Search found 1464 matches

by TedSwippet
Sun Jan 21, 2018 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: What do you think of my Asset Allocation? (UK Investor)
Replies: 16
Views: 606

Re: What do you think of my Asset Allocation? (UK Investor)

1. Like minimalistmarc, you also suggest the VWRL ETF which only covers mid and large cap stocks. What do you think of that compared to the VTWSX index which also includes small cap stocks? Well, VTWSX is a Vanguard US mutual fund , so not something a non-US investor could easily invest in (or even...
by TedSwippet
Sat Jan 20, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 6
Views: 380

Re: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

To your question, when you get the 1099R it should have a taxable amount in Box 2a. Sometimes plans mess up and do not enter a taxable amount because direct rollovers to a Roth IRA are relatively rare compared to going to a pre tax IRA where the direct rollover would be non taxable. You would repor...
by TedSwippet
Sat Jan 20, 2018 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: Moving to Canada
Replies: 12
Views: 1128

Re: Moving to Canada

2. Open a brokerage account in Canada when I go there and invest there. Potential problems: 1. what do I do with the money if I decide to come back to the US in 2 years? 2. cost is higher ... and if you are a US citizen or green card holder, 3. the US PFIC tax rules if you buy Canadian or other non...
by TedSwippet
Sat Jan 20, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 6
Views: 380

Re: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

Using the right terminology sometimes helps. It's a rollover (not a conversion, nothing about "mid-air") from your 401k to your Roth IRA. ... Got it, thanks. It was Vanguard that introduced the term 'mid-air conversion'. I had never heard it before today. The way Vanguard displays all my accounts -...
by TedSwippet
Sat Jan 20, 2018 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 6
Views: 380

Re: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

If Vanguard told you this it's not true. A 1099-R is still necessary. It comes out from the 401k side. So just wait or log in to the 401k side and look for it. When you get it, enter it into software and proceed as usual. Ah, right. Thanks. Re-reading what Vanguard said more closely, it appears tha...
by TedSwippet
Sat Jan 20, 2018 4:36 am
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 6
Views: 380

Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

Last year I converted a portion of my (pure, vanilla, pre-tax) 401k directly to a Roth IRA. Vanguard has not issued a form 1099-R because it turns out that what I did here was a 'mid-air' conversion, so a 1099-R is apparently unnecessary. They will issue a form 5498 in May, and from the sound of thi...
by TedSwippet
Thu Jan 18, 2018 9:01 am
Forum: Investing - Help with Personal Investments
Topic: Investment advice for US expat in Europe
Replies: 2
Views: 197

Re: Investment advice for US expat in Europe

Welcome. I am a U.S. citizen living in Italy,... if I should invest locally in non-U.S. domiciled funds. You definitely do not want to take this path. More here and here . I don't know where you read that the consequences of this wouldn't be bad, but whatever it was, either it was wrong or you misin...
by TedSwippet
Wed Jan 17, 2018 10:43 am
Forum: Investing - Help with Personal Investments
Topic: Figuring out yield on specific ETF
Replies: 5
Views: 218

Re: Figuring out yield on specific ETF

Your link doesn't show me the ETF. What is the ticker symbol? This appears to be an Ireland domiciled UCITS 'open-ended unit trust' -- roughly equivalent to a US mutual fund -- and not an ETF, so no ticker. Does anyone know how to go about figuring out the yield? Maybe start by looking at the perfo...
by TedSwippet
Tue Jan 16, 2018 1:05 pm
Forum: Forum Issues and Administration
Topic: [New forum request] International investing and US non-resident section
Replies: 28
Views: 2451

Re: EU investing

Personally, I think the forum would benefit with a section for those "Investing - Help with Personal Investments - living outside the US". I'm inclined to agree. One possible danger is a loss of cross-pollination of ideas, where US investors never visit the non-US section and perhaps vice-versa, bu...
by TedSwippet
Tue Jan 16, 2018 7:18 am
Forum: Investing - Help with Personal Investments
Topic: Help with portfolio design (U.K)...Please?
Replies: 8
Views: 421

Re: Help with portfolio design (U.K)...Please?

Surely if go an all world fund all the different currencies involved would be risky to if pound really dropped? I am pretty sure you have the the wrong way around. If sterling drops relative to other currencies then the non-UK parts of an all-world fund become comparatively worth more in sterling. ...
by TedSwippet
Sun Jan 14, 2018 4:53 am
Forum: Investing - Help with Personal Investments
Topic: Large Lump Sum and in my 30's .. How to invest in Ireland?
Replies: 12
Views: 1443

Re: Large Lump Sum and in my 30's .. How to invest in Ireland?

My family left Ireland generations before my being born so obviously I know nothing about the current estate tax treaty, but it appears to me that you will be liable for inheritance tax on amounts over the $60,000 NRA exclusion. ... Well, you may be right. Thanks for digging around further. Ireland...
by TedSwippet
Thu Jan 11, 2018 8:10 am
Forum: Investing - Help with Personal Investments
Topic: Large Lump Sum and in my 30's .. How to invest in Ireland?
Replies: 12
Views: 1443

Re: Large Lump Sum and in my 30's .. How to invest in Ireland?

Welcome. Not a comprehensive reply, but I'll just pick up on a couple of points in your post, some relating to US tax. You may or may not know that Ireland has some odd local tax 'wrinkles' for Irish residents that can mean that holding US domiciled ETFs and funds is more tax efficient than holding ...
by TedSwippet
Thu Jan 11, 2018 4:13 am
Forum: Investing - Help with Personal Investments
Topic: hedged or non-hedged international bonds for non-US citizens with USD
Replies: 2
Views: 182

Re: hedged or non-hedged international bonds for non-US citizens with USD

Say you live in the EU, have USD and want to buy non-US bonds from a US-based ETF (US-based ETFs are better for us from a tax perspective) For the benefit of other readers, the "us" above refers specifically to Ireland and Irish resident investors , not to the EU in general. Ireland has some weird ...
by TedSwippet
Wed Jan 10, 2018 3:58 am
Forum: Investing - Help with Personal Investments
Topic: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?
Replies: 11
Views: 535

Re: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?

Let's say we leave estate tax aside. It said there could be tax on dividend but not tax on capital gain. So what if I buy ETF that's acculumative (e.g. reinvest dividend to stock)? Or i put up such instruction? US regulations mean that all US domiciled funds and ETFs distribute dividends to investo...
by TedSwippet
Tue Jan 09, 2018 9:33 am
Forum: Investing - Help with Personal Investments
Topic: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?
Replies: 11
Views: 535

Re: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?

This is not an answer to your question, but a bit of a cautionary note. Are you a US person for tax purposes ? If so, you might be subject to very onerous IRS PFIC rules ... And conversely, if not a 'US person' then you should really avoid purchasing or holding US domiciled ETFs, typically those li...
by TedSwippet
Mon Jan 08, 2018 6:01 pm
Forum: Investing - Help with Personal Investments
Topic: Avoiding future RMDs with Roth conversions as a non-resident alien
Replies: 0
Views: 82

Avoiding future RMDs with Roth conversions as a non-resident alien

An odd one even by Boglehead standards, but here goes... The recently passed tax reform has prompted a re-think of my existing Roth conversion plan . I am a US non-resident alien with a 401k from work in the US, and had intended to convert around $4k/year until age 60 and then $40k/year until the 40...
by TedSwippet
Sun Jan 07, 2018 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: What do you think of my Asset Allocation? (UK Investor)
Replies: 16
Views: 606

Re: What do you think of my Asset Allocation? (UK Investor)

What about their other fees and charges? Assuming an ISA, listed here . For a total £30k holding the platform charge would come to £135/year for holding funds, or £45/year for ETFs. Trading in funds is free, and in ETFs it is £11.95. By comparison, iWeb charge a £25 one-off 'joining' fee and then £...
by TedSwippet
Sun Jan 07, 2018 11:25 am
Forum: Investing - Help with Personal Investments
Topic: What do you think of my Asset Allocation? (UK Investor)
Replies: 16
Views: 606

Re: What do you think of my Asset Allocation? (UK Investor)

I have not checked those ETFs. But London listed? Yes. I'd like to invest in UK stock as well like the FTSE all share index, but wasn't sure how to work this out because the Total International index covers the UK. Shall I just not bother? You appear to be taking a somewhat US-centric view of thing...
by TedSwippet
Sat Jan 06, 2018 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Using call options to hedge currency risk
Replies: 10
Views: 502

Re: Using call options to hedge currency risk

... I was thinking of keeping the money in the market here, and only moving it at the end of the year. Good point though that it makes little difference whether I occur a tax liability in January or in December. Given your plans, you might want to kneel down and pray for a well-calibrated market cr...
by TedSwippet
Sat Jan 06, 2018 4:31 am
Forum: Investing - Help with Personal Investments
Topic: Using call options to hedge currency risk
Replies: 10
Views: 502

Re: Using call options to hedge currency risk

All of my investments are currently in the US but I will be moving to Europe in the future and I want to take all my USD with me. ... Given the slide of the US dollar (down from about $1.06 to buy a euro about a year ago, to $1.20 now) I am concerned about the possibility of further decline in the ...
by TedSwippet
Tue Jan 02, 2018 3:33 pm
Forum: Investing - Theory, News & General
Topic: MiFID II [European Union - Markets in Financial Instruments Directive]
Replies: 24
Views: 1346

Re: MiFID II [European Union - Markets in Financial Instruments Directive]

I'm reading and trying to understand whether you agree with me or not. I am agreeing. The introductory 'yes' is a clue :-) So if the MIFID II forces EU citizens away from US based ETFs does that not mean that all EU countries that have a tax treaty with the US which is less then 30% automatically b...
by TedSwippet
Tue Jan 02, 2018 3:07 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Portugal - Lost
Replies: 14
Views: 1603

Re: Investing in Portugal - Lost

I have now a registered account on Degiro and they are saying that as long as I fill the W-8BEN, which I just did, I won't have 30% tax on my dividends on american taxes. But they don't say how much I have to pay exactly so, I contacted them to know a little more about this. It will be a direct 15%...
by TedSwippet
Tue Jan 02, 2018 1:23 pm
Forum: Investing - Theory, News & General
Topic: MiFID II [European Union - Markets in Financial Instruments Directive]
Replies: 24
Views: 1346

Re: MiFID II [European Union - Markets in Financial Instruments Directive]

US dividends have 30% tax. but if you filled in the correct paperwork you are taxed (only) 15% dividendtax. That 15% dividendtax can then be put on your income tax form and be redeemed because we already pay 1.2% wealth tax. So with VTI-VXUS dividend leakage is 0%. Ireland ETFs pay dividend taxes t...
by TedSwippet
Tue Jan 02, 2018 7:23 am
Forum: Investing - Help with Personal Investments
Topic: Investing in Portugal - Lost
Replies: 14
Views: 1603

Re: Investing in Portugal - Lost

Assuming I will only buy Irish ETFs is this a good screening? The Ireland domicile filter is certainly appropriate. You could also add Luxembourg if you want to widen your choices; it seems that these are equally as good as Ireland domiciled funds for non-US persons. The EUR hedged filter is probab...
by TedSwippet
Mon Jan 01, 2018 6:25 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Portugal - Lost
Replies: 14
Views: 1603

Re: Investing in Portugal - Lost

Apparently we do have a tax treaty with USA and I read this: "1. Dividends paid by a company that is a resident of a Contracting State to a resident of the other Contracting State may be taxed in that other State." So, I guess this means I can invest on US assets as long I pay those 28%? You need t...
by TedSwippet
Sun Dec 31, 2017 4:13 am
Forum: Investing - Help with Personal Investments
Topic: US / European portfolios; I'd love some advice.
Replies: 7
Views: 752

Re: US / European portfolios; I'd love some advice.

I am not sure I quite follow why the currency doesn't matter in this scenario, because dividends/distributions have to be paid to the EUR based account, right? Or are you saying that it doesn't matter over time, because the currency fluctuates? The main point is that what matters to you is the exch...
by TedSwippet
Fri Dec 29, 2017 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: US / European portfolios; I'd love some advice.
Replies: 7
Views: 752

Re: US / European portfolios; I'd love some advice.

Welcome.
blueredgreen wrote:
Fri Dec 29, 2017 10:10 am
DE: 80% comdirect Brokerage (Europe/EUR centric, 69/31):...
More considered response later, but as a first reaction, because you are a US tax resident you really do not want to hold any of these non-US domiciled funds or ETFs yourself. See this wiki page for why.
by TedSwippet
Wed Dec 27, 2017 8:49 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

So will this 15% be paid internally for every holder of the ETF, regardless of their tax residency? On the US stock component of an Ireland domiciled ETF, yes. IB tried to tell me that as I had not indicated a country of residence on the W8 form, I would not get the treaty and be charged 30%. Only ...
by TedSwippet
Tue Dec 26, 2017 3:57 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

I hold Vanguard All-World ETF, which is domiciled in Ireland. ...I most certainly don't want to illegaly evade tax. If IB have acted incorrectly and I have no risk I will keep quiet. If I have some risk I will report it. IB have acted correctly. You have no need to file any US tax returns, no (furt...
by TedSwippet
Fri Dec 22, 2017 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Buying Bond ETFs in Europe
Replies: 31
Views: 3044

Re: Buying Bond ETFs in Europe

Do you have a reference to this? Googling didn't turn up anything too informative. There isn't much information on it at present, but this paper gives an overview. There have been reports of communications from at least one UK broker, and possibly two, indicating that US domiciled ETFs will no long...
by TedSwippet
Fri Dec 22, 2017 3:55 am
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48791

Re: Tax Bill Omnibus Thread

Most non-residents on H1B visa (colleagues at work) have to file as "residents" for taxation purposes and declare world-wide income and pay taxes on them (and get credit for foreign taxes if their countries have double-taxation-avoidance treaties with the U.S). Only a subset of non-residents (per c...
by TedSwippet
Thu Dec 21, 2017 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48791

Re: Tax Bill Omnibus Thread

This bill is a tax hike for some non-resident aliens, including a selection of H1B and L1 visa-holding foreigners working in the US, and some previous US resident foreigner workers now no longer in the US but receiving US pensions. Non-residents could previously take the personal exemption, but cann...
by TedSwippet
Tue Dec 19, 2017 8:56 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

Which means that US witholdings on US stocks would have already been made before any payment of US dividends get into the fund. ... Is that correct? Yes, at the US/Ireland 15% treaty rate. Looking through a prior post or two of the OP's, there is fairly strong evidence that they actually hold Irela...
by TedSwippet
Tue Dec 19, 2017 8:26 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

Why isn't it better to hold Ireland domiciled stocks? As a non-Ireland resident, wouldn't the only tax drag be the ~15% US withholding on US stocks? Exactly. The OP hasn't stated what they actually hold with IB. Perhaps as msk speculates, they already own Ireland or other non-US domiciled ETFs. And...
by TedSwippet
Tue Dec 19, 2017 8:07 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

I don't understand what you are asking. You had no withholding and now you want to know why you have no withholding? Isn't that what you want? I can see several implied questions: Does the OP have a non-withheld US tax liability here? (perhaps) Does the OP need to file a US non-resident alien tax r...
by TedSwippet
Tue Dec 19, 2017 7:43 am
Forum: Investing - Help with Personal Investments
Topic: No withholding tax with Interactive Brokers
Replies: 19
Views: 1543

Re: No withholding tax with Interactive Brokers

If the investment income is less than the personal exemption amount, there won't be tax liability anyway, so even a withholding of zero would satisfy matters and no filing would be required... Unfortunately not. Investment income for NRAs is not ' effectively connected ' with a US trade or business...
by TedSwippet
Mon Dec 18, 2017 10:35 am
Forum: Investing - Help with Personal Investments
Topic: GBP vs USD for Non US citizens
Replies: 6
Views: 613

Re: GBP vs USD for Non US citizens

The thing is that I would have to convert it to Singapore Dollars in the end, not US dollars or pounds. So the strength of the currency makes a difference. No, it is still immaterial. What matters to you is the exchange rate between SGD and the currency of whatever assets the ETF holds . This artic...
by TedSwippet
Mon Dec 18, 2017 3:58 am
Forum: Investing - Help with Personal Investments
Topic: Can non US citizen create corporation in US to invest in vanguard
Replies: 10
Views: 1152

Re: Can non US citizen create corporation in US to invest in vanguard

Does this two factor makes is it tax wise for Indonesian to purchase US domiciled vanguard ETF? Or ireland / UK domiciled vanguard ETF still better? Indonesia has no estate tax treaty with the US. This means that anything you hold in US domiciled ETFs above $60k is at risk from US estate taxes. Inc...
by TedSwippet
Thu Dec 14, 2017 1:48 pm
Forum: Investing - Help with Personal Investments
Topic: Help - trying to find low cost advisers who will work with non U.S. residents
Replies: 10
Views: 594

Re: Help - trying to find low cost advisers who will work with non U.S. residents

Robo advisors is an idea I did not consider. However, again, it's a DIY approach (I think?). Not exactly DIY, at least not normally. Most seem to offer a selection of standard-ish portfolios, usually built up out of a number of cheap tracker funds or ETFs, often (but perhaps not exclusively) Vangua...
by TedSwippet
Thu Dec 14, 2017 9:01 am
Forum: Investing - Help with Personal Investments
Topic: Help - trying to find low cost advisers who will work with non U.S. residents
Replies: 10
Views: 594

Re: Help - trying to find low cost advisers who will work with non U.S. residents

I understand your suggestion. This means a DIY approach. However, I am hoping to connect with a reputed wealth management advisor who would manage my portfolio for a fee. This is turning out to be a difficult task... though I can't understand why. It seems index linked passive investment strategies...
by TedSwippet
Wed Dec 13, 2017 6:04 pm
Forum: Investing - Theory, News & General
Topic: Concerns about investing abroad
Replies: 27
Views: 2347

Re: Concerns about investing abroad

Estate tax for non-US persons investing in US-domiciled funds is pretty punitive starting at a low level ($40k). Actually it is not $40k but $60k, But yes, US estate taxes can kick in at ridiculously low levels for US NRAs. However, in this particular case both France and Italy have US estate tax t...
by TedSwippet
Wed Dec 13, 2017 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: Help - trying to find low cost advisers who will work with non U.S. residents
Replies: 10
Views: 594

Re: Help - trying to find low cost advisers who will work with non U.S. residents

I am not a US resident. I have contacted several wealth advisory firms in the US, all of who have informed that they do not handle international clients... You asked a similar question a couple of years ago. The answers you received then still apply. Your best bet is probably to buy Vanguard's Irel...
by TedSwippet
Wed Dec 13, 2017 10:11 am
Forum: Investing - Help with Personal Investments
Topic: International taxation
Replies: 1
Views: 223

Re: International taxation

1- Who must offer the investors this form and any other between (in this case) Spain and any other counrty apart from the US I would invest in? Is it the broker or the fund? Or is it the investor taking the initiative and asking for it? The broker. As a general rule, a broker won't let you trade in...
by TedSwippet
Wed Dec 13, 2017 9:48 am
Forum: Investing - Help with Personal Investments
Topic: 1st draft of my portfolio to evaluation [feedback please] [Europe]
Replies: 33
Views: 1739

Re: 1st draft of my portfolio to evaluation [feedback please] [Europe]

Yes, the fund would pay any US taxes internally. The difference though is that a Luxembourg fund would lose 30% to US tax on dividends from any US assets it holds. An Ireland fund can use the US/Ireland tax treaty and so drop the US dividend tax to 15%. Then what is the impact that this taxation ha...
by TedSwippet
Sun Dec 10, 2017 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall of 1.5 millions
Replies: 10
Views: 2208

Re: Windfall of 1.5 millions

I might return to my home country in a year but mostly I will get residency here and stay. It will be clear in a year what I will be doing in future. As part of your planning, you should ensure that you fully understand how the US's nasty and spiteful exit tax works for departing long-term permanen...
by TedSwippet
Sun Dec 10, 2017 6:20 am
Forum: Investing - Help with Personal Investments
Topic: 1st draft of my portfolio to evaluation [feedback please] [Europe]
Replies: 33
Views: 1739

Re: 2nd draft of my portfolio to evaluation [feedback please] [Europe]

In general you should really prefer either full physical replication or sampling to swap-based. Can you elaborate on that please? ... Except that in spite of ESMA this debate seems to be still going on... Maybe I am still living in the past with my preference for physical replication. If counterpar...
by TedSwippet
Sat Dec 09, 2017 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: 1st draft of my portfolio to evaluation [feedback please] [Europe]
Replies: 33
Views: 1739

Re: 2nd draft of my portfolio to evaluation [feedback please] [Europe]

Further quick thoughts... Since they are accumulation I guess you mean that I may have problems with taxes when I liquidate the assets, right? Not really what I meant, but you might. Nothing to do with ETF domicile, though. It all hinges on how your home country taxes accumulated dividends. Some let...
by TedSwippet
Sat Dec 09, 2017 11:38 am
Forum: Investing - Help with Personal Investments
Topic: 1st draft of my portfolio to evaluation [feedback please] [Europe]
Replies: 33
Views: 1739

Re: 2nd draft of my portfolio to evaluation [feedback please] [Europe]

A few thoughts, in no particular order. In contrast to others, I don't see a particular problem with seven funds rather than three. In one of my own pensions I combine seven funds to effectively replicate the simple three-fund portfolio. By holding UK, US, EU ex-UK, Japan, Pacific ex-Japan, ordinary...
by TedSwippet
Sat Dec 09, 2017 4:49 am
Forum: Investing - Help with Personal Investments
Topic: Non-US domiciled funds that trade in USD
Replies: 8
Views: 728

Re: Non-US domiciled funds that trade in USD

I could not find CSPX - iShares Core S&P 500 UCITS ETF (USD, Ireland 0.07%) on Interactive Brokers!!! Do they not have it? Can someone suggest an alternative? I don't have an Interactive Brokers account, but found this [ link ] with a bit of poking around. The suggestion here is that it's available...
by TedSwippet
Thu Dec 07, 2017 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Completing Form W-8 in Australia
Replies: 1
Views: 120

Re: Completing Form W-8 in Australia

An "Aus Tac file number" does not fit into the US online boxes so a user gets blocked at that point in filling out an RS Form W-8. Are you sure that you are trying to enter your Australian tax number in the right part of Vanguard's online W-8BEN process? There are two places in the W-8BEN process w...