Search found 590 matches

by Teague
Thu Jul 20, 2017 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Should you tell your employers your age if you look too young?
Replies: 14
Views: 1178

Re: Should you tell your employers your age if you look too young?

Just make sure your high school grad date is on your resume/CV. That will do the trick nicely.

As an aside, I once got pulled over because I looked too young to drive. Enjoy it while you can. :happy
by Teague
Wed Jul 19, 2017 9:46 pm
Forum: Personal Consumer Issues
Topic: Would you let your teenager spend all his savings on a gaming computer?
Replies: 114
Views: 5087

Re: Would you let your teenager spend all his savings on a gaming computer?

Taylor Larimore wrote:
Children learn from both good and bad results (some adults too).

Best wishes.
Taylor


Brilliant. I shall remember that one!
by Teague
Wed Jul 19, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2597

Re: Property in Rural Area that is going "chic"

Sorry I do not have anything for you but a thought: Wouldn't that be kind of like stocks and their associated newsletters? In other words, anyone who had reliable and actionable information would keep that to themselves to profit from it. Those publishing reviews and predictions tend to be those wit...
by Teague
Wed Jul 19, 2017 2:40 am
Forum: Investing - Help with Personal Investments
Topic: Personal Finance Milestone: 20 Times Annual Expense
Replies: 95
Views: 8222

Re: Personal Finance Milestone: 20 Times Annual Expense

...I am just glad that I make it so far in spite of my own incompetence at finance. KlangFool IMHO you are far too modest. You are clearly not incompetent at finance; just the opposite really. Your 20X accomplishment proves this. You simply had to make your own path. Congratulations! Like so many o...
by Teague
Wed Jul 19, 2017 12:15 am
Forum: Personal Consumer Issues
Topic: Hearing 3 beeps in Prius 2005
Replies: 23
Views: 1466

Re: Hearing 3 beeps in Prius 2005

Not sure if this is helpful or not- http://thehamsterblog.com/what-do-hamster-noises-mean/ ;) A bit more seriously, after searching a few Prius forums (fora?), I think I'd either try replacing the fob battery again, or at least take it to Radio Shack and have it tested. Maybe corroded or dirty conta...
by Teague
Tue Jul 18, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Car braking on downward slopes
Replies: 22
Views: 1292

Re: Car braking on downward slopes

Perfectly normal and desirable on a newer car. This really is a feature, not a bug.
by Teague
Sat Jul 15, 2017 2:10 am
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 6174

Re: Cheap eggs... how bad?

Yeah, I know that white chickens lay white eggs...


Nope, sorry. We raise chickens of several varieties, some ducks too. It doesn't work that way at all.

On a related note, chocolate milk does not come from brown cows.
by Teague
Wed Jul 12, 2017 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Do you count vehicle equity in net worth?
Replies: 178
Views: 7032

Re: Do you count vehicle equity in net worth?

This would be a great question for Jay Leno's accountant.
by Teague
Sat Jul 08, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Doing dishes while camping
Replies: 38
Views: 2682

Re: Doing dishes while camping

...When I originally tried the bucket system after watching a youtube video .. the water looked filthy only part way through. I now have some great ideas from you guys... :sharebeer Well, sure, this is Bogleheads after all. Some of us like to use a bucket system, while some folks say doing that jus...
by Teague
Sat Jul 08, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Doing dishes while camping
Replies: 38
Views: 2682

Re: Doing dishes while camping

The reason folks don't do their dishes by the faucet is good camping etiquette. The faucet area is obviously the most convenient, but if everyone did their dishes there that area would soon become overcrowded with dish-doers, not to mention a soupy mess. A better way is to do your dishes at your cam...
by Teague
Sat Jul 08, 2017 12:16 am
Forum: Personal Finance (Not Investing)
Topic: How are you a leader in personal finance?
Replies: 29
Views: 3140

Re: How are you a leader in personal finance?

Do loss-leaders count?
by Teague
Thu Jul 06, 2017 8:57 am
Forum: Personal Consumer Issues
Topic: Better hurry if you want a gas-engine Volvo
Replies: 96
Views: 4532

Re: Better hurry if you want a gas-engine Volvo

So in a couple of years I'll be pulling our horse trailer up the Sierra Nevada mountains with an electric vehicle? That should be interesting.
by Teague
Thu Jun 29, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3589
Views: 946146

Re: U.S. stocks in freefall

Here's an explanation for today's drop from a Reuters article: "Part of the reason why tech is down today is the steam in the recent rotation out of some of big tech winners and into banks," said Michael Scanlon, portfolio manager at Manulife Asset Management in Boston..." Steam, that...
by Teague
Wed Jun 28, 2017 11:00 pm
Forum: Investing - Theory, News & General
Topic: "Quincy Jones Streaming Music, Media & Entertainment ETF"
Replies: 13
Views: 1122

Re: "Quincy Jones Streaming Music, Media & Entertainment ETF"

TimeRunner wrote:We got Dow Jones, Quincy Jones...but I'm waiting for Nathan, Nathan Jones.

https://youtu.be/SzQOvcw6cZk

"Oh winter's passed spring and fall
You never rung me, you never called
Nathan Jones you've been gone too long
Gone too long"


Anyone else finding it hard to keep up with the Joneses?
by Teague
Wed Jun 28, 2017 12:06 pm
Forum: Personal Consumer Issues
Topic: Best cars for multiple kids
Replies: 51
Views: 3086

Re: Best cars for multiple kids

The upcoming Durango SRT-

0-60 4.4 seconds
Quarter mile 12.9
Seats 6
:)
by Teague
Mon Jun 26, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: What to do with misdirected package?
Replies: 32
Views: 1698

Re: What to do with misdirected package?

I have ordered various pool things online, but I have no idea which company may have mistakenly sent this to me. ? Are any of the companies you've ordered pool stuff from Mom and Pop type operations? I'd bet the package more likely came from them than from a larger, more established retailer. Just ...
by Teague
Mon Jun 26, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: What to do with misdirected package?
Replies: 32
Views: 1698

Re: What to do with misdirected package?

Two weeks after we moved in to the first house we bought, we heard a door bell. By the time wife got to the door she saw a UPS van drive away, there was a package left at the door. Addressed to "Ned, Dear Friend" (yes, just Ned). No information on sender. This was in early December. We ca...
by Teague
Mon Jun 26, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: What to do with misdirected package?
Replies: 32
Views: 1698

Re: What to do with misdirected package?

I'm curious is "teague's correct address" very similar to yours? Like, a neighbor? My correct name, my correct address. My username is Teague. It was sent to me, my name, at my address. I'm pretty sure I'm not going to Leavenworth for opening a package addressed to me at my address. :wink:
by Teague
Mon Jun 26, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: What to do with misdirected package?
Replies: 32
Views: 1698

What to do with misdirected package?

I received a package via Priority Mail containing an item I didn't order, and as far as I can tell, haven't been charged for. Normally I'd write "return to sender" and off it goes, but there is no return address or company name on the package. There is an order number, but that is just ran...
by Teague
Sun Jun 25, 2017 8:26 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 12957

Re: Sam's Club vs. Costco

I belong to both, premium member at Costco and regular member at Sams. Stores are located across the street from each other. Pro Costco: Quality is generally better. No-hassle returns. The 'treasure hunt" - cool new things appear frequently. When I try something new there, I am rarely disappoin...
by Teague
Sat Jun 24, 2017 10:03 pm
Forum: Personal Consumer Issues
Topic: Worth it to attempt repair on A/C condenser?
Replies: 33
Views: 2090

Re: Worth it to attemp repair on A/C condenser?

...Be careful - if the capacitor is working it will be charged and careless tinkering will discharge it, with potentially unfortunate results for adjacent electronic circuitry and humans. ... Very important point above, and just to emphasize, if the capacitor is working at all , even not well enoug...
by Teague
Fri Jun 23, 2017 11:14 pm
Forum: Personal Consumer Issues
Topic: Is there "better" time of year to buy older used car?
Replies: 6
Views: 1104

Re: Is there "better" time of year to buy older used car?

If it's a convertible or one with a sunroof, your local rainy season can be the best time. Facilitates checking for leaks.
by Teague
Fri Jun 23, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: What do you say when you cancel an account that you only opened for bonus?
Replies: 64
Views: 4653

Re: What do you say when you cancel an account that you only opened for bonus?

I'm sorry I've been putting this off, but we need to talk. I've met another bank. I'll never forget the statements we shared together. Those were some of the best numbers of my life. I'm certainly richer for having known you. You're a fantastic bank and you will be just fine. And don't worry, a grea...
by Teague
Mon Jun 19, 2017 9:09 pm
Forum: Personal Consumer Issues
Topic: Good camera - new baby coming
Replies: 61
Views: 3737

Re: Good camera - new baby coming

If you want 'easy-to-use' - i would definitely not get a SLR. iPhones are so easy to use, and I find that most people who go the SLR route just give up; just not worth it. I'm not sure of your statistics regarding SLR's, but as the OP's child grows into an active toddler he may find that a smartpho...
by Teague
Mon Jun 19, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Can this air compressor be saved?
Replies: 7
Views: 875

Re: Can this air compressor be saved?

Sure, grab a meter and check the resistance of the cord(s). Replace cord if need be. If still problems, check the resistance of the compressor motor across the hot and neutral, and across each of those to ground. Contact the manufacturer to see what those resistance readings should be, replace motor...
by Teague
Sun Jun 18, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3484

Re: Fermenting Vegetables

One thing I have been planning but never got around to doing is making kosher dill pickles this way. The "half-salt" ones in particular. I was amazed to see how simple it is to do, and relatively foolproof apparently. The cucumbers come naturally inoculated with the starter culture! I like...
by Teague
Sun Jun 18, 2017 4:33 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3484

Re: Fermenting Vegetables

btenny wrote:Google chimchi and cancer. There are lots of references.


I did that, but because correlation does not imply causation, I couldn't find anything that would lead me to the conclusion that kimchi ingestion causes cancer. I did find the link to "Oprah" amusing though.
by Teague
Sun Jun 18, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3484

Re: Fermenting Vegetables

btenny wrote:Did you people go read the articles about Kimchi and other pickled vegetables? The scientific data is pretty clear that Kimchi raises the odds of getting cancer. I love the taste of the stuff but I will not go out and start eating a lot of it after reading this data.

Good Luck.


Reference please?
by Teague
Sun Jun 18, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: New Box Spring?
Replies: 22
Views: 1256

Re: New Box Spring?

All of these replies have been most entertaining. However, the question remains: Is it necessary to replace the box spring when the mattress is replaced? The straight and boring answer is "probably not, unless you are a box spring manufacturer." https://www.stlbeds.com/what-is-a-boxspring...
by Teague
Sun Jun 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3484

Re: Fermenting Vegetables

tidelandp wrote:I always have something fermenting in the kitchen -- ...


Me too. I really need to clean out that fridge.
by Teague
Sun Jun 18, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: New Box Spring?
Replies: 22
Views: 1256

Re: New Box Spring?

I always laugh at these mattress ads. There is one ad that is saying replace your mattress every 7 years like it is motor oil or something. There is a radio ad in Phoenix that tells you that it is ok to blow a bunch of money on a mattress, because you only buy x number in your life :) And this is e...
by Teague
Wed Jun 14, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Best Cheap Champagne
Replies: 60
Views: 3978

Re: Best Cheap Champagne

Champipple.
by Teague
Wed Jun 14, 2017 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: Bought $31K Stocks Today: Am I Mad?
Replies: 32
Views: 3697

Re: Bought $31K Stocks Today: Am I Mad?

As I write this the S&P 500 is off 0.4%, NASDAQ down 1%. It looks you have timed the market brilliantly!
by Teague
Wed Jun 14, 2017 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: I'm going to be rich! [Fidelity retirement planner]
Replies: 31
Views: 5373

Re: I'm going to be rich!

Unfortunately, you forgot to take Required Minimum Distributions into account starting at age 70.5 unless you are still working for the same company at that time. But you said you'd be dead by then so your account will be split among your heirs who will have had to take RMDs starting in the year af...
by Teague
Wed Jun 14, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: I'm going to be rich! [Fidelity retirement planner]
Replies: 31
Views: 5373

Re: I'm going to be rich!

I'm sure some are wondering how this calculator can indicate OP will have millions left at plan end, but he is only able to meet 98% of his expenses. There is an answer: The retirement score - 98 in this case - always assumes an underperforming market, i.e. a 10% failure rate. This is conservative a...
by Teague
Wed Jun 14, 2017 9:11 am
Forum: Personal Finance (Not Investing)
Topic: I'm going to be rich! [Fidelity retirement planner]
Replies: 31
Views: 5373

Re: I'm going to be rich!

The 98 means he can regularly withdraw 98% of his projected expenses, at the level of confidence of a 10% failure rate. (From last time I read the methodology for that calculator.) So 10% of the time they will run out of money before their "scheduled" death. In other words, he/she may be &...
by Teague
Sun Jun 11, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: Fence Dilemma
Replies: 31
Views: 2718

Re: Fence Dilemma

Take the highest road: 1. Check with the neighbor first, explaining what you plan to do and asking if it's OK with her that you do that. 2. You pay for it. If she offers to contribute turn her down unless she would genuinely be insulted. 3. Experience an inner peace for having done the right thing. ...
by Teague
Sun Jun 11, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: Recommendations on Home Alarm Systems
Replies: 18
Views: 1614

Re: Recommendations on Home Alarm Systems

I've used Frontpoint for several years. Yes, they are expensive, relatively, and I suppose I should look for a better deal, but I've been too lazy. I will say their service is outstanding. Their monitoring is top-notch. Twice I've accidentally set the fire alarm off (burned a pizza on both occasions...
by Teague
Sat Jun 10, 2017 6:12 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 1635

Re: Good school in Mexico for Spanish?

arcticpineapplecorp. wrote:no but have you tried duolingo?

http://www.duolingo.com


Thanks, I'm checking that out now.
by Teague
Sat Jun 10, 2017 6:11 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 1635

Re: Good school in Mexico for Spanish?

runner540 wrote:Would you consider language schools in other countries such as Costa Rica, Chile or Argentina (all of which are safer)?


Conceivably, but Mexico would be better geographically as it is closer for me to journey back home when required.
by Teague
Sat Jun 10, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 1635

Good school in Mexico for Spanish?

Looking forward to retirement in a couple of years or maybe less, one thing I've long wanted to do is get better at Spanish. The purpose is to be better equipped for spending some time in Mexico and South America. Though high school was long ago, I took 2 years of Spanish there and can still conjuga...
by Teague
Sat Jun 10, 2017 3:39 pm
Forum: Personal Consumer Issues
Topic: Naming boat
Replies: 62
Views: 2390

Re: Naming boat

Is it new or used? I ask because there is of course an imperative procedure to be followed when renaming a boat.

Here's one version of the procedure:

http://www.boatsafe.com/nauticalknowhow/rename.htm
by Teague
Sat Jun 10, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: What Do You Pay for an Oil Change?
Replies: 129
Views: 7926

Re: What Do You Pay for an Oil Change?

Our last oil change at Jiffy Lube cost us over $1,515. Instead of draining the oil in my Wife's 3-month old car, they drained the transmission and then proceeded to add 5 quarts of oil to the crankcase. Two weeks later the transmission became erratic. Our dealer showed us that the drain plug on the...
by Teague
Thu Jun 08, 2017 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: GS Bank raised rate to 1.20%
Replies: 21
Views: 3669

Re: GS Bank raised rate to 1.20%

Is this finally that rising rate environment that we're all supposed to panic over?
by Teague
Thu Jun 08, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: Installing Fencing to keep predators away from chickens?
Replies: 26
Views: 1802

Re: Installing Fencing to keep predators away from chickens?

1000 square feet is a lot to secure - I'd start by asking if you really need that much area. How many chickens do you have?
by Teague
Wed Jun 07, 2017 8:01 pm
Forum: Personal Consumer Issues
Topic: Trailer Towing Tidbits? [and epilogue]
Replies: 52
Views: 3008

Re: Trailer Towing Tidbits?

If you see the trailer in your rear-view mirror, things are going well so far.

If you see the trailer through the side window or windshield, they could be going better.
by Teague
Tue Jun 06, 2017 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Boglehead Board Game!!
Replies: 31
Views: 2369

Re: Boglehead Board Game!!

Your Corolla reaches 300,000 miles. Spend eight bucks to get it washed.
by Teague
Mon Jun 05, 2017 5:41 pm
Forum: Personal Consumer Issues
Topic: How to find best but the cheapest red wine for better health?
Replies: 14
Views: 967

Re: How to find best but the cheapest red wine for better health?

I think your question has no answer. Unlike prescription drugs wine, vitamins, "supplements," "natural products" and the like are not required to be tested for potency, much less efficacy or usually even safety. Such testing would cost a lot of money, so it simply isn't usually d...
by Teague
Sat Jun 03, 2017 10:29 pm
Forum: Investing - Theory, News & General
Topic: "I trail my bogy by 31 percentage points"
Replies: 26
Views: 4307

Re: "I trail my bogy by 31 percentage points"

DomDangelina wrote:Shouldn't she be fired immediately?


Naah, no sacking needed, most active management strategies lag the broad index, particularly after expenses are taken into account. Not all, but most, or at least that's my understanding. She admitted hers did that as well; most folks won"t admit that.
by Teague
Sat Jun 03, 2017 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Safely Retire?
Replies: 56
Views: 6050

Re: Can I Safely Retire?

... My study of finance and investment pales in comparison to my study of law and philosophy... Well then, let me introduce you to the Unemployed Philosophers' Guild: http://www.philosophersguild.com/ Actually it's just an online trinket shop, but their Shakespearean Insults mug is kinda nifty, whi...

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