Search found 1762 matches

by ThankYouJack
Mon Sep 18, 2017 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Re: Worth buying an excessive priced house?

Lots of people getting caught up on this. You have a high enough income you can afford the house - just depends how you want to prioritize your re$ource$. Some comments about pools - might be low cost or could have settlement/root issues that cause $. There is some element of chance - can't prepare...
by ThankYouJack
Mon Sep 18, 2017 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Re: Worth buying an excessive priced house?

After working, sleeping, eating, bathing and family responsibilities, how much time is left? The answer: not enough I think you know the answer. But, you may have to do it to find out. The "balance time" is precious. I've come to try to do a lot to protect it. Every extra chore, duty, gadget, toy s...
by ThankYouJack
Mon Sep 18, 2017 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Re: Worth buying an excessive priced house?

After working, sleeping, eating, bathing and family responsibilities, how much time is left? The answer: not enough I think you know the answer. But, you may have to do it to find out. The "balance time" is precious. I've come to try to do a lot to protect it. Every extra chore, duty, gadget, toy s...
by ThankYouJack
Mon Sep 18, 2017 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Re: Worth buying an excessive priced house?

For some, Less Is More, Especially as one ages. Give it some thought. :happy https://www.fool.com/investing/general/2014/10/04/what-warren-buffetts-house-can-teach-you-about-suc.aspx I agree less is more, unless you're talking about experiences and love/passion :) I think the largest house we'd wan...
by ThankYouJack
Mon Sep 18, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Re: Worth buying an excessive priced house?

Thanks all. Great replies. Thinking back some of my fondest memories from childhood are spending all day at my friends family pool, boating and water sports and other adventures. It's what I still enjoy so not surprisingly I want to provide the same experiences for my kids and their friends. I also ...
by ThankYouJack
Mon Sep 18, 2017 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 39
Views: 2793

Worth buying an excessive priced house?

My spouse and I grew up in homes where money was a concern. We're in terrific financial and employment shape now and live in a low-medium cost of living area. We have about 15x annual expensives saved after 10 years of saving, plan to work at least part time for a while, and love our current nice, y...
by ThankYouJack
Sun Aug 27, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Anyone install a carport?
Replies: 0
Views: 197

Anyone install a carport?

I'm considering one myself. If you installed one, care to describe your experience: what did you get (size & type), how much was it, did you do the install yourself, how satisfied have you been? Thanks
by ThankYouJack
Sun Aug 27, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: Choosing between learning a language/learning martial art
Replies: 26
Views: 2354

Re: Choosing between learning a language/learning martial art

Why not try both and other things and see what you like most? I wanted to learn a martial art to increase self confidence (which I feel is sorely lacking) For lacking self-confidence, I'd recommend studying different self-help gurus to see if any resonate. A couple have with me and have had a profou...
by ThankYouJack
Sat Aug 26, 2017 9:59 pm
Forum: Personal Consumer Issues
Topic: SUV thread (with a twist)
Replies: 44
Views: 4103

Re: SUV thread (with a twist)

I'm amazed with our Outback especially the AWD system and safety tech. I use it as a pretty legit SUV - towing, loading, off-road, tough road conditions, adventure and family trips. Probably the best car out there for us. Gas mileage doesn't seem to as expected and the interior tech could be a bit b...
by ThankYouJack
Sat Aug 26, 2017 9:53 pm
Forum: Personal Consumer Issues
Topic: Bosch dishwasher?
Replies: 90
Views: 6497

Re: Bosch dishwasher?

We bought a lower level Bosch from Lowes (think it was $600 or $800) a few years ago. We've been satisfied with it, but thought we'd be happier. Had problems with the drying element pretty much from the start. Thought it would be quieter and work a bit better with caked on food. I'm guessing the hig...
by ThankYouJack
Wed Aug 23, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: Used True SUV recommendations
Replies: 17
Views: 1449

Re: Used True SUV recommendations

Get a 4Runner with a folding third row (that is what I have). The third row is tight for adults but works well for children or if you only need it occasionally for adults. It is an awesome truck that has a reputation of lasting forever. The catch is you probably won't find an amazing deal on a used...
by ThankYouJack
Wed Aug 23, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: Tesla 3 Safety vs _______
Replies: 13
Views: 1543

Re: Tesla 3 Safety vs _______

As far as I know, testing is still in progress with no official results published. Musk has stated they are shooting for a 5-star rating. I tend to assume it will perform similar to other cars in its size and price class, like the BMW 3-series or Audi A4, both of which I believe are 5-star rated by...
by ThankYouJack
Wed Aug 23, 2017 1:41 pm
Forum: Personal Consumer Issues
Topic: Used True SUV recommendations
Replies: 17
Views: 1449

Re: Used True SUV recommendations

Thanks for the additional feedback. Think I'll wait for now but leaning towards an Explorer or 4Runner (if 5 passenger if fine). Definitely seems like not all AWD and 4WD are created equal so I would do more research if I decide to get another car. I don't know much about the Pathfinder. No one out ...
by ThankYouJack
Wed Aug 23, 2017 1:07 pm
Forum: Personal Consumer Issues
Topic: Tesla 3 Safety vs _______
Replies: 13
Views: 1543

Re: Tesla 3 Safety vs _______

Exterior dimensions seem slightly bigger than a Civic so I'm guessing that means a bit more passenger room. I had seen that crash video comparison but haven't seen others. Maybe they have been performed yet. The Model S doesn't score all top ratings - https://youtu.be/ntHkXRra-VI but the accident av...
by ThankYouJack
Wed Aug 23, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Used True SUV recommendations
Replies: 17
Views: 1449

Re: Used True SUV recommendations

Also, curious about and wonder why the Nissan Pathfinder wasn't mentioned. Not super big or expensive, 7 passenger, 6,000 pound towing capacity, 4WD option. I'm not sure how it does on sand and it doesn't knock my socks off, but could be a practical vehicle for what I'm looking to do
by ThankYouJack
Wed Aug 23, 2017 6:49 am
Forum: Personal Consumer Issues
Topic: Tesla 3 Safety vs _______
Replies: 13
Views: 1543

Tesla 3 Safety vs _______

I'm considering reserving a Tesla 3. How safe is the car, especially compared to other safe cars like a Volvo XC90 or XC60 or Subaru Outback with eyesight. I would think the Tesla has better accident avoidance safety tech, and not having an engine block helps increase crumple zone size, but what abo...
by ThankYouJack
Tue Aug 22, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Used True SUV recommendations
Replies: 17
Views: 1449

Re: Used True SUV recommendations

Thanks all. Realizing I'm asking for a lot of specs as trying to figure out what may work best with our car situation longer term. There may not be a single car that really sticks out. This would be a secondary car so I wouldn't be putting a lot of miles on it. There are only a handful of cars in th...
by ThankYouJack
Tue Aug 22, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Safe car for wife and baby
Replies: 97
Views: 5749

Re: Safe car for wife and baby

Volvo XC90 or Subaru Outback with Eyesight if budget is more of a concern. The safety tech on some new cars is pretty incredible. Also, make sure to keep up with great driving habits - don't drive drunk or tired, don't speed, don't use your phone, don't get distracted with your kids in the back
by ThankYouJack
Tue Aug 22, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Used True SUV recommendations
Replies: 17
Views: 1449

Used True SUV recommendations

I'm considering getting a used SUV that has a good towing capacity - 4,500 lbs or more and great 4WD or AWD off-road capability - including driving on the beach. Ample storage space and solid roof rails along, 7 or 8 passenger would be nice (not necessary) along with solid safety rating. And somethi...
by ThankYouJack
Tue Aug 22, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 11822

Re: Is it worth it? [demanding jobs vs time with family]

I also really appreciated the posters that pointed out how certain posts were judgmental and sexist. The posters claiming that women are better suited to take care of children or recommended that I live off of my husband's income demonstrate the kind of implicit bias and sexism that will continue t...
by ThankYouJack
Tue Aug 22, 2017 8:16 am
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 11822

Re: Is it worth it? [demanding jobs vs time with family]

I think my husband is a better husband and father because his mother worked when he was growing up. I also believe in being a role model to my daughters by having a successful career. I know bitter sahms complain about the time they spent raising their children when they are older. Lately, I've not...
by ThankYouJack
Mon Aug 21, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 11822

Re: Is it worth it? [demanding jobs vs time with family]

I was working a full-time job and consulting at nights before my first child was born. Dropped the consulting immediately - I enjoyed most of the work, but wanted sleep and wanted more family time. And I recently went part-time with tons of flexibility and absolutely love it. I think it's unfortunat...
by ThankYouJack
Sat Aug 19, 2017 12:34 pm
Forum: Personal Consumer Issues
Topic: Help with overanalyzing purchases
Replies: 17
Views: 1314

Re: Help with overanalyzing purchases

Thanks for the replies. A combination of things mentioned may work well. I think part of the problem comes down to time (how much I'd actually use it), but may work on a plan mentioned below. It's not that hard. You need methods. I decided to buy a rice cooker a while back. I checked reviews on amaz...
by ThankYouJack
Sat Aug 19, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Poker Software
Replies: 11
Views: 1509

Re: Poker Software

I am trying to learn poker as new "brain" hobby, but I don't have a casino that is convenient and I don't want to play for real money online (I'm not very clear on the legalities). I've realized that anywhere you play for pretend money, you don't really learn much and people play very recklessly. A...
by ThankYouJack
Fri Aug 18, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: Help with overanalyzing purchases
Replies: 17
Views: 1314

Re: Help with overanalyzing purchases

What area causes the issues? Deciding whether to buy something? Choosing which product to buy? Finding the right deal once you've made a choice? All of the above, but mostly the first two. I'm usually good at finding deals because I'm a wise, patient shopper and good negotiator. Been thinking about...
by ThankYouJack
Fri Aug 18, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: Help with overanalyzing purchases
Replies: 17
Views: 1314

Help with overanalyzing purchases

I've been able to get over financial anxiety and feel financially secure, but I still want to be resourceful and make wise purchases. That often leads to over-analysis and wasted time. My expensive hobbies are increases which I'm fine with, but can be tough to assess how to best spend the $. Any tip...
by ThankYouJack
Fri Aug 18, 2017 8:02 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Re: Anyone have a personal chef?

Thanks all. We've tried quite a few of the recommendations but will look into options that we haven't tried or didn't know about. I think with better planning and more go to meals that we can quickly make we'll be able to save quite a bit of time. Also, my wife is being tested for two possible disea...
by ThankYouJack
Thu Aug 17, 2017 10:26 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Re: Anyone have a personal chef?

That seems so strange to me, and I work extremely long hours. What is your and your spouse's work schedule like? I eat extremely clean/organic/healthy, and I get my groceries delivered each week. Then I meal prep for the entire week and refrigerate/freeze the meals. It saves quite a bit of time. Go...
by ThankYouJack
Thu Aug 17, 2017 7:57 am
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Re: Anyone have a personal chef?

Well, I guess there aren't a lot of options and it's not that common. I still think it could be worthwhile for our situation if we can find a good setup but that may be tough to do. Sounds like your only concern is time. You can easily shop for a week or more each trip. Like suggested above make a l...
by ThankYouJack
Wed Aug 16, 2017 10:33 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Re: Anyone have a personal chef?

Duplicate post-ish... Blue apron is something we appreciate. They pick nice recipes, and ship you the ingredients via UPS once a week. Not free. Not without time costs. But something like that may be worth considering. We tried it once before, but you still need to do the meal prep, cook, and clean...
by ThankYouJack
Wed Aug 16, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Re: Anyone have a personal chef?

My wife does. Seriously, what are you looking for? Do you want someone who will be there nearly every day preparing you everything you want to eat (like the White House chef)? Are you looking for someone who will buy the food, come in for a few hours a week and prepare you meals in advance that can...
by ThankYouJack
Wed Aug 16, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4495

Anyone have a personal chef?

My spouse wants to eat very healthy but also has a limited diet. After taking the time to go to the grocery store today, prep the meal, cook it, do the dishes, it was over 2 hours. It got me thinking about a personal chef. Anyone have one, what were the costs and were you satisfied?
by ThankYouJack
Wed Aug 16, 2017 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Progress, thanks, and seeking advice on 2nd careers
Replies: 20
Views: 2475

Re: Progress, thanks, and seeking advice on 2nd careers

What do you enjoy and what are you passionate about? What is important to you and what do you want your legacy to be? How many hours a week are you looking to work? Does it matter how much you make - say if you made $10/hour as a teacher / coach or would you rather make $100+ / hour part-time and v...
by ThankYouJack
Tue Aug 15, 2017 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Progress, thanks, and seeking advice on 2nd careers
Replies: 20
Views: 2475

Re: Progress, thanks, and seeking advice on 2nd careers

What do you enjoy and what are you passionate about? What is important to you and what do you want your legacy to be? How many hours a week are you looking to work? Does it matter how much you make - say if you made $10/hour as a teacher / coach or would you rather make $100+ / hour part-time and vo...
by ThankYouJack
Mon Aug 14, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: Best place (with warm weather) to raise children
Replies: 107
Views: 17322

Re: Best place (with warm weather) to raise children

Great weather (sunny, warm summers, very mild winters ~60 degrees) But kids LOVE snow! Plus, the changing of the seasons can be really nice. It's rather like buying your teenager a BMW... They'll never appreciate it. Should always buy your kid a clunker at first, so they appreciate the good things ...
by ThankYouJack
Fri Aug 11, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: Best place (with warm weather) to raise children
Replies: 107
Views: 17322

Re: Best place (with warm weather) to raise children

My wife and I may consider moving once our children start public schools. When that time comes we hope to be able to work part-time so we want to really enjoy where we're living. Our top priorities would be: 1. Top-notch public K-12 schools (or possibly inexpensive/free charter) 2. Great weather (s...
by ThankYouJack
Mon Aug 07, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: Replace car battery after X years or wait till it dies?
Replies: 124
Views: 12078

Re: Replace car battery after X years or wait till it dies?

Replacing every few years seems wasteful to me. I don't see why there's any need to replace early when you can just get one of these and keep it in your trunk - https://www.amazon.com/DBPOWER-18000mAh-Portable-Starter-Charging/dp/B01D42TYFC/ref=sr_1_7?ie=UTF8&qid=1502159880&sr=8-7&keywords=car+batte...
by ThankYouJack
Mon Aug 07, 2017 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: How do you deal with financial anxiety?
Replies: 40
Views: 3080

Re: How do you deal with financial anxiety?

Thanks all for the responses - some great stuff :sharebeer I'll start by saying I love this forum and the members for the wealth of financial and tax information I have received from it and the great plan I have in place as a result. However, what I find a bit upsetting is the amount of financial an...
by ThankYouJack
Mon Aug 07, 2017 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: How do you deal with financial anxiety?
Replies: 40
Views: 3080

How do you deal with financial anxiety?

I'll start by saying I love this forum and the members for the wealth of financial and tax information I have received from it and the great plan I have in place as a result. However, what I find a bit upsetting is the amount of financial anxiety that is often discussed on here. I think people often...
by ThankYouJack
Sun Aug 06, 2017 7:32 pm
Forum: Personal Consumer Issues
Topic: Question for MTB'rs. Buying a bike.
Replies: 22
Views: 1389

Re: Question for MTB'rs. Buying a bike.

OP, are you brand new to mountain biking? If so, I would start on an entry or mid-level hardtail (assuming you're not riding very rough terrain and don't have back problems). I think it'll make you a better rider in the long run as it's very easy to over-bike easy trails and not improve as you would...
by ThankYouJack
Sun Aug 06, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 5927

Re: Anyone else have trouble spending?

You asked why you have these anxieties about spending money. I don't know if anyone can answer that, but I think there are two types of people, those who worry about spending and those who don't. I agree 100%. Interestingly, I wonder often if one of the reasons the folks on this board (me included)...
by ThankYouJack
Sun Aug 06, 2017 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 5927

Re: Anyone else have trouble spending?

I would say you have an IRRATIONAL fear which you are already cognizant that it is irrational. If it doesn't prevent you from doing what you want then accept it and move on. IF it is interfering with your life (social, job, etc...) then go see a mental health expert. Pretty simple. Good luck. Ha, I...
by ThankYouJack
Sun Aug 06, 2017 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Best mortgage shopping for refinance
Replies: 6
Views: 541

Re: Best mortgage shopping for refinance

I had a great mortgage broker. I would shop around and he would get me rates lower than what banks and others would offer. I would just tell him "if rates drop below X, let me know and I'll refinance" or once in a while I would shoot him an email and see if it worth lowering rates. It was also super...
by ThankYouJack
Sat Aug 05, 2017 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 5927

Re: Anyone else have trouble spending?

Do you have this anxiety over every car/large purchase? Or, has it just started with this one? It has definitely changed over time. I used to fret over buying a new TV for $1K. Not so much. Ironically, I have zero anxiety on buying a house. Own three properties and looking for more. Have no anxiety...
by ThankYouJack
Fri Aug 04, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Any BH mountain bikers?
Replies: 61
Views: 2874

Re: Any BH mountain bikers?

Man I've watched a ton of videos haha. I also tried putting my seat down, although it only goes down a couple of inches before it bottoms out so it doesn't really get totally out of the way... I have no interest in holding a manual or wheelie to show off. All I want to do is be able to get over stu...
by ThankYouJack
Fri Aug 04, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Any BH mountain bikers?
Replies: 61
Views: 2874

Re: Any BH mountain bikers?

I also agree with going tubeless. Lower pressure will give better traction. I like tubeless myself, but I can run about 24 psi (I'm 185lbs riding rocky rooty terrain) with tubes, 22 psi without - any less and hard turns get squirmy. Tire width and tread is going to make a much bigger difference wit...
by ThankYouJack
Thu Aug 03, 2017 5:42 pm
Forum: Personal Consumer Issues
Topic: Any BH mountain bikers?
Replies: 61
Views: 2874

Re: Any BH mountain bikers?

I also agree with going tubeless. Lower pressure will give better traction. I like tubeless myself, but I can run about 24 psi (I'm 185lbs riding rocky rooty terrain) with tubes, 22 psi without - any less and hard turns get squirmy. Tire width and tread is going to make a much bigger difference wit...
by ThankYouJack
Thu Aug 03, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 8266

Re: Retire early, live abroad until 65 and come back

There are literally THOUSANDS of YouTube videos produced by American expats living in countries around the world. These are people who are living in the country and who at times, are receiving health care in the various countries. Quite often, these videos include scenes from the local hospitals Yo...
by ThankYouJack
Thu Aug 03, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: Any BH mountain bikers?
Replies: 61
Views: 2874

Re: Any BH mountain bikers?

My guess (along with the gloves) is that you're getting tired on the trails and putting more weight on your arms/hands than you should be. I personally wouldn't waste time digging or at the gym, I would spend that time getting in better shape on the trails. Ride 5 or 6 times a week if you can (espe...
by ThankYouJack
Thu Aug 03, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Any BH mountain bikers?
Replies: 61
Views: 2874

Re: Any BH mountain bikers?

Just don't be like me. "Light hands" became "loose grip" and when landing off a large drop my hand slipped off the bar and I went ass over tea kettle. :oops: you do need to actually keep a little bit of a grip! :P Good to know! haha I tried my first taste of a drop on my last ride and as hard as I ...