Search found 8189 matches

by Toons
Thu Feb 11, 2016 12:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1437
Views: 274819

Re: What Movie Have You Recently Watched?

Funny Or Die
funnyordie website

Johnny Depp does a remarkable job of portraying Trump. :happy
by Toons
Thu Feb 11, 2016 11:39 am
Forum: Investing - Help with Personal Investments
Topic: Selling ETF Using A Limit Order
Replies: 8
Views: 89

Re: Selling ETF Using A Limit Order

an_asker wrote:Its limit is currently being met, so depending on the site, it should sell immediately.


+1 :happy
by Toons
Thu Feb 11, 2016 11:28 am
Forum: Investing - Help with Personal Investments
Topic: active funds and tax efficiency (or lack thereof)
Replies: 5
Views: 112

Re: active funds and tax efficiency (or lack thereof)

I know American Funds have higher expense ratios,,,etc. I recall John Bogle mentioning the firm as being one of the outstanding load mutual fund companies to do business with If you deal with a broker sold fund company. Personally I own a couple of American Funds and have for years. I do not plan on...
by Toons
Thu Feb 11, 2016 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Roth IRA a good idea?
Replies: 7
Views: 291

Re: Roth IRA a good idea?

Roth
Tax Free Compounding.
Essential tenet in wealth creation :happy
by Toons
Thu Feb 11, 2016 11:18 am
Forum: Investing - Help with Personal Investments
Topic: TLH from VTIAX
Replies: 4
Views: 241

Re: TLH from VTIAX

You could do it either way: 1. If you sell it all in a TLH, then you'll have about $5500 in net losses. You could potentially use up to $3000/year of those losses to offset ordinary income. 2. However, if you look through your purchases and sell only those shares that were purchased at a price that...
by Toons
Thu Feb 11, 2016 11:16 am
Forum: Personal Finance (Not Investing)
Topic: keep or sell house after separation
Replies: 35
Views: 1923

Re: keep or sell house after separation

Patience. Don't even try to make that decision now. You are in the "early stages" of this life change. Give it time ,sort it out. You will do the right thing when the time comes :happy Thanks Toons! Like several comments, I will likely just keep the home, and make a decision later down th...
by Toons
Thu Feb 11, 2016 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Website Having Issues
Replies: 13
Views: 455

Re: Vanguard Website Having Issues

Thanks for the heads up. :happy
I plan on buying shares later today.
by Toons
Thu Feb 11, 2016 10:58 am
Forum: Personal Finance (Not Investing)
Topic: keep or sell house after separation
Replies: 35
Views: 1923

Re: keep or sell house after separation

Patience.
Don't even try to make that decision now.
You are in the "early stages" of this life change.
Give it time ,sort it out.
You will do the right thing when the time comes :happy
by Toons
Thu Feb 11, 2016 10:55 am
Forum: Investing - Theory, News & General
Topic: Buying the Dividend
Replies: 5
Views: 208

Re: Buying the Dividend

I buy shares whenever I have the cash available.
I guess I could time it better and check dividend dates,,,,,but,,,
"Time in" is more important to me :happy
by Toons
Thu Feb 11, 2016 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Someone tried to access my Vanguard account
Replies: 13
Views: 703

Re: Someone tried to access my Vanguard account

Multi -Factor is a Must . :happy
by Toons
Thu Feb 11, 2016 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Estimating expenses in retirement
Replies: 29
Views: 1525

Re: Estimating expenses in retirement

This maybe a time to spend a few dollars on something like Quicken and run it for a year or two. I have been using Quicken for about 5 years now, after the first 1-2 years you get a really good idea of what is going where, it does not take all that much time. Its useful tool, I really don't need to...
by Toons
Thu Feb 11, 2016 10:33 am
Forum: Investing - Help with Personal Investments
Topic: Sell or Rent House
Replies: 9
Views: 516

Re: Sell or Rent House

Personally I would sell.
I was a landlord at one time.
Not for me anymore.
Regardless of the money. :happy
by Toons
Thu Feb 11, 2016 10:32 am
Forum: Investing - Theory, News & General
Topic: Today's Market Open supposed be Brutal...........
Replies: 23
Views: 1484

Re: Today's Market Open supposed be Brutal...........

Everyone knows its just entertainment. :happy
If it was going up all the time it would get boring. 8-)
by Toons
Thu Feb 11, 2016 7:37 am
Forum: Investing - Help with Personal Investments
Topic: Short Term Loss / LT Cap Gain - TL Harvesting
Replies: 10
Views: 267

Re: Short Term Loss / LT Cap Gain - TL Harvesting

Right - I know I want to sell the short term losses but what I'm less clear about is the fundamentals within Vanguard of selecting those specifically.... Look at the total number of shares purchased "within" a year. Earmark that number for sale,if you want to sell and capture short term l...
by Toons
Thu Feb 11, 2016 7:11 am
Forum: Investing - Help with Personal Investments
Topic: Capital One Investing
Replies: 3
Views: 358

Re: Capital One Investing

I have a CapOne checking and savings accout,but no Sharebuilder Account.
Check out their fee schedule .
Not all funds are NTF(no transaction fee). :happy

https://www.capitaloneinvesting.com/mai ... ading.aspx
by Toons
Thu Feb 11, 2016 6:57 am
Forum: Investing - Help with Personal Investments
Topic: Short Term Loss / LT Cap Gain - TL Harvesting
Replies: 10
Views: 267

Re: Short Term Loss / LT Cap Gain - TL Harvesting

Thanks :) Not sure that helped with how to separate lots of winners and losers though. I presume I have to do some sort of cost basis thing -- perhaps it's best to call my Flagship advisor and try him out for size.... Cost basis Short Term-those shares held less than a year Long Term -those shares ...
by Toons
Thu Feb 11, 2016 6:55 am
Forum: Investing - Help with Personal Investments
Topic: Confused on how to handle inheritance
Replies: 15
Views: 1074

Re: Confused on how to handle inheritance

" but I'm thinking at this point to just park my money in my Ally Bank Savings account (currently 1%) and doing some more research and soul searching."

Patience.
I believe that is the right approach.
You will "know" whent the time is right. :happy
by Toons
Thu Feb 11, 2016 6:27 am
Forum: Investing - Theory, News & General
Topic: Are index funds a guaranteed return?
Replies: 27
Views: 1483

Re: Are index funds a guaranteed return?

Possible.
Depends on your definition of long term. :happy
by Toons
Wed Feb 10, 2016 4:42 pm
Forum: Investing - Help with Personal Investments
Topic: Nervous Newbie Investor
Replies: 8
Views: 523

Re: Nervous Newbie Investor

I've lost about $11k over the past two months in these funds all together. I keep wanting to move the $200k into something more conservative. Is this just newbie jitters? I welcome any input. I want to thank those that take the time to contribute there knowledge and advise to this great forum. I cu...
by Toons
Wed Feb 10, 2016 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: seeking advice on investing 700k windfall
Replies: 7
Views: 1031

Re: seeking advice on investing 700k windfall

My goal is have passive income and retire as soon as possible.

Lifestrategy Conservative Growth. :happy
by Toons
Wed Feb 10, 2016 2:26 pm
Forum: Investing - Help with Personal Investments
Topic: Opinion on Vanguard Personal Advisor Service
Replies: 21
Views: 2350

Re: Opinion on Vanguard Personal Advisor Service

60/40 is a good balance,,,,in my opinion that is.
Check out the Vanguard Risk Questionnaire
I don't think you need a personal advisor.
You are at the right place to get answers to all your financial questions(No Charge) :happy

https://personal.vanguard.com/us/FundsInvQuestionnaire
by Toons
Wed Feb 10, 2016 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: New to the site
Replies: 17
Views: 954

Re: New to the site

I would just leave the monies in the Target Date Fund. Give it another Ten Years, Keep It Simple. :happy There's simple, and then there's squandering easy money. ER of the target date fund is .75%. Weighted ER of the proposed 3-fund portfolio is .2125%. Over 10 years that's a savings of $2688 not e...
by Toons
Wed Feb 10, 2016 1:24 pm
Forum: Investing - Theory, News & General
Topic: Jeremy Siegel : I was too bullish
Replies: 19
Views: 3599

Re: Jeremy Siegel : I was too bullish

Munir wrote:
Toons wrote:Nobody Knows Nothing :happy


This means that Everybody Knows Everything :D .


:sharebeer
by Toons
Wed Feb 10, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 42
Views: 1892

Re: New Washer - Frontload or HE Top Load

Top load.
Easier to pull clothes out,,,
as one ages :happy

Purchased a Whirlpool Cabrio Unit from Lowes about 4 years ago,,
Superb performance ,,so far

http://www.lowes.com/pd_670297-46-WTW7300DW_1z11pmg__
by Toons
Wed Feb 10, 2016 9:53 am
Forum: Investing - Help with Personal Investments
Topic: Feeling guilty for reducing taxable investments
Replies: 8
Views: 816

Re: Feeling guilty for reducing taxable investments

Quit beating yourself up.
You have done an admirable job of both saving and investing,,kudos.
Priorities change in life.
Take a break from the taxable investing if you so choose.
Trust yourself and your decision making :sharebeer
by Toons
Wed Feb 10, 2016 9:50 am
Forum: Personal Finance (Not Investing)
Topic: delicate conversation with grandparents
Replies: 42
Views: 3361

Re: delicate conversation with grandparents

Hi, all. I'm hoping someone here can offer some advice. Ten years ago, my in-laws told us that they had set up a second-to-die life-insurance policy that would give each of our children $250,000 once they were both gone. We were and are touched by this generosity. Normally I would hate to look this...
by Toons
Wed Feb 10, 2016 9:25 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 7
Views: 414

Re: International help pick a fund

Angrypuppy wrote:
Toons wrote:I would give American Funds some consideration :happy


Not sure if serious. :?


I am :happy
Serious enough that I have owned a couple of American Funds for over 20 years :happy
by Toons
Wed Feb 10, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: The Retirement Problem: What Will You Do With All That Time?
Replies: 43
Views: 3246

Re: The Retirement Problem: What Will You Do With All That Time?

Retired, just got up showered, and reading Bogleheads with a cup of coffee. Did 10 swatts already, and will walk a few miles later today, if the wind lets up. Been very windy last few days. I must clean up the yard also. I'm looking forward to that walk. Looking at bass boats on craigslist, because...
by Toons
Wed Feb 10, 2016 9:18 am
Forum: Personal Consumer Issues
Topic: Repair old car or buy new? A car illiterate needs some help
Replies: 26
Views: 1115

Re: Repair old car or buy new? A car illiterate needs some help

ClevrChico wrote:I'd find an independent Honda specialist. Couldn't the compressor simply be bypassed with a shorter drive belt or bypass pulley? You might be able to get this fixed for < $100.



+1 :happy
by Toons
Wed Feb 10, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: 2007 Prius - To repair or NOT - $3K bill and car worth maybe $6K
Replies: 14
Views: 1033

Re: 2007 Prius - To repair or NOT - $3K bill and car worth maybe $6K

Something like this?? http://www.ebay.com/sch/i.html?_odkw=Prius+ABS+Actuator+Assembly&_osacat=0&_from=R40&_trksid=p2045573.m570.l1313.TR0.TRC0.H0.X2007+Prius+ABS+Actuator+Assembly.TRS0&_nkw=2007+Prius+ABS+Actuator+Assembly&_sacat=0 Yes. similar to it. The exact part number is: ...
by Toons
Wed Feb 10, 2016 8:54 am
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 285
Views: 26388

Re: Why not 100% Stocks?

100% equities?
A lot easier said than done.
Most investors can't "bear" they pain,,,,
during an extended bear market...
they bail. :happy
by Toons
Wed Feb 10, 2016 8:38 am
Forum: Investing - Help with Personal Investments
Topic: New to the site
Replies: 17
Views: 954

Re: New to the site

I would just leave the monies in the Target Date Fund.
Give it another Ten Years,
Keep It Simple. :happy
by Toons
Wed Feb 10, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: The Retirement Problem: What Will You Do With All That Time?
Replies: 43
Views: 3246

Re: The Retirement Problem: What Will You Do With All That Time?

Lets see,,,retired here.
Up 5:30 AM
Coffee.
Scan Washginton Post,USA Today,New York Times,
Online Typing Tutor
Duolingo Spanish lessons.
Listen to music
Bogleheads
more coffee,
Starting to wake up now :happy :happy
by Toons
Wed Feb 10, 2016 8:32 am
Forum: Investing - Help with Personal Investments
Topic: Inheritance $
Replies: 7
Views: 822

Re: Inheritance $

Jane Bryant Quinn
How to handle inherited IRAs :happy
http://www.aarp.org/money/investing/inf ... -iras.html
by Toons
Wed Feb 10, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: Failure to Credit Return of Internet Modem
Replies: 14
Views: 671

Re: Failure to Credit Return of Internet Modem

cjcerny wrote:Did you get a receipt when you returned the modem?



+1 :happy
That was my first thought.
by Toons
Wed Feb 10, 2016 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Help--protecting mother's joint assets from father with dementia?
Replies: 15
Views: 1251

Re: Help--protecting mother's joint assets from father with dementia?

FYI: :happy
A couple of useful sites for you.
The pdf documents are an excellent source of information.
Read about guardianship :happy

http://www.consumerfinance.gov/blog/man ... ses-money/
by Toons
Wed Feb 10, 2016 6:12 am
Forum: Personal Consumer Issues
Topic: Wife just got a VM from a debt collector
Replies: 42
Views: 3451

Re: Wife just got a VM from a debt collector

" I suppose it's possible that we could have let a medical bill or something slip through the cracks"

Why does this come to mind?
by Toons
Wed Feb 10, 2016 6:08 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 7
Views: 414

Re: International help pick a fund

I would give American Funds some consideration :happy
by Toons
Wed Feb 10, 2016 5:59 am
Forum: Investing - Help with Personal Investments
Topic: simple TLH question
Replies: 3
Views: 150

Re: simple TLH question

Without a doubt :happy
by Toons
Tue Feb 09, 2016 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Finally a budget revised - Goals/Priorities
Replies: 19
Views: 888

Re: Finally a budget revised - Goals/Priorities

Our house is in escrow. Our goals are to put as much as we can to retirement savings. We are in our 30s and no debt except mortgage debt. I know there is some fluff here so I am anticipating some of the feedback, but I think I need to hear it. :D Income 120K, Texas no state income tax Monthly bills...

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