Search found 1625 matches

by TedSwippet
Sat May 26, 2018 3:39 am
Forum: Investing - Help with Personal Investments
Topic: 21, non-US citizen, best options for a lazy portfolio?
Replies: 10
Views: 1020

Re: 21, non-US citizen, best options for a lazy portfolio?

As for the 401k, I'm not even sure it is applicable to me... According to some sources, like this one , I would not be able to transfer my 401k funds tax-free if I moved outside the US, and I would probably be subject to the 10% early withdrawing fee as well. The link you cite talks about transferr...
by TedSwippet
Fri May 25, 2018 3:16 am
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

Looks like my taxation-related nightmare is over... For completeness, I should probably add that getting a US broker to release assets to the estate of someone who has died can be a bit of a hassle. They may require a 'release certificate' from the IRS before they can remit funds to the estate, and...
by TedSwippet
Thu May 24, 2018 4:32 am
Forum: Investing - Help with Personal Investments
Topic: UK expat in China, new investor, help needed, please :)
Replies: 13
Views: 822

Re: UK expat in China, new investor, help needed, please :)

2) broker - if I use Internaxx in Luxembourg, I believe there are no taxes, right? But if I use IB, for example, won't I pay US taxes? I certainly wouldn't want to hold in excess on $60,000 in cash with IB due to inheritance tax laws. But, do you think that only applies to cash, and not funds? Sure...
by TedSwippet
Wed May 23, 2018 2:44 am
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

But I believe if one uses a US broker, irrespective of US domiciled ETF or Irish domiciled ETF , when the position is liquidated, it results in "cash holding", and if this "cash holding" is >$60k (eg: $100k), then $100k -$60k = $40k is liable to estate tax upon death of account holder. Correct me i...
by TedSwippet
Tue May 22, 2018 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

Oh my...these impositions by the US seem to take the starch out from anyone entering into the investing territory. Indeed. It is almost as if the US wishes to actively repel inward investment by foreigners, isn't it? From your resourceful posts, I gather the below for nonresident alien hailing from...
by TedSwippet
Tue May 22, 2018 8:16 am
Forum: Investing - Help with Personal Investments
Topic: European moving to U.S. -- tax implications
Replies: 3
Views: 332

Re: European moving to U.S. -- tax implications

I am single, around 30 years old, don't own any real estate. Thanks for pointing out the real estate issue and the expatriation tax though, ... Just to be clear... the US estate tax is a tax on all your assets on death -- not just real estate but also stocks, bonds, cash, and so on. It is unfortuna...
by TedSwippet
Tue May 22, 2018 6:36 am
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Ok.. things can get complicated when you start considering income tax. But let's just assume investment on stocks funds and qualified dividends only. And let's assume you are in the 15% capital gain bracket. Under this broad assumption, US looks better than anything else, doesn't it? The earth is a...
by TedSwippet
Mon May 21, 2018 2:28 pm
Forum: Investing - Help with Personal Investments
Topic: European moving to U.S. -- tax implications
Replies: 3
Views: 332

Re: European moving to U.S. -- tax implications

I live in Sweden and will be moving to D.C. on a H1B visa this fall and will be fully taxable in 2019. ... I currently have around 2.5m USD in German brokerage accounts. You are indeed facing a number of pretty nasty options. On the plus side, you have taken the time to acquaint yourself with the d...
by TedSwippet
Mon May 21, 2018 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

Citing an example: My $30k worth ETFs grew to $100k worth ETFs after 30 years. Assuming that I would like to exit my position by liquidating my $100k worth ETFs and I was successful in doing so . At this juncture post-liquidization, I will have $100k cash holding in my IB account, before the money ...
by TedSwippet
Mon May 21, 2018 9:14 am
Forum: Investing - Help with Personal Investments
Topic: BH newbie from Hong Kong
Replies: 4
Views: 291

Re: BH newbie from Hong Kong

...and what are the tax implications if I were to invest in the US? I have a NYSE account but it is dormant at the moment. We have an entire wiki section devoted the US tax implications of investing in the US for US 'non-resident aliens' such as yourself (and me!). For you, the short answer is to e...
by TedSwippet
Mon May 21, 2018 8:41 am
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

You make goods points, but I was trying to simplify. I assume the US resident is in the 15% tax bracket for capital gains and qualified dividends. It would not seem there is a better place to invest than US. If we '"simplify" to assume that all US taxpayers pay 15% or less in cumulative -- that is,...
by TedSwippet
Mon May 21, 2018 3:17 am
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Sorry.. I meant to compare a US resident investing vs a <no-tax-country> resident. If both invest in a SP500 fund, US resident has to pay less taxes overall. ... Would you agree? It depends. If the US resident's income falls into the federal 0%, 10% or 12% brackets -- rather than the 22%, 24%, 32%,...
by TedSwippet
Sun May 20, 2018 8:28 am
Forum: Investing - Help with Personal Investments
Topic: Where to invest – moving overseas [Australia ex-pat, US citizen spouse]
Replies: 6
Views: 522

Re: Where to invest – moving overseas [Australia ex-pat, US citizen spouse]

I’m an Australian citizen living in the US with a green card and married to a US citizen. Excellent advice already from Storamin upthread. The process for surrendering a green card is to file an I-407 with the relevant US embassy once you have permanently left the US. Do make sure to follow it prop...
by TedSwippet
Sat May 19, 2018 2:08 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

So, if you leave in Andorra and you invest in US stocks, US will withhold 30%, right? (Andorra does not have a treaty; if you were living in France, it would be 15%) You asked: " Is anyplace better for investment than US? " Well, suppose you do live in Andorra. If you invest in US stocks you will p...
by TedSwippet
Sat May 19, 2018 12:32 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Do any of this countries have stocks you want to invest to ( a diversified portfolio with Andorran's companys may be difficult to achieve)? Oh, you're considering inward investment by foreigners, rather than a country to live in that treats investors well . I misunderstood your question, based on t...
by TedSwippet
Sat May 19, 2018 10:03 am
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Can you give me an example? And how much you would pay on taxes for an Index fund? How about this list as a starting point? In any one of these thirteen countries, the answer to your second question would be, zero. And even in the UK , not exactly known for its low tax rates, the tax on the average...
by TedSwippet
Sat May 19, 2018 3:08 am
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

One more thing, as you mentioned about death of the investor, I believe that IB has Joint Tenants with Rights of Survivorship account, whereby if one of the account holder dies, the entire account shall automatically belong to the survivor. With respect to this, and speaking from my context (both m...
by TedSwippet
Fri May 18, 2018 1:03 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

international001 wrote:
Fri May 18, 2018 11:42 am
Is anyplace better for investment than US?
Good heavens, yes! Plenty of countries beat the US hands-down when it comes to providing an attractive environment for investors.
by TedSwippet
Fri May 18, 2018 3:21 am
Forum: Investing - Help with Personal Investments
Topic: UK expat in China, new investor, help needed, please :)
Replies: 13
Views: 822

Re: UK expat in China, new investor, help needed, please :)

... Having no connection to the US, I don't want investments there due to taxation and legal issues (at least that is what I think the advice is, that I have read). So, is the latter fund something I should not invest in? From what I understand, it is where the bond/stock that the company buys is l...
by TedSwippet
Thu May 17, 2018 5:36 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a recent US immigrant
Replies: 18
Views: 1159

Re: Advice for a recent US immigrant

... I'll do the research you suggest and for now stick to a 401(k) plan but decide on changes for the future. Perhaps split between a Roth and traditional 401(k). This section of one of our wiki pages outlines some of the issues around investing in US retirement savings plans when you are not a US ...
by TedSwippet
Thu May 17, 2018 2:45 pm
Forum: Investing - Help with Personal Investments
Topic: [Europe] [Belgium] Investing with DEGIRO
Replies: 23
Views: 829

Re: [Europe] [Belgium] Investing with DEGIRO

From this kpmg study on lux funds wht I learn that Lux funds pay 30% dividend WHT to the US ... Thank you for posting this. I was looking for it earlier today in relation to this exact thread, but could not find it. I have no reason to doubt KPMG here, but it does seem odd that nowhere else -- at l...
by TedSwippet
Thu May 17, 2018 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a recent US immigrant
Replies: 18
Views: 1159

Re: Advice for a recent US immigrant

That's a really good point. For now I see myself being in the US long term, but life changes, so anything could happen. What's your advice on "simplification"? Should I just avoid Roth altogether? All other accounts are basically "taxable" upon distribution anyway. The first thing to do is investig...
by TedSwippet
Thu May 17, 2018 12:18 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a recent US immigrant
Replies: 18
Views: 1159

Re: Advice for a recent US immigrant

Any other advice for a young, newbie investor? One other thing to consider. Do you plan to -- and will you be able to -- remain in the US forever; that is, up to and beyond retirement? If yes, then invest like any other of your US citizen neighbours, friends and colleagues. If no however, you will ...
by TedSwippet
Thu May 17, 2018 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Investing with Vanguard in UK and Ireland
Replies: 2
Views: 195

Re: Investing with Vanguard in UK and Ireland

Question: Would I be allowed, as an Ireland resident, to open accounts in Vanguard (located in Dublin) or with Vanguard (located in UK)? I don't think Vanguard Ireland has a retail operation -- not sure -- but you certainly cannot open one in the UK. From Vanguard's UK web site : If you're a UK res...
by TedSwippet
Thu May 17, 2018 7:41 am
Forum: Investing - Help with Personal Investments
Topic: Tax implications of investing through London Stock Exchange for non-resident investors
Replies: 38
Views: 4632

Re: Tax implications of investing through London Stock Exchange for non-resident investors

Welcome. My only concern is that if I buy Irish domiciled ETFs on LSE via IB LLC which is based in US, would I in any way incur US taxes? Right now, I presume that the only possibility of tax would be the 15% withholding tax which is already inherently deducted from the yield. Would the location of ...
by TedSwippet
Wed May 16, 2018 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: Starting again in the U.S.A. [UK]
Replies: 4
Views: 588

Re: Starting again in the U.S.A. [UK]

I will be shortly relocating to the U.S.A. from the U.K.to live and work permanently.Due to FATCA I have had to liquidate all my investments here and will have to reinvest again once I arrive. ... Ah, FATCA. The gift that keeps on giving. Valuethinker has already provided a decent overview. I'll ju...
by TedSwippet
Sun May 13, 2018 8:07 am
Forum: Investing - Help with Personal Investments
Topic: [NRA] moving to [Japan] - how to change portfolio?
Replies: 2
Views: 214

Re: [NRA] moving to [Japan] - how to change portfolio?

For reasons I don’t understand, the iShares annual report does not report any withholding for SUAG, while the expense ratio ER = 0.25%. This implies that there is no tax leakage for the IE domiciled bond fund. I hope someone can comment on whether this is real as it seems to good to believe. US tre...
by TedSwippet
Sat May 12, 2018 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: US expat frustrations with Australian superannuation
Replies: 13
Views: 1923

Re: US expat frustrations with Australian superannuation

Until recently, I have lived in the US. I have a comfortable amount of knowledge in investing from a US perspective, and have applied the Bogleheads investment philosophy to the best of my abilities. Now that I am living in Australia, and have an Australian super, I am finding it difficult to apply...
by TedSwippet
Fri May 11, 2018 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Even triple Dividend taxation if you choose a fund domiciled in a country that taxes the dividends that the funds distribute. I believe Belgium is one of them. needless to say the Belgian domiciled funds have very few customers outside of Belgium. Or perhaps a transaction tax if you choose an ETF d...
by TedSwippet
Thu May 10, 2018 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

Isn't this some double taxation? Not really. One is normally a tax credit and the other effectively a tax deduction . A tax credit reduces your tax bill directly, a tax deduction reduces the amount of income on which you pay tax and may reduce your tax bill indirectly. A credit is more use to you t...
by TedSwippet
Wed May 09, 2018 6:56 am
Forum: Investing - Help with Personal Investments
Topic: Accumulating ETF - Additional Units or Increase in Price
Replies: 55
Views: 3222

Re: Accumulating ETF - Additional Units or Increase in Price

For non-US person: Better buy accumulative bond ETF domiciled in Ireland (no taxes on dividends). Sometimes. It depends on your local tax regime. Some will tax dividends annually even if 'accumulated' but not paid (eg the UK and Germany). For non-US person: Better buy stock ETFs domiciled in US. So...
by TedSwippet
Mon May 07, 2018 10:38 am
Forum: Investing - Help with Personal Investments
Topic: [EU] About the cost of taxes on dividends in European funds
Replies: 18
Views: 1039

Re: [EU] About the cost of taxes on dividends in European funds

That's a very interesting point - synthetic ETFs are not usually recommended but from your analysis they seem the best ones for tax reasons ... There are headaches on the near horizon though, in the shape of IRC section 871(m) : Through the introduction of Section 871(m) of the Internal Revenue Cod...
by TedSwippet
Fri May 04, 2018 10:59 am
Forum: Investing - Help with Personal Investments
Topic: What do you think of my Asset Allocation? (UK Investor)
Replies: 27
Views: 1871

Re: What do you think of my Asset Allocation? (UK Investor)

kosmicmisfit wrote:
Fri May 04, 2018 10:01 am
I am new to ETF investing and wanted to know what is the rationale behind all world ETF rather than individual regions.
Simplicity. If you are happy to hold regions weighted by their market cap, you never need to rebalance across them if they all live in one ETF or fund.
by TedSwippet
Fri May 04, 2018 10:57 am
Forum: Investing - Help with Personal Investments
Topic: fatca compliant european vanguard funds US expat (UK)
Replies: 6
Views: 296

Re: fatca compliant european vanguard funds US expat (UK)

As a dual citizen I need funds that are registered in both the UK and US. It's such a pain. I suspect that what you are looking for is this list of HMRC 'reporting status' funds and ETFs. It takes some digging around to find a given fund -- last time I looked I remember having to search by ISIN or ...
by TedSwippet
Sun Apr 29, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: can't login to vanguard this a.m.
Replies: 17
Views: 1200

Re: can't login to vanguard this a.m.

Not working properly for me either. I get Too many redirects errors in Chrome even after clearing browser cookies. In a Chrome ' incognito ' window I can sort-of log in, but the initial 'Balances' page continually refreshes in an unusable fashion. At one point I got an " oooh, look at our shiny new ...
by TedSwippet
Sun Apr 29, 2018 6:14 am
Forum: Investing - Help with Personal Investments
Topic: Offshore brokerage (Singapore) and tax
Replies: 4
Views: 346

Re: Offshore brokerage (Singapore) and tax

Welcome. I'm an expat, and living in a country that doesn't tax offshore income, ... You do not say whether or not you are a US citizen, but this has a huge bearing on the likely tax outcome of any investments you might make. Maybe read all the pages in this section of the wiki, and then return if y...
by TedSwippet
Fri Apr 27, 2018 2:47 am
Forum: Investing - Help with Personal Investments
Topic: UK resident: VPL or VAPX/VJPN?
Replies: 8
Views: 401

Re: UK resident: VPL or VAPX/VJPN?

I would hope (a), not only because it results in a lower tax bill, but also because it's simpler. That one, I think (although note that this is theoretical -- for assorted sad US tax reasons that will not apply to you, I do not actually hold any US domiciled funds or assets). If you search around t...
by TedSwippet
Thu Apr 26, 2018 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: UK resident: VPL or VAPX/VJPN?
Replies: 8
Views: 401

Re: UK resident: VPL or VAPX/VJPN?

However, I think (not 100% sure though, hence I seek confirmation) that this 15% can be reclaimed, which again would make VPL a better choice. That matches my understanding. L1 tax -- that is, anything paid internally by a fund or ETF -- cannot be reclaimed as a credit against UK tax. L2 tax -- som...
by TedSwippet
Mon Apr 23, 2018 5:52 pm
Forum: Investing - Help with Personal Investments
Topic: EXPAT: Strategy when invested in USA and spending in EUROS
Replies: 64
Views: 3941

Re: EXPAT: Strategy when invested in USA and spending in EUROS

For example -- since international bonds are the current theme -- the iShares Global Govt Bond UCITS ETF has a 0.2% TER. Can you get anything with an ISIN in a US broker ?? I am not sure I follow you? If you are asking if you yourself could buy this particular UCITS ETF in a US broker, the answer i...
by TedSwippet
Sun Apr 22, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: EXPAT: Strategy when invested in USA and spending in EUROS
Replies: 64
Views: 3941

Re: EXPAT: Strategy when invested in USA and spending in EUROS

... increasing overall costs (IGOV is 0.35% ER). That doesn't sound too bad to me but UK fund costs are far, far higher. Not universally. While that may be true on average , there are plenty of funds and ETFs widely available in the UK with entirely satisfactory skimpy charges. For example -- since...
by TedSwippet
Fri Apr 20, 2018 2:32 pm
Forum: Investing - Help with Personal Investments
Topic: Question on ETF portfolio (UK investor)
Replies: 7
Views: 630

Re: Question on ETF portfolio (UK investor)

nico_ok wrote:
Thu Apr 19, 2018 5:27 pm
Thanks a lot man, very useful chat, all the best and good luck!
You're welcome.
nico_ok wrote:
Thu Apr 19, 2018 5:27 pm
BTW do you know if I need to close this thread or just leave it??
No 'closure'. Just leave it. It will quickly turn into ancient history as it becomes buried under new posts. :-)
by TedSwippet
Thu Apr 19, 2018 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: Buy US-domiciled ETFs by Swiss residents
Replies: 9
Views: 814

Re: Buy US-domiciled ETFs by Swiss residents

What I don't understand is why this article has a figure of $2,141,800 x ratio of US situs/WW assets for Switzerland and a number of other countries, if the exemption for US residents prior to 2018 was $5.5m? The $2,141,800 is the US estate tax liability that a US citizen would pay on the $5.49MM l...
by TedSwippet
Thu Apr 19, 2018 4:13 am
Forum: Investing - Help with Personal Investments
Topic: EXPAT: Strategy when invested in USA and spending in EUROS
Replies: 64
Views: 3941

Re: EXPAT: Strategy when invested in USA and spending in EUROS

Not sure I understand, you are in Europe, but you use a US broker ? A direct result of FATCA is that many EU brokers now refuse to deal with any US citizens. Any EU brokers or platforms that do still provide accounts for US citizens will be unable to offer US domiciled ETFs because of EU regulation...
by TedSwippet
Wed Apr 18, 2018 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Question on ETF portfolio (UK investor)
Replies: 7
Views: 630

Re: Question on ETF portfolio (UK investor)

Need some planning / reading obviously to minimize costs in the process; from what I read, being out of the market for a bit could be worth an easier / quicker / maybe cheaper ISA transfer: your thoughts on this, if only cash, how long a transfer may take? Or would you transfer the ETF over as they...
by TedSwippet
Wed Apr 18, 2018 6:37 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review and Advice Sought for UK Investor
Replies: 11
Views: 1058

Re: Portfolio Review and Advice Sought for UK Investor

I wonder how another country would find out about your ISA? Given it is tax sheltered I didn’t think the broker sent anything to HMRC. I would be surprised if most people disclosed their ISA when moving abroad. Ordinarily, the answer here would be FATCA for the US, and AEOI/CRS for other countries....
by TedSwippet
Wed Apr 18, 2018 3:14 am
Forum: Investing - Help with Personal Investments
Topic: Question on ETF portfolio (UK investor)
Replies: 7
Views: 630

Re: Question on ETF portfolio (UK investor)

Interactive Investor offers very competitive fees structure, unfortunately I have read lots of very bad reviews on their service since their takeover of TD; I am requesting pretty simple stuff but give it's almost all I have I would also expect a decent level of service. Halifax SD inside an ISA do...
by TedSwippet
Tue Apr 17, 2018 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: Question on ETF portfolio (UK investor)
Replies: 7
Views: 630

Re: Question on ETF portfolio (UK investor)

Welcome. Do you know if this ‘issue’ is to be expected with all UK brokers (or all brokers in general)? I have contacted AJ Bell and Hargreaves Lansdown (2 of the 3 platforms I was considering to transfer my ISA to, if solely investing in ETF) and it’s the same for them, I think at least (answer was...
by TedSwippet
Mon Apr 16, 2018 3:07 am
Forum: Investing - Help with Personal Investments
Topic: Buy US-domiciled ETFs by Swiss residents
Replies: 9
Views: 814

Re: Buy US-domiciled ETFs by Swiss residents

I have read it several times, but being a layperson, I am struggling to understand it. In the case of Switzerland, it looks like real (immovable) estate as well as movable estate (e.g. US equities, cash in US$ - for example cash balance held with a US-domiciled broker, but not bank deposits with US...
by TedSwippet
Sun Apr 15, 2018 9:43 am
Forum: Investing - Help with Personal Investments
Topic: 2018 Tax Planning Help - New to US - Couple in Their 30s
Replies: 11
Views: 871

Re: 2018 Tax Planning Help - New to US - Couple in Their 30s

Welcome. 0.3M in a tax-sheltered account in what would be equivalent to a Roth IRA here in the US, can no longer contribute to this account The US rarely if ever recognises non-US (and non-pension) tax-sheltered accounts -- if it does, I cannot bring to mind a single example -- meaning these are usu...
by TedSwippet
Sat Apr 14, 2018 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Capital Gain vs Dividend Tax. US or SGP [Singapore]
Replies: 1
Views: 103

Re: Capital Gain vs Dividend Tax. US or SGP [Singapore]

Welcome. 1. To save on tax, should we invest using my Singapore account (30% dividend tax) or her US accounts (maybe 15% capital gain and 15% dividend tax)? Your best tax outcome probably comes from investing using accounts in your name only, and using Vanguard's Ireland-domiciled ETFs. This will re...