Search found 4665 matches

by TomatoTomahto
Mon May 02, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

leonard wrote:If safety is the ultimate and only metric, which is implied if these costs are MANDATED, then be far the safest solution with respect to car safety is to never drive. One avoids 100% of those risks if they elect not to drive.

... and never crosses the street
by TomatoTomahto
Mon May 02, 2016 6:06 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

Testing the air filter under very adverse conditions. It did better than I thought it would.:

https://www.teslamotors.com/blog/puttin ... ium=social
by TomatoTomahto
Mon May 02, 2016 5:48 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

Jdb, I don't own the stock and know that the X is not affordable, or even desirable, to many. That said, having had an S, you will see a lot of progress. I just came back from NYC. Two notable things: - I drove behind a stinky bus through the Holland Tunnel, slowly, and the cabin air was fresh - I w...
by TomatoTomahto
Mon May 02, 2016 1:37 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

by TomatoTomahto
Mon May 02, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

There's a method behind my username being TomatoTomahto :sharebeer

https://imgur.com/a/fFtcZ

ETA: lots of people don't like my old house, think cobblestones are stupid, etc. IMO, that's what makes horse races.
by TomatoTomahto
Mon May 02, 2016 12:38 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

Tomato What color is your Model X. I saw my first Model x yesterday in traffic. Is was a dull grey with grey wheels. It was UGLY. To me. I was startled by how bad that car looked. It is taller that the Model S and bulkier and fatter. It looked like a pregnant car trying to waddle down the road. So ...
by TomatoTomahto
Mon May 02, 2016 12:28 pm
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

I'm not a style and looks expert, because I sit on the inside, where the Model X is like something lent to me by the Jetsons. I happen to like the looks of the X and the new S, which have both quit pretending to be an ICE with a fake and unnecessary grill for "air intake." My X is silver, ...
by TomatoTomahto
Mon May 02, 2016 8:41 am
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

An update: My Model X has a few bugs with the doors and trim, but it is the best vehicle I've ever owned, and brings me pleasure every day. I absolutely will never buy another ICE, and I think I might be close to convincing my wife that two Model X in the driveway would provide a nice symmetry. Some...
by TomatoTomahto
Mon May 02, 2016 6:13 am
Forum: Investing - Theory, News & General
Topic: Vanguard pushing active management?
Replies: 13
Views: 1194

Re: Vanguard pushing active management?

I've owned some PRIMECAP for years, and I add the maximum allowed every year. It's not a large part of our portfolio, but I'm not going to get rid of it just because I'm a "believer" in index funds. When active works, it works, and it's low cost also.
by TomatoTomahto
Thu Apr 28, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

@autolycus, I'm in the "the more the better" camp when it comes to safety features, but texting while driving is a big deal. I remember two instances of someone reading the paper while driving, in my life, but I regularly encounter two instances of texting while driving in one city block. ...
by TomatoTomahto
Mon Apr 25, 2016 7:24 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Have you noticed that none of these tech companies conduct their testing in a third world city or even a 1st world city where people drive like they are from third world country? The current versions of these that are in production (eg Tesla, Mercedes, and to a lesser extent Volvo) are currently in...
by TomatoTomahto
Mon Apr 25, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Want a new vehicle, but can't "justify" spending?
Replies: 36
Views: 3463

Re: Want a new vehicle, but can't "justify" spending?

Is there someone other than yourself that you're justifying it to? If so, are they on board?

Full disclosure: I just bought a Tesla for $132k (less various incentives). I can no more justify it than I can the vet bills for my rescue dog. It's fine with my wife; who else wants to know?
by TomatoTomahto
Mon Apr 25, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Keim wrote:I wonder how well that works on ice/snow.

I will let you know, but for a bunch of reasons (winter tires, instant motor response, etc.) I expect it will work well.
by TomatoTomahto
Mon Apr 25, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Elon Musk claims that the Tesla's auto-driving features from generation 1 (simple sensors, algorithm based) decrease accidents that involve air bags by 50%. I've only been using AP for a few weeks, but I think if it's not a 50% reduction, then it's higher. It is qute an achievement, but I can see t...
by TomatoTomahto
Sun Apr 24, 2016 6:59 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

@ThankYouJack, no offense was taken by me. Re investments, I wasn't always a 3-fund Boglehead, and my wife's income exceeded 7-digits before I found this site. Takes time when you think it should. I have 4 kids, from two different marriages. They take time, even when they're in college. Just because...
by TomatoTomahto
Sat Apr 23, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

sls239 wrote:[snip...]so people sometimes make assumptions.

Especially when it comes to people's lifestyles and life choices. It's a subset of people counting other people's money.
by TomatoTomahto
Sat Apr 23, 2016 6:12 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

'll start another thread where I find out what the SAH parents do all day when their kids are in school and the lawn people, handyman, house cleaner and other service providers are doing the "work." Eat bonbons by the pool, of course :oops: It sounds like a long time, but I was always ama...
by TomatoTomahto
Fri Apr 22, 2016 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Should I bother with Options Trading?
Replies: 36
Views: 2496

Re: Should I bother with Options Trading?

@Robeen, perhaps I missed it, but welcome to the forum! :sharebeer
by TomatoTomahto
Fri Apr 22, 2016 2:10 pm
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

How did we let those who are also employed co-opt the term "working," making it sound like the rest of us are not? For a time, I used the phrase "no longer working for a paycheck." Ultimately, I decided that those who understood, understood; those who didn't understand, didn't u...
by TomatoTomahto
Fri Apr 22, 2016 8:30 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

This is still a public forum and people do not want to sound like work or careers are more important then their kids also. I have many, many friends who have in moments of weakness told me of regrets of having children at all. But they would never ever say it publicly in fear of being branded, same...
by TomatoTomahto
Fri Apr 22, 2016 7:17 am
Forum: Investing - Help with Personal Investments
Topic: Should I bother with Options Trading?
Replies: 36
Views: 2496

Re: Should I bother with Options Trading?

This reminds me of one of my closest friends, sadly deceased now. He was a floor trader in oil (I guess heating oil), and he could look at an array of numbers of prices at different durations from spot, weather predictions, crack spreads (the price difference between crude oil and products derived f...
by TomatoTomahto
Fri Apr 22, 2016 6:17 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

^ I was unduly harsh in that post. Most of the ignorant comments and questions were in the early days, when it was still rare to meet a SAHD in our town, a very affluent suburb of NYC with many Wall Street types. As is always the case, the majority were okay types who were quiet in their support but...
by TomatoTomahto
Thu Apr 21, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

I find myself the only guy at many events in my daughter's lives. I used to get comments insinuating that I was lazy, etc because I wasn't working anymore, usually after they asked what I do for a career. I have solved that problem by telling them I am a 'Child Behavioral Modification Therapist'. O...
by TomatoTomahto
Thu Apr 21, 2016 7:43 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9180

Re: Any stay at home parents regret the decision?

I was a stay at home Dad for 18 years. I can't place a dollar amount on the time I was able to spend with my Son. All the money in the world could not have made me any happier. :happy Wow, Toons, I don't think I knew that about you. I am usually on "the same page" as you, and perhaps it i...
by TomatoTomahto
Wed Apr 20, 2016 3:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2901
Views: 612234

Re: U.S. stocks in freefall

broadstone wrote:Problem for me is I don't have time on my side as I was late to the investment party.

When I'm late to a party, I go in and party hearty, not stand outside nervously smoking cigarettes wondering if the party won't be fun. Just sayin'.
by TomatoTomahto
Wed Apr 20, 2016 3:18 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

If you want to talk mandatory safety features I think bluetooth phone integration is light years ahead in increasing safety for people that actually use it. I've read, but don't have a citation handy, that the distraction of a Bluetooth phone call can be almost as much as a handheld phone conversat...
by TomatoTomahto
Wed Apr 20, 2016 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

Is it possible you have an outdated view of how good a school Miami is?

The question wasn't posed to me, but maybe I need to recalibrate my view of Miami.
by TomatoTomahto
Wed Apr 20, 2016 11:13 am
Forum: Investing - Theory, News & General
Topic: What is "wrong" with having more funds in a portfolio?
Replies: 70
Views: 3600

Re: What is "wrong" with having more funds in a portfolio?

@7006, I had some "vestigial" funds in taxable that I bought before simplifying. Some of them have gains, and I don't sell those unless I have an offsetting loss. I have cleaned up my funds in tax-advantaged space completely, but I've made my peace with slowly approaching simplicity in tax...
by TomatoTomahto
Wed Apr 20, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Had he an automatic braking system, all of this possibly could have been avoided.

At the very worst, it would have turned a bodily injury accident into a minor damage accident. More than likely, it would completely have avoided the accident.
by TomatoTomahto
Wed Apr 20, 2016 8:38 am
Forum: Investing - Theory, News & General
Topic: What is "wrong" with having more funds in a portfolio?
Replies: 70
Views: 3600

Re: What is "wrong" with having more funds in a portfolio?

I recently started a taxable portfolio I can't imagine trying to do all the paperwork for taxes on gains, loses, and dividends for 24 funds. If these funds were in a tax-deferred account, then it would be easier to rebalance. Not so much in a taxable account. Mother-in-law died with accounts with r...
by TomatoTomahto
Tue Apr 19, 2016 8:55 pm
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 32
Views: 2351

Re: Roku 3 v. Apple TV v. ???

I think a lot of it will depend on what you already use for content. Nexflix? Amazon prime? Hulu? We have Netflix and Amazon Prime right now. I've never used Hulu - maybe that would be worth added, during my wife's convalescence. Does Hulu have much that Netflix/Amazon don't? Unless something chang...
by TomatoTomahto
Tue Apr 19, 2016 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

No child, in my view, really "earns" or is "entitled to" an expensive college education As you imply, every family is different. Our deal with our kids is/was that their job was to do as well as possible in school, that whatever they learned was "theirs," and that we'd...
by TomatoTomahto
Tue Apr 19, 2016 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

Btks wrote:At the end of the day, a degree is just a piece of paper and once you land your first job, the school you went to will be irrelevant (and probably is irrelevant for your first job, too).

I don't think I could disagree more. If OP agreed with that, he'd be considering things differently.
by TomatoTomahto
Mon Apr 18, 2016 5:56 am
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

Great job Bfwolf!

I'd add that your personal network (e.g., friends and colleagues) will continue after your first job, and if they've landed at better employers, your network will be more useful to you. I think the benefits of UVA persist.
by TomatoTomahto
Sun Apr 17, 2016 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

I guess I am surprised that job prospects are not anywhere on your list of criteria. Isn't that the primary reason one goes to college? Interesting point. To really answer such a question I would need to explain my son, which would take more than a single post. I guess I would say that I didn't pus...
by TomatoTomahto
Sun Apr 17, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

d that they found it to be less than 80%. Maybe their subject sample was not a representative group :) Another study found it to be > 93% among Americans. The studies were done a good number of years ago; I have no data to back it up, but I think over-estimation of one's capabilities has increased;...
by TomatoTomahto
Sun Apr 17, 2016 2:42 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

. . . McCormick, Walkey and Green (1986) found similar results in their study, asking 178 participants to evaluate their position on eight different dimensions of driving skills (examples include the "dangerous–safe" dimension and the "considerate–inconsiderate" dimension). Only...
by TomatoTomahto
Sun Apr 17, 2016 7:19 am
Forum: Investing - Help with Personal Investments
Topic: What expected % return should a longterm investor use?
Replies: 50
Views: 4614

Re: What expected % return should a longterm investor use?

bertie wooster wrote:I use 2% real for retirement planning (60/40).

I'm at 50/50 and also use 2%. I hope we are wrong, and the big returns materialize, but I will not bet my future comfort on them.
by TomatoTomahto
Sun Apr 17, 2016 7:16 am
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 134
Views: 7870

Re: University of Virginia vs University of Miami

Everything else equal, UVA will get him more respect when looking for a job after college than University of Miami. He will be more challenged there.

If he comes off the WashU wait list, he should seriously consider it. It's unfortunate that McGill isn't to his liking, but a good fit matters.
by TomatoTomahto
Sat Apr 16, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Re seats: among the best that I've ever used are the Volvo seats (XC60 and S60). They are comfortable for my son (tall & lanky) and me (short & uh, not lanky). I don't want to restart debate on this, but I personally, YMMV, find that the ability to take my foot off the accelerator by using A...
by TomatoTomahto
Fri Apr 15, 2016 11:43 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Last saturday night, I parked my car at a friend's house then jumped in their new top of the line safety feature vehicle. She had her backup camera on, the beepy thing when you get too close etc... Guess where I'm headed this evening? Yep, to get an estimate for the door damage she caused by backin...
by TomatoTomahto
Thu Apr 14, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Just so you know, ACC will go the lesser of A safe following distance (you have some ability to set this) A speed you have set (in my case, it is the posted speed limit as discerned by the car's camera plus 5 mph, pssst don't tell the authorities) Just between the two of us, aren't you being intenti...
by TomatoTomahto
Thu Apr 14, 2016 11:39 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

@Researcher, it is an exaggeration to say that ACC would force you to match speed with th idiot. Just as without it, you would pass the idiot when they're going 40. Barring that, If the idiot sped up to 90, your vehicle would only go as fast as you have the upper limit set (in my car, I set it to 5 ...
by TomatoTomahto
Thu Apr 14, 2016 6:30 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 202
Views: 9246

Re: Soapbox (car safety features)

Lane departure warning is always on. We enjoy taking in the sights as we drive and have worried that going off the road would be how we died. Not so any more with this gently beeping warning. I must be a bad driver cause it sure goes off a lot. Not necessarily a bad driver, if you're alone on the r...
by TomatoTomahto
Wed Apr 13, 2016 5:16 am
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 176
Views: 20908

Re: Tesla X

If you plan to keep an expensive car such as the X for more than 10 years, will it make sense to spend a bit more money to apply protective products such as XPEL to vulnerable areas such as bumpers, side mirrors? It's funny you mention that, because I have seen so many references to doing this (on ...
by TomatoTomahto
Tue Apr 12, 2016 9:33 pm
Forum: Personal Consumer Issues
Topic: I'm willing to pay them whatever they want!
Replies: 66
Views: 7379

Re: I'm willing to pay them whatever they want!

Electricity. We were without power for 10 days after a hurricane. No lights, no heat, no refrigeration, no music, TV, telephone, etc. We've since installed a stand by generator. It wasn't cheap. Absolutely. We were out of power for more than a week, twice. After the first time, I wanted a generator...
by TomatoTomahto
Sat Apr 09, 2016 6:29 pm
Forum: Personal Consumer Issues
Topic: All electric car - what if get stranded?
Replies: 34
Views: 2122

Re: All electric car - what if get stranded?

WhyNotUs wrote:What I save in oil changes will pay for a rental once in a while.

Yup. My old car was a Range Rover, and I think one oil change would pay for a multi-day rental :beer
by TomatoTomahto
Sat Apr 09, 2016 5:28 pm
Forum: Personal Consumer Issues
Topic: All electric car - what if get stranded?
Replies: 34
Views: 2122

Re: All electric car - what if get stranded?

I have taken it for what it's worth. That's what makes horse races. Have a good day.
by TomatoTomahto
Sat Apr 09, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: All electric car - what if get stranded?
Replies: 34
Views: 2122

Re: All electric car - what if get stranded?

To buy something that you have to wait to "charge up" is kind of stupid in my opinion. I've been in ICE cars for almost 50 years. I haven't estimated how many hours I've spent gassing up; it is quick, but having to do it so often does add up. I expect to spend very little time waiting to ...

Go to advanced search