Search found 1670 matches

by ThankYouJack
Wed May 24, 2017 8:02 pm
Forum: Personal Consumer Issues
Topic: Tea recommendations
Replies: 10
Views: 990

Re: Tea recommendations

Thanks all for the recommendations and tips. I'm excited to try a few of them
by ThankYouJack
Wed May 24, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: How do you find a dream/hobby/part-time job?
Replies: 13
Views: 2024

Re: How do you find a dream/hobby/part-time job?

I downsized my job, but I have no great insight into finding a position. I was lucky in that my job (a medical subspecialty) lends itself to shift work and my employer was willing to let me work part-time. Many of my friends in different specialties envy what I did but it's just not realistic for t...
by ThankYouJack
Wed May 24, 2017 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: How do you find a dream/hobby/part-time job?
Replies: 13
Views: 2024

Re: How do you find a dream/hobby/part-time job?

I would try to use leverage with your current job and see if you can reduce to part-time. If you're valuable and tough to replace I bet they'll be willing, even if it's uncommon and they'd have to make some sacrifices. I did this with my current job and now have tons of flexibility. It's great spend...
by ThankYouJack
Wed May 24, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

The majority of other drivers I see on the road today dont do any of this, so sadly many do need these active safety systems to save them from their own carelessness. But if we just trained our drivers well in this country then so much of this could be avoided to begin with. Then its down to the fr...
by ThankYouJack
Tue May 23, 2017 7:07 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

Obviously not all of the high tech safety features are created equal, but a quick google search and it seems like Tesla is doing a very good job: Tesla’s crash rate was reduced by 40% after introduction of Autopilot based on data reviewed by NHTSA https://electrek.co/2017/01/19/tesla-crash-rate-auto...
by ThankYouJack
Tue May 23, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

Also, do people who feel like they must have cars with the latest safety features also only buy new houses with the latest and greatest? I don't need the latest and greatest, but want my house to be a bit more secure than most of my neighbors. I want my bank and online personal info to be more secu...
by ThankYouJack
Tue May 23, 2017 1:16 pm
Forum: Investing - Help with Personal Investments
Topic: Starting a 529 with no children on the horizon?
Replies: 15
Views: 963

Re: Starting a 529 with no children on the horizon?

Simply increase your taxable investing using only very tax-efficient stock index funds. That's almost as good as a tax-protected account. If you have debt pay that off. A 529 is not a good idea for you in my opinion. +1. With no state tax deduction and no children there's no way I would invest in o...
by ThankYouJack
Tue May 23, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

I test drove a new car with all the newest safety features earlier this year and found it completely distracting and annoying, especially the lane departure warning and intervention systems. With narrow roads and curves, I found it signalling quite often when I wasn't in any danger of leaving my la...
by ThankYouJack
Tue May 23, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

The majority of other drivers I see on the road today dont do any of this, so sadly many do need these active safety systems to save them from their own carelessness. But if we just trained our drivers well in this country then so much of this could be avoided to begin with. Then its down to the fr...
by ThankYouJack
Tue May 23, 2017 8:46 am
Forum: Personal Consumer Issues
Topic: Tea recommendations
Replies: 10
Views: 990

Tea recommendations

I'm interested in trying some different quality teas. I'll plan to cold brew it an serve with ice as I typically prefer cold drinks over hot, especially in the summer. I'd like caffeinated but ideally not as much caffeine as typical coffee. For coffee, I enjoy lighter roasts (but strong) cold brew c...
by ThankYouJack
Tue May 23, 2017 7:37 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

Airbags became mandatory in 1997. Can you see the impact on the graph? Electronic Stability control became mandatory in 2012, can you see that on the graph? I didn't think so. I believe your logic is off here. It's not like that right in 1997 every car had airbags or that in 2012 every car on the r...
by ThankYouJack
Mon May 22, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

"Active and healthy" is very subjective. Considering the multitude of risk factors involved in cancer, this could be better food overall, regular preventive care, a personal trainer, a bicycle, even a vacation (stress reduction). Better food overall to decrease my chances seems even more ...
by ThankYouJack
Mon May 22, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

I would take the data on informedforlife.org with a few shakers of salt. They show huge differences between cars that should be fundamentally identical (e.g. Subaru Legacy vs Outback) because they have different driver characteristics. For what year? 2015 look very similar in of the Legacy and Outb...
by ThankYouJack
Mon May 22, 2017 11:38 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

I think if you are truly that worried about the safety of a 10 year old Pilot with ESC that had about five star safety to begin with, you might as well lease your cars and get a new one every 3 years. Because you must be putting that much a premium on safety increments. I wouldn't sweat it. Just do...
by ThankYouJack
Mon May 22, 2017 11:04 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

So the car experts at CR think 10 years is a pretty big deal. The same CR people think that "automatic emergency braking" is the new seat belt, and that feature is mainly only found on newer cars. My new car has it. Definitely worth it IMO. Even if I never use it for emergency braking, th...
by ThankYouJack
Mon May 22, 2017 10:57 am
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

Thanks for the replies. Some great points, especially about driving safer and driving less. I'll also add don't drive tired because that significantly increases the chances of an accident. Airbags became mandatory in 1997. Can you see the impact on the graph? Electronic Stability control became mand...
by ThankYouJack
Sun May 21, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

I believe statistically the most likely type of accidents are single-driver (you lose control of your own car) or being rear-ended. Electronic Stability Control helps prevent the former, active headrests help mitigate the damage from the latter, to a certain extent. I believe ESC is required in all...
by ThankYouJack
Sun May 21, 2017 1:17 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

Re: At what point to buy new car for safety

The chance that the cause of your death will be an auto accident is maybe about 1%. You might reduce that to .8% if for now you drive a safer car. (We will decide later if refining those numbers would be helpful). Now decide how much you would pay to save your life given a choice between your money...
by ThankYouJack
Sun May 21, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: At what point to buy new car for safety
Replies: 74
Views: 4324

At what point to buy new car for safety

We have a 10 year old car (that we drive about 5,000 miles a year and gets a 58 rating on informedforlife.org) and a 2 year old car that is very safe and our main family car (about 14,000 miles a year). We may start driving the older car more for the extra space and are considering getting a newer S...
by ThankYouJack
Sat May 20, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: Suggested Reading or Advice for Father-to-be
Replies: 28
Views: 1913

Re: Suggested Reading or Advice for Father-to-be

Congrats!

Get advice from family, doctors and friends who are amazing parents instead of getting it online :)

Don't worry about any small stuff. Go on as many date nights now with your wife before your baby is born. Have fun, realize the tough times won't last and cherish the precious moments :)
by ThankYouJack
Sat May 20, 2017 8:03 pm
Forum: Investing - Help with Personal Investments
Topic: Help - Sleep Deprived New Dad Rebalancing
Replies: 9
Views: 818

Re: Help - Sleep Deprived New Dad Rebalancing

I would just focus on your family and getting rest now and not rebalancing. Rebalancing isn't going to make or break your retirement. We used the Ferber method for my 1st and it worked well. Was painful letting her cry and not attending to her right away, but it was only 1 or 2 rough nights before s...
by ThankYouJack
Sat May 20, 2017 7:57 pm
Forum: Personal Consumer Issues
Topic: Removing a Large TV - projector?
Replies: 7
Views: 587

Re: Removing a Large TV - projector?

The projection TVs I have seen are not that bright so they have to be in dark rooms or shaded rooms. They are not that small. They need separate sound amplifiers and other extras. There major feature is the ability to project very large 80-150 inch pictures. The people I know use them in Theater se...
by ThankYouJack
Sat May 20, 2017 6:45 pm
Forum: Personal Consumer Issues
Topic: Removing a Large TV - projector?
Replies: 7
Views: 587

Re: Removing a Large TV - projector?

Is the TV that you don't want a tube TV/CRT, a boxy projector TV, or a flat screen (plasma or led)? What is the screen size (typically measured diagonally)? It's a 50" Plasma - about 10 years old. So it doesn't take up a lot of depth, but does take a lot of room space for how much it's used. I...
by ThankYouJack
Sat May 20, 2017 6:41 pm
Forum: Personal Consumer Issues
Topic: Are outdoor portable fans worth it?
Replies: 3
Views: 387

Re: Are portable fans worth it?

Fans work reasonably well if it gets cool at night where you live. I will normally leave the windows shut most of the day and cool the house at night. I use two large Patton fans. Thanks, I just updated the subject by adding "outdoor". By portable, I mean battery powered that you would ta...
by ThankYouJack
Sat May 20, 2017 5:58 pm
Forum: Personal Consumer Issues
Topic: Removing a Large TV - projector?
Replies: 7
Views: 587

Removing a Large TV - projector?

We have a large TV in our family room but we hardly ever watch it - once or twice a month (sports, an award show or movie). The room would look much better and have a more social set up if we removed the TV and entertainment center. We could move it to a bedroom, but it would still take up a lot of ...
by ThankYouJack
Sat May 20, 2017 5:51 pm
Forum: Personal Consumer Issues
Topic: Are outdoor portable fans worth it?
Replies: 3
Views: 387

Are outdoor portable fans worth it?

I'm thinking about getting one but guessing they aren't big and powerful enough on hot and humid days. And on really hot days, a fan just feels like a hair dryer. Anyway, does anyone have one and how often do you use it?
by ThankYouJack
Wed May 17, 2017 12:50 pm
Forum: Personal Consumer Issues
Topic: Which Small SUV for 15 Year Reliability?
Replies: 92
Views: 7304

Re: Which Small SUV for 15 Year Reliability?

I would sign up for 1 month of consumer reports and check the ratings. But can't go wrong with the ones you listed.
by ThankYouJack
Tue May 16, 2017 10:17 pm
Forum: Investing - Help with Personal Investments
Topic: Help, pay off house or invest?
Replies: 34
Views: 2401

Re: Help, pay off house or invest?

Yes, you are right I am feeling really antsy to do something with the $34. I want to buy some more Apple stock, I have some on my IRA. I just feel like I am going to miss out on all the gains of the stock market. Seems like you're falling into the trap of buying high and selling low. You've been si...
by ThankYouJack
Tue May 16, 2017 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: Help, pay off house or invest?
Replies: 34
Views: 2401

Re: Help, pay off house or invest?

I vote for neither, at least for a couple months until after your baby is born and everything is going smoothly. 3. We both have adequate health insurance and more than 3-6 months in emergency funds. If you wanted to invest the $34 or part of it on a taxable account, what would you invest in? I wou...
by ThankYouJack
Tue May 16, 2017 7:01 pm
Forum: Investing - Help with Personal Investments
Topic: Help, pay off house or invest?
Replies: 34
Views: 2401

Re: Help, pay off house or invest?

I vote for neither, at least for a couple months until after your baby is born and everything is going smoothly. By nature, we are very risk tolerant. So I was thinking why not invest in the stock market (thinking of buying Apple stock and sp500 index fund) to help pay off house faster instead of ha...
by ThankYouJack
Sat May 13, 2017 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Has Your Number Changed Over Time?
Replies: 11
Views: 1401

Re: Has Your Number Changed Over Time?

It tracks inflation. You might be disappointed that after while one's salary also tracks inflation with no significant real increases. I'll agree that inflation may be part of the perceived increase, however I think there is something else involved in the "moving goal line" feeling that s...
by ThankYouJack
Sat May 13, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Cheapest voice only, low minutes cell service
Replies: 11
Views: 1349

Re: Cheapest voice only, low minutes cell service

1. If sprint coverage is okay for you then you cannot beat Tello. 3c a minute. No minimum top up required every x days. Load $10 credit to start and then it will never expire if you call/text once every 6 months. 15 mins a month = 45 cents a month = $5.40 a year! They sell a flip phone if you need ...
by ThankYouJack
Fri May 12, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: Cheapest voice only, low minutes cell service
Replies: 11
Views: 1349

Cheapest voice only, low minutes cell service

I'm working on spending less screen time and more time outdoors and quality time with family and friends. I'd like to not always have my iphone on hand, but would like a dumb phone in case my wife needs to reach me. I anticipate using it maybe 15 minutes a month. Any recommendations for a very cheap...
by ThankYouJack
Wed May 10, 2017 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7226

Re: Stay home with kids?

Thank you all for the responses, they've given us a lot to think about. I hadn't really considered the part-time path, but that actually seems like something that would really improve our lives but would not requiring giving up/taking a break from our careers. My wife actually previously worked 80%...
by ThankYouJack
Mon May 08, 2017 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7226

Re: Stay home with kids?

So, be totally honest with yourself, how flexible is your personal definition of success? I think success should be defined as how much of a positive impact one has on others. In my opinion, people too often relate it directly to their careers and how much money they make/have and that becomes the ...
by ThankYouJack
Sun May 07, 2017 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7226

Re: Stay home with kids?

OP, I have some recent experience with this: I was working 1.5 jobs (full-time and consulting) when my first was born. I dropped my consulting gigs, even though I enjoyed them, and looking back I don't regret it one bit. After my second was born and we had trouble finding nanny's we felt great about...
by ThankYouJack
Thu May 04, 2017 7:16 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

Quick update: I got both Victorinox paring knives today and they work wonderfully - limes are sooo much easier to cut especially with the serrated one. I also got the sharpener and my old knives are working better, but still not great. I may get a chef's knife too. I'll re-read through the thread fo...
by ThankYouJack
Wed May 03, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

Lots of recommendations for the Victoinox so I'll give it a try. I'm guessing the straight edge will be better than the serrated one (https://www.amazon.com/gp/product/B0067VLYMY/ref=crt_ewc_title_dp_1?ie=UTF8&psc=1&smid=ATVPDKIKX0DER) for limes? For general-purpose and ease of sharpening, ...
by ThankYouJack
Tue May 02, 2017 8:51 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

I use a chef's knife to cut potatoes and a paring knife to cut limes/lemons. I sharpen them regularly. Here are my daily use knives: Chef's knife: https://www.amazon.com/gp/product/B00760ANEA/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 Paring knife: https://www.amazon.com/gp/product/B008M5U1UE/r...
by ThankYouJack
Tue May 02, 2017 5:24 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

Still trying to figure out what meal OP only needs to cut limes and potatoes for... Lime and sparkling water. Potato fries. Just two things I've been cutting a lot where my knives are struggling. This may result in a downpour of comments, but we use CUTCO knives and really enjoy them. My parents bo...
by ThankYouJack
Tue May 02, 2017 1:53 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

So sharpening would definitely help, but I just took a look at the steak knives with serrated edges are quite dull too. Seems like sharpening those properly would be tricky, The electric sharpener I mentioned above does serrated knives easily. https://www.amazon.com/gp/product/B00075M29A/ref=oh_aui...
by ThankYouJack
Tue May 02, 2017 12:11 pm
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Re: Great knife for slicing limes and raw potatoes

Thanks all. My current knives are lower end Henckels that we've been very happy with for 10+ years but haven't done much maintenance with them. So sharpening would definitely help, but I just took a look at the steak knives with serrated edges are quite dull too. Seems like sharpening those properly...
by ThankYouJack
Tue May 02, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3072

Great knife for slicing limes and raw potatoes

Any recommendations? I'm considering just getting one knife or buying a whole set because my set is showing it's age
by ThankYouJack
Tue May 02, 2017 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Dealing with regret
Replies: 102
Views: 8662

Re: Dealing with regret

Learn from the past. Live in the present.
by ThankYouJack
Tue Apr 25, 2017 6:30 pm
Forum: Personal Consumer Issues
Topic: Replacing MacBook Pro (retina) Battery
Replies: 12
Views: 689

Replacing MacBook Pro (retina) Battery

I have a 2013 MBP retina that needs a new battery. I'm pretty sure it's glued in there, a pain to get out and Apple charges about $200 to replace it. I went to drop it off at an Apple and store and they told me I need to set up an appointment to drop it off and they didn't have any appointments toda...
by ThankYouJack
Tue Apr 18, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: Anyone have sod installed?
Replies: 16
Views: 1819

Re: Anyone have sod installed?

I've done sod twice and two from seed in the fall. I'd never spend the money on the sod again. I'd spend it on the prep and plant seed. That's what I'm leaning towards after reading through the thread. My soil is hard clay so getting good topsoil would help quite a bit. Still not sure if I should t...
by ThankYouJack
Mon Apr 17, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: Anyone have sod installed?
Replies: 16
Views: 1819

Re: Anyone have sod installed?

Live in Dallas. Just re-sod my back yard which is about 2000 SF. Planted zoysia - excellent grass for warmer climates and if there is a bit of shade. very pretty and comfortable grass. cost me $4k to grade,till, add a french drain and grass. Thanks, I was thinking zoysia too as it was recommended b...
by ThankYouJack
Mon Apr 17, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Anyone have sod installed?
Replies: 16
Views: 1819

Anyone have sod installed?

If so, what sort of grass, how much was it, how much maintenance did it require, and how happy were you with it?
by ThankYouJack
Sun Apr 16, 2017 8:01 pm
Forum: Personal Consumer Issues
Topic: Budget multitool knife
Replies: 24
Views: 2169

Re: Budget multitool knife

I got a nonbudget Leatherman as a gift. I'm not a big home tool guy but I do know good tools since I work on bicycles for fun and the Leatherman is a top notch quality took. Not budget though! Do you use the Leatherman for bikes? I work on bikes a lot too, but doubt I'd ever use a multi-tool knife ...
by ThankYouJack
Sun Apr 16, 2017 6:19 am
Forum: Personal Consumer Issues
Topic: Budget multitool knife
Replies: 24
Views: 2169

Re: Budget multitool knife

I have several of these both budget models and name brands. They are all very nice except that I seldom if ever use them. I have found that these things that do a lot of things don't do anything very well. I suggest that you might be better served by having a screwdriver like this , a folding knife...

Go to advanced search