Search found 560 matches

by Ricola
Wed May 24, 2017 2:17 pm
Forum: Investing - Theory, News & General
Topic: Ally Self-Directed Trading
Replies: 11
Views: 1241

Re: Ally Self-Directed Trading

Are they offering any incentives to ACAT existing accounts over the them?
by Ricola
Sun May 14, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2320
Views: 691697

Re: What Book Are You Currently Reading? Part VI

Last three that I really enjoyed: Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future Hardcover by Ashlee Vance The Infiltrator: My Secret Life Inside the Dirty Banks Behind Pablo Escobar's Medellín Cartel by Robert Mazur....saw the movie first and the book is much better at providing the...
by Ricola
Sat Apr 15, 2017 12:25 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe on Understanding Different Types of Risk
Replies: 45
Views: 5049

Re: Larry Swedroe on Understanding Different Types of Risk

Reminds me of: The problem with thinking you know more than the experts. That was the title of a segment on the PBS Newshour last night. "More and more, people don't care about expert views. That's according to Tom Nichols, author of "The Death of Expertise," who says Americans have b...
by Ricola
Fri Mar 17, 2017 8:23 pm
Forum: Investing - Theory, News & General
Topic: Schwab: Is There Ever a Bad Time to Invest?
Replies: 22
Views: 3431

Re: Schwab: Is There Ever a Bad Time to Invest?

Yes, but is this just selective data. Could some find other time frames and prove just the opposite?
by Ricola
Sun Feb 19, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Inside Job on Netflix. Excellent and alarming.
by Ricola
Sat Feb 11, 2017 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Consolidating to Wells Fargo?
Replies: 18
Views: 1199

Re: Consolidating to Wells Fargo?

Beware of WF. They have some of the highest fees in the industry. If you have multiple accounts understand that WF will charge you, I believe it is now up to $125 per account to transfer out of WF say to some other brokerage. Also will charge fees to close each account. This includes PMA accounts. A...
by Ricola
Sat Feb 04, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Starting watching the series Oliver Stone’s Untold History of the United States'. Interesting to watch and learn some new through a new lens.
by Ricola
Sun Jan 29, 2017 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: Game won with market up and retire or Not Yet?
Replies: 33
Views: 5046

Re: Game won with market up and retire or Not Yet?

Thanks everyone for all of your replies. Yes, I am a physician as well and miss the old way of delivering responsible medicine and now cannot halt the fragmentation of today's care. Despite my contributions my director told me he no longer can accommodate my concerns. Everyone's input here helps dr...
by Ricola
Fri Jan 27, 2017 8:14 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2320
Views: 691697

Re: What Book Are You Currently Reading? Part VI

How Everything Became War and the Military Became Everything: Tales from the Pentagon by Rosa Brooks. Our new Secretary of Defense recommends :) : “One of the most thought-provoking books I’ve ever read. It’s as if we have been sleep walking into this new world and Rosa has turned on a flashlight to...
by Ricola
Wed Jan 25, 2017 6:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 8932

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

When Taylor speaks, people (especially me) LISTEN!

Wishing all the best on you Birthday! Cheers :sharebeer
by Ricola
Mon Jan 16, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Goldman Sachs, The Bank that Runs The World on Netflix. Excellent look at this mega bank.
by Ricola
Mon Jan 16, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Tokyo Trial on Netflix, about the International Military Tribunal for the Far East after Japan's surrender in World War II. And also on Netflix Nuremberg: NAZIS on Trial. Both great historical series from WWII with detail not normally provided.
by Ricola
Sun Jan 15, 2017 2:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Lo and Behold: Reveries of the Connected World on Netflix. Amazingly informative and well done.
by Ricola
Sun Jan 08, 2017 2:16 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Hell or High Water, American neo-western heist-crime. Staring Jeff Bridges, Chris Pine, Ben Foster. Really enjoyable...two thumbs up. :)
by Ricola
Sat Jan 07, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Killswitch,on Netflix, it is a documentary film about the battle for control over the Internet. Makes you think a little :)
by Ricola
Sat Dec 24, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2320
Views: 691697

Re: What Book Are You Currently Reading? Part VI

Killing the Rising Sun: How America Vanquished World War II Japan by Bill O'Reilly and Martin Dugard
Just starting but so far an easy and interesting read, a quick summary of the key battles and events of the war with Japan.
by Ricola
Sat Dec 24, 2016 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Want my employees to take over my company
Replies: 20
Views: 4079

Re: Want my employees to take over my company

Yes, make it a Worker's Self-Directed Enterprise (WSDE) or COOP. The Mondragon corporation in Spain is one of the biggest, with over 100,000 employees. Professor and Economist Professor Richard Wolff has written books about going to this type of businesses model. He even has contacts with Attorney's...
by Ricola
Sun Dec 11, 2016 2:33 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Jack Reacher: Never Go Back starring Tom Cruise. Having read many of the novels and seen the first movie version I thought this was much better than the first movie. They did wonders with this movie in making Tom Cruise into the Jack Reacher character. IMHO it was terrific. :)
by Ricola
Sat Dec 03, 2016 12:00 pm
Forum: Personal Consumer Issues
Topic: Gooligan?
Replies: 6
Views: 723

Re: Gooligan?

123 wrote:Perhaps they're ashamed.

Yea, I am sure. Hope somebody here knows the full scope and can explain.
by Ricola
Sat Dec 03, 2016 11:49 am
Forum: Personal Consumer Issues
Topic: Gooligan?
Replies: 6
Views: 723

Gooligan?

I am hearing news stories about Gooligan an Android Hack but have not seen anything official from Google itself. Some articles from computer magazines reference a site called Check Point to verify if your account is on the hacked list. Without anything official from Google how are we to know if the ...
by Ricola
Sun Nov 27, 2016 3:53 pm
Forum: Investing - Theory, News & General
Topic: I'm calling a bond bottom.
Replies: 31
Views: 7179

Re: I'm calling a bond bottom.

Fred, I think your on to something. We are also due for a cyclical recession anytime now. A rise in interest rates may be the catalyst for the recession. I walked through a Walmart on Black Friday and there were no crowds. Stacks of so called super bargain items remained pretty much untouched. Maybe...
by Ricola
Sat Nov 12, 2016 8:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

All The Way, based on events of the presidency of Lyndon B. Johnson and staring Bryan Cranston. Really well done and enjoyable.
by Ricola
Sat Nov 12, 2016 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Experience selling car to Carmax?
Replies: 52
Views: 23976

Re: Experience selling car to Carmax?

+1 Excellent experience, no shenanigans, fast, fair, and courteous. As good as the selling experience was, I would now consider buying from them.
by Ricola
Fri Nov 04, 2016 6:11 pm
Forum: Personal Consumer Issues
Topic: New Dentist - Lots of Recommended Work
Replies: 55
Views: 6272

Re: New Dentist - Lots of Recommended Work

Had my son in for cleaning and exam in his teens. Prior 6 mos visit he had no issues. This visit dentist says he has 7 cavities one side. We wait and have a different dentist as same facility check, and he say no, he has 5 cavities on the Opposite Side! How can this be science? :oops:
by Ricola
Sun Oct 30, 2016 3:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Jason Bourne. To me this is the best Bourne movie yet. High tech, fast moving, and of course the chase scenes are amazing. :)
by Ricola
Sun Oct 30, 2016 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance rates went up
Replies: 155
Views: 15014

Re: Health Insurance rates went up

We keep paying more and more for less and less. It's a U.S. health care systemic problem. Lots of good articles like this one from PBS try to get a the root of the problem, I won't go any further, as macro economic issues must always move in the political arena to make any changes. http://www.pbs.or...
by Ricola
Sat Oct 29, 2016 4:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Our Kind of Traitor, adapted from John le Carré's novel of the same name. Le Carré was executive producer and also makes a cameo appearance in the film as an usher at Einstein Museum. Really Good!
by Ricola
Fri Oct 28, 2016 12:10 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2320
Views: 691697

Re: What Book Are You Currently Reading? Part VI

Dark Money: The Hidden History of the Billionaires Behind the Rise of the Radical Right by Jane Mayer
Enthralling!
by Ricola
Fri Oct 28, 2016 11:48 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett(himself) has never invested in an Index fund, WHY?
Replies: 32
Views: 4354

Re: Warren Buffett(himself) has never invested in an Index fund, WHY?

Buffett invests other people's money into the index he is creating.
by Ricola
Sat Oct 22, 2016 12:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

The Night Manager, Based on John le Carré's novel of the same name, "The Night Manager" is a crime drama following the work of former British soldier Jonathan Pine. This is a BBC 6 part mini series staring Tom Hiddleston and Hugh Laurie. Wow! this is great and even more appreciated as a le...
by Ricola
Sun Oct 09, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Money Monster, directed by Jodie Foster includes George Clooney & Julia Roberts. We enjoyed it.
by Ricola
Sat Oct 08, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Star Trek Beyond. I have always enjoyed the TV series better than the movies, but the movie was good entertainment. “Live long and prosper,” :)
by Ricola
Sat Oct 01, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Hunt for the Wilderpeople, A boy (Julian Dennison) and his foster father (Sam Neill) become the subjects of a manhunt after they get stranded in the New Zealand wilderness. Beautiful scenery and enjoyable story.
by Ricola
Fri Sep 30, 2016 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Pension buy outs ???
Replies: 34
Views: 4049

Re: Pension buy outs ???

Call me skeptical, but when these buyouts are offered I find it hard to believe that they are in my best interests and not the offeror's.
by Ricola
Sat Sep 24, 2016 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: TSP - Surviving spouse should probably move out of the TSP
Replies: 16
Views: 1938

Re: TSP - Surviving spouse should probably move out of the TSP

Good Find! If you are not going to use the annuity payout method probably better to do a rollover IRA with another institution.
by Ricola
Sun Sep 18, 2016 2:55 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 10545

Re: Disappointing News Wells Fargo

We have our mortgage at WF. I'm a mega corp retiree. I'm amazed and appalled at the WF CEO's statement that it was the employees fault. Where are the controls, where is the cultural ethos for the company. The BOD should fire the CEO. Perhaps the BOD should consider replacing responsible management....
by Ricola
Sun Sep 18, 2016 11:54 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 10545

Re: Disappointing News Wells Fargo

I have several accounts with Wells and a PMA relationship and a big investment account. I have been a customer for 45+ years. Last year I closed a old savings account I had owned for years. I think it had $215 or so in it. There was no service charge. They just closed it. I did get a statement show...
by Ricola
Sun Sep 18, 2016 11:29 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 10545

Re: Disappointing News Wells Fargo

jdilla1107 wrote:Nothing at WF has cost me any fees (yet), but it's become obvious that they really base their core metrics on "number of accounts open".

Its a trap, they get you in easy, but punish you hard if you try to leave.
by Ricola
Sun Sep 18, 2016 10:36 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 10545

Re: Disappointing News Wells Fargo

I would like to get my accounts out of there but don't want to pay them over $1000 in punishment fees to move my accounts. :annoyed
by Ricola
Sat Sep 17, 2016 2:37 pm
Forum: Personal Consumer Issues
Topic: Windshield wiper chatter
Replies: 7
Views: 995

Re: Windshield wiper chatter

I've gotten the chatter when replacing the rubber and assembly with aftermarket parts. Going back to the OEM assembly and rubber cured everything. Now I just have the rubber inserts replaced and keeping the OEM assembly, or replacing both assembly and insert with OEM parts.
by Ricola
Sat Sep 17, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Where to Invade Next by Michael Moore. I highly recommend everyone watch this movie, a real eye-opener and funny too.
by Ricola
Sat Sep 10, 2016 12:24 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 10150

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Looking at transferring some accounts out of WF and noticed they have the highest of all brokerages' punishment fees to leaving them :oops: .
by Ricola
Sat Sep 10, 2016 12:17 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 10150

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Yep. The banks aren't like this anymore. :( https://s11.postimg.org/kn7g0rgwj/121226_wonderful_life1.jpg 20 years ago I belonged to a credit union that was like this. Maybe there are still some of those left. Amazingly, the Bank of North Dakota is the only U.S. public bank. Its only purpose is to s...
by Ricola
Sat Sep 10, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 93
Views: 15700

Re: Wells Fargo

Bogleheads, An update: Wells Fargo does not change fees to transfer funds to Vanguard. This is great news! I was worried for a bit. To date we are very happy. We are not starting to feel the benefits of simplicity and consolidation with banking for the first time in years/ever. Where is this writte...
by Ricola
Sat Sep 10, 2016 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 93
Views: 15700

Re: Wells Fargo

Bogleheads, An update: Wells Fargo does not change fees to transfer funds to Vanguard. This is great news! I was worried for a bit. To date we are very happy. We are not starting to feel the benefits of simplicity and consolidation with banking for the first time in years/ever. Where is this writte...
by Ricola
Sun Sep 04, 2016 10:55 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

"The Man Who Knew Infinity" Another vote for this movie. Good summer viewing with a true story as a basis. Wife liked it too. No violence, nudity, foul language or sexual grossness. Dan999 Watched this last night. Loved it! How come I have never heard this history of Srinivasa Ramunujanst...
by Ricola
Sun Sep 04, 2016 10:43 am
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5740

Re: Next Weekend Car - Dodge Viper to What?

How about an Alfa Romeo.
https://www.alfaromeousa.com/cars/alfa-romeo-4c-coupe
I saw one yesterday drive by a group of Porsche's (probably a club event) parked downtown, was quite unique compared to the line of parked Porsche's.
by Ricola
Sat Sep 03, 2016 11:28 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 13487

Re: Who is ready for iphone 7?

Never owned an Apple product, but my index includes Apple stock...so go for it! :sharebeer
by Ricola
Fri Sep 02, 2016 1:38 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2686
Views: 736041

Re: What Movie Have You Recently Watched?

Finest Hours, story from Michael J. Tougias, who spent years researching and writing the definitive account of the Coast Guard's greatest small-boat rescue, he said the movie got it right. Spotlight, with Michael Keaton, excellent movie. Underground: The Julian Assange Story, early life story, how t...
by Ricola
Sat Aug 27, 2016 10:39 am
Forum: Personal Consumer Issues
Topic: Any Porsche 911 owners here?
Replies: 118
Views: 13652

Re: Any Porsche 911 owners here?

Unless you are planning to take to the track, don't understand how it is going to be fun. As Jay Leno said, with laws we have the only fun you can have in a car is between 40 and 80 mph. A more under powered car can be more fun in those ranges.

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