Search found 11500 matches

by Toons
Tue Apr 25, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: $300+ to remove a racoon. Really?
Replies: 83
Views: 4380

Re: $300+ to remove a racoon. Really?

Pay the 3 bills,
Be done with it. :happy
by Toons
Sun Apr 23, 2017 6:06 pm
Forum: Investing - Help with Personal Investments
Topic: Which Vanguard fund for Roth IRA
Replies: 14
Views: 1034

Re: Which Vanguard fund for Roth IRA

Vanguard Life strategy Growth.
by Toons
Sun Apr 23, 2017 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Any regrets living a frugal life for high income/high networth individuals?
Replies: 168
Views: 17587

Re: Any regrets living a frugal life for high income/high networth individuals?

None whatsoever.
Frugality and investing has afforded us "options" in the retired life life to do what we choose,when we want.
Currently traveling and spending time with family.
:happy
by Toons
Sun Apr 16, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: Home Insurance Premium - How to decrease.
Replies: 41
Views: 3684

Re: Home Insurance Premium - How to decrease.

I raised my deductible.
:happy
by Toons
Sun Apr 16, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Is spending 15K to furnish home too much?
Replies: 39
Views: 4424

Re: Is spending 15K to furnish home too much?

No not at all,,,
Personally we have never spent anywhere close to that amount.
Matter of preference. :happy
by Toons
Sun Apr 16, 2017 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: New car...finance or not?
Replies: 17
Views: 1382

Re: New car...finance or not?

Leave the tax deferred,tax free money alone,
Use taxable funds.
Pay cash no loan. :happy
by Toons
Thu Apr 13, 2017 7:26 pm
Forum: Personal Consumer Issues
Topic: Meeting with Wells Fargo Financial Advisor Yesterday - Strange Perspective Regarding Mutual Funds
Replies: 18
Views: 2153

Re: Meeting with Wells Fargo Financial Advisor Yesterday - Strange Perspective Regarding Mutual Funds

"He said that with at least $150k, they could build a portfolio that could beat an S&P 500 fund by 3% with less risk"

Personally ,
I would "kindly" say,
Thanks for the offer ,
but no Thanks.
by Toons
Thu Apr 13, 2017 7:24 pm
Forum: Personal Consumer Issues
Topic: which tv and size to buy
Replies: 41
Views: 3768

Re: which tv and size to buy

Ditto Samsung.
:happy
by Toons
Thu Apr 13, 2017 7:18 pm
Forum: Personal Consumer Issues
Topic: Amazon Dot sound quality w/o other speakers
Replies: 7
Views: 490

Re: Amazon Dot sound quality w/o other speakers

The 2nd generation Dot has a much better built in speaker than the first version Dot. I do find it more than acceptable to listen to "stand alone",,,but, I usually connect it to the Bluetooth speaker in link below when in the kitchen. https://www.walmart.com/ip/808-NRG-GLO-Portable-Bluetoo...
by Toons
Thu Apr 13, 2017 7:11 pm
Forum: Personal Consumer Issues
Topic: netflix
Replies: 11
Views: 1277

Re: netflix

F150HD wrote:
1year23 wrote:I will be going to Cabo San Lucas for vacation. Does anyone know if my Netflix streaming subscription will work there?


You're going all the way to Cabo...and you're going to watch TV. :(




:mrgreen: :mrgreen: :mrgreen:
by Toons
Fri Apr 07, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: Top tape measures
Replies: 30
Views: 1806

Re: Top tape measures

Stanley,
Often Imitated,
Never Duplicated :happy
by Toons
Fri Apr 07, 2017 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: Where to stash quarterly tax money?
Replies: 16
Views: 1475

Re: Where to stash quarterly tax money?

nolesrule wrote:You can use EFTPS and have them draw directly from a bank account. I do this with my 1% money market at Capital One 360.


Ditto :happy
by Toons
Wed Apr 05, 2017 7:20 pm
Forum: Personal Consumer Issues
Topic: Anyone here have a Galaxy S7 yet?
Replies: 8
Views: 928

Re: Anyone here have a Galaxy S7 yet?

Have owned an S7 for about 8 months.
Superb Phone.
Still discovering new capabilites with it.
Highly recommend. :happy
by Toons
Sat Apr 01, 2017 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: An Edward Jones Financial Advisor stopped by my house and spoke with my wife
Replies: 111
Views: 11629

Re: An Edward Jones Financial Advisor stopped by my house and spoke with my wife

It won't change a thing. The guy is trying to make a living. Most people have to. Just so happens he is in sales. Move on :happy +1 as always, Toons is right on the money! :beer Agree completely. Not everyone loves their job and for all you know this guy hates EJ and is a boglehead. I'd try to sell...
by Toons
Fri Mar 31, 2017 4:49 pm
Forum: Investing - Help with Personal Investments
Topic: Sleep well or not ? [Vanguard Intermediate-Term Tax-Exempt]
Replies: 25
Views: 3181

Re: Sleep well or not ? [Vanguard Intermediate-Term Tax-Exempt]

I own Vanguard Intermediate Term Tax Exempt.
I invest in it for the tax free income it produces.
I pay no attention to the NAV.
I have no control over that.
It produces tax free income,
I sleep well
Owned it for years.
:happy
by Toons
Wed Mar 29, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: quickest or best way to learn Spanish?
Replies: 39
Views: 2700

Re: quickest or best way to learn Spanish?

I have been using Duolingo since April of last year ,every single day,,,not missing one. That coupled with many Youtube videos. Watching Spanish Cartoons, Spanish tv shows on Netflix.... Day in ,day out,,immersion. It takes practice practice..but it gets better and becomes enjoyable as time goes by...
by Toons
Wed Mar 29, 2017 9:48 pm
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 51
Views: 3400

Re: Do I need new tires?

Yes you need new tires.
If you plan on keeping the car,
Michelin. :happy
by Toons
Wed Mar 29, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: quickest or best way to learn Spanish?
Replies: 39
Views: 2700

Re: quickest or best way to learn Spanish?

I have been using Duolingo since April of last year ,every single day,,,not missing one. That coupled with many Youtube videos. Watching Spanish Cartoons, Spanish tv shows on Netflix.... Day in ,day out,,immersion. It takes practice practice..but it gets better and becomes enjoyable as time goes by,...
by Toons
Wed Mar 29, 2017 5:55 pm
Forum: Investing - Theory, News & General
Topic: Stay the course, always?
Replies: 55
Views: 4363

Re: Stay the course, always?

You could go Vangaurd Life Strategy Moderate Growth,,or Vanguard Balanced Index Fund,,, For Life . Never give it another moments thought. :happy Yes I can see that. Is the Balanced fund Total Stock (60) Total Bound (40)? Thanks FYI :wink: "The fund invests roughly 60% in stocks and 40% in bond...
by Toons
Wed Mar 29, 2017 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 150
Views: 8998

Re: When do you plan to die?

107 Years Of Age
:mrgreen:
by Toons
Wed Mar 29, 2017 5:07 pm
Forum: Investing - Theory, News & General
Topic: anyone factor in future inheritance?
Replies: 78
Views: 4790

Re: anyone factor in future inheritance?

No,
If i had....I am afraid of may have gotten lazy in the workforce :mrgreen:
by Toons
Wed Mar 29, 2017 9:37 am
Forum: Investing - Theory, News & General
Topic: Stay the course, always?
Replies: 55
Views: 4363

Re: Stay the course, always?

You could go Vangaurd Life Strategy Moderate Growth,,or Vanguard Balanced Index Fund,,, For Life . Never give it another moments thought. :happy Toons is right. If you're young or can handle more risk go with Life Strategy Growth and when you retire move to Life Strategy Moderate Growth or Conserva...
by Toons
Wed Mar 29, 2017 7:24 am
Forum: Investing - Theory, News & General
Topic: Stay the course, always?
Replies: 55
Views: 4363

Re: Stay the course, always?

You could go Vangaurd Life Strategy Moderate Growth,,or
Vanguard Balanced Index Fund,,,
For Life .
Never give it another moments thought. :happy
by Toons
Tue Mar 28, 2017 8:03 pm
Forum: Investing - Theory, News & General
Topic: Life Strategy in Roth
Replies: 6
Views: 1231

Re: Life Strategy in Roth

I have owned Life strategy Growth in a Roth since 1997. Without a doubt,reinvest the dividends and capital gains in additional shares. Put the tax free (upon withdrawal)compounding machine to work for you,and keep contributing to your Roth. You will be well rewarded. As Taylor mentioned, Stay the Co...
by Toons
Tue Mar 28, 2017 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to easily organize personal finances
Replies: 31
Views: 2434

Re: How to easily organize personal finances

" how do you all organize your personal finances in a simple, easy way " Quicken :happy https://www.quicken.com/quicken2017starterpromo?priorityCode=1337900000&utm_medium=cpc&cid=ppc_gg_b_stan_402-5275432-4671607-164919515739&utm_source=google&utm_campaign=CUS__Brand%20Qui...
by Toons
Tue Mar 28, 2017 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Sound Strategy?
Replies: 16
Views: 1329

Re: Sound Strategy?

have a fairly nice inheritance on top of a significant salary increase in the near future, 35k @ 1%? Any debt to pay down? Considering investing if not,given what you said in the sentence. :happy should I be even more "aggressive"? buy some admiral total international in my taxable? [then...
by Toons
Tue Mar 28, 2017 5:01 pm
Forum: Investing - Help with Personal Investments
Topic: 200K+ Cash- Where to put it?
Replies: 13
Views: 2068

Re: 200K+ Cash- Where to put it?

Vanguard Balanced Index Fund
:happy
by Toons
Tue Mar 28, 2017 4:57 pm
Forum: Personal Consumer Issues
Topic: Chores for elementary school age kids?
Replies: 18
Views: 1334

Re: Chores for elementary school age kids?

6 and 9?
They are over due.
Start picking up and cleaning their rooms,consistently
Use common sense .
When you need assistance "tell" them what you need and how often.
Repeat,Repeat,Repeat
:happy
by Toons
Tue Mar 28, 2017 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: How to easily organize personal finances
Replies: 31
Views: 2434

Re: How to easily organize personal finances

" how do you all organize your personal finances in a simple, easy way " Quicken :happy https://www.quicken.com/quicken2017starterpromo?priorityCode=1337900000&utm_medium=cpc&cid=ppc_gg_b_stan_402-5275432-4671607-164919515739&utm_source=google&utm_campaign=CUS__Brand%20Quic...
by Toons
Tue Mar 28, 2017 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Daugther's Credit Card Windfall
Replies: 40
Views: 4815

Re: Daugther's Credit Card Windfall

Do the "Right"Thing.
Call.
:happy
by Toons
Tue Mar 28, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter maxed out credit cards, needs help from me
Replies: 92
Views: 4693

Re: Daughter maxed out credit cards, needs help from me

Tell her to figure it out for herself.
She will be better off in the short and long run.
:happy
by Toons
Tue Mar 28, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Should we take 0.9% auto financing?
Replies: 27
Views: 2023

Re: Should we take 0.9% auto financing?

" shall we pay cash?"

Yes.
:happy
by Toons
Tue Mar 28, 2017 1:35 pm
Forum: Investing - Help with Personal Investments
Topic: Sound Strategy?
Replies: 16
Views: 1329

Re: Sound Strategy?

have a fairly nice inheritance on top of a significant salary increase in the near future,

35k @ 1%?
Any debt to pay down?
Considering investing if not,given what you said in the sentence. :happy
by Toons
Tue Mar 28, 2017 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: An Edward Jones Financial Advisor stopped by my house and spoke with my wife
Replies: 111
Views: 11629

Re: An Edward Jones Financial Advisor stopped by my house and spoke with my wife

It won't change a thing. The guy is trying to make a living. Most people have to. Just so happens he is in sales. Move on :happy Exactly. I don't understand the point of a post like this other than to stir up those that take the bait. It's all been said a million times before. Nothing to see here. ...
by Toons
Tue Mar 28, 2017 12:30 pm
Forum: Investing - Theory, News & General
Topic: What's your strategy for withdrawing funds in Retirement ?
Replies: 57
Views: 6205

Re: What's your strategy for withdrawing funds in Retirement ?

66- Retired about 6 years. So far Pensions,SS,Dividends ,Cap gains From Stocks and Mutual funds in taxable account are sufficient. Have not needed to touch Iras. :happy 66 +6 = 72. Are you not taking Required Minimum Distributions? No need for RMDs as of yet,,, Will take it when I find it necessary...
by Toons
Tue Mar 28, 2017 12:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3401
Views: 876467

Re: U.S. stocks in freefall

Lest We Forget :happy " The Dow Jones industrial average (INDU) lost 80 points, or 1.2%, to end at 6,547.05, its lowest point since April 15, 1997. " "The Nasdaq composite (COMP) lost 25 points or 2%, to end at 1,268.64, its lowest point since Oct. 9, 2002 ." Was everyone eagerly...
by Toons
Tue Mar 28, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Picture / video / file backup
Replies: 44
Views: 1247

Re: Picture / video / file backup

Google Drive.
Amazon Photo Storage.
I use em both
:happy
by Toons
Tue Mar 28, 2017 10:17 am
Forum: Investing - Help with Personal Investments
Topic: Where can I buy Vanguard Funds w/o Fees ?
Replies: 37
Views: 2956

Re: Where can I buy Vanguard Funds w/o Fees ?

Think it through.
How much customer service do you need to Dollar Cost Average into a mutual that..
You will be holding for many years :happy
by Toons
Tue Mar 28, 2017 8:51 am
Forum: Investing - Theory, News & General
Topic: PurePoint 1.25% online savings $10K min
Replies: 53
Views: 7889

Re: PurePoint 1.25% online savings $10K min

One downside: yet another institution having your confidential info. So, potential hacks into this bank puts your identity at more risk. Also, depending on how this bank shares your info with "affiliates" (even if you limit sharing, it takes some time before such settings take effect, dep...
by Toons
Mon Mar 27, 2017 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: Mid-Term investing?
Replies: 7
Views: 664

Re: Mid-Term investing?

Vanguard has a good read on investing. :happy

https://investor.vanguard.com/retiremen ... priorities
by Toons
Mon Mar 27, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: Best take it everywhere camera
Replies: 98
Views: 8026

Re: Best take it everywhere camera

I have several nice Sony cameras...but I find myself using the camera that comes with the...
Samsung S7- :happy
by Toons
Mon Mar 27, 2017 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: An Edward Jones Financial Advisor stopped by my house and spoke with my wife
Replies: 111
Views: 11629

Re: An Edward Jones Financial Advisor stopped by my house and spoke with my wife

It won't change a thing.
The guy is trying to make a living.
Most people have to.
Just so happens he is in sales.
Move on :happy
by Toons
Mon Mar 27, 2017 5:20 pm
Forum: Investing - Theory, News & General
Topic: What's your strategy for withdrawing funds in Retirement ?
Replies: 57
Views: 6205

Re: What's your strategy for withdrawing funds in Retirement ?

66- Retired about 6 years.
So far
Pensions,SS,Dividends ,Cap gains From Stocks and Mutual funds in taxable account are sufficient.
Have not needed to touch Iras.
:happy
by Toons
Mon Mar 27, 2017 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Red light camera Fort Worth
Replies: 50
Views: 3153

Re: Red light camera Fort Worth

bloom2708 wrote:Pay it and move on.


+1 :happy
Exactly :happy

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