Search found 612 matches

by RooseveltG
Sat Jul 29, 2017 5:57 am
Forum: Personal Consumer Issues
Topic: Medicare Plan F and Part D: Use a Broker or Not?
Replies: 19
Views: 1501

Re: Medicare Plan F and Part D: Use a Broker or Not?

Thanks.

I did forge ahead without a broker. I called the insurance carrier whenever I had a question. That allowed me to efficiently sign up for a supplemental plan, while receiving pertinent information. A "broker light" experience.

Roosevelt.
by RooseveltG
Thu Jul 27, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: Medicare Plan F and Part D: Use a Broker or Not?
Replies: 19
Views: 1501

Medicare Plan F and Part D: Use a Broker or Not?

I am eligible for Medicare and have a fairly clear idea of what plan F and Part D I would like to purchase. Most of my colleagues have used brokers but this seems like a simple on line process that does not require a broker. What are the pros and cons of signing up with and without a broker? Thanks ...
by RooseveltG
Thu Jul 27, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Medicare Part D: Silverscript Choice vs Plus Plan
Replies: 3
Views: 441

Medicare Part D: Silverscript Choice vs Plus Plan

Can anyone clearly explain how one chooses between a Part D Choice vs Plus Plan. It looks like the main difference is the amount of coverage in the "coverage gap" or "donut hole." There are some drug tier differences in the gap but this is difficult to assess when you cannot be c...
by RooseveltG
Mon May 08, 2017 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Will and Estranged Child advice
Replies: 44
Views: 4282

Re: Will and Estranged Child advice

There varying degrees of estrangement including "relationship charade." As a parent it is difficult to reward bad behavior and it feels unjust passing wealth to a child/spouse causing emotional pain. Furthermore, the only "lever" an older parent has is their wealth, while childre...
by RooseveltG
Thu Apr 20, 2017 6:01 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 39996

Re: Larry Swedroe says "Goodby."

Larry:

I tell anyone who will listen that you are one of my "gurus." Thank you for all your wisdom. I wish you the best in retirement. You will be missed.

Roosevelt.
by RooseveltG
Wed Mar 15, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Mesh Network: Linksys Velop vs Netgear Orbi?
Replies: 17
Views: 5895

Re: Mesh Network: Linksys Velop vs Netgear Orbi?

I have a combined cable modem- wireless router (Comcast XB3). Comcast indicates that there will be no speed degradation if I choose not to use Bridge mode, but there may be other details I am missing.

Roosevelt.
by RooseveltG
Wed Mar 15, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: Mesh Network: Linksys Velop vs Netgear Orbi?
Replies: 17
Views: 5895

Re: Mesh Network: Linksys Velop vs Netgear Orbi?

Those of you using Mesh networks, do you connect it to the Comcast Modem using Bridge Mode? Is there some advantage to bridge mode vs. just connecting to an ethernet jack on the cable modem?

Thanks in advance.

Roosevelt.
by RooseveltG
Wed Mar 15, 2017 7:55 am
Forum: Personal Consumer Issues
Topic: Mesh Network: Linksys Velop vs Netgear Orbi?
Replies: 17
Views: 5895

Mesh Network: Linksys Velop vs Netgear Orbi?

We live in a condo and use a range extender to relay wifi. We need to manually switch networks every time we move from the front to the back. We are interested in a Mesh network that creates a single network that does not require switching. The Linksys Velop is a true "Mesh," while the Net...
by RooseveltG
Tue Feb 28, 2017 10:40 am
Forum: Personal Consumer Issues
Topic: Macbook Pro 15 (2016 Model): Worth the Upgrade?
Replies: 8
Views: 672

Re: Macbook Pro 15 (2016 Model): Worth the Upgrade?

I need a powerful machine to run Parallels for Windows with Quicken. Other than that, my needs are fairly straightforward but I do like the larger 15" display.

Roosevelt.
by RooseveltG
Tue Feb 28, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Macbook Pro 15 (2016 Model): Worth the Upgrade?
Replies: 8
Views: 672

Macbook Pro 15 (2016 Model): Worth the Upgrade?

I am on the fence about upgrading from a 2012 Macbook Pro 15 to the new 2016 15" model. If you have upgraded, can you share your thoughts and advice?

Thanks in advance.

Roosevelt.
by RooseveltG
Sun Feb 26, 2017 12:06 pm
Forum: Personal Consumer Issues
Topic: Macbook Pro 2016: Monitor Options
Replies: 8
Views: 1335

Re: Macbook Pro 2016: Monitor Options

This is pretty confusing considering that Macs are supposed to be easy to use. Now I am thinking of keeping my Apple Thunderbolt Display and connecting it to a new 2016 Macbook Pro 15". I assume all I need is the USB-C to Thunderbolt cable sold in the Apple Store. Any other suggestions (and the...
by RooseveltG
Thu Feb 23, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: Macbook Pro 2016: Monitor Options
Replies: 8
Views: 1335

Macbook Pro 2016: Monitor Options

I may need to buy a new Macbook Pro 15 with a larger monitor than the backordered and delayed 27" LG designed for it. I have considered Dell 34" and LG 34-38" monitors. Does anyone have experience connecting the new Macbook Pro 15s to one of these non LG larger monitors? Do I need a d...
by RooseveltG
Thu Feb 16, 2017 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Condo Property Insurance to Buy: Land Value Question
Replies: 6
Views: 507

Re: How Much Condo Property Insurance to Buy: Land Value Question

Thanks for the replies.

Is there some rule of thumb about what percentage of the overall value of a condo does the land represent?

Roosevelt.
by RooseveltG
Wed Feb 15, 2017 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Condo Property Insurance to Buy: Land Value Question
Replies: 6
Views: 507

How Much Condo Property Insurance to Buy: Land Value Question

I live in a high rise condo and am trying to determine how much property insurance to purchase. The condo association carries coverage for everything outside the walls of our unit and this amounts to 15% of the fair market value. Our condo property coverage covers everything inside the walls as well...
by RooseveltG
Sat Dec 03, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: High End Routers vs Mesh Network?
Replies: 14
Views: 4492

Re: High End Routers vs Mesh Network?

Thanks for all the replies. I did change the channel and made certain that the extender is extending the 5MHz band and that has helped.

Roosevelt.
by RooseveltG
Fri Dec 02, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: High End Routers vs Mesh Network?
Replies: 14
Views: 4492

High End Routers vs Mesh Network?

I live in a condo and currently boost Comcast Modem/Router wireless signal with a range extender. I have read that Mesh networks (Eero, Netgear Orbi and Amplifi HD) may be faster than my current setup. Which is the better solution for increasing speed? A high end router with a stronger signal or a M...
by RooseveltG
Sat Jun 11, 2016 7:28 am
Forum: Personal Consumer Issues
Topic: Best Playstation 4 Games for Beginners?
Replies: 29
Views: 3074

Re: Best Playstation 4 Games for Beginners?

Thanks for all the replies. I am on older techie but find these games to be quite challenging!
by RooseveltG
Fri Jun 10, 2016 8:54 am
Forum: Personal Consumer Issues
Topic: Best Playstation 4 Games for Beginners?
Replies: 29
Views: 3074

Best Playstation 4 Games for Beginners?

Can anyone suggest easy starter games for the Playstation 4? I found Driveclub to be very user friendly but have a hard time figuring out Call of Duty Black Ops 3 (bundled with the system). Basically, I knock off 3 aliens, get killed myself and then have to sit through the intro video again to end u...
by RooseveltG
Thu Jun 09, 2016 5:55 am
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac
Replies: 10
Views: 1086

Re: Quicken For Mac

I have tried to unsuccessfully migrate my Quicken Windows data to iBank and Moneydance without success. I also found the Mac version of Quicken unusable.

I would love to ditch Parallels but for now I can only hope that the new owners of Quicken improve the Mac version.

Roosevelt.
by RooseveltG
Wed May 18, 2016 6:10 am
Forum: Personal Consumer Issues
Topic: Higher condo fees on higher floor units?
Replies: 25
Views: 2515

Re: Higher condo fees on higher floor units?

I have lived in 2 condos. The condo fee is usually based on square footage and not the floor level or value (the latter two are correlated). This seems to be the most objective and fair way to share costs. PS I was the president of one condo board and it is the worst unpaid job in the universe. When...
by RooseveltG
Sat Apr 23, 2016 6:24 am
Forum: Personal Finance (Not Investing)
Topic: UTMA, Florida: Custodian In Control Past Termination Date?
Replies: 41
Views: 2185

Re: UTMA, Florida: Custodian In Control Past Termination Date?

If a 26 year old knows about the account, wants his parents to manage the funds, is free to withdraw money and pays taxes on the income (his tax ID number), does the UTMA need to be officially terminated?

Thanks in advance.

Roosevelt.
by RooseveltG
Sun Apr 17, 2016 8:38 am
Forum: Investing - Theory, News & General
Topic: A look at private equity, the research, and a better benchmark
Replies: 10
Views: 1275

Re: A look at private equity, the research, and a better benchmark

Larry:

Thanks as usual for your sage advice.

Roosevelt.
by RooseveltG
Sun Apr 17, 2016 6:48 am
Forum: Investing - Theory, News & General
Topic: A look at private equity, the research, and a better benchmark
Replies: 10
Views: 1275

Re: A look at private equity, the research, and a better benchmark

Larry: How would you categorize (inherited) illiquid fractional ownership in a small private company in a portfolio? Would it be small cap value or a unique asset class? Also, would you reduce your equity allocation (the "Larry Portfolio") because of this higher risk? Thanks in advance. Ro...
by RooseveltG
Mon Mar 14, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: Best Mailing List Platform/Software 2016?
Replies: 1
Views: 260

Best Mailing List Platform/Software 2016?

I am trying to set up a mailing list for 20 people in my condo that would function like Bogleheads, except that each person would receive an email when a question is asked or answered.

Any suggestions or guidance would be greatly appreciated.

Roosevelt.
by RooseveltG
Mon Mar 07, 2016 8:31 am
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 91
Views: 16309

Re: Amazon Echo: Worth It?

That discussion was from 11/14. The software has been updated and those comments are no longer valid.

Roosevelt.
by RooseveltG
Mon Mar 07, 2016 6:55 am
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 91
Views: 16309

Amazon Echo: Worth It?

[Thread merged into here, see below. --admin LadyGeek]

Anyone using the Amazon Echo voice assistant? Reviews suggest it works well but a friend returned his and said it was not ready for prime time. What has been your experience?

Thanks in advance.

Roosevelt.
by RooseveltG
Wed Feb 10, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: Nest Thermostat: Worth it
Replies: 19
Views: 3429

Re: Nest Thermostat: Worth it

Thanks for the replies.

The title of the post should have a question mark!

Roosevelt.
by RooseveltG
Mon Feb 08, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: Nest Thermostat: Worth it
Replies: 19
Views: 3429

Nest Thermostat: Worth it

Most of the prior posts on the Nest are 2 years old. Since that time, the Nest 3 is out and the software has been updated. We live in a condo and manually change the temperature when we wake up and go to sleep. I like the aesthetics of the Nest but am wondering about functionality of the latest hard...
by RooseveltG
Sun Feb 07, 2016 8:34 pm
Forum: Personal Consumer Issues
Topic: Adult Coloring Books
Replies: 16
Views: 2398

Adult Coloring Books

There have been several recent articles about the popularity of adult coloring books. They apparently reduce stress and are now best sellers on Amazon.

Does anyone have experience with these? Do they reduce stress and productively fill your time?

Thanks in advance.

Roosevelt.
by RooseveltG
Sun Feb 07, 2016 8:01 am
Forum: Investing - Theory, News & General
Topic: Hold International Funds in Roth IRA or Taxable Account?
Replies: 12
Views: 1578

Re: Hold International Funds in Roth IRA or Taxable Account?

The taxes would be in the highest bracket.

I was also told that a tax credit rather than a deduction is usually taken.

Roosevelt.
by RooseveltG
Sun Feb 07, 2016 7:22 am
Forum: Investing - Theory, News & General
Topic: Hold International Funds in Roth IRA or Taxable Account?
Replies: 12
Views: 1578

Hold International Funds in Roth IRA or Taxable Account?

Is is more advantageous to hold international funds in a taxable account or a Roth IRA? Foreign taxes paid are deductible in the taxable account but dividends and capital gains are taxed. The Roth IRA is tax free but foreign taxes paid are not deductible. Which location is best? Thanks in advance. R...
by RooseveltG
Wed Nov 18, 2015 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2016 For Mac: A Solution for Mac Users?
Replies: 5
Views: 1349

Quicken 2016 For Mac: A Solution for Mac Users?

Will Quicken 2016 for Mac finally provide a Mac alternative that will import data from the Windows version, pay bills online and avoid the need for Parallels or VM Fusion to run a virtual machine?

Any feedback would be appreciated.

Roosevelt.
by RooseveltG
Thu Sep 17, 2015 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Best Strategy to buy the condo next door
Replies: 12
Views: 2070

Re: Best Strategy to buy the condo next door

Good advice and much appreciated. Thanks.

Roosevelt.
by RooseveltG
Tue Sep 15, 2015 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Best Strategy to buy the condo next door
Replies: 12
Views: 2070

Best Strategy to buy the condo next door

We want to purchase the small condo adjacent to the one we now own. We are trying to determine the best strategy for broaching the topic to the current owners. The realtor for the building advised us to wait until the condo comes on the market. She claims the owners will increase the price if they f...
by RooseveltG
Sat Aug 22, 2015 6:50 am
Forum: Personal Finance (Not Investing)
Topic: What is Your Plan B if Quicken dies? [Intuit selling Quicken unit]
Replies: 105
Views: 16779

What is Your Plan B if Quicken dies? [Intuit selling Quicken unit]

The future of Quicken is uncertain now that it is being spun off by Intuit. Is there really a viable web based alternative with staying power that matches Quicken's ability to manage investing and checking?

If Quicken's days are numbered, do you have a Plan B?

Thanks in advance.

Roosevelt.
by RooseveltG
Fri Aug 21, 2015 7:03 am
Forum: Personal Finance (Not Investing)
Topic: Switch from Quicken (Windows) to iBank5/Moneydance on Mac?
Replies: 7
Views: 1493

Re: Switch from Quicken (Windows) to iBank5/Moneydance on Mac?

I had problems getting Parallels 11 to work but there are downsides to using a second operating system: 1. Cost: you need Parallels, Windows and Quicken. 2. You need a larger hard drive and more processing power. 3. Inconvenience of launching Parallels and waiting for windows to load. 4. More techni...
by RooseveltG
Thu Aug 20, 2015 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Switch from Quicken (Windows) to iBank5/Moneydance on Mac?
Replies: 7
Views: 1493

Switch from Quicken (Windows) to iBank5/Moneydance on Mac?

I am a long time Quicken user currently running Parallels 11 on a Mac. I use Quicken 2014 primarily for investment tracking and bill payments.

I would like to hear if others have switched to iBank or Moneydance and what their experience has been.

Thanks in advance.

Roosevelt.
by RooseveltG
Tue Jul 07, 2015 7:05 am
Forum: Personal Consumer Issues
Topic: Anybody here own an Endless Pool?
Replies: 13
Views: 17105

Re: Anybody here own an Endless Pool?

Our condo has an Endless Pool. I found it to be very monotonous compared to lap swimming. You also cannot vary your speed without stopping and adjusting the flow. I oversaw the installation and tested it beforehand but never use it. The older women like it because they can move around and perform mi...
by RooseveltG
Thu Jun 25, 2015 7:37 pm
Forum: Personal Consumer Issues
Topic: Best Educational iPad Apps for Adults?
Replies: 7
Views: 1600

Best Educational iPad Apps for Adults?

Any suggestions for excellent ipad apps for adults? My interests are varied and include art, music, literature, history, science, etc.

Thanks in advance.

Roosevelt.
by RooseveltG
Wed Jun 17, 2015 11:01 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 20307

Re: Best "All Around Lens" for Nikon DSLRs?

As the OP, I am considering both options (single lens vs lighter zoom).

If you carry one lens (and I am getting lazier as I get older), is there much "practical" difference between a 35mm lens at f/1.8G vs 1.4G? The price doubles for the faster lens.

Thanks.

Roosevelt.
by RooseveltG
Wed Jun 17, 2015 6:20 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 20307

Re: Best "All Around Lens" for Nikon DSLRs?

Thanks for all the info.

If you are only carrying 1 lens, is there much difference between a 35mm and 50mm lens (assuming they are equally fast)? Which one is better for multipurpose use?

Roosevelt.
by RooseveltG
Tue Jun 16, 2015 12:23 pm
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 20307

Re: Best "All Around Lens" for Nikon DSLRs?

The price is not an issue. My daughter wants to give me her old Nikon 18-200 VR. It is a good lens but is very heavy. I have read about the Nikon 55-200 VR as a good alternative. It is lighter but I am not sure how useful the 55mm range is.

Thanks.

Roosevelt.
by RooseveltG
Tue Jun 16, 2015 9:02 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 20307

Best "All Around Lens" for Nikon DSLRs?

I have a Nikon D5100 camera with a 35 mm lens. I would like to travel with a single zoom lens (leaving the 35 mm behind) that would work in most situations and is not too heavy. Any recommendations for those of us who like to just point and shoot?

Thanks in advance.

Roosevelt.
by RooseveltG
Sat Jun 06, 2015 10:26 am
Forum: Personal Finance (Not Investing)
Topic: New 12" Macbook: Which one to buy?
Replies: 10
Views: 5666

Re: New 12" Macbook: Which one to buy?

Thanks, but I am actually asking about which model of the new Macbook with 12 inch display was selected.
by RooseveltG
Sat Jun 06, 2015 9:47 am
Forum: Personal Finance (Not Investing)
Topic: New 12" Macbook: Which one to buy?
Replies: 10
Views: 5666

New 12" Macbook: Which one to buy?

For those of you who own the new Macbook, which one did you buy?

Is the base model with the 1.1 Ghz processor fast enough for web browsing, email and watching videos? Is the speed bump for the 1.2 or 1.3 Ghz actually visible with normal usage (vs. video editing, etc)?

Thanks in advance.

Roosevelt.
by RooseveltG
Wed Jun 03, 2015 1:38 pm
Forum: Personal Consumer Issues
Topic: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?
Replies: 54
Views: 8280

Re: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?

The new 12" Macbook is hard to come by.
Mac Airs are not.

Roosevelt.
by RooseveltG
Wed Jun 03, 2015 7:12 am
Forum: Personal Consumer Issues
Topic: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?
Replies: 54
Views: 8280

Re: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?

And while I am at it!

Has anyone out there with my needs opted for the new Macbook and what are your thoughts?

Roosevelt.
by RooseveltG
Wed Jun 03, 2015 7:03 am
Forum: Personal Consumer Issues
Topic: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?
Replies: 54
Views: 8280

Re: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?

An additional question would be, is an Intel 6000 Graphics processor noticeably faster than the older 5000?

Thanks.

Roosevelt.
by RooseveltG
Wed Jun 03, 2015 6:45 am
Forum: Personal Consumer Issues
Topic: Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?
Replies: 54
Views: 8280

Macbook Air: Spend $ on RAM or Faster Intel HD Graphics?

I am in the market for a used Macbook 11 Air for travel (writing documents, using the web and answering email). (I considered the new Macbook but it is pricey, hard to come by and probably overkill for me). In the refurbished market, Airs are available with 4/8 GB RAM and Intel HD 5000/6000 Graphics...