Search found 30 matches

by Soul.in.Progress
Tue Jun 27, 2017 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 67
Views: 5509

Re: Middle age job blues

skor99, Thanks for your post, it is a good topic. You are most definitely not alone. After decades of what I consider a pretty successful and personally satisfying career, I am (and have for at least a year) experiencing mid-life career existential angst. This too in an area/industry that I love. Fo...
by Soul.in.Progress
Tue Apr 25, 2017 9:01 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 37723

Re: Larry Swedroe says "Goodby."

Thank you, Mr. Swedroe for all of your contributions to this field. I personally will miss your wisdom on this forum, but I respect your decision.
by Soul.in.Progress
Tue Apr 25, 2017 3:24 pm
Forum: Investing - Help with Personal Investments
Topic: TreasuryDirect.gov down?
Replies: 2
Views: 350

Re: TreasuryDirect.gov down?

I used it successfully about an hour ago (from my home in the US) :D
by Soul.in.Progress
Tue Apr 25, 2017 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13160

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

OP here, and I want to thank everyone who responded to this thread. Although my gut was telling me it would not generally be a good idea to speak badly about my boss, my current toxic situation caused me to post, and this thread gave me many new, additional perspectives to think about. As I contempl...
by Soul.in.Progress
Wed Apr 19, 2017 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13160

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Wow. I continue to be impressed by the wisdom and experience, and generosity with helpful insights, that folks on this forum provide. All replies have been very helpful to me, and I thank each who has replied. One additional piece of information, is that in my current situation, I believe (based on ...
by Soul.in.Progress
Wed Apr 19, 2017 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13160

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Ok, so a recent thread and the responses in it were so highly intriguing to me that I felt compelled to post. I'm an introvert, and this is my first post. I've been a long time lurker and have always appreciated the collective wisdom of Bogleheads! ... Because nothing remains a secret for long in a...
by Soul.in.Progress
Wed Apr 19, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13160

Why never speak badly about boss? [Need Bogleheads' wisdom]

Ok, so a recent thread and the responses in it were so highly intriguing to me that I felt compelled to post. I'm an introvert, and this is my first starting of a thread [edited because I incorrectly said first post, but I meant first thread start :oops: ]. I've been a long time lurker and have alwa...
by Soul.in.Progress
Sun Apr 09, 2017 7:54 am
Forum: Personal Finance (Not Investing)
Topic: High Income earners, whats your Tax Strategy?
Replies: 113
Views: 11302

Re: High Income earners, whats your Tax Strategy?

My best tax strategy was to set up my own business. I employed myself and DW. We could put increased amounts in a solo 401k and profit sharing plan. I could deduct expenses that I would otherwise be unable to deduct. Also after paying myself a reasonable income for someone in my field, additional i...
by Soul.in.Progress
Fri Mar 17, 2017 8:28 am
Forum: Personal Consumer Issues
Topic: $464.12 dinner bill last night. No regrets.
Replies: 78
Views: 10525

Re: $464.12 dinner bill last night. No regrets.

I agree that this is a great story, thanks for posting OP.

I liked your provocative title, too!
by Soul.in.Progress
Fri Mar 17, 2017 8:22 am
Forum: Investing - Help with Personal Investments
Topic: How do you cope with regret over selling too soon?
Replies: 57
Views: 3570

Re: How do you cope with regret over selling too soon?

Stop beating yourself up. There are few that wouldn't wish to change a myriad of decisions that we have made in the past both financial and personal. None of us can predict the future and must simply do the best we can at the time. Before I became a boglehead I made some bone headed ignorant decisi...
by Soul.in.Progress
Thu Mar 16, 2017 8:37 am
Forum: Investing - Theory, News & General
Topic: The Party is Over: Andrews FCU drops rate on 7-year CD to 2.2%
Replies: 60
Views: 6413

Re: The Party is Over: Andrews FCU drops rate on 7-year CD to 2.2%

All:

Some (hopefully reliable) good news: I just talked to a manager at AFCU today and she mentioned that the 3% CDs would be coming back very soon. She said they were coming back by popular demand! So, stay tuned :)

The party may start up again real soon :sharebeer !!
by Soul.in.Progress
Sat Mar 04, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Climate and happiness revisited
Replies: 111
Views: 7839

Re: Climate and happiness revisited

We did the move for better weather, exactly for the reasons you described. From a state with very very similar climate as yours. It took awhile to reach that decision, but once we did and settled in a much warmer state, let me tell you: Best.Damn.Life.Decision.Ever. Now, some other details: - We wer...
by Soul.in.Progress
Sun Feb 12, 2017 8:44 am
Forum: Forum Issues and Administration
Topic: welcome home bogleheads.org
Replies: 30
Views: 3466

Re: welcome home bogleheads.org

Yes, thank you Larry for all of your support, it is much appreciated!
by Soul.in.Progress
Tue Feb 07, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Disney Cruise instead of Disney World?
Replies: 45
Views: 4656

Re: Disney Cruise instead of Disney World?

We've been talking about a trip to Disney World for this summer. Our only child is 7. (he's also small for his age if that's a factor, 46 pounds and 48 3/4 inches tall) We haven't planned much yet, there's a ton of decisions to make, etc. The local paper ran a story about Disney cruises a few weeks...
by Soul.in.Progress
Thu Feb 02, 2017 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Milestone and gotta tell someone
Replies: 61
Views: 6009

Re: Milestone and gotta tell someone

Wonderful, OP!! Congrats to you both, as it takes two to do this. I've seen a lot of families where one spouse is on board with a solid financial plan while the other has habits that ruins the chances of success. I also agree with the cautions that people have stated, like the one below. Be careful ...
by Soul.in.Progress
Thu Feb 02, 2017 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Are Defined Benefit Plans a rip off?
Replies: 49
Views: 4481

Re: Are Defined Benefit Plans a rip off?

Welcome! As others have stated, I recommend holding off on the financial advisor (and potentially avoiding one altogether) until you have read more of the Bogleheads wiki and books. Also, become familiar with http://www.whitecoatinvestor.com since you are a physician. You've come to the right place.
by Soul.in.Progress
Sun Jan 29, 2017 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: Humble brag finally got admiral shares in taxable account
Replies: 29
Views: 4010

Re: Humble brag finally got admiral shares in taxable account

Does anybody remember when admiral shares required $50,000 and* 10 years tenure? I was almost disappointed I made admiral because Vanguard changed the rules rather than through diligent savings. * Or possible or, I can't remember either. Yes, I do remember that! And I recall thinking it was going t...
by Soul.in.Progress
Sat Jan 28, 2017 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Criteria for admittance to the 2-comma club
Replies: 79
Views: 6785

Re: Criteria for admittance to the 2-comma club

It's a bit like the Mile High Club. You get to decide what constitutes admission. It's also similar in that the reality doesn't quite measure up to the hype. YMMV. :mrgreen: LOL!! Hilarious, and I agree. OP, congrats on this milestone! Similar to some other folks here, we count only investable asse...
by Soul.in.Progress
Fri Jan 27, 2017 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Reached a milestone: $500K in Retirement Accounts
Replies: 44
Views: 6355

Re: Reached a milestone: $500K in Retirement Accounts

Congratulations to you--kuttolas--and your wife!! It is great to hear your story. My father tells me that he came to this country over 50 years ago, when he was in his twenties, with less than $5 in his pocket. He was an inspiration to me and I'm sure you are (or will be) to many people who read you...
by Soul.in.Progress
Wed Jan 25, 2017 1:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 9412

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Happy Birthday to one of the most pleasant, informative, and inspiring leaders of Bogleheads.

Thank you Taylor for your contributions! May you have everything you wish for on this birthday and the years to come :happy
by Soul.in.Progress
Mon Jan 23, 2017 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Do you check your credit reports annually?
Replies: 48
Views: 3184

Re: Do you check your credit reports annually?

mcraepat9 wrote:Once every 4 months on April 15 (Transunion), Aug 15 (Equifax) and Dec 15 (Experian) for free via annualcreditreport.com

I set up a calendar reminder. I think it is just good sense.


^ This. I use different dates, but the very same concept. :D
by Soul.in.Progress
Thu Jan 19, 2017 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Paying back college loan debt
Replies: 15
Views: 1222

Re: Paying back college loan debt

OP, welcome to Bogleheads. I agree with all of the above and believe you're way ahead of your peers when it comes to curving debt and handling your financial responsibilities! :sharebeer So your two choices summarized are as follows: 1. If you can keep contributing to your 401k with company match a...
by Soul.in.Progress
Thu Jan 19, 2017 11:39 am
Forum: Personal Finance (Not Investing)
Topic: ok to pull plug and retire?
Replies: 52
Views: 8025

Re: ok to pull plug and retire?

OP, It looks to me that you have everything covered financially, cheers to a great retirement! :beer As others have recommended, take the time to discover what areas of focus will nurture you and your family, whether that be focus on various combinations of family, health, volunteering, friends, fai...
by Soul.in.Progress
Thu Jan 12, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Help with paying off debt
Replies: 52
Views: 4529

Re: Help with paying off debt

Another update- my wife and I have decided to hold the rest of our cash for now and start paying extra towards my student loan, PMI, and car payment number 1. After all my budgeting, we probably can take $1000 each month and put it towards debt and investments. Car payment 1: $255 + $45= $300 each ...
by Soul.in.Progress
Wed Jan 11, 2017 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 141
Views: 18001

Re: Best Financial Moves You've Made

We are mid forties now, and definitely have had many similar financial decisions that other posters have already mentioned. Some were definitely luck, but some of these were clearly mindset and intentional. I do want to add though, that we also made several "mistakes" too along the way. Th...
by Soul.in.Progress
Mon Jan 09, 2017 9:49 am
Forum: Personal Consumer Issues
Topic: Alaska cruise - Help me convince my family
Replies: 60
Views: 4766

Re: Alaska cruise - Help me convince my family

Lots of variations in the responses, so I feel compelled to add my experiences the positive side, for what's it's worth. We went on an Alaska cruise a few years ago, right after we turned forty. We took our kids (including teenagers), and coordinated with another family who had kids the same age. We...
by Soul.in.Progress
Sun Jan 08, 2017 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: 500K milestone celebration
Replies: 74
Views: 7785

Re: 500K milestone celebration

Congratulations, OP! This is definitely worthy of patting yourselves on the back! :beer We too have had no inheritance and no assistance, so for us hitting milestones--no matter what they are relative to our ultimate goals--are reminders for us to keep doing what we've been doing, essentially a remi...
by Soul.in.Progress
Sun Jan 08, 2017 5:05 pm
Forum: Personal Consumer Issues
Topic: What should be our third exercise machine?
Replies: 42
Views: 2728

Re: What should be our third exercise machine?

Oops. I obviously didn't read well enough. :oops:
by Soul.in.Progress
Sun Jan 08, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: What should be our third exercise machine?
Replies: 42
Views: 2728

Re: What should be our third exercise machine?

Hello there, was curious if you have ruled out elliptical machines? We use an AFG elliptical in our home gym and really like it. We got one where the motor is in the front because it seemed to take up less space than those with the motor in back.

Good luck!
by Soul.in.Progress
Sun Jan 08, 2017 4:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Excited [to be a forum member]
Replies: 5
Views: 569

Re: Excited [to be a forum member]

Me too, I second your excitement OP! I just officially joined, but have been reading for a while and am very impressed with the wisdom and generosity of people with their knowledge, on this forum :happy

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