiancée

I tried signing her up for Ally, but was told they only take US citizens. So, I'm wondering if you all have info on: That doesn't seem to be 100% correct. https://www.ally.com/help/bank/opening-account.html To open an account with Ally Bank or Ally Invest: You have to be a citizen or a legal perman...
by TravelGeek
Sun May 21, 2017 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Galapagos Trip, Suggestions
Replies: 17
Views: 1510

Re: Galapagos Trip, Suggestions

We went with Lindblad Expeditions about ten years ago. Amazing trip. Our trip was seven days, so I think you'll be fine with your 10 day trip. Don't have any current recommendations, but I am sure you will have a great experience with any reputable guide/boat.
by TravelGeek
Sun May 21, 2017 9:49 pm
Forum: Personal Consumer Issues
Topic: Amazone prime - took over a month to receive, so check the arrival date!
Replies: 6
Views: 1223

Re: Amazone prime - took over a month to receive, so check the arrival date!

Amazon is pretty clear on what is "Prime - Two Day Shipping" vs "Prime - Free Shipping" on the item page. You just have to pay attention when ordering and not make assumptions. I have had multiple cases recently where it wasn't so much a question of slow shipping, but getting th...
by TravelGeek
Sat May 20, 2017 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Why buy travel insurance when some credit cards offer it for free
Replies: 8
Views: 1169

Re: Why buy travel insurance when some credit cards offer it for free

When going outside the US, even if only to Canada, I pay what's usually very little for medical and medical repatriation insurance. If my credit card offered the same thing for no additional charge I would use its. I never buy trip cancellation or interruption insurance, because I only insure again...
by TravelGeek
Fri May 19, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Upcoming travel plans with electronics
Replies: 22
Views: 1575

Re: Upcoming travel plans with electronics

I think for an amateur that is likely the best route. However I wouldn't want to make more than one or two claims because you could find your policy cancelled. Agreed. There is some discussion in the Flyertalk thread I linked above about dedicated insurance for camera gear. I'll see if I can find t...
by TravelGeek
Fri May 19, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Upcoming travel plans with electronics
Replies: 22
Views: 1575

Re: Upcoming travel plans with electronics

We are getting ready to leave for Alaska and have been following the issues too. I don't trust Pro cameras in checked bags and wife doesn't trust her tablet there. Worst case, take the ferry back to Bellingham, which has an Amtrak station:) https://en.m.wikipedia.org/wiki/Alaska_Marine_Highway Joke...
by TravelGeek
Fri May 19, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Sony a6500
Replies: 24
Views: 1467

Re: Sony a6500

As a beginner I probably could of went with a beginner lens but I just had one of those "why not" moments, I'm sure I'll appreciate the decision later. I haven't noticed a difference in the pictures yet with lens on or off yet. Gonna take the dog up the mountain this weekend, he will be m...
by TravelGeek
Fri May 19, 2017 11:42 am
Forum: Investing - Help with Personal Investments
Topic: Why buy travel insurance when some credit cards offer it for free
Replies: 8
Views: 1169

Re: Why buy travel insurance when some credit cards offer it for free

I don't know that you are missing anything. Understand your needs (what do you need to cover) and understand what your credit card(s) offer under what circumstances and see if you need to fill any gaps.
by TravelGeek
Thu May 18, 2017 10:28 am
Forum: Personal Consumer Issues
Topic: Upcoming travel plans with electronics
Replies: 22
Views: 1575

Re: Upcoming travel plans with electronics

Didn't see anything in the link about it being 'off the table.' Did you read the entire thread? E.g. http://www.flyertalk.com/forum/28327675-post801.html There are already many electronic items in checked luggage now with batteries, so I doubt that would matter in the decision process. There are FA...
by TravelGeek
Thu May 18, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Upcoming travel plans with electronics
Replies: 22
Views: 1575

Re: Upcoming travel plans with electronics

http://www.FlyerTalk.com may have a section on this (?). Yes, here: http://www.flyertalk.com/forum/checkpoints-borders-policy-debate/1841420-electronic-devices-ban-europe-us-merged-threads-54.html The proposal appears to be off the table for now because the EU and airlines/pilots balked at the thou...
by TravelGeek
Wed May 17, 2017 9:16 pm
Forum: Personal Consumer Issues
Topic: Sony a6500
Replies: 24
Views: 1467

Re: Sony a6500

That's what my gut was telling me when I was heading to the register but then the thought of adding a layer of protection to the lens made sense at the moment. I will experiment on the differences of pictures. Thanks for the sources! :sharebeer I bought a $1500 lens for my Olympus mirrorless camera...
by TravelGeek
Fri May 12, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 7720

Re: Tesla Solar Roof

+1. Ours ranges from $15 to a high of ~$70/month in the summer. Don't know what others are doing to use so much more electricity (thermostat set really low in the summer, all day?), but from my perspective, it sure does seem like these are decades away from making financial sense for almost anybody...
by TravelGeek
Fri May 12, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: Trip to South Africa in November - Advice
Replies: 24
Views: 1352

Re: Trip to South Africa in November - Advice

I was a History teacher and have very strong opinions about the politics of South Africa. In that context, South Africa followed the British model of segregating Africans in "townships" outside of the cities. Apartheid legislation legalized this as Africans were not allowed to purchase ho...
by TravelGeek
Thu May 11, 2017 9:28 pm
Forum: Personal Consumer Issues
Topic: Trip to South Africa in November - Advice
Replies: 24
Views: 1352

Re: Trip to South Africa in November - Advice

In any case, the camps at Hluhluwe, which I recommended if he want to base around Durban, are all unfenced and you get all sort of animals walking right past. This picture below isn't from there (it's from Namibia) but it's what you get when you interact with the animals on more equal footing. I ha...
by TravelGeek
Thu May 11, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Trip to South Africa in November - Advice
Replies: 24
Views: 1352

Re: Trip to South Africa in November - Advice

One of my favorite vacations was (~15 years ago) flying into Jo'burg, renting a car, and driving to Kruger Natonal Park and then spending a leisurely five days driving ourselves all over the park (size of Belgium, IIRC), staying overnight in rest camps in the park. I am sure an organized safari with...
by TravelGeek
Wed May 10, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: S. Korea (Seoul+DMZ tour+?), 1 week in mid-May
Replies: 10
Views: 1066

Re: S. Korea (Seoul+DMZ tour+?), 1 week in mid-May

I booked the USO DMZ tour six years ago.

http://usodmz.com/bbs/board.php?bo_table=dmz_tour

Also took the train to the Hwaseong fortress (UNESCO World Heritage site)

https://en.m.wikipedia.org/wiki/Hwaseong_Fortress

Both highly recommended.
by TravelGeek
Tue May 09, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Renting correct size car
Replies: 31
Views: 2159

Re: Renting correct size car

With 2 car seats, no sedan will likely be comfortable/easy. The OP has a Camry and would presumably be okay with that size. For our upcoming trip to Tampa Bay the minivan option was the same price as the midsize/large car. The rate was crazy low. Not sure why. Off season in Florida? They offer peop...
by TravelGeek
Sun May 07, 2017 10:07 pm
Forum: Personal Consumer Issues
Topic: United Mileage Plus CC - worth it?
Replies: 25
Views: 1665

Re: United Mileage Plus CC - worth it?

It's worth it, but now that Chase shuts you off from most of their cards once you have 5 new accounts in 24 months (5/24), you have to be more selective. I'd do the Southwest Chase cards for the companion pass first, then maybe the Sapphire Reserve, then whatever's left. For someone who wrote in th...
by TravelGeek
Sat May 06, 2017 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pay my entire credit card balance if I have 0% APR?
Replies: 4
Views: 371

Re: Should I pay my entire credit card balance if I have 0% APR?

The benefit seems small. There is a small but not negligible risk that you may forget to or for some other reason can't pay off the balance before the 0% phase is over, and then it will quickly become an expensive loan.

I pay my credit cards generally a few days after the statement is online.
by TravelGeek
Fri May 05, 2017 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: wife offered her bosses position, questions
Replies: 17
Views: 1211

Re: wife offered her bosses position, questions

I told my wife to get that in writing before accepting, sound reasonable? She's in a union, if that matters. Second question, I'm very very very protective of my wife. I told my wife I'd like to talk to her boss before accepting position, wife thinks that's too weird, agree? What does "in writ...
by TravelGeek
Thu May 04, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: Consumer Reports
Replies: 41
Views: 2837

Re: Consumer Reports

I used to get Consumer Reports back in the day but don't anymore. I think it is largely irrelevant as all the information can be found online for free these days. Since the OP talked about car buying, what alternative sources provide the same data Consumer Reports aggregates? And how do they make i...
by TravelGeek
Thu May 04, 2017 12:11 am
Forum: Forum Issues and Administration
Topic: My notifications are -1
Replies: 11
Views: 1453

Re: My notifications are -1

Phineas J. Whoopee wrote:Now that I submitted the post they're properly zero.
PJW


Positive now? :beer
by TravelGeek
Tue May 02, 2017 3:24 pm
Forum: Personal Consumer Issues
Topic: My library is switching to Cloud Library from Overdrive: no more kindle!
Replies: 5
Views: 883

Re: My library is switching to Cloud Library from Overdrive: no more kindle!

Perhaps your complaint is the first because others haven't noticed the change yet? For me this would be a problem, too. I get a lot of my library books in Kindle format via Overdrive. I do have an iPad, but I often prefer to use the Kindle Oasis. Thanks for the Brooklyn library tip, Pajamas. I will ...
by TravelGeek
Mon May 01, 2017 2:16 pm
Forum: Investing - Help with Personal Investments
Topic: Interesting Tax Guide - 2017
Replies: 18
Views: 2435

Re: Interesting Tax Guide - 2017

patrick013 wrote:deserves 1 bump


Appreciate taking the time to post and bump it. :beer
by TravelGeek
Sun Apr 30, 2017 6:15 pm
Forum: Investing - Theory, News & General
Topic: Best source for investment news?
Replies: 52
Views: 4156

Re: Best source for investment news?

I like reading(for free) Money magazine and have found some useful tidbits over the years. Pretty sure I found out about John Bogle and Vanguard from Money magazine a couple of decades ago. So yes, here are some "useful tidbits" in there and I still occasionally read it (I like taking a c...
by TravelGeek
Sun Apr 30, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Insurance for trip to Seoul Korea
Replies: 16
Views: 1230

Re: Insurance for trip to Seoul Korea

From 1987 to 2002 I went 13 times to South Korea on business and never worried about medical insurance coverage, also not those times I went to China, Malaysia and Germany. Can you elaborate? Why did you not worry about medical insurance coverage when you went to, say, Germany? Did you have coverag...
by TravelGeek
Sat Apr 29, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: [Southwest] Airlines Rapid Rewards Dining
Replies: 11
Views: 923

Re: SW Airlines Rapid Rewards Dining

My advice is to keep a card you never use on each of the accounts, and then you are free to move around your regularly used card between programs. It can really mess up the system if you only have one card registered to a particular program, then register that card with a different program. It leav...
by TravelGeek
Sat Apr 29, 2017 8:54 am
Forum: Personal Consumer Issues
Topic: [Southwest] Airlines Rapid Rewards Dining
Replies: 11
Views: 923

Re: SW Airlines Rapid Rewards Dining

I assume the restaurant runs the numbers through Southwest and if your credit card matches, you get the miles. The restaurants have to have something in place with Southwest to capture the card numbers. Works for me. The company that operates the SW Dining program is RewardsNetwork (formerly iDine)...
by TravelGeek
Fri Apr 28, 2017 11:31 pm
Forum: Personal Consumer Issues
Topic: Nespresso capsules
Replies: 35
Views: 3378

Re: Nespresso capsules

Has anyone found a better price than through Nespresso itself?....hmm, if they are so much cheaper in Europe, even with shipping costs factored in, it could be worthwhile to order internationally. I have yet to find anyone who has found a compatible capsule brand that tastes as good as the original...
by TravelGeek
Fri Apr 28, 2017 3:26 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 51
Views: 6906

Re: Senior Lifetime National Parks Pass Fee Going Up

Not every park unit sells National Park passes; not every visitor contact station that sells passes has computer/internet connectivity. The limited funding of the NPS is better spent on more pressing needs (like keeping visitor centers open and addressing their $12 billion deferred maintenance back...
by TravelGeek
Tue Apr 25, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Becoming a homeowner/landlord in a college town?
Replies: 43
Views: 3843

Re: Becoming a homeowner/landlord in a college town?

As a grad student and subsequently young professional I rented a room in a 3 bedroom home shared with two other grad students (med school). The owners had zero problems with us. Our parties were rare and low-key affairs (=boring :shock: )
by TravelGeek
Tue Apr 25, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3234

Re: co-worker had a baby chipping in on gift- how much?

One of the unexpected benefits of working remotely: people have stopped coming by my office to collect contributions and cards to sign. I much prefer to individually give coworkers I am friends with a gift than to have the entire floor/group/organization do a forced group gift. That said, I have nev...
by TravelGeek
Mon Apr 24, 2017 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Space X launch in Florida
Replies: 8
Views: 1092

Re: Space X launch in Florida

There are lots of pages on the web. This one seems to be useful in comparing the various viewing options. http://www.launchphotography.com/Delta_4_Atlas_5_Falcon_9_Launch_Viewing.html I can highly recommend watching a launch. I managed to see two of the last few Shuttle launches from the NASA causew...
by TravelGeek
Mon Apr 24, 2017 8:11 pm
Forum: Personal Consumer Issues
Topic: Administration Professionals Day
Replies: 17
Views: 1617

Re: Administration Professionals Day

First be sure whether or not she would appreciate a gesture. I know an assistant (who is the brightest star in my sky) that is quite insulted by the special day. Part of the reason is that no other professional has a special day and it's akin to buying flowers to make up for treating your assistant...

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