Search found 628 matches

by tainted-meat
Mon Feb 20, 2017 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Re-applying for same job?
Replies: 16
Views: 1581

Re: Re-applying for same job?

I think you made the right move. Nothing to lose..
by tainted-meat
Sun Feb 05, 2017 8:37 am
Forum: Investing - Help with Personal Investments
Topic: Stock gifted to me as a kid. Sell or hold?
Replies: 21
Views: 1834

Re: Stock gifted to me as a kid. Sell or hold?

I would keep or gift to charity. Take the dividends as cash.
by tainted-meat
Tue Jan 24, 2017 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Continue to rent or sell condo
Replies: 15
Views: 1138

Re: Continue to rent or sell condo

Basis is $225-230K. I'm also keeping in the back of my mind that the water heater is 10 years old ($1K to replace) and the outside A/C condenser is 14-15 years old ($3K to replace). I'm leaning toward selling to simplify. Would probably add liquid savings to the sales proceeds to payoff current mor...
by tainted-meat
Tue Jan 24, 2017 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Continue to rent or sell condo
Replies: 15
Views: 1138

Re: Continue to rent or sell condo

The rate of return seems decent. What's your cost basis?
by tainted-meat
Sat Jan 14, 2017 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Stay in paid-off starter house vs. dream house+work a few more years
Replies: 51
Views: 3189

Re: Stay in paid-off starter house vs. dream house+work a few more years

Of course you can afford it. I would buy it if I were you.
by tainted-meat
Tue Jan 10, 2017 11:10 am
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 100
Views: 13688

Re: Sad News About a Respected Forum Member

Thank you for sharing your knowledge. It is up to us to continue to pay it forward.
by tainted-meat
Sat Jan 07, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Bedroom is colder than rest of house. Radiator heating question.
Replies: 70
Views: 3275

Re: Bedroom is colder than rest of house. Radiator heating question.

mhalley wrote:I solved my cold bedroom problem with a portable electric heater.


I do the same with eden pure type heaters. I have a two story with a basement. One goes in the basement and one on the second floor where the bedrooms are. Works great in winter months.
by tainted-meat
Fri Dec 30, 2016 1:02 pm
Forum: Investing - Help with Personal Investments
Topic: thinking in add international, suggestions needed
Replies: 15
Views: 871

Re: thinking in add international, suggestions needed

If you like sector risk then I would choose Vemax.
by tainted-meat
Mon Dec 19, 2016 4:41 pm
Forum: Personal Consumer Issues
Topic: Grocery cart rolls into side of car, dent, scratched
Replies: 92
Views: 6729

Re: Grccery cart rolls into side of car, dent, scratched

I don't see how the grocery store would be responsible.

For $120 I wouldn't waste my time.
by tainted-meat
Wed Nov 23, 2016 10:31 am
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 172
Views: 13620

Re: How many of you have cut cord?

I just have the rabbit ears and mainly watch KET (Kentucky PBS station). Also renewed my library card and read quite a bit more. Also take more walks and listen to podcasts. You wont miss cable at all.
by tainted-meat
Wed Nov 16, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: House Rental - Current issues and how to market it
Replies: 7
Views: 868

Re: House Rental - Current issues and how to market it

I'd copy her ad to Craigslist and filter to the good renters. Should get plenty of bites that way.
by tainted-meat
Tue Nov 15, 2016 9:33 pm
Forum: Personal Consumer Issues
Topic: Liver
Replies: 43
Views: 5011

Re: Liver

Liver is my favorite part of the chicken. Closely followed by the heart. :D
by tainted-meat
Tue Nov 08, 2016 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Remodeling vs Moving
Replies: 15
Views: 1284

Re: Remodeling vs Moving

Sounds like you have a good lot that an executive would love (privacy, within 15 minutes of work, etc). Having a good lot in a good part of town is very valuable as you have stated. I'd fix it up and move when you want to downsize.
by tainted-meat
Tue Nov 08, 2016 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Keep company truck or get allowance?
Replies: 10
Views: 1019

Re: Keep company truck or get allowance?

nodenuff2 wrote:Given the liberal personal use of the company vehicle continue to use their vehicle not yours. I drove a company vehicle 40 years the personal use is worth 10k minimum a year.


Agreed. I've had one for several years now and I think it's a very valuable benefit/perk of the job.
by tainted-meat
Mon Oct 31, 2016 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Value of a pension? How to compare a job with a pension to an employer without one
Replies: 17
Views: 1721

Re: Value of a pension? How to compare a job with a pension to an employer without one

If you're happy with your job I'd stick with it because that has a lot of value in my opinion. If you aren't digging the teaching thing then I would focus more on the job itself than the money assuming it covers your bills. If you get a job that doesn't pay great but you learn a lot and love it then...
by tainted-meat
Mon Oct 31, 2016 7:39 am
Forum: Investing - Theory, News & General
Topic: How much international?
Replies: 80
Views: 7546

Re: How much international?

I like the market cap approach but am probably closer 50% domestic and 50% international but I don't pay too much attention to it.
by tainted-meat
Fri Oct 28, 2016 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting Job to Start a Business
Replies: 51
Views: 4234

Re: Quitting Job to Start a Business

How does that saying go... 'you'll have more regrets about the things you don't do than the things you do'. Don't worry about the outcome, if it fails, whatever. You have a good 'insurance policy' in that your wife works too so if it crashes and burns no big deal. At least you'll have a new perspect...
by tainted-meat
Mon Oct 24, 2016 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: I am about to buy my first home, anything I should look out for?
Replies: 40
Views: 3584

Re: I am about to buy my first home, anything I should look out for?

If there is a finished basement make sure there are no hidden leaks or mold. I have a friend who recently bought a home and had that happen.
by tainted-meat
Fri Oct 21, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Very tough career choice part 2 (ego, startup, hedge funds)
Replies: 97
Views: 10255

Re: Very tough career choice part 2 (ego, startup, hedge funds)

No advice really but I can offer some encouragement. It's good to have options and you have three that I can count. Probably even more if you looked for them. Good luck.
by tainted-meat
Fri Oct 21, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Finishing a Basement
Replies: 13
Views: 1497

Re: Finishing a Basement

The house I bought has a finished basement that the previous owners put in so I can't help you there. I would recommend you think about finishing out the bathroom however. It would be a pain to run upstairs every time someone had to use the bathroom instead of just being able to use the basement one...
by tainted-meat
Wed Oct 12, 2016 12:18 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Contribution Limit Question
Replies: 4
Views: 548

HSA Contribution Limit Question

My wife and I are enrolling in our health plans for 2017 and I have a question on contribution limits. We work for two different employers and will be enrolling in two separate health plans. Me through my employer: HSA plan option that covers myself and my child (family) Wife through her employer: H...
by tainted-meat
Sun Oct 09, 2016 10:40 am
Forum: Investing - Help with Personal Investments
Topic: Max out 401k too early?
Replies: 20
Views: 1737

Re: Max out 401k too early?

In that case I would not max out early. I would allocate as evenly as possible throughout the year to take advantage of the full match.
by tainted-meat
Sun Oct 09, 2016 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Max out 401k too early?
Replies: 20
Views: 1737

Re: Max out 401k too early?

If you max out early just make sure your employer will continue to match your contributions throughout the year. Some plans will only match for each pay period you actually contribute. Others will allocate the match regardless of when you contribute in the year. Check your plan wording to be certain.
by tainted-meat
Wed Sep 28, 2016 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Sorry, but tell [me] what to do with my mortgage
Replies: 62
Views: 5154

Re: Sorry, but tell what to do with my mortgage

I have an interest rate slightly higher than you and I am not paying it down early, nor do I plan to.
by tainted-meat
Fri Sep 23, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth Milestone Today - $1.5M
Replies: 128
Views: 18028

Re: Net Worth Milestone Today - $1.5M

Man, there are some tough posts in this one. Meg's one of the better posters around here and I believe has had a great real estate portfolio strategy.

Congrats on the accomplishment and remember to have fun along the way. :D
by tainted-meat
Wed Sep 21, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Free housing vs 30k bonus to purchase home
Replies: 16
Views: 1985

Re: Free housing vs 30k bonus to purchase home

Unless it would be my primary residence I would take the free housing. You don't have to buy, sell or maintain it.
by tainted-meat
Mon Sep 19, 2016 9:20 am
Forum: Investing - Help with Personal Investments
Topic: New fidelity total intern. Index question
Replies: 7
Views: 780

Re: New fidelity total intern. Index question

I'd be more concerned about realizing capital gains if you are switching from a taxable account. I plan to switch my Roth and TIRA holdings later this year or early next once I can meet the minimums.
by tainted-meat
Fri Sep 02, 2016 2:24 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 7847

Re: Frustrated Losing Weight!

If you walk an hour per day, every day, then I'd bet that you'll get in solid physical condition over time.
by tainted-meat
Thu Sep 01, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2547

Re: Drowned IPhone

I found an iPhone in in a puddle at the park last year. Hard telling how long it had been there but it was definitely soaked. I put it in rice over the weekend and it turned on. Then went and turned it into the Verizon store and they located the owner. Yes it definitely works.
by tainted-meat
Mon Aug 29, 2016 3:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 53
Views: 10973

Re: I think I found Rick Ferri

Wow that is cool. I always enjoyed his posts on here and I am happy that he is doing what he loves. I'll be reading his blog from time to time to see how it goes.

All the best to you RF.
by tainted-meat
Mon Aug 22, 2016 7:53 am
Forum: Personal Finance (Not Investing)
Topic: Buying a new home at age 50 in a nicer neighborhood
Replies: 116
Views: 11356

Re: Buying a new home at age 50 in a nicer neighborhood

Wow, you have a beautiful home and landscape job. I love that grill area. I'd stay there if you can only get $235k for it. You have quite an oasis/relax area.
by tainted-meat
Sun Aug 14, 2016 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: what to buy when stock market is a new high?
Replies: 37
Views: 5771

Re: what to buy when stock market is a new high?

International valuations are attractive, not as attractive as they were around February but still attractive.
by tainted-meat
Sat Aug 13, 2016 8:15 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 2096

Re: Sealing Asphalt Driveway

It's about 4 feet long by 2 feet wide on the asphalt driveway - not connected to concrete. It gathers mud/dirt after a hard rain. hanks for the suggestion on the asphalt, I'll go pick some up and try it out If if is shallow then the asphalt will not work. It has to be at least 2 to 3 inches or more...
by tainted-meat
Sat Aug 13, 2016 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-nup questions
Replies: 35
Views: 4602

Re: Pre-nup questions

I can see them both at a restaurant together...

"So um... you're paying for your portion since you got the lobster, right?"
by tainted-meat
Sat Aug 13, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 2096

Re: Sealing Asphalt Driveway

It's about 4 feet long by 2 feet wide on the asphalt driveway - not connected to concrete. It gathers mud/dirt after a hard rain. hanks for the suggestion on the asphalt, I'll go pick some up and try it out
by tainted-meat
Sat Aug 13, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 2096

Re: Sealing Asphalt Driveway

[/quote]

I still recommend that. I did that driveway on schedule again in June 2015 using 7 pails of quality sealer and it looks like it was done this year.
Jim[/quote]

Hi Sheepdog, any recommendations for filling in a "dip" in the driveway that gathers a puddle?
by tainted-meat
Sat Aug 13, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 6686

Re: Do you wash your car yourself, or have it done?

When I lived in an apartment, I would take it to the car wash and vacuum it for $5 because I didn't have a driveway to do it in. Now, I vacuum it myself. If it is going to rain I pull it out of the garage and let nature do it's thing. In the winter, I'll take it to the carwash to do the underbody. E...
by tainted-meat
Fri Aug 12, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Stats on Americans 'cutting the cable' ?
Replies: 98
Views: 10567

Re: Stats on Americans 'cutting the cable' ?

I've had cable once year out of the last 7 or 8. I haven't had it now for a couple years and don't miss it. I recently moved and haven't even hooked up the TV. KET on Friday nights is about the only thing I watch.
by tainted-meat
Mon Aug 08, 2016 3:21 pm
Forum: Personal Consumer Issues
Topic: Build New or Be Content With What We Have?
Replies: 27
Views: 2074

Re: Build New or Be Content With What We Have?

I would be content. I 'hate' the look of additions on homes. When your kids grow up and move out then you are going to have a bigger place than you need.
by tainted-meat
Mon Aug 08, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Experience Living in an Old House?
Replies: 42
Views: 3813

Re: Experience Living in an Old House?

I've lived in older and newer houses (grew up in one from 1880 and rented one from 1920) and lived in brand new homes and apartments. I prefer older ones assuming they've been properly maintainted and the layout is decent. In my experience they have been built with more quality and craftstmanship th...
by tainted-meat
Sun Aug 07, 2016 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Travel for a Year with Family - Career Impact?
Replies: 35
Views: 3825

Re: Travel for a Year with Family - Career Impact?

Taking off a year seems a bit extreme in my opinion. Try to cut back at work a bit (shut the phone off by 7 every evening) and take a nice vacation where you turn it 'off'. If they can you for it then there's your gap year ;).
by tainted-meat
Wed Aug 03, 2016 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Has Anyone Filed a Formal Complaint Against a Real Estate Licensee
Replies: 30
Views: 2456

Re: Has Anyone Filed a Formal Complaint Against a Real Estate Licensee

Gives the rest of us a bad reputation. This is not aimed at you personally, but I think the profession already has a bad reputation. I've had good experiences with agents. The last one helped me find a home before it hit the market and I am very thankful for her efforts. This was after trying to fi...
by tainted-meat
Wed Aug 03, 2016 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: New Job: Take Paycut by leaving Big 4?
Replies: 32
Views: 4602

Re: New Job: Take Paycut by leaving Big 4?

I'd stay. You have good tenure, are valued and seem to decently like your job. I've seen so many people leave a stalwart in their industry only to hop around a lot after that, not quite finding a 'home' again.
by tainted-meat
Sun Jul 24, 2016 7:39 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 80
Views: 6699

Re: What kind of apartment can $1k get you in your city?

In Chicago, I'd say a studio in a desirable area (larger then LA) Maybe a small 1br or basement in apartment in a 'somewhat' desirable area. I personally think Chicago is a great deal, however I do have friends that live in the burbs that have houses twice the size of mind for less money. I'm 30, a...
by tainted-meat
Sun Jul 24, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 80
Views: 6699

Re: What kind of apartment can $1k get you in your city?

student wrote:1000 square feet 2 bedrooms apartment.


About the same here in Louisville, KY.
by tainted-meat
Wed Jul 20, 2016 5:21 pm
Forum: Personal Consumer Issues
Topic: Why did the car salesman stop replying to my emails
Replies: 78
Views: 8517

Re: Why did the car salesman stop replying to my emails

I don't care if you make a ridiculous offer or not; if you're in sales and a customer makes you an offer, you owe him at the very least a polite decline. None of this disappearing act. I disagree. Why should a salesperson be held to a higher standard to someone who doesn't want to make a fair deal?...

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