Search found 221 matches

by Tabulator
Wed Mar 30, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4587

Re: Updates on the status of Linux

Over the coming decades, my prediction is that some of us will continue to depend on desktop Linux. When others say Linux never made it big or became irrelevant, we can quietly and safely ignore them while we use it daily.
by Tabulator
Tue Mar 29, 2016 3:53 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4587

Re: Updates on the status of Linux

One of my top two favorite distros is CentOS 6. The problem is that Red Hat and the community might yank support sometime around 2020.

I tried CentOS 7 and I don't care for it at all.
by Tabulator
Sat Mar 12, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 866

Audiobooks performed by the author

While I am not interested in audiobooks read by voice actors, I have enjoyed audiobooks read by the authors themselves. Have you listened to any good ones, old or recent? (Please don't omit a title because you think it is too obvious.) There are other threads about audiobooks, but I couldn't find on...
by Tabulator
Sat Jan 02, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 5716

Re: Protecting one's bank account from PayPal

More up-to-date information about PayPal's lack of security (for those who can stomach the details). Nevermind that it was PayPal's lack of any modern authentication methods that led to this mess. Also, let's forget for the moment that there are a half-dozen services online that let customers create...
by Tabulator
Mon Dec 28, 2015 3:07 pm
Forum: Personal Consumer Issues
Topic: Dress shirts and button-down shirts - budget and quality overview
Replies: 40
Views: 4489

Re: Dress shirts and button-down shirts - budget and quality overview

Has anyone here tried Ratio Clothing based in Denver?
by Tabulator
Mon Dec 28, 2015 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Chip credit cards, do I need to get a PIN?
Replies: 54
Views: 5478

Re: Chip credit cards, do I need to get a PIN?

If one has a credit card with a chip, but one has no PIN, is it possible to request one's bank to not only issue a PIN, but also force all transactions to require a PIN for authorization? I don't understand why, for example, at large US retailers (eg, Lowe's, Walmart) which appear to be properly equ...
by Tabulator
Sun Dec 20, 2015 9:53 am
Forum: Personal Finance (Not Investing)
Topic: "Bonus" on AMEX Blue Cash and Blue Cash Preferred
Replies: 39
Views: 7505

Re: "Bonus" on AMEX Blue Cash and Blue Cash Preferred

In general, when one uses a credit card to purchase a gift card, does the credit card company categorize the transaction as a cash advance?
by Tabulator
Sun Dec 13, 2015 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: No Foreign Transaction Fee, No Annual Fee
Replies: 61
Views: 138896

Re: No Foreign Transaction Fee, No Annual Fee

I did a foreign transaction using a Merrill credit card today, which is a Sunday. When Bank of America converted GBP to USD and sent me email almost instantly, the USD amount in the email came to a value greater than the spot rate I obtained with Google. The difference is just under one half of one ...
by Tabulator
Fri Jul 17, 2015 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Investing help for a newborn
Replies: 6
Views: 1194

Investing help for a newborn

I am becoming an uncle because my sister is having a baby. It is a family tradition going back many decades to invest in mutual funds with extremely high fees. Many in my family still do it, probably including my sister. What can I do for the new member of the family? At one extreme I considered doi...
by Tabulator
Mon Jul 13, 2015 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: thoughts on American Express Bank? 1.85% for FDIC savings [2009]
Replies: 17
Views: 3244

Re: thoughts on American Express Bank? 1.85% for FDIC savings

They usually give me a monthly interest payment. This month, however, I got nothing at all. Should I call them and ask why? I am less concerned about this month's interest payment than I am about depositing my money in a bank that doesn't make mistakes like this. Has anyone else ever experienced a b...
by Tabulator
Sun Mar 08, 2015 3:34 pm
Forum: Personal Consumer Issues
Topic: Best Classical Music Box Sets?
Replies: 39
Views: 5679

Re: Best Classical Music Box Sets?

Eleven disc set of Il Giardino Armonico on Amazon for well under 40 USD
Audio CD (May 31, 2011); Number of Discs: 11; Label: Warner Classics; ASIN: B000FQITXE

They use period instruments. I still haven't managed to see them live and am starting to wonder if I ever will.
by Tabulator
Mon Jan 26, 2015 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Refund from the IRS? Why?
Replies: 51
Views: 5592

Re: Refund from the IRS? Why?

john94549 wrote:Apply any overage to the next year.

What does that mean? Do they let you do it?
by Tabulator
Mon Jan 26, 2015 9:42 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Network Solutions for renewng website domain
Replies: 10
Views: 843

Re: Alternatives to Network Solutions for renewng website do

jchef wrote:I personally use Gandi. It's a couple dollars more than the previous two, but they have an extremely good reputation.


Yes. How interesting it is that the best registrars seem to be based in Europe and Canada. And the differences in price are hardly noticeable.
by Tabulator
Sat Nov 15, 2014 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 1014

Re: Navy Federal GO Prepaid Card: travel abroad

Thanks. I think I'll give it a try. Another idea I have is to try cash back at supermarkets.

baneDC wrote:Are you interested in using GO Prepaid because you're concerned of fraud/card compromise while traveling

Yes!
by Tabulator
Fri Nov 14, 2014 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 1014

Navy Federal GO Prepaid Card: travel abroad

I am wondering if the Navy Federal GO Prepaid Card is a good way to access foreign currencies in cash while traveling abroad. How far will this card get me when I walk into Banque de Montréal or Banco Santander-Chile , for instance, and ask for a cash advance in the local currency? Or what about ATM...
by Tabulator
Sun Nov 02, 2014 8:26 pm
Forum: Investing - Theory, News & General
Topic: New Tony Robbins Book on Financial Freedom
Replies: 92
Views: 28437

Re: New Tony Robbins Book on Financial Freedom

parsi1 wrote:People can't write books while in prison :|


Is that actually true? I didn't know that.
by Tabulator
Mon Sep 29, 2014 8:40 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4246

Re: "Shellshock" vulnerability for Linux based systems

I didn't see it in that video. Did you watch the whole video? It's long. Too bad it isn't searchable (for the term "air gap"). At that point I would say that it's game over and it just doesn't matter, go back to paper & pencil, smoke signals, carrier pigeon... Some people can afford t...
by Tabulator
Mon Sep 29, 2014 4:02 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4246

Re: "Shellshock" vulnerability for Linux based systems

Appelbaum discussed a situation in which the attacker does not have physical access. If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer. It has always been true that a person who has physical access to your hardware can own your data. I ...
by Tabulator
Mon Sep 29, 2014 2:13 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4246

Re: "Shellshock" vulnerability for Linux based systems

If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer.
by Tabulator
Sun Sep 28, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4246

Re: "Shellshock" vulnerability for Linux based systems

You could always follow what I've learned at work. Never plug anything important into the internet. Air gaps protect against all kinds of vulnerabilities. The problem is how do you avoid doing anything important on the internet? I guess it can be done, but it ain't easy or convenient. Word processi...
by Tabulator
Sun Sep 28, 2014 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 1883

Re: Starting a railroad career

So far I am finding this discussion moderately encouraging. Since I don't really know anyone on the railroads, you all are the best I have at this point. Military service is no longer possible for me, and I view freight as a substitute for that kind of adventure. Being away from home (wherever that ...
by Tabulator
Sun Sep 28, 2014 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 1883

Starting a railroad career

Does anyone here have recent work experience in rail freight in the United States? I would like to look for a job on (or near) the rails. I searched for a thread on this specific subject and did not find one. The two biggest companies alone employ over 80,000 people. I do not yet know what kind of a...
by Tabulator
Fri Sep 19, 2014 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 5716

Re: Protecting one's bank account from PayPal

PayPal may or may not be okay but the fact is that most PayPal accounts are protected by merely a single password. Worrying about one banking password is bad enough. By linking one's main bank account to PayPal, one will then have two to worry about. That's one too many in my opinion.
by Tabulator
Fri Sep 19, 2014 10:04 pm
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 2005

Re: Amazon.com as a selling service

It was a computer.

Wondering if I should continue selling on Amazon or just accept the fact of being ripped off as a seller.
by Tabulator
Fri Sep 19, 2014 9:17 pm
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 2005

Re: Amazon.com as a selling service

I just sold an item on Amazon and got 6.49 in shipping credit. The shipping actually cost more than 17.00. (That is almost triple.) How do I make sure this never happens again in the future?
by Tabulator
Wed Aug 27, 2014 8:04 pm
Forum: Personal Consumer Issues
Topic: Another Smartphone/Verizon Question
Replies: 21
Views: 2084

Re: Another Smartphone/Verizon Question

jb9 wrote:I am not sure I want a smartphone.

Better off without one. Me too.
by Tabulator
Wed Aug 27, 2014 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 5716

Protecting one's bank account from PayPal

How do you protect your money from PayPal? I am concerned that any web interface that allows withdrawals from a bank account for the purpose of sending payments is a security risk. I have found that having a PayPal account is not optional, and that not having the account linked to a real bank accoun...
by Tabulator
Tue Aug 26, 2014 2:39 pm
Forum: Investing - Theory, News & General
Topic: Schwab - now endorsing Index Funds
Replies: 24
Views: 2787

Re: Schwab - now endorsing Index Funds

They have already created some of the best broad market-tracking index funds, haven't they?
by Tabulator
Mon Aug 18, 2014 10:24 pm
Forum: Personal Consumer Issues
Topic: Dell computer warranty upgrades
Replies: 5
Views: 451

Dell computer warranty upgrades

Is it worthwhile to pay for an upgraded Dell warranty on a Dell computer? What would be a fair price for that extra coverage? Most business-class desktop computers I have seen advertised online by Dell, both refurbished and brand new at full price, come with a three-year warranty. A five-year warran...
by Tabulator
Sat Jul 26, 2014 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Event access via American Express
Replies: 3
Views: 571

Event access via American Express

Has anyone actually used American Express to get a good deal at an event? I recently got a Premier Rewards Gold card from American Express just to see what it's all about. The annual fee is waived for the first year and I can cancel it anytime. I was especially interested in the exclusive access, ea...
by Tabulator
Mon Jul 14, 2014 8:15 pm
Forum: Personal Consumer Issues
Topic: Continue subscribing to local newspaper?
Replies: 86
Views: 7305

Re: Continue subscribing to local newspaper?

Here's my favorite quote from Taleb this week.

If in 2024 you still remember an event from 2014, odds are you didn't get the information from the news reports.
by Tabulator
Mon Jul 14, 2014 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Why does anyone use American Express?
Replies: 146
Views: 278617

Re: Why does anyone use American Express?

Is it normal for American Express to not mail a paper statement if there was no activity that month?
by Tabulator
Sat Jan 25, 2014 9:52 pm
Forum: Investing - Theory, News & General
Topic: iShares Core Builder too heavy in foreign equity?
Replies: 0
Views: 257

iShares Core Builder too heavy in foreign equity?

The iShares Core Builder is a nifty little tool and great for showing basic concepts to novice investors. I would like to get some Boglehead opinions on the apparent emphasis on international stocks. The most aggressive portfolio is evenly split between US and foreign equity. # 0.42: STOCKS: U.S. EQ...
by Tabulator
Fri Aug 09, 2013 11:50 am
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3811

Re: Buy a new Windows 8 disc to clear Dell's bloat

Anyone tried LibreOffice under Windows 8? That's the next thing I have to figure out.
by Tabulator
Fri Aug 09, 2013 11:22 am
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3811

Re: Buy a new Windows 8 disc to clear Dell's bloat

I ordered an Inspiron from Newegg, and Windows 8 from Amazon. Grand total including tax and shipping: $455. Seems like a pretty good deal to me -- and hopefully not too much hassle. Thanks for all the input, everyone.
by Tabulator
Fri Aug 09, 2013 12:38 am
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3811

Re: Buy a new Windows 8 disc to clear Dell's bloat

I have no shortage of appreciation for the many good *nix choices. Windows just happens to be more appropriate for me in this case.
by Tabulator
Thu Aug 08, 2013 7:03 pm
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3811

Re: Buy a new Windows 8 disc to clear Dell's bloat

Thanks for alerting me to the fact that the bloat may more than merely annoying. It sounds downright creepy. The most hopefully helpful information I have seen so far is at Ars Technica . As stated in that article, Microsoft is rumored to offer a disc for around $30. I am still leaning toward buying...
by Tabulator
Thu Aug 08, 2013 1:39 am
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3811

Buy a new Windows 8 disc to clear Dell's bloat

I am thinking of buying a new Dell desktop with Windows 8. Is it possible to get a clean Windows 8 installation on that new computer by purchasing an additional Windows disc from a store such as Walmart? I am thinking of this as an easier and more effective (though also more expensive) method than m...
by Tabulator
Sat Aug 03, 2013 1:22 pm
Forum: Personal Consumer Issues
Topic: Refurbished Mac Mini
Replies: 29
Views: 3664

Re: Refurbished Mac Mini

How noisy are the fans in new Mac mini computers? I had a Mac mini from the pre-Intel days and I recall it being a little on the loud side.
by Tabulator
Sat Aug 03, 2013 1:18 pm
Forum: Investing - Help with Personal Investments
Topic: Investment Vices
Replies: 32
Views: 2317

Re: Investment Vices

How sinful is it to allow Bill Gross to control a fraction of one's bond allocation?
by Tabulator
Sat Aug 03, 2013 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Got a PC: Clean crapware & other questions?
Replies: 31
Views: 3866

Re: Got a PC: Clean crapware & other questions?

Does anyone know how much crapware is on Lenovo computers?
by Tabulator
Sun Jul 28, 2013 1:01 am
Forum: Personal Consumer Issues
Topic: How much do you really pay for your smartphone?
Replies: 70
Views: 8578

Re: How much do you really pay for your smartphone?

Does anyone use a pager instead of a phone?
by Tabulator
Wed Jul 17, 2013 7:23 pm
Forum: Personal Consumer Issues
Topic: Southwest Rapid Rewards + Chase Southwest card?
Replies: 12
Views: 5272

Re: Southwest Rapid Rewards + Chase Southwest card?

How much do you have to spend to get the free companion ticket?
by Tabulator
Wed Jul 17, 2013 2:46 pm
Forum: Personal Consumer Issues
Topic: Southwest Rapid Rewards + Chase Southwest card?
Replies: 12
Views: 5272

Re: Southwest Rapid Rewards + Chase Southwest card?

mikep wrote:The value of the points earned are equivalent to 1.67% of purchases except on SW/partner purchases where it doubles to 3.33%.

Interesting. So ignoring the sign-up bonus, this card is little better than a regular cash back card for most purchases.
by Tabulator
Sun Jul 14, 2013 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Credit union disclaimer
Replies: 2
Views: 446

Credit union disclaimer

Today I found the following text on the web site of a credit union I use regularly (and happen to like a lot). Has anyone ever seen anything like this? (I removed the name of the credit union from the original text.) In the event of electronic monetary theft which is not my fault, I would like to be...
by Tabulator
Sun Jul 14, 2013 6:55 pm
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2852

Re: Any car dealers out there? [Sell car now or wait?]

So back to the question of how we can all save money on the road... The internal combustion engine is where it's at, and will be for quite a while (as long as oil prices don't multiply and one doesn't drive too much). Am I correct in this conclusion? Despite some engineering disadvantages (eg, needi...
by Tabulator
Sun Jul 14, 2013 2:37 pm
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2852

Re: Any car dealers out there?

hoops777 wrote:Is there something wrong with buying an electric vehicle and charging it thru solar panels or were you being glib

I guess I need to clarify: Are we talking about panels on the roof of a car or on the roof of a fixed structure?
by Tabulator
Sun Jul 14, 2013 2:14 pm
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2852

Re: Any car dealers out there?

My brother told me that the solar panel industry was close to vastly increasing the quality and output of solar panels in the next couple of years.I believe electric cars really would make the cost of the solar panels more practical. Wait a minute -- are you really imagining driving a photovoltaic-...
by Tabulator
Tue Jul 09, 2013 3:55 pm
Forum: Investing - Theory, News & General
Topic: iShares fixed maturity corporate bond ETF's - ER 0.10
Replies: 15
Views: 1126

Re: iShares fixed maturity corporate bond ETF's - ER 0.10

Why is iShares going with credit ratings of A-f? Are they trying to boost the yield with f-rated bonds?

Kevin M wrote:Non-brokered CDs still look better to me.

Because of lower risk?
by Tabulator
Tue Jul 09, 2013 3:52 pm
Forum: Investing - Theory, News & General
Topic: iShares fixed maturity corporate bond ETF's - ER 0.10
Replies: 15
Views: 1126

Re: iShares fixed maturity corporate bond ETF's - ER 0.10

MnD wrote:note they are ex-financials. Not sure what to think about that

Isn't that a good thing? Why take a risk with bank debt when there are so many other great corporate sectors to choose from?

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