Search found 463 matches

by TT
Sat Aug 20, 2016 6:51 pm
Forum: Personal Consumer Issues
Topic: Instant oatmeal vs "regular" oatmeal
Replies: 51
Views: 3267

Re: Instant oatmeal vs "regular" oatmeal

Start the day with Steel Cut Oats aka Irish oatmeal with a spoonful of dark amber grade B pure maple syrup :D
by TT
Thu Jul 21, 2016 5:14 am
Forum: Personal Consumer Issues
Topic: Urgent Chrome Update Scam
Replies: 10
Views: 1856

Re: Urgent Chrome Update Scam

Is this what the "update" message looked like? http://www.virusresearch.org/wp-content/uploads/2016/07/Remove-Urgent-Chrome-Update.jpg This is not a legit message. If you saw it, you mostly likely have adware installed on your machine. It's often bundled with other software. If it's an op...
by TT
Wed Jul 20, 2016 11:42 am
Forum: Personal Consumer Issues
Topic: Stinky Washing Machine [SOLVED]
Replies: 44
Views: 4230

Re: Stinky Washing Machine

The saleswoman at Home Depot said her chemist brother suggested running a cycle with 1/2 cup borax. She said it worked like a charm. I am planning to try it, but I keep forgetting to buy borax. Although after 20 years, I would probably buy a new washer... I would strongly recommend a front loader. ...
by TT
Wed Jul 20, 2016 11:31 am
Forum: Personal Consumer Issues
Topic: Urgent Chrome Update Scam
Replies: 10
Views: 1856

Urgent Chrome Update Scam

Today on my laptop I experienced " Urgent Chrome Update" Pop Up window during browsing the internet. I did not open or follow any directions in the window. I ran Avast, Microsoft Security Essentials, and Super Anti Spyware and nothing was found. Googling it some call it a virus , others sa...
by TT
Fri Jul 15, 2016 1:59 pm
Forum: Personal Consumer Issues
Topic: Retired a year - big loss [ :) ]
Replies: 25
Views: 4953

Re: Retired a year - big loss [ :) ]

Ditto here
The first year I retired I lost 33 lbs and was not even trying and have maintained my new weight.
At the desk and computer or sitting in a car all day transitioned to lots of physical activity every day.
by TT
Fri Jul 15, 2016 7:42 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 123
Views: 8305

Re: What kind of car do Bogleheads like to drive?

Safe, Reliable, reasonable cost to own, never, ever with a lien holder. :!:
by TT
Sat Jul 09, 2016 9:31 am
Forum: Personal Consumer Issues
Topic: Home inspection items for repair
Replies: 32
Views: 1847

Re: Home inspection items for repair

My wife and I are finally purchasing a home after many months searching. We had the home inspection yesterday and along with several small, non-material issues, some larger issues were discovered: -Roof has a couple missing shingles and a couple deteriorated shingles -Radon is greater than the 4.0 ...
by TT
Tue Jul 05, 2016 6:33 pm
Forum: Personal Consumer Issues
Topic: Tag Heuer wrist watch
Replies: 24
Views: 2097

Re: Tag Heuer wrist watch

I purchased a Tag chronograph quartz in 1991 and used it regularly and kept it in excellent condition. Changed battery when needed at a reputable jeweler who would check the gasket and made sure it was properly sealed. I never had any issues and my son is wearing it now for the past couple of years.
by TT
Mon Jul 04, 2016 6:02 am
Forum: Personal Consumer Issues
Topic: synthetic oil changes
Replies: 134
Views: 8440

Re: synthetic oil changes

As someone who opens up engine's on a weekly basis and see's the insides I'll tell you the longer oil changes the more sludge I see. I see more build up in today's engines than 15-20 years ago, biggest change that I see has been the change to direct injection engines. More carbon build up in cylind...
by TT
Mon Jul 04, 2016 5:55 am
Forum: Personal Consumer Issues
Topic: synthetic oil changes
Replies: 134
Views: 8440

Re: synthetic oil changes

I change at 50% of the maint minder #, syn oil only. The old oil is recycled so it's not very harmful. I do the oil changes myself (easy peasy). Just curious - if you change (and reset) at 50% for the maintenance minder, how do you know when other service is due? For example, we just hit the 105k m...
by TT
Sun Jul 03, 2016 7:56 pm
Forum: Personal Consumer Issues
Topic: synthetic oil changes
Replies: 134
Views: 8440

Re: synthetic oil changes

As someone who opens up engine's on a weekly basis and see's the insides I'll tell you the longer oil changes the more sludge I see. I see more build up in today's engines than 15-20 years ago, biggest change that I see has been the change to direct injection engines. More carbon build up in cylind...
by TT
Sun Jul 03, 2016 6:36 am
Forum: Personal Consumer Issues
Topic: synthetic oil changes
Replies: 134
Views: 8440

Re: synthetic oil changes

With the recommendations of extended oil changes don't forget to check your oil level frequently between changes as the engineers who design engines today seem to also have a tendency to design more for extending gas mileage on the window sticker than preventing oil consumption.
by TT
Sun Jul 03, 2016 6:23 am
Forum: Personal Consumer Issues
Topic: A nurse practitioner will not release my medical records! Help!
Replies: 25
Views: 2842

Re: A nurse practitioner will not release my medical records! Help!

Perhaps you should consider contacting the State Board of Nursing

-open an inquiry as to whether this practitioner is certified to practice as an NP
-file a complaint so they can investigate why she has not complied with your request

Hope this helps and good luck
by TT
Sun Jun 26, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: Price of 2016 Honda Civic LX automatic
Replies: 10
Views: 865

Re: Price of 2016 Honda Civic LX automatic

Anyone here bought a 2016 LX recently? I have done research and got a quote $500 below invoice (Invoice=$18,073, Quote= $17,500). Destination charge $835, taxes and tags are extra. The dealer is part of Sonic dealers in Northern Virginia. The salesman claimed that their price is legit with no press...
by TT
Thu Jun 16, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: washing machine [Recommendations for]
Replies: 50
Views: 7294

Re: washing machine

We have an LG without an agitator. It's horrible. It weighs the clothes by spinning to set the water level. There is no adjustment to add water. It frequently leave soap scum on the clothes. It very frequently tangles them in knots. All we believe as a result of water saving features and no agitato...
by TT
Tue May 31, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 3602

Re: When to get first car service done

How many times do car engines fail these days for any reason? In my circle of family and friends (some who keep their cars a long time), I can't think of any. Here are just a few: 1)2006-2009 Honda Civic engine block cracks with leaking coolant 2)2016 Honda Civic Engine problem stops sale of 2016 H...
by TT
Mon May 30, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 3602

Re: When to get first car service done

How many times do car engines fail these days for any reason? In my circle of family and friends (some who keep their cars a long time), I can't think of any. Here are just a few: 1)2006-2009 Honda Civic engine block cracks with leaking coolant 2)2016 Honda Civic Engine problem stops sale of 2016 H...
by TT
Sun May 29, 2016 3:38 pm
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 3602

Re: When to get first car service done

Mileage and time are only two rough measures of the state of your car's oil. The whole purpose of Honda's Maintenance Minder is that it also considers your driving conditions. How many times has the car been started? How long was each drive? How many actual engine revolutions have occurred? Why sec...
by TT
Sun May 29, 2016 6:59 am
Forum: Personal Consumer Issues
Topic: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering
Replies: 43
Views: 3795

Re: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering

How much is "like crazy"? Between oil changes, I usually need to add between 1 and 2 quarts of oil. Seeing as how I've never had to add a drip of oil to any car I've owned in the last 20 years (my wife too), this is a problem. I know the 0W-20 synthetic is thin stuff, but my Prius uses it...
by TT
Sat May 28, 2016 7:36 am
Forum: Personal Consumer Issues
Topic: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering
Replies: 43
Views: 3795

Re: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering

How much is "like crazy"? Between oil changes, I usually need to add between 1 and 2 quarts of oil. Seeing as how I've never had to add a drip of oil to any car I've owned in the last 20 years (my wife too), this is a problem. I know the 0W-20 synthetic is thin stuff, but my Prius uses it...
by TT
Fri May 20, 2016 8:49 pm
Forum: Personal Consumer Issues
Topic: Is $2000 reasonable for bathroom permits?
Replies: 22
Views: 2686

Re: Is $2000 reasonable for bathroom permits?

We are working with a contractor who is charging us about $2000 to get the necessary permits for two bathroom remodels. He has also refused to separate his invoices into materials and labor, so we don't know how much of it is the actual cost of the permit and how much is for his work put in to obta...
by TT
Tue May 17, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: Las Vegas in July
Replies: 34
Views: 3211

Re: Las Vegas in July

Last July on my way to San Francisco when we landed in Las Vegas it was 106 degrees and I was glad to be on my way in an hour. On the way home a week later it cooled down to around 100 degrees.
by TT
Tue May 10, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: Wife loves here new Speed Queen washer/dryer
Replies: 22
Views: 3814

Re: Wife loves here new Speed Queen washer/dryer

Problem with Speed Queen esp. if you have a well & septic is they use a lot of water for washing a small load. 23- 26 gallons of water for 3.3 cubic ft washer. Energy star washers use 14-16 gallons of water - much less electric and the clothes are much dryer after the spin cycle. Speed Queen pos...
by TT
Sat May 07, 2016 7:56 am
Forum: Personal Consumer Issues
Topic: discovered delivered furniture damaged
Replies: 7
Views: 925

Re: discovered delivered furniture damaged

New dresser was delivered today. My wife was home, and had requested upon delivery that she give the dresser a close overall inspection for any damage. When I returned home from work, found a scratched/gouged area 5" wide and 1/2" high on lower edge of one end, and scratches on a leg of t...
by TT
Thu May 05, 2016 3:39 pm
Forum: Personal Consumer Issues
Topic: Duluth Trading Co Clothes Quality, Durability?
Replies: 2
Views: 811

Re: Duluth Trading Co Clothes Quality, Durability?

I have purchased some items from them and overall I would say from my experience the quality and durability are not consistent. Waffle long sleeve shirts are good. Fire hose hats are excellent- overall Fire hose products seem to be well made. Socks were terrible as they worn out very prematurely but...
by TT
Sun May 01, 2016 6:04 am
Forum: Personal Consumer Issues
Topic: Binoculars for Birding Boglehead-wise
Replies: 23
Views: 1759

Re: Binoculars for Birding Boglehead-wise

I have MINOX BD 8x44 BP which are not made any longer but you may want to think about Minox as a brand to consider. I tried many brands at B&H in NYC and the Minox brand offered excellent quality for reasonable cost. Here is a short article that may help: https://www.audubon.org/news/the-2014-au...
by TT
Fri Apr 22, 2016 9:07 am
Forum: Personal Consumer Issues
Topic: Lifted Shingles on a New Home
Replies: 8
Views: 1215

Re: Lifted Shingles on a New Home

"Several" shingles lifted should be an easy fix. If the problem was more prevalent then it would appear that the shingles were installed in rather cold weather i. e. below 45 degrees or so. Shingles s/b installed above 50 degrees and not until it reaches about 70 degrees do they seal well....
by TT
Tue Apr 12, 2016 1:11 pm
Forum: Personal Consumer Issues
Topic: Adding a large bedroom to existing house
Replies: 12
Views: 1384

Re: Adding a large bedroom to existing house

I was looking at houses for a possible relocation and have I filtered for 3 bedrooms and some houses were 4,000- 4,700 square feet One was over 3,300 and had 2 bedrooms. It's amazing how many houses built between 1990- 2005 that are 3,500 - 5,700 sq. ft. with significant upgrades that are for sale w...
by TT
Mon Apr 11, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: Hail damage avoidance/minimization (vehicles)
Replies: 22
Views: 1693

Re: Hail damage avoidance/minimization (vehicles)

How do the new aluminum cars hold up to hail? F150, Tesla, etc Varying opinions on this- My repair shop says F-150 aluminum owners have been waiting a long time for repairs due to fewer shops authorized to do repairs, long wait times for parts and generally more expensive as entire panels need to b...
by TT
Sun Apr 10, 2016 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: How to get my 29 year old sister into saving....("I don't have any money to save")
Replies: 58
Views: 5728

Re: How to get my 29 year old sister into saving....("I don't have any money to save")

Have you proposed a detailed monthly budget: I have used this to help others. Monthly Savings Calculations Income Per Pay Period Income Per Month Rent Cable Phone Utilities Groceries Household Products Insurance Car Insurance House/Renters Prescriptions Medical Car Expenses Gasoline Pet Expense Fun ...
by TT
Fri Apr 08, 2016 3:15 pm
Forum: Personal Consumer Issues
Topic: Buy a house with previously repaired foundation issues?
Replies: 22
Views: 1855

Re: Buy a house with previously repaired foundation issues?

The warranty you have noted would not influence my decision in any way. Is the contractor going to be in business 10 years from now? Can the exclusions be interpreted in a manner that the warranty really does not have any significant coverage? I am not an engineer nor a contractor. The foundation su...
by TT
Thu Apr 07, 2016 7:18 am
Forum: Personal Consumer Issues
Topic: Anything to look for when buying a fridge?
Replies: 38
Views: 3295

Re: Anything to look for when buying a fridge?

Expect the water line connecting to your fridge for water/icemaker to leak at the connection. Options: -Flexible instead of rigid line. -Battery-powered water alarm. -Flooring material that will resist water damage. Or don't connect the fridge to the water line and cap off the water line.... Surely...
by TT
Thu Apr 07, 2016 7:10 am
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 6445

Re: Dallas suburbs or Northern Virginia for me?

Here is an article on Texas to consider:

http://ideas.time.com/2013/10/17/10-rea ... ur-future/

I would consider Texas and I am from the Northeast.

Good Luck
by TT
Wed Apr 06, 2016 7:00 pm
Forum: Personal Consumer Issues
Topic: Chimney repair - who to call?
Replies: 7
Views: 926

Re: Chimney repair - who to call?

Search in your area for a Chimney Cleaning Repair /Masonary Company You need experience specific to Chimney Repair- some masons do not know how to properly repair a chimney The coating that is peeling is moisture from the inside /underneath the coating. Here is an example of what to look for: http:/...
by TT
Sat Apr 02, 2016 7:52 am
Forum: Personal Consumer Issues
Topic: Independent up sell? Balancing Tires / Cleaning Brakes?
Replies: 15
Views: 1060

Re: Independent up sell? Balancing Tires / Cleaning Brakes?

Cleaning disc brakes especially rear brakes in areas where salt, sand and brine is spread to melt icing roads is an essential process to maintain brakes in good working order. Bushings that move the caliper and slides inside the caliper housing need to be lubricated or they can "freeze" i...
by TT
Fri Apr 01, 2016 5:19 pm
Forum: Personal Consumer Issues
Topic: Independent up sell? Balancing Tires / Cleaning Brakes?
Replies: 15
Views: 1060

Re: Independent up sell? Balancing Tires / Cleaning Brakes?

Cleaning disc brakes especially rear brakes in areas where salt, sand and brine is spread to melt icing roads is an essential process to maintain brakes in good working order. Bushings that move the caliper and slides inside the caliper housing need to be lubricated or they can "freeze" i....
by TT
Sun Mar 27, 2016 4:48 pm
Forum: Investing - Help with Personal Investments
Topic: Strength of Pension Plan
Replies: 7
Views: 885

Re: Strength of Pension Plan

Also, the monthly payment would be in the range of 2400-2600/month, is this an amount that would be fully backed up by the PBGC if the pension plan does fail ? This will address this question :http://www.pbgc.gov/wr/benefits/guaranteed-benefits/maximum-guarantee.html PBGC has two categories of pens...
by TT
Sun Mar 27, 2016 4:17 pm
Forum: Investing - Help with Personal Investments
Topic: Synchrony Bank for short term investment
Replies: 18
Views: 2717

Re: Synchrony Bank for short term investment

Don't forget to check the rates at local Credit Unions as in my area some CU's are not only competitive but actually have better rates for specific terms than the large banks. I recently opened a 48 month Share Certificate for 2.2% with 6 month penalty for early withdrawal. You can check rates and i...
by TT
Tue Mar 15, 2016 3:14 pm
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1799

Re: Nissan Pathfinder 2015!

Nissan has built unreliable vehicles for some time and continues with mediocre to poor reliability. There are many better choices to consider. Really? I'll tell my 2006 Nissan Pathfinder that it's unreliable. :D I've changed tires, had regular maintenance and have 150K miles. Everyone tells me I ca...
by TT
Tue Mar 15, 2016 6:37 am
Forum: Personal Consumer Issues
Topic: Pantry and fridge inventory solution
Replies: 17
Views: 1880

Re: Pantry and fridge inventory solution

I keep my pantry and fridge organized and when I see an item is at a level that needs replenishing I just make a shopping list with paper and pencil.
by TT
Tue Mar 15, 2016 6:21 am
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1799

Re: Nissan Pathfinder 2015!

Nissan has built unreliable vehicles for some time and continues with mediocre to poor reliability. There are many better choices to consider.
by TT
Thu Mar 10, 2016 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Advice for physician asking for a raise
Replies: 47
Views: 5328

Re: Advice for physician asking for a raise

If I am understanding this correctly "my pay is about median to 60th percentile for my specialty" this refers to the range for your specialty including salaries at other organizations. More importantly is where does your salary fall within the range of the organization you currently work. ...
by TT
Sun Feb 28, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: What to know when buying furniture?
Replies: 28
Views: 3144

Re: What to know when buying furniture?

Over the years I have purchased medium with some high end furniture with the occasional low end piece which never lasted. There has never been any issues with the structural integrity or finish of quality furniture. When we replaced our living room sofa and two arm chairs back in 2010 after some res...
by TT
Thu Feb 25, 2016 10:52 am
Forum: Personal Consumer Issues
Topic: Winter Tire Tips
Replies: 30
Views: 2236

Re: Winter Tire Tips

Residing in New England means snow tires stay on till end of March. The additional wear will be insignificant and March is notorious for deep heavy wet snowfalls.
by TT
Thu Feb 25, 2016 10:46 am
Forum: Personal Consumer Issues
Topic: Microsoft Safety Scanner
Replies: 2
Views: 522

Microsoft Safety Scanner

"The Microsoft Safety Scanner is a free downloadable security tool that provides on-demand scanning and helps remove viruses, spyware, and other malicious software. It works with your existing antivirus software." I have used this for quite some time now and this week when I download the m...
by TT
Mon Feb 22, 2016 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Record Keeping for IRAs, 401Ks
Replies: 1
Views: 226

Record Keeping for IRAs, 401Ks

I have kept all final statements and records of transfers and rollovers from Traditional IRAs , Roth IRAs and 401Ks since I started back in 1998. Traditional IRAs and Roth IRAs moved from bank to bank, bank to mutual fund company, mutual fund company to mutual fund company, and also 401K to an IRA u...
by TT
Sun Feb 21, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Don't understand nutrition and exercise
Replies: 340
Views: 28507

Re: Don't understand nutrition and exercise

Here is an extremely healthy diet to follow- Cut down on processed foods and try to eliminate them completely Eat whole grains only Cut down on Casein protein from your diet - add complex carbohydrates Eat fresh fruits and vegetables Calories are not as important as counting and reducing fat esp. sa...
by TT
Sun Feb 21, 2016 8:06 am
Forum: Personal Consumer Issues
Topic: Amazon Free Shipping Is Now $50....
Replies: 74
Views: 10388

Re: Amazon Free Shipping Is Now $50....

Over the past year I have noticed that pricing has increased to a point where some items I am looking for can be found cheaper either at other online retailers, directly from the manufacturer or at local brick and mortar stores. Checking prices can be time consuming but IMO there is no one place for...
by TT
Sun Feb 07, 2016 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: The $250,000 Question
Replies: 19
Views: 4526

Re: The $250,000 Question

PenFed sent me an email ... maybe the beginning of last week advertising a 1.5% for 15 months CD. You might want to park some there, some in an Ally Bank savings account at 1% and look for better paying longer CD's. A short term corporate fund such as VCIT might work for some too. That offer from P...

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