Search found 1471 matches

by TravelGeek
Sat Feb 24, 2018 10:37 am
Forum: Personal Finance (Not Investing)
Topic: How Do People Without Computer Access Prepare and File Their Taxes?
Replies: 53
Views: 2634

Re: How Do People Without Computer Access Prepare and File Their Taxes?

obafgkm wrote:
Sat Feb 24, 2018 6:40 am

Your library has your family members and friends? :confused :P
Definitely friends - they even have a website for their organization: “Friends of the [city] Library” :beer

(but yes, I meant printers and computers)
by TravelGeek
Fri Feb 23, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: How Do People Without Computer Access Prepare and File Their Taxes?
Replies: 53
Views: 2634

Re: How Do People Without Computer Access Prepare and File Their Taxes?

I'm sure some folks do their taxes using TurboTax on library computers. You have a distinct lack of privacy doing taxes in a library setting but I'm sure some folks do it. Some libraries will check out laptops to you for use in the library. You could check out one and do your taxes in a corner of t...
by TravelGeek
Fri Feb 23, 2018 10:59 am
Forum: Personal Finance (Not Investing)
Topic: How Do People Without Computer Access Prepare and File Their Taxes?
Replies: 53
Views: 2634

Re: How Do People Without Computer Access Prepare and File Their Taxes?

flamesabers wrote:
Fri Feb 23, 2018 10:21 am
Do you have family members or friends who would let you use their computer/printer to do your taxes?
My library has both.
by TravelGeek
Fri Feb 23, 2018 10:57 am
Forum: Personal Finance (Not Investing)
Topic: How Do People Without Computer Access Prepare and File Their Taxes?
Replies: 53
Views: 2634

Re: How Do People Without Computer Access Prepare and File Their Taxes?

[ETA: I ask because I've been downloading my tax forms through the IRS website and printing them off via my work computer and printer, but if and when I leave my job, I need to figure out how to do my taxes for next year, and I'm not interested in buying a computer and printer just to satisfy my ob...
by TravelGeek
Wed Feb 21, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: My 2012 Fiat 500 is officially the most dependable car I have ever owned
Replies: 19
Views: 866

Re: My 2012 Fiat 500 is officially the most dependable car I have ever owned

When I was stationed in Spain in the early 70s I bought a SEAT 600. (A SEAT is a Spanish-assembled Fiat.) Nowdays (since 1986) SEAT is part of Volkswagen. I think their quality and image has improved significantly. Obviously not every single Fiat is going to have reliability problems. I have a frie...
by TravelGeek
Tue Feb 20, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Price of home heating oil vs gasoline?
Replies: 18
Views: 644

Re: Price of home heating oil vs gasoline?

How much would you have to pay for a gallon of gas delivered to your house and put in your car? As far as I recall, not much more than if you stopped at a gas station. There are multiple startups that offer that service: https://www.filld.com https://www.trybooster.com http://www.startyoshi.com No ...
by TravelGeek
Sun Feb 18, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 9132

Re: Do you wear a wedding band? [at a job interview]

I have never worn a wedding at a job interview, because I wasn’t married yet when I last interviewed. I have no intention of ever interviewing for a job again, but I do now wear my wedding band every day (basically 24/7/365... except when I go swimming/snorkeling). It is an interesting question, tho...
by TravelGeek
Sat Feb 17, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Signed up for American Express - "Premium" car rental insurance
Replies: 46
Views: 2688

Re: Signed up for American Express - "Premium" car rental insurance

Again, it has been a lng, long time - but I recall, specifically, we were allowed (and even encouraged) to use the Megacorp rate for personal use. Yeah, that doesn’t surprise me. It would increase the “volume” of travel spend sent by the company to the car rental companies and thus lead to potentia...
by TravelGeek
Sat Feb 17, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Is there a way to send text messages on my computer?
Replies: 30
Views: 3225

Re: Is there a way to send text messages on my computer?

OP here. I tried to send a text from my email to my cell phone. I put in my 10 digit cell phone number@txt.att.net but I didn't receive the text message on my cell phone. Anyone have any idea what I did wrong? No, but I just tried it and my ATT phone received the SMS I sent from my email account. T...
by TravelGeek
Sat Feb 17, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Signed up for American Express - "Premium" car rental insurance
Replies: 46
Views: 2688

Re: Signed up for American Express - "Premium" car rental insurance

It has been a long time, but when I worked for a Megacorp (one of the biggest), we could (and were encouraged) use the Megacorp deal with Avis or Hertz for personal rentals and (as best I recall) the Megacorp rental contract allowed declining all of these rental insurance charges. I wonder, today, ...
by TravelGeek
Thu Feb 15, 2018 1:04 am
Forum: Personal Consumer Issues
Topic: Keep crows off of chimney caps
Replies: 29
Views: 1440

Re: Keep crows off of chimney caps

ThriftyPhD wrote:
Wed Feb 14, 2018 9:53 pm
Perhaps this is the excuse you've needed to get that drone you always wanted.
That would be my first attempt at convincing them to move on. I’d start with a cheap one; they are probably better “dog fighters”.

Be sure to report back with video.
by TravelGeek
Wed Feb 14, 2018 9:48 am
Forum: Investing - Help with Personal Investments
Topic: Is This Action by Megacorp Legal?
Replies: 65
Views: 4072

Re: Is This Action by Megacorp Legal?

Believe me, my friend is on top of this, as are many of our mutual friends who still have 401k's at Megacorp. My friend, being a recent retiree checks his accounts daily, and has since long before retirement. He is fastidious with record keeping, and he showed me his records yesterday, where he tra...
by TravelGeek
Tue Feb 13, 2018 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6480

Re: Should I claim chapter 7 bankruptcy? debt 110k

Consider it an expensive education. Get a job, start paying for the education.
by TravelGeek
Tue Feb 13, 2018 1:21 pm
Forum: Investing - Help with Personal Investments
Topic: 4% rule and early retirement?
Replies: 69
Views: 8374

Re: 4% rule and early retirement?

As for Wade Pfau, he's been saying 2.5% and 3% since 2010 and 2011. He also includes a 1% advisor fee in his calculations, so his numbers don't really apply to Bogleheads. What does "includes a 1% advisor fee in his calculations" mean? Is he saying that you can withdraw 3.5% - 4% safely, and then h...
by TravelGeek
Tue Feb 13, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7173

Re: Are Password Managers Really Necessary?

Alternatives to password managers: 1. Use an encrypted file. That essentially is a password manager, with a crappy user interface. I am perfectly willing to pay $30 for a piece of software that I use several times a day (and you don’t even have to; there are free tools like Keepass that probably ar...
by TravelGeek
Mon Feb 12, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7173

Re: Are Password Managers Really Necessary?

I'm not trying to be argumentative for no reason. I'd really like to, and am seriously considering, employing a password manager. But, for example, the scenario where I have to use an un-trusted computer, maybe at a not-so-savvy friend's house or in some public place, how does that work exactly ? D...
by TravelGeek
Mon Feb 12, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Statement & Receipt Clearing - Help!
Replies: 42
Views: 2262

Re: Credit Card Statement & Receipt Clearing - Help!

He's also had problems with retailers slipping in additional product charges (e.g. He bought a computer from Staples back in the day and the charge for a printer was added on) How did that happen? Did the retail cashier scan a random item and your dad didn’t notice it, or was a second charge put th...
by TravelGeek
Mon Feb 12, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns
Replies: 41
Views: 4411

Re: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns

I hate it. I think companies are a lot of companies are engaging in brand self-destruction (for example, Hershey's bringing out a "Hershey"-branded candy bar with no chocolate in it). Maybe it’s because I never lived near a Bean store (visited the flagship store briefly once on a trip to Maine) and...
by TravelGeek
Mon Feb 12, 2018 12:57 pm
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7173

Re: Are Password Managers Really Necessary?

I use the free version of DASHLANE on my desktop (only). Never used it, but from what I can gather from their website the free version does not synchronize between devices and should not use cloud storage for the secured information. It does seem to come with 30 days of premium service, which offer...
by TravelGeek
Mon Feb 12, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Driving a rental car in Western Europe
Replies: 46
Views: 1553

Re: Driving a rental car in Western Europe

I HIGHLY recommend, prior to your trip, that you obtain a credit card that offers PRIMARY rental car insurance rather than secondary. Almost all credit cards give you secondary insurance, payable only after your personal auto policy is exhausted. AFAIK, most US personal auto insurances don’t cover ...
by TravelGeek
Sun Feb 11, 2018 10:22 pm
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7173

Re: Are Password Managers Really Necessary?

Leesbro63 wrote:
Sun Feb 11, 2018 4:53 pm

How do I know if my password manager IS in the cloud? I actually assume it is. And if I want it to be not there, how does it work at my desktop computer? Yeah, I sound naive, I know.
Which password manager and version are you using? On what platform/devices?
by TravelGeek
Sun Feb 11, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Driving a rental car in Western Europe
Replies: 46
Views: 1553

Re: Driving a rental car in Western Europe

We were planning to get a Eurorail pass and train around Europe. By the time you pay to reserve your seats, it doesn't even seem like the Eurorail pass is worth the money. Has anyone here rented and driven around western Europe (Germany, Italy, Switzerland, France, etc). We have a family of 4. We m...
by TravelGeek
Sun Feb 11, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns
Replies: 41
Views: 4411

Re: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns

We buy maybe $200 worth of clothing from them over the course of a year, always online. I have never sent anything back. It helps that I don’t mind having a dozen identical polos from them that I rotate through. They fit well, last long, and I can still alternate colors . One time I got a different ...
by TravelGeek
Sun Feb 11, 2018 12:33 pm
Forum: Investing - Theory, News & General
Topic: Has Seeking Alpha Become Worthless?
Replies: 20
Views: 3383

Re: Has Seeking Alpha Become Worthless?

Perhaps I have not found the good contributors. But whenever I came across a story that covered my industry or more specifically my employer, I found the articles to be somewhere between useless and misleading. So it actually has never been a useful source of insights for me.
by TravelGeek
Sat Feb 10, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: How to stop mail for former occupants?
Replies: 103
Views: 5815

Re: How to stop mail for former occupants?

I think it should be pretty simple - the letter carriers can just weed out mail for previous occupants and process that according to whatever rules they have. My understanding, which could be incorrect, is that they are not allowed to do this. Why don't you let us know what your P.O. says. I hope y...
by TravelGeek
Sat Feb 10, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: How to stop mail for former occupants?
Replies: 103
Views: 5815

Re: How to stop mail for former occupants?

In the circumstances discussed here, the poster has lived in the house for some period of time (I don't recall the exact time) and he still gets mail delivered to his house, to his address, to a mailbox that he owns, with his address listed on the mail but with the previous owner's name. Thus, the ...
by TravelGeek
Sat Feb 10, 2018 11:07 am
Forum: Investing - Theory, News & General
Topic: Andew Tobias on Meb Faber Podcast
Replies: 6
Views: 818

Re: Andew Tobias on Meb Faber Podcast

Queued for today’s visit to the gym :beer
by TravelGeek
Sat Feb 10, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 104
Views: 7601

Re: Tips on Buying a Class-B RV

All, Thought I would update everyone on where we stand.... We are planning to buy a new 2017 Pleasure-way (PW) Plateau FL . ... Plan is to take another test drive on Sunday, sign the papers, put down our deposit and celebrate! Stoked! WoodSpinner 8-) Congratulations! Watched the video; it looks lik...
by TravelGeek
Fri Feb 09, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 460
Views: 37482

Re: To take or not to take delivery of Tesla 3

Actually there wasn't a delay in production of the Model 3. Just a re-prioritizing of the options. They are making the same number of cars. There was certainly a delay in the production of MY car. All three options have shifted back several months. Maybe they sold “my” car to someone in Canada, but...
by TravelGeek
Fri Feb 09, 2018 2:30 pm
Forum: Forum Issues and Administration
Topic: Black Theme for Site?
Replies: 38
Views: 3008

Re: Black Theme for Site?

DaftInvestor wrote:
Fri Feb 09, 2018 12:33 pm

I'm not a fan of the white on black. I find black on white easier to read.
Currently it is mostly grey on various shades of blue for me :)
by TravelGeek
Thu Feb 08, 2018 11:40 pm
Forum: Personal Consumer Issues
Topic: 24 hr refund policy on airlines
Replies: 5
Views: 649

Re: 24 hr refund policy on airlines

For the record, the 24 hour cancellation only applies to flights bought 7 days or more before your flight. Right, that’s the regulation. Airlines are sometimes more generous (shock!) - e.g., American Airlines https://www.aa.com/i18n/customer-service/faqs/customer-service-faqs.jsp “You have up to 24...
by TravelGeek
Thu Feb 08, 2018 10:11 pm
Forum: Personal Consumer Issues
Topic: 24 hr refund policy on airlines
Replies: 5
Views: 649

Re: 24 hr refund policy on airlines

No personal experience, but according to https://www.flyertalk.com/forum/online-travel-booking-bidding-agencies/1681828-us-dot-24-hour-cancellation-flights-doesn-t-apply-online-travel-agencies.html The 24 hold or cancellation requirement only applies to purchases made directly with airlines, not tra...
by TravelGeek
Thu Feb 08, 2018 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 245
Views: 15853

Re: free dinner investing seminar

I think I have only once received an invitation, and that wasn't at a restaurant I would have been interested in visiting, so I tossed it. Maybe more will come as I approach the appropriate target age :) Pretty sure that I could get out of one of those presentations without signing up for anything, ...
by TravelGeek
Thu Feb 08, 2018 8:02 pm
Forum: Personal Consumer Issues
Topic: Tip amount for daily newspaper delivery
Replies: 21
Views: 1144

Re: Tip amount for daily newspaper delivery

Newspaper delivery is not a tipped profession. Ensuring the newspaper is properly delivered is part of the job/contract. I guess I lived by that rule when I was actually subscribing to a paper newspaper about 15 years ago. In fact, it would have been inconvenient to tip because the delivery people ...
by TravelGeek
Thu Feb 08, 2018 2:56 pm
Forum: Investing - Theory, News & General
Topic: Podcasts for Bogleheads?
Replies: 26
Views: 4330

Re: Podcasts for Bogleheads?

humbledollar by Jonathan Clements He was at the last Bogleheads conference as a panel expert. Former writer for the Wall Street Journal. His Money Guide book is on the web site for free. Do you have a link to the podcast? I can find several podcasts where Jonathan appeared as a guest, but I don't s...
by TravelGeek
Thu Feb 08, 2018 1:37 am
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 245
Views: 15853

Re: free dinner investing seminar

Do they typically offer equally attractive vegetarian options? A “nice steak” won’t get me to a restaurant for a hour long sales pitch. :beer
by TravelGeek
Wed Feb 07, 2018 11:48 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 460
Views: 37482

Re: To take or not to take delivery of Tesla 3

Just received an email from Tesla indicating that my delivery date has been updated (“slightly later window”) Logged into my account and it now shows First production (aka $49k) - May-June 2018 Standard battery (aka $35k) - early 2019 AWD - Late 2018 I preordered on April 1, 2016. Looks like about f...
by TravelGeek
Wed Feb 07, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: How to stop mail for former occupants?
Replies: 103
Views: 5815

Re: How to stop mail from former occupants?

Edit: Based on the images of mail I receive each morning via email (Informed Delivery), Big Postal Brother has a record of which mail not belonging to you was delivered to your address and when. Naa, it's a record of what they intend to deliver to your address in the near future. Sometimes I find a...
by TravelGeek
Wed Feb 07, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Amex Bluebird or request a second/third card
Replies: 8
Views: 527

Re: Amex Bluebird or request a second/third card

There was recently a similar thread where someone asked about a cheap spare phone to keep in the car as they sometimes forget to bring their primary phone.

If you don’t forget your phone, maybe mobile payments work?
by TravelGeek
Tue Feb 06, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: what to do with patent plaques and other work awards?
Replies: 45
Views: 2775

Re: what to do with patent plaques and other work awards?

My patent plaques and some sort of recognition plaque from one of our national laboratories are in a box somewhere. If I come across them, I will hang’em up on a wall in our guest room.

:twisted:
by TravelGeek
Tue Feb 06, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: Electronic Door Locks
Replies: 26
Views: 3393

Re: Electronic Door Locks

"You speak. It listens. Schlage sense lock allows you to "talk to unlock" using siri" Heh. Yesterday I told my Google Home to stop playing music ("Ok Google, pause"). It worked fine. Later I discovered that my Android phone, sitting on a table elsewhere in the room, had also picked up my command, bu...
by TravelGeek
Tue Feb 06, 2018 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8971

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

samsoes wrote:
Tue Feb 06, 2018 10:42 am
Still, they should be ashamed for at least not communicating anything to those of us who upgraded on Sunday.
Are you saying that you didn't know that this was most likely an accidental "offer" that might not stick?
by TravelGeek
Tue Feb 06, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Sent a letter without country
Replies: 6
Views: 708

Re: Sent a letter without country

The Australian address format appears to be the same as in the US name Street City State postal code So John Smith 123 Main Street Perth WA 1234 WA is Western Australia, and apparently the only abbreviation that conflicts with US states. https://simple.m.wikipedia.org/wiki/States_and_territories_of_...
by TravelGeek
Mon Feb 05, 2018 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8971

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

spammagnet wrote:
Mon Feb 05, 2018 8:53 pm
mrb55 wrote:
Mon Feb 05, 2018 8:30 pm
The free upgrade was a nice idea while it lasted.
I think it was safe to assume they'd find a way out.
Well, I for one will insist on a full refund. This isn't what I purchased. :twisted:
by TravelGeek
Mon Feb 05, 2018 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8971

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

mrb55 wrote:
Mon Feb 05, 2018 8:30 pm
Looks like the account duration has been updated to only 60 days:

PLAN DETAILS
Quicken Premier
Auto-renew: Off
Duration: Feb 04 2018 – Apr 06 2018

Same here.
by TravelGeek
Mon Feb 05, 2018 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: Considering solar on my home
Replies: 18
Views: 1571

Re: Considering solar on my home

letsgobobby wrote:
Mon Feb 05, 2018 5:14 pm

It’s attractive to be totally renewable, as well.
Congrats! It looks like we have a very productive solar day today; 25kWh so far :)
by TravelGeek
Mon Feb 05, 2018 5:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 14623

Re: Vanguard site is crashed now?

There are times when I wonder if VG's IT director/team has ever compared using on-premises datacenter costs to running on AWS/Azure/GCP using a TCO calculator. You can't be too cheap when it comes to IT, you get what you pay for. I am thinking of moving my VBS account to a trading platform that's c...
by TravelGeek
Mon Feb 05, 2018 5:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 14623

Re: Vanguard site is crashed now?

daveydoo wrote:
Mon Feb 05, 2018 4:43 pm
samsoes wrote:
Mon Feb 05, 2018 4:13 pm
Ladies and gentlemen who couldn't reach Vanguard:

Were we market timing?

Shame! :mrgreen:
Tax-loss harvesting -- best done at the bottom.
Oh, you know that today was the bottom? :twisted:
by TravelGeek
Mon Feb 05, 2018 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 12 month CD now 2.00%
Replies: 64
Views: 12891

Re: Ally Bank 12 month CD now 2.00%

Watts wrote:
Mon Feb 05, 2018 12:32 pm
Looks like the Ally 12-month CD is back at 2.0% rate with $20K minimum deposit.

https://www.ally.com/bank/high-yield-cd/
Shows $25k minimum for me. But thanks for the tip!