Search found 9795 matches

by Toons
Tue May 24, 2016 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Living without a checking account
Replies: 31
Views: 1739

Re: Living without a checking account

I have an online bank account with CapOne360.
Money flows back and forth from another account,
They sent me 50 free checks.
I still have 50.
Take a look
Not affiliated :happy

https://home.capitalone360.com/
by Toons
Mon May 23, 2016 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: 62 later this year... social security?
Replies: 25
Views: 1681

Re: 62 later this year... social security?

Take the benefits as soon as you can...there is no guarantee if you will make it to 70 or not. Also, if you forego 8 years of ss payments, it will take a long time before you break even (for the amount you would have collected between 62 and 70) after you start collecting at 70. Those thoughts are ...
by Toons
Mon May 23, 2016 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: 62 later this year... social security?
Replies: 25
Views: 1681

Re: 62 later this year... social security?

Take the benefits as soon as you can...there is no guarantee if you will make it to 70 or not. Also, if you forego 8 years of ss payments, it will take a long time before you break even (for the amount you would have collected between 62 and 70) after you start collecting at 70. Those thoughts are ...
by Toons
Mon May 23, 2016 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Need Moral Support for FA Breakup!
Replies: 44
Views: 2474

Re: Need Moral Support for FA Breakup!

Keep it simple.
Look him in the eye when you speak.
Be genuine.
Be firm and resolute,
with a smile of course
It's business.
If he is a true friend,
he will remain so :happy
by Toons
Mon May 23, 2016 5:19 pm
Forum: Investing - Theory, News & General
Topic: What was your first investment?
Replies: 62
Views: 1636

Re: What was your first investment?

Prudential Bond Fund
Around 1980 :happy
by Toons
Mon May 23, 2016 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: Best time of day to buy or sell funds
Replies: 16
Views: 714

Re: Best time of day to buy or sell funds

It makes no difference :happy
by Toons
Mon May 23, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 65
Views: 2786

Re: Painting House Interior - How easy to do it yourself?

Its easy.
Buy the paint you want.
Get rollers and a stick and brushes,tape.
and cleaning solution.
Take it one room at a time,
Don''t rush :happy
Turn on some music(headphones)
Start with the borders first using a brush
Then roll,using brush when necessary.
Have Fun :happy
by Toons
Mon May 23, 2016 5:10 am
Forum: Personal Consumer Issues
Topic: WW2 Books & Education
Replies: 74
Views: 2111

Re: WW2 Books & Education

Ditto on Wikipedia :happy
by Toons
Sun May 22, 2016 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Still double checking bank checkbook math?
Replies: 46
Views: 2269

Re: Still double checking bank checkbook math?

I left the paper checkbook so long ago I forgot how many years it was.
All financial accounting is done with Quicken.
No paper checks,
If I need to "calculate' I use the calculator on the phone or ,
the one built in to Quicken.
:mrgreen:
by Toons
Sun May 22, 2016 12:21 pm
Forum: Investing - Help with Personal Investments
Topic: When to sell Berkshire?
Replies: 21
Views: 2109

Re: When to sell Berkshire?

Sell it when you have either Want or Need to. :mrgreen:
by Toons
Sun May 22, 2016 8:25 am
Forum: Personal Consumer Issues
Topic: Local TV channels - via streaming?
Replies: 29
Views: 1671

Re: Local TV channels - via streaming?

Cut the cord quite a while back. Plug something like this into the back of all HD Tvs. For local "over the air' staions :mrgreen: http://www.amazon.com/1byone-Amplified-HDTV-Antenna-Performance/dp/B00IF70T4M/ref=sr_1_1?s=electronics&ie=UTF8&qid=1463923418&sr=1-1&keywords=indoor+...
by Toons
Sun May 22, 2016 8:21 am
Forum: Personal Consumer Issues
Topic: Amazon has no head to head competitors?
Replies: 71
Views: 4098

Re: Amazon has no head to head competitors?

With 2 working parents and 2 small kids our family places a premium on time. I have no time to drive 15 min to a B&M store, find parking, often in bad weather, drag the kids in the store, find out that some of what I came for is out of stock, stand in line, and drive back home. I love coming ho...
by Toons
Sun May 22, 2016 8:14 am
Forum: Investing - Theory, News & General
Topic: How is Vanguard doing with 2016 inflows???
Replies: 4
Views: 888

Re: How is Vanguard doing with 2016 inflows???

Almost 1 billion a day, Repeat 1 billion :happy "Vanguard once again led active and passive flows at the provider level in March, and its $28.9 billion net inflow for the month was higher than inflows for the other nine largest fund companies by assets under management combined" http://ret...
by Toons
Sat May 21, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: Interesting / Favorite Pandora Stations
Replies: 4
Views: 445

Re: Intereting/Favorite Pandora Stations

Pandora here,4.99 a month.
Stream all the time.
A few favorite stations
Noir Radio
Budapest Eskimos
Maya Jane Coles Radio
Chopin
Enigma Radio

:mrgreen:
by Toons
Sat May 21, 2016 1:29 pm
Forum: Personal Consumer Issues
Topic: Amazon has no head to head competitors?
Replies: 71
Views: 4098

Re: Amazon has no head to head competitors?

None.
More and more people are doing just what you do.
They will even pay a little more to Amazon,not to stand in line at Walmart,
where there are 20 registers open and 3 of them are "lit up".
I have been buying more and more goods from Amazon. :mrgreen:
by Toons
Sat May 21, 2016 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: DODIX [Dodge & Cox Income]
Replies: 52
Views: 1701

Re: DODIX

I prefer viewing 10yr performance records of mutual funds before passing judgement.
Remember,
Mutual Funds are Compounding Machines ,
designed to be held for decades.

http://quotes.morningstar.com/chart/fun ... ture=en-US

:happy
by Toons
Sat May 21, 2016 1:21 pm
Forum: Investing - Theory, News & General
Topic: Carl Icahn Is Betting Big on a Stock Market Crash
Replies: 32
Views: 7019

Re: Carl Icahn Is Betting Big on a Stock Market Crash

Low Prices=Opportunity for long term investors, Bring It On :happy +1...you have my vote on that...bring it on...maybe 25% selloff...sounds like the "blue light special" to me. as WB says..."Be greedy when others are fearful and be fearful when others are greedy" have a great we...
by Toons
Sat May 21, 2016 1:20 pm
Forum: Investing - Help with Personal Investments
Topic: Dividends [What funds pay them?]
Replies: 33
Views: 1475

Re: Dividends

Growth funds in general will pay out capital gains but do not pay a dividend at a particular frequency.
Growth and Income and Balanced Funds Pay out quarterly dividends usually.
:happy
by Toons
Fri May 20, 2016 9:14 pm
Forum: Personal Consumer Issues
Topic: Is Chiropractic Medicine mumbo jumbo?
Replies: 10
Views: 1146

Re: Is Chiropractic Medicine mumbo jumbo?

Chiropractor?
Never been to one.
Not planning on it either.
Pass.
by Toons
Fri May 20, 2016 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: Scottrades new game
Replies: 20
Views: 2708

Re: Scottrades new game

Move On.
Don't Look Back.
Smart Move. :happy
by Toons
Fri May 20, 2016 7:36 pm
Forum: Investing - Theory, News & General
Topic: Ally reduces 5 year CD rate
Replies: 16
Views: 2735

Re: Ally reduces 5 year CD rate

5 Years?
Balanced Index Fund :happy
by Toons
Fri May 20, 2016 5:35 pm
Forum: Investing - Theory, News & General
Topic: Any thoughts on this? [Why advisors don't like target funds]
Replies: 17
Views: 1944

Re: Any thoughts on this? [Why advisors don't like target funds]

I will,"take my chances".
Stick with the Vanguard Target Date Funds and,,,
Pass on the Load Funds and or Wrap or AUM fees charged by the advisor. :mrgreen:
by Toons
Fri May 20, 2016 6:31 am
Forum: Personal Finance (Not Investing)
Topic: New tires for a 10 year old Camry
Replies: 16
Views: 1206

Re: New tires for a 10 year old Camry

Michelin :happy
by Toons
Thu May 19, 2016 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Special Considerations for High Net Worth? Advisor?
Replies: 40
Views: 2368

Re: Special Considerations for High Net Worth? Advisor?

"He's never really broken down what those considerations are"

You are the customer,
paying the fees.
Ask him to send you details in an email. :happy
by Toons
Thu May 19, 2016 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Mutual Funds OR ETFs?
Replies: 12
Views: 1240

Re: Mutual Funds OR ETFs?

InvestorAdam wrote:If you are asking, I would always say mutual funds.


+1 :happy
Personal preference.
by Toons
Thu May 19, 2016 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: Work or stay at home mom or change careers
Replies: 40
Views: 2325

Re: Work or stay at home mom or change careers

2) stay at home mom
:thumbsup

You will forget the money as time goes by.
Won't give it a moments thought when they are grown,,,but
You sure will have the memories spent with the children.
Been there
Done that :happy
by Toons
Thu May 19, 2016 12:56 pm
Forum: Personal Consumer Issues
Topic: Replacing landline/DSL with cell only
Replies: 35
Views: 1682

Re: Replacing landline/DSL with cell only

No landline here. I have been using Straight Talk since its inception. Currently use the 45 unlimited and have for several years. Use Samsung S5. Verizon is the carrier. No issues whatsoever . Recommend :mrgreen: Does the plan allow tethering? Using it with my main computer would be the best if pos...
by Toons
Thu May 19, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Replacing landline/DSL with cell only
Replies: 35
Views: 1682

Re: Replacing landline/DSL with cell only

No landline here.
I have been using Straight Talk since its inception.
Currently use the 45 unlimited and have for several years.
Use Samsung S5.
Verizon is the carrier.
No issues whatsoever .
Recommend :mrgreen:
by Toons
Thu May 19, 2016 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Most affordable option for a will
Replies: 60
Views: 3454

Re: Most affordable option for a will

Lawyer to do it correctly. :happy
by Toons
Thu May 19, 2016 12:19 pm
Forum: Investing - Help with Personal Investments
Topic: Is my Financial Advisor worth his salt?
Replies: 56
Views: 3219

Re: Is my Financial Advisor worth his salt?

Take full advantage of
ALL
Tax free or tax deferred COMPOUNDING investment vehicles the govt. offers.
It is a tenet for wealth creation.
Taxes are a ball and chain.
Avoid or defer when posssible.
I disagree with the advisor. :mrgreen:
by Toons
Thu May 19, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: Making an Outdoor Grill Last
Replies: 39
Views: 3009

Re: Making an Outdoor Grill Last

This is the grill http://www.amazon.com/Char-Broil-Classic-4-Burner-Gas-Grill/dp/B00BC3UVDK?ie=UTF8&psc=1&redirect=true&ref_=oh_aui_search_detailpage This is the cover http://www.amazon.com/Scala-Home-MD582448-Barbeque-Brinkmann/dp/B00GSZBTSI?ie=UTF8&psc=1&redirect=true&ref_=...
by Toons
Wed May 18, 2016 7:04 pm
Forum: Personal Consumer Issues
Topic: $750 repair or buy new [MacBook Pro]
Replies: 39
Views: 2901

Re: $750 repair or buy new

As has been mentioned Chromebook.
I recommend this.
http://www.amazon.com/ASUS-Chromebook-G ... chromebook
by Toons
Wed May 18, 2016 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: 15 vs 30 yr mortgage
Replies: 123
Views: 13705

Re: 15 vs 30 yr mortgage

I refinanced last year to a 15yr note at 3.25% and still add $100 every month to pay down additional principal. Superb. Paid off before you know it :happy I last refinanced in 2012 to a 30 year fixed at 3.375%. Been prepaying $1000 a month ever since. It's automated. My calculations show that the m...
by Toons
Wed May 18, 2016 4:55 pm
Forum: Investing - Theory, News & General
Topic: Are Target Retirement Funds More Resistant to Panic Selling?
Replies: 23
Views: 1786

Re: Are Target Retirement Funds More Resistant to Panic Selling?

The name "Target Date" in itself will help keep one grounded and not sell due to emotional knee jerk reactions. :happy
by Toons
Wed May 18, 2016 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: 15 vs 30 yr mortgage
Replies: 123
Views: 13705

Re: 15 vs 30 yr mortgage

Goble, Run your numbers throught mortgage amortization table,,look at the amount of Interest you will be paying over 30yrs compared to 15 :happy http://www.bankrate.com/calculators/mortgages/amortization-calculator.aspx +1 Also look at how much of each payment goes towards principal and interest wi...
by Toons
Wed May 18, 2016 4:48 pm
Forum: Investing - Help with Personal Investments
Topic: When to sell?
Replies: 86
Views: 4089

Re: When to sell?

Buy an index fund.
Hold it for life.
It is fun watching "paint dry".
Go to to Vegas for excitement.
:mrgreen:
by Toons
Wed May 18, 2016 5:58 am
Forum: Personal Finance (Not Investing)
Topic: A situation to consider leasing a car?
Replies: 16
Views: 1194

Re: A situation to consider leasing a car?

ThankYouJack wrote:I would buy. leasing just because you may be moving down the road doesn't seem worth it to me. Ive driven cross country and up and down the coast multiple times. 3,000 miles isn't that many miles to put on a car.


+1 :happy
Buy something a few years old,
if necessary.

Go to advanced search