Search found 538 matches

by tainted-meat
Sat Feb 06, 2016 8:47 am
Forum: Investing - Help with Personal Investments
Topic: Disappointed in International Funds
Replies: 42
Views: 3379

Re: Disappointed in International Funds

I hope International and Emerging stay lackluster for 20 more years so I can keep buying them up. With a strong dollar and a reasonable book value I think they are ripe for the picking.
by tainted-meat
Sat Jan 30, 2016 8:43 am
Forum: Personal Finance (Not Investing)
Topic: I got let go yesterday
Replies: 44
Views: 7787

Re: I got let go yesterday

Bummer. Being that you went into procurement you're obviously not afraid of risk. Try getting into sales in your industry. Your technical knowledge applied well could really work wonders for you. Good luck.
by tainted-meat
Tue Jan 26, 2016 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Transfer funds from Schwab to Vanguard
Replies: 8
Views: 410

Re: Transfer funds from Schwab to Vanguard

I agree with this post. Sometimes we as investors forget to "keep it simple" and add complexity by switching when you really don't need to. Vanguard is better? I think you are under estimating Schwab. This is not a comparison with a firm like EJ or Ameriprise. http://www.schwab.com/public/...
by tainted-meat
Mon Jan 25, 2016 9:59 pm
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 215
Views: 11268

Re: Do you pay for exercise?

No, although I'm not opposed to it. I walk, run and play tennis and also hit the lake in the summer. I prefer outdoor activities though because I feel more adaptable to changing seasons (hot, cold, etc).
by tainted-meat
Sat Jan 23, 2016 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: 30 YO with 100K looking for investment advise - and a Shocking Chart
Replies: 25
Views: 2142

Re: 30 YO with 100K looking for investment advise - and a Shocking Chart

If you buy enough (20 or so) of those large funds you mentioned there is a good chance your funds will have similar returns to a large cap domestic index. You could do your own little portfolio of growth stocks like the "Nifty Fifty" of years past. Bogle had an example like this in his book.
by tainted-meat
Thu Jan 21, 2016 8:26 am
Forum: Investing - Help with Personal Investments
Topic: Going from 50/50 US/Int to All US
Replies: 80
Views: 5200

Re: Going from 50/50 US/Int to All US

While Jack Bogle doesn't advocate the use of International Stock for US investors, I didn't get the vibe from his Common Sense on Mutual Funds that he is anti-International. He says if you want to do it keep it to 20%. Also, he has a long chapter on RTM or Reversion to the Mean where he explains tha...
by tainted-meat
Wed Jan 20, 2016 3:29 pm
Forum: Investing - Help with Personal Investments
Topic: I have no more money to invest
Replies: 76
Views: 6310

Re: I have no more money to invest

What's the reason for being 100% in stocks, for those of you with that allocation? Long time horizon for me, although it could be a lot shorter if international stocks go on a rampage. It could also be a longer horizon if they don't :happy. It would hurt me more to miss out on big gains with a cons...
by tainted-meat
Wed Jan 20, 2016 3:26 pm
Forum: Investing - Help with Personal Investments
Topic: Fisher Investments?
Replies: 11
Views: 754

Re: Fisher Investments?

Don't walk, run. Also, don't give them your phone # unless you feel like getting a new one soon.
by tainted-meat
Mon Jan 18, 2016 10:49 am
Forum: Personal Consumer Issues
Topic: Use Local Dealer for New Vehicle Purchase?
Replies: 21
Views: 1649

Re: Use Local Dealer for New Vehicle Purchase?

Get the best price you can - local, out of town or out of state. Doesn't matter where you buy the car - your local dealer will be happy to provide service on it. I've purchased multiple vehicles from dealers that were inconveniently far from home. For routine warranty work, the vehicle would sit at...
by tainted-meat
Sun Jan 17, 2016 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: I can sleep at night but it is on my mind a lot
Replies: 60
Views: 3407

Re: I can sleep at night but it is on my mind a lot

You're good in my opinion. Plus, when you add in social security you will not have to withdraw much in relation to the size of your portfolio.
by tainted-meat
Sat Jan 16, 2016 9:55 am
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 3853

Re: How's it going?....any self-doubt?

no, just wish I had more to kash buy equities with. thought about getting one of those personal loans to do it too. might do it if the market dips further.
by tainted-meat
Fri Jan 15, 2016 9:43 pm
Forum: Personal Consumer Issues
Topic: Pizza Stone / Homemade Pizza Advice
Replies: 58
Views: 4124

Re: Pizza Stone / Homemade Pizza Advice

TallBoy29er wrote:
tainted-meat wrote:What has/has not worked for us:

heat the pizza stone before using


Thanks! What temp do you heat to prior to placing the dough on it?


about 450 for about 10 minutes or so. basically, you want it really hot (don't touch it though because it holds heat for a long time)
by tainted-meat
Fri Jan 15, 2016 9:10 pm
Forum: Personal Consumer Issues
Topic: Pizza Stone / Homemade Pizza Advice
Replies: 58
Views: 4124

Re: Pizza Stone / Homemade Pizza Advice

^^^Going to have to try that this summer.


good thread btw and I look forward to the responses.
by tainted-meat
Fri Jan 15, 2016 9:04 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12451

Re: I'm Calling an Emerging Markets Bottom

I'm putting everything I have into them. I think it's gone a bit too low at this point and think it will also rebound in a big way :moneybag
by tainted-meat
Fri Jan 15, 2016 9:02 pm
Forum: Investing - Help with Personal Investments
Topic: My 401(K) -13% (1yr)
Replies: 26
Views: 2011

Re: My 401(K) -13% (1yr)

Mine's down about 20% over the last two years. Now is the time to buy!
by tainted-meat
Fri Jan 15, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: Pizza Stone / Homemade Pizza Advice
Replies: 58
Views: 4124

Re: Pizza Stone / Homemade Pizza Advice

What has/has not worked for us: heat the pizza stone before using put some corn meal on it before the dough don't use whole wheat dough that needs kneading :D because it breaks part too easily heat up the crust after kneading in the oven to make it crisp don't use too much sauce or the pizza falls a...
by tainted-meat
Fri Jan 15, 2016 7:24 pm
Forum: Investing - Theory, News & General
Topic: I'm sitting here watching FOX Business...14200??
Replies: 92
Views: 7583

Re: I'm sitting here watching FOX Business...14200??

fine with me, i'll just buy more stock
by tainted-meat
Wed Jan 13, 2016 7:54 pm
Forum: Investing - Theory, News & General
Topic: Ever get mad at the screen when the market is down
Replies: 32
Views: 2078

Re: Ever get mad at the screen when the market is down

Not really. Thanks to livesoft's posts on TLH I actually enjoy them in an odd way.

Plus, it means the stocks I want to buy are cheaper. I'll be working another 25-35 years so these swings really don't matter.
by tainted-meat
Wed Jan 13, 2016 2:20 pm
Forum: Investing - Theory, News & General
Topic: Sigh. IlliniDave = Market Timer (VGENX) [Vanguard Energy Fund]
Replies: 29
Views: 3293

Re: Sigh. IlliniDave = Market Timer (VGENX)

Wow, just checked the chart. It's lower than it was on March 6th of 2009. This is a great long-term holding IMO.
by tainted-meat
Wed Jan 13, 2016 2:12 pm
Forum: Investing - Theory, News & General
Topic: Sigh. IlliniDave = Market Timer (VGENX) [Vanguard Energy Fund]
Replies: 29
Views: 3293

Re: Sigh. IlliniDave = Market Timer (VGENX)

Not a bad fund for a long play. I've been doing emerging markets myself. They say wealth is created in bear markets :twisted:
by tainted-meat
Wed Jan 13, 2016 9:33 am
Forum: Investing - Help with Personal Investments
Topic: Convincing Dad to Fire the Firm
Replies: 31
Views: 2622

Re: Convincing Dad to Fire the Firm

A little late now but sounds like he should have stayed with the Fidelity allocation and everything would have worked out fine.

I don't think you can help someone who doesn't want to be helped. A previous poster made a good point about you being blamed if things went south with his portfolio.
by tainted-meat
Tue Jan 12, 2016 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: pay down student loan, house or invest taxable?
Replies: 26
Views: 1379

Re: pay down student loan, house or invest taxable?

In order of my preference:

1. Taxable
2. Student Loan
3. Home Loan
4. 529
by tainted-meat
Sat Jan 09, 2016 10:29 pm
Forum: Personal Consumer Issues
Topic: Best light-duty crewcab pickup, new or used
Replies: 19
Views: 972

Re: Best light-duty crewcab pickup, new or used

Go for the new one. There's something nice about a new vehicle that only you've driven.
by tainted-meat
Sat Jan 09, 2016 10:25 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1602

Re: Buying opportunity - Blow EF and buy??

I've done it before for emerging markets. I'd do it again but it's already been exhausted :D
by tainted-meat
Sat Jan 09, 2016 10:05 am
Forum: Investing - Theory, News & General
Topic: I'm curious if over-weighting equity investors still ok?
Replies: 92
Views: 6572

Re: I'm curious if over-weighting equity investors still ok?

Overweighting emerging markets have been hitting the portfolio pretty hard, nothing like '09 hard though. Oh well, gotta keep buying :moneybag
by tainted-meat
Thu Jan 07, 2016 10:24 pm
Forum: Personal Consumer Issues
Topic: What is fair with new damaged and non working appliances
Replies: 6
Views: 804

Re: What is fair with new damaged and non working appliances

Despite the issues, I'd say you bought from a good seller as they've already agreed to replace what you've requested. Things happen sometimes and at least they're owning it.
by tainted-meat
Thu Jan 07, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: Vacation Deal
Replies: 9
Views: 917

Re: Vacation Deal

Joey_Freshwater wrote:I keep getting calls about free cruises! ;)


Glad I'm not the only one :?
by tainted-meat
Wed Jan 06, 2016 9:06 pm
Forum: Investing - Theory, News & General
Topic: Most Americans are one paycheck away from the street
Replies: 6
Views: 1413

Re: Most Americans are one paycheck away from the street

That's scary stuff and stressful as well I'd imagine.
by tainted-meat
Wed Jan 06, 2016 4:39 pm
Forum: Personal Consumer Issues
Topic: Sales reward - not sure what to pick
Replies: 42
Views: 2458

Re: Sales reward - not sure what to pick

You could get a Rolex then sell it, same with a car as you mentioned.
by tainted-meat
Wed Jan 06, 2016 10:22 am
Forum: Investing - Theory, News & General
Topic: VWO: what a terrible performance!!
Replies: 79
Views: 7571

Re: VWO: what a terrible performance!!

Time to back up the truck on EM stock :moneybag
by tainted-meat
Sat Jan 02, 2016 6:03 pm
Forum: Investing - Theory, News & General
Topic: frustrating to keep investing in international/EM
Replies: 110
Views: 7984

Re: frustrating to keep investing in international/EM

Buying a well-diversified fund that is under-performing is when you make you're money. With a strong US dollar you get a lot of international stock for your :moneybag
by tainted-meat
Wed Dec 16, 2015 10:23 am
Forum: Investing - Theory, News & General
Topic: the problem of recency
Replies: 6
Views: 878

Re: the problem of recency

Great article Larry, I always enjoy reading your posts and find them very insightful. It applies to me a in a big way. I've been getting hammered the last couple years with International and EM but am staying the course. Investing is for the long term (30 -40 years in my case) not just 5-10 which ca...
by tainted-meat
Tue Dec 15, 2015 3:04 pm
Forum: Investing - Help with Personal Investments
Topic: Can I afford a BMW i8 priced at ~150k?
Replies: 64
Views: 4955

Re: Can I afford a BMW i8 priced at ~150k?

You can afford it but that doesn't mean it is a good idea.
by tainted-meat
Sun Dec 13, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 179
Views: 11020

Re: Flaunt Your High-Mileage Car

Not really high milage.

2013 Ford Fusion (got new in May 2013)- 51.5K
by tainted-meat
Sun Dec 13, 2015 9:13 pm
Forum: Personal Consumer Issues
Topic: Paying Kids For Good Grades -- do you do it?
Replies: 94
Views: 5061

Re: Paying Kids For Good Grades -- do you do it?

My kid is too young for school but no, I will not pay for grades. I don't want her to think money is the only motivating factor to be successful. There are things like pride and love of learning that are far more important in my opinion.
by tainted-meat
Tue Dec 01, 2015 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on truck purchase
Replies: 44
Views: 4103

Re: Need advice on truck purchase

You should wait until you get the job and your first paycheck to buy a new truck. How exactly would you get the truck financed without any income? It sounds like you're getting excited about the purchase, which is ok, but being patient will allow you to soberly make your decision. Maybe you'll get ...
by tainted-meat
Mon Nov 30, 2015 9:36 pm
Forum: Personal Consumer Issues
Topic: Water damage in apartment
Replies: 18
Views: 1969

Re: Water damage in apartment

And that's why I don't have nice things.

Just kidding :happy

I'd check with landlord before you short-pay the rent because he'd probably be confused if you didn't tell him why. He may file an insurance claim. A quick phone call would do the trick.
by tainted-meat
Wed Nov 25, 2015 11:12 pm
Forum: Investing - Help with Personal Investments
Topic: 29 and 28 year old portfolio help
Replies: 9
Views: 1355

Re: 29 and 28 year old portfolio help

See responses below in italics Cash Total : $19,000 (Need $25k for 6 month emergency fund. Should get there soon. Just purchased a new home so it depleted our cash.) Questions: -We contribute almost $3,000 a month to retirement. Should we be focusing on growing our cash now for when we have a child ...
by tainted-meat
Wed Nov 25, 2015 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: I feel dumb
Replies: 14
Views: 2841

Re: I feel dumb

I think that's a fair assumption, especially at these interest rates.
by tainted-meat
Tue Nov 17, 2015 8:07 pm
Forum: Personal Consumer Issues
Topic: Yeti cooler - Worth the money?
Replies: 29
Views: 3764

Re: Yeti cooler - Worth the money?

For a cooler that price I think it'd be an easy target to get stolen. That would be my biggest hesitation.
by tainted-meat
Sun Nov 15, 2015 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Unsolicited FOR SALE SIGN at my property. Please advise.
Replies: 50
Views: 7853

Re: Unsolicited FOR SALE SIGN at my property. Please advise.

I didn't know signs could cause so much anxiety :happy
by tainted-meat
Mon Nov 09, 2015 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: When To Justify Expensive Wants?
Replies: 79
Views: 6417

Re: When To Justify Expensive Wants?

Haha at that income/assets I would buy whatever the heck I wanted!

Although on a personal note I want less crap and not more so I'd probably donate more or something.
by tainted-meat
Thu Nov 05, 2015 9:02 am
Forum: Investing - Theory, News & General
Topic: John Bogle looking at stock valuations?
Replies: 48
Views: 4245

Re: John Bogle looking at stock valuations?

While he may be changing his expectations on returns, I'm not sure it should affect one's plans except to up the savings rate if possible.
by tainted-meat
Mon Nov 02, 2015 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: New Baby & Life Planning
Replies: 15
Views: 1553

Re: New Baby & Life Planning

Recent dad here. I got some term life for 20 years. Hang on it's pretty intense at first!
by tainted-meat
Sun Nov 01, 2015 7:40 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy
Replies: 45
Views: 3500

Re: Halloween Candy

I sat out on the porch and about 40 kids came by or so. I'd trick them by first acting like I was giving them an apple before pulling out the real goods. ha ha
by tainted-meat
Wed Oct 14, 2015 8:46 pm
Forum: Investing - Help with Personal Investments
Topic: Should I move from Schwab ETFs (from portfolio builder) to Vanguard?
Replies: 10
Views: 779

Re: Should I move from Schwab ETFs (from portfolio builder) to Vanguard?

indexin99 wrote:Thanks everyone. Advisor has been recommending I look into intelligent portfolio at schwab. Thoughts?


I think what you put in place looks good enough as is. Now it's time to :moneybag so you can grow it. Put your focus on that instead of tinkering.
by tainted-meat
Sun Oct 11, 2015 6:40 am
Forum: Investing - Help with Personal Investments
Topic: Mid-20s, looking at new 401k and Roth IRA investment options
Replies: 4
Views: 591

Re: Mid-20s, looking at new 401k and Roth IRA investment options

You have great 401k options! A lot depends on what you want your asset allocation to be. The ER for the target funds isn't bad by any means and you can set it and forget it. I wouldn't touch bonds with a 10 foot pole with these yields and definitely not for someone who is in their 20's. I'd use that...
by tainted-meat
Thu Oct 08, 2015 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Buy House in Cash or Mortgage?
Replies: 52
Views: 2791

Re: Buy House in Cash or Mortgage?

I'd definitely mortgage it with these interest rates. Then I'd use it to buy an investment property or invest the rest in emerging markets index funds since they are still pretty cheap although rising.
by tainted-meat
Tue Oct 06, 2015 8:34 am
Forum: Personal Consumer Issues
Topic: Demand repairs or give a bye for honesty?
Replies: 62
Views: 4397

Re: Demand repairs or give a by for honesty?

Easy for me to say since it didn't happen to me but I'd let it go as well. :happy

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