Search found 6 matches

by Snezz1e
Mon Oct 17, 2016 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Leasing a Car with Intention to Buy at End
Replies: 40
Views: 3517

Re: Leasing a Car with Intention to Buy at End

One area where lease could make a lot of sense and could be an advantage in the end is electric vehicles. Depending on the state there may be a lot of incentives/rebates to buy/lease a EV. This can cause resale value to plummet as when the lease is over it is cheaper to lease another new EV then it ...
by Snezz1e
Fri Sep 16, 2016 3:59 pm
Forum: Personal Consumer Issues
Topic: Best iPhone warranty value
Replies: 15
Views: 1464

Re: Best iPhone warranty value

If you pay your cell phone bill with a Wells Fargo credit card they offer free damage and theft protection for up to 4 phones. $600 coverage and $25 deductible. Doesn't cover the full price of the iPhone but repair cost should be much less or Apple has the out of warranty replacement option for $319...
by Snezz1e
Tue Oct 20, 2015 5:42 pm
Forum: Personal Finance (Not Investing)
Topic: Aetna HDHP vs. GEHA HDHP (federal employee), additional HSA money
Replies: 45
Views: 4729

Re: Aetna HDHP vs. GEHA HDHP (federal employee), additional HSA money

GEHA covers the HSABank fees for investment accounts? So if I don't keep the balance waiver amount in my HSA account and instead have it in the connected investment account, GEHA picks up the tab? I only maintain $1 in my HSA account and everything else in the investment account. Never paid a fee f...
by Snezz1e
Mon Oct 19, 2015 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Aetna HDHP vs. GEHA HDHP (federal employee), additional HSA money
Replies: 45
Views: 4729

Re: Aetna HDHP vs. GEHA HDHP (federal employee), additional HSA money

I do this comparison every year to decide if I should move from GEHA. Assuming GEHA network has the doctors you go to I think they are a better value then Aetna for the following reasons (I have single coverage but I'll compare family coverage since most people have family coverage) : Premiums: $120...
by Snezz1e
Tue Feb 03, 2015 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Group Universal Life - Worth keeping after retirement?
Replies: 21
Views: 1577

Re: Group Universal Life - Worth keeping after retirement?

With no cash value all past payments are a sunk cost that you should not factor into your decision. Assuming the expected future premiums stay at 500/1000/1500 per month if you were to invest that money at a 7% rate of return it would take you about 15.5 years to accumulate $300,000. So if he lives ...
by Snezz1e
Wed Mar 14, 2012 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: How much would you commute to get cheaper housing?
Replies: 90
Views: 5303

Re: How much would you commute to get cheaper housing?

I personally hate commuting. At my old residence it was 30 minutes to get to work and 45 minutes to get home and I hated it. At my new home it is only 15 minutes to get there and 25 to get home. Traffic is always worst going home. I work on an Air Force Base and lucky for me it's the opposite in ter...

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