Search found 264 matches

by RoadHouseFan
Sun Jun 18, 2017 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement checkup for 38 year old
Replies: 21
Views: 2924

Re: Early retirement checkup for 38 year old

You're in great shape. That pension is tremendous. Thanks for your service!
by RoadHouseFan
Fri Jun 16, 2017 10:43 am
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 93
Views: 8831

Re: Amazon Buys Whole Foods

This is great news!
by RoadHouseFan
Thu Jun 15, 2017 10:22 am
Forum: Personal Finance (Not Investing)
Topic: How many of you have rentals (i.e. you're a landlord)? Are they worth it?
Replies: 74
Views: 5005

Re: How many of you have rentals (i.e. you're a landlord)? Are they worth it?

It's not worth it for the average person. The advocates are using unrealistic Zestimates to falsely inflate their net worth while minimizing the headaches and pitfalls of landlord responsibilities.
by RoadHouseFan
Thu Jun 15, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Have you canceled cable?
Replies: 91
Views: 5377

Re: Have you canceled cable?

We maintain cable for FoxNews.
by RoadHouseFan
Tue Jun 13, 2017 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?
Replies: 67
Views: 5605

Re: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?

Document the incident and submit an ethics violation against the HR department. HR needs to be put in their place. I don't work for the company. Perhaps I should withdraw my application and state that this is the reason why? I'm not too keen on giving them more info (ie. application and background ...
by RoadHouseFan
Tue Jun 13, 2017 10:49 am
Forum: Personal Finance (Not Investing)
Topic: KF's Worst Case Retirement Plan [KlangFool's]
Replies: 252
Views: 16792

Re: KF's Worst Case Retirement Plan [KlangFool's]

$1+ million makes you rich!
by RoadHouseFan
Tue Jun 13, 2017 10:40 am
Forum: Personal Finance (Not Investing)
Topic: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?
Replies: 67
Views: 5605

Re: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?

Document the incident and submit an ethics violation against the HR department. HR needs to be put in their place.
by RoadHouseFan
Mon May 29, 2017 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: High School Graduation Gifts
Replies: 21
Views: 2022

Re: High School Graduation Gifts

We give them Chick-fil-A gift cards. If we don't receive a thank you card within 2 weeks, then we block that family from all further communications.
by RoadHouseFan
Sun May 28, 2017 6:05 pm
Forum: Personal Consumer Issues
Topic: Retiring in southern college town
Replies: 78
Views: 5568

Re: Retiring in southern college town

I'm going to throw a curve ball out there -- what about Auburn, Alabama? It's not coastal but you are maybe a 2 hour drive from the Panama City beaches. Dothan, AL is not really a college town but has a cool small town feel. You are maybe 1 hour from Panama City FL there. I spent quite a bit of tim...
by RoadHouseFan
Sun May 28, 2017 5:06 pm
Forum: Personal Consumer Issues
Topic: Retiring in southern college town
Replies: 78
Views: 5568

Re: Retiring in southern college town

Can't go wrong by moving to southern states - patriotic people, family values and unbeatable food.
by RoadHouseFan
Thu May 25, 2017 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: When does Saving become missing out on life?
Replies: 74
Views: 8368

Re: When does Saving become missing out on life?

Something I've personally been struggling with lately, when does saving become obsessive? At 33, I find myself being obsessed with saving and cutting corners as much as I can (I don't even pay for Cable or Trash Service; only use netflix and convinced parents to let me use their trash service (they...
by RoadHouseFan
Sat May 20, 2017 1:02 pm
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 2690

Re: What goes in your smoothie?

rebellovw wrote:
RoadHouseFan wrote:Ice
Orange juice
Blue berries
Strawberries
Bananas
Cool whip



Cool whip? You should move onto something healthy like plain yogurt - cool whip is fake whip cream. Just my .02$ since a smoothy should be healthy and not a milk shake (though I make those too.)


We'll try that next time.
by RoadHouseFan
Sat May 20, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 3169

Re: What are the powers of HR in a company?

My wife worked in HR for many years, here is the inside scoop: 1. They are not your friends 2. They are 100% agents of The Company. Engage with HR only to the extent you must to get your work done, otherwise shut up. You have nothing to gain by opening up to HR. They are a necessary overhead to com...
by RoadHouseFan
Sat May 20, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Summer outdoor parties - party food ideas
Replies: 20
Views: 1695

Re: Summer outdoor parties - party food ideas

Chick-fil-A is always a big hit
by RoadHouseFan
Sat May 20, 2017 12:07 pm
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 2690

Re: What goes in your smoothie?

Ice
Orange juice
Blue berries
Strawberries
Bananas
Cool whip
by RoadHouseFan
Thu May 18, 2017 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Question for you high net worth individuals... [real estate investments]
Replies: 82
Views: 10449

Re: Question for you high net worth individuals...

We do not include house in net worth calculations. It is an expense, not really an asset.
by RoadHouseFan
Wed May 17, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 3169

Re: What are the powers of HR in a company?

Always remember that HR are not on your side. Never interact with them unless it is required. They are not your friend. +1 HR's primary purpose is to make sure the company doesn't get sued. Their secondary purpose is to fulfill their primary purpose. Then comes book & legwork of managing issues...
by RoadHouseFan
Wed May 17, 2017 10:45 am
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 3169

Re: What are the powers of HR in a company?

Always remember that HR are not on your side. Never interact with them unless it is required. They are not your friend.
by RoadHouseFan
Mon May 15, 2017 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Renting a small apartment vs buying a bigger home
Replies: 26
Views: 1588

Re: Renting a small apartment vs buying a bigger home

If $800k doesn't get you a new, custom 5,000+ sq ft house with 4 car garage on 5+ acres, then you are getting ripped off.
by RoadHouseFan
Fri May 12, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Will I ever have enough for a condo/house in Cali?
Replies: 42
Views: 3222

Re: Will I ever have enough for a condo/house in Cali?

Wouldn't even consider buying property in California.
by RoadHouseFan
Fri May 12, 2017 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Experiences/vacations - how much do people do
Replies: 24
Views: 2155

Re: Experiences/vacations - how much do people do

We avoid travel that cannot be accomplished via a reasonable drive (1 to 2 hours). Nothing worse than dealing with airport chaos: lines, security, filthy planes filled with undisciplined kids and people coughing and sneezing on you. We prefer staycations that allow us to enjoy our lazy-boy leather f...
by RoadHouseFan
Wed May 10, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 4649

Re: What newspaper or magazine do you pay for?

The Limbaugh Letter
by RoadHouseFan
Mon May 08, 2017 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7630

Re: Stay home with kids?

Tycoon wrote:The choice was easy for us. Parent or $7.25/hr stranger? Parent was the right choice.


The correct answer.
by RoadHouseFan
Mon May 08, 2017 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: Buying second home in Georgia- tax implications
Replies: 9
Views: 967

Re: Buying second home in Georgia- tax implications

Can't go wrong with Georgia or South Carolina. Both states offer high quality of life!
by RoadHouseFan
Sun May 07, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Most Common Financial Mistakes
Replies: 108
Views: 14057

Re: Most Common Financial Mistakes

The following (in no particular order) are mistakes to avoid:

Shopping at highbrow stores like Ethan Allen, Whole Foods, etc.
Daycares
Private schools
College funds
Purchasing nonfunctional fad vehicles such as Tesla
Swimming pools
International travel
by RoadHouseFan
Sun May 07, 2017 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford a 800K house?
Replies: 52
Views: 4971

Re: Can we afford a 800K house?

Is the house 5000+ sq ft on a 2+ acre lot? If so, proceed.
by RoadHouseFan
Fri May 05, 2017 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Fairness in College Savings
Replies: 47
Views: 2976

Re: Fairness in College Savings

Advise your kids to get scholarships and/or join the military. Consequently, no college funds are needed.
by RoadHouseFan
Thu May 04, 2017 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Convince me that I'm holding too much cash
Replies: 62
Views: 7985

Re: Convince me that I'm holding too much cash

You are not holding too much cash. Do not listen to those recommending buying stocks at record high prices. For non-cash assets, buy low and sell high. Otherwise, cash is king.
by RoadHouseFan
Thu May 04, 2017 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Unmarried couple purchasing a home?
Replies: 72
Views: 4006

Re: Unmarried couple purchasing a home?

Do not recommend buying property with someone you are not married to.
by RoadHouseFan
Thu May 04, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24602

Re: Where to Live on $60K or Less a Year?

High quality of life at reasonable costs exists in the following: Texas Mississippi Alabama Georgia South Carolina North Carolina Tennessee Kentucky Indiana North Dakota South Dakota Montana Wyoming With the exception of a couple of towns, I would say pretty much all of those places have piss poor ...
by RoadHouseFan
Thu May 04, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24602

Re: Where to Live on $60K or Less a Year?

High quality of life at reasonable costs exists in the following: Texas Mississippi Alabama Georgia South Carolina North Carolina Tennessee Kentucky Indiana North Dakota South Dakota Montana Wyoming With the exception of a couple of towns, I would say pretty much all of those places have piss poor ...
by RoadHouseFan
Thu May 04, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Payment Question
Replies: 6
Views: 523

Re: Mortgage Payment Question

Don't recommend buying until one can comfortably make a >25% down payment.
by RoadHouseFan
Thu May 04, 2017 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Starting new job mid-career - What advice to learn from my past?
Replies: 39
Views: 2281

Re: Starting new job mid-career - What advice to learn from my past?

Always remember that HR and management are not on your side.
by RoadHouseFan
Wed May 03, 2017 3:06 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24602

Re: Where to Live on $60K or Less a Year?

High quality of life at reasonable costs exists in the following:

Texas
Mississippi
Alabama
Georgia
South Carolina
North Carolina
Tennessee
Kentucky
Indiana
North Dakota
South Dakota
Montana
Wyoming
by RoadHouseFan
Wed May 03, 2017 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Rental property
Replies: 8
Views: 1038

Re: Rental property

Sell the rental property. They are mostly a headache that don't add value.
by RoadHouseFan
Mon May 01, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: buying dining table is hard
Replies: 55
Views: 3423

Re: buying dining table is hard

Big Lots
by RoadHouseFan
Sun Apr 30, 2017 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement and renting vs. home ownership
Replies: 13
Views: 1213

Re: Retirement and renting vs. home ownership

Most likely, renting will aid your retirement accumulation since home ownership leads to much higher living costs. In addition, renting allows one the flexibility to pack up and leave at short notice.
by RoadHouseFan
Sun Apr 30, 2017 7:22 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 4330

Re: Buying couches the Boglehead way

Only buy Lazyboy leather furniture. They are the best!
by RoadHouseFan
Sun Apr 30, 2017 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 78
Views: 7615

Re: Favorite Financial Indulgences

Dairy Queen blizzards
by RoadHouseFan
Sun Apr 30, 2017 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13095

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Submit anonymous reports detailing the unethical conduct if your workplace has that option. Enough reports will lead to action. But what sort of action? For the last few years we have been answering a supposedly anonymous survey about our workplace. Our manager has consistently gotten poor scores. ...
by RoadHouseFan
Sun Apr 30, 2017 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Sell Condo or Rent it out
Replies: 16
Views: 1407

Re: Sell Condo or Rent it out

Sell it while you can. Rentals are an unbelievable headache that produce very little actual income.
by RoadHouseFan
Sat Apr 29, 2017 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 13095

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Submit anonymous reports detailing the unethical conduct if your workplace has that option. Enough reports will lead to action.
by RoadHouseFan
Sat Apr 29, 2017 11:13 am
Forum: Personal Finance (Not Investing)
Topic: calculating best house value across US markets
Replies: 18
Views: 1908

Re: calculating best house value across US markets

The following states (in no particular order) offer high quality of life at reasonable costs:

Texas
Mississippi
Alabama
Georgia
South Carolina
North Carolina
Tennessee
Kentucky
Indiana
North Dakota
South Dakota
Montana
Wyoming
by RoadHouseFan
Wed Apr 26, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Any regrets living a frugal life for high income/high networth individuals?
Replies: 170
Views: 20391

Re: Any regrets living a frugal life for high income/high networth individuals?

Can't think of any. Prefer Walmart over highbrow stores like Whole Foods - massive waste. Prefer having top tier cable subscriptions over travel - much better value. Prefer vehicles with v8 engines over electric cars - a total fad.
by RoadHouseFan
Mon Apr 24, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 12072

Re: Will cars be autonomous in three years?

Not a chance of that happening. Tesla, unprofitable even with massive government funding and favoritism, will hopefully be out of business by then.
by RoadHouseFan
Mon Apr 24, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Administration Professionals Day
Replies: 17
Views: 1653

Re: Administration Professionals Day

We take them to Chick-fil-A.

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