Search found 542 matches

by Ricola
Sat Dec 03, 2016 12:00 pm
Forum: Personal Consumer Issues
Topic: Gooligan?
Replies: 6
Views: 604

Re: Gooligan?

123 wrote:Perhaps they're ashamed.

Yea, I am sure. Hope somebody here knows the full scope and can explain.
by Ricola
Sat Dec 03, 2016 11:49 am
Forum: Personal Consumer Issues
Topic: Gooligan?
Replies: 6
Views: 604

Gooligan?

I am hearing news stories about Gooligan an Android Hack but have not seen anything official from Google itself. Some articles from computer magazines reference a site called Check Point to verify if your account is on the hacked list. Without anything official from Google how are we to know if the ...
by Ricola
Sun Nov 27, 2016 3:53 pm
Forum: Investing - Theory, News & General
Topic: I'm calling a bond bottom.
Replies: 31
Views: 6287

Re: I'm calling a bond bottom.

Fred, I think your on to something. We are also due for a cyclical recession anytime now. A rise in interest rates may be the catalyst for the recession. I walked through a Walmart on Black Friday and there were no crowds. Stacks of so called super bargain items remained pretty much untouched. Maybe...
by Ricola
Sat Nov 12, 2016 8:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

All The Way, based on events of the presidency of Lyndon B. Johnson and staring Bryan Cranston. Really well done and enjoyable.
by Ricola
Sat Nov 12, 2016 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Experience selling car to Carmax?
Replies: 32
Views: 2646

Re: Experience selling car to Carmax?

+1 Excellent experience, no shenanigans, fast, fair, and courteous. As good as the selling experience was, I would now consider buying from them.
by Ricola
Fri Nov 04, 2016 6:11 pm
Forum: Personal Consumer Issues
Topic: New Dentist - Lots of Recommended Work
Replies: 55
Views: 4862

Re: New Dentist - Lots of Recommended Work

Had my son in for cleaning and exam in his teens. Prior 6 mos visit he had no issues. This visit dentist says he has 7 cavities one side. We wait and have a different dentist as same facility check, and he say no, he has 5 cavities on the Opposite Side! How can this be science? :oops:
by Ricola
Sun Oct 30, 2016 3:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Jason Bourne. To me this is the best Bourne movie yet. High tech, fast moving, and of course the chase scenes are amazing. :)
by Ricola
Sun Oct 30, 2016 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance rates went up
Replies: 155
Views: 11861

Re: Health Insurance rates went up

We keep paying more and more for less and less. It's a U.S. health care systemic problem. Lots of good articles like this one from PBS try to get a the root of the problem, I won't go any further, as macro economic issues must always move in the political arena to make any changes. http://www.pbs.or...
by Ricola
Sat Oct 29, 2016 4:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Our Kind of Traitor, adapted from John le Carré's novel of the same name. Le Carré was executive producer and also makes a cameo appearance in the film as an usher at Einstein Museum. Really Good!
by Ricola
Fri Oct 28, 2016 12:10 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2016
Views: 520698

Re: What Book Are You Currently Reading? Part VI

Dark Money: The Hidden History of the Billionaires Behind the Rise of the Radical Right by Jane Mayer
Enthralling!
by Ricola
Fri Oct 28, 2016 11:48 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett(himself) has never invested in an Index fund, WHY?
Replies: 32
Views: 3971

Re: Warren Buffett(himself) has never invested in an Index fund, WHY?

Buffett invests other people's money into the index he is creating.
by Ricola
Sat Oct 22, 2016 12:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

The Night Manager, Based on John le Carré's novel of the same name, "The Night Manager" is a crime drama following the work of former British soldier Jonathan Pine. This is a BBC 6 part mini series staring Tom Hiddleston and Hugh Laurie. Wow! this is great and even more appreciated as a le...
by Ricola
Sun Oct 09, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Money Monster, directed by Jodie Foster includes George Clooney & Julia Roberts. We enjoyed it.
by Ricola
Sat Oct 08, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Star Trek Beyond. I have always enjoyed the TV series better than the movies, but the movie was good entertainment. “Live long and prosper,” :)
by Ricola
Sat Oct 01, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Hunt for the Wilderpeople, A boy (Julian Dennison) and his foster father (Sam Neill) become the subjects of a manhunt after they get stranded in the New Zealand wilderness. Beautiful scenery and enjoyable story.
by Ricola
Fri Sep 30, 2016 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Pension buy outs ???
Replies: 34
Views: 3817

Re: Pension buy outs ???

Call me skeptical, but when these buyouts are offered I find it hard to believe that they are in my best interests and not the offeror's.
by Ricola
Sat Sep 24, 2016 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: TSP - Surviving spouse should probably move out of the TSP
Replies: 16
Views: 1695

Re: TSP - Surviving spouse should probably move out of the TSP

Good Find! If you are not going to use the annuity payout method probably better to do a rollover IRA with another institution.
by Ricola
Sun Sep 18, 2016 2:55 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9669

Re: Disappointing News Wells Fargo

We have our mortgage at WF. I'm a mega corp retiree. I'm amazed and appalled at the WF CEO's statement that it was the employees fault. Where are the controls, where is the cultural ethos for the company. The BOD should fire the CEO. Perhaps the BOD should consider replacing responsible management....
by Ricola
Sun Sep 18, 2016 11:54 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9669

Re: Disappointing News Wells Fargo

I have several accounts with Wells and a PMA relationship and a big investment account. I have been a customer for 45+ years. Last year I closed a old savings account I had owned for years. I think it had $215 or so in it. There was no service charge. They just closed it. I did get a statement show...
by Ricola
Sun Sep 18, 2016 11:29 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9669

Re: Disappointing News Wells Fargo

jdilla1107 wrote:Nothing at WF has cost me any fees (yet), but it's become obvious that they really base their core metrics on "number of accounts open".

Its a trap, they get you in easy, but punish you hard if you try to leave.
by Ricola
Sun Sep 18, 2016 10:36 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9669

Re: Disappointing News Wells Fargo

I would like to get my accounts out of there but don't want to pay them over $1000 in punishment fees to move my accounts. :annoyed
by Ricola
Sat Sep 17, 2016 2:37 pm
Forum: Personal Consumer Issues
Topic: Windshield wiper chatter
Replies: 7
Views: 816

Re: Windshield wiper chatter

I've gotten the chatter when replacing the rubber and assembly with aftermarket parts. Going back to the OEM assembly and rubber cured everything. Now I just have the rubber inserts replaced and keeping the OEM assembly, or replacing both assembly and insert with OEM parts.
by Ricola
Sat Sep 17, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Where to Invade Next by Michael Moore. I highly recommend everyone watch this movie, a real eye-opener and funny too.
by Ricola
Sat Sep 10, 2016 12:24 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 8739

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Looking at transferring some accounts out of WF and noticed they have the highest of all brokerages' punishment fees to leaving them :oops: .
by Ricola
Sat Sep 10, 2016 12:17 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 8739

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Yep. The banks aren't like this anymore. :( https://s11.postimg.org/kn7g0rgwj/121226_wonderful_life1.jpg 20 years ago I belonged to a credit union that was like this. Maybe there are still some of those left. Amazingly, the Bank of North Dakota is the only U.S. public bank. Its only purpose is to s...
by Ricola
Sat Sep 10, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 93
Views: 13634

Re: Wells Fargo

Bogleheads, An update: Wells Fargo does not change fees to transfer funds to Vanguard. This is great news! I was worried for a bit. To date we are very happy. We are not starting to feel the benefits of simplicity and consolidation with banking for the first time in years/ever. Where is this writte...
by Ricola
Sat Sep 10, 2016 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 93
Views: 13634

Re: Wells Fargo

Bogleheads, An update: Wells Fargo does not change fees to transfer funds to Vanguard. This is great news! I was worried for a bit. To date we are very happy. We are not starting to feel the benefits of simplicity and consolidation with banking for the first time in years/ever. Where is this writte...
by Ricola
Sun Sep 04, 2016 10:55 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

"The Man Who Knew Infinity" Another vote for this movie. Good summer viewing with a true story as a basis. Wife liked it too. No violence, nudity, foul language or sexual grossness. Dan999 Watched this last night. Loved it! How come I have never heard this history of Srinivasa Ramunujanst...
by Ricola
Sun Sep 04, 2016 10:43 am
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5163

Re: Next Weekend Car - Dodge Viper to What?

How about an Alfa Romeo.
https://www.alfaromeousa.com/cars/alfa-romeo-4c-coupe
I saw one yesterday drive by a group of Porsche's (probably a club event) parked downtown, was quite unique compared to the line of parked Porsche's.
by Ricola
Sat Sep 03, 2016 11:28 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12342

Re: Who is ready for iphone 7?

Never owned an Apple product, but my index includes Apple stock...so go for it! :sharebeer
by Ricola
Fri Sep 02, 2016 1:38 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Finest Hours, story from Michael J. Tougias, who spent years researching and writing the definitive account of the Coast Guard's greatest small-boat rescue, he said the movie got it right. Spotlight, with Michael Keaton, excellent movie. Underground: The Julian Assange Story, early life story, how t...
by Ricola
Sat Aug 27, 2016 10:39 am
Forum: Personal Consumer Issues
Topic: Any Porsche 911 owners here?
Replies: 118
Views: 12095

Re: Any Porsche 911 owners here?

Unless you are planning to take to the track, don't understand how it is going to be fun. As Jay Leno said, with laws we have the only fun you can have in a car is between 40 and 80 mph. A more under powered car can be more fun in those ranges.
by Ricola
Fri Aug 26, 2016 7:38 pm
Forum: Investing - Theory, News & General
Topic: "Are Index Funds Eating the World?"
Replies: 44
Views: 5388

Re: "Are Index Funds Eating the World?"

Never happen; people always think they are smarter, and this time is different, Illusory superiority.
by Ricola
Sat Aug 20, 2016 9:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

A Hologram for the King, with Tom Hanks starring. Had some funny parts and Tom Hanks is always good.
by Ricola
Sat Aug 20, 2016 9:16 pm
Forum: Personal Consumer Issues
Topic: New Cars and Safety upgrades
Replies: 31
Views: 1838

Re: New Cars and Safety upgrades

Generally yes, but we still have a 24 year old volvo that has air bag, ABS, side impact protection, rollgage, etc.,...safety wise ahead of its time. I still think it is safer than some of the newer cars.
by Ricola
Sun Aug 14, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Eddie the Eagle from Netflix DVDs. Based on the true story of Eddie Edwards, British Ski Jumper. With the Olympics on the movie is quite fitting. Great entertainment and motivational.
by Ricola
Fri Aug 12, 2016 7:32 pm
Forum: Investing - Theory, News & General
Topic: Anyone else noticing the economy improving?
Replies: 78
Views: 4671

Re: Anyone else noticing the economy improving?

what happens when there are no more good wages and few jobs to continue to purchase the goods that these business produce. if robots are doing everything than maybe we won't have to work. Sure some people will have to fix the robots or maybe we could just get some other robots to do that for us. We...
by Ricola
Fri Aug 12, 2016 4:28 pm
Forum: Investing - Theory, News & General
Topic: Anyone else noticing the economy improving?
Replies: 78
Views: 4671

Re: Anyone else noticing the economy improving?

From what I am seeing; yes and no, but I think the macro long term trend is a bumpy ride down. With our current economic system, that is not concerned about improving the wages of the general population, the long term trend will inevitably be down. It is a race to the bottom, an evolutionary process...
by Ricola
Sat Jul 16, 2016 9:30 am
Forum: Investing - Theory, News & General
Topic: Got a Question for Jack Bogle? Post it Here.
Replies: 88
Views: 11029

Re: Got a Question for Jack Bogle? Post it Here.

What is Jack's opinion about the validity of the 4% SWR in today's low interest rate and post 2008 non recovery economic environment?
by Ricola
Sat Jul 09, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 7796

Re: Costco Tires - Anyone ever frustrated?

I get all my tires at Costco. No frustration, just long wait times of usually 2 hours, but the hot dogs and pizza make up for it. :)
by Ricola
Sat Jul 09, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Embrace of the Serpent...in a way like Theeb, a memorizing and different type of movie.

https://en.wikipedia.org/wiki/Embrace_of_the_Serpent
by Ricola
Sat Jul 02, 2016 5:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

bertilak wrote:You know T.L.Jones stole the show when he's the one to get the sequel.


"What I want out of each and every one of you is a hard target search of every gas station, residence, warehouse, farmhouse, henhouse, outhouse and doghouse in that area." Never gets old. :)
by Ricola
Sat Jul 02, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Theeb...a mesmerizing experience. Also, The Fugitive, again for the upteenth time, great drama and actors, Harrison Ford and Tommy Lee Jones.
by Ricola
Fri Jun 24, 2016 4:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3284
Views: 787740

Re: U.S. stocks in freefall

When DJ was down about 680 I took it as a bit of a buying opportunity. :D
by Ricola
Sat Jun 18, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

Creed - Apollo's son, with Sylvester Stallone reprising the role of Rocky Balboa. Enjoyed the boxing and energy. Stallone as an old man was great. A Royal Night Out - Young Princess Elizabeth, who with Princess Margaret ventures out of Buckingham Palace to enjoy the VE Day celebrations. Enjoyable an...
by Ricola
Sat Jun 11, 2016 10:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

In the Heart of the Sea directed by Ron Howard. Enjoyable.
by Ricola
Sat Jun 11, 2016 9:51 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2016
Views: 520698

Re: What Book Are You Currently Reading? Part VI

Currently reading; Treat Your Own Back by Robin McKenzie, The Mindbody Prescription by Dr John Sarno, and The Divided Mind, The Epidemic of Mindbody Disorders by Dr John Sarno. You can guess why I am ready these books, and if you don't know who Dr Sarno is see the link. http://www.tmswiki.org/ppd/Jo...
by Ricola
Sat Jun 11, 2016 8:28 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2016
Views: 520698

Re: What Book Are You Currently Reading? Part VI

Re-reading Tinker, Tailor, Soldier, Spy by John le Carré. I don't remember the last time I read it and think it's possible I didn't even make it through. It takes some concentration to keep up with the different characters and their stories. Some characters have multiple names (fake spy identities)...
by Ricola
Sat May 28, 2016 9:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512635

Re: What Movie Have You Recently Watched?

The Revenant. We were totally engrossed in the movie, the photography was amazing.

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