Search found 225 matches

by RoadHouseFan
Sun Apr 30, 2017 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement and renting vs. home ownership
Replies: 7
Views: 282

Re: Retirement and renting vs. home ownership

Most likely, renting will aid your retirement accumulation since home ownership leads to much higher living costs. In addition, renting allows one the flexibility to pack up and leave at short notice.
by RoadHouseFan
Sun Apr 30, 2017 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Buying couches the Boglehead way
Replies: 9
Views: 490

Re: Buying couches the Boglehead way

Only buy Lazyboy leather furniture. They are the best!
by RoadHouseFan
Sun Apr 30, 2017 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 36
Views: 2102

Re: Favorite Financial Indulgences

Dairy Queen blizzards
by RoadHouseFan
Sun Apr 30, 2017 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 11931

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Submit anonymous reports detailing the unethical conduct if your workplace has that option. Enough reports will lead to action. But what sort of action? For the last few years we have been answering a supposedly anonymous survey about our workplace. Our manager has consistently gotten poor scores. ...
by RoadHouseFan
Sun Apr 30, 2017 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Sell Condo or Rent it out
Replies: 16
Views: 1227

Re: Sell Condo or Rent it out

Sell it while you can. Rentals are an unbelievable headache that produce very little actual income.
by RoadHouseFan
Sat Apr 29, 2017 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 138
Views: 11931

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Submit anonymous reports detailing the unethical conduct if your workplace has that option. Enough reports will lead to action.
by RoadHouseFan
Sat Apr 29, 2017 11:13 am
Forum: Personal Finance (Not Investing)
Topic: calculating best house value across US markets
Replies: 15
Views: 1167

Re: calculating best house value across US markets

The following states (in no particular order) offer high quality of life at reasonable costs:

Texas
Mississippi
Alabama
Georgia
South Carolina
North Carolina
Tennessee
Kentucky
Indiana
North Dakota
South Dakota
Montana
Wyoming
by RoadHouseFan
Wed Apr 26, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Any regrets living a frugal life for high income/high networth individuals?
Replies: 170
Views: 18793

Re: Any regrets living a frugal life for high income/high networth individuals?

Can't think of any. Prefer Walmart over highbrow stores like Whole Foods - massive waste. Prefer having top tier cable subscriptions over travel - much better value. Prefer vehicles with v8 engines over electric cars - a total fad.
by RoadHouseFan
Mon Apr 24, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 208
Views: 8245

Re: Will cars be autonomous in three years?

Not a chance of that happening. Tesla, unprofitable even with massive government funding and favoritism, will hopefully be out of business by then.
by RoadHouseFan
Mon Apr 24, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Administration Professionals Day
Replies: 15
Views: 1054

Re: Administration Professionals Day

We take them to Chick-fil-A.
by RoadHouseFan
Sun Apr 23, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: Dimmer Switch
Replies: 9
Views: 859

Re: Dimmer Switch

The Clapper
by RoadHouseFan
Sun Apr 23, 2017 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Calling for all the Moms: career and family.
Replies: 42
Views: 5188

Re: Calling for all the Moms: career and family.

This is just my opinion so please don't take offense, and also I realize that every family is different. What works for one family might not work for another. I personally would never put a career above my child. He's my first priority and if that means I don't work at all or I only work part time,...
by RoadHouseFan
Sun Apr 23, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Orlando Disneyland advice
Replies: 21
Views: 1589

Re: Orlando Disneyland advice

We couldn't get out of there fast enough. Too many spoiled brats and rude parents. Kings Island is much nicer.
by RoadHouseFan
Sun Apr 23, 2017 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a home in the Bay Area
Replies: 28
Views: 3203

Re: Buying a home in the Bay Area

Would not even consider buying in the Bay Area.
by RoadHouseFan
Sun Apr 23, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3157

Re: how much house can we afford? Boston area.

With your income, you could buy a 5000+ sq ft new home in a lower cost, higher quality of life location.
by RoadHouseFan
Sat Apr 22, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: Six pack for barbecue?
Replies: 77
Views: 5005

Re: Six pack for barbecue?

Bud light, coors light or miller lite. Those always work. Nothing worse than having to hang out with beer snobs.
by RoadHouseFan
Sat Apr 22, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Looking For Advice - Move NY -> Tampa?
Replies: 44
Views: 3186

Re: Looking For Advice - Move NY -> Tampa?

Can't go wrong with moving to the south. Congratulations!
by RoadHouseFan
Tue Apr 18, 2017 1:59 pm
Forum: Personal Consumer Issues
Topic: How to make best use of lunch with the company president/CEO?
Replies: 55
Views: 5257

Re: How to make best use of lunch with the company president/CEO?

Find out what sports teams, hobbies etc. they like and use that as a conversation starter.
by RoadHouseFan
Tue Apr 18, 2017 1:09 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7831

Re: Mens Blue Jeans - What are we buying now?!

Jorts are always in style.
by RoadHouseFan
Tue Apr 18, 2017 10:45 am
Forum: Personal Consumer Issues
Topic: Cabo San Lucas ?
Replies: 13
Views: 1453

Re: Cabo San Lucas ?

Mango Deck
by RoadHouseFan
Sat Apr 15, 2017 3:16 pm
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 4047

Re: What do you do with your coins?

Use them to play Ms. Pacman, The Claw and jukebox at Pizza Hut. Also, use them to make purchases at Target - always cash only at Target.
by RoadHouseFan
Sat Apr 15, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: My kids don't care about saving
Replies: 114
Views: 11012

Re: My kids don't care about saving

Encouraging goal setting (academics and athletics) while maintaining consistent discipline are the best things for kids. Money spent on private schools and college funds is not only wasteful, but will also prevent kids from learning to be self sufficient.
by RoadHouseFan
Sat Apr 15, 2017 1:06 pm
Forum: Personal Consumer Issues
Topic: How does family of 4 spend $1,500/mo on groceries?
Replies: 25
Views: 1874

Re: How does family of 4 spend $1,500/mo on groceries?

Start shopping at Walmart. They offer the exact same products at a fraction of the price at highbrow, overpriced, low quality stores like Whole Foods.
by RoadHouseFan
Wed Apr 12, 2017 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: Extreme Frugality vs Living Life - Where do you draw the line?
Replies: 77
Views: 8429

Re: Extreme Frugality vs Living Life - Where do you draw the line?

We spend money on quality of life items - nice hdtvs and top tier cable packages, attending professional sporting events, extremely powerful air conditioning and Lazy-boy leather furniture. To offset those costs, we eliminate unnecessary costs such as avoiding international travel (too many hassles)...
by RoadHouseFan
Wed Apr 12, 2017 7:32 pm
Forum: Personal Consumer Issues
Topic: Week in San Diego - What to do?
Replies: 35
Views: 2257

Re: Week in San Diego - What to do?

View some overpriced small and dilapidated houses that are for sale and laugh.
by RoadHouseFan
Wed Apr 12, 2017 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Severance
Replies: 16
Views: 1663

Re: Severance

I was let go from my job last week (part of a RIF of 60+). It's something that I had been expecting for a while since the company has been shrinking, and I am under no financial (or emotional) stress whatsoever. The company offered outplacement services along with severance. I am not sure I want to...
by RoadHouseFan
Thu Apr 06, 2017 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Help with college choice
Replies: 125
Views: 5389

Re: Help with college choice

Hello Bogleheads, I am avid reader of this forum and value the advice given by the forum members. I wanted to get your opinion on college choices for our kid ( 1st one of 2) We are classic middle class 2 income family, but not much assets and classified as full pay at colleges. He attended a compet...
by RoadHouseFan
Mon Apr 03, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: Dream vacation spots?
Replies: 75
Views: 7266

Re: Dream vacation spots?

Jimmie wrote:
RoadHouseFan wrote:Gatlinburg, Tennessee

I am more inclined to see more of the USA in much more detail before I use my passport. This country is truly amazing. I still need to visit seven more states before taking credit for being in all 50.


Agree! Can't beat the USA!
by RoadHouseFan
Sun Apr 02, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Dream vacation spots?
Replies: 75
Views: 7266

Re: Dream vacation spots?

Gatlinburg, Tennessee
by RoadHouseFan
Sun Apr 02, 2017 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 262
Views: 23615

Re: Low-earners- What is your profession?

I noticed there is a thread asking people making over $100k/yr what their profession is. I often read a lot of threads here where people talk about their portfolios worth over $500k at 26 yrs old, asking about buying houses worth $700k, etc. The last one I read was about a 26 yr old, living the col...
by RoadHouseFan
Sun Apr 02, 2017 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 262
Views: 23615

Re: Low-earners- What is your profession?

Very good thread! Much more value added than the threads that are always started by the highbrow types.
by RoadHouseFan
Sat Apr 01, 2017 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Student Loan Forgiveness Program Approval Letters May Be Invalid
Replies: 6
Views: 855

Re: Student Loan Forgiveness Program Approval Letters May Be Invalid

It's an outrage if their loans are forgiven. If they are, then taxpayers will be out in streets.
by RoadHouseFan
Sat Apr 01, 2017 1:44 pm
Forum: Personal Consumer Issues
Topic: Does living at the beach reduce it's appeal?
Replies: 43
Views: 6151

Re: Does living at the beach reduce it's appeal?

It's not very appealing.
by RoadHouseFan
Fri Mar 31, 2017 2:05 pm
Forum: Personal Consumer Issues
Topic: Is Craigslist still the main site to sell stuff locally?
Replies: 51
Views: 4719

Re: Is Craigslist still the main site to sell stuff locally?

Is Craigslist still the main site to sell stuff locally? I know Facebook has some of this functionality, but I'm not on or willing to join FB. Also, nextdoor.com seems popular, but that seems like an inefficient way to sell things, since your ad broadcasts to a very small group compared to Craigsli...
by RoadHouseFan
Fri Mar 31, 2017 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Not opting for 529... anyone else?
Replies: 175
Views: 9965

Re: Not opting for 529... anyone else?

College funds tend to be a waste. Unless a kid is a STEM major, then their college education was no value added. Most kids would be better off pursuing skilled trades via vocational training. The country needs more plumbers, carpenters, mechanics, welders, etc. not more professional protesters.
by RoadHouseFan
Fri Mar 31, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: What's your personal criteria for deciding whether or not to rent a car?
Replies: 102
Views: 4219

Re: What's your personal criteria for deciding whether or not to rent a car?

My wife and I just bought a 2015 Highlander. We are going on a 7 - 8 hour trip for her grad school class next week (it will just be us 2). We will rent a car for those 3 days and it will cost around $80 after taxes and satellite and fees. We prefer to run a rental car into the ground on this beast ...
by RoadHouseFan
Thu Mar 30, 2017 8:08 pm
Forum: Personal Consumer Issues
Topic: thoughts on car choice/payment?
Replies: 21
Views: 1271

Re: thoughts on car choice/payment?

If possible, always pay cash for vehicles.
by RoadHouseFan
Thu Mar 30, 2017 7:41 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 32
Views: 1898

Re: What to see in Philly?

Rocky balboa statue
by RoadHouseFan
Wed Mar 29, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: Thoughts on bicycle route from Amsterdam to Passau, Germany
Replies: 15
Views: 1309

Re: Thoughts on bicycle route from Amsterdam to Passau, Germany

What type of bike and accessories do you use? How did you get them shipped to your starting point?
by RoadHouseFan
Mon Mar 27, 2017 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Massive Student Loan Debt - Girlfriend
Replies: 86
Views: 7252

Re: Massive Student Loan Debt - Girlfriend

Do not pay any of her bills and present her with a prenup.
by RoadHouseFan
Sat Mar 25, 2017 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Do I have too much cash?
Replies: 10
Views: 1475

Re: Do I have too much cash?

Can never have too much cash. Cash is king!
by RoadHouseFan
Sat Mar 25, 2017 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Ever apply a competitor and have word get back to your employer?
Replies: 29
Views: 3058

Re: Ever apply a competitor and have word get back to your employer?

Some co-workers have been called out for having their resumes posted on Monster, etc. as well as had their LinkedIn activity (likes, comments, profile updates, etc.) monitored.
by RoadHouseFan
Fri Mar 24, 2017 9:45 pm
Forum: Personal Consumer Issues
Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Replies: 157
Views: 21226

Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?

Cracker Barrel, Chick-fil-A and Dairy Queen are much better.
by RoadHouseFan
Fri Mar 24, 2017 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Gross Yearly Income needed in Retirement (Speculation)
Replies: 194
Views: 21548

Re: Gross Yearly Income needed in Retirement (Speculation)

Anything above $30k per year is extravagant. Anything above $10k per year is extravagant says 60% of the world. Why do you waste so much money? We're trying to reduce costs by only going out to eat at Cracker Barrel, Chick-fil-A or Dairy Queen. Outback and Olive Garden were a bit too fancy and pric...
by RoadHouseFan
Fri Mar 24, 2017 9:11 am
Forum: Personal Finance (Not Investing)
Topic: Gross Yearly Income needed in Retirement (Speculation)
Replies: 194
Views: 21548

Re: Gross Yearly Income needed in Retirement (Speculation)

Anything above $30k per year is extravagant.
by RoadHouseFan
Thu Mar 23, 2017 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Stay & remodel vs. Move - North Dallas
Replies: 25
Views: 954

Re: Stay & remodel vs. Move - North Dallas

It's a win win decision. Can't wrong with Texas!
by RoadHouseFan
Wed Mar 22, 2017 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: High CoL Area (W/ Mortgage) VS. Low CoL Area (W/ Paid Off House)
Replies: 9
Views: 774

Re: High CoL Area (W/ Mortgage) VS. Low CoL Area (W/ Paid Off House)

Moving out of an overpriced, low quality of life area is always a good idea.

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