Search found 10355 matches

by Toons
Sat Jul 30, 2016 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Which financial program to get? Quickbooks vs YNAB vs others
Replies: 11
Views: 528

Re: Which financial program to get? Quickbooks vs YNAB vs others

Being a longtime Quicken user, I would look into Quicken home and Business :happy I download my software purchases from Amazon https://www.quicken.com/personal-finance/quicken-home-business-2016?t=1&priorityCode=1337900000&cid=ppc_gg_b_stan_402-5275504-5213147&utm_medium=cpc&utm_sour...
by Toons
Sat Jul 30, 2016 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Should we sell our beach house?
Replies: 11
Views: 1274

Re: Should we sell our beach house?

After reading your post.
Sell It.
Lighten The Load.
You will feel relief.




8-) 8-)
by Toons
Sat Jul 30, 2016 7:16 am
Forum: Personal Consumer Issues
Topic: Timeshares, again
Replies: 19
Views: 1290

Re: Timeshares, again

Food For Thought....
Just Sayin,,,,,,,, :mrgreen:

Timeshares

https://investorjunkie.com/91/why-buyin ... -bad-idea/
by Toons
Sat Jul 30, 2016 7:10 am
Forum: Investing - Theory, News & General
Topic: What Permanent Records To Save Out Of Vanguard Accounts?
Replies: 17
Views: 1171

Re: What Permanent Records To Save Out Of Vanguard Accounts?

thank you 1099 are the 1099 all you save as permanent record of your investment activity? thanks I should say I keep pdf copies of year end tax related 1099 Documents. 1099Div-Income for the year 1099Int-Interest Income 1099B-Transactions I receive notification that they are available in electronic...
by Toons
Sat Jul 30, 2016 6:55 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fund Investment
Replies: 7
Views: 577

Re: Vanguard Fund Investment

10K
I would probably go with Vanguard Balanced Index(Admiral)




8-)
by Toons
Fri Jul 29, 2016 5:35 pm
Forum: Investing - Theory, News & General
Topic: What Permanent Records To Save Out Of Vanguard Accounts?
Replies: 17
Views: 1171

Re: What Permanent Records To Save Out Of Vanguard Accounts?

I keep year end 1099 documents on hard drive saved as a pdf file,
In the Finance/Tax folder for quick access
That is all.
I print nothing.
The printer is stored in the closet,
Periodically I take out the black and white cartridge and "shake it",
to keep the ink moist.


:)
by Toons
Fri Jul 29, 2016 5:31 pm
Forum: Personal Consumer Issues
Topic: Never owned a cell phone.
Replies: 41
Views: 1628

Re: Never owned a cell phone.

Change is Necessary,,,
and Good. :mrgreen:
by Toons
Fri Jul 29, 2016 4:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Growth just closed (effective *now*)
Replies: 43
Views: 3293

Re: Vanguard Dividend Growth just closed (effective *now*)

Now I am really confused..... I thought dividends were not a "good" idea... In past threads :shock: "The fund focuses on high-quality companies that have both the ability and the commitment to grow their dividends over time." Toons, I like dividends too. I have noted that invest...
by Toons
Fri Jul 29, 2016 4:27 pm
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1651

Re: Need advice, dealer sold me wrong year golf cart

Now that the crisis is averted, do you mind telling me what these golf carts are used for? It sounds like it's for more than golf, is it? If it's for golf, how often do you have to play to make owning one a good choice? If it's for transportation, are they allowed on streets? Sidewalks? Do you have...
by Toons
Fri Jul 29, 2016 4:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Growth just closed (effective *now*)
Replies: 43
Views: 3293

Re: Vanguard Dividend Growth just closed (effective *now*)

Now I am really confused..... I thought dividends were not a "good" idea... In past threads :shock: "The fund focuses on high-quality companies that have both the ability and the commitment to grow their dividends over time." Toons, I like dividends too. I have noted that invest...
by Toons
Fri Jul 29, 2016 4:19 pm
Forum: Personal Consumer Issues
Topic: Preparing financially for our funerals - prepay or not?
Replies: 43
Views: 1375

Re: Preparing financially for our funerals - prepay or not?

Not even considering prepaying for my "cremation'.
:mrgreen:
by Toons
Fri Jul 29, 2016 4:18 pm
Forum: Investing - Theory, News & General
Topic: Stock Screeners
Replies: 13
Views: 559

Re: Stock Screeners

I don't use one.





8-)
by Toons
Fri Jul 29, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1651

Re: Need advice, dealer sold me wrong year golf cart

Well, I just called the guy and he's going to give me a full refund. I still see it as an honest mistake. I really thought he would just mail me a check for the difference in cost but offering me $200 wasn't enough. If he would have said $500 since I had to deal with the aggravation and even push t...
by Toons
Fri Jul 29, 2016 4:06 pm
Forum: Personal Consumer Issues
Topic: Last day for free update to Windows 10
Replies: 42
Views: 1803

Re: Last day for free update to Windows 10

I recommend
"hopping on board"
Before the train leaves the station.
The future is Now.




:mrgreen: :mrgreen:
by Toons
Fri Jul 29, 2016 4:05 pm
Forum: Investing - Help with Personal Investments
Topic: Question on Reinvestment of Dividends
Replies: 14
Views: 1269

Re: Question on Reinvestment of Dividends

Average Cost here for my investing life.
I have tracked all transactions with Quicken since 1992.
Whenever I sell or have sold shares,
I always compare my cost basis record keeping with the provider. ,,(Vanguard,,,Janus,,etc)
Our records have always matched to the penny, :mrgreen:
by Toons
Fri Jul 29, 2016 3:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Growth just closed (effective *now*)
Replies: 43
Views: 3293

Re: Vanguard Dividend Growth just closed (effective *now*)

Now I am really confused.....
I thought dividends were not a "good" idea...
In past threads :shock:

"The fund focuses on high-quality companies that have both the ability and the commitment to grow their dividends over time."
by Toons
Fri Jul 29, 2016 8:37 am
Forum: Personal Consumer Issues
Topic: Vacation loans
Replies: 15
Views: 871

Re: Vacation loans

We have never borrowed money to go on vacation

Ditto.
I can't fathom the thought of doing so.


:oops:
by Toons
Fri Jul 29, 2016 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Is market out of Sync
Replies: 14
Views: 1032

Re: Is market out of Sync

It could be overvalued,,,,,but
It might be undervalued....
While it is making up its mind and trying to decide,
the best thing to do is keep investing. :happy
by Toons
Fri Jul 29, 2016 8:35 am
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 40
Views: 2992

Re: Costco rotisserie chicken

No Costco here,,,but
Sams...4.98.
Can't beat it . :mrgreen:
by Toons
Thu Jul 28, 2016 6:18 pm
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1651

Re: Need advice, dealer sold me wrong year golf cart

Do you have "2012" on your purchase receipt? If so, I would take it in and get all of my money back. A lot of used golf carts come from golf courses when the lease expires. Two years means a lot more wear and tear. I live in a golf cart community. There are a lot of shenanigans in the gol...
by Toons
Thu Jul 28, 2016 5:30 pm
Forum: Personal Consumer Issues
Topic: Need advice, dealer sold me wrong year golf cart
Replies: 33
Views: 1651

Re: Need advice, dealer sold me wrong year golf cart

"It's kind of hard to say, my wife says he's pulling the wool over my eyes."

I am inclined to believe her.
If able ,
I would get all my money back and move on. :D
by Toons
Thu Jul 28, 2016 5:21 pm
Forum: Investing - Theory, News & General
Topic: Interesting Interaction with Edward Jones
Replies: 43
Views: 3192

Re: Interesting Interaction with Edward Jones

Earl Lemongrab wrote:
Toons wrote:Most Everyone Has to ,
Make a Living.
I would be very polite if he showed up at my door,
Politely Refuse Services,
and wish him well as he made his way to the next house :happy

Toons gets into free verse!

Earl


:mrgreen: :mrgreen:
by Toons
Thu Jul 28, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 51
Views: 3302

Re: What makes people succeed?

Successful people I know ,thrive on that which doesn't work out.
They just treat it as a Learning experience and a stepping stone to get
where they want to be.
Fear Nothing. :happy
by Toons
Thu Jul 28, 2016 7:23 am
Forum: Investing - Help with Personal Investments
Topic: 100 % Wellesley Admiral (VWIAX)?
Replies: 35
Views: 3789

Re: 100 % Wellesley Admiral (VWIAX)?

tennisplyr wrote:For what it's worth, I own about 10 Vanguard funds, Wellesley is my best performing one over the past 10 years. :moneybag



:thumbsup
by Toons
Thu Jul 28, 2016 7:21 am
Forum: Personal Consumer Issues
Topic: Comcast - lease modem/router or buy?
Replies: 29
Views: 1709

Re: Comcast - lease modem/router or buy?

I bought this Docsis 3 quite a while back to avoid the monthly rental fee.
Works like a champ. :happy
Easy to set up.
Called Comcast they configured it.
https://www.amazon.com/gp/product/B004X ... UTF8&psc=1
by Toons
Thu Jul 28, 2016 6:24 am
Forum: Investing - Theory, News & General
Topic: Interesting Interaction with Edward Jones
Replies: 43
Views: 3192

Re: Interesting Interaction with Edward Jones

Most Everyone Has to ,
Make a Living.
I would be very polite if he showed up at my door,
Politely Refuse Services,
and wish him well as he made his way to the next house :happy
by Toons
Thu Jul 28, 2016 6:22 am
Forum: Investing - Help with Personal Investments
Topic: Thank you
Replies: 8
Views: 1191

Re: Thank you

:thumbsup :thumbsup
Stay Focused and ,
On Course To Your,
Destination.
by Toons
Thu Jul 28, 2016 6:20 am
Forum: Personal Finance (Not Investing)
Topic: Are there any dental insurance worthwhile?????
Replies: 30
Views: 2581

Re: Are there any dental insurance worthwhile?????

Although this is not insurance, Coast to Coast offers dental discounts on Dental Services. I was fortunate in that our local dentist is a participant. I just printed out the card and presented it to the dentist. The only cost was a little , printer ink and paper :happy http://coast2coastrx.com/index...
by Toons
Thu Jul 28, 2016 6:16 am
Forum: Personal Consumer Issues
Topic: 50 gal gas water heater replacement
Replies: 16
Views: 1673

Re: 50 gal gas water heater replacement

If mine went out today.
I would call Lowes.
They would replace the Whirlpool,
That I currently own. :happy
(not affilated)
http://www.lowes.com/pl/Electric-water- ... 4294965476
by Toons
Wed Jul 27, 2016 8:58 pm
Forum: Investing - Theory, News & General
Topic: are the markets overvalued? Are Grantham/Hussman etal correct?
Replies: 123
Views: 6379

Re: are the markets overvalued? Are Grantham/Hussman etal correct?

The markets were overvalued in:
(S&P)
1987-321.00
1997-970.00
2007-1420.00
2016-2166.00

Does it Matter? :happy
by Toons
Wed Jul 27, 2016 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: Private Wealth Management - Vanguard or ML
Replies: 29
Views: 2699

Re: Private Wealth Management - Vanguard or ML

"ML fees will be 1% or over while Vanguard fees fixed at 0.3%"

Enough Said.
Do the math on 5 million dollars for 10 years
Nothing but "lost opportunity"
:shock:
by Toons
Wed Jul 27, 2016 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a House as an Investment?
Replies: 33
Views: 2211

Re: Buying a House as an Investment?

I treat a house as "shelter"
Not an investment.
:wink:
by Toons
Wed Jul 27, 2016 10:39 am
Forum: Investing - Help with Personal Investments
Topic: How best to allocate our money?
Replies: 3
Views: 339

Re: How best to allocate our money?

" aggressively paying down loans,"

Without a doubt.
Pay Down.
Pay Off.
The psychological benefits alone make it worthwhile,
compounded with the financial relief it is a no brainer.
You will feel relieved to have cut loose the ball and chain of
Debt :happy
by Toons
Wed Jul 27, 2016 10:35 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 84
Views: 4994

Re: How can markets keep going up ?

Corporate Earnings
:mrgreen:
by Toons
Wed Jul 27, 2016 9:13 am
Forum: Personal Finance (Not Investing)
Topic: All eggs in one online basket - worried?
Replies: 18
Views: 2227

Re: All eggs in one online basket - worried?

I keep a "no fee" checking account at a local bank with a couple hundred dollars in it.
On occasion I have needed the bank services.
That is why I have the account
My main checking account is CapOne360.


8-)
by Toons
Wed Jul 27, 2016 9:09 am
Forum: Investing - Help with Personal Investments
Topic: 100 % Wellesley Admiral (VWIAX)?
Replies: 35
Views: 3789

Re: 100 % Wellesley Admiral (VWIAX)?

Excellent.
Buy and Hold for life.
Take the dividends and cap gains if you need cash :happy
by Toons
Wed Jul 27, 2016 9:08 am
Forum: Investing - Theory, News & General
Topic: Traits of a successful investor
Replies: 29
Views: 2047

Re: Traits of a successful investor

For me,,,,none of the above,,,but rather,,,


DISCIPLINE

Day after Day
Week after Week
Month after Month
Year after Year
Decade after Decade

:mrgreen:
by Toons
Tue Jul 26, 2016 6:40 pm
Forum: Personal Consumer Issues
Topic: Gas grill recommendations please
Replies: 52
Views: 2101

Re: Gas grill recommendations please

This Char-Broil 4 burner from Amazon has worked flawlessly for us. :happy
https://www.amazon.com/gp/product/B00BC ... UTF8&psc=1
by Toons
Tue Jul 26, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Buying a fairly new RV, suggestions.
Replies: 39
Views: 2894

Re: Buying a fairly new RV, suggestions.

obgraham wrote:Anyone buying an RV because it is a sensible and practical use of their money is delusional.

We buy them because we like them, they're fun to travel in, and we enjoy the lifestyle. Just like other hobbies and interests.


+1
Exactly.
Just like buying a boat,
for pleasure :happy
by Toons
Tue Jul 26, 2016 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Online Banks okay ?
Replies: 18
Views: 1280

Re: Online Banks okay ?

Been using online bank since 2004.
Wouldn't have it any other way.
No problems. :happy
by Toons
Tue Jul 26, 2016 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Cost of Medigap (supplement) Policies
Replies: 12
Views: 735

Re: Cost of Medigap (supplement) Policies

Prior thread on Medigap.
Questions come up quite frequently.
Do a search,you will find more threads :mrgreen:

viewtopic.php?t=148660
by Toons
Mon Jul 25, 2016 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement for Women(?)
Replies: 34
Views: 3228

Re: Retirement for Women(?)

"Fear"?
Fear Nothing.
I would rather Celebrate longevity. :mrgreen:
by Toons
Mon Jul 25, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: Removing Broken Bolts
Replies: 54
Views: 3273

Re: Removing Broken Bolts

Spray this product on it.....
I always keep some around. :mrgreen:
(Not Affiliated)

Image
by Toons
Mon Jul 25, 2016 2:28 pm
Forum: Investing - Theory, News & General
Topic: The Fortitude Required of a Buy-and-Hold Equity Investor
Replies: 37
Views: 2250

Re: The Fortitude Required of a Buy-and-Hold Equity Investor

1) To reap long-term rewards, an investor must expect market declines of up to 50% and lasting 2-3 years.

Been there done that
Still hold some of the same investments.(30 years later)
No Pain
No Gain.
It separates the "wheat from the chaff" :mrgreen:
by Toons
Mon Jul 25, 2016 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Market Entry Strategy Thoughts for a New Boglehead?
Replies: 30
Views: 1414

Re: Market Entry Strategy Thoughts for a New Boglehead?

"whether it makes sense to throw those non-active funds (and I agree they need to be active most likely) into the market at a time when it is at it's peak." Some thoughts. Mutual fund investing-for decades right? Has the market had different peaks since its inception in 1792? I was invest...
by Toons
Mon Jul 25, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Buying a fairly new RV, suggestions.
Replies: 39
Views: 2894

Re: Buying a fairly new RV, suggestions.

Crimsontide wrote:Save up and pay cash for your toys...



+5
:sharebeer
by Toons
Mon Jul 25, 2016 1:02 pm
Forum: Investing - Theory, News & General
Topic: John Bogle's home
Replies: 36
Views: 6404

Re: John Bogle's home

"I don't have to borrow money, and I don't like to"

Excellent line,,,,and oh does it ever ring so true with me :mrgreen:

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