Search found 13 matches

by RetiredMule
Tue Aug 22, 2017 12:26 am
Forum: Investing - Help with Personal Investments
Topic: 33 years old, how am I doing ?
Replies: 43
Views: 5173

Re: 33 years old, how am I doing ?

Jaferd, You do not show how much your housing expenses are (prop tax, ins etc.) and if those are in addition to the 4K/mo household expenses you state. Your house is paid off (almost), and you have pretty good after tax savings etc., so, when you scale down to 1/2 time you say you'd have an annual i...
by RetiredMule
Fri Aug 18, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 10730

Re: Is it worth it? [demanding jobs vs time with family]

4) Esp. in hi-tech sectors: the extra hours of efforts are needed to create/develop and bug/productize ideas very fast, as competition (other companies) is not standing still! Such professionals are usually the crème of their companies' employees too. Bottom-line: for most creative type professiona...
by RetiredMule
Fri Aug 18, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 10730

Re: Is it worth it? [demanding jobs vs time with family]

OP, 1) Is working 60 to 70 hours per week good for your career and professional advancement? IMHO, the answer is no. You spent too much time working as opposed to learning and growing. It makes more sense to work 40 hours per week and use the other 20 hours to study. 2) Is it financing rewarding fo...
by RetiredMule
Fri Aug 18, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 10730

Re: Is it worth it? [demanding jobs vs time with family]

OP (vk8216)'s post: I read the post as asking for others' experiences and choices they made w.r.t raising kids while working fulltime (or even more); I don't think she asked for necessarily "condescending advice" on what they (OP and husband) should be doing. It is painful to see others judging a ha...
by RetiredMule
Mon Aug 14, 2017 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: What % of income to buy a car is not excessive?
Replies: 48
Views: 3283

Re: What % of income to buy a car is not excessive?

I am pretty sure this topic has been beaten to death but..... What are some of you guys' thoughts on % of income that you can spend on a car? Let's assume based on post-tax take home income. Before getting to the $ figure, I'd consider the following as my key criteria in selecting a car/vehicle: 1)...
by RetiredMule
Mon Aug 14, 2017 1:35 am
Forum: Personal Finance (Not Investing)
Topic: Expect to spend $2.6M on healthcare?
Replies: 66
Views: 6152

Re: Expect to spend $2.6M on healthcare?

Thanks to Sheepdog for putting out some real #s, though they're very specific to the couple and are from the past years. Others have commented on the extrapolation to this $2.6M number, so, no additional comments from me on that specific number. In general though, I think the financial investment ou...
by RetiredMule
Mon Aug 14, 2017 12:58 am
Forum: Personal Finance (Not Investing)
Topic: Rent Out or Sell My Condo...
Replies: 21
Views: 1936

Re: Rent Out or Sell My Condo...

A few more factors need to be figured into arriving at a decision, IMO. Things like rentability (strong rental demand?), your tax brackets/AGI, your longer term outlook on income potential, your possible return to live in this condo in future etc. I'd assume there are many experienced landlords here...
by RetiredMule
Sun Aug 13, 2017 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: How does personal wealth affect job hunting?
Replies: 57
Views: 6575

Re: How does personal wealth affect job hunting?

Once you have the wealth/FI, a couple more things to consider: one's hobbies/pastimes. In my case: 1) I really LOVE to travel, and wanted to travel to a lot of different places/countries before my health/fitness goes down - a HUGE factor in deciding to retire, esp. since one can't be sure about heal...
by RetiredMule
Sun Aug 13, 2017 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: How does personal wealth affect job hunting?
Replies: 57
Views: 6575

Re: How does personal wealth affect job hunting?

Hi KlangFool, I've read many of your posts and appreciated your commonsense and wise responses to a lot of other posters' questions. I retired early (at 57) 3 years ago, primarily due to C and D, in that order - though I was making really great money as a senior engineer ("Platform Architect") in a...
by RetiredMule
Sat Aug 12, 2017 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: How does personal wealth affect job hunting?
Replies: 57
Views: 6575

Re: How does personal wealth affect job hunting?

Hi KlangFool, I've read many of your posts and appreciated your commonsense and wise responses to a lot of other posters' questions. I retired early (at 57) 3 years ago, primarily due to C and D, in that order - though I was making really great money as a senior engineer ("Platform Architect") in a ...
by RetiredMule
Fri Aug 11, 2017 12:05 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 29028

Re: Your USER NAME...what does it mean?

Mine is meaningful to me in two ways:
1) R and M are the initials of my name
2) Like many of us who have worked and retired, I've been carrying too many financial burdens, with some off my back now. A bit happier now that I'm retired, though on a paper-thin margin, too close for comfort :wink:
by RetiredMule
Thu Aug 10, 2017 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: Do I really need a trust?
Replies: 48
Views: 3920

Re: Do I really need a trust?

Thanks WoodSpinner for posing this question to the BH forum! I've been a longtime lurker, recent member. Very interested in the responses from fellow BH brains, as I have been meaning to ask the same question. I also live in the same state (CA) as OP ; my estate is much smaller, in the low 7 figures...
by RetiredMule
Sat Oct 01, 2016 4:49 pm
Forum: Investing - Help with Personal Investments
Topic: help starting fresh from years of financial disaster
Replies: 29
Views: 3918

Re: help starting fresh from years of financial disaster

Congrats to you nestor400 for having started on the right course for the future and a career with great earnings potential! As a guy who has made many huge mistakes in investing over my 26 years of investing life, I'd say you're definitely on a great investment/retirement planning path if you pursue...