Search found 3569 matches

by ResearchMed
Fri Aug 26, 2016 11:48 am
Forum: Personal Finance (Not Investing)
Topic: TERM Life Insurance Only On Breadwinner?
Replies: 13
Views: 591

Re: TERM Life Insurance Only On Breadwinner?

We are 46 (male) and 38 (female) yoa. One child, 9 months old. We live only on my income right now and we lead a lifestyle we like and we save for the Future. My wife doesn't work and will not return to work for a while due to staying home with our son. We currently have TERM life insurance on Both...
by ResearchMed
Fri Aug 26, 2016 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Fear and Trembling (Aug. 31st is my last day at work)
Replies: 47
Views: 3735

Re: Fear and Trembling (Aug. 31st is my last day at work)

Thanks - I have plenty else to do Yes, you do! With all those interests out there, I think it will take you about a week to decide that retirement is the best thing ever! Caution….bridge is very addictive. No kidding. My mother (88) hasn't slowed down, yet. It's very good for fighting off dementia,...
by ResearchMed
Thu Aug 25, 2016 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Self insure for LTC using Reverse Mortgage HECM?
Replies: 38
Views: 1787

Re: Self insure for LTC using Reverse Mortgage HECM?

I had that same question when I signed up. I asked the salesperson and Wade Pfau about it. I told them it seemed too good to be true but both assured me that no charges would accrue as long as I didn't borrow from the line of credit. That may not be true in all cases or for all HECM providers. If t...
by ResearchMed
Thu Aug 25, 2016 8:56 am
Forum: Personal Consumer Issues
Topic: Seeking advice on what to do about recent property survey/neighbor's driveway
Replies: 33
Views: 2754

Re: Seeking advice on what to do about recent property survey/neighbor's driveway

It's probably a good idea to see whether adverse possession is an issue (depending on state law, if the driveway has been there for X years, they may be able to claim legal ownership. If that does apply, then trying to force them off could backfire). One option I've known people to use is just to d...
by ResearchMed
Wed Aug 24, 2016 1:01 pm
Forum: Personal Consumer Issues
Topic: Dealing with insurance companies
Replies: 25
Views: 992

Re: Dealing with insurance companies

I'm a bit further on in the process than you are but here is what I know. I was sitting at a red stop light and the light turned green. I was 3/4 of the way through the intersection and a person tried to turn in front of me and hit the front quarter panel of my car. It was all on captured video of ...
by ResearchMed
Tue Aug 23, 2016 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Homeowner's insurance question
Replies: 23
Views: 1600

Re: Homeowner's insurance question

I purchased a house recently and therefore purchased homeowner's insurance along with earthquake insurance (I live in WA). Then two months into it, I receive a check from my insurance company along with a letter saying that my insurance was cancelled b/c a) my house is further than 1000 ft from a f...
by ResearchMed
Tue Aug 23, 2016 7:07 am
Forum: Personal Consumer Issues
Topic: Eyeglasses Problem - how to fix? Any Opticians Out There?
Replies: 24
Views: 1953

Re: Eyeglasses Problem - how to fix?

If you paid by credit card, I would ask the optician for my money back, and if she did not comply, I would ask the credit card bank for a refund. This is definitely on the table. I still have a little time before this opportunity goes away. The "little time" left... means the time limit t...
by ResearchMed
Mon Aug 22, 2016 8:11 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt

One aspect of cases not mentioned, that universities used several administrators. I never heard of such a thing, always thought a plan had one administrator. It obviously drives up costs to participants. Question is why they used several? For the most part, "several administrators" means ...
by ResearchMed
Mon Aug 22, 2016 6:40 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: Update: & Columbia - Re: New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt

I wonder if there's going to be any consolidation. We're now at 9 lawsuits and counting, The lawsuits are filed in multiple jurisdictions so likely not consolidated in the traditional sense. But, the defendants might move that they be MDL'd (Multidistrict Litigation) and assigned to the same judge....
by ResearchMed
Mon Aug 22, 2016 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Being OK with sacrificing current enjoyment for future freedom?
Replies: 24
Views: 2076

Re: Being OK with sacrificing current enjoyment for future freedom?

Here is a thread from last year, started by protagonist shortly after having - and surviving (obviously!) - a heart attack. Title = "Priorities" https://www.bogleheads.org/forum/viewtopic.php?f=2&t=170562 It's a tricky balancing act, and each person will have unique circumstances and c...
by ResearchMed
Fri Aug 19, 2016 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: How to Prepare for Old Age When You Don’t Have Kids
Replies: 21
Views: 3506

Re: How to Prepare for Old Age When You Don’t Have Kids

"You’ll print out your will, get a couple of witnesses to sign it, then keep it somewhere safe (and tell your executor where it is). According to legal site Nolo, this is really all you need to do to create a legally-binding will." I don't think that's true in all states. Which states is ...
by ResearchMed
Fri Aug 19, 2016 9:56 am
Forum: Personal Consumer Issues
Topic: Advice on Paypal dispute
Replies: 8
Views: 702

Re: Advice on Paypal dispute

Thanks for the advice. I contacted the USPS and was able to put an intercept request on the package. It will cost ~$45 to do so, but better than losing out on the $300+ monitor. After reading a few online dispute resolutions regarding ebay/paypal in similar situations, I am not sure if I am willing...
by ResearchMed
Fri Aug 19, 2016 9:11 am
Forum: Personal Consumer Issues
Topic: Advice on Paypal dispute
Replies: 8
Views: 702

Re: Advice on Paypal dispute

Looking for advice on dealing with Paypal. I sold a computer monitor yesterday using ebay. It was purchased using "buy it now" and I subsequently received an email from Paypal saying payment has been received and I should ship the monitor (email came around 11:00 am). I shipped the monito...
by ResearchMed
Wed Aug 17, 2016 11:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Growth just closed (effective *now*)
Replies: 62
Views: 6085

Re: Vanguard Dividend Growth just closed (effective *now*)

i just got off the phone with customer service. i own the fund in my traditional ira. i do not own the fund in my roth ira. i called to ask if i could exchange part of my existing shares from my traditional to my roth when i make my annual transfer. i was told i could NOT since i did not own the fu...
by ResearchMed
Wed Aug 17, 2016 11:17 am
Forum: Investing - Theory, News & General
Topic: Vanguard Dividend Growth just closed (effective *now*)
Replies: 62
Views: 6085

Re: Vanguard Dividend Growth just closed (effective *now*)

i just got off the phone with customer service. i own the fund in my traditional ira. i do not own the fund in my roth ira. i called to ask if i could exchange part of my existing shares from my traditional to my roth when i make my annual transfer. i was told i could NOT since i did not own the fu...
by ResearchMed
Wed Aug 17, 2016 11:12 am
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: Update: & Columbia - Re: New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt

And now... Columbia: http://www.prnewswire.com/news-releases/sanford-heisler-files-one-hundred-million-dollar-erisa-class-action-against-columbia-university-on-behalf-of-27000-retirement-plan-beneficiaries-300314358.html This one is a Jane Doe, and the funds are at TIAA, and interestingly, it speci...
by ResearchMed
Tue Aug 16, 2016 6:33 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Update: & Columbia - Re: New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt

And now... Columbia: http://www.prnewswire.com/news-releases/sanford-heisler-files-one-hundred-million-dollar-erisa-class-action-against-columbia-university-on-behalf-of-27000-retirement-plan-beneficiaries-300314358.html This one is a Jane Doe, and the funds are at TIAA, and interestingly, it specif...
by ResearchMed
Tue Aug 16, 2016 10:08 am
Forum: Investing - Theory, News & General
Topic: The annuity puzzle, and a suggestion
Replies: 108
Views: 6806

Re: The annuity puzzle, and a suggestion

The free rider/moral hazard embedded in the state guaranty association presents price-sensitive Bogleheads with an opportunity, if they are daring enough to take it. To quote from my favorite book ( The Overtaxed Investor , by me, naturally): "If your insurer fails, what then? Your state's gua...
by ResearchMed
Tue Aug 16, 2016 8:41 am
Forum: Personal Finance (Not Investing)
Topic: SSA MANDATORY cell phone based multifactor authentication [now RESCINDED]
Replies: 168
Views: 13056

Re: REQUIREMENT *DROPPED* Re: SSA MANDATORY cell phone based multifactor authentication

Social Security has dropped the recent requirement that a cell phone/text message would be required for security purposes. http://www.investmentnews.com/article/20160815/BLOG05/160819954/social-security-drops-cell-phone-mandate?utm_source=Morning-20160816&utm_medium=email&utm_campaign=inves...
by ResearchMed
Tue Aug 16, 2016 6:08 am
Forum: Personal Finance (Not Investing)
Topic: SSA MANDATORY cell phone based multifactor authentication [now RESCINDED]
Replies: 168
Views: 13056

REQUIREMENT *DROPPED* Re: SSA MANDATORY cell phone based multifactor authentication

Social Security has dropped the recent requirement that a cell phone/text message would be required for security purposes. http://www.investmentnews.com/article/20160815/BLOG05/160819954/social-security-drops-cell-phone-mandate?utm_source=Morning-20160816&utm_medium=email&utm_campaign=invest...
by ResearchMed
Tue Aug 16, 2016 5:12 am
Forum: Investing - Theory, News & General
Topic: Fixed income strategy
Replies: 17
Views: 1702

Re: Fixed income strategy

<snip> I've also been told by a TIAA advisor that I should treat REITs as bond-like. <snip> This was a TIAA advisor? Is there any chance this advisor was commenting on the "TIAA Real Estate Account" (sometimes called "fund"), "TREA", and not "REITs"? That isn...
by ResearchMed
Mon Aug 15, 2016 6:43 pm
Forum: Investing - Theory, News & General
Topic: Fidelity: Bit of Tactical Allocation in Target Date Funds?
Replies: 2
Views: 338

Fidelity: Bit of Tactical Allocation in Target Date Funds?

Is this true? " ...Fidelity, the second-largest manager of target-date funds, increased its allocation to equities across its funds in 2013. It also recently gave its portfolio managers some latitude to increase or decrease allocations to asset classes based on their views of the market... &quo...
by ResearchMed
Mon Aug 15, 2016 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Barrier to credit card warranty protection claim
Replies: 10
Views: 831

Re: Barrier to credit card warranty protection claim

I'm posting this mostly to give other Bogleheads a "heads up" to avoid aggravation and possible loss of coverage and just in case anyone has any suggestions for resolution (short of writing to the CEO, etc.). Like many, I have a credit card that offers additional warranty protection - it ...
by ResearchMed
Mon Aug 15, 2016 10:20 am
Forum: Personal Consumer Issues
Topic: bifiocals vs progressive lenses - value/cost
Replies: 20
Views: 1242

Re: bifiocals vs progressive lenses - value/cost

I started with progressives, with just the reading portion for the lower, and no correction for the upper. (I was tired of juggling "reading" glasses when lecturing, to switch between looking out at the lecture hall and looking down to write something or check notes.) I was very glad that ...
by ResearchMed
Sun Aug 14, 2016 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: CREF variable annuity in 403(b) -- any reason to pay the high expense ratio?
Replies: 31
Views: 963

Re: CREF variable annuity in 403(b) -- any reason to pay the high expense ratio?

I don't believe that you can exit a 403(b) plan and then go back in on your own. The money in these plans usually goes in by institutional contributions and individual salary reductions. But, even if you could do this, I wouldn't recommend it. The TIAA and CREF annuities are perhaps the best annuit...
by ResearchMed
Sun Aug 14, 2016 3:05 pm
Forum: Investing - Help with Personal Investments
Topic: CREF variable annuity in 403(b) -- any reason to pay the high expense ratio?
Replies: 31
Views: 963

Re: CREF variable annuity in 403(b) -- any reason to pay the high expense ratio?

To clarify, my question is there any point to pay these expense ratios now, even if she does decide she wants to annuitize it later? She's a good 20+ years from retirement. I'm definitely inclined to tell her to move this over to say, Schwab, and pay 5bps in expenses rather than sit in the variable...
by ResearchMed
Sat Aug 13, 2016 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement budgets
Replies: 20
Views: 1816

Re: Retirement budgets

homeowner's insurance?

what about real estate taxes?

RM
by ResearchMed
Sat Aug 13, 2016 5:32 pm
Forum: Investing - Theory, News & General
Topic: Fidelity ERISA lawsuit over 401k brokerage option
Replies: 15
Views: 1117

Re: Fidelity ERISA lawsuit over 401k brokerage option

... So that part of the lawsuit might (?) have some validity: A plan participant bets the ranch on a hot new stock, and... whammo... retirement money in the ERISA plan is mostly gone...? My companies 401k plan (administered by Fidelity) offers the "brokerage link" option and I can purchas...
by ResearchMed
Sat Aug 13, 2016 5:19 pm
Forum: Investing - Theory, News & General
Topic: The annuity puzzle, and a suggestion
Replies: 108
Views: 6806

Re: The annuity puzzle, and a suggestion

If multiple insurance companies fail at the same time wouldn't the markets be in very bad shape, as well? I do wonder if it makes sense to split an annuity between 2 companies. Absolutely, yes. Splitting the annuity total among 2 or more insurers is actually necessary, unless one is foolish, for th...
by ResearchMed
Sat Aug 13, 2016 1:41 pm
Forum: Investing - Theory, News & General
Topic: Fidelity ERISA lawsuit over 401k brokerage option
Replies: 15
Views: 1117

Re: Fidelity ERISA lawsuit over 401k brokerage option

One thing I learned in following up on this, and I'm not sure if this is accurate, is that a 401k/403b Brokerage Window could offer purchase of actual stocks and/or ETF's, and not just a broader array of mutual funds. --> Is this accurate, that an ERISA plan could offer a Brokerage WIndow that is u...
by ResearchMed
Sat Aug 13, 2016 1:23 pm
Forum: Investing - Theory, News & General
Topic: Fidelity ERISA lawsuit over 401k brokerage option
Replies: 15
Views: 1117

Re: Fidelity ERISA lawsuit over 401k brokerage option

I read the first link and the link to the lawsuit document. The first link writes about a bunch of things not typically found nor allowed in SDBAs and certainly not discussed in the lawsuit document, so it is practically a non sequitur . I agree, the author does not seem to have a clue about SDBAs ...
by ResearchMed
Sat Aug 13, 2016 12:00 pm
Forum: Investing - Theory, News & General
Topic: The annuity puzzle, and a suggestion
Replies: 108
Views: 6806

Re: The annuity puzzle, and a suggestion

Seems to me most should not buy an annuity before age 75 anyway in order to minimize risk of inflation, default or early death. It would be interesting to compare returns on a deferred lifetime income annuity 5 and 10 years out with a traditional lifetime fixed annuity. See http://www.immediateannu...
by ResearchMed
Sat Aug 13, 2016 11:28 am
Forum: Investing - Theory, News & General
Topic: Bogle's Folly now worth $3,500,000,000,000
Replies: 12
Views: 2455

Re: Bogle's Folly now worth $3,500,000,000.000

Many of you may have read this article from the VG website. Enjoy it again, if you like. Mr. Bogle's mission led to the launch of Vanguard in 1975 and the first index mutual fund in 1976. It took a few years for indexing and the Vanguard way to gain traction. The First Index Investment Trust was or...
by ResearchMed
Sat Aug 13, 2016 11:17 am
Forum: Investing - Theory, News & General
Topic: Fidelity ERISA lawsuit over 401k brokerage option
Replies: 15
Views: 1117

Re: Fidelity ERISA lawsuit over 401k brokerage option

Fidelity is the focus of this article, but the idea of 401k self-directed brokerage links is under fire. http://www.retirementplanblog.com/401k-plans/401k-self-directed-brokerage-accounts-a-cautionary-tale/ Here's a collection of articles on brokerage self-directed accounts and fiduciary responsibi...
by ResearchMed
Sat Aug 13, 2016 10:26 am
Forum: Personal Finance (Not Investing)
Topic: any rule of thumb for umbrella insurance?
Replies: 8
Views: 1017

THIS is what umbrella insurance is for!

Yes, Policy Limit >= Future Claim (unless you plan to use your personal assets to make the claimant whole). This topic comes up frequently, and there are some that believe insurance is for "asset protection". If that is your intent, then you can get by with a lot less insurance. There is ...
by ResearchMed
Fri Aug 12, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: What does the BH community do with their pets when they travel?
Replies: 60
Views: 3044

Re: What does the BH community do with their pets when they travel?

Petsitter.

And especially if we had a sick pet (e.g., with diabetes), we have a vet tech stay, preferably one who already knows the little fuzzy, and vice versa.

Or we sometimes had a live-in housesitter/petsitter.

RM
by ResearchMed
Fri Aug 12, 2016 8:26 am
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: New Fiduciary cases, about 403b's at MIT, Yale, & NYU

Additional cases filed against Duke, University of Pennsylvania, Vanderbilt, and Johns Hopkins. http://www.investmentnews.com/article/20160811/FREE/160819980/duke-johns-hopkins-upenn-and-vanderbilt-latest-schools-under-fire Thanks. You beat me to the posting here. I was (really) too busy in discuss...
by ResearchMed
Wed Aug 10, 2016 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: Put business name on "personal credit card" / corporate veil ?
Replies: 5
Views: 617

Re: Put business name on "personal credit card" / corporate veil ?

The business cards have an annual fee where as many "personal cards" do not (such as the citi double cash card). I don't need any of the business features for the LLC. Is it possible to apply for a "personal card" and ask they put the business name on it? When you apply for a bu...
by ResearchMed
Wed Aug 10, 2016 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: SSA painless experience!?
Replies: 5
Views: 820

Re: SSA painless experience!?

Dash a note off to your Congressional representative. I've told our IT folks a few times that no one ever writes their electric company thanking them for their years of reliable service. The company only hears from customers when something's wrong. Such is the life of Operations (no longer mine, th...
by ResearchMed
Wed Aug 10, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Parents TOO frugal - leave it be???
Replies: 34
Views: 3944

Re: Parents TOO frugal - leave it be???

Has anyone tried to convince their parents that their parents should enjoy their money and don't need to worry about how well they [kids] are doing? My parents are the epitome of frugal (maybe cheap in some ways). My parents are living in a rental with a leaky roof and windows that don't shut prope...
by ResearchMed
Wed Aug 10, 2016 11:53 am
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: New Fiduciary cases, about 403b's at MIT, Yale, & NYU

I met with a leading ERISA lawyer this morning, and we discussed these cases. She said that most of the cases thus far have been settled, so we don't yet have much in the way of case law. Stay tuned. There was one case that reached the Supreme Court, but that was about a different detail. IIRC, tha...
by ResearchMed
Wed Aug 10, 2016 11:48 am
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: New Fiduciary cases, about 403b's at MIT, Yale, & NYU

> Had the plans eliminated their long lists of investment options and used their bargaining power to cut costs, the complaints argue, participants could have collectively saved tens of millions of dollars.... Several universities I am aware of have made changes to reduce the number of fund offering...
by ResearchMed
Tue Aug 09, 2016 9:46 pm
Forum: Personal Consumer Issues
Topic: Best Crossover SUV to purchase
Replies: 122
Views: 10219

Re: Best Crossover SUV to purchase

We are big fans of the XC60; own 2 of them. Great cars, great safety, great service from Volvo. Ditto. Last year, we purchased a CPO Volvo XC-60, with the Turbo. We couldn't be more pleased. There is a "Sport" mode that has incredible power, although we didn't even realize that when we bo...
by ResearchMed
Tue Aug 09, 2016 9:14 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: New Fiduciary cases, about 403b's at MIT, Yale, & NYU

Next up - Allianz. http://www.bna.com/allianz-cant-duck-n73014446048/ Some of these cases are really interesting, like the case against TIAA mentioned in a list of similar cases. I believe there was also a case brought against Fidelity. These are a bit different, in that the cases are brought by em...
by ResearchMed
Tue Aug 09, 2016 4:48 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Re: New Fiduciary cases, about 403b's at MIT, Yale, & NYU

^ I have worked with three friends regarding putting pressure on their HR departments to offer Institutional shares after originally offering Investor shares. All three work at very large institutions so I can't say if it's applicable to small plans, but all three ultimately changed to Institutiona...
by ResearchMed
Tue Aug 09, 2016 4:34 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 59
Views: 4576

Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt

. Edited to add Columbia & Emory in Subject. EDIT: Added in title that cases about Duke, Hopkins, Penn, and Vanderbilt were filed the next day. dodecahedron posted a link to that news below. Which 403b is next...?? Also adding update that our Employer is finally changing to Institutional share c...
by ResearchMed
Tue Aug 09, 2016 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: My friend doesn't meet the requirements for a conforming loan.
Replies: 32
Views: 2131

Re: My friend doesn't meet the requirements for a conforming loan.

I would suggest checking with different mortgage brokers who could find a bank or other funding source for the mortgage. I did that long ago and they managed to do it when I was tied up with 2 houses temporarily and had trouble finding a loan because of this. Do others here agree? I've been in this...
by ResearchMed
Tue Aug 09, 2016 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: My friend doesn't meet the requirements for a conforming loan.
Replies: 32
Views: 2131

Re: My friend doesn't meet the requirements for a conforming loan.

Hi guys, I'm not sure if there are parameters for getting her ex off the mortgage, other than the 6 month time frame. I'm not convinced either they or their lawyers know how this stuff works. For example, why would they agree to a 6 month time frame to refinance when the child support must have a 6...
by ResearchMed
Tue Aug 09, 2016 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: My friend doesn't meet the requirements for a conforming loan.
Replies: 32
Views: 2131

Re: My friend doesn't meet the requirements for a conforming loan.

Hi guys, I'm not sure if there are parameters for getting her ex off the mortgage, other than the 6 month time frame. I'm not convinced either they or their lawyers know how this stuff works. For example, why would they agree to a 6 month time frame to refinance when the child support must have a 6...

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