Search found 5081 matches

by TomatoTomahto
Fri Sep 30, 2016 3:25 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 804
Views: 128431

Re: Tesla S

HomerJ, I agree somewhat, but this "problem" is improving. The 100kwh battery range is now 315 miles.

And, tbh, with diabetes and an old man's bladder, I appreciate rest stops :D
by TomatoTomahto
Fri Sep 30, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 804
Views: 128431

Re: Tesla S

Three years later. Has anyone asked Elan, recently, where are the Tesla stations and the fast battery swaps? I did see a video that they were going to open a fast swap in Harris Ranch, CA. That video was about 2 years old. The technology worked better than the business model. Among other things, it...
by TomatoTomahto
Fri Sep 30, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

Just to be clear here. Have you experience this kind of situation and / or environment over a long period of time? Do you ever study at a school where you are below average and almost everyone is smarter than you? And, regardless of how hard you work, you get below average grade. And, this continue...
by TomatoTomahto
Fri Sep 30, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

"+1. Does not mean it is fair, right, logical, etc. But it is. Years (many years...) later, I cannot begin to tell you how many doors that name opens...people don't care which major / program I graduated from, or even if I excelled or barely graduated. The brand name is all that matters to som...
by TomatoTomahto
Fri Sep 30, 2016 7:09 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

"+1. Does not mean it is fair, right, logical, etc. But it is. Years (many years...) later, I cannot begin to tell you how many doors that name opens...people don't care which major / program I graduated from, or even if I excelled or barely graduated. The brand name is all that matters to som...
by TomatoTomahto
Fri Sep 30, 2016 7:03 am
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 804
Views: 128431

Re: Tesla S

Thanks BrandonBogle. May I ask about insurance? I checked today. I've been using Mercury. Their price has been very reasonable. Even my current car, a Porsche Boxster, seems inexpensive. But a Tesla seems to be another story. I asked about a MS 90D. They said it depends on price, but if the car com...
by TomatoTomahto
Thu Sep 29, 2016 9:17 pm
Forum: Investing - Help with Personal Investments
Topic: 1 million to add to vanguard
Replies: 68
Views: 5596

Re: 1 million to add to vanguard

I am surprised that immediately investing the lump sum seems to be overwhelmingly favored over dollar cost averaging. Must be a Boglehead thing. Dollar cost averaging is not market timing and reduces risk, but in a growing market is expected to be usually not as good as investing as early as possib...
by TomatoTomahto
Thu Sep 29, 2016 6:49 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

People on this board asking this question very likely make too much money and will have to pay full price. I didn't know that those on the board asking the question all make more than $200k. Many elites are free for families making $65k with one child in college, and the FA tapers down until around...
by TomatoTomahto
Thu Sep 29, 2016 4:41 pm
Forum: Investing - Theory, News & General
Topic: Has anyone been tempted to buy AMZN?
Replies: 64
Views: 3296

Re: Has anyone been tempted to buy AMZN?

Pajamas wrote:If Elon Musk ever is able to start a colony on Mars, Amazon will be making deliveries there.

Soon, Pajamas, soon. :sharebeer
by TomatoTomahto
Thu Sep 29, 2016 1:26 pm
Forum: Investing - Theory, News & General
Topic: Is Deutche Bank a buy?
Replies: 39
Views: 2285

Re: Is Deutche Bank a buy?

DW and I are pretty familiar with DB. We would not buy.
by TomatoTomahto
Thu Sep 29, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: How to convert old SAT scores to new SAT scores?
Replies: 19
Views: 1394

Re: How to convert old SAT scores to new SAT scores?

As an example of percentile distortions because of populations, consider the SAT Subject Tests in Math. A score of 770 (out of 800) puts you at the 99 percentile on the Math 1 test, but at the 79 percentile on the Math 2 test. Moderately capable students in math take the Math 1 test, more capable st...
by TomatoTomahto
Thu Sep 29, 2016 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Is Private high school in the good school district worth investing?
Replies: 40
Views: 2775

Re: Is Private high school in the good school district worth investing?

OP, my anecdata, but I'm sure that it will be drowned out. Fwiw, politically I want to be on the side of public schools. Our public school is regularly in the top 1%. It sends nearly all graduates to 4-year universities. Nevertheless, we sent our two kids to an expensive private school, and we did s...
by TomatoTomahto
Thu Sep 29, 2016 6:00 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard - tax lots
Replies: 14
Views: 994

Re: Vanguard - tax lots

Well, I checked my cost basis today and now my specific lots appear! I didn't call Vanguard (yet) so not sure what changed. On a separate note, wow do I have a lot of lots in just the last three years (mostly dividends). I can't imagine what it will look like in 20 years. That's one reason that I d...
by TomatoTomahto
Thu Sep 29, 2016 5:42 am
Forum: Personal Finance (Not Investing)
Topic: What should I do with this knack? Super Recognizer
Replies: 18
Views: 1611

Re: What should I do with this knack? Super Recognizer

there was a New Yorker article about the London police putting such skills to use a couple weeks ago... http://www.newyorker.com/magazine/2016/08/22/londons-super-recognizer-police-force That was one of the most interesting New Yorker articles of 2016. It sounds like you already have a job, but per...
by TomatoTomahto
Wed Sep 28, 2016 8:59 pm
Forum: Personal Consumer Issues
Topic: Crossover SUV Suggestion
Replies: 30
Views: 2163

Re: Crossover SUV Suggestion

Will test drive sometime since I haven't even been inside one ever. I'm taking credit for having mentioned it, and agree wholeheartedly with what ResearchMed said. Some cars hit a sweet spot (my 30 year old Mercedes 300E, back when the numbers came before the letter, for example) and feel right. I ...
by TomatoTomahto
Wed Sep 28, 2016 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: College advice
Replies: 33
Views: 2153

Re: College advice

I've seen stats on the fact that the average students now take 5 or 6 years to complete a degree BUT the opposite has also become true. Many school systems now offer many more AP courses than they did years ago allowing students to test-out of some required college courses allowing them to complete...
by TomatoTomahto
Wed Sep 28, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

No matter where you go, there will be plenty of high-achieving students to interact with. I have sons that are at Rutgers and Yale. Their experience is different than your assertion, at least in percentage terms. There might be as many high-achieving students at Rutgers as at Yale, based on the mas...
by TomatoTomahto
Wed Sep 28, 2016 11:20 am
Forum: Personal Finance (Not Investing)
Topic: College advice
Replies: 33
Views: 2153

Re: College advice

EXCEPT that to have a shot to be a national merit scholar, you must take the PSAT, and I think if you score high enough to qualify for NMSF, you need to take the SAT to make finalist status (I may be wrong on the details here). Yes, you're right, but they fiddled with the PSAT also. It was on a 240...
by TomatoTomahto
Wed Sep 28, 2016 10:13 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 174
Views: 7869

Re: Does it matter what type of college one goes to?

No matter where you go, there will be plenty of high-achieving students to interact with. I have sons that are at Rutgers and Yale. Their experience is different than your assertion, at least in percentage terms. There might be as many high-achieving students at Rutgers as at Yale, based on the mas...
by TomatoTomahto
Wed Sep 28, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: College advice
Replies: 33
Views: 2153

Re: College advice

Isn't the SAT out of 2400 now? No, the very new one (March 2016) is changed, and is out of1600. . https://collegereadiness.collegeboard.org/sat/inside-the-test/compare-old-new-specifications Oh, so they switched back. Good to know. Thanks. Yes, and they made it a bit more "ACT like," sinc...
by TomatoTomahto
Tue Sep 27, 2016 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Comcast incorrectly told us there was an internet line - now what? - solved
Replies: 47
Views: 2888

Re: Comcast incorrectly told us there was an internet line - now what?

Thank you OP for posting this. We have been looking at some homes where DW might be able to work from home, but clear and stable video conferencing is a must. The realtor has told us that high speed Internet can be arranged at many of these homes; thanks for the warning. ETA: I was interested to hea...
by TomatoTomahto
Tue Sep 27, 2016 11:04 am
Forum: Investing - Help with Personal Investments
Topic: 1 million to add to vanguard
Replies: 68
Views: 5596

Re: 1 million to add to vanguard

ok ok guess my reasoning is wrong if everyone disagrees with market being frothy at 18x multiple and rising rates i wont bet against the house look out 2300 S&P i better get in before i miss it :) ill dump it in and forget it Yes. Every year, DW gets a big bonus. I take out an amount sufficient...
by TomatoTomahto
Tue Sep 27, 2016 5:44 am
Forum: Personal Finance (Not Investing)
Topic: College advice
Replies: 33
Views: 2153

Re: College advice

Incendiary wrote:Isn't the SAT out of 2400 now?

No, the very new one (March 2016) is changed, and is out of1600. .
https://collegereadiness.collegeboard.o ... ifications
by TomatoTomahto
Mon Sep 26, 2016 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: College advice
Replies: 33
Views: 2153

Re: College advice

Forget the 7th grader for the moment, but HS seniors are working on the Common App now, and should have a list of candidate schools. Does your daughter's school use Naviance? Are there college counselors? Have you met with the GC (guidance counselor)? Has the school arranged for colleges to present ...
by TomatoTomahto
Mon Sep 26, 2016 12:36 pm
Forum: Personal Consumer Issues
Topic: Crossover SUV Suggestion
Replies: 30
Views: 2163

Re: Crossover SUV Suggestion

As of the 2015 model year, they still had the "safe and secure" warranty, and I'm pretty sure it's still alive.
by TomatoTomahto
Mon Sep 26, 2016 11:39 am
Forum: Personal Consumer Issues
Topic: Crossover SUV Suggestion
Replies: 30
Views: 2163

Re: Crossover SUV Suggestion

I know you're unsure about Volvo, but do yourself a favor and look at a CPO XC60. Hits all your points, and then some.
by TomatoTomahto
Mon Sep 26, 2016 7:56 am
Forum: Personal Finance (Not Investing)
Topic: A car nicer than the boss?
Replies: 257
Views: 24506

Re: A car nicer than the boss?

It is just a matter of worth. I like cars and think my own poser luxury sports coupe was a big waste of cash. Yet I have one and enjoy driving it. But let's be honest again that expensive consumer purchases although may bring happiness, the happiness is fleeting. We get used to our new trinket and ...
by TomatoTomahto
Sun Sep 25, 2016 11:59 pm
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

As an aside, I'm always amused by the "0-60" banter around Teslas since they are driven by wealthier Prius/Avalon drivers, and in a remarkably similar fashion. I have encountered hundreds in my neighborhood and city and I have witnessed precisely one instance of quick acceleration (Tesla ...
by TomatoTomahto
Sun Sep 25, 2016 7:46 am
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

[snip...]I'd only be stupid if I had a Tesla charging station in my garage[...snip] I'm not a CPA, and I don't know exactly how the tax credits work for installing, but I will get a credit on Federal taxes for installing a 14-50 outlet for charging my car. It is not necessary that it be a Tesla HPW...
by TomatoTomahto
Sun Sep 25, 2016 7:30 am
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

Enjoy that 0-60 time. Is it down to 2.5 sec now? It is in the S P100DL. The X version (SUV) is a pokey 2.9 seconds :D My X shuffles along at 3.6 seconds; I have never once said, "I like this car, but what it needs is more acceleration." Re taxes, accelerated depreciation is available on t...
by TomatoTomahto
Sat Sep 24, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 7240

Re: Trader Joe's Fans - good value?

^ I understand what bothered you about the overly friendly TJ checkout, but I prefer that to the opposite. I find most of my local ones are sensitive to my mood and give me brevity when that's what I want, friendliness when that's appropriate. I appreciate TJ for paying well, supporting their worker...
by TomatoTomahto
Sat Sep 24, 2016 8:13 am
Forum: Investing - Theory, News & General
Topic: Extreme Maximization of College Financial Aid
Replies: 88
Views: 4457

Re: Extreme Maximization of College Financial Aid

This is a fool hardy exercise for children this young. We went through this, and by the time our kids were close to college, my This is a fool hardy exercise for children this young. We went through this, and by the time our kids were close to college, my wife and I were both so successful that we ...
by TomatoTomahto
Fri Sep 23, 2016 10:00 pm
Forum: Investing - Theory, News & General
Topic: Rolling a 401k from previous employer to an IRA or new 401k
Replies: 7
Views: 409

Re: Rolling a 401k from previous employer to an IRA or new 401k

If you are over the income limits for contributing to a Roth IRA but would still like to, then there is an advantage to choosing the 401k. Having a Trad IRA limits your ability to do a Backdoor Roth conversion. https://thefinancebuff.com/the-backdoor-roth-ira-a-complete-how-to.html Yes I am over th...
by TomatoTomahto
Fri Sep 23, 2016 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Cosigning a new car lease for sister out of state
Replies: 71
Views: 3425

Re: Cosigning a new car lease for sister out of state

Oh man I feel a double episode of Judge Judy coming.
by TomatoTomahto
Fri Sep 23, 2016 5:10 pm
Forum: Investing - Theory, News & General
Topic: Extreme Maximization of College Financial Aid
Replies: 88
Views: 4457

Re: Extreme Maximization of College Financial Aid

Last time I looked only 3 top 20 (John Hopkins, Notre Dame, and Georgetown) schools gave out loans. It is the subelite tier of schools right below those elite schools that have crazy prices and hand out loans like candy on halloween. But bear in mind that OP's 1 and 2 year old children haven't yet ...
by TomatoTomahto
Fri Sep 23, 2016 4:05 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

Nothing to do with AP. AP and other brand's autonomous functionality require computer control of the drivers core functions - gas, brake, steering, etc. None of these would need to be networked and exposed to the extent they are today except for such pursuits. I'm not a car guy, but my understandin...
by TomatoTomahto
Fri Sep 23, 2016 3:43 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

Reports like this don't make me associate autonomous capabilities with safety. https://www.youtube.com/watch?v=c1XyhReNcHY Unless I missed it, the video didn't indicate that the hacked car had to be part of a malicious wifi hotspot. In any case, the security patch is already installed in all Tesla ...
by TomatoTomahto
Fri Sep 23, 2016 2:19 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 7240

Re: Trader Joe's Fans - good value?

Nobody mentioned the mirepoix. It saves me a lot of time, cleaning the chopping board, knife, etc. Okay, I'm lazy. Speaking of lazy, I love the pre-peeled hard boiled eggs. I add the egg whites to salads all the time, and while I don't mind boiling eggs, peeling them is a PITA. DW loves the sesame s...
by TomatoTomahto
Fri Sep 23, 2016 12:49 pm
Forum: Investing - Theory, News & General
Topic: Extreme Maximization of College Financial Aid
Replies: 88
Views: 4457

Re: Extreme Maximization of College Financial Aid

A There is a certain satisfaction that you are not beholden to some financial aid committee or similar sort of body to meet your obligations. Contorting your life on a bet that you can minimize those obligations and somehow find an optimal strategy in the face of uncertainty is foolish. My wife jus...
by TomatoTomahto
Fri Sep 23, 2016 8:41 am
Forum: Investing - Theory, News & General
Topic: Extreme Maximization of College Financial Aid
Replies: 88
Views: 4457

Re: Extreme Maximization of College Financial Aid

I realize the numbers will change over time. But I was told today's family income over 60k/year makes it hard (or impossible) to get financial need scholarships. There are too many academically qualified students with less family income that need the scholarship money to be able to attend at all. Y...
by TomatoTomahto
Fri Sep 23, 2016 7:02 am
Forum: Investing - Theory, News & General
Topic: Extreme Maximization of College Financial Aid
Replies: 88
Views: 4457

Re: Extreme Maximization of College Financial Aid

15 years from now, you will have combined assets of middle 7 digits, maybe pushing 8 digits. You will have some income (either government job level or much higher). FA software will have evolved, and probably won't even ask you to provide much beyond your SS number before it starts crunching. Let's ...
by TomatoTomahto
Thu Sep 22, 2016 5:35 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

As one example, it reportedly can bounce radar under the car ahead of you to "see" and react to the car ahead of that car, something a human can't do. Humans *do* have the ability to react to what's going on two (or more) cars up. Not via radar obviously, and not all the time. But then, I...
by TomatoTomahto
Thu Sep 22, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

I am curious, do the new Autopilot cars allow one to set a cruise control speed, and will the car automatically pass slower drivers? Yes, you can set a cruise control speed. The car will only move to pass slower drivers if the adjacent lane is clear and you use the turn signal to switch lanes. Well...
by TomatoTomahto
Thu Sep 22, 2016 4:45 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

I remember reading a story about Jimmy Stewart taking a journalist for a drive, and the journalist not realizing how they were zooming around until he looked up from his notepad. When I read that, it brought a huge smile to my face! Of course you meant Jackie Stewart. I have no idea how Jimmy Stewa...
by TomatoTomahto
Thu Sep 22, 2016 4:44 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

I am curious, do the new Autopilot cars allow one to set a cruise control speed, and will the car automatically pass slower drivers? Yes, you can set a cruise control speed. The car will only move to pass slower drivers if the adjacent lane is clear and you use the turn signal to switch lanes. I th...
by TomatoTomahto
Thu Sep 22, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

when it is on autopilot is it more efficient with gas? is the ride smoother since there isn't a human jamming on the brakes or accelerating super fast? Aside from gas not being involved :oops: , but I know what you meant. I have always been a "smooth" driver, feeling that it's the highest...
by TomatoTomahto
Thu Sep 22, 2016 1:33 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 33
Views: 1586

Re: Tesla Autopilot 8.0

I saw the new version of Tesla's autopilot software came out today. Has anyone ever actually had a ride in a Tesla when autopilot was engaged? I am interested in how safe it was and how well it stayed in lanes/changed lanes etc... Thanks! It came out today, but will be rolled out over the next few ...
by TomatoTomahto
Thu Sep 22, 2016 12:37 pm
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

This. I was disagreeing with TomatoTomahto. Saying OP can't afford the car is way over-the-top extreme. I'm always nervous when people justify such a purchase based on extraordinary tax benefits and leasing. Absolutely. If I were an IRS auditor (I'm not, and I may be wrong), someone trying to write...
by TomatoTomahto
Thu Sep 22, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

it wasn't clear originally if we were discussing it relative to $300k income or $600k; please re-read my post. A lot also depends on the Tesla configuration. Mine cost $132k before incentives. I know some people who have spent much much more, for example spending $10k just on Xpel wrapping. You can ...
by TomatoTomahto
Thu Sep 22, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 10955

Re: Should I lease a Tesla?

This. I was disagreeing with TomatoTomahto. Saying OP can't afford the car is way over-the-top extreme. For the record, I think you'll agree that I never said that they couldn't afford the car. I said it wasn't a no-brainer or a slam dunk. i think they can afford it, especially if they purchase it,...

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