Search found 95 matches

by TerryDMillerMBA
Thu Nov 16, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: Chain of command
Replies: 24
Views: 2720

Re: Chain of command

These kind of things make the news lately when they go badly.

We see how it goes when things are still rosy. :moneybag :beer :twisted:
by TerryDMillerMBA
Sun Nov 05, 2017 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: Income for disabled young adult
Replies: 6
Views: 693

Re: Income for disabled young adult

Is a conservatorship the same as a guardianship? We are writing a trust into our wills but that is really the extent of our planning at this point. For the moment I am looking for the right vehicle to generate income. The terms are used by some interchangeably, but they aren't. The conservator's re...
by TerryDMillerMBA
Fri Nov 03, 2017 5:12 am
Forum: Personal Consumer Issues
Topic: Use Time Warner for home phone vs ATT
Replies: 9
Views: 769

Re: Use Time Warner for home phone vs ATT

euroswiss wrote:
Wed Nov 01, 2017 10:09 am
chances are high that they switched you to VOIP.
ATT U-Verse for phone and Internet here.

True, it is a VOIP situation.
by TerryDMillerMBA
Wed Oct 11, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: A good value wine I found...
Replies: 22
Views: 2572

Re: A good value wine I found...

[ ] Buy and hold
[x] Buy and drink
by TerryDMillerMBA
Sat Sep 23, 2017 10:23 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 95
Views: 6525

Re: What is your favorite reasonably priced bourbon?

I am "proud" to see so many Bogleheads share my love of Maker's Mark.

I actually recently decided Knob Creek is good for me, too.
by TerryDMillerMBA
Tue Sep 12, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 19199

Re: Is it really Worth it to brown bag your lunch at work?

fwiw, i recommended to my sons that they take their lunch 4 days a week to save money, and eat out with co-workers one day a week to facilitate relationships. obviously they can socialize in the cafeteria the days they bring their lunch. Excellent recommendation. It is a balancing act between the a...
by TerryDMillerMBA
Tue Aug 22, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3054
Views: 901082

Re: What Movie Have You Recently Watched?

The Belko Experiment
by TerryDMillerMBA
Wed Aug 16, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 188
Views: 13015

Re: Postal Service -- "informed delivery"

Atilla wrote:
Tue Aug 15, 2017 4:58 pm
Pervasive government surveillance turned into a consumer benefit!
Similar thinking here, but I worded it a little differently in my mind. For security, they already had been getting the images of the mail for some time now. Why not let you see some of them?
by TerryDMillerMBA
Sat Jul 08, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Cheap TV Set-up for Limited Daily Use
Replies: 71
Views: 5388

Re: Cheap TV Set-up for Limited Daily Use

Get a universal remote for the flat-screen TV. I use the cheap RCA brand. It takes just a few minutes to look up the code and enter it.
by TerryDMillerMBA
Sat Jun 10, 2017 7:12 pm
Forum: Personal Consumer Issues
Topic: Naming boat
Replies: 62
Views: 3079

Re: Naming boat

No Load
Above Water
by TerryDMillerMBA
Wed May 31, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Multiple seat belt tickets- options?
Replies: 36
Views: 4404

Re: Multiple seat belt tickets- options?

... I've asked a local attorney and he is asking for $550 fee with money back guarantee. He said he can reduce it to 2 or 0 points, with no surcharge fee. Is it worth it or should I try on my own? I semi-grunched on my first reply. My no-nonsense steadfastness was worth $500 (my lawyer's minimum). ...
by TerryDMillerMBA
Wed May 31, 2017 2:20 pm
Forum: Personal Consumer Issues
Topic: Multiple seat belt tickets- options?
Replies: 36
Views: 4404

Re: Multiple seat belt tickets- options?

I had my eyes opened to traffic court when I threatened to take a matter to trial. I was offered $0 fine (yes), and no points. I was to simply plead no contest, and be subsequently found guilty, and I paid court costs. While this is an open and shut case, you can trade your right to using the full p...
by TerryDMillerMBA
Wed May 03, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3956

Re: Great knife for slicing limes and raw potatoes

Lots of recommendations for the Victoinox so I'll give it a try. I'm guessing the straight edge will be better than the serrated one (https://www.amazon.com/gp/product/B0067VLYMY/ref=crt_ewc_title_dp_1?ie=UTF8&psc=1&smid=ATVPDKIKX0DER) for limes? For general-purpose and ease of sharpening, I go wit...
by TerryDMillerMBA
Tue May 02, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Minimalist May
Replies: 21
Views: 2336

Re: Minimalist May

Free audiobooks and ebooks from your public library (OverDrive)
Catch up on your cleaning and yardwork!
by TerryDMillerMBA
Fri Apr 28, 2017 9:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3054
Views: 901082

Re: What Movie Have You Recently Watched?

I watched a couple minutes of "The Great Wall."

I am a Matt Damon fan. I am a fantasy fan. I am (for the most part) an epic movie fan.

But I realized early on that movie stinks. It's just not hitting the right buttons for me, despite my predisposition to its cast and style.
by TerryDMillerMBA
Tue Apr 25, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 554
Views: 211426

Re: TV show recommendations?

Bosch, season 2

Binge-watch for best results.
by TerryDMillerMBA
Mon Apr 17, 2017 6:44 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 5604

Re: Gardening 2017

Besides the physical things mentioned, there are several things rabbits (and deer) don't like the smell of. These can be placed around the perimeter of your garden.

Ivory soap, cut into slivers
Moth balls

There are others, as well.
by TerryDMillerMBA
Mon Mar 20, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 7149

Re: Best way to expand my vocabulary?

WhyNotUs wrote:My dad kept a dictionary in our bathroom. I enjoyed learning a new word with every bowel movement.


:annoyed ---> Peristalsis ----> :D
by TerryDMillerMBA
Mon Mar 20, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 7149

Re: Best way to expand my vocabulary?

Years ago, I achieved a perfect score on both the verbal SATs and GREs using this technique: Each time you come across a word you don't know — whether in reading or in conversation — look it up and write it down along with its definition. Then make it a point to use that word as much as possible (e...
by TerryDMillerMBA
Thu Mar 09, 2017 1:26 pm
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 2575

Re: help with my printer problem

brother multi-function printer + ComboInk.com = very happy
(I don't have any business interests in either recommendation)
by TerryDMillerMBA
Wed Feb 22, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: Do you replace your electrical switches/outlets or use an electrician?
Replies: 93
Views: 6934

Re: Do you replace your electrical switches/outlets or use an electrician?

Shut the power off at the breaker box and go for it. Replacing a switch or outlet is easy. You can do it. 1. Shut off the power to the circuit you are working on. 2. Put a note on the breaker box that warns others. 3. Re-check steps one and two! 4. Do your work. 5. Turn power back on. 6. Smile and ...
by TerryDMillerMBA
Mon Feb 13, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: PC power-up failure
Replies: 38
Views: 2776

Re: PC power-up failure

I'm leaning towards getting a power supply and swapping it in. Microcenter allows returns. Am I right that any ATX form-factor of the correct power and up should work? The old PS had model number R33567, which I gather is 240W. I will also verify the number and type of connectors when I get home to...
by TerryDMillerMBA
Thu Feb 02, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Computer for elder novice
Replies: 36
Views: 1747

Re: Computer for elder novice

cheese_breath wrote:It's been said in many other threads... Chromebook. Great for the simple tasks like that.


Chromebook is perfect.
by TerryDMillerMBA
Thu Feb 02, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Computer for elder novice
Replies: 36
Views: 1747

Re: Computer for elder novice

You are going to get a LOT of responses. I am going to preface mine with my background: former software engineer, programmed both major formats (Windows and Mac), and used both. As far as BASIC usage, it DOESN'T MATTER. Of course, they will say it does. It doesn't; especially at the level of usage y...
by TerryDMillerMBA
Tue Jan 10, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: How to buy things from China?
Replies: 6
Views: 1068

Re: How to buy things from China?

Aliexpress.com I have never had a real problem. The only problem, if you can call it that, is that some of the vendors don't have someone on staff who translates into English very well, and you have some broken English in the descriptions. 99.999% of the time, that doesn't bother me, because I know ...
by TerryDMillerMBA
Fri Dec 30, 2016 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Convert to LLC in the middle of 2017?
Replies: 19
Views: 1585

Re: Convert to LLC in the middle of 2017?

...I want to make an informed decision. My professional opinion = don't do it. The mid-year election is something I didn't do myself, and ALWAYS counsel against, unless there is some specific, urgent need that only can be met this way. Taxing the LLC as a C-Corporation may be killing a gnat with a ...
by TerryDMillerMBA
Sun Dec 18, 2016 1:28 am
Forum: Personal Consumer Issues
Topic: Please critique my plan to move to AT&T Tracfone
Replies: 8
Views: 1280

Re: Please critique my plan to move to AT&T Tracfone

Tracfone. I have NEVER had a problem with them in two years so far. I have intermittent needs for phone, text, and non-free-Wifi usage, and the pay-as-you-go model fits me perfectly. I built up service time to the point where I can not buy any min/texts/data for about a year and my phone would still...
by TerryDMillerMBA
Sun Nov 20, 2016 3:21 pm
Forum: Investing - Help with Personal Investments
Topic: Need help selecting 401k funds at new job
Replies: 3
Views: 356

Re: Need help selecting 401k funds at new job

Fidelity® 500 Index Fund - Premium Class (FUSVX) 0.05%
Fidelity® U.S. Bond Index Fund - Premium Class (FSITX) 0.05%

For a two-fund portfolio, those would be my choices if I were in this position.
by TerryDMillerMBA
Tue Jul 26, 2016 7:14 pm
Forum: Personal Consumer Issues
Topic: What really happens to people who run out of their money in retirement
Replies: 61
Views: 9962

Re: What really happens to people who run out of their money in retirement

If you are still able to live alone, you move into senior citizen subsidized housing. Your rent is capped at 1/3 of your income and includes utilities. You sign up for Medicare "extra help" and PACE which takes care of your medical costs. You sign up for free or reduced cost meal delivery...
by TerryDMillerMBA
Wed Apr 27, 2016 6:08 pm
Forum: Personal Consumer Issues
Topic: Wire transfer issue
Replies: 11
Views: 1152

Re: Wire transfer issue

There is a risk of not receiving it. They possibly can straighten it out without that info. From Investopedia: Because the CHIPS UID number can be used by the clearing system to look up the needed banking information of a payment's recipient (e.g. routing number and account number), payment orders c...
by TerryDMillerMBA
Wed Apr 27, 2016 3:33 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to break into a new field.
Replies: 6
Views: 904

Re: Need advice on how to break into a new field.

Econ-pre-law is not strange to me. It may be because of my background, but I have run across all kinds. But I definitely feel for you in your career aspiration frustration. But don't despair. You will become a Chartered Financial Analyst. EDIT: And I simply have to comment on your situation with try...
by TerryDMillerMBA
Wed Apr 27, 2016 2:21 am
Forum: Personal Finance (Not Investing)
Topic: What to tell your child about Bill for tax preparation
Replies: 54
Views: 6899

Re: What to tell your child about Bill for tax preparation

Once I read that he used your accountant, I immediately thought that he probably uses/used your attorney(s). "Not that there's anything [inherently] wrong with that," but the pattern may need to be broken, putting my conjecture with other comments above mine.
by TerryDMillerMBA
Tue Apr 26, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Holes in the heels of black dress socks
Replies: 30
Views: 3001

Re: Holes in the heels of black dress socks

Definitely get more pairs in the rotation to spread the wear out.
by TerryDMillerMBA
Tue Apr 26, 2016 9:31 am
Forum: Personal Consumer Issues
Topic: Holes in the heels of black dress socks
Replies: 30
Views: 3001

Re: Holes in the heels of black dress socks

joe8d wrote:Trim your toenails.


Holes in his HEELS.

Image
by TerryDMillerMBA
Sun Apr 10, 2016 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: An Update on my condition - dementia is not fun
Replies: 19
Views: 5682

Re: An Update on my condition - dementia is not fun

I just had an uncle die that I helped take care of (a little more than 24 hours ago), and one of his conditions was dementia, in addition to his schizophrenia, diabetic/pancreatic issues, etc. He didn't have the income to hire someone, so my mother and I assisted him for ten years. He was my and my ...
by TerryDMillerMBA
Wed Mar 30, 2016 9:09 am
Forum: Personal Finance (Not Investing)
Topic: How to claim lottery winnings anonymously using trust?
Replies: 6
Views: 3323

Re: How to claim lottery winnings anonymously using trust?

Certain states allow an anonymous claiming of lottery winnings through a trust. Mine (Ohio) does There are only a few.

http://budgeting.thenest.com/claim-lott ... 31858.html
by TerryDMillerMBA
Sun Mar 20, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Setting up an LLC for a small business
Replies: 29
Views: 3047

Re: Setting up an LLC for a small business

StevieG72 wrote:I would go with the CPA, one stop shopping to set up LLC, handle payroll tasks, and take care of taxes. This is easy stuff for a CPA...


Bingo.
by TerryDMillerMBA
Fri Mar 11, 2016 5:22 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2648
Views: 848685

Re: What Book Are You Currently Reading? Part VI

"Orphan X" by Gregg Hurwitz

It is very engaging. The surface level assessment of the title character registers as all-too-familiar, but Hurwitz achieves some refreshing character development with his main protagonist.
by TerryDMillerMBA
Wed Feb 24, 2016 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Bank Accounts
Replies: 66
Views: 6984

Re: Bank Accounts

I always say to have as many checking and savings accounts as you need to keep things in their proper places. I personally have had as many as seven, and currently only have one.
by TerryDMillerMBA
Sun Feb 21, 2016 9:58 pm
Forum: Personal Consumer Issues
Topic: Cell phone question
Replies: 23
Views: 2353

Re: Cell phone question

500MB for such light usage sounds great. You will have a very good idea of your needs after that first month.
by TerryDMillerMBA
Mon Jan 18, 2016 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Where to find a business to purchase?
Replies: 36
Views: 5344

Re: Where to find a business to purchase?

No matter what route you go with, always do DUE DILIGENCE. Even if you were to hire a consultant to look into these things for you, you still would be forewarned to do some "homework" yourself.
by TerryDMillerMBA
Thu Sep 17, 2015 5:33 am
Forum: Personal Consumer Issues
Topic: What is the best way to purchase Iphone?
Replies: 37
Views: 6324

Re: What is the best way to purchase Iphone?

babington wrote:1. Buy it outright but without Apple's financing.
2. Self-insure by putting $20/month in the bank for the rest of your life. It's free.
3. Sign up for PagePlus and pay $30/month with access to the Verizon network, no contract and no Verizon b.s.


This is Boglehead philosophy in action.

:sharebeer
by TerryDMillerMBA
Sun Aug 30, 2015 5:09 pm
Forum: Personal Consumer Issues
Topic: Writing an effective customer complaint.
Replies: 5
Views: 486

Re: Writing an effective customer complaint.

"Just the facts, ma'am."--Joe Friday, Dragnet.

Concentrate on the facts first and foremost, then end with how it made you feel.

Also, I have had success with sending the complaint to the highest person in the company you can get correct contact information for.
by TerryDMillerMBA
Sat Aug 22, 2015 4:37 pm
Forum: Personal Consumer Issues
Topic: Online clothing shopping?
Replies: 16
Views: 1935

Re: Online clothing shopping?

Zappos.com (join VIP)

I have used a few other places that have been mentioned, but Zappos is hands-down the best experience.
by TerryDMillerMBA
Tue Jul 21, 2015 5:47 am
Forum: Personal Consumer Issues
Topic: lock for $500 bike
Replies: 27
Views: 3504

Re: lock for $500 bike

You will never stop a true professional 100% of the time. They will bring the tools and talent to get what they want most of the time. (This axiom goes for home security, computer security, etc.) You want to always discourage the amateurs and lower professionals, though. The U-bolt style is far supe...
by TerryDMillerMBA
Wed Jun 17, 2015 1:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3054
Views: 901082

Re: What Movie Have You Recently Watched?

abuss368 wrote:
Was it good?


It was VERY good. It is very far from stale. You would think that there are only so many humorous and/or insightful things to explore season after season, but the writing is still hitting home runs. The expository flashbacks are becoming my favorite parts of the episodes.
by TerryDMillerMBA
Tue Jun 16, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3054
Views: 901082

Re: What Movie Have You Recently Watched?

abuss368 wrote:The latest season for "Orange in the New Black" has been released on Netflix.


And was devoured between Saturday and Sunday. :happy