Search found 11600 matches

by Toons
Fri Jun 23, 2017 5:22 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3091

Re: Worthwhile TV programming?

Try watching documentaries on Netflix,,,or
Search Youtube for something to watch.. :happy
by Toons
Fri Jun 23, 2017 5:06 pm
Forum: Investing - Help with Personal Investments
Topic: Can you share some of your financial goals?
Replies: 48
Views: 3758

Re: Can you share some of your financial goals?

Our financial goal?
To have some "gold" during the retirement years.
As Of Today,
Mission Accomplished.
:D
by Toons
Thu Jun 22, 2017 4:06 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3295

Re: Not reinvesting dividends

Reinvest.
Put the compounding machine on auto-pilot :happy
by Toons
Fri Jun 16, 2017 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage pay-off?
Replies: 2
Views: 484

Re: Mortgage pay-off?

Leave the IRA Tax free,tax deferred money alone as long as it is not a dire emergency.
Using savings or save enough to pay down and pay off loan.
Forced discipline is good stuff. :mrgreen:
by Toons
Fri Jun 16, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: Favorite Feature of Vanguard Website?
Replies: 64
Views: 4685

Re: Favorite Feature of Vanguard Website?

My favorite ,,,,
but one that is been around since day one,,,
Is the ......
"Buy" button
:mrgreen:
by Toons
Fri Jun 16, 2017 1:36 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 10317

Re: Amazon Buys Whole Foods

Keep this in mind.... From Amazon's core Leadership Principals First and Foremost: " Customer Obsession Leaders start with the customer and work backwards. They work vigorously to earn and keep customer trust. Although leaders pay attention to competitors, they obsess over customers. " Who...
by Toons
Fri Jun 16, 2017 1:30 pm
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 101
Views: 9089

Re: Anyone else gotten totally bored with investing?

I never did look towards investing as exciting. More of a means to an end. Having some gold in the golden years. Index fund investing is like watching "paint dry". :mrgreen: +1 I tend to agree with your posts. :beer OP, investing for me is a long-term thing. It's like looking at Mt. Evere...
by Toons
Fri Jun 16, 2017 6:15 am
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 101
Views: 9089

Re: Anyone else gotten totally bored with investing?

I never did look towards investing as exciting.
More of a means to an end.
Having some gold in the golden years.
Index fund investing is like watching "paint dry".
:mrgreen:
by Toons
Fri Jun 16, 2017 6:10 am
Forum: Investing - Theory, News & General
Topic: Poll: Do Bogleheads own Stocks?
Replies: 77
Views: 6872

Re: Poll: Do Bogleheads own Stocks?

I own Stocks: Microsoft, Praxair, Coca Cola, McDonald's, Dominion Resources, Walmart. Not sure If I qualify to be a Boglehead :mrgreen: :mrgreen: Lets see....JNJ,AAPL,PM,WMT,DE,TUP,VZ,O,LTC. But have my wifes IRA in 4 Fidelity Index funds. And 3 Bond funds with a Duration under 4 years. I think eve...
by Toons
Wed Jun 14, 2017 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with 18k in Cash?
Replies: 19
Views: 1568

Re: What to do with 18k in Cash?

Pay Off The Car. :happy
by Toons
Tue Jun 13, 2017 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Proof for estimated tax payments
Replies: 19
Views: 1423

Re: Proof for estimated tax payments

There is no proof you sent it to them. I imagine you will be hearing from them if your numbers don't jive though. I like using EFTPS for my estimated tax payments, you can set them up for the entire tax year and be done with them . Bingo,that is the way to go. :happy The proof is right there,,, it ...
by Toons
Tue Jun 13, 2017 9:19 pm
Forum: Investing - Help with Personal Investments
Topic: Another one of those "We are at the peak, crash is coming, how do I invest?" posts!
Replies: 75
Views: 5314

Re: Another one of those "We are at the peak, crash is coming, how do I invest?" posts!

Simple.
Invest as much as you can as early in your life as you can,and keep on keepin on.
Time is your ally.
Market Level?
Get excited when the market starts declining and hope that it is an extended bear market early in your investing life....
It is all about share acquisition . :mrgreen:
by Toons
Tue Jun 13, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: Best windows based laptop
Replies: 24
Views: 1123

Re: Best windows based laptop

Best is very subjective...
Preference,,for me?
Lenovo or Asus. :happy
by Toons
Tue Jun 13, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: How many tech devices do you have?
Replies: 75
Views: 3122

Re: How many tech devices do you have?

My Spouse and "Me" :mrgreen: 3 chromebooks 1 chromebox 3 android phones(s8 s7 s5) 2 ipods 1 laptop 2 desktops 1 Amazon echo 2 Amazon dots 1 Smart Tv 3 tablets 3 bluetooth headsets 4 bluetooth speakers 1 Robotic vacuum 1 Google Onhub router 1 Google mesh device 1 wi fi thermostat 2 wireless...
by Toons
Tue Jun 13, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: Password Managers
Replies: 58
Views: 2751

Re: Password Managers

LastPass for years here.
Indespensable for me
50 passwords or more.
Sign in on all devices.
Works great...
Search password manager in search box for threads :happy
by Toons
Mon Jun 12, 2017 8:06 pm
Forum: Personal Consumer Issues
Topic: Got a parking ticket - what to do?
Replies: 44
Views: 3010

Re: Got a parking ticket - what to do?

Gropes & Ray wrote:Wrong license plate? Sounds like you did not get a ticket. Maybe call and ask if they have a record of a ticket for you.



Ditto :mrgreen:
by Toons
Mon Jun 12, 2017 2:42 pm
Forum: Investing - Theory, News & General
Topic: Poll: Do Bogleheads own Stocks?
Replies: 77
Views: 6872

Re: Poll: Do Bogleheads own Stocks?

I own Stocks
Microsoft
Praxair
Coca Cola
Mcdonalds
Dominion Resources.
Walmart.

Not sure If I qualify to be a Boglehead :mrgreen: :mrgreen:
by Toons
Mon Jun 12, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: Have you canceled cable?
Replies: 91
Views: 5449

Re: Have you canceled cable?

I cut the home phone 10 years ago,,,use cell phone Straight Talk Service.Or Google voice. I cut the cable for the umpteenth time about 3 years ago(netflix and youtube more than suffice.) I pay for high speed internet,,,79.95 a month,,,,I gobble up about 750 gigabyte of data a month. Well worth it to...
by Toons
Sun Jun 11, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Lastpass anyone use it?
Replies: 6
Views: 640

Re: Lastpass anyone use it?

Been using it for years it for years. Premium version, Indispensable for me. Installed extension with Chrome and Edge All android devices... Able to sign instantly to multiple sites.Any device. VERY useful for me when managing finances. I use 2 factor.Authenticator app is on phone. Highly recommend ...
by Toons
Sat Jun 10, 2017 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is Quicken 2017 worth it? Please help
Replies: 23
Views: 1972

Re: Is Quicken 2017 worth it? Please help

TomatoTomahto wrote:I use it and like it. I use it to track credit cards and investments, mostly.

It is worth it for me.


Ditto :happy
by Toons
Sat Jun 10, 2017 8:37 pm
Forum: Investing - Theory, News & General
Topic: Jim Rogers predicting "crash of a lifetime" this year or next
Replies: 89
Views: 10157

Re: Jim Rogers predicting "crash of a lifetime" this year or next

Crash Of A Lifetime=
Opportunity Of A Lifetime. :mrgreen: :mrgreen:
by Toons
Sat Jun 10, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: What Do You Pay for an Oil Change?
Replies: 129
Views: 7490

Re: What Do You Pay for an Oil Change?

mortalsonofmortal wrote:
Toons wrote:Use the Honda Dealership.
They have coupons quite frequently.
CRV. :happy

Can we get it from their website? I have never got one in mail


I don't see why your dealership would not have something like this :happy

http://www.johnsoncityhonda.com/car-cou ... on-city-tn
by Toons
Sat Jun 10, 2017 7:34 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 1553

Re: Good school in Mexico for Spanish?

Ditto on duolingo. :happy
Un dia a la vez
Veros los resultados,disfrutaras.
Buena suerte :D :D
by Toons
Thu Jun 08, 2017 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off debts or Invest?
Replies: 44
Views: 2579

Re: Pay off debts or Invest?

Debt =Yuck
Pay it down and off.
:mrgreen:
by Toons
Thu Jun 08, 2017 4:09 pm
Forum: Investing - Help with Personal Investments
Topic: Buy car in cash ... or invest / lease
Replies: 26
Views: 2273

Re: Buy car in cash ... or invest / lease

Get the Honda.
Pay Cash.
Enjoy.
Move On.
:mrgreen:
by Toons
Thu Jun 08, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Does anyone read the Wall Street Journal?
Replies: 56
Views: 4829

Re: Does anyone read the Wall Street Journal?

I think I stopped about 12 years ago
:mrgreen:
by Toons
Thu Jun 08, 2017 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with a personal finance cynic
Replies: 109
Views: 5863

Re: How to deal with a personal finance cynic

Your friend will get there,
If and When he is ready :happy
by Toons
Thu Jun 08, 2017 4:05 pm
Forum: Investing - Theory, News & General
Topic: Does anyone feel they missed out on AMZN, NFLX,TSLA?
Replies: 103
Views: 6548

Re: Does anyone feel they missed out on AMZN, NFLX,TSLA?

None whatsoever.
I spend No time thinking about what could have been.
If it was supposed to have been,
It would have happened.
:mrgreen:
by Toons
Wed Jun 07, 2017 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Have GEICO auto, asked for quote online, $150 less
Replies: 30
Views: 3605

Re: Have GEICO auto, asked for quote online, $150 less

rec7 wrote:
Toons wrote:Geico
650 a year for
2015 Honda Crv
2014 Sprinter RV
No complaints :happy


Man that is cheap. I pay $400 a year for liability here in MO on one car.



Whoops :oops:
I just re read my post....
It is 650 bi annual....total
1300.
Senior Moment :oops: :mrgreen:
by Toons
Wed Jun 07, 2017 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Budgeting
Replies: 47
Views: 3172

Re: Budgeting

Quicken for budgeting since 1993.
No pen No paper.
Aggregates spending,taxes,investing,budgeting etc...all in one.
:mrgreen:
by Toons
Wed Jun 07, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: Dave Ramsey Financial Peace University ??? worth it?
Replies: 120
Views: 7030

Re: Dave Ramsey Financial Peace University ??? worth it?

My personal thoughts.
Spend less than you make consistently.
Avoid credit card debt,,meaning pay off the balance every month.
Save.
Invest.
You have saved 93 dollars.


"Peace" :mrgreen:
by Toons
Tue Jun 06, 2017 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Anti virus protection
Replies: 27
Views: 2088

Re: Anti virus protection

Ditto Windows Defender
:happy
by Toons
Mon Jun 05, 2017 12:48 pm
Forum: Investing - Help with Personal Investments
Topic: Benefits of waiting to convert $4,000,000 in IRAs into Roth
Replies: 41
Views: 4587

Re: Benefits of waiting to convert $4,000,000 in IRAs into Roth

I don't know your details, so can't really say, but at a glance I believe that you should just "let it be." We are in a similar boat, and will remain at the top bracket in perpetuity. Whether that bracket is 39.6% or something different remains to be seen. If you have a small gap between ...
by Toons
Mon Jun 05, 2017 12:36 pm
Forum: Personal Consumer Issues
Topic: New laptop needed, any ideas?
Replies: 24
Views: 1527

Re: New laptop needed, any ideas?

Lenovo is my preference,have one. :mrgreen: https://www.walmart.com/ip/Lenovo-IdeaPad-100-80QQ00JGUS-15.6-inch-Intel-Core-i5-5200U-2.2GHz-4GB-DDR3L-1TB-HDD-DVD-195-x201A-194-177-RW-USB/51339268?wmlspartner=wlpa&selectedSellerId=0&adid=22222222227038968824&wl0=&wl1=g&wl2=c&wl3...
by Toons
Mon Jun 05, 2017 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Paying Off HELOC - Close Credit Line?
Replies: 9
Views: 828

Re: Paying Off HELOC - Close Credit Line?

Close it in a Heartbeat.
Remove the temptation completely
:mrgreen:
by Toons
Sat Jun 03, 2017 9:20 pm
Forum: Personal Consumer Issues
Topic: What to do with all these passwords ?
Replies: 125
Views: 10430

Re: What to do with all these passwords ?

LastPass
:happy
by Toons
Sat Jun 03, 2017 9:19 pm
Forum: Investing - Help with Personal Investments
Topic: Boglehead approved actively managed funds!
Replies: 28
Views: 2789

Re: Boglehead approved actively managed funds!

Welleslly
Wellington
Primecap Core(closed)
Primecap(Closed)
Star
:happy
by Toons
Fri Jun 02, 2017 6:45 am
Forum: Investing - Theory, News & General
Topic: How do you fight the urge to micromanage?
Replies: 57
Views: 4167

Re: How do you fight the urge to micromanage?

"Should I just avoid checking the market for a few months"

Bingo.
Try Once a year.
:happy
by Toons
Fri Jun 02, 2017 6:42 am
Forum: Investing - Help with Personal Investments
Topic: Timing the market? :Bonds in rising interest rate environment
Replies: 22
Views: 2102

Re: Timing the market? :Bonds in rising interest rate environment

Pick an asset allocation.
Stick TO IT.
Ignore the news.(especially which way rates are headed)
:happy
by Toons
Thu Jun 01, 2017 1:42 pm
Forum: Personal Consumer Issues
Topic: Changing Car Cabin Air Filter - after how much time
Replies: 45
Views: 2311

Re: Changing Car Cabin Air Filter - after how much time

Every few years.
Do it myself. :happy
by Toons
Thu Jun 01, 2017 1:40 pm
Forum: Personal Consumer Issues
Topic: What Do You Pay for an Oil Change?
Replies: 129
Views: 7490

Re: What Do You Pay for an Oil Change?

Use the Honda Dealership.
They have coupons quite frequently.
CRV. :happy
by Toons
Wed May 31, 2017 3:39 pm
Forum: Investing - Help with Personal Investments
Topic: Does VGTSX have potential to go up? Double? Triple?
Replies: 5
Views: 948

Re: Does VGTSX have potential to go up? Double? Triple?

Lower your expectations.
I would be satisfied with
4-6% average ,annual.
:happy
by Toons
Wed May 31, 2017 8:54 am
Forum: Investing - Help with Personal Investments
Topic: Predicted 4% return over next decade. What do you do now?
Replies: 71
Views: 6630

Re: Predicted 4% return over next decade. What do you do now?

Control what you can
What you save and invest.
What the market offers is totally out of your control.
27 years?
The American economy is going to do just fine.
Invest a large percentage of your monies in equity index funds.
You will be rewarded. :happy
by Toons
Wed May 31, 2017 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Lowering life insurance coverage as I get older
Replies: 17
Views: 1012

Re: Lowering life insurance coverage as I get older

Retired now.
For 6 years.
Age 66
We dropped our life insurance when we retired,
Saved and invested enough so that we are
Self Insured. :happy

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