Search found 249 matches

by Tabulator
Mon Jul 03, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Need Credit Card for International Travel
Replies: 45
Views: 2894

Re: Need Credit Card for International Travel

I am surprised no one mentioned the Chase Hyatt Visa card.
by Tabulator
Mon Jul 03, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

I suppose you could be paranoid and avoid using Google maps, Google search, etc. The reality is that individuals are disproportionately the source of compromised security. Large tech companies are disproportionately the source of compromised privacy. But it's not like I had a lot of choice. Why do ...
by Tabulator
Mon Jul 03, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Advice on Desktop PC
Replies: 87
Views: 4232

Re: Advice on Desktop PC

OptiPlex: nice choice. This may be the one: m Intel i3-7100 processor Windows 10 Pro 16 GB Memory 2.5inch 256GB SATA Class 20 Solid State Drive Really surprising that no one has specifically mentioned Dell Outlet or Lenovo Outlet. Look there for a warranty of at least one year with no extra cost on ...
by Tabulator
Mon Jul 03, 2017 11:27 am
Forum: Investing - Theory, News & General
Topic: black swan/fooled by randomness
Replies: 11
Views: 2368

Re: black swan/fooled by randomness

I am looking forward to reading Fooled By Randomness . Apparently Taleb discusses Monte Carlo in that book. Over a decade later, he insists that Monte Carlo is the best way to learn probability: To the freq. question, "which book to learn probability?" DO NOT start w/books. Do zillions of ...
by Tabulator
Sun Jun 11, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 91
Views: 16322

Re: Amazon Echo: Worth It?

How do tech companies have the audacity to sell these monitoring devices? The monetary price must be merely a nominal component of the true costs of having such a microphone installed in one's house. But given the runaway popularity of the iPhone and its ilk, one should not be surprised, I guess.
by Tabulator
Sun Jun 11, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

Today I read the following pitch published by a mail host I will not name, and indeed I will redact its name in the quotation. I just thought it raised some important points some here might want to consider, if they are still seeking a new host. 1. You are our customer, not our product We proudly ch...
by Tabulator
Sat Jun 10, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: GS Bank raised rate to 1.20%
Replies: 21
Views: 3802

Re: GS Bank raised rate to 1.20%

Interest rates aside, how well does Goldman Sachs bank fare in security and quality of the web site, etc?
by Tabulator
Sat Jun 10, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 41
Views: 5077

Re: Lufthansa Premium Economy

I did not notice much difference between the A350 and the A340 comfort wise It bursts my bubble to read this and it is my fault for reading into the hype. On the other hand maybe your flight wasn't long enough to notice differences in noise or air quality or vibration. I would not expect any differ...
by Tabulator
Sat Jun 10, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Suits: best bang for your buck?
Replies: 64
Views: 8233

Re: Suits: best bang for your buck?

TSR wrote:a lot of places don't carry my size in their regular lines

Have you tried Todd Snyder online from New York?
by Tabulator
Wed Jun 07, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 41
Views: 5077

Re: Lufthansa Premium Economy

cheapskate wrote:2 long LH flights (9.5hrs and 7.5hrs), 2 days ago. A340-600 and A350-900.

Wow -- the A350 XWB is a rare bird! I can only hope someday in the distant future I'll have a chance to ride in one. How did you like it overall? Did you notice a difference compared to the A340?
by Tabulator
Wed Jun 07, 2017 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Power percentage: A more effective metric of financial performance than savings rate?
Replies: 47
Views: 3607

Re: Power percentage: A more effective metric of financial performance than savings rate?

How much of a hypothetical credit card payment counts toward this metric if it is only a minimum payment, ie, one that mostly covers interest, not principal? I think we can imagine that only the principal portion really counts because of what he said about student loans. But I did not find that he s...
by Tabulator
Sun Jun 04, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: New iPad use
Replies: 34
Views: 3107

Re: New iPad use

Actually, why bother with wireless at all? If hard-wired devices work fine for you, it seems silly to change only in order to make use of a silly tablet.
Jags4186 wrote:Why no wifi at home? You can get a sub $20 router on Amazon.
by Tabulator
Sun Jun 04, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: New laptop needed, any ideas?
Replies: 24
Views: 1717

Re: New laptop needed, any ideas?

The only thing that bothers me about Chromebooks is that Google would have all of my data, browsing history, etc. I already use search, gmail, and chrome, so I'm trying to stay away from Google as best as I can. I stopped using google drive and all their apps and have so far managed to stay away fr...
by Tabulator
Tue May 30, 2017 8:52 pm
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 62
Views: 5516

Re: best way to buy tires

I ordered tires online last year. They were treated badly. As soon as I saw them, I refused to accept delivery. Fortunately I got a full refund. After that experience I will possibly never order tires online again. I think it's worth the effort and money to shop around for tires that are stocked lo...
by Tabulator
Mon May 29, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 41
Views: 5077

Re: Lufthansa Premium Economy

Last time I flew to Europe, LH Premium Economy was significantly more expensive than a very good Economy Plus seat on United, so I opted for the latter. What a simple but obvious solution. I am so strongly biased against United that I would never have thought to consider Economy Plus on United. How...
by Tabulator
Mon May 29, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Risks of electronic access
Replies: 57
Views: 5262

Re: Risks of electronic access

obgraham wrote:Some institutions will not send mail to a PO Box. That may not be the best choice.

It sounds like a great choice to me as long as it is allowed.
by Tabulator
Fri May 26, 2017 3:48 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 973

Re: Shiller interview

So we agree that profitable behavior is rare.

Perhaps where we disagree is that one should give up on trying.
by Tabulator
Fri May 26, 2017 3:39 pm
Forum: Investing - Theory, News & General
Topic: Austrian investing: starting simple
Replies: 6
Views: 635

Re: Austrian investing: starting simple

That is true!

How is the MS index computed?
by Tabulator
Fri May 26, 2017 3:30 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 973

Re: Shiller interview

I defer to you on this particular gentleman. Meanwhile, on the generalities, it is a fact that the behavior and actions of some individuals -- intelligent or not -- have made them outperform the markets. As Taleb has also said , it's not about prediction. Shiller has been so wrong for so long about ...
by Tabulator
Fri May 26, 2017 3:21 pm
Forum: Personal Consumer Issues
Topic: Risks of electronic access
Replies: 57
Views: 5262

Re: Risks of electronic access

easyliving wrote:We would also get a post office box for financial mail.

Do companies even allow their customers to get the mail at a PO box? As I recall, Citigroup does not allow a PO box when applying for a credit card.
by Tabulator
Fri May 26, 2017 3:17 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 973

Re: Shiller interview

willthrill81 wrote:Nobody knows nutin'.

A little too cynical, I think.
Rather than speculate about how smart someone is, look to see if they take risks for their beliefs.
Taleb:
If you have the courage to put your intellectual integrity before your reputation, nothing can break you.
by Tabulator
Fri May 26, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 62
Views: 5516

Re: best way to buy tires

I ordered tires online last year. They were treated badly. As soon as I saw them, I refused to accept delivery. Fortunately I got a full refund. After that experience I will possibly never order tires online again. I think it's worth the effort and money to shop around for tires that are stocked loc...
by Tabulator
Fri May 26, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 11585

Re: Updates on the status of Linux

Anyone else looking forward to upgrading their laptop to Debian 9 (Stretch)?
by Tabulator
Fri May 26, 2017 2:28 pm
Forum: Investing - Theory, News & General
Topic: Austrian investing: starting simple
Replies: 6
Views: 635

Austrian investing: starting simple

It may be necessary to note that this thread is not intended for participants who possess a near-religious opposition to "market timing". Further, this thread is not intended for political discussion. It is intended for practical solutions for individual investors. (I believe one can, if ...
by Tabulator
Sun Feb 05, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

Since FastMail got a mention, I will throw in Runbox and MXroute for consideration too. I pay for Fastmail (fastmail.com). Have a family plan, and my own domain. Well worth it. Another Fastmail user here. I believe that privacy is worth paying for, and my impression is that FM takes privacy seriousl...
by Tabulator
Sat Feb 04, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

Let say you really like history so you could use the domain "historybuff". And then you're signing up for a drawing at a wine event to win a case of wine. So your email alias could be "winelover@historybuff.33mail.com". Would you have to set up the alias before the wine event? O...
by Tabulator
Sat Feb 04, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

What are the benefits of avoiding free mail? Real security and real privacy for one thing. Email is far from perfect as a whole, but quality hosting businesses usually do the best they can. Terms of service are generally written in the interest of the paying customer. This does not mean all fee-base...
by Tabulator
Sat Feb 04, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 73
Views: 7410

Re: Does anybody else out there still pay for an email address?

I will never use free mail. It "bogles" my mind that so many people, apparently, are unwilling to pay less than 1.70 USD per month for quality mail hosting. dm200, you are correct to pay for email. It's just that Earthlink might not be the best choice. There are many great choices out ther...
by Tabulator
Wed Mar 30, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 11585

Re: Updates on the status of Linux

Over the coming decades, my prediction is that some of us will continue to depend on desktop Linux. When others say Linux never made it big or became irrelevant, we can quietly and safely ignore them while we use it daily.
by Tabulator
Tue Mar 29, 2016 3:53 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 11585

Re: Updates on the status of Linux

One of my top two favorite distros is CentOS 6. The problem is that Red Hat and the community might yank support sometime around 2020.

I tried CentOS 7 and I don't care for it at all.
by Tabulator
Sat Mar 12, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 1152

Audiobooks performed by the author

While I am not interested in audiobooks read by voice actors, I have enjoyed audiobooks read by the authors themselves. Have you listened to any good ones, old or recent? (Please don't omit a title because you think it is too obvious.) There are other threads about audiobooks, but I couldn't find on...
by Tabulator
Sat Jan 02, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 6462

Re: Protecting one's bank account from PayPal

More up-to-date information about PayPal's lack of security (for those who can stomach the details). Nevermind that it was PayPal's lack of any modern authentication methods that led to this mess. Also, let's forget for the moment that there are a half-dozen services online that let customers create...
by Tabulator
Mon Dec 28, 2015 3:07 pm
Forum: Personal Consumer Issues
Topic: Dress shirts and button-down shirts - budget and quality overview
Replies: 40
Views: 6058

Re: Dress shirts and button-down shirts - budget and quality overview

Has anyone here tried Ratio Clothing based in Denver?
by Tabulator
Mon Dec 28, 2015 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Chip credit cards, do I need to get a PIN?
Replies: 54
Views: 7103

Re: Chip credit cards, do I need to get a PIN?

If one has a credit card with a chip, but one has no PIN, is it possible to request one's bank to not only issue a PIN, but also force all transactions to require a PIN for authorization? I don't understand why, for example, at large US retailers (eg, Lowe's, Walmart) which appear to be properly equ...
by Tabulator
Sun Dec 20, 2015 9:53 am
Forum: Personal Finance (Not Investing)
Topic: "Bonus" on AMEX Blue Cash and Blue Cash Preferred
Replies: 41
Views: 22559

Re: "Bonus" on AMEX Blue Cash and Blue Cash Preferred

In general, when one uses a credit card to purchase a gift card, does the credit card company categorize the transaction as a cash advance?
by Tabulator
Sun Dec 13, 2015 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: No Foreign Transaction Fee, No Annual Fee
Replies: 61
Views: 144171

Re: No Foreign Transaction Fee, No Annual Fee

I did a foreign transaction using a Merrill credit card today, which is a Sunday. When Bank of America converted GBP to USD and sent me email almost instantly, the USD amount in the email came to a value greater than the spot rate I obtained with Google. The difference is just under one half of one ...
by Tabulator
Fri Jul 17, 2015 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Investing help for a newborn
Replies: 6
Views: 1320

Investing help for a newborn

I am becoming an uncle because my sister is having a baby. It is a family tradition going back many decades to invest in mutual funds with extremely high fees. Many in my family still do it, probably including my sister. What can I do for the new member of the family? At one extreme I considered doi...
by Tabulator
Mon Jul 13, 2015 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: thoughts on American Express Bank? 1.85% for FDIC savings [2009]
Replies: 17
Views: 3403

Re: thoughts on American Express Bank? 1.85% for FDIC savings

They usually give me a monthly interest payment. This month, however, I got nothing at all. Should I call them and ask why? I am less concerned about this month's interest payment than I am about depositing my money in a bank that doesn't make mistakes like this. Has anyone else ever experienced a b...
by Tabulator
Sun Mar 08, 2015 3:34 pm
Forum: Personal Consumer Issues
Topic: Best Classical Music Box Sets?
Replies: 39
Views: 8248

Re: Best Classical Music Box Sets?

Eleven disc set of Il Giardino Armonico on Amazon for well under 40 USD
Audio CD (May 31, 2011); Number of Discs: 11; Label: Warner Classics; ASIN: B000FQITXE

They use period instruments. I still haven't managed to see them live and am starting to wonder if I ever will.
by Tabulator
Mon Jan 26, 2015 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Refund from the IRS? Why?
Replies: 51
Views: 7756

Re: Refund from the IRS? Why?

john94549 wrote:Apply any overage to the next year.

What does that mean? Do they let you do it?
by Tabulator
Mon Jan 26, 2015 9:42 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Network Solutions for renewng website domain
Replies: 10
Views: 1347

Re: Alternatives to Network Solutions for renewng website do

jchef wrote:I personally use Gandi. It's a couple dollars more than the previous two, but they have an extremely good reputation.


Yes. How interesting it is that the best registrars seem to be based in Europe and Canada. And the differences in price are hardly noticeable.
by Tabulator
Sat Nov 15, 2014 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 1188

Re: Navy Federal GO Prepaid Card: travel abroad

Thanks. I think I'll give it a try. Another idea I have is to try cash back at supermarkets.

baneDC wrote:Are you interested in using GO Prepaid because you're concerned of fraud/card compromise while traveling

Yes!
by Tabulator
Fri Nov 14, 2014 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 1188

Navy Federal GO Prepaid Card: travel abroad

I am wondering if the Navy Federal GO Prepaid Card is a good way to access foreign currencies in cash while traveling abroad. How far will this card get me when I walk into Banque de Montréal or Banco Santander-Chile , for instance, and ask for a cash advance in the local currency? Or what about ATM...
by Tabulator
Sun Nov 02, 2014 8:26 pm
Forum: Investing - Theory, News & General
Topic: New Tony Robbins Book on Financial Freedom
Replies: 92
Views: 30979

Re: New Tony Robbins Book on Financial Freedom

parsi1 wrote:People can't write books while in prison :|


Is that actually true? I didn't know that.
by Tabulator
Mon Sep 29, 2014 8:40 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4931

Re: "Shellshock" vulnerability for Linux based systems

I didn't see it in that video. Did you watch the whole video? It's long. Too bad it isn't searchable (for the term "air gap"). At that point I would say that it's game over and it just doesn't matter, go back to paper & pencil, smoke signals, carrier pigeon... Some people can afford t...
by Tabulator
Mon Sep 29, 2014 4:02 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4931

Re: "Shellshock" vulnerability for Linux based systems

Appelbaum discussed a situation in which the attacker does not have physical access. If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer. It has always been true that a person who has physical access to your hardware can own your data. I ...
by Tabulator
Mon Sep 29, 2014 2:13 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4931

Re: "Shellshock" vulnerability for Linux based systems

If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer.
by Tabulator
Sun Sep 28, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 4931

Re: "Shellshock" vulnerability for Linux based systems

You could always follow what I've learned at work. Never plug anything important into the internet. Air gaps protect against all kinds of vulnerabilities. The problem is how do you avoid doing anything important on the internet? I guess it can be done, but it ain't easy or convenient. Word processi...
by Tabulator
Sun Sep 28, 2014 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 2049

Re: Starting a railroad career

So far I am finding this discussion moderately encouraging. Since I don't really know anyone on the railroads, you all are the best I have at this point. Military service is no longer possible for me, and I view freight as a substitute for that kind of adventure. Being away from home (wherever that ...
by Tabulator
Sun Sep 28, 2014 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 2049

Starting a railroad career

Does anyone here have recent work experience in rail freight in the United States? I would like to look for a job on (or near) the rails. I searched for a thread on this specific subject and did not find one. The two biggest companies alone employ over 80,000 people. I do not yet know what kind of a...