Search found 9 matches

by Stevens
Fri Apr 21, 2017 4:19 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

And would you guys say to do a 70/30 bond/stock split for now for the three funds?
by Stevens
Thu Apr 20, 2017 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

I'm keeping the wife's finances separate as she still has a ways to go before her finances are in order..=). But she is maxing out her Roth 401k and remaining funding are in other 401ks Why Roth 401k? This should almost certainly be a pre-tax traditional 401k given your tax attributes (in particula...
by Stevens
Thu Apr 20, 2017 11:38 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

I'm keeping the wife's finances separate as she still has a ways to go before her finances are in order..=). But she is maxing out her Roth 401k and remaining funding are in other 401ks Why Roth 401k? This should almost certainly be a pre-tax traditional 401k given your tax attributes (in particula...
by Stevens
Thu Apr 20, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

Thank you guys for the tremendous advice. I really appreciate it. I definitely agree my 401k can be stronger. To mitigate the impending stock shortcut for the near term, should I pivot to a 70/30 bond stock distribution and then invert after the market correction? And I used some take home calculato...
by Stevens
Wed Apr 19, 2017 1:17 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

And wow - I'm clueless on backdoor Roth IRAs but it does sound very interesting. To me it seems like the backdoor Roth is like a long term portfolio plan since you contribute post tax but can withdraw without penalty only after 5 years (whereas the former is taxed during withdraw on gains)?
by Stevens
Wed Apr 19, 2017 1:07 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

I'm keeping the wife's finances separate as she still has a ways to go before her finances are in order..=). But she is maxing out her Roth 401k and remaining funding are in other 401ks House budget is ~1 Mil (we need about 20% down plus closing costs in the bay area to be competitive in offers henc...
by Stevens
Wed Apr 19, 2017 12:03 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

Sorry not sure why my reply went in as a private message. We have kept things separate but we do file jointly. She has maybe 5k in savings as she has been maxing out 401k and has just paid off her student loans. She's now ready to save maybe 2k a month until she finds her footing to get more. Since ...
by Stevens
Wed Apr 19, 2017 11:25 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Re: Help with investing

And just to add, I'm hoping to accrue $250k on top of the 110k emergency fund I have now within the next say 5 years..=). My only investment experience has been with CDs at 1-2% unfortunately. My take home currently is about $8000 a month (after rent, expenses, car payment,, I'm left with only $4800...
by Stevens
Wed Apr 19, 2017 10:17 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 22
Views: 1671

Help with investing

Hi All, I am hoping to get started on investing. I am almost done reading the Bogleheads guide to investing and was hoping to get some advice for a personal investment fund (for house or other purchases). My profile is as follows: Age is 30. Married in San Francisco bay area. I am in corporate strat...