Search found 11428 matches

by Toons
Mon Mar 20, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 79
Views: 3145

Re: Best way to expand my vocabulary?

Read ,Read then
Read some More :happy
by Toons
Sun Mar 19, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Quietest tire for 2017 Honda CRV?
Replies: 20
Views: 1701

Re: Quietest tire for 2017 Honda CRV?

wallygator wrote:Michelin



+1 :happy
by Toons
Sun Mar 19, 2017 4:03 pm
Forum: Investing - Theory, News & General
Topic: Schwab: Is There Ever a Bad Time to Invest?
Replies: 22
Views: 3238

Re: Schwab: Is There Ever a Bad Time to Invest?

Never a bad time to invest.
It is about the economy.
It never stops running ,,
neither does compounding. :happy
by Toons
Sun Mar 19, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: Jungle Disk now $8/month minimum...thinking of dropping it for Dropbox and Evernote
Replies: 25
Views: 1081

Re: Jungle Disk now $8/month minimum...thinking of dropping it for Dropbox and Evernote

Google Drive here.
If I need more ,there is Amazon or One Drive,
Or my 2 terabyte external hard drive.
:D
by Toons
Sun Mar 19, 2017 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 75
Views: 10549

Re: Paying $20 to E-File State Return

Just finished filing. Used to file federal electronic with TaxAct,then go to Tn and file the Hall Tax for free. Now I do them both electronic. I am finding myself willing to pay for convenience and efficiency ,as I age. Total cost was 30 for combined fed and state. Paper returns stopped for me in 19...
by Toons
Sun Mar 19, 2017 3:52 pm
Forum: Investing - Theory, News & General
Topic: It's worth remembering that bull markets don't last forever
Replies: 95
Views: 6457

Re: It's worth remembering that bull markets don't last forever

Reversion to the mean...
Up and down,
cycle after cycle,
but compounding never stops,,,
Keep Investing...
It is about the economy ,,,100% :happy
by Toons
Sat Mar 18, 2017 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard reinvested my dividends - what now?
Replies: 19
Views: 1673

Re: Vanguard reinvested my dividends - what now?

aristotelian wrote:VG tracks your cost basis for you. If it is just a tracking issue, I guess I don't understand the problem.


+1
Bingo :happy
by Toons
Sat Mar 18, 2017 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: facing unexpected capital gains - tax loss harvesting options...
Replies: 44
Views: 1653

Re: facing unexpected capital gains - tax loss harvesting options...

TomatoTomahto wrote:Welcome to the forum, patient-investor.

+1 to what avalpert said.

Why not just enjoy your good fortune, without turning it into a search for losses.


+2
:happy :happy
by Toons
Sat Mar 18, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 43
Views: 2764

Re: Best place to get eyeglasses / no vision insurance

Just got a couple pair form Walmart,
Nikon lens
Titanium frame
20% off 2nd pair.
1st pair priced very very reasonable.
:happy
by Toons
Sat Mar 18, 2017 8:32 am
Forum: Investing - Help with Personal Investments
Topic: How do you cope with regret over selling too soon?
Replies: 57
Views: 3079

Re: How do you cope with regret over selling too soon?

Hindsight is always 20/20
Shoulda coulda woulda..
Let it go.
Move forward.
When you sell,,,
Do not look back. :happy
by Toons
Sat Mar 18, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 37
Views: 1360

Re: Camcorder recommendations

Sony Dominates in the Camcorder Market. Excellent Bundle for the price. https://www.amazon.com/HDR-CX405-Recording-Camcorder-29-8mm-Wide-Angle/dp/B00I52L1LW/ref=sr_1_5?s=electronics&ie=UTF8&qid=1489798458&sr=1-5&keywords=sony+camcorder Thank you, Toons! This Sony bundle looks excell...
by Toons
Sat Mar 18, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: When does a new computer make sense...
Replies: 27
Views: 1643

Re: When does a new computer make sense...

miles2go wrote:
Jags4186 wrote:If you don't feel like you're missing anything and your computer works fine there is no reason to upgrade.


Agree. If current computer is sluggish, get a new one. You can save some money and buy behind the curve to be more BH like.



+1
Agree ,,,sluggish 8-)
by Toons
Fri Mar 17, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 37
Views: 1360

Re: Camcorder recommendations

Sony Dominates in the Camcorder Market. Excellent Bundle for the price. https://www.amazon.com/HDR-CX405-Recording-Camcorder-29-8mm-Wide-Angle/dp/B00I52L1LW/ref=sr_1_5?s=electronics&ie=UTF8&qid=1489798458&sr=1-5&keywords=sony+camcorder https://www.amazon.com/s?rh=i%3Aphoto%2Cn%3A1722...
by Toons
Thu Mar 16, 2017 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: "Can I Throw This Financial Paperwork Out?: What to shred, what to save, and where to save it"
Replies: 22
Views: 1534

Re: "Can I Throw This Financial Paperwork Out?: What to shred, what to save, and where to save it"

Most everything is available online, or
I scan it and save to Google drive. :happy
Very little paper.
by Toons
Thu Mar 16, 2017 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Rising cd rates
Replies: 11
Views: 1875

Re: Rising cd rates

FYI Rates :happy http://www.bankrate.com/cd.aspx?ic_id=CDI_compare_rates_module:&gclid=Cj0KEQjw76jGBRDm1K-X_LnrmuEBEiQA8RXYZ41gxxEV1ssVJde46jkfZbksKKRRikeqyFdXv0qKx-QaApav8P8HAQ&ec_id=m1027719&s_kwcid=AL!1325!3!68165932928!e!!g!!bankrate&ef_id=WIgT2QAAAEzxgngU%3a20170317012727%3as:Up...
by Toons
Thu Mar 16, 2017 8:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's recommendation
Replies: 15
Views: 1714

Re: Vanguard's recommendation

You have to do what is right for You :happy
60/40,60/35 :thumbsup :thumbsup
by Toons
Thu Mar 16, 2017 8:22 pm
Forum: Investing - Theory, News & General
Topic: Anyone else taking less risk
Replies: 115
Views: 8997

Re: Anyone else taking less risk

The Same as it has been the last several years....
70/30.
I just let it ride,and
compound :happy
by Toons
Thu Mar 16, 2017 4:56 pm
Forum: Personal Consumer Issues
Topic: Looking at refurbished desktop PCs
Replies: 25
Views: 1414

Re: Looking at refurbished desktop PCs

I have had good luck with Dell refurbished computers back in the day.
I wouldn't hesitate to get refurbished from Dell or Walmart,,,yes I said Walmart. :happy
by Toons
Thu Mar 16, 2017 4:35 pm
Forum: Investing - Theory, News & General
Topic: PurePoint 1.25% online savings $10K min
Replies: 29
Views: 3968

Re: PurePoint 1.25% online savings $10K min

Sit tight for a while.
Let the dust settle on the interest rate hike(s).
:happy
by Toons
Thu Mar 16, 2017 4:23 pm
Forum: Investing - Help with Personal Investments
Topic: Hitting your number
Replies: 13
Views: 1644

Re: Hitting your number

Breathe Deep,
No knee jerk moves.
Take your time.
We retired 6 years ago.
I have gone from 90/10 to
70/30.
Reduce gradually ,,depends on what other sources of income you have.
Remember ,you need some growth of capital the next 30 or so years :happy
by Toons
Thu Mar 16, 2017 12:53 pm
Forum: Personal Consumer Issues
Topic: Cord cutting: Masters Golf
Replies: 15
Views: 1362

Re: Cord cutting: Masters Golf

Amazon OTA leaf antennae works for me watching masters ,,,, :happy

https://www.amazon.com/s/ref=nb_sb_ss_c ... AL8C0QLH5H
by Toons
Wed Mar 15, 2017 8:37 pm
Forum: Investing - Theory, News & General
Topic: BND Jumps 0.5% on Fed Announcement
Replies: 43
Views: 4155

Re: BND Jumps 0.5% on Fed Announcement

ray333 wrote:Is now still a good time to buy in equities?



Yes .
Without a doubt,
In my humble opinion :happy
by Toons
Wed Mar 15, 2017 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: "Don't time the market" vs. "Buy low, sell high"
Replies: 69
Views: 4733

Re: "Don't time the market" vs. "Buy low, sell high"

Invest as soon as you have the money to do so. :happy
by Toons
Tue Mar 14, 2017 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off car?
Replies: 7
Views: 731

Re: Pay off car?

Pay it off and forget about it.
One less set of owed money numbers to look at and think about. :happy
:mrgreen:
by Toons
Tue Mar 14, 2017 4:07 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3390

Re: Help me pick a computer

You can get so much desktop computing power for so "little" money compared to years ago. I would not "half-step'. Look for an I7 with 16 gig of ram. You won''t be sorry. I upgraded my desktop about a year ago and I purchased more than 'I needed' So glad I did. 17,16 gig,ssd. :happy h...
by Toons
Tue Mar 14, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3390

Re: Help me pick a computer

You can get so much desktop computing power for so "little" money compared to years ago. I would not "half-step'. Look for an I7 with 16 gig of ram. You won''t be sorry. I upgraded my desktop about a year ago and I purchased more than 'I needed' So glad I did. 17,16 gig,ssd. :happy ht...
by Toons
Tue Mar 14, 2017 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Did I Buy Too Much Home?!?!?!
Replies: 42
Views: 4335

Re: Did I Buy Too Much Home?!?!?!

No doubt you will be fine.....
Next goal.....work diligently to refinance for 15 years :happy
by Toons
Tue Mar 14, 2017 12:19 pm
Forum: Investing - Theory, News & General
Topic: Shiller says market is "way overpriced" - what a shocker
Replies: 34
Views: 4154

Re: Shiller says market is "way overpriced" - what a shocker

Another good reason to invest as much as you can as often as you can :happy
by Toons
Tue Mar 14, 2017 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Filing Tennessee Taxes
Replies: 7
Views: 345

Re: Filing Tennessee Taxes

Anybody on this board that files Tennessee Taxes. I am presently living in Tn and a bit confused about what is and what isn't taxed. My current income is derived from some investments outside of IRA's, some income, div etc inside of IRA's, and social security. My wife and I are both retired and fil...
by Toons
Tue Mar 14, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: What's in Your Lock Box (Essential Documents)
Replies: 6
Views: 685

Re: What's in Your Lock Box (Essential Documents)

No box here
Small file cabinet :D
by Toons
Mon Mar 13, 2017 8:44 pm
Forum: Investing - Theory, News & General
Topic: Why don't things "feel" bubbly?
Replies: 76
Views: 8308

Re: Why don't things "feel" bubbly?

Because Warren says so.. :mrgreen:

"Measured against interest rates, stocks are actually on the cheap side," Buffett said."

http://money.cnn.com/2017/02/27/investi ... ump-rally/
by Toons
Mon Mar 13, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: When should you replace a vehicle?
Replies: 52
Views: 3777

Re: When should you replace a vehicle?

If you can well afford it ,,,then by all means
Buy It.
Time Flies by,,enjoy driving ,,"while you can".
Having saved and invested for the majority of my life,
I plan on trading for a new one every three years.
Whatcha living for? :mrgreen:
by Toons
Mon Mar 13, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 3513

Re: How many pairs of jeans do you own?

gator1 wrote:I am a [cheap --admin LadyGeek] minimalist who works from home. I think I have about 3 pair of jeans, a couple pair of lounge pants, a couple pair of shorts, 10-15 shirts, no underwear, no socks, and one pair of shoes.


Excellent :happy
Thumbs Up,Smokey Mountains :happy :happy
by Toons
Mon Mar 13, 2017 4:04 pm
Forum: Investing - Theory, News & General
Topic: What makes an individual an Expert?
Replies: 62
Views: 3746

Re: What makes an individual an Expert?

Ditto on the 10,000 hours. :happy
by Toons
Mon Mar 13, 2017 4:02 pm
Forum: Investing - Help with Personal Investments
Topic: What to do w/ some short-term monies?
Replies: 8
Views: 546

Re: What to do w/ some short-term monies?

Online Savings Account :happy
by Toons
Mon Mar 13, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: 2017 Honda CRV: anyone shopping or buying?
Replies: 26
Views: 2596

Re: 2017 Honda CRV: anyone shopping or buying?

A few negative reviews.
Nothing is "perfect".
2015 EX-L here no qualms,enjoy it .
Touch screen,pandora integrated.
Will trade for a 2018 EX-L when available :happy
by Toons
Mon Mar 13, 2017 11:57 am
Forum: Investing - Theory, News & General
Topic: Debate with friends on market timing, annuity, etc, thoughts?
Replies: 34
Views: 1760

Re: Debate with friends on market timing, annuity, etc, thoughts?

Is it Necessary to
"Beat The Market".
Sounds like adding undue challenge to one's life :mrgreen:
by Toons
Mon Mar 13, 2017 11:56 am
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 3513

Re: How many pairs of jeans do you own?

2 pair of jeans. Maybe 10 pair of shorts About 8 home made tye-dye t shirts :mrgreen: Life T Shirts,wear em as regular clothing.. A few golf type knit shirts 2 ties(rarely worn) Couple pair of dress pants(rarely worn) Several pairs of crocs Couple pair of Merrell shoes Pretty much live in t shirts ,...
by Toons
Mon Mar 13, 2017 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 246
Views: 19582

Re: Quicken's future direction - a cause for concern

If you enjoy the product and it goes to subscription.
Pay for it.
What are you livin for :happy
by Toons
Sun Mar 12, 2017 6:29 pm
Forum: Investing - Theory, News & General
Topic: Estimated Quarterly Tax Payments and Capital Gains Distributions
Replies: 8
Views: 597

Re: Estimated Quarterly Tax Payments and Capital Gains Distributions

I make 3 equal estimated payments For the 4th quarter I wait to see how year end capital gains will affect my taxable income. I adjust from there using plugging numbers into TaxAct Software to get a true number. Some years I have had to increase the 4th quarter,some no change,remains the same as the...
by Toons
Sun Mar 12, 2017 6:23 pm
Forum: Personal Consumer Issues
Topic: How Do You Share Expenses?
Replies: 52
Views: 3902

Re: How Do You Share Expenses?

All For One
One For All Here.
We are Married.
As ONE. :happy
by Toons
Sun Mar 12, 2017 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: What method do you use to connect Quicken to your bank, brokerage
Replies: 18
Views: 958

Re: What method do you use to connect Quicken to your bank, brokerage

I use Web Connect Site passwords are stored in Quicken vault. I click "update" and transactions are downloaded. On a sidenote I also use the android app on my phone to enter transactions when I am shopping. I enter them in the app,,,,it syncs to Quicken cloud. When I get home ,,,I "m...
by Toons
Sun Mar 12, 2017 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: What method do you use to connect Quicken to your bank, brokerage
Replies: 18
Views: 958

Re: What method do you use to connect Quicken to your bank, brokerage

I use Web Connect Site passwords are stored in Quicken vault. I click "update" and transactions are downloaded. On a sidenote I also use the android app on my phone to enter transactions when I am shopping. I enter them in the app,,,,it syncs to Quicken cloud. When I get home ,,,I "mo...
by Toons
Sat Mar 11, 2017 9:30 pm
Forum: Investing - Theory, News & General
Topic: Reasons not to check the account balance too often
Replies: 42
Views: 3751

Re: Reasons not to check the account balance too often

Lemme See,,,,10 times a day...7 days a week 365 days a year
3650 times a year ,,,,3660 on a leap year.
Tell him John Bogle recommends once per year :D :D
by Toons
Sat Mar 11, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Must I Keep My Own Records for Dividends and Capital Gains?
Replies: 18
Views: 2051

Re: Must I Keep My Own Records for Dividends and Capital Gains?

Fret Not.
Vanguard will keep track of your cost basis including CapGains and Dividends.
I also use Quicken to track basis as it helps me forecast gains and losses for various reasons.
In my situation,
My basis matches their basis on all funds.(Many years of multiple transactions.)
:happy

Go to advanced search