Search found 74 matches

by SueG5123
Tue Feb 20, 2018 4:15 pm
Forum: Personal Consumer Issues
Topic: Seeking Cruise Suggestions
Replies: 36
Views: 2116

Re: Seeking Cruise Suggestions

We've been on many, but especially love the river cruises in Europe. It's a leisurely way to take in a lot of culture, history, and scenery. We particularly enjoyed the cruises of the Rhone River and the Danube (to see the Christmas Markets).
by SueG5123
Thu Feb 08, 2018 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 245
Views: 15742

Re: free dinner investing seminar

The ethics of picking someone else’s pocket before he picks mine — again, I wonder, why even go there? Let the wolves fleece the sheep, and I will be happy not to be among them... instead of lining up for free sheep food.
by SueG5123
Thu Feb 08, 2018 8:55 am
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 245
Views: 15742

Re: free dinner investing seminar

Gee, guess I’m the only one troubled by the ethics of accepting a “free” meal to listen to a sales pitch I know I’d never entertain in a million years. Some poor schmo pays for that meal — and even if it is the salesman-of-few-scruples, I feel I’d have fewer scruples to take advantage of him. He’s j...
by SueG5123
Mon Jan 29, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 378
Views: 42381

Re: Netflix, Your Current Favorite Show

Godless was great. I’ve just binged two seasons of The Crown.
by SueG5123
Thu Jan 18, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Travel to Rome Italy - Recommendations
Replies: 23
Views: 1620

Re: Travel to Rome Italy - Recommendations

I'd also strongly recommend the Scavi (archeological) tour that goes beneath St. Peter's to the original Vatican cemetery there. They continue to uncover more and more there. Concur, extraordinary. You will see the ancient tombs, jawbone of St. Peter, a room covered floor-to-ceiling with the gold o...
by SueG5123
Sat Jan 13, 2018 7:46 am
Forum: Personal Consumer Issues
Topic: What journalism are you currently reading?
Replies: 12
Views: 804

Re: What journalism are you currently reading?

The Houston Chronicle
The New York Times
The New Yorker

Stopped reading WSJ when Murdoch bought ‘em.
by SueG5123
Tue Jan 09, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: How to learn creative writing?
Replies: 23
Views: 1364

Re: How to learn creative writing?

1. The Elements of Style by EB White. Must be your Bible. 2. Read, read, read. You don't have to major in Lit to see the stylistic differences in Faulkner and Hemmingway -- which appeals to you? Emulate that. 3. In the 1930s, I would have advised you to try writing for the pulp magazines -- genre fi...
by SueG5123
Sun Dec 31, 2017 3:17 pm
Forum: Personal Consumer Issues
Topic: Your travel tips for Vienna and Budapest?
Replies: 23
Views: 1218

Re: Your travel tips for Vienna and Budapest?

Vienna: Visiting the Treasury was a superb afternoon, jewels the size of eggs and thousand year old crowns and the Spear of Destiny (sought by Hitler, claimed by Patton, and returned to the people of Austria). Great restaurants down long stairways underground. Budapest: Viking usually ties up right ...
by SueG5123
Sun Dec 31, 2017 7:56 am
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6365

Re: My dad's army jacket

Not to flog this horse much longer, but... my take on the "sneak" of the "sneak attack" at Pearl Harbor does not refer to the Japanese striking an unprepared/unaware foe, but more to the fact that the U.S. and Japan were not at war with each other at the time of the attack. Precisely, the Japanese a...
by SueG5123
Tue Nov 28, 2017 7:59 am
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 4409

Re: Luggage Update for Travel

Rick steves offers a nice carry on bag that fits in the smaller overhead bins of European aircraft....
by SueG5123
Wed Nov 22, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6365

Re: My dad's army jacket

It also refers to the Arizona as the pride of the fleet...

Oh? Was there some reason why the USS Arizona wasn't the pride of thevThird Fleet?

I wouldn't fault her for having been sunk in a sneak attack....
by SueG5123
Sat Nov 18, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6365

Re: My dad's army jacket

Spirit Rider, thanks for the recap of U.S. Code on the subject of uniforms. Interesting. Assume the mere fact it is specified in US Code is considered its own deterrent, as I'm having a tough time imagining any literal enforcement. I think a lawyer would have a field day (not a Navy one :D ) defendi...
by SueG5123
Fri Nov 17, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6365

Re: My dad's army jacket

Retired Navy officer here, and I'm unaware of anything explicitly forbidding the wear of a former uniform article (unless you are the recipient of a bad paper discharge, in which case your uniforms were probably collected before you were shown to the gate). In the Navy, certain uniform items -- for ...
by SueG5123
Sun Nov 05, 2017 9:16 pm
Forum: Personal Consumer Issues
Topic: Anyone did tours (to Peru) with Gate 1 Travel?
Replies: 16
Views: 1659

Re: Anyone did tours (to Peru) with Gate 1 Travel?

I used Gate 1 in 2003 to travel to London. The transfers were smooth, the hotel was adequate (I traveled alone & singles seem to get shafted by every tour operator). Plenty of day tour options. No problems, except my lingering resentment about how solo travelers are treated...
by SueG5123
Sun Oct 29, 2017 6:57 am
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 3826

Re: European Tours

Since OP specifically mentioned Go Ahead Tours, I'll say that we have taken four land tours with them and highly recommend. We saw a lot of value for inexperienced travelers, and opportunity for independent sightseeing if you wanted to "break away" occasionally. I took a Perillo fully escorted tour ...
by SueG5123
Sun Oct 29, 2017 6:44 am
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 99
Views: 8276

Re: Is it difficult to switch from an iPhone to an Android?

I've had both and would vote for the Android. Doesn't have all that icky proprietary Apple software, plus I like my headphone jack. But it's whatever her preferences are, when it gets down to it....
by SueG5123
Thu Oct 05, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: River cruise recommendations (Europe)
Replies: 19
Views: 1752

Re: River cruise recommendations (Europe)

Only because someone suggested that a river cruise limits what you see ("If you don't mind limited visits to cities, the strong likelihood of not seeing what interests you, and having no flexibility, the river cruise is for you. It's akin to being on a bus tour of a city - you get the highlights but...
by SueG5123
Thu Oct 05, 2017 6:06 am
Forum: Personal Consumer Issues
Topic: River cruise recommendations (Europe)
Replies: 19
Views: 1752

Re: River cruise recommendations (Europe)

We have taken four Viking river cruises (Paris-Normandy, Rhone-Saone, Rhone (alone), Christmas markets) and have a fifth scheduled for 2018. We like Viking; it is a viable way for people to be introduced to Europe in a way more intimate than an ocean cruise and less wearing than a land trip. (We hav...
by SueG5123
Wed Sep 13, 2017 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited Savings Bonds
Replies: 30
Views: 2149

Re: Inherited Savings Bonds

I redeemed about ten bonds at once a few years ago. The certifying officer at my credit union certified my signature on the Treasury form requesting redemption, not each individual bond.
by SueG5123
Wed Aug 30, 2017 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: USAA opinions. Worth it?
Replies: 53
Views: 6097

Re: USAA opinions. Worth it?

I've had my personal association with USAA since 1982; I am a retired military officer. Auto insurance, home insurance, umbrella insurance, banking, credit cards, and investments. However -- USAA has changed and is no longer the company I first associated with. The banking and credit cards have beco...
by SueG5123
Mon Aug 28, 2017 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Harvey flood damage [tenant's property has flooded - actions?]
Replies: 28
Views: 5037

Re: Harvey flood damage [tenant's property has flooded - actions?]

Read your flood insurance. Government flood insurance has a ceiling of 250K as I remember, so you may be out of pocket the balance.

Stay dry! We're in Katy, water got to the doorstep last night!
by SueG5123
Fri Aug 18, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Recommended Acoustic Guitars Under $1,000
Replies: 27
Views: 3705

Re: Recommended Acoustic Guitars Under $1,000

Another pitch for a used Guild. I bought my D40 in 1987, and it sounds sweeter today than ever. I have a Martin that cost three times as much and doesn't sound half as good!
by SueG5123
Thu Aug 17, 2017 2:01 pm
Forum: Personal Consumer Issues
Topic: Soliciting personal recommendations for a Barcelona trip
Replies: 56
Views: 5189

Re: Soliciting personal recommendations for a Barcelona trip

Montserrat was a wonderful day trip, as I recall. Views are fabulous.
by SueG5123
Mon Aug 07, 2017 5:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Celebrating 30 years with Vanguard!
Replies: 25
Views: 2659

Re: Celebrating 30 years with Vanguard!

I, too, am celebrating a 30th anniversary with Vanguard this year, but I am amused to remember that three days after I mailed my initial check for the Wellington fund, there came Black Friday (market down about 300 points, which was huge at the time), immediately followed by Black Monday (market dow...
by SueG5123
Tue Jul 25, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: Italy in August Trip (Rome, Florence, Venice)
Replies: 43
Views: 3162

Re: Italy in August Trip (Rome, Florence, Venice)

Re: seeing the Vatican, your wife being a teacher provides an excellent "rationale" for requesting permission to visit the necropolis and excavations underneath St. Peter's. You must request permission on line from the Vatican Scavi Office, and you will be charged a nominal fee to pay for the tour. ...
by SueG5123
Tue Jul 18, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: A week in Iceland
Replies: 28
Views: 2051

Re: A week in Iceland

I lived in Iceland for a bit when there was a NATO base at Keflavik (essentially collocated at the airport). I would second going in the so-called winter months -- their winters are milder than those in the Midwest, temp-wise, but watch those winds! (They will make Chicagoans pale.). I loved watchin...
by SueG5123
Fri Jul 14, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Recommendations...Italy
Replies: 29
Views: 2199

Re: Recommendations...Italy

I took a Perillo tour of Italy (Rome, Sorrento, and Florence) in 2006. It wasn't inexpensive, but I was traveling alone and enjoyed it. Since then, however, I've taken two trips to Italy with Go Ahead tours -- the guides were better, price was better for what you got. Of course, Perillo gives you al...
by SueG5123
Tue Jul 11, 2017 9:04 am
Forum: Investing - Help with Personal Investments
Topic: EE Bonds?
Replies: 44
Views: 2644

Re: EE Bonds?

I started buying US Savings Bonds as a young military officer in the 1980s... every time I got a promotion I put some of the payraise into EE bonds... they still haven't hit final maturity, but they are a nice little savings asset.. I'd recommend them as practically painless savings. (Okay, there mi...
by SueG5123
Sun Jun 25, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: December on Oahu - Northshore or Waikiki?
Replies: 6
Views: 958

Re: December on Oahu - Northshore or Waikiki?

Just returned from a week in Oahu. Stayed at Waikiki (Hale Koa) and really enjoyed everything. Rented a car and saw downtown, the historic places and the scenic views. Favorite morning was spent at the free Kamaka Ukulele factory tour, a real gem. (It probably means a bit more if you play a little u...
by SueG5123
Sun Jun 18, 2017 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Change Auto & Umbrella Insurance after 52 years?
Replies: 21
Views: 2563

Re: Change Auto & Umbrella Insurance after 52 years?

Been with USAA for over 35 years, but planning to find a new insurer this year. They have no loyalty to me.
by SueG5123
Fri Jun 09, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: New Roof - Questions
Replies: 16
Views: 2139

Re: New Roof - Questions

I'm just going to mention my very recent experience following a hailstorm in Katy, a suburb of Houston, in February. I, too, took the honorable path and called my insurance company (USAA), ignoring the numerous roofing companies ringing my doorbell. Three months later, every house on my block and th...
by SueG5123
Mon Jun 05, 2017 6:26 pm
Forum: Personal Consumer Issues
Topic: How to find best but the cheapest red wine for better health?
Replies: 14
Views: 1411

Re: How to find best but the cheapest red wine for better health?

If you drink wine only for the alleged health benefit, I concur with others who suggest either grape juice or total abstention. Price is only one consideration with wine; there is also value and individual taste. Although unasked, I will add that wine is more important than just what's in the box or...
by SueG5123
Sat Jun 03, 2017 7:57 am
Forum: Personal Consumer Issues
Topic: Favorite Biographies and Memoirs
Replies: 33
Views: 2738

Re: Favorite Biographies and Memoirs

Anything by William Manchester, especially volume one of his three books on Churchill. His biography of MacArthur, American Caesar, was also masterful, as was his history The Arms of Krupp, effectively 20th century conflict in a nutshell. Buell's study of Fleet Admiral Ernie King was great. For the ...
by SueG5123
Wed May 31, 2017 5:42 am
Forum: Personal Consumer Issues
Topic: 2016 trip to Ancient Greece
Replies: 3
Views: 880

Re: 2016 trip to Ancient Greece

Loved reading your account, thanks very much for posting it! My husband and I are doing a cruise of the Greek islands in September and looking forward to it. We are taking a Spanish-flagged cruise ship, so the trip promises to be doubly the adventure though quite the value, too.
by SueG5123
Fri May 26, 2017 7:58 am
Forum: Personal Consumer Issues
Topic: anyone ever live/living on a boat?
Replies: 46
Views: 6824

Re: anyone ever live/living on a boat?

Two comments from my 20 years with large sailboat: 1. Boats are a lot of work. Take whatever amount of work you think it will be and multiply that by a factor of 3. Maintenance is continual -- teak must be oiled, brightwork polished, barnacles chased, machinery tuned. Just about anything on deck, ex...
by SueG5123
Wed May 17, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 4623

Re: Homeowner's Insurance & New Roofs

Just to follow up, USAA sent a THIRD inspector (engineer) to inspect today, at our insistence and after considerable reluctance on their part. (To be precise, we had to involve the highest levels of customer service to gain this tiny consideration.) We have absolutely no reason to think he will do a...
by SueG5123
Mon May 15, 2017 10:11 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 4623

Re: Homeowner's Insurance & New Roofs

Since it seems to be an issue, and I neglected to mention this earlier: my neighborhood is relatively recent, all homes less than 9 years old, and we have been here since the beginning. Meaning, there shouldn't be differences in the ages of the roofing materials.
by SueG5123
Mon May 15, 2017 2:56 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 4623

Re: Homeowner's Insurance & New Roofs

Re: whether there were immediate signs of damage (to us): The most immediate sign of anything was a startling amount of particulate dislodged from the shingles. DH scooped up a bucket worth from the patio. Recently, we have noticed dislodged shingles in our yard -- though, admittedly, it is possible...
by SueG5123
Mon May 15, 2017 1:58 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 4623

Homeowner's Insurance & New Roofs

A couple of months ago, there was a hailstorm here in my neighborhood in Texas, west of Houston. The roofing companies were out like locusts, ringing doorbells and trying to sell us new roofs, but we did what we thought was the honorable thing and called our insurer, USAA. They sent an adjuster and ...
by SueG5123
Tue May 09, 2017 10:51 am
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 7172

Re: What newspaper or magazine do you pay for?

I subscribe to The Houston Chronicle, The New York Times (weekends), The New Yorker magazine, Naval History magazine, and Now Playing (TCM Viking guide). I guess my view is that journalism ain't free but propaganda is -- hence, a good reason to view "free" internet news with considerable skepticism.
by SueG5123
Sun Apr 23, 2017 9:18 am
Forum: Personal Consumer Issues
Topic: Alaska cruise advice
Replies: 33
Views: 3441

Re: Alaska cruise advice

I did an Alaska cruise many, many years ago, on Holland America. I know they have totally refreshed their fleet since that time, but I would say that I remember the service as being top of the line and many entertainment options on board. As for excursions, I wish -- in retrospect -- that we had she...
by SueG5123
Sat Apr 15, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: Provence and Normandy
Replies: 11
Views: 1322

Re: Provence and Normandy

We had a lovely time on Viking Cruises with both these destinations. There were tour options that took us right to Normandy beaches, very moving. Plus, Viking Cruise always very nice. Not sure where your interests lie, but -- since my husband's great uncle was killed at Meuse Argonne in 1918, we're ...
by SueG5123
Mon Apr 10, 2017 6:56 am
Forum: Personal Consumer Issues
Topic: Planning Scandinavia trip
Replies: 18
Views: 1626

Re: Planning Scandinavia trip

I wouldn't shortchange Copenhagen just to cram it into "a Scandinavian junket." Save Copenhagen for a trip with enough time to do it justice. And I would recommend ferries, including overnight ferries where feasible, over trains.
by SueG5123
Thu Apr 06, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Pension -lump sum or monthly payout?
Replies: 29
Views: 2526

Re: Pension -lump sum or monthly payout?

Re: insurance by PBGC, please note that the pension may not be (probably is not) insured for the full amount you would be due! PBGC determines what can be paid based upon complicated calculations (premiums paid, assets versus pension liabilities, etc.) and it is probable that, should your pension fa...
by SueG5123
Mon Mar 27, 2017 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Send check for quickly amended return?
Replies: 18
Views: 1231

Re: Send check for quickly amended return?

Last year, we submitted our taxes only to get a tardy 1099-B a few days later. I was frothing at the mouth to immediately amend the return, fortunately, my husband coached patience and so we waited until the first claim was handled. After that, we filed the amended return. In retrospect, that was de...
by SueG5123
Tue Mar 21, 2017 10:41 am
Forum: Personal Consumer Issues
Topic: Winter Travel
Replies: 29
Views: 2875

Re: Winter Travel

I highly recommend visiting the Christmas Markets in Europe! We did it about 10 years ago as a land tour (through Go Ahead), but went again a few months ago on a Viking Cruise. Great way to travel! We traveled from Hungary to Germany, stopping in Budapest, Vienna, Melk, Linz, Durenstein, Cesky Kruml...
by SueG5123
Fri Feb 24, 2017 2:41 pm
Forum: Personal Consumer Issues
Topic: critique Italian itinerary
Replies: 34
Views: 3084

Re: critique Italian itinerary

FWIW, I guess I'd skip Venice. Great place, but I think you've got plenty on your plate already with Milan and the Cinque Terra. Add Lake Como and Bellagio. Save Venice for another trip. Oh, and if you're hoping to see Leonardo's Last Supper in Milan, make sure you make your reservations on line in ...
by SueG5123
Fri Feb 24, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: Looking for suggestions for a Wine Cooler
Replies: 28
Views: 1307

Re: Looking for suggestions for a Wine Cooler

We installed a Magic Chef Stainless Steel built in Wine/Beverage Cooler (Model No. MCWC50DST) in 2011. Still working great! Holds about two cases of wine. We keep it set on 47 degrees.
by SueG5123
Sat Feb 18, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: Cruise suggestions.
Replies: 37
Views: 4347

Re: Cruise suggestions.

Viking Ocean Cruises -- I can offer some specific input here. My husband and I were on the maiden voyage of the Viking Sea last spring (the last ship departing Istanbul before the problems there!). Cannot say enough about the quality of the cruise! The free excursions were wonderful, although the sh...
by SueG5123
Thu Feb 16, 2017 2:56 pm
Forum: Personal Consumer Issues
Topic: Cruise suggestions.
Replies: 37
Views: 4347

Re: Cruise suggestions.

First and foremost, heed warnings of pickpockets. They don't want to physically harm you, but they do want your cash and cards and they are expert in the means to do so. Recommend no purses or wallets unless you use them as "dummies." Money belts or zippered pockets are excellent investments. Second...