Search found 487 matches

by Ricola
Sun Apr 24, 2016 12:06 pm
Forum: Investing - Theory, News & General
Topic: Do you think this is a bad time to enter the market? With the dow at 18,000
Replies: 89
Views: 7005

Re: Do you think this is a bad time to enter the market? With the dow at 18,000

To me it is a legitimate question. Anybody that bought a large position in 2007 would probably agree. Gut wrenching losses can be disastrous to your health and family. If investing a large portion of your portfolio, I would recommend buying incrementally at your personal comfort level. If a small am...
by Ricola
Sat Apr 02, 2016 12:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

jdb wrote:Just finished A Splendid Savage by Steve Kemper


Thanks for the description, it's going on my to-read list.
by Ricola
Sun Mar 20, 2016 11:22 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Just watched The Big Short. I had already read the book and really enjoyed the movie.

Also, for any Harry Bosch fans, the second season of Bosch has been released on Amazon. Really terrific and hard to stop watching the entire season in one setting.
by Ricola
Sat Mar 12, 2016 10:04 pm
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 831

Re: Audiobooks performed by the author

Pentagons Brain and Operation Paperclip by Annie Jacobsen
by Ricola
Sat Mar 12, 2016 4:55 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 91
Views: 6778

Re: Concierge medicine Worth It????

My family doctor did the same thing, dumped everyone for MDVIP franchise. I did'nt bite. How can I justify paying $1800 a year for each family member, plus the $15k insurance company cost, without even getting any medical treatment. :oops: Then add on the actual expenses that would occur if we do ne...
by Ricola
Sat Mar 12, 2016 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 57
Views: 16271

Re: Costco and AMEX

We just received a new Costco Amex Card in the mail, which we did not ask for. Current card has not expired. It is a Costco Platinum card, has a chip, and is not our usual True Earning card. No letter explaining what is going on, or if the intention is that it replace the old card. Card numbers are ...
by Ricola
Sat Mar 12, 2016 2:47 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Just watched Truth, a re-creation of news anchor Dan Rather's fall from grace. Very revealing about the events of that time.
by Ricola
Fri Mar 11, 2016 5:58 pm
Forum: Personal Consumer Issues
Topic: Upping my mileage/points game
Replies: 72
Views: 6127

Re: Upping my mileage/points game

Does anyone know of a list of point programs that retain your points forever? I have been burned too many times by having all of my points lost because I didn't do any business with them for awhile. Recently had Hilton Honors wipe out over 100k of points because I didn't stay within the last 12 mont...
by Ricola
Fri Mar 11, 2016 5:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Enemies: How America's Foes Steal Our Vital Secrets--and How We Let It Happen, by Bill Gertz
Can be upsetting to see how vulnerable we have been, and a good reminder of Jefferson quote "The price of liberty is eternal vigilance".
by Ricola
Sat Mar 05, 2016 11:12 am
Forum: Investing - Help with Personal Investments
Topic: Pessimist trying to get into Stock Investing
Replies: 35
Views: 2855

Re: Pessimist trying to get into Stock Investing

-Paydown Mortgage Even Faster If you are not able at this point in time to invest in the stock market in low cost index funds,, fully realizing it is about company earnings and the economy, then,there are a lot worse things you could do with your money than pay down and pay off your mortgage. Food ...
by Ricola
Fri Feb 12, 2016 7:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2895
Views: 602647

Re: U.S. stocks in freefall

broadstone wrote:S&P on its way to 1600. I'm still 100% cash.


I'm %100 equities for NEW money. :D

"There are many roads to Dublin" - Taylor Larimore
by Ricola
Sun Feb 07, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Just watched a wonderful BBC movie titled "A Brilliant Young Mind". I highly suggest it.
by Ricola
Sun Feb 07, 2016 3:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Just finished The Closers (Harry Bosch) by Michael Connelly, I always enjoy Michael Connelly novels as entertainment. Now readying Company Man by John Rizzo and The Pentagon's Brain by Annie Jacobsen, both non fiction and interesting historically.
by Ricola
Sun Jan 31, 2016 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: I just paid off $145,000 in student loans in 2.5 years
Replies: 20
Views: 1727

Re: I just paid off $145,000 in student loans in 2.5 years

Verily, you are now a Boglehead, congratulations! :D
by Ricola
Sun Jan 24, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Just watched, Maze Runner: The Scorch Trials. We really liked it, action packed and kept our interest.
by Ricola
Fri Jan 08, 2016 6:53 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 372
Views: 28717

Re: why do investors prefer cash dividends

VictoriaF wrote:
Ricola wrote:Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy


What will you do with Warren Buffett's dividends?

Victoria

Believe Berkshire Hathaway earned dividends of $1.6B for 2014, so no problem deciding how to invest/spend. :happy
by Ricola
Fri Jan 08, 2016 6:19 pm
Forum: Investing - Theory, News & General
Topic: why do investors prefer cash dividends
Replies: 372
Views: 28717

Re: why do investors prefer cash dividends

Warren Buffett wants all of his dividends so HE can decide what best to do with them, me too. :happy
by Ricola
Thu Dec 31, 2015 6:38 pm
Forum: Personal Consumer Issues
Topic: Price to replace the catalytic converters in a Toyota Highlander
Replies: 50
Views: 2916

Re: Price to replace the catalytic converters in a Toyota Highlander

I'm probably not a good example on stuff like this...but, about 8 o 9 years ago the check engine light illuminated on my 2003 Corolla. A friend sent me to auto-zone(?, or one of those car part places) and they checked it for free with their chip reader and said it was the catalytic converter . My f...
by Ricola
Fri Dec 18, 2015 1:13 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 16660

Re: Why do we like dividends?

I like to separate the fundamental factors from the artificial factors (like tax rules). Fundamentally, paying dividends is a good thing because as nisi pointed out without ever getting dividends there is no point investing in stocks. My main takeaway from nisiprius on this issue is that the total ...
by Ricola
Fri Dec 18, 2015 1:06 pm
Forum: Investing - Theory, News & General
Topic: Why do we like dividends?
Replies: 159
Views: 16660

Re: Why do we like dividends?

With few exceptions modern management seems to worry a ton about paying themselves too much. So I want them to also worry about paying me. Dividends make them do this. Dividends cannot be manipulated like profits or book values or other "financial numbers". They are real payouts to stock ...
by Ricola
Mon Nov 09, 2015 11:28 am
Forum: Investing - Theory, News & General
Topic: Hedge fund for the masses?
Replies: 72
Views: 5834

Re: Hedge fund for the masses?

No thanks! Remember Long Term Capital Management; the best minds around tried it, and failed large, if not, go watch PBS Nova- The Trillion Dollar Bet.
https://www.youtube.com/watch?v=tsZRndV5lIc
by Ricola
Mon Nov 09, 2015 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Total bond fund VBTLX vs. TSP G fund
Replies: 30
Views: 2066

Re: Total bond fund VBTLX vs. TSP G fund

Just one question, what is difference if any in the withdrawal process between a traditional IRA and the TSP G, is it identical, or are there more restrictions?
by Ricola
Sun Oct 25, 2015 10:56 am
Forum: Investing - Help with Personal Investments
Topic: How to Compare Rental Property vs 60/40
Replies: 7
Views: 816

How to Compare Rental Property vs 60/40

I am looking for a good calculator or spreadsheet to compare potential or already owned rental property investments to a stock/bond portfolio. Appreciate any inputs.
by Ricola
Tue Oct 13, 2015 12:32 pm
Forum: Personal Consumer Issues
Topic: Headlights & car safety
Replies: 48
Views: 3899

Re: Headlights & car safety

Couple of comments: 1. I have a 23 yr old Volvo and purchased some heavy plastic lens covers that snap over the existing headlights. They have been on for about 14 yrs and the headlights are still perfectly clear. Wish they sold these for newer cars, believe the ones I have came from Australia. 2. B...
by Ricola
Sun Oct 11, 2015 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Too Many Treasuries In The Total Bond Market?
Replies: 48
Views: 3712

Re: When experts disagree

I have heard John Bogle mention in interviews that the Total Bond Market Fund is too heavy in treasury bonds. If this is the case, then what should be the proper % for the Benchmark to be weighted in treasuries? spirogruf: Very few, if any, financial experts have always agreed on the best bond fund...
by Ricola
Sun Oct 04, 2015 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Disney Is Pricing Itself Out Of Business
Replies: 26
Views: 2629

Re: Disney Is Pricing Itself Out Of Business

Like others, the parks are too crowded for me anymore, not even a place to sit down. Yet, I listen to people tell me how they have a Disney fund, and add savings for their next trip, buy all manner of expense things there like parties with costumed characters, and full make-overs into little princes...
by Ricola
Thu Oct 01, 2015 3:15 pm
Forum: Investing - Theory, News & General
Topic: Gold synthesis and its effects on long term store of value
Replies: 77
Views: 5009

Re: Gold synthesis and its effects on long term store of value

Not sure if I would agree that gold is a long term store of value. It only has value as long as others believe it has value. I remember hearing that the first ancient coins were called pistis. Pistis was also the same word for pledge or faith. Gold being no different than any other form of pledge or...
by Ricola
Sun Sep 27, 2015 11:19 am
Forum: Personal Consumer Issues
Topic: Nisiprius Investments Launches Yet Another Innovative Fund
Replies: 64
Views: 9767

Re: Nisiprius Investments Launches Yet Another Innovative Fund

Will there be a long 3x leveraged version? oh, and and also I will need a short 3x leveraged version. Can't wait! :mrgreen:
by Ricola
Mon Sep 21, 2015 10:35 am
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey Calls Out "Bogle-ites"
Replies: 61
Views: 6312

Re: Dave Ramsey Calls Out "Bogle-ites"

I have never listened to Ramsey, but my guess is he is just another radio huckster or propagandist...or both.
by Ricola
Sat Sep 19, 2015 12:24 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Against the Gods : "A Remarkable story of risk", by Peter Bernstein. I've read it twice! Went so far as to buy a used hard-cover edition. I have the paperback in a three-book boxed set. Other two are The Power of Gold and Capital Ideas . Both also good but I think Against the Gods is the ...
by Ricola
Sun Sep 06, 2015 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Confession time.....no stocks
Replies: 60
Views: 6231

Re: Confession time.....no stocks

The investor is more important than the investment. Find your comfort level and stay there.
by Ricola
Sun Sep 06, 2015 12:50 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Recently finished Tom Clancy Full Force and Effect (A Jack Ryan Novel) by Mark Greaney and Tom Clancy, now on Tom Clancy Support and Defend by Mark Greaney. Wasn't sure if the Mark Greaney version of Tom Clancy novels would be good, but after the first one I thought it was good enough to follow thro...
by Ricola
Mon Aug 31, 2015 12:05 pm
Forum: Personal Consumer Issues
Topic: Tire rotation
Replies: 59
Views: 6094

Re: Tire rotation

I don't recommend this, but the last set of tires I put on one of our Corolla were rotated one time at 20K miles and replaced going 121K miles. They were Michelin X tires. Better to follow the book on rotations though.
by Ricola
Mon Aug 17, 2015 10:34 am
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 8025

Re: Greatest money lesson movie

Boglehead lessons :John Goodman in The Gambler

Pure Captialism lesson: The Godfather
by Ricola
Sun Aug 09, 2015 2:02 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 429
Views: 172307

Re: TV show recommendations?

My favorite is House M.D., and I have yet to find anything that can match it. For me it was a combination of science, philosophy, humor, drama, suspense, sentiment, and more.
by Ricola
Tue Aug 04, 2015 12:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Worth Dying For , by Lee Child. A Jack Reacher novel. It's violent, improbable and highly entertaining. This was the first book by Lee Child that I've read, and I'll certainly be checking out more of his stuff. The author has described the character of Jack Reacher as the classic Errant Knight. Bog...
by Ricola
Sat May 16, 2015 2:04 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Recently finished:

Presumed Innocent by Scott Turow
Terrific if you like legal courtroom dramas. I am starting Burden of Proof another of his books now.

Darkness, Take My Hand by Dennis Lehane
Author is good at describing emotional and mental states.
by Ricola
Sun Apr 26, 2015 10:52 am
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1166

Re: Rick Ferri ETF book on BOSCH TV Series

Funny! Obviously not "product placement" because in product placement the product is always positioned to as to catch your attention--if it's a beer the character is always holding the can so that the logo is toward the camera. What I find interesting is that many times the props on filmi...
by Ricola
Sat Apr 25, 2015 7:57 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1166

Re: Rick Ferri ETF book on BOSCH TV Series

Bosch is a new TV series being show on Amazon Prime streaming. It is based on the Harry Bosch detective novels by author Michael Connolly.
by Ricola
Sat Apr 25, 2015 1:29 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri ETF book on BOSCH TV Series
Replies: 8
Views: 1166

Rick Ferri ETF book on BOSCH TV Series

Anyone else notice Rick Ferri's ETF Book on Harry Bosch's bookshelf on the Bosch TV Series, Season 1 Episode 10? Congratulations Rick! :D
by Ricola
Sat Apr 11, 2015 7:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Recently finished: Ghost in the Wires: My Adventures as the World's Most Wanted Hacker, by Kevin Mitnick The Mark Inside: A Perfect Swindle, a Cunning Revenge, and a Small History, By Amy Reading The Contortionist's Handbook, by Craig Clevenger Flash Boys, by Michael Lewis Now reading: The Gods of G...
by Ricola
Mon Mar 23, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: Urgent Care Centers - When should they be used?
Replies: 45
Views: 5124

Re: Urgent Care Centers - When should they be used?

Well I may be having to use them more now that my family practice doctor of over 10 years just announced he is going Concierge (MDVIP). Wants $1800 per person per year just be on his patient list. So $1,800 x 4 = $7,200 yr plus $14,400 yr medical insurance and your ups to $21,600 per year before eve...
by Ricola
Sat Mar 14, 2015 9:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Most recently was Gone Girl. I want to read the book now. Next movie is The Drop.
by Ricola
Sat Mar 14, 2015 11:13 am
Forum: Personal Consumer Issues
Topic: Automobile protectants
Replies: 15
Views: 1188

Re: Automobile protectants

Seems like with all used car purchases from any type dealer they are only giving one key. Why is that? Typically new cars are sold with 2 key (smart type) and at least 1 valet key. Even valet keys are computerized and expensive, though not as much as ones that remote lock, etc. If you lose your one ...
by Ricola
Sat Mar 07, 2015 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Reducing Costs for Internet Service Provider (ISP)
Replies: 10
Views: 1514

Reducing Costs for Internet Service Provider (ISP)

Like to hear how others have reduced their costs for internet service. Now that we are in the digital age, access to the internet is a required utility. There are few selections for service and the dominate companies appear monopolistic with few if any regulations that favor the public. My ISP raise...
by Ricola
Sat Mar 07, 2015 2:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

This was my first time reading Stuart Wood and I know there are some fans on this board. Unfortunately I had to stop reading Severe Clear (Stone Barrington). It was just too unrealistic and over-the-top to me. Reminded me of those old television mini-series, I couldn't take one more word.
by Ricola
Sun Mar 01, 2015 10:17 pm
Forum: Investing - Theory, News & General
Topic: Dividends and Market Slides
Replies: 55
Views: 4364

Re: Dividends and Market Slides

People have to realize that the 2008-2009 financial crisis was a once in a lifetime event Are you sure? Well, I am 55 years old and I hadn't seen anything like it before. I don't know about anyone else but I was really, really scared. Agree, I will always remember the morning when I was sitting in ...
by Ricola
Sun Mar 01, 2015 4:57 pm
Forum: Investing - Theory, News & General
Topic: Dividends and Market Slides
Replies: 55
Views: 4364

Re: Dividends and Market Slides

I like getting the dividends in cash. :mrgreen:

Image
by Ricola
Sun Mar 01, 2015 4:41 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 333720

Re: What Book Are You Currently Reading? Part VI

Here is my current list of upcoming reads: 1. The Field: The Quest for the Secret Force of the Universe Paperback – January 2, 2008 by Lynne McTaggart 2. Severe Clear (Stone Barrington) Paperback – April 2, 2013 by Stuart Woods 3. Children of the Revolution: An Inspector Banks Novel (Inspector Banks...
by Ricola
Sun Mar 01, 2015 4:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1559
Views: 315500

Re: What Movie Have You Recently Watched?

Just watched Predestination, a real mind-bender.

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