Search found 11682 matches

by Toons
Fri Aug 18, 2017 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: How do you know how much your portfolio lost/gain in one day?
Replies: 31
Views: 1284

Re: How do you know how much your portfolio lost/gain in one day?

Well,
If I wanted to ,
I could update all my investment prices with Quicken software.
I do that about twice a year.
But Daily??
Not necessary,meaningless,,for me anyway.
For many ,daily checking is a great way to sabotage their investment plan.(Selling) :shock:
by Toons
Fri Aug 18, 2017 10:37 am
Forum: Investing - Help with Personal Investments
Topic: Lost $7000 today in ONE DAY!
Replies: 158
Views: 10186

Re: Lost $7000 today in ONE DAY!

Ged wrote:
Fri Aug 18, 2017 9:01 am
LOL. I started buying stocks in 1978. The S&P was in the 90's.

Day to day fluctuations are tiny compared to the long game.
+1 :happy
The Best,
The Truth In A Nutshell
Tiny and Meaningless. :mrgreen:
by Toons
Thu Aug 17, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 138
Views: 5911

Re: Is it worth it?

When you reach the age of 50 and beyond(age 66 here), Will you want to reflect on the fond memories of your career,Or Fond memories of time spent with your children as they grew up and developed. We made a choice in our household . At age forty ,we decided(dual income) that one of us would stay home...
by Toons
Wed Aug 16, 2017 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: LifeStrategy for all taxable
Replies: 8
Views: 598

Re: LifeStrategy for all taxable

Smart Move with Lifestrategy.
Given your tax rate,
no issue.
Enjoy :happy
by Toons
Mon Aug 14, 2017 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Should $100K for remodeling come from savings or from refinance?
Replies: 14
Views: 1737

Re: Should $100K for remodeling come from savings or from refinance?

Pay cash. Move On. :mrgreen: +1 We did a $100k remodel of our house last year, paid in cash. Once the last check cleared, we were fully through with the remodel and put it out of our minds. Major remodels are stressful enough without having to relive it every time you pay a bill. +1 My sentiments,,...
by Toons
Mon Aug 14, 2017 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 89
Views: 7817

Re: 85/15 too aggressive at age 35?

I don't think so ,but
It depends on one's risk profile and how they handle declining markets,
Personally I was 90% equities until about age 60.
Then again,
I have always treated bear,declining markets as opportunity time. :happy
by Toons
Mon Aug 14, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Your Movie Collection?
Replies: 41
Views: 2719

Re: Your Movie Collection?

No movie discs in the house.
Stream everything.
Less to keep track of. :mrgreen:
by Toons
Mon Aug 14, 2017 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: All in stocks: Where to go now?
Replies: 24
Views: 2173

Re: All in stocks: Where to go now?

25 years young Investing for retirement? Keep Doing What You are Doing. Heavily into equities. Keep debt to a minimum. Invest as much as you can as often as you can. Hope for a few extended bear markets while you are steadily investing. Take the Rip Van Winkle approach.,,, Check back in 20 years You...
by Toons
Mon Aug 14, 2017 2:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3799
Views: 991477

Re: U.S. stocks in freefall

The compounding machine never sleeps.
You have to participate to be rewarded.
Time.
Not Timing :mrgreen:
by Toons
Mon Aug 14, 2017 2:28 pm
Forum: Investing - Help with Personal Investments
Topic: Dividend Paying stocks
Replies: 33
Views: 3150

Re: Dividend Paying stocks

Mcdonalds. Why . Take a look at growth and dividend numbers. I have personally owned it for 25 years..other than that Look at the top holdings of Vanguard High Dividend Yield Index fund..take your pick of 400 or so :happy https://personal.vanguard.com/us/FundsAllHoldings?FundId=0623&FundIntExt=INT&...
by Toons
Mon Aug 14, 2017 2:27 pm
Forum: Investing - Theory, News & General
Topic: It's easy to have an investment plan until you get punched in the face
Replies: 53
Views: 6486

Re: It's easy to have an investment plan until you get punched in the face

Punched in the face with "Opportunity" :happy
Get it when it is on sale
half price
like 2007-8 :mrgreen: :mrgreen:
by Toons
Sun Aug 13, 2017 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: Dividend Paying stocks
Replies: 33
Views: 3150

Re: Dividend Paying stocks

Mcdonalds. Why . Take a look at growth and dividend numbers. I have personally owned it for 25 years..other than that Look at the top holdings of Vanguard High Dividend Yield Index fund..take your pick of 400 or so :happy https://personal.vanguard.com/us/FundsAllHoldings?FundId=0623&FundIntExt=INT&t...
by Toons
Sun Aug 13, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Hail protection for new car?
Replies: 11
Views: 765

Re: Hail protection for new car?

Have to park new car outside and worry about all the hailstorms that seem to be around. Pondering best way to at least mitigate hail damage without spending a fortune. Best idea I've had so far is to do something like buying a couple foam mattress pads or some thick blankets and throw them over the...
by Toons
Sun Aug 13, 2017 2:19 pm
Forum: Personal Consumer Issues
Topic: For those switching to Chrome from Firefox
Replies: 31
Views: 2080

Re: For those switching to Chrome from Firefox

Chrome/ChromeBook
Lightning Speed
by Toons
Sat Aug 12, 2017 6:26 pm
Forum: Forum Issues and Administration
Topic: Software Updated to phpBB 3.2.1
Replies: 37
Views: 2144

Re: Software Updated to phpBB 3.2.1

Excellent.
:mrgreen: :mrgreen:
by Toons
Thu Aug 10, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: Aug. 2017 US total eclipse hotel reservations.
Replies: 77
Views: 7352

Re: Aug. 2017 US total eclipse hotel reservations.

98.7 coverage here,,,,
I am fine. :happy
by Toons
Thu Aug 10, 2017 2:44 pm
Forum: Investing - Theory, News & General
Topic: What Percentage CASH are you?
Replies: 90
Views: 5991

Re: What Percentage CASH are you?

.01481 % :happy
by Toons
Thu Aug 10, 2017 12:05 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3799
Views: 991477

Re: U.S. stocks in freefall

The more it changes,
The more it remains the Same :happy
by Toons
Wed Aug 09, 2017 12:11 pm
Forum: Personal Consumer Issues
Topic: Time to leave our dentist??
Replies: 54
Views: 6017

Re: Time to leave our dentist??

Vote with your feet. :happy
by Toons
Wed Aug 09, 2017 12:10 pm
Forum: Investing - Help with Personal Investments
Topic: How to not obsess over investments?
Replies: 46
Views: 3592

Re: How to not obsess over investments?

Treat Your Portfollio like you would a cactus plant.
Definately no kneejerk moves.
A rule of thumb.
Mutual funds should be framed in 10yr performance,no less. :happy
by Toons
Tue Aug 08, 2017 9:49 am
Forum: Personal Finance (Not Investing)
Topic: How do you manage cash back rewards?
Replies: 26
Views: 2427

Re: How do you manage cash back rewards?

2 cards
Amazon Prime Card 5%back on purchases statement credit
Other Master Card,,,percentages back on purchases,receive check once per year.
:happy
by Toons
Tue Aug 08, 2017 9:44 am
Forum: Personal Consumer Issues
Topic: Should I Buy a New Car?
Replies: 42
Views: 2857

Re: Should I Buy a New Car?

Get a New Civic,,, If You can afford it. We just purchased a Civic Hatchback,,, Well thought out machine,with loads of techology packed in. :happy Did you get the 2.0 or the 1.5 Turbo? 1.5 turbo... Excellent performance(superb torque) Hatchback (packed with technology) https://automobiles.honda.com...
by Toons
Tue Aug 08, 2017 8:10 am
Forum: Personal Consumer Issues
Topic: Should I Buy a New Car?
Replies: 42
Views: 2857

Re: Should I Buy a New Car?

Get a New Civic,,,
If You can afford it.
We just purchased a Civic Hatchback,,,
Well thought out machine,with loads of techology packed in. :happy
by Toons
Mon Aug 07, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: Eclipse viewing
Replies: 50
Views: 4202

Re: Eclipse viewing

Go to Clemson SC

Enter Your Zip Code :happy

https://www.vox.com/science-and-health/ ... active-map
by Toons
Sun Aug 06, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Buying a new TV. What do I need to know now?
Replies: 29
Views: 2203

Re: Buying a new TV. What do I need to know now?

Search
Buying Tv Guide on Youtube.
Very Informative :happy
by Toons
Sat Aug 05, 2017 4:54 pm
Forum: Investing - Theory, News & General
Topic: Retreat to cash
Replies: 273
Views: 36594

Re: Retreat to cash

Retreat-an act of moving back or withdrawing.
Personally for me,,,,
Never.
Stay The Course Keep Moving Forward :thumbsup :thumbsup
by Toons
Sat Aug 05, 2017 10:48 am
Forum: Investing - Help with Personal Investments
Topic: When to sell Vanguard Target Retirement 2055 Fund Shares?
Replies: 15
Views: 1504

Re: When to sell Vanguard Target Retirement 2055 Fund Shares?

I woulnd't give it any thought of selling until your are approching retirement.
Keep Investing
Evaluate your financial situation then..,
35 -40 years from now
:happy
by Toons
Fri Aug 04, 2017 4:22 pm
Forum: Personal Consumer Issues
Topic: Creating Multiple Streams of Income
Replies: 12
Views: 2020

Re: Creating Multiple Streams of Income

Our streams :
SS for both of us.
Pension
Dividends,Capital Gains from Investments
:happy
by Toons
Fri Aug 04, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 5595

Re: Anyone else have trouble spending?

We purchased a new Civic Hatchback Yesterday,,,
It was fun ,,no stress,,,
Get the car you want.
As long as you have the money.
It is just a car,,,stuff,,,
Dont' sweat the small stuff
Enjoy. :happy
by Toons
Fri Aug 04, 2017 10:25 am
Forum: Personal Finance (Not Investing)
Topic: How to calculate drive time in traffic?
Replies: 22
Views: 899

Re: How to calculate drive time in traffic?

+1 Bingo :happy I just finished a 5000 mile journey out west and back using google maps 100% of the time. More than once it rerouted me as an accident had occured,ahead of me,constantly changing arrival time to my destination Yes, I had that happen to me on I-78 in NJ or PA a while back. It had me ...
by Toons
Fri Aug 04, 2017 10:22 am
Forum: Personal Finance (Not Investing)
Topic: A poll: How much money do you want to retire?
Replies: 270
Views: 21120

Re: A poll: How much money do you want to retire?

Having been retired now for six years , my spouse and I have found that what we thought we "Needed" to be comfortable in retirement is FAR from what we spend,to be more than comfortable,and pretty much do what we want with our time. ra Can you clarify this? Do you mean that you spend far less than ...
by Toons
Fri Aug 04, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Can my wife afford to stay home?
Replies: 36
Views: 2104

Re: Can my wife afford to stay home?

Sure she can ,
Spend less than "You" Make.
:happy
by Toons
Fri Aug 04, 2017 7:57 am
Forum: Personal Finance (Not Investing)
Topic: A poll: How much money do you want to retire?
Replies: 270
Views: 21120

Re: A poll: How much money do you want to retire?

Having been retired now for six years , my spouse and I have found that what we thought we "Needed" to be comfortable in retirement is FAR from what we spend,to be more than comfortable,and pretty much do what we want with our time. Fortunately,SS,Pensions,and some dividends have been satisfactory. ...
by Toons
Fri Aug 04, 2017 7:47 am
Forum: Personal Finance (Not Investing)
Topic: How to calculate drive time in traffic?
Replies: 22
Views: 899

Re: How to calculate drive time in traffic?

Android phone,Google Maps,set start point,destination point ,start. It can't calculate the estimate time at 7-9am though unless you do the actual calculation in the morning right? No, you can specify the departure or arrival time. When you enter the "from" and "to" locations, Google Maps will plot ...
by Toons
Thu Aug 03, 2017 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: How to calculate drive time in traffic?
Replies: 22
Views: 899

Re: How to calculate drive time in traffic?

Android phone,Google Maps,set start point,destination point ,start.
by Toons
Thu Aug 03, 2017 9:28 pm
Forum: Investing - Theory, News & General
Topic: Study: Who Sold Stock During the 2008-9 Crash?
Replies: 85
Views: 7079

Re: Study: Who Sold Stock During the 2008-9 Crash?

I sold nothing.
I was steadily buying equity fund shares.
Still own them.
The Magic Of Compounding :happy
by Toons
Wed Aug 02, 2017 11:27 pm
Forum: Personal Consumer Issues
Topic: LED light bulbs
Replies: 96
Views: 7883

Re: LED light bulbs

For me Walmart Private Label Brand has been great. :D
by Toons
Wed Aug 02, 2017 7:08 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6396

Re: The Rise From 7,000 to 22,000

JohnFiscal wrote:I am very thankful that I did not bail out in that period. I even did do a little buying but not much at all. Just happy I 'stayed the course'.


:thumbsup
Ditto on staying the course,
Decades here.
If it was easy ,Many More would be financially comfortable. :happy
by Toons
Wed Aug 02, 2017 6:49 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6396

The Rise From 7,000 to 22,000

Of Interest :happy
Stay the course
Time,Not Timing

"The extraordinary rise of the stock markets since early 2009 — when the Dow was a mere 7,063 — has greatly fattened the portfolios of American investors, especially the wealthiest ones."

https://www.washingtonpost.com/news/bus ... e05a4721f8
by Toons
Wed Aug 02, 2017 6:43 pm
Forum: Investing - Theory, News & General
Topic: VGSTX: Is Vanguard STAR Still A Star?
Replies: 22
Views: 3129

Re: VGSTX: Is Vanguard STAR Still A Star?

I have owned Star since 2006.
That is where the hypothetical house payment went ,once the 15 year mortgage was paid off.
With steady contributions for a number of years ,my average annual return so far is
8.13% .
Growth and Income
That works for me. :happy
by Toons
Wed Aug 02, 2017 10:33 am
Forum: Personal Consumer Issues
Topic: Beard trimmer: Philips vs Philips
Replies: 18
Views: 1057

Re: Beard trimmer: Philips vs Philips

Ditto on
Wahls :happy
by Toons
Wed Aug 02, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: belts for dress pants
Replies: 37
Views: 2273

Re: belts for dress pants

I would get this "dress" belt from Walmart :happy

Image


https://www.walmart.com/ip/George-Men-s ... g/40222423
by Toons
Wed Aug 02, 2017 10:29 am
Forum: Personal Finance (Not Investing)
Topic: What do you do when you need access to money in an investment account?
Replies: 33
Views: 2826

Re: What do you do when you need access to money in an investment account?

I would probably sell shares in either Vanguard Total Bond or
Intermediate Term Tax Exempt.
I would steer clear of selling any Equity/Growth Investments
:happy
by Toons
Wed Aug 02, 2017 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Advice for Son
Replies: 21
Views: 2256

Re: Advice for Son

"He is still working for the company and has a good income."

I would probably take a few months off and educate myself as to where I might invest my monies.
:happy
by Toons
Wed Aug 02, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Amazon, eBay, Costco, vs. Walmart?
Replies: 17
Views: 1586

Re: Amazon, eBay, Costco, vs. Walmart?

When shopping,
I search Amazon (Prime)or Walmart.
Lately Walmart pricing has been somewhat better on items.
Fast shipping also as it does not take long to ring up 35.00 :happy
by Toons
Tue Aug 01, 2017 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Money Market vs. Savings Accounts
Replies: 42
Views: 5537

Re: Vanguard Money Market vs. Savings Accounts

I use Cap360 Money Market. 1.10 on balances over 10k I use the same thing and have roughly $100k parked here. If I don't have a short term need for this money, but want to keep it in cash for some other reasons, is there any reason to use a CD, or should I just keep it with Cap360? At a 1.10% annua...