Search found 476 matches

by Ricola
Sun Feb 07, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273085

Re: What Movie Have You Recently Watched?

Just watched a wonderful BBC movie titled "A Brilliant Young Mind". I highly suggest it.
by Ricola
Sun Feb 07, 2016 3:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Just finished The Closers (Harry Bosch) by Michael Connelly, I always enjoy Michael Connelly novels as entertainment. Now readying Company Man by John Rizzo and The Pentagon's Brain by Annie Jacobsen, both non fiction and interesting historically.
by Ricola
Sun Jan 31, 2016 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: I just paid off $145,000 in student loans in 2.5 years
Replies: 20
Views: 1649

Re: I just paid off $145,000 in student loans in 2.5 years

Verily, you are now a Boglehead, congratulations! :D
by Ricola
Sun Jan 24, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273085

Re: What Movie Have You Recently Watched?

Just watched, Maze Runner: The Scorch Trials. We really liked it, action packed and kept our interest.
by Ricola
Fri Jan 08, 2016 6:53 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 272
Views: 16211

Re: why do investors prefer cash dividends

VictoriaF wrote:
Ricola wrote:Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy


What will you do with Warren Buffett's dividends?

Victoria

Believe Berkshire Hathaway earned dividends of $1.6B for 2014, so no problem deciding how to invest/spend. :happy
by Ricola
Fri Jan 08, 2016 6:19 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 272
Views: 16211

Re: why do investors prefer cash dividends

Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy
by Ricola
Thu Dec 31, 2015 6:38 pm
Forum: Personal Consumer Issues
Topic: Price to replace the catalytic converters in a Toyota Highlander
Replies: 50
Views: 2762

Re: Price to replace the catalytic converters in a Toyota Highlander

I'm probably not a good example on stuff like this...but, about 8 o 9 years ago the check engine light illuminated on my 2003 Corolla. A friend sent me to auto-zone(?, or one of those car part places) and they checked it for free with their chip reader and said it was the catalytic converter . My f...
by Ricola
Fri Dec 18, 2015 1:13 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 16044

Re: Why do we like dividends?

I like to separate the fundamental factors from the artificial factors (like tax rules). Fundamentally, paying dividends is a good thing because as nisi pointed out without ever getting dividends there is no point investing in stocks. My main takeaway from nisiprius on this issue is that the total ...
by Ricola
Fri Dec 18, 2015 1:06 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 16044

Re: Why do we like dividends?

With few exceptions modern management seems to worry a ton about paying themselves too much. So I want them to also worry about paying me. Dividends make them do this. Dividends cannot be manipulated like profits or book values or other "financial numbers". They are real payouts to stock ...
by Ricola
Mon Nov 09, 2015 11:28 am
Forum: Investing - Theory, News & General
Topic: Hedge fund for the masses?
Replies: 72
Views: 5309

Re: Hedge fund for the masses?

No thanks! Remember Long Term Capital Management; the best minds around tried it, and failed large, if not, go watch PBS Nova- The Trillion Dollar Bet.
https://www.youtube.com/watch?v=tsZRndV5lIc
by Ricola
Mon Nov 09, 2015 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Total bond fund VBTLX vs. TSP G fund
Replies: 30
Views: 1912

Re: Total bond fund VBTLX vs. TSP G fund

Just one question, what is difference if any in the withdrawal process between a traditional IRA and the TSP G, is it identical, or are there more restrictions?
by Ricola
Sun Oct 25, 2015 10:56 am
Forum: Investing - Help with Personal Investments
Topic: How to Compare Rental Property vs 60/40
Replies: 7
Views: 773

How to Compare Rental Property vs 60/40

I am looking for a good calculator or spreadsheet to compare potential or already owned rental property investments to a stock/bond portfolio. Appreciate any inputs.
by Ricola
Tue Oct 13, 2015 12:32 pm
Forum: Personal Consumer Issues
Topic: Headlights & car safety
Replies: 48
Views: 3764

Re: Headlights & car safety

Couple of comments: 1. I have a 23 yr old Volvo and purchased some heavy plastic lens covers that snap over the existing headlights. They have been on for about 14 yrs and the headlights are still perfectly clear. Wish they sold these for newer cars, believe the ones I have came from Australia. 2. B...
by Ricola
Sun Oct 11, 2015 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Too Many Treasuries In The Total Bond Market?
Replies: 48
Views: 3532

Re: When experts disagree

I have heard John Bogle mention in interviews that the Total Bond Market Fund is too heavy in treasury bonds. If this is the case, then what should be the proper % for the Benchmark to be weighted in treasuries? spirogruf: Very few, if any, financial experts have always agreed on the best bond fund...
by Ricola
Sun Oct 04, 2015 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Disney Is Pricing Itself Out Of Business
Replies: 26
Views: 2569

Re: Disney Is Pricing Itself Out Of Business

Like others, the parks are too crowded for me anymore, not even a place to sit down. Yet, I listen to people tell me how they have a Disney fund, and add savings for their next trip, buy all manner of expense things there like parties with costumed characters, and full make-overs into little princes...
by Ricola
Thu Oct 01, 2015 3:15 pm
Forum: Investing - Theory, News & General
Topic: Gold synthesis and its effects on long term store of value
Replies: 77
Views: 4680

Re: Gold synthesis and its effects on long term store of value

Not sure if I would agree that gold is a long term store of value. It only has value as long as others believe it has value. I remember hearing that the first ancient coins were called pistis. Pistis was also the same word for pledge or faith. Gold being no different than any other form of pledge or...
by Ricola
Sun Sep 27, 2015 11:19 am
Forum: Personal Consumer Issues
Topic: Nisiprius Investments Launches Yet Another Innovative Fund
Replies: 64
Views: 9612

Re: Nisiprius Investments Launches Yet Another Innovative Fund

Will there be a long 3x leveraged version? oh, and and also I will need a short 3x leveraged version. Can't wait! :mrgreen:
by Ricola
Mon Sep 21, 2015 10:35 am
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey Calls Out "Bogle-ites"
Replies: 61
Views: 5961

Re: Dave Ramsey Calls Out "Bogle-ites"

I have never listened to Ramsey, but my guess is he is just another radio huckster or propagandist...or both.
by Ricola
Sat Sep 19, 2015 12:24 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Against the Gods : "A Remarkable story of risk", by Peter Bernstein. I've read it twice! Went so far as to buy a used hard-cover edition. I have the paperback in a three-book boxed set. Other two are The Power of Gold and Capital Ideas . Both also good but I think Against the Gods is the ...
by Ricola
Sun Sep 06, 2015 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Confession time.....no stocks
Replies: 60
Views: 6024

Re: Confession time.....no stocks

The investor is more important than the investment. Find your comfort level and stay there.
by Ricola
Sun Sep 06, 2015 12:50 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Recently finished Tom Clancy Full Force and Effect (A Jack Ryan Novel) by Mark Greaney and Tom Clancy, now on Tom Clancy Support and Defend by Mark Greaney. Wasn't sure if the Mark Greaney version of Tom Clancy novels would be good, but after the first one I thought it was good enough to follow thro...
by Ricola
Mon Aug 31, 2015 12:05 pm
Forum: Personal Consumer Issues
Topic: Tire rotation
Replies: 59
Views: 5901

Re: Tire rotation

I don't recommend this, but the last set of tires I put on one of our Corolla were rotated one time at 20K miles and replaced going 121K miles. They were Michelin X tires. Better to follow the book on rotations though.
by Ricola
Mon Aug 17, 2015 10:34 am
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 7726

Re: Greatest money lesson movie

Boglehead lessons :John Goodman in The Gambler

Pure Captialism lesson: The Godfather
by Ricola
Sun Aug 09, 2015 2:02 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 427
Views: 169970

Re: TV show recommendations?

My favorite is House M.D., and I have yet to find anything that can match it. For me it was a combination of science, philosophy, humor, drama, suspense, sentiment, and more.
by Ricola
Tue Aug 04, 2015 12:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Worth Dying For , by Lee Child. A Jack Reacher novel. It's violent, improbable and highly entertaining. This was the first book by Lee Child that I've read, and I'll certainly be checking out more of his stuff. The author has described the character of Jack Reacher as the classic Errant Knight. Bog...
by Ricola
Sat May 16, 2015 2:04 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Recently finished:

Presumed Innocent by Scott Turow
Terrific if you like legal courtroom dramas. I am starting Burden of Proof another of his books now.

Darkness, Take My Hand by Dennis Lehane
Author is good at describing emotional and mental states.
by Ricola
Sun Apr 26, 2015 10:52 am
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1123

Re: Rick Ferri ETF book on BOSCH TV Series

Funny! Obviously not "product placement" because in product placement the product is always positioned to as to catch your attention--if it's a beer the character is always holding the can so that the logo is toward the camera. What I find interesting is that many times the props on filmi...
by Ricola
Sat Apr 25, 2015 7:57 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1123

Re: Rick Ferri ETF book on BOSCH TV Series

Bosch is a new TV series being show on Amazon Prime streaming. It is based on the Harry Bosch detective novels by author Michael Connolly.
by Ricola
Sat Apr 25, 2015 1:29 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1123

Rick Ferri ETF book on BOSCH TV Series

Anyone else notice Rick Ferri's ETF Book on Harry Bosch's bookshelf on the Bosch TV Series, Season 1 Episode 10? Congratulations Rick! :D
by Ricola
Sat Apr 11, 2015 7:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Recently finished: Ghost in the Wires: My Adventures as the World's Most Wanted Hacker, by Kevin Mitnick The Mark Inside: A Perfect Swindle, a Cunning Revenge, and a Small History, By Amy Reading The Contortionist's Handbook, by Craig Clevenger Flash Boys, by Michael Lewis Now reading: The Gods of G...
by Ricola
Mon Mar 23, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: Urgent Care Centers - When should they be used?
Replies: 45
Views: 4948

Re: Urgent Care Centers - When should they be used?

Well I may be having to use them more now that my family practice doctor of over 10 years just announced he is going Concierge (MDVIP). Wants $1800 per person per year just be on his patient list. So $1,800 x 4 = $7,200 yr plus $14,400 yr medical insurance and your ups to $21,600 per year before eve...
by Ricola
Sat Mar 14, 2015 9:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273085

Re: What Movie Have You Recently Watched?

Most recently was Gone Girl. I want to read the book now. Next movie is The Drop.
by Ricola
Sat Mar 14, 2015 11:13 am
Forum: Personal Consumer Issues
Topic: Automobile protectants
Replies: 15
Views: 1153

Re: Automobile protectants

Seems like with all used car purchases from any type dealer they are only giving one key. Why is that? Typically new cars are sold with 2 key (smart type) and at least 1 valet key. Even valet keys are computerized and expensive, though not as much as ones that remote lock, etc. If you lose your one ...
by Ricola
Sat Mar 07, 2015 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Reducing Costs for Internet Service Provider (ISP)
Replies: 10
Views: 1452

Reducing Costs for Internet Service Provider (ISP)

Like to hear how others have reduced their costs for internet service. Now that we are in the digital age, access to the internet is a required utility. There are few selections for service and the dominate companies appear monopolistic with few if any regulations that favor the public. My ISP raise...
by Ricola
Sat Mar 07, 2015 2:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

This was my first time reading Stuart Wood and I know there are some fans on this board. Unfortunately I had to stop reading Severe Clear (Stone Barrington). It was just too unrealistic and over-the-top to me. Reminded me of those old television mini-series, I couldn't take one more word.
by Ricola
Sun Mar 01, 2015 10:17 pm
Forum: Investing - Theory, News & General
Topic: Dividends and Market Slides
Replies: 55
Views: 4229

Re: Dividends and Market Slides

People have to realize that the 2008-2009 financial crisis was a once in a lifetime event Are you sure? Well, I am 55 years old and I hadn't seen anything like it before. I don't know about anyone else but I was really, really scared. Agree, I will always remember the morning when I was sitting in ...
by Ricola
Sun Mar 01, 2015 4:57 pm
Forum: Investing - Theory, News & General
Topic: Dividends and Market Slides
Replies: 55
Views: 4229

Re: Dividends and Market Slides

I like getting the dividends in cash. :mrgreen:

Image
by Ricola
Sun Mar 01, 2015 4:41 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Here is my current list of upcoming reads: 1. The Field: The Quest for the Secret Force of the Universe Paperback – January 2, 2008 by Lynne McTaggart 2. Severe Clear (Stone Barrington) Paperback – April 2, 2013 by Stuart Woods 3. Children of the Revolution: An Inspector Banks Novel (Inspector Banks...
by Ricola
Sun Mar 01, 2015 4:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273085

Re: What Movie Have You Recently Watched?

Just watched Predestination, a real mind-bender.
by Ricola
Sat Feb 28, 2015 4:08 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 245
Views: 29210

Re: What are Costco's best deals?

Yea but they switched from coke to Pepsi so the hotdog deal isn't the same any more Frankly with Costco you can find great deals, ok deals, and bad ones all the time. Problem is that normally you go in looking for x but y which u don't need is a great deal. I prefer Pepsi to Coke, so the hotdog dea...
by Ricola
Sat Feb 14, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Overfilled Oil in Car - Cause of Oil Leak?
Replies: 39
Views: 8061

Re: Overfilled Oil in Car - Cause of Oil Leak?

Not likely. I got lazy last year because I have a Civic that is messy to change to change oil and I took the car to the oil changer joint. They said that I had a leak because of found oil. I ignored their comment. I watched the ground under the car for several days and found no oil. I recently self...
by Ricola
Fri Jan 16, 2015 2:29 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Just completed:

Ford County by John Grisham
Thoroughly enjoyable, what a great story teller John Grisham is.

How Google Works by Eric Schmidt and Jonathan Rosenberg
A revealing look into how a successful company operates in the digital era.
by Ricola
Fri Jan 16, 2015 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: The TSP's Low Expenses vs. Vanguard
Replies: 45
Views: 5884

Re: The TSP's Low Expenses vs. Vanguard

What is the process for transferring IRAs or other 401Ks to TSP? I have a couple at Wells Fargo that are all BND and might do better in the G fund. Wells will probably hit me with their exit fees. :) The TSP is a 401k type plan for federal employees. You can't transfer money there unless you are a ...
by Ricola
Fri Jan 16, 2015 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: The TSP's Low Expenses vs. Vanguard
Replies: 45
Views: 5884

Re: The TSP's Low Expenses vs. Vanguard

What is the process for transferring IRAs or other 401Ks to TSP? I have a couple at Wells Fargo that are all BND and might do better in the G fund. Wells will probably hit me with their exit fees. :)
by Ricola
Sat Oct 25, 2014 2:17 pm
Forum: Personal Consumer Issues
Topic: Done with Honda, not sure what next car should be?
Replies: 77
Views: 9199

Re: Done with Honda, not sure what next car should be?

Personally I would not blame any particular brand. From what I have heard the problem is systemic to our economic system, and corporate/political agendas. Look at the length and severity of the GM ignition switch cover-up. Nobody wanted to take responsibility for their actions. GM is one of the lead...
by Ricola
Sun Oct 12, 2014 12:41 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Sycamore Row by John Grisham

Better than I thought it would be.
by Ricola
Sun Oct 12, 2014 11:43 am
Forum: Personal Consumer Issues
Topic: New tires, where to buy
Replies: 36
Views: 3569

Re: New tires, where to buy

Have purchased all of tires at Costco for many years. Only problem is that they will recommend the need for alignment, but don't offer that service.
by Ricola
Sat Oct 04, 2014 2:22 pm
Forum: Investing - Theory, News & General
Topic: Buffett Has 100% Equities in his Pensions Funds
Replies: 39
Views: 3341

Re: Buffett Has 100% Equities in his Pensions Funds

Offhand that sounds irresponsible to me. Taking such high risk with employee's retirement does not seem right, and like other companies, he will rely on the government to bale him out if it doesn't go in his favor. Don't think I would feel very good being in his retirement plan in 2008.
by Ricola
Fri Oct 03, 2014 5:23 pm
Forum: Investing - Theory, News & General
Topic: Estimating Future Investment Returns — On a Napkin
Replies: 79
Views: 7586

Re: Estimating Future Investment Returns — On a Napkin

Tod,
Thanks for "Estimating Future Investment Returns - On a Napkin", a Keeper!
by Ricola
Fri Oct 03, 2014 5:08 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276172

Re: What Book Are You Currently Reading? Part VI

Fear Index by Robert Harris
Personal by Lee Child
A Colder War by Charles Cumming

Enjoyed these last three. :)

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