Search found 10718 matches

by Toons
Wed Sep 28, 2016 9:09 pm
Forum: Investing - Help with Personal Investments
Topic: Wellesley double wallop?
Replies: 8
Views: 960

Re: Wellesley double wallop?

Personally,
I would hold Wellesley,
Forever.
Regardless of financial noise.(wallop or not)



8-)
by Toons
Wed Sep 28, 2016 9:06 pm
Forum: Personal Consumer Issues
Topic: Aging and Spending
Replies: 25
Views: 3174

Re: Aging and Spending

I am 65. I view it this way. I saved and invested decades for retirement. My analogy is that life is like a yardstick. I am inside the last 12 inches of the yardstick, If I live to be 85. If I don't,then I am further in than I realize. :happy Currently my needs are met.. Having said all of that, My...
by Toons
Wed Sep 28, 2016 9:04 pm
Forum: Investing - Help with Personal Investments
Topic: 1 million to add to vanguard
Replies: 57
Views: 4273

Re: 1 million to add to vanguard

Easy.
All In.
Time.
Not Timing







8-)
by Toons
Wed Sep 28, 2016 4:39 pm
Forum: Investing - Help with Personal Investments
Topic: Capital gains / dividends reinvest in taxable?
Replies: 5
Views: 447

Re: Capital gains / dividends reinvest in taxable?

Reinvestment =Compounding
Compounding=Wealth Creation
:mrgreen:
by Toons
Wed Sep 28, 2016 4:34 pm
Forum: Investing - Theory, News & General
Topic: Has anyone been tempted to buy AMZN?
Replies: 39
Views: 1836

Re: Has anyone been tempted to buy AMZN?

I remember Bill Miller (Legg Mason Value)
Backing up the truck when Amazon was at 7 per share ,
during the bear market of 2000.
:happy

To answer the question,
no not tempted at all. :happy
by Toons
Wed Sep 28, 2016 4:31 pm
Forum: Personal Consumer Issues
Topic: Please recommend a new tablet
Replies: 19
Views: 1014

Re: Please recommend a new tablet

I would stick with a Samsung Product :happy
by Toons
Mon Sep 26, 2016 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: How to become debt free?
Replies: 34
Views: 2668

Re: How to become debt free?

Spend Less than you make
Consistently,
I mean Consistently.
Save.
Pay Cash. :happy
by Toons
Mon Sep 26, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: Where to spend January-March in Winter??
Replies: 37
Views: 2846

Re: Where to spend January-March in Winter??

Ditto On The Gulf Coast Of Florida :happy
by Toons
Sun Sep 25, 2016 9:16 pm
Forum: Investing - Theory, News & General
Topic: Facing Up to low yielding world
Replies: 11
Views: 2124

Re: Facing Up to low yielding world

tennisplyr wrote:Learn what you can control and don't worry about the rest.

Can control: my spending
Can't control: yield

:wink:



+1
Bingo.
by Toons
Sun Sep 25, 2016 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: Purpose of Dividends
Replies: 41
Views: 3644

Re: Purpose of Dividends

I am enjoying spending my quarterly dividends this month,
Traveling.
:mrgreen:
by Toons
Sun Sep 25, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: Selling in October
Replies: 43
Views: 2810

Re: Selling in October

Sell In October?
Only if you need some monies.
Otherwise pass.
:happy
by Toons
Sun Sep 25, 2016 9:08 pm
Forum: Investing - Help with Personal Investments
Topic: Does this make sense?
Replies: 7
Views: 822

Re: Does this make sense?

"Noise"
:happy
by Toons
Thu Sep 22, 2016 9:56 pm
Forum: Investing - Theory, News & General
Topic: Facing Up to low yielding world
Replies: 11
Views: 2124

Re: Facing Up to low yielding world

Low returns are fine with me.
I keep my expectations low anyway,
I am thankful to have any positive return.
:happy
by Toons
Thu Sep 22, 2016 9:53 pm
Forum: Investing - Theory, News & General
Topic: The Trouble with "Buy and Hold"
Replies: 130
Views: 9384

Re: The Trouble with "Buy and Hold"

I bought in 1980
I am still holding.
It has worked for me.

:happy
by Toons
Thu Sep 22, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: Which Vehicle Should We Buy?
Replies: 20
Views: 1504

Re: Which Vehicle Should We Buy?

Stick with Lexus.
Whatever model you decide on





:happy
by Toons
Thu Sep 22, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Aging and Spending
Replies: 25
Views: 3174

Re: Aging and Spending

I am 65. I view it this way. I saved and invested decades for retirement. My analogy is that life is like a yardstick. I am inside the last 12 inches of the yardstick, If I live to be 85. If I don't,then I am further in than I realize. :happy Currently my needs are met.. Having said all of that, My ...
by Toons
Thu Sep 22, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: [500 million Yahoo accounts hacked, what should you do?]
Replies: 79
Views: 4601

Re: Yahoo says hackers stole info in 500 million user accounts

Control What You Can.
Change Your Password.
For Starters.
by Toons
Thu Sep 22, 2016 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Free housing vs 30k bonus to purchase home
Replies: 16
Views: 1819

Re: Free housing vs 30k bonus to purchase home

cheese_breath wrote:You've got a good thing going. Don't trade it for $30K and a lot of hassle.



+1

:happy
by Toons
Wed Sep 21, 2016 5:45 pm
Forum: Investing - Theory, News & General
Topic: Ric Edelman thinks a Financial Planner is needed to buy Term Insurance
Replies: 9
Views: 1312

Re: Ric Edelman thinks a Financial Planner is needed to buy Term Insurance

Most Everyone has to earn a living.
In Some fashion or another.








:idea:
by Toons
Wed Sep 21, 2016 5:40 pm
Forum: Investing - Help with Personal Investments
Topic: Lump sum investment vs smaller sums over time
Replies: 13
Views: 552

Re: Lump sum investment vs smaller sums over time

As Much As You Can
As Soon As You Can,
Time,
Not Timing
:happy
by Toons
Tue Sep 20, 2016 7:10 pm
Forum: Personal Consumer Issues
Topic: Recommendations for External Hard Drive
Replies: 47
Views: 3121

Re: Recommendations for External Hard Drive

With prices so low for storage these days , I would go ahead and get 2 terabytes. :happy https://www.amazon.com/Seagate-Backup-Portable-External-STDR2000102/dp/B00FRHTTIU/ref=sr_1_2?s=pc&ie=UTF8&qid=1474416566&sr=1-2&keywords=2+terabyte+external+hard+drivehttps://www.amazon.com/Seaga...
by Toons
Tue Sep 20, 2016 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Need 5.3% nominal
Replies: 25
Views: 3329

Re: Need 5.3% nominal

60/40.
Be Satisfied with whatever the market decides to "Give You"


:happy
by Toons
Tue Sep 20, 2016 3:12 pm
Forum: Investing - Help with Personal Investments
Topic: Strategies to reduce illogical worries?
Replies: 36
Views: 2504

Re: Strategies to reduce illogical worries?

Manage "That "Which You Have Control Over".
Let the he Rest Go.
99.999 % of what your fret about never happens anyway.
If it does.
Handle It.
Enjoy
:happy :happy
by Toons
Tue Sep 20, 2016 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Recommendation on Tax Preparation Software
Replies: 26
Views: 1748

Re: Recommendation on Tax Preparation Software

TaxAct ,
Online
has worked great for me,
for years.

:mrgreen:
by Toons
Mon Sep 19, 2016 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 65130

Re: If your networth is over $3 million, how did you do it?

Live Below Your Means for decades
Avoid Debt for decades.
Take full advantage of IRAs ,401ks
Invest as much as frequently as you can for decades.
The compounding machine will amaze you.




:D :happy
by Toons
Mon Sep 19, 2016 10:34 pm
Forum: Personal Consumer Issues
Topic: Advice on snowblower
Replies: 62
Views: 2666

Re: Advice on snowblower

32 inches per annum?
I would shovel.


:mrgreen:
by Toons
Mon Sep 19, 2016 10:31 pm
Forum: Investing - Theory, News & General
Topic: Never invest in ....... ?
Replies: 53
Views: 5148

Re: Never invest in ....... ?

Limited Partnerships.
:happy
by Toons
Mon Sep 19, 2016 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Why not take a loan for a car
Replies: 58
Views: 4110

Re: Why not take a loan for a car

Strive to eliminate debt.
Ball and Chain.
:happy
by Toons
Sat Sep 17, 2016 9:09 pm
Forum: Investing - Help with Personal Investments
Topic: Why is QSPIX steadily declining?
Replies: 27
Views: 3293

Re: Why is QSPIX steadily declining?

Reversion to the Mean.
It Heads North.
It Heads South. :happy
by Toons
Fri Sep 16, 2016 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Lending money to son
Replies: 21
Views: 1943

Re: Lending money to son

Tell Him Now,
Turn off the spigot.
He will figure it out.
It will be good for him,,,,
Character Building. :happy
by Toons
Thu Sep 15, 2016 9:58 pm
Forum: Personal Consumer Issues
Topic: Buying a fairly new RV, suggestions.
Replies: 47
Views: 4481

Re: Buying a fairly new RV, suggestions.

I left Tn in my RV Yesterday.
I will be in Colorado Springs Tomorrow.
Enjoy Your New "Ride"
:mrgreen: :mrgreen:
by Toons
Tue Sep 13, 2016 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum tops 3,000,000 post mark
Replies: 30
Views: 1804

Re: Forum tops 3,000,000 post mark

Incredible

:D :D
by Toons
Tue Sep 13, 2016 11:07 am
Forum: Personal Finance (Not Investing)
Topic: What shape is your net worth curve?
Replies: 44
Views: 5056

Re: What shape is your net worth curve?

Gradual albeit Steady in the
"North " Direction,
Retired
"Growth & Income"
Tracking since
1984












:mrgreen:
by Toons
Tue Sep 13, 2016 11:04 am
Forum: Personal Finance (Not Investing)
Topic: is it possible to be a gambler and boglehead
Replies: 47
Views: 2107

Re: is it possible to be a gambler and boglehead

"Are there any successful bogleheads out there that have been able to save without tracking, and spend without 'care'


I can only speak for myself,,,,A Resounding,,,
NO

:mrgreen:
by Toons
Tue Sep 13, 2016 9:40 am
Forum: Personal Finance (Not Investing)
Topic: What unexpected event in life has dented your personal finance?
Replies: 13
Views: 2070

Re: What unexpected event in life has dented your personal finance?

flyingbison wrote:Divorce
Career change
Job loss




+1
:mrgreen:
by Toons
Tue Sep 13, 2016 9:39 am
Forum: Investing - Help with Personal Investments
Topic: Is A Two-Fund Portfolio All You Really Need?
Replies: 44
Views: 5230

Re: Is A Two-Fund Portfolio All You Really Need?

One Fund Would Be Just Fine.
Vanguard Balanced Index Fund.










:mrgreen:
by Toons
Tue Sep 13, 2016 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Should I cancel some credit cards?
Replies: 6
Views: 576

Re: Should I cancel some credit cards?

Cancel It.
"Less Is More"
by Toons
Tue Sep 13, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: Christmas gift expectations
Replies: 61
Views: 4160

Re: Christmas gift expectations

"We are frugal people and are just not into consumerism."

That answers the question.
Do what is Right For You and Your Spouse.
That is how we lived when working and saving.
"Stuff" is long forgotten.
We are Retired. :mrgreen:
by Toons
Tue Sep 13, 2016 9:29 am
Forum: Investing - Theory, News & General
Topic: Best books [on investing strategy]
Replies: 26
Views: 2211

Re: Best books [on investing strategy]

The Only Investment Guide You'll Ever Need
Author:Andrew Tobias
:mrgreen:
by Toons
Tue Sep 13, 2016 9:27 am
Forum: Personal Finance (Not Investing)
Topic: Should I pay off my mortgage?
Replies: 42
Views: 3756

Re: Should I pay off my mortgage?

Let ,,,,,,
Me Think,,,,,,
YES
:mrgreen: :mrgreen:
by Toons
Tue Sep 13, 2016 9:26 am
Forum: Investing - Help with Personal Investments
Topic: Short Term Cash Investment
Replies: 15
Views: 1050

Re: Short Term Cash Investment

Others might disagree,
As there is risk of principal loss,but
I would feel comfortable with
Vanguard Short Term Investment Grade.
:happy
by Toons
Tue Sep 13, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: Put SSN on internet?
Replies: 17
Views: 2116

Re: Put SSN on internet?

I would and
I have
More than once.
Social Security
Medicare
Credit Report
Insurance.,,,,
And others.
:mrgreen:
by Toons
Mon Sep 12, 2016 2:39 pm
Forum: Investing - Theory, News & General
Topic: Two Different Worlds
Replies: 12
Views: 1674

Re: Two Different Worlds

I gladly accept whatever Mr. Market Offers.
Staying Invested Is important.
I am more than thankful I started in 1979,,,and
Stayed the course.
Compounding is indeed Magical. :happy

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