Search found 509 matches

by Ricola
Sat Aug 20, 2016 9:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

A Hologram for the King, with Tom Hanks starring. Had some funny parts and Tom Hanks is always good.
by Ricola
Sat Aug 20, 2016 9:16 pm
Forum: Personal Consumer Issues
Topic: New Cars and Safety upgrades
Replies: 31
Views: 1577

Re: New Cars and Safety upgrades

Generally yes, but we still have a 24 year old volvo that has air bag, ABS, side impact protection, rollgage, etc.,...safety wise ahead of its time. I still think it is safer than some of the newer cars.
by Ricola
Sun Aug 14, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Eddie the Eagle from Netflix DVDs. Based on the true story of Eddie Edwards, British Ski Jumper. With the Olympics on the movie is quite fitting. Great entertainment and motivational.
by Ricola
Fri Aug 12, 2016 7:32 pm
Forum: Investing - Theory, News & General
Topic: Anyone else noticing the economy improving?
Replies: 78
Views: 4135

Re: Anyone else noticing the economy improving?

what happens when there are no more good wages and few jobs to continue to purchase the goods that these business produce. if robots are doing everything than maybe we won't have to work. Sure some people will have to fix the robots or maybe we could just get some other robots to do that for us. We...
by Ricola
Fri Aug 12, 2016 4:28 pm
Forum: Investing - Theory, News & General
Topic: Anyone else noticing the economy improving?
Replies: 78
Views: 4135

Re: Anyone else noticing the economy improving?

From what I am seeing; yes and no, but I think the macro long term trend is a bumpy ride down. With our current economic system, that is not concerned about improving the wages of the general population, the long term trend will inevitably be down. It is a race to the bottom, an evolutionary process...
by Ricola
Sat Jul 16, 2016 9:30 am
Forum: Investing - Theory, News & General
Topic: Got a Question for Jack Bogle? Post it Here.
Replies: 86
Views: 9930

Re: Got a Question for Jack Bogle? Post it Here.

What is Jack's opinion about the validity of the 4% SWR in today's low interest rate and post 2008 non recovery economic environment?
by Ricola
Sat Jul 09, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 5783

Re: Costco Tires - Anyone ever frustrated?

I get all my tires at Costco. No frustration, just long wait times of usually 2 hours, but the hot dogs and pizza make up for it. :)
by Ricola
Sat Jul 09, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Embrace of the Serpent...in a way like Theeb, a memorizing and different type of movie.

https://en.wikipedia.org/wiki/Embrace_of_the_Serpent
by Ricola
Sat Jul 02, 2016 5:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

bertilak wrote:You know T.L.Jones stole the show when he's the one to get the sequel.


"What I want out of each and every one of you is a hard target search of every gas station, residence, warehouse, farmhouse, henhouse, outhouse and doghouse in that area." Never gets old. :)
by Ricola
Sat Jul 02, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Theeb...a mesmerizing experience. Also, The Fugitive, again for the upteenth time, great drama and actors, Harrison Ford and Tommy Lee Jones.
by Ricola
Fri Jun 24, 2016 4:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 706218

Re: U.S. stocks in freefall

When DJ was down about 680 I took it as a bit of a buying opportunity. :D
by Ricola
Sat Jun 18, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Creed - Apollo's son, with Sylvester Stallone reprising the role of Rocky Balboa. Enjoyed the boxing and energy. Stallone as an old man was great. A Royal Night Out - Young Princess Elizabeth, who with Princess Margaret ventures out of Buckingham Palace to enjoy the VE Day celebrations. Enjoyable an...
by Ricola
Sat Jun 11, 2016 10:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

In the Heart of the Sea directed by Ron Howard. Enjoyable.
by Ricola
Sat Jun 11, 2016 9:51 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

Currently reading; Treat Your Own Back by Robin McKenzie, The Mindbody Prescription by Dr John Sarno, and The Divided Mind, The Epidemic of Mindbody Disorders by Dr John Sarno. You can guess why I am ready these books, and if you don't know who Dr Sarno is see the link. http://www.tmswiki.org/ppd/Jo...
by Ricola
Sat Jun 11, 2016 8:28 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

Re-reading Tinker, Tailor, Soldier, Spy by John le Carré. I don't remember the last time I read it and think it's possible I didn't even make it through. It takes some concentration to keep up with the different characters and their stories. Some characters have multiple names (fake spy identities)...
by Ricola
Sat May 28, 2016 9:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

The Revenant. We were totally engrossed in the movie, the photography was amazing.
by Ricola
Fri May 27, 2016 10:26 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

Rogue Lawyer by John Grisham. Grisham for me has always an enjoyable read. Main character has similarities to John Connelly's Mickey Haller character.
by Ricola
Sun May 15, 2016 4:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched Steve Jobs: The Man in the Machine. I really like this version of the Jobs Apple story. Real footage and interviews and telling it like it is.
by Ricola
Mon May 09, 2016 11:55 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched Steve Jobs with Michael Fassbender as Steve Jobs. To me it was, different, more sophisticated movie watchers seem to like it a lot. I prefer some of the other movies that have been made about Jobs and Apple, even better I prefer the book Steve Jobs by Walter Isaacson.
by Ricola
Mon May 09, 2016 11:03 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 22956

Re: I bought the wrong car - know it after 15 days

These work for me, huge difference on the back: Aerocore Seat Pad and Lumbar Support. Got mine at costco about $15
by Ricola
Sat Apr 30, 2016 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Converting landline phone to Google Voice
Replies: 16
Views: 1706

Re: Converting landline phone to Google Voice

Been very happy with such a setup for ~5 years. When GV changed their protocol (Obi devices stopped working for a while), I went to PhonePower for a VOIP provider. Also fine. Nice that the Obi gives you options. Probably should go back and save ~$30 / year, but I like having E911 service on the lan...
by Ricola
Sun Apr 24, 2016 12:06 pm
Forum: Investing - Theory, News & General
Topic: Do you think this is a bad time to enter the market? With the dow at 18,000
Replies: 89
Views: 8652

Re: Do you think this is a bad time to enter the market? With the dow at 18,000

To me it is a legitimate question. Anybody that bought a large position in 2007 would probably agree. Gut wrenching losses can be disastrous to your health and family. If investing a large portion of your portfolio, I would recommend buying incrementally at your personal comfort level. If a small am...
by Ricola
Sat Apr 02, 2016 12:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

jdb wrote:Just finished A Splendid Savage by Steve Kemper


Thanks for the description, it's going on my to-read list.
by Ricola
Sun Mar 20, 2016 11:22 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched The Big Short. I had already read the book and really enjoyed the movie.

Also, for any Harry Bosch fans, the second season of Bosch has been released on Amazon. Really terrific and hard to stop watching the entire season in one setting.
by Ricola
Sat Mar 12, 2016 10:04 pm
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 937

Re: Audiobooks performed by the author

Pentagons Brain and Operation Paperclip by Annie Jacobsen
by Ricola
Sat Mar 12, 2016 4:55 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 115
Views: 10091

Re: Concierge medicine Worth It????

My family doctor did the same thing, dumped everyone for MDVIP franchise. I did'nt bite. How can I justify paying $1800 a year for each family member, plus the $15k insurance company cost, without even getting any medical treatment. :oops: Then add on the actual expenses that would occur if we do ne...
by Ricola
Sat Mar 12, 2016 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 69
Views: 18344

Re: Costco and AMEX

We just received a new Costco Amex Card in the mail, which we did not ask for. Current card has not expired. It is a Costco Platinum card, has a chip, and is not our usual True Earning card. No letter explaining what is going on, or if the intention is that it replace the old card. Card numbers are ...
by Ricola
Sat Mar 12, 2016 2:47 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched Truth, a re-creation of news anchor Dan Rather's fall from grace. Very revealing about the events of that time.
by Ricola
Fri Mar 11, 2016 5:58 pm
Forum: Personal Consumer Issues
Topic: Upping my mileage/points game
Replies: 72
Views: 6919

Re: Upping my mileage/points game

Does anyone know of a list of point programs that retain your points forever? I have been burned too many times by having all of my points lost because I didn't do any business with them for awhile. Recently had Hilton Honors wipe out over 100k of points because I didn't stay within the last 12 mont...
by Ricola
Fri Mar 11, 2016 5:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

Enemies: How America's Foes Steal Our Vital Secrets--and How We Let It Happen, by Bill Gertz
Can be upsetting to see how vulnerable we have been, and a good reminder of Jefferson quote "The price of liberty is eternal vigilance".
by Ricola
Sat Mar 05, 2016 11:12 am
Forum: Investing - Help with Personal Investments
Topic: Pessimist trying to get into Stock Investing
Replies: 35
Views: 3130

Re: Pessimist trying to get into Stock Investing

-Paydown Mortgage Even Faster If you are not able at this point in time to invest in the stock market in low cost index funds,, fully realizing it is about company earnings and the economy, then,there are a lot worse things you could do with your money than pay down and pay off your mortgage. Food ...
by Ricola
Fri Feb 12, 2016 7:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 706218

Re: U.S. stocks in freefall

broadstone wrote:S&P on its way to 1600. I'm still 100% cash.


I'm %100 equities for NEW money. :D

"There are many roads to Dublin" - Taylor Larimore
by Ricola
Sun Feb 07, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched a wonderful BBC movie titled "A Brilliant Young Mind". I highly suggest it.
by Ricola
Sun Feb 07, 2016 3:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1771
Views: 422357

Re: What Book Are You Currently Reading? Part VI

Just finished The Closers (Harry Bosch) by Michael Connelly, I always enjoy Michael Connelly novels as entertainment. Now readying Company Man by John Rizzo and The Pentagon's Brain by Annie Jacobsen, both non fiction and interesting historically.
by Ricola
Sun Jan 31, 2016 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: I just paid off $145,000 in student loans in 2.5 years
Replies: 20
Views: 1878

Re: I just paid off $145,000 in student loans in 2.5 years

Verily, you are now a Boglehead, congratulations! :D
by Ricola
Sun Jan 24, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1838
Views: 420359

Re: What Movie Have You Recently Watched?

Just watched, Maze Runner: The Scorch Trials. We really liked it, action packed and kept our interest.
by Ricola
Fri Jan 08, 2016 6:53 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 372
Views: 32530

Re: why do investors prefer cash dividends

VictoriaF wrote:
Ricola wrote:Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy


What will you do with Warren Buffett's dividends?

Victoria

Believe Berkshire Hathaway earned dividends of $1.6B for 2014, so no problem deciding how to invest/spend. :happy
by Ricola
Fri Jan 08, 2016 6:19 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 372
Views: 32530

Re: why do investors prefer cash dividends

Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy
by Ricola
Thu Dec 31, 2015 6:38 pm
Forum: Personal Consumer Issues
Topic: Price to replace the catalytic converters in a Toyota Highlander
Replies: 50
Views: 3368

Re: Price to replace the catalytic converters in a Toyota Highlander

I'm probably not a good example on stuff like this...but, about 8 o 9 years ago the check engine light illuminated on my 2003 Corolla. A friend sent me to auto-zone(?, or one of those car part places) and they checked it for free with their chip reader and said it was the catalytic converter . My f...
by Ricola
Fri Dec 18, 2015 1:13 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 17685

Re: Why do we like dividends?

I like to separate the fundamental factors from the artificial factors (like tax rules). Fundamentally, paying dividends is a good thing because as nisi pointed out without ever getting dividends there is no point investing in stocks. My main takeaway from nisiprius on this issue is that the total ...
by Ricola
Fri Dec 18, 2015 1:06 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 17685

Re: Why do we like dividends?

With few exceptions modern management seems to worry a ton about paying themselves too much. So I want them to also worry about paying me. Dividends make them do this. Dividends cannot be manipulated like profits or book values or other "financial numbers". They are real payouts to stock ...
by Ricola
Mon Nov 09, 2015 11:28 am
Forum: Investing - Theory, News & General
Topic: Hedge fund for the masses?
Replies: 72
Views: 6529

Re: Hedge fund for the masses?

No thanks! Remember Long Term Capital Management; the best minds around tried it, and failed large, if not, go watch PBS Nova- The Trillion Dollar Bet.
https://www.youtube.com/watch?v=tsZRndV5lIc
by Ricola
Mon Nov 09, 2015 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Total bond fund VBTLX vs. TSP G fund
Replies: 30
Views: 2330

Re: Total bond fund VBTLX vs. TSP G fund

Just one question, what is difference if any in the withdrawal process between a traditional IRA and the TSP G, is it identical, or are there more restrictions?
by Ricola
Sun Oct 25, 2015 10:56 am
Forum: Investing - Help with Personal Investments
Topic: How to Compare Rental Property vs 60/40
Replies: 7
Views: 882

How to Compare Rental Property vs 60/40

I am looking for a good calculator or spreadsheet to compare potential or already owned rental property investments to a stock/bond portfolio. Appreciate any inputs.
by Ricola
Tue Oct 13, 2015 12:32 pm
Forum: Personal Consumer Issues
Topic: Headlights & car safety
Replies: 48
Views: 4137

Re: Headlights & car safety

Couple of comments: 1. I have a 23 yr old Volvo and purchased some heavy plastic lens covers that snap over the existing headlights. They have been on for about 14 yrs and the headlights are still perfectly clear. Wish they sold these for newer cars, believe the ones I have came from Australia. 2. B...
by Ricola
Sun Oct 11, 2015 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Too Many Treasuries In The Total Bond Market?
Replies: 48
Views: 3996

Re: When experts disagree

I have heard John Bogle mention in interviews that the Total Bond Market Fund is too heavy in treasury bonds. If this is the case, then what should be the proper % for the Benchmark to be weighted in treasuries? spirogruf: Very few, if any, financial experts have always agreed on the best bond fund...
by Ricola
Sun Oct 04, 2015 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Disney Is Pricing Itself Out Of Business
Replies: 26
Views: 2782

Re: Disney Is Pricing Itself Out Of Business

Like others, the parks are too crowded for me anymore, not even a place to sit down. Yet, I listen to people tell me how they have a Disney fund, and add savings for their next trip, buy all manner of expense things there like parties with costumed characters, and full make-overs into little princes...
by Ricola
Thu Oct 01, 2015 3:15 pm
Forum: Investing - Theory, News & General
Topic: Gold synthesis and its effects on long term store of value
Replies: 77
Views: 5516

Re: Gold synthesis and its effects on long term store of value

Not sure if I would agree that gold is a long term store of value. It only has value as long as others believe it has value. I remember hearing that the first ancient coins were called pistis. Pistis was also the same word for pledge or faith. Gold being no different than any other form of pledge or...
by Ricola
Sun Sep 27, 2015 11:19 am
Forum: Personal Consumer Issues
Topic: Nisiprius Investments Launches Yet Another Innovative Fund
Replies: 64
Views: 10071

Re: Nisiprius Investments Launches Yet Another Innovative Fund

Will there be a long 3x leveraged version? oh, and and also I will need a short 3x leveraged version. Can't wait! :mrgreen:

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