Search found 630 matches

by Teague
Sat Sep 23, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Toilet Woes
Replies: 37
Views: 3123

Re: Toilet Woes

Has anyone in the neighborhood reported a missing pet snake?

Probably not the problem, but just thought I'd throw that one out there.
by Teague
Sat Sep 23, 2017 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 69
Views: 3430

Re: Bogleheads monthly costs of dog ownership?

I am a vet. Honestly min cost for maintenance. Set aside a dog emergency fund of 1200-2500 and you are good to go. Yearly vet maintenance on a young dog should be about $150 or less. If you live in an area with flea infestations or heartworm assume 25-50/mos for that. Food should be about $50/mos. ...
by Teague
Thu Sep 21, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: replace freon???
Replies: 17
Views: 1156

Re: replace freon???

Calling it "Freon" in the context of repair is not particularly helpful. There are a variety of chemicals that are useful for refrigeration, with a variety of costs. If you are talking R-22, yes, it's expensive. True. As an interesting aside, propane is also a really good refrigerant, and is used i...
by Teague
Wed Sep 20, 2017 11:13 pm
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 204
Views: 19069

Re: I won the Lottery. Need sound advice.

Congratulations! As noted above, start by reading the BH wiki on managing a windfall. We may not have too many lottery winners around here, but a lot of folks have come into inheritances, several on the order of your winnings amount or even much more. Seeing folks post about receiving this amount of...
by Teague
Wed Sep 20, 2017 8:50 pm
Forum: Personal Consumer Issues
Topic: Should I even bother with buying a school picture?
Replies: 39
Views: 2783

Re: Should I even bother with buying a school picture?

I wonder if the district gets a share of the proceeds. Otherwise, why bother refusing to consider changing photographers? That's the usual arrangement. The photographer agrees to "donate" a certain percentage of their proceeds to the school or district. This may or may not be spelled out anywhere i...
by Teague
Wed Sep 20, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1413

Re: Chest freezers

I can offer my experience with a manual-defrost freezer like that. I can go a few years between defrostings. Once a year would be ideal but I'm too lazy. It's not hard to do really. I pick a nice summer day, unload it and cover the food with a blanket or two to keep it cold. I wheel the freezer onto...
by Teague
Wed Sep 20, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: Should I even bother with buying a school picture?
Replies: 39
Views: 2783

Re: Should I even bother with buying a school picture?

I think the thread title should be something like "My wife is trying to make me do something I don't want to, so how do I handle that problem." Sorry, I just call 'em as I see 'em. You're not going to change the quality or behavior of the photographer, unfortunately. So, do you want your wife to be ...
by Teague
Wed Sep 20, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: replace freon???
Replies: 17
Views: 1156

Re: replace freon???

The old refrigerant could be contaminated with "non-condensables" such as air or water vapor. This happens from prior less-than-stellar service techniques. These contaminants do not compress well so they put extra strain on the compressor, because it has to work harder at higher pressures. So the se...
by Teague
Tue Sep 19, 2017 11:51 pm
Forum: Personal Consumer Issues
Topic: Are quality exterior doors worth it?
Replies: 17
Views: 2032

Re: Are quality exterior doors worth it?

That is an awful lot for a door. I had a made-to-size custom security door made at Lowes for about $350. Granted, I installed it myself, and it was plain. For $3000 I'd expect a very high quality custom hardwood, custom glass, and fine craftsmanship on both the door and the install. I'd also expect ...
by Teague
Tue Sep 19, 2017 6:51 pm
Forum: Personal Consumer Issues
Topic: Color printer suggestions: high quality output, low cost of ink
Replies: 22
Views: 1523

Re: Color printer suggestions: high quality output, low cost of ink

Thank you, all, for your suggestions! It turns out, a little to my surprise, that I am still under warranty on the printer. They will send me a (?refurbished) replacement unit. I probably definitely won't buy the super high yield XXL inks though, as I have to send my old, half-used ones back with t...
by Teague
Tue Sep 19, 2017 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: What is the right career path for me?
Replies: 24
Views: 2372

Re: What is the right career path for me?

You mentioned combined MD/PhD. Do you have any interest in space or rockets? There have been a few MD/PhD NASA astronauts. So you could always do that. Not sure that would meet your income requirements, but you could do the real estate thing on the side, I suppose. And from orbit you could really ge...
by Teague
Tue Sep 19, 2017 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: What is the right career path for me?
Replies: 24
Views: 2372

Re: What is the right career path for me?

You could start by taking the MCAT and the GRE, applying to medical and graduate schools, and take it from there, depending on what program accepts you. Might as well apply to top-tier business schools too.
by Teague
Mon Sep 18, 2017 6:55 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 17350

Re: Is it really Worth it to brown bag your lunch at work?

Brown bagging early in career is a 'Career Limiting Move'. Brown bagging late in career is probably worse until you are on the early retirement list. Completely and utterly incorrect. Advancing your Career requires schmoozing, not easily done when you pull out a brown bag. A brown bag conveys 'dome...
by Teague
Sun Sep 17, 2017 11:03 pm
Forum: Investing - Help with Personal Investments
Topic: Active Duty Airmen(24) Looking to maximize investment potentional
Replies: 6
Views: 615

Re: Active Duty Airmen(24) Looking to maximize investment potentional

Not so much specific advice as a general comment.

If I were even half as on top of this at your age as you seem to be, by now I'd be wealthy instead of just comfortable.

Great job!
by Teague
Sun Sep 17, 2017 8:06 pm
Forum: Personal Consumer Issues
Topic: Color printer suggestions: high quality output, low cost of ink
Replies: 22
Views: 1523

Re: Color printer suggestions: high quality output, low cost of ink

I'll attempt to address your three requirements one at a time. 1. Very high-quality output, including photos, on non-photo paper. Well, that's a bit of a problem right out of the gate, as getting high quality photos is highly dependent on the paper. Personally I wouldn't consider any image on standa...
by Teague
Sun Sep 17, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Should I contact a lawyer?
Replies: 69
Views: 3394

Re: Should I contact a lawyer?

beetroot wrote:
Sun Sep 17, 2017 2:52 pm
It's already gone to the administration.
Dude, you narc'd on her...
by Teague
Sun Sep 17, 2017 2:06 pm
Forum: Personal Consumer Issues
Topic: Should I contact a lawyer?
Replies: 69
Views: 3394

Re: Should I contact a lawyer?

OK, let's say she did this intentionally and knowingly.
She cheated. She copied your work. She's not playing fair. Heck, maybe she even tried to take your lunch money a couple of times.

You say you can't or won't go directly to her to tell her to knock it off.

Why not?
by Teague
Sun Sep 17, 2017 10:22 am
Forum: Investing - Theory, News & General
Topic: 401k's are for sheeple! According to some guy.
Replies: 19
Views: 2374

Re: 401k's are for sheeple! According to some guy.

PS the Boglehead conference seems slightly better value :D Yes, but that conference is sold out. The one on St. Bart's is likely still available... I believe the recent hurricanes made sure of that. http://people.com/home/luxury-hotel-owned-by-pippa-middletons-in-laws-devastated-by-hurricane-irma/
by Teague
Sat Sep 16, 2017 9:41 pm
Forum: Investing - Theory, News & General
Topic: 401k's are for sheeple! According to some guy.
Replies: 19
Views: 2374

Re: 401k's are for sheeple! According to some guy.

Gronnie wrote:
Sat Sep 16, 2017 9:28 pm
Grant Cardone wrote: Bottom line is you give up control and when you do that you no longer are in control.
Stunning insight.
He does suggest that it's not worth it to go to college.

I'm fairly confident he followed his own advice.
by Teague
Sat Sep 16, 2017 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Local Real Estate Agents recent ads - claim to have thousands of buyers??
Replies: 4
Views: 508

Re: Local Real Estate Agents recent ads - claim to have thousands of buyers??

There are two or three heavily advertised (Washington DC area) real estate agents that claim: 1. They have thousands of buyers ready to buy (one says over 5,000 another says over 8,000) 2. They claim to sell houses much faster than average and for much more than average 3. They claim that if the li...
by Teague
Fri Sep 15, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: Can not decide between washing machines
Replies: 47
Views: 2467

Re: Can not decide between washing machines

Another question I found this Square Trade extended warranty of 5 years for $77 in Amazon https://www.amazon.com/SquareTrade-5-Year-Appliance-Protection-600-699-99/dp/B074HQBVMM/ref=sr_1_4?s=electronics&ie=UTF8&qid=1505505565&sr=1-4&keywords=squaretrade+5+year+appliance What do you guys think? Does...
by Teague
Fri Sep 15, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Can not decide between washing machines
Replies: 47
Views: 2467

Re: Can not decide between washing machines

I already thought about Speed Queen but $1,450 was out of my range Any recommendations? I agree $1450 certainly is too much to pay for a new washer! That's why I bought my Speed Queen new-in-box for $899 plus tax a few months ago, at the local discount appliance store. Well I did not know that you ...
by Teague
Fri Sep 15, 2017 12:22 am
Forum: Personal Consumer Issues
Topic: Can not decide between washing machines
Replies: 47
Views: 2467

Re: Can not decide between washing machines

misterno wrote:
Thu Sep 14, 2017 4:32 pm

I already thought about Speed Queen but $1,450 was out of my range

Any recommendations?
I agree $1450 certainly is too much to pay for a new washer!

That's why I bought my Speed Queen new-in-box for $899 plus tax a few months ago, at the local discount appliance store.
by Teague
Wed Sep 13, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 23413

Re: Name something you had to have and now you regret purchasing it?

AllieTB1323 wrote:
Wed Sep 06, 2017 1:38 pm
Our trailer trailer. It is now on consignment at a local dealer. Live and learn.
A trailer trailer?

There was some first-class salesmanship in that deal. Yessir.
by Teague
Sun Sep 10, 2017 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Who actually buys lottery scratch offs?
Replies: 43
Views: 2747

Re: Who actually buys lottery scratch offs?

^ I think that does happen with the occasional huge jackpot, if each player has a unique set of numbers.

But, when the jackpot gets huge, more people tend to play, and the chances of the jackpot being split increase, thereby tending to eliminate the positive expected outcome. I think.
by Teague
Sat Sep 09, 2017 11:26 am
Forum: Personal Finance (Not Investing)
Topic: At what point would you considering Umbrella Insurance
Replies: 37
Views: 3365

Re: At what point would you considering Umbrella Insurance

If I were a 20 year old college student who biked or took public transportation and lived in a dorm, probably not. If I were a 40's age professional with a house, pool, dogs, boat, cars, family, I'd for sure get it. Anything in between, maybe. Net worth factors into this, but so does anticipated fut...
by Teague
Wed Sep 06, 2017 10:20 pm
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 68
Views: 4687

Re: Do I need an Amazon Echo??.....

I asked my really smart neighbor who works for the NSA. He seems to think everybody should have one.
by Teague
Tue Sep 05, 2017 6:31 pm
Forum: Personal Consumer Issues
Topic: Did Charmin UltraSoft TP become "UltraThin"?
Replies: 61
Views: 3737

Re: Did Charmin UltraSoft TP become "UltraThin"?

I also noticed aluminum foil becoming thinner over the years, with the "heavy duty" label assigned to a thinner foil during a transition period. Candy bars have gotten smaller, ice cream containers too, and so on. Pretty sure it's just the way things go. *Note: While toilet paper and aluminum foil a...
by Teague
Mon Sep 04, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: Pork shoulder on Weber E-310: Best practices?
Replies: 37
Views: 2471

Re: Pork shoulder on Weber E-310: Best practices?

Picking up an 8 lb hunk of pork with a pair of tongs can be a little scary.
Here's your solution for that problem:

https://www.amazon.com/Original-Bear-Pa ... B003IWI66W
by Teague
Wed Aug 30, 2017 2:36 pm
Forum: Personal Consumer Issues
Topic: Coyote Defense
Replies: 69
Views: 5084

Re: Coyote Defense

Unfenced neighborhood dogs would pose more of a danger on your walks than a coyote, or at least that's the way it is here, and we do have plenty of coyotes. Rather than carry something that screams "weapon," I carry a simple walking stick. A 1.25 inch poplar dowel makes a nice compromise in weight/s...
by Teague
Sun Aug 27, 2017 6:09 pm
Forum: Personal Consumer Issues
Topic: Desperate to get rid of mosquitoes, what else could we try?
Replies: 56
Views: 3209

Re: Desperate to get rid of mosquitoes, what else could we try?

You could try flour. I know of a real old-timer who would stand on his porch in the woods with a bag of ordinary flour, telling endless stories about the good old days. When the mosquitoes would get thick he'd reach into the bag of flour, toss a bit into the air, quickly followed by a lit match. **B...
by Teague
Wed Aug 23, 2017 3:11 am
Forum: Personal Consumer Issues
Topic: Do you have to paint stucco?
Replies: 31
Views: 2437

Re: Do you have to paint stucco?

I worked in the lath/plaster industry in California in the 1980's, as a lather, hodcarrier, and a plasterer. Worked on hundreds of houses, apartments, and commercial buildings.This work was traditional 7/8" three-coat textured system with color mixed into the third coat. In the last few years I hav...
by Teague
Tue Aug 22, 2017 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Jobs that pay over $100,000
Replies: 157
Views: 15843

Re: Jobs that pay over $100,000

http://transparentcalifornia.com/salaries/all/?&s=-base Please just look at these. 12 million jobs for you to pick thru. It comes with fat pension and likely unlimited OTs also. Government employees, so normally, you can chill, not do a lot, and make bank. Money money money!!! Hmm, when I had a CA ...
by Teague
Mon Aug 21, 2017 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: Jobs that pay over $100,000
Replies: 157
Views: 15843

Re: Jobs that pay over $100,000

http://transparentcalifornia.com/salaries/all/?&s=-base Please just look at these. 12 million jobs for you to pick thru. It comes with fat pension and likely unlimited OTs also. Government employees, so normally, you can chill, not do a lot, and make bank. Money money money!!! Hmm, when I had a CA ...
by Teague
Sun Aug 20, 2017 10:20 am
Forum: Investing - Theory, News & General
Topic: Irrational Despair?
Replies: 39
Views: 5779

Re: Irrational Despair?

Should we sell everything now? No. Only sell those things that are going to go down and stay down for a long time, because there will be at least a few stocks that will continue to go up. What's that? It's impossible to predict which individual stocks will do what, particularly in the short term? W...
by Teague
Sun Aug 20, 2017 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Pension Survivor Benefit or Life Insurance -teenage daughter
Replies: 25
Views: 1881

Re: Pension Survivor Benefit or Life Insurance -teenage daughter

Here's a discussion of someone in a similar situation (me) who asked the same thing a few months ago. There were varied opinions in that thread as well.

viewtopic.php?f=2&t=216744
by Teague
Wed Aug 09, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Loud squeaky noise when starting the car
Replies: 18
Views: 1498

Re: Loud squeaky noise when starting the car

Belts, particularly serpentine belts, can cause some noises you'd never think could be coming from a belt. The noise can mimic a failing pulley bearing, failing water pump, even bad lifters/valve lash adjusters or other things. Or it can be just a plain old squeal like what you describe. Often it's ...
by Teague
Tue Aug 01, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Pool Maintenance Savings
Replies: 26
Views: 1999

Re: Pool Maintenance Savings

It's a great site.

Pool maintenance is a lot like personal investing. It's not very complicated, and once you understand enough to know if your "professional" is doing things right, it's better and cheaper if you just do it yourself.
by Teague
Mon Jul 31, 2017 12:41 am
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 56
Views: 3900

Re: Non Stick frying pan

They're all terrible, every single one of them, at least as far as durability goes. I and others have been down the road you seek to follow. It leads only to frustration. Buy a decent but not expensive one at Sam's Club or similar, and consider it disposable. Like sands through the hourglass, so are...
by Teague
Thu Jul 20, 2017 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Should you tell your employers your age if you look too young?
Replies: 14
Views: 1316

Re: Should you tell your employers your age if you look too young?

Just make sure your high school grad date is on your resume/CV. That will do the trick nicely.

As an aside, I once got pulled over because I looked too young to drive. Enjoy it while you can. :happy
by Teague
Wed Jul 19, 2017 9:46 pm
Forum: Personal Consumer Issues
Topic: Would you let your teenager spend all his savings on a gaming computer?
Replies: 123
Views: 7024

Re: Would you let your teenager spend all his savings on a gaming computer?

Taylor Larimore wrote:
Children learn from both good and bad results (some adults too).

Best wishes.
Taylor
Brilliant. I shall remember that one!
by Teague
Wed Jul 19, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2863

Re: Property in Rural Area that is going "chic"

Sorry I do not have anything for you but a thought: Wouldn't that be kind of like stocks and their associated newsletters? In other words, anyone who had reliable and actionable information would keep that to themselves to profit from it. Those publishing reviews and predictions tend to be those wit...
by Teague
Wed Jul 19, 2017 2:40 am
Forum: Investing - Help with Personal Investments
Topic: Personal Finance Milestone: 20 Times Annual Expense
Replies: 95
Views: 9049

Re: Personal Finance Milestone: 20 Times Annual Expense

...I am just glad that I make it so far in spite of my own incompetence at finance. KlangFool IMHO you are far too modest. You are clearly not incompetent at finance; just the opposite really. Your 20X accomplishment proves this. You simply had to make your own path. Congratulations! Like so many o...
by Teague
Wed Jul 19, 2017 12:15 am
Forum: Personal Consumer Issues
Topic: Hearing 3 beeps in Prius 2005
Replies: 23
Views: 1625

Re: Hearing 3 beeps in Prius 2005

Not sure if this is helpful or not- http://thehamsterblog.com/what-do-hamster-noises-mean/ ;) A bit more seriously, after searching a few Prius forums (fora?), I think I'd either try replacing the fob battery again, or at least take it to Radio Shack and have it tested. Maybe corroded or dirty conta...
by Teague
Tue Jul 18, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Car braking on downward slopes
Replies: 22
Views: 1468

Re: Car braking on downward slopes

Perfectly normal and desirable on a newer car. This really is a feature, not a bug.
by Teague
Sat Jul 15, 2017 2:10 am
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 6732

Re: Cheap eggs... how bad?

Yeah, I know that white chickens lay white eggs...
Nope, sorry. We raise chickens of several varieties, some ducks too. It doesn't work that way at all.

On a related note, chocolate milk does not come from brown cows.
by Teague
Wed Jul 12, 2017 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Do you count vehicle equity in net worth?
Replies: 203
Views: 10283

Re: Do you count vehicle equity in net worth?

This would be a great question for Jay Leno's accountant.
by Teague
Sat Jul 08, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Doing dishes while camping
Replies: 38
Views: 2883

Re: Doing dishes while camping

...When I originally tried the bucket system after watching a youtube video .. the water looked filthy only part way through. I now have some great ideas from you guys... :sharebeer Well, sure, this is Bogleheads after all. Some of us like to use a bucket system, while some folks say doing that jus...
by Teague
Sat Jul 08, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Doing dishes while camping
Replies: 38
Views: 2883

Re: Doing dishes while camping

The reason folks don't do their dishes by the faucet is good camping etiquette. The faucet area is obviously the most convenient, but if everyone did their dishes there that area would soon become overcrowded with dish-doers, not to mention a soupy mess. A better way is to do your dishes at your cam...