Search found 27 matches

by RetiringSomeday
Sun Mar 12, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: Impact driver (and possibly drill) recommendations
Replies: 36
Views: 1997

Re: Impact driver (and possibly drill) recommendations

Assuming you want electric and cordless

Higher end - Milwaukee

Mid - Dewalt

Value - Hitachi
by RetiringSomeday
Mon Feb 20, 2017 12:46 am
Forum: Personal Consumer Issues
Topic: Car windshield wipers - go cheap or better?
Replies: 42
Views: 4282

Re: Car windshield wipers - go cheap or better?

Treating the windshield with rainX periodically will help even substandard blades perform very well.

Takes very little time to do but I still get lazy and don't do it as often as I should probably. I have a buddy who uses the rainX wiper fluid but I haven't tried that myself.
by RetiringSomeday
Mon Feb 20, 2017 12:15 am
Forum: Personal Finance (Not Investing)
Topic: Expense tracking categories question
Replies: 9
Views: 776

Expense tracking categories question

We live well below our means. As such, over the past few years anyway, I have become increasingly lax in officially tracking our expenses. I would like to change that, for the purposes of future planning at least. Said another way, how will I know how much we will need to live on if I don't know wha...
by RetiringSomeday
Sun Jan 29, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Fire extinguishers
Replies: 45
Views: 2750

Re: Fire extinguishers

This has encouraged me to up my game.

At work we have a service that comes on and certifies all of them yearly.

Is that reasonable or necessary at home. Said another way - where do y'all get them and how do you check/maintain/replace them?
by RetiringSomeday
Wed Jan 25, 2017 10:43 pm
Forum: Personal Consumer Issues
Topic: Recommendations near Mandalay Bay Convention Center
Replies: 26
Views: 1618

Re: Recommendations near Mandalay Bay Convention Center

Tram runs from crapcaliber to Mandalay Bay every 10 min or so. As such mgm and nyny become easy options. Luxor is acceptable for a room but barely.

If you can rent a car and know how to navigate the back roads behind the properties you can stay almost anywhere.
by RetiringSomeday
Mon Jan 23, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: HSA spent incorrectly
Replies: 4
Views: 800

HSA spent incorrectly

I am in a spender/saver relationship. My spouse has many redeeming qualities. Fiscal responsibility is not one of them. Long story short she has spent out of our HSA account inaccurately over this past year. Some outright mistakes (grabbing the wrong card I guess) and some instances where she got a ...
by RetiringSomeday
Sat May 18, 2013 5:48 pm
Forum: Personal Consumer Issues
Topic: Trading for a used car - arghhhhh
Replies: 16
Views: 1832

Trading for a used car - arghhhhh

Bigger family is creating a need for a larger family vehicle. I am not to proud to get a minivan (probably the most economical choice) but the wife really wants a mid-size suv How do you know you are getting a reasonable price - both for the trade and the one you are buying !?!?!?!?!?!? Edmunds KBB ...
by RetiringSomeday
Mon Aug 06, 2012 12:01 am
Forum: Personal Consumer Issues
Topic: truck owners [gas or diesel?]
Replies: 31
Views: 2954

Re: truck owners

Sounds like I use my truck similar to how you use yours. I considered the gas vs diesel and ultimately went w gas. What tipped the scales for me was the increased cost of servicing a diesel. Although I would like a diesel in some ways I think gas is the way to go unless you haul regularly for work o...
by RetiringSomeday
Tue Nov 08, 2011 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: AFLAC - yes or no
Replies: 11
Views: 1655

AFLAC - yes or no

AFLAC rep came through for her yearly deal at work today. Says I should consider a "cancer policy" as my rates will go up next year. Also should consider a "critical care" policy for things like heart attacks (which is certainly in my family history). Generally I stay away from t...
by RetiringSomeday
Thu Jul 21, 2011 10:42 am
Forum: Investing - Help with Personal Investments
Topic: Newbie seeking 2nd opinion on Ameriprise Advisor’s advice
Replies: 57
Views: 13123

Don't do it

I recently got myself away from Ameriprise and shudder to consider going back............... and I wasn't even getting as bad of a deal as they are proposing to you. I would try to leave things alone if you can and educate yourself for a few weeks or months and then decide what is best. Life/Disabil...
by RetiringSomeday
Sun Jun 26, 2011 9:23 pm
Forum: Investing - Theory, News & General
Topic: Cold calling a Boglehead
Replies: 93
Views: 8984

I find that I am morbidly curious about the "strategies" that these folks think are market beating. Anyone have any idea? I was thinking the same thing. They seem 100% convinced they are adding value. I recently switched all my $ to the "boglehead way" and my advisor for the big...
by RetiringSomeday
Thu Jun 16, 2011 10:33 pm
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 2259

retiredjg wrote:What does your partner want to do?


Not much as near as I can tell.

I have purposefully kept this as my decision only for now. He has asked a few questions and I have told him my stance but have not tried to convert anyone else. Long term this may well change........
by RetiringSomeday
Thu Jun 16, 2011 10:07 pm
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 2259

Thanks!

Thanks for all the responses Originally posted by Ted Valentine: I think the way he's acting says a lot. I think your instinct to move it is right. I would not want to do business with someone that responds that way As the day progresses this is exactly how I am feeling Originally posted by halpain1...
by RetiringSomeday
Thu Jun 16, 2011 1:20 pm
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 2259

Need reassurance - Moving to VG from Ameriprise

Apologies for the length Earlier this spring I was at the library and since I had never really studied up on investing I figured I should. I read Frank Armstrongs "The intelligent investor" and subsequently "The four pillars of investing" "A bogleheads guide to investing&quo...
by RetiringSomeday
Thu Jun 09, 2011 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: Moving EDJ IRA to Vanguard, or something similiar
Replies: 12
Views: 1686

I am a newbie too and recently moved everything I had at ej to vanguard and it was quite easy. Much easier than what I am trying to move out of ameriprise that's for sure.

I don't think you will ever regret it.

Good luck. :lol:
by RetiringSomeday
Sat May 21, 2011 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a real novice (long)
Replies: 22
Views: 3472

I am a total newbie myself. Congrats on finding this site, I'm glad I did! Basically I would say take a deep breath, don't get in a massive hurry to make big changes, and start reading - the books recommended and the posts on here. I love reading the posts on here and everyone (including the authors...
by RetiringSomeday
Thu May 19, 2011 3:45 pm
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2370

Follow up ?

So I submitted paperwork to Vanguard and of course Ameriprise needs their form filled out prior to transferring over to Vanguard. The gentleman I talked to at Ameriprise was actually quite nice but was of course trying to convince me not to move my $ out of Ameriprise. He did not say that the perfor...
by RetiringSomeday
Wed May 18, 2011 8:51 am
Forum: Investing - Help with Personal Investments
Topic: Simple IRA Rollover
Replies: 4
Views: 1058

Follow up

So if I am choosing between transferring the money over to a "frozen" simple IRA with Vanguard or a traditional IRA with Vanguard what are the pitfalls I need to consider with each. I have had the simple for more than 2 years so that should not be a concern. Vanguard hasn't offered the sim...
by RetiringSomeday
Tue May 17, 2011 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Simple IRA Rollover
Replies: 4
Views: 1058

Simple IRA Rollover

We have an simple IRA plan at my business through Ameriprise. I own the business with a partner so the decisions are not mine alone as far as switching from Ameriprise with the entire plan for him and I and all the employees. It may take some convincing. I plan to investigate this and present it to ...
by RetiringSomeday
Fri May 13, 2011 2:38 pm
Forum: Personal Consumer Issues
Topic: Anyone Brew their Own Beer?
Replies: 15
Views: 1644

I only do extract brewing so far. Get most of my stuff from Midwest brewing.

It is fun to see and taste the final product.
by RetiringSomeday
Tue May 03, 2011 10:49 am
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2370

Hopefully this isn't a remedial question but here goes... If I transfer all of this over to Vanguard now (just call Vanguard and ask them to get the ball rolling correct?) I am under the impression that the only surrender fee I would have is $30. I am unsure if this is because I have had it for a li...
by RetiringSomeday
Tue May 03, 2011 7:18 am
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2370

Ameriprise

I will post my entire situation later but am trying to gather some basic information as a neophyte boglehead. Currently my SimpleIRA through work is through Ameriprise. Now work is a business that I own with a partner and we have about 15 employees (about half of which take advantage of the IRA). I ...
by RetiringSomeday
Thu Apr 14, 2011 4:02 am
Forum: Investing - Theory, News & General
Topic: The Paranoid Portfolio
Replies: 50
Views: 6692

re

Guns, ammo (lots) and seeds = very valuable if things go downhill.
by RetiringSomeday
Mon Apr 11, 2011 6:13 pm
Forum: Investing - Help with Personal Investments
Topic: Where to put 2010 Roth
Replies: 2
Views: 521

Where to put 2010 Roth

I am a new Boglehead and still trying to get my feet underneath me after realizing how ignorant I have been to be blindly trusting my "financial advisors" Anyway - after a few year hiatus - I am again able to fully contribute to a Roth IRA for 2010 (but need to do it this week) My AA is a ...
by RetiringSomeday
Sat Mar 26, 2011 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Tax refund-ethical question
Replies: 22
Views: 2359

Cash it

No way they come back on you and if they did you would have a very reasonable defense. You shouldn't have to work that hard to find/correct their mistakes.
by RetiringSomeday
Sat Mar 26, 2011 2:42 pm
Forum: Investing - Help with Personal Investments
Topic: Coverdell ESA question
Replies: 9
Views: 2077

If this is true then I'm best off just doing the 529 - no free lunch right? It did sound like a good deal - lower personal tax by lowering business income AND fund kids college tax free principal and growth. Way to good to be true. This is a guess, but the contribution made would likely not be deduc...
by RetiringSomeday
Sat Mar 26, 2011 11:26 am
Forum: Investing - Help with Personal Investments
Topic: Coverdell ESA question
Replies: 9
Views: 2077

Coverdell ESA question

Basically my head is spinning as I have (unfortunately) only recently been exposed to responsible investing. My current financial people have helped me out with some investing that has been good for them though :? I have lots of questions but the first will center around a Coverdell for my 2 kids. U...

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