Search found 12 matches

by TR2047
Mon Jun 19, 2017 12:19 am
Forum: Personal Finance (Not Investing)
Topic: Scratched Bumper with Police on the Scene
Replies: 26
Views: 2573

Re: Scratched Bumper with Police on the Scene

This is the OP. After some more thought, this story is not as much about a few scratches, but about a driver who may no longer be able to drive due to his age and health. Then there is myself having to go through a bunch of paperwork. To top it off, traffic accidents may be reportable for me due to ...
by TR2047
Mon Jun 19, 2017 12:17 am
Forum: Personal Finance (Not Investing)
Topic: Scratched Bumper with Police on the Scene
Replies: 26
Views: 2573

Re: Scratched Bumper with Police on the Scene

Uh, huh. You call him, and he'll say, "Who are you and what is this nonsense about me supposedly backing up into you?" OP here. That’s exactly what I expect him to say because he didn’t know at all what happened. He had no idea that I was backing up behind him and honking his entire 30+ f...
by TR2047
Sun Jun 18, 2017 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Scratched Bumper with Police on the Scene
Replies: 26
Views: 2573

Scratched Bumper with Police on the Scene

Do I have to contact my own insurance company Geico in New Jersey if I was in a not-at-fault accident and police was on the scene? Any advantages / disadvantages doing so? I only have liability coverage. Are there any disadvantages making a claim against the other drivers policy if the damage is on...
by TR2047
Sun Sep 27, 2015 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Car Insurance Limits
Replies: 0
Views: 331

Car Insurance Limits

I have been reviewing my car insurance and realized my limits may not be adequate. I am single with no dependents, early in my career, and have relatively few liquid assets outside 401k and rIRA. I have good health insurance through my employer. However, I do not carry disability, life or umbrella i...
by TR2047
Tue Feb 04, 2014 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Ally vs Amex Savings Account
Replies: 10
Views: 3419

Re: Ally vs Amex Savings Account

Can anyone with a savings account at Amex or Ally confirm if they do a hard credit pull for account opening?
by TR2047
Mon Feb 03, 2014 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Ally vs Amex Savings Account
Replies: 10
Views: 3419

Ally vs Amex Savings Account

Ally vs Amex savings account: which of these is in your opinion better? I am using it to save for a downpayment and for an emergency fund. I am looking for (i) good interest rate (ii) ability to do ACH pushes and pulls from a third party bank reasonably quickly, (iii) option to open as POD account, ...
by TR2047
Mon Feb 03, 2014 7:21 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab International ETF Help
Replies: 15
Views: 2998

Re: Schwab International ETF Help

I have the same question as the OP. Before the recent market drops I had 67% SCHF / 33% SCHE split. I did not intend to have a significant tilt, but as you can see I have quite a bit more weight on emerging markets than suggested. Something like 70% SCHF, 20% SCHE, and 10% SCHC would be reasonable t...
by TR2047
Tue Nov 12, 2013 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Match and Changing Jobs
Replies: 4
Views: 564

Re: 401k Match and Changing Jobs

OP here. Thanks folks. I guess I will do what livesoft says and delay the contributions a little. I am usually good with not missing deadlines and I can calculate when I have to start contributing. The new employer would be a company that is known to match 50% of contributions up to the IRS limit, s...
by TR2047
Tue Nov 12, 2013 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Match and Changing Jobs
Replies: 4
Views: 564

401k Match and Changing Jobs

This topic should be of interest to anyone who expects to switch to a job with a better 401k match in the future. I currently contribute 17.5k per year to a traditional 401k. Unfortunately, I receive no match. I am likely to become eligible for a 401k match in the middle of 2014 or 2015, possibly by...
by TR2047
Thu Oct 24, 2013 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio for a 30yo
Replies: 10
Views: 2246

Re: Portfolio for a 30yo

Thanks everyone for your comments. This is what I learned from you: 1. I need to make sure I can stomach the ups and downs, corrections and crashes. I did a lot of soul searching, and I think that at my current 80/20 AA I would be comfortable with a 40% drop in equities. I am very early in the accum...
by TR2047
Tue Oct 22, 2013 2:18 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio for a 30yo
Replies: 10
Views: 2246

Re: Portfolio for a 30yo

Bumping to get more replies. Please critique. I am at the target allocation now. Originally I planned to either buy during the shutdown or DCA by the end of the year, but neither of this worked. I was way too busy recently to trade and I don't know how to schedule buying ETFs on specific dates in th...
by TR2047
Sun Sep 29, 2013 12:53 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio for a 30yo
Replies: 10
Views: 2246

Portfolio for a 30yo

I just started a new job and opened my first 401k. I am making aggressive contributions and I should have 17.5k plus a 5k rollover there by the end of the year. I also have a Roth IRA in low to mid five figures. My goal is to retire at 65 with $100k per year income (including Social Security). Emerg...