Search found 8162 matches

by Toons
Wed Feb 10, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 8
Views: 166

Re: New Washer - Frontload or HE Top Load

Top load.
Easier to pull clothes out,,,
as one ages :happy

Purchased a Whirlpool Cabrio Unit from Lowes about 4 years ago,,
Superb performance ,,so far

http://www.lowes.com/pd_670297-46-WTW7300DW_1z11pmg__
by Toons
Wed Feb 10, 2016 9:53 am
Forum: Investing - Help with Personal Investments
Topic: Feeling guilty for reducing taxable investments
Replies: 2
Views: 113

Re: Feeling guilty for reducing taxable investments

Quit beating yourself up.
You have done an admirable job of both saving and investing,,kudos.
Priorities change in life.
Take a break from the taxable investing if you so choose.
Trust yourself and your decision making :sharebeer
by Toons
Wed Feb 10, 2016 9:50 am
Forum: Personal Finance (Not Investing)
Topic: delicate conversation with grandparents
Replies: 7
Views: 206

Re: delicate conversation with grandparents

Hi, all. I'm hoping someone here can offer some advice. Ten years ago, my in-laws told us that they had set up a second-to-die life-insurance policy that would give each of our children $250,000 once they were both gone. We were and are touched by this generosity. Normally I would hate to look this...
by Toons
Wed Feb 10, 2016 9:25 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 5
Views: 240

Re: International help pick a fund

Angrypuppy wrote:
Toons wrote:I would give American Funds some consideration :happy


Not sure if serious. :?


I am :happy
Serious enough that I have owned a couple of American Funds for over 20 years :happy
by Toons
Wed Feb 10, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: The Retirement Problem: What Will You Do With All That Time?
Replies: 8
Views: 441

Re: The Retirement Problem: What Will You Do With All That Time?

Retired, just got up showered, and reading Bogleheads with a cup of coffee. Did 10 swatts already, and will walk a few miles later today, if the wind lets up. Been very windy last few days. I must clean up the yard also. I'm looking forward to that walk. Looking at bass boats on craigslist, because...
by Toons
Wed Feb 10, 2016 9:18 am
Forum: Personal Consumer Issues
Topic: Repair old car or buy new? A car illiterate needs some help
Replies: 25
Views: 949

Re: Repair old car or buy new? A car illiterate needs some help

ClevrChico wrote:I'd find an independent Honda specialist. Couldn't the compressor simply be bypassed with a shorter drive belt or bypass pulley? You might be able to get this fixed for < $100.



+1 :happy
by Toons
Wed Feb 10, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: 2007 Prius - To repair or NOT - $3K bill and car worth maybe $6K
Replies: 10
Views: 278

Re: 2007 Prius - To repair or NOT - $3K bill and car worth maybe $6K

Something like this?? http://www.ebay.com/sch/i.html?_odkw=Prius+ABS+Actuator+Assembly&_osacat=0&_from=R40&_trksid=p2045573.m570.l1313.TR0.TRC0.H0.X2007+Prius+ABS+Actuator+Assembly.TRS0&_nkw=2007+Prius+ABS+Actuator+Assembly&_sacat=0 Yes. similar to it. The exact part number is: ...
by Toons
Wed Feb 10, 2016 8:54 am
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 280
Views: 25614

Re: Why not 100% Stocks?

100% equities?
A lot easier said than done.
Most investors can't "bear" they pain,,,,
during an extended bear market...
they bail. :happy
by Toons
Wed Feb 10, 2016 8:38 am
Forum: Investing - Help with Personal Investments
Topic: New to the site
Replies: 9
Views: 513

Re: New to the site

I would just leave the monies in the Target Date Fund.
Give it another Ten Years,
Keep It Simple. :happy
by Toons
Wed Feb 10, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: The Retirement Problem: What Will You Do With All That Time?
Replies: 8
Views: 441

Re: The Retirement Problem: What Will You Do With All That Time?

Lets see,,,retired here.
Up 5:30 AM
Coffee.
Scan Washginton Post,USA Today,New York Times,
Online Typing Tutor
Duolingo Spanish lessons.
Listen to music
Bogleheads
more coffee,
Starting to wake up now :happy :happy
by Toons
Wed Feb 10, 2016 8:32 am
Forum: Investing - Help with Personal Investments
Topic: Inheritance $
Replies: 7
Views: 672

Re: Inheritance $

Jane Bryant Quinn
How to handle inherited IRAs :happy
http://www.aarp.org/money/investing/inf ... -iras.html
by Toons
Wed Feb 10, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: Failure to Credit Return of Internet Modem
Replies: 6
Views: 244

Re: Failure to Credit Return of Internet Modem

cjcerny wrote:Did you get a receipt when you returned the modem?



+1 :happy
That was my first thought.
by Toons
Wed Feb 10, 2016 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Help--protecting mother's joint assets from father with dementia?
Replies: 6
Views: 332

Re: Help--protecting mother's joint assets from father with dementia?

FYI: :happy
A couple of useful sites for you.
The pdf documents are an excellent source of information.
Read about guardianship :happy

http://www.consumerfinance.gov/blog/man ... ses-money/
by Toons
Wed Feb 10, 2016 6:12 am
Forum: Personal Consumer Issues
Topic: Wife just got a VM from a debt collector
Replies: 11
Views: 937

Re: Wife just got a VM from a debt collector

" I suppose it's possible that we could have let a medical bill or something slip through the cracks"

Why does this come to mind?
by Toons
Wed Feb 10, 2016 6:08 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 5
Views: 240

Re: International help pick a fund

I would give American Funds some consideration :happy
by Toons
Wed Feb 10, 2016 5:59 am
Forum: Investing - Help with Personal Investments
Topic: simple TLH question
Replies: 3
Views: 112

Re: simple TLH question

Without a doubt :happy
by Toons
Tue Feb 09, 2016 10:36 pm
Forum: Investing - Theory, News & General
Topic: Jeremy Siegel : I was too bullish
Replies: 15
Views: 2938

Re: Jeremy Siegel : I was too bullish

Nobody Knows Nothing :happy
by Toons
Tue Feb 09, 2016 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Finally a budget revised - Goals/Priorities
Replies: 19
Views: 816

Re: Finally a budget revised - Goals/Priorities

Our house is in escrow. Our goals are to put as much as we can to retirement savings. We are in our 30s and no debt except mortgage debt. I know there is some fluff here so I am anticipating some of the feedback, but I think I need to hear it. :D Income 120K, Texas no state income tax Monthly bills...
by Toons
Tue Feb 09, 2016 8:35 pm
Forum: Investing - Help with Personal Investments
Topic: Investing thoughts for parents
Replies: 2
Views: 181

Re: Investing thoughts for parents

Something along the lines of 40/60 stock bond.
Lifestrategy Conservative Growth. :happy
by Toons
Tue Feb 09, 2016 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Idea's for Inherited IRA
Replies: 5
Views: 297

Re: Idea's for Inherited IRA

Lifestrategy or Target Date Funds are suitable :happy
by Toons
Tue Feb 09, 2016 8:26 pm
Forum: Investing - Help with Personal Investments
Topic: Would you invest $30k from a trust in a mutual fund?
Replies: 7
Views: 417

Re: Would you invest $30k from a trust in a mutual fund?

She is 70.
Keep the money liquid for HER Needs. :happy
by Toons
Tue Feb 09, 2016 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Move to another house after 10 months??
Replies: 19
Views: 1158

Re: Move to another house after 10 months??

Patience.
I would remain in the current home.
Keep It Simple :happy
by Toons
Tue Feb 09, 2016 6:49 pm
Forum: Investing - Help with Personal Investments
Topic: What is Dave Ramsey's Secret?
Replies: 16
Views: 2397

Re: What is Dave Ramsey's Secret?

FTY:
Prior thread Dave Ramsey :happy
viewtopic.php?t=171692
by Toons
Tue Feb 09, 2016 5:28 pm
Forum: Personal Consumer Issues
Topic: Any audible users out there? Worth it?
Replies: 20
Views: 791

Re: Any audible users out there? Worth it?

A lot of audible reviews to read :happy
Pro and Con

http://www.sitejabber.com/reviews/www.audible.com
by Toons
Tue Feb 09, 2016 5:26 pm
Forum: Personal Consumer Issues
Topic: Best Car for Family of 5?
Replies: 34
Views: 1560

Re: Best Car for Family of 5?

Ditto on Honda Pilot :happy
by Toons
Tue Feb 09, 2016 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: Critique my budget/debt plan
Replies: 4
Views: 283

Re: Critique my budget/debt plan

B0bL0blawsLawBl0g wrote:I would forego the $500/mo. contribution into the investment account and instead divert that to the 6.8% loans. Once the 6.8% loan is knocked off, and you only have the 3.86% loan, you can go back to investing.



+1 :happy
I couldn't have said it any better
by Toons
Tue Feb 09, 2016 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Mid-seven figure portfolio--help?
Replies: 14
Views: 2371

Re: Mid-seven figure portfolio--help?

Dazed wrote:
Toons wrote:"Prime MM/cash 10% "
Of mid-seven portfolios?
Yield .38? :shock:


OP here. Yes- the 10% cash position/yield is a bit embarrassing. I intend to remedy that.
Got any ideas?


If nothing else for a portion:
Vanguard Intermediate Term Tax Exempt(Admiral) :happy
by Toons
Tue Feb 09, 2016 4:58 pm
Forum: Personal Consumer Issues
Topic: Internet becoming "Small"
Replies: 15
Views: 1314

Re: Internet becoming "Small"

That tools and educational resources the internet has provided me since 1997 have altered my life in a positive fashion,and continue to do so.
I do not feel any constraints or smallness whatsoever. :happy
by Toons
Tue Feb 09, 2016 4:52 pm
Forum: Personal Consumer Issues
Topic: Math and Computer Science
Replies: 52
Views: 2129

Re: Math and Computer Science

"My question is does his difficulty with mathematics predict the same problems with computer science courses?"

I am inclined to think so :happy
by Toons
Tue Feb 09, 2016 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) getting killed
Replies: 42
Views: 3413

Re: 401(k) getting killed

If you have long time horizon until you retire...a couple decades or more, An extended bear market is your friend, ally. Keep dollar cost averaging monthly. Your patience will be rewarded. :happy +1. Stocks are on sale. I have 30 years until retirement; I'm loving each drop in the s&p :sharebeer
by Toons
Tue Feb 09, 2016 4:17 pm
Forum: Investing - Help with Personal Investments
Topic: -24% Return over 2 years
Replies: 26
Views: 1960

Re: -24% Return over 2 years

There is no way to evaluate any concern over your performance as we don't know what you have been invested in, your asset allocation and what is available. Post your portfolio and 401k choices to get a better reading on what to do. Please use the suggested format for a more precise answer. https://...
by Toons
Tue Feb 09, 2016 3:08 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) getting killed
Replies: 42
Views: 3413

Re: 401(k) getting killed

If you have long time horizon until you retire...a couple decades or more,
An extended bear market is your friend, ally.
Keep dollar cost averaging monthly.
Your patience will be rewarded. :happy
by Toons
Tue Feb 09, 2016 3:05 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalance into bonds during a falling market?
Replies: 8
Views: 625

Re: Rebalance into bonds during a falling market?

The market shifted your asset allocation to more equities than you desired.
Let the market do the opposite for you as it declines.
:happy
by Toons
Tue Feb 09, 2016 3:03 pm
Forum: Investing - Theory, News & General
Topic: "Nobody Knows Nothing" from Reformed Broker
Replies: 2
Views: 581

Re: "Nobody Knows Nothing" from Reformed Broker

The way it has always been. :happy
by Toons
Tue Feb 09, 2016 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Finally a budget revised - Goals/Priorities
Replies: 19
Views: 816

Re: Finally a budget revised - Goals/Priorities

Our house is in escrow. Our goals are to put as much as we can to retirement savings. We are in our 30s and no debt except mortgage debt. I know there is some fluff here so I am anticipating some of the feedback, but I think I need to hear it. :D Income 120K, Texas no state income tax Monthly bills...
by Toons
Tue Feb 09, 2016 2:18 pm
Forum: Investing - Theory, News & General
Topic: Schwab vs Vanguard
Replies: 23
Views: 1553

Re: Schwab vs Vanguard

Ditto.
Vanguard. :happy
by Toons
Tue Feb 09, 2016 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Finally a budget revised - Goals/Priorities
Replies: 19
Views: 816

Re: Finally a budget revised - Goals/Priorities

Our house is in escrow. Our goals are to put as much as we can to retirement savings. We are in our 30s and no debt except mortgage debt. I know there is some fluff here so I am anticipating some of the feedback, but I think I need to hear it. :D Income 120K, Texas no state income tax Monthly bills...
by Toons
Tue Feb 09, 2016 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio question
Replies: 7
Views: 207

Re: Portfolio question

Classic.
Letting Emotion Derail a Good Investment plan.
Take a deep breath.
Stop paying attention daily.
The market has an uncanny way of forcing the "weak hands" out.
Take a peek at the end of the year,,
then rethink. :happy
by Toons
Tue Feb 09, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: White Kitchen Cabinets?
Replies: 16
Views: 1210

Re: White Kitchen Cabinets?

Everything in kitchen gathers dust,,grease etc.
White just shows it quicker :happy
by Toons
Tue Feb 09, 2016 1:45 pm
Forum: Investing - Theory, News & General
Topic: Staying the course?
Replies: 16
Views: 976

Re: Staying the course?

following the herds is a better strategy than staying the course?

hmmm,,,
I see doing the opposite as profitable.
When the herd submits to panic and sells,,,
Buy :happy
by Toons
Tue Feb 09, 2016 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: How to respond to a siblings who gloats over a great stock pick?
Replies: 45
Views: 2282

Re: How to respond to a siblings who gloats over a great stock pick?

Congratulate them,,pat on the back,
Wish the best for them,,why not? :sharebeer
by Toons
Tue Feb 09, 2016 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Advice regarding Vanguard Target Funds
Replies: 9
Views: 568

Re: Advice regarding Vanguard Target Funds

This immediately made me think about my 401k, which is completely invested in a vanguard target fund, a 4 fund portfolio with a highly aggressive equity allocation

I suggest leaving it right where it is :happy
by Toons
Tue Feb 09, 2016 11:15 am
Forum: Investing - Help with Personal Investments
Topic: Retirement / financial planning with heavy TIAA-CREF
Replies: 27
Views: 2097

Re: Retirement / financial planning with heavy TIAA-CREF

Hi careful, is there any way you can shorten/simplify your post to less than 10 lines? Streamline,Streamline. Just a few funds. Keep It Simple :happy Really, really trying. It is tough with all the accounts. That's why I want to roll the Spouse 2 Rollover IRA and old, small 403b of Spouse 2 into cu...

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