Search found 10904 matches

by Toons
Fri Dec 09, 2016 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: What Can One Do To Decrease Dividend Taxes?
Replies: 22
Views: 2085

Re: What Can One Do To Decrease Dividend Taxes?

I get dividends
I pay taxes
It is part of investing .
Better than not making additional income,,and
not paying taxes :happy
You can't have it all.
by Toons
Fri Dec 09, 2016 10:17 pm
Forum: Investing - Theory, News & General
Topic: Does it make sense to wait for a dip to buy VTSAX?
Replies: 13
Views: 839

Re: Does it make sense to wait for a dip to buy VTSAX?

Wait for what.
It won't make any difference 20 years from now.
Put the money to work. :happy
by Toons
Fri Dec 09, 2016 8:27 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Estimated Year End Distributions
Replies: 25
Views: 1588

Re: Vanguard Estimated Year End Distributions

That is what investing is all about.
:happy
by Toons
Fri Dec 09, 2016 8:19 pm
Forum: Personal Consumer Issues
Topic: Where to purchase tea
Replies: 12
Views: 1011

Re: Where to purchase tea

I would try Amazon
When I searched "Tea"in Grocery.
They offered me
255,428 results
:happy :happy
by Toons
Fri Dec 09, 2016 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Unload Healthcare Fund?
Replies: 36
Views: 2237

Re: Unload Healthcare Fund?

Take Some Profits.
Keep Some. :happy
by Toons
Fri Dec 09, 2016 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Current Market rally
Replies: 51
Views: 4917

Re: Current Market rally

itstoomuch wrote:
Toons wrote:Has the market been going up ??
I've been on the road and outta touch.
The Dow was at 887 when I started.
I've never known it not to go up or down.
:happy

But without the Wifi or 4G, kinda out to lunch.
I have neither grim or frown.
Until I retire, it's all in the Cart.

:mrgreen:



:sharebeer
by Toons
Fri Dec 09, 2016 8:09 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 59
Views: 2220

Re: Where do you buy coffee beans?

If I buy them
Walmart.
Eight O Clock 8-)
by Toons
Thu Dec 08, 2016 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Current Market rally
Replies: 51
Views: 4917

Re: Current Market rally

Has the market been going up ??
I've been on the road and outta touch.
The Dow was at 887 when I started.
I've never known it not to go up or down.
:happy
by Toons
Thu Dec 08, 2016 7:43 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 59
Views: 3416

Re: McDonald's Stock

Mcdonalds is a buy and hold forever with me.
Purchased it in 1990.
Reinvested the dividends in additional shares up till about 2 years ago,
Steady increasing dividend.
Quicken data shows 10.93 average annual return.
Cheesburgers,Cokes and Fries....Always will be an American favorite :mrgreen:
by Toons
Wed Dec 07, 2016 9:42 am
Forum: Investing - Theory, News & General
Topic: What does Dave Ramsey mean by "ride the wave"
Replies: 29
Views: 5099

Re: What does Dave Ramsey mean by "ride the wave"

Stay Invested.
You gotta be there when lightning Strikes
:D
by Toons
Wed Dec 07, 2016 7:57 am
Forum: Investing - Help with Personal Investments
Topic: Haste Makes Waste Lump Sum Investing
Replies: 38
Views: 4096

Re: Haste Makes Waste Lump Sum Investing

All in.
30 years from now you will see the results of ,,
"Time/Compounding".
Take advantage of Time. :happy
by Toons
Wed Dec 07, 2016 7:55 am
Forum: Investing - Help with Personal Investments
Topic: $100,000 to invest; pay-off 2nd mortgage or invest all?
Replies: 38
Views: 2859

Re: $100,000 to invest; pay-off 2nd mortgage or invest all?

1. Pay-off second mortgage ($58k). Its an adjustable heloc at -1 below prime. Note: I itemize and invest the rest as below.


Toons Recommends Paying Off Mortgage.
Free the mind. :happy
by Toons
Tue Dec 06, 2016 6:47 pm
Forum: Personal Consumer Issues
Topic: Best printers for home use
Replies: 42
Views: 2539

Re: Best printers for home use

czeckers wrote:HP ink cartridges are expensive and you can't refill them.


I have had good success from house of toners,,ebay(not affiliated)
Just paid 8.00 for 29.00 Canon Cartridge.
Works just fine.

http://stores.ebay.com/houseoftoners/
by Toons
Tue Dec 06, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: 32 GB or 128GB storage for a new smartphone?
Replies: 35
Views: 2637

Re: 32 GB or 128GB storage for a new smartphone?

Unless you are going to store a lot of music or video content on your phone, 32GB is probably adequate for your needs. +1 Bingo. Let Google back up photos automatically to their server. Delete them from phone. Google has a special where all photos uploaded from the pixel will never count towards yo...
by Toons
Tue Dec 06, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: Best printers for home use
Replies: 42
Views: 2539

Re: Best printers for home use

All You need All In One Wireless. Works for me :happy https://www.walmart.com/ip/45830928?wmlspartner=wlpa&adid=22222222227034202170&wl0=&wl1=g&wl2=c&wl3=72834055592&wl4=pla-142231585232&wl5=9013323&wl6=&wl7=&wl8=&wl9=pla&wl10=8175035&wl11=online&a...
by Toons
Mon Dec 05, 2016 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Feel like I'm spending more even though I'm saving more
Replies: 39
Views: 3639

Re: Feel like I'm spending more even though I'm saving more

Money is fungible.
Save Some,,,,
Spend Some,
Enjoy the journe,
What are you livin for :happy
by Toons
Mon Dec 05, 2016 9:26 am
Forum: Personal Finance (Not Investing)
Topic: How do you save copies of your tax forms and supporting docs?
Replies: 25
Views: 1619

Re: How do you save copies of your tax forms and supporting docs?

Save all tax returns in PDF form,No Paper, to
Hard Drive.
External Hard Drive
Flash Drive
Google Drive.
:happy
by Toons
Mon Dec 05, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: Smartphone for a low techie
Replies: 18
Views: 1424

Re: Smartphone for a low techie

Walmart
Straightalk phones.
Check out the phones and plans at the website. :happy
by Toons
Mon Dec 05, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: Relocation to Asheville, NC
Replies: 14
Views: 1676

Re: Relocation to Asheville, NC

Sixty miles east West of Asheville here in Tn.
That was an area I explored for retirement.
Personally was a little too crowded for my tastes.
Still a very nice area.Mountains,fresh air,artsy.
:happy
by Toons
Sun Dec 04, 2016 5:21 am
Forum: Personal Consumer Issues
Topic: Help me replace my beloved shoes...
Replies: 8
Views: 1066

Re: Help me replace my beloved shoes...

Merrell :happy
Check Out "slip on" category
I love em
http://www.merrell.com/US/en/mens-footw ... 1=Slip-ons
by Toons
Sat Dec 03, 2016 1:58 pm
Forum: Personal Consumer Issues
Topic: 32 GB or 128GB storage for a new smartphone?
Replies: 35
Views: 2637

Re: 32 GB or 128GB storage for a new smartphone?

kenschmidt wrote:Unless you are going to store a lot of music or video content on your phone, 32GB is probably adequate for your needs.



+1 Bingo.
Let Google back up photos automatically to their server.
Delete them from phone.
by Toons
Sat Dec 03, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 81
Views: 8883

Re: Amazon Prime Getting Stingy?

No problems whatsoever since I started purchasing around 2000.
No plans to relinquish Prime :happy
by Toons
Fri Dec 02, 2016 9:44 pm
Forum: Personal Consumer Issues
Topic: how do I play music on an Android phone?
Replies: 18
Views: 1902

Re: how do I play music on an Android phone?

Stream Pandora.
Keep It Simple. :happy
by Toons
Fri Dec 02, 2016 9:37 pm
Forum: Investing - Theory, News & General
Topic: How many books should i read for long term investing.
Replies: 22
Views: 981

Re: How many books should i read for long term investing.

2 Books
The Only Investment Guide You'll Ever Need(Andrew Tobias)
The Little Book Of Common Sense Investing(John Bogle)
Other than that,
Be a frequent visitor to the Bogleheads Site. :happy
by Toons
Wed Nov 30, 2016 7:21 pm
Forum: Personal Consumer Issues
Topic: Why do reviewers love the Dell XPS 13 but users don't?
Replies: 57
Views: 4869

Re: Why do reviewers love the Dell XPS 13 but users don't?

Get the Dell
One Year In home service/
Use it if you need it.
:happy
by Toons
Wed Nov 30, 2016 7:19 pm
Forum: Personal Consumer Issues
Topic: Replace AC Coil?
Replies: 18
Views: 1198

Re: Replace AC Coil?

3200??
Replace.
I just had a Rheem Heat Pump installed,with some additional vent work done.
5k
:happy
by Toons
Wed Nov 30, 2016 6:02 pm
Forum: Personal Consumer Issues
Topic: In search of weak LED lights
Replies: 12
Views: 1084

Re: In search of weak LED lights

I am a fan of LED bulbs. Inside of home is converted...but I am using these outdoor GE yellow bug lites on the side of the house. Cuts way down on glare in neighbors yard. Motion detection light sets them on and off. Very pleased especially in the summer time.,,when the bugs are flying. :happy https...
by Toons
Wed Nov 30, 2016 5:30 pm
Forum: Personal Consumer Issues
Topic: FIRE how do you live now
Replies: 56
Views: 6584

Re: FIRE how do you live now

Travel
Learn a foreign language.
Volunteer,
Exercise More
Read More.
Photography.
Spend time with family.
To Name a few.
There is never enough time in the day for me.
:happy
by Toons
Wed Nov 30, 2016 5:20 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA contributions 2017
Replies: 11
Views: 1285

Re: Roth IRA contributions 2017

When we were working I would go all in the first trading day of the New Year.
2017 is Mon Jan.2.
All In.
Don't give it a second thought.
Time Not Timing.
Put the compounding machine to work.
:happy
by Toons
Wed Nov 30, 2016 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling like you've "made it"
Replies: 107
Views: 10066

Re: Feeling like you've "made it"

When I realized we could retire
Pension ,Social Security,Capital Gains,,,dividends would be more than enough,fortunately to provide us with a comfortable existence,
No need to sell any investments .
:happy
by Toons
Wed Nov 30, 2016 5:13 pm
Forum: Personal Consumer Issues
Topic: Direct TV Now - free Apple tv offer (cut the cord)
Replies: 8
Views: 936

Re: Direct TV Now - free Apple tv offer (cut the cord)

Thanks for the links,
The options for media content delivery are changing daily.
Great for the consumer. 8-)
by Toons
Wed Nov 30, 2016 5:07 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off mortgage?
Replies: 107
Views: 6958

Re: Pay off mortgage?

My favorite Question on the board/

Yes :happy
by Toons
Tue Nov 29, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Artificial Christmas tree
Replies: 27
Views: 1945

Re: Artificial Christmas tree

LED is all I use in the house along with LED lights on the artificial tree,
work great,not too expensive :happy
by Toons
Tue Nov 29, 2016 2:38 pm
Forum: Personal Consumer Issues
Topic: Gift To Self
Replies: 49
Views: 4155

Re: Gift To Self

I bought myself 4 Michelin Defender Tires yesterday :mrgreen:
by Toons
Tue Nov 29, 2016 2:35 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 22
Views: 1717

Re: Warren Buffett Books

I spend more time watching and listening :happy
https://www.youtube.com/results?search_ ... en+buffett
by Toons
Tue Nov 29, 2016 2:32 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 8447

Re: Owning a Chromebook

No antivirus necessary to download.
It is web based provided by google.
I do all of my financial business on a chromebook,phone, windows computer
FYI Security :happy
https://support.google.com/chromebook/a ... 8631?hl=en
by Toons
Tue Nov 29, 2016 2:27 pm
Forum: Investing - Theory, News & General
Topic: Three fund portfolio for retirement
Replies: 69
Views: 6909

Re: Three fund portfolio for retirement

Personally,
I would be fine with 1 fund.
Balanced Index Fund.
Keep It Simple.
8-)
by Toons
Tue Nov 29, 2016 2:25 pm
Forum: Investing - Theory, News & General
Topic: Retreat to cash
Replies: 187
Views: 15063

Re: Retreat to cash

Retreat to cash?
Never in my investing life.
Retreat???
For what ,
Sounds like fear to me.
Fear Nothing
Take Charge
:happy
by Toons
Tue Nov 29, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: Would I notice a difference between an i3-6100 and an i5-6200 processor?
Replies: 20
Views: 1018

Re: Would I notice a difference between an i3-6100 and an i5-6200 processor?

For what you are doing ,
If you are satisified,
You need nothing more ,
In the way of processing power. :happy
by Toons
Mon Nov 28, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 8447

Re: Owning a Chromebook

Grasshopper wrote:I use a remote Windows 10 machine to run TurboTax and Quicken on my Chromebook, sounds and keyboard all work like I am sitting in front of the W10.



:thumbsup
by Toons
Mon Nov 28, 2016 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: "behavioral" not financial approach to paying down/off credit cards?
Replies: 38
Views: 2674

Re: "behavioral" not financial approach to paying down/off credit cards?

1.Stop Using Credit Cards. 2.Pay cash,if you can't afford it,save enough until you can. 3.Develop a Budget. 4.Stick to it. 5.With "found" monies every month ,pay em off one by one. 6.Get Tough. 7.Quit rationlizing and get tough on yourself. Stop making excuses Take Charge. 8.Simple. :happy
by Toons
Mon Nov 28, 2016 6:25 pm
Forum: Personal Consumer Issues
Topic: Shopping and Time Vs. Money
Replies: 20
Views: 1836

Re: Shopping and Time Vs. Money

Computer Browser stays open on Computer or use Apps on the phone. WalMart Shipping Pass Amazon Prime. If I can have it delivered that is what I do as I age. No need to start the car ,,,,and "search" the store what I am looking for. Ordered one jar of McCormick spices from Walmart a few mom...
by Toons
Mon Nov 28, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Artificial Christmas tree
Replies: 27
Views: 1945

Re: Artificial Christmas tree

Make sure you get LED lights.
:wink:
by Toons
Sat Nov 26, 2016 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on AA for the retired
Replies: 44
Views: 4233

Re: Thoughts on AA for the retired

lostdog wrote:
Toons wrote:50/50
For Life.
8-)


Vanguard Balanced Index for life.



+1
Bingo :happy
by Toons
Thu Nov 24, 2016 1:25 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Allocation Advice
Replies: 11
Views: 803

Re: Portfolio Allocation Advice

I am thinking of keeping the Total US and International funds in my taxable account, and eventually using the Roth for just my bond fund(s) when I start adding those. Would this be a wise action?


Very Wise
:happy
by Toons
Thu Nov 24, 2016 1:24 pm
Forum: Investing - Help with Personal Investments
Topic: Should I rebalance my 3 funds now?
Replies: 3
Views: 426

Re: Should I rebalance my 3 funds now?

Should I take this as an opportunity to rebalance?
If you are good at market timing you will know what to do,,,otherwise,
let it be :happy
by Toons
Thu Nov 24, 2016 1:23 pm
Forum: Investing - Theory, News & General
Topic: How often do you hit your rebalancing bands?
Replies: 31
Views: 1926

Re: How often do you hit your rebalancing bands?

I don't have any rebalancing bands
:happy
by Toons
Thu Nov 24, 2016 1:22 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on AA for the retired
Replies: 44
Views: 4233

Re: Thoughts on AA for the retired

50/50
For Life.
8-)

Go to advanced search