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by Petrocelli
Tue Jan 12, 2016 10:23 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 22
Views: 1899

Re: Best DNA genealogy testing kits

Thanks for all the responses!

I ordered a kit from ancestry.com. I also started a free 14 day trial on its web. I found a woman who had traced my paternal grandmother's family back to the 1700s.
by Petrocelli
Mon Jan 11, 2016 10:35 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 22
Views: 1899

Best DNA genealogy testing kits

There are a variety of services out there that test your DNA and give you information regarding your ancestry, such as ancestry.com, 23andme and Geno 2.0 (to name a few).

Has anyone tried any of these? Any pros or cons? Any recommendations?

Thanks in advance.
by Petrocelli
Thu Jan 07, 2016 2:57 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 5696

Re: Jackpot Now Estimated $700 Million, who's in?

I had a thread I started on fantasy basketball locked. I was just wondering why this thread is OK.
by Petrocelli
Thu Jan 07, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 5696

Re: Jackpot Now Estimated $700 Million, who's in?

Isn't this thread a discussion of gambling? Shouldn't it be locked? Or is it OK to discuss government sanctioned gambling.
by Petrocelli
Sun Jan 03, 2016 9:54 pm
Forum: Investing - Theory, News & General
Topic: My Vanguard Momentum Trading Blog
Replies: 29
Views: 4386

Re: My Vanguard Momentum Trading Blog

The momentum portfolio slightly outperformed Target 2025 last quarter. Target 2025 is now at .98% of holdings. Last quarter, the momentum portfolio held the same (approximately) amount of stocks at the 3035 Fund. The momentum portfolio held 4 funds in equal proportions: REIT Index, Healthcare, Prime...
by Petrocelli
Mon Dec 07, 2015 10:58 pm
Forum: Personal Consumer Issues
Topic: The Restaurant Experience
Replies: 75
Views: 4744

Re: The Restaurant Experience

Dining out at expensive restaurants is a form of entertainment. I don't think it can be justified using a cost/benefit analysis. Last night, I took my family out for dinner at a French restaurant. We had no alcohol and the bill, with tip, was $260. That's about $60 a person. But it was well worth i...
by Petrocelli
Mon Dec 07, 2015 7:27 pm
Forum: Personal Consumer Issues
Topic: The Restaurant Experience
Replies: 75
Views: 4744

Re: The Restaurant Experience

Dining out at expensive restaurants is a form of entertainment. I don't think it can be justified using a cost/benefit analysis. Last night, I took my family out for dinner at a French restaurant. We had no alcohol and the bill, with tip, was $260. That's about $60 a person. But it was well worth it.
by Petrocelli
Sun Dec 06, 2015 7:11 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 179
Views: 10884

Re: Flaunt Your High-Mileage Car

My car has about 28,000 miles. I will get another one when it hits 44,000 miles.

My wife's car 2007 Volvo xc90 has about 90,000 miles, but she has a short commute.
by Petrocelli
Sat Dec 05, 2015 2:04 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 753
Views: 110943

Re: What are you up YTD? [Year To Date]

Vanguard portfolio is up 1.6% with about 34% bonds.
by Petrocelli
Sat Dec 05, 2015 1:52 pm
Forum: Personal Consumer Issues
Topic: phone bloop
Replies: 11
Views: 1298

Re: phone bloop

I look forward to telemarketer calls. I put them on the speakerphone and answer with the Jack Nicholson soundbboard. http://www.ebaumsworld.com/soundboards/play/1864/ If they call for my wife, they get to speak to Judge Judy. http://www.ebaumsworld.com/soundboards/play/1835/ I can go for 2-5 minutes...
by Petrocelli
Sat Dec 05, 2015 1:49 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 950
Views: 202469

Re: Best watch for around $5,000?

I saw this article and, of course, immediately thought of the Bogleheads. http://pix11.com/2015/05/28/police-report-surge-of-men-wearing-rolex-watches-getting-roofied-in-night-clubs/ A fake rolex could be your ticket to an interesting night :P I'll bet these con artists are experts who can tell the...
by Petrocelli
Sat Dec 05, 2015 1:45 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads Hall of Fame
Replies: 35
Views: 3501

Re: Bogleheads Hall of Fame

I demand a recount. I should get in on the strength of the $5,000 watch thread alone.
by Petrocelli
Sun Nov 29, 2015 1:24 pm
Forum: Personal Consumer Issues
Topic: Any Daily Fantasy Sports Players here?
Replies: 21
Views: 1524

Re: Any Daily Fantasy Sports Players here?

Here's an interesting article that explains that 91% of the profits are won by 1.3% of the people.

http://www.techinsider.io/fantasy-football-favors-the-sharks-heavily-over-the-fish-2015-9
by Petrocelli
Sun Nov 29, 2015 12:21 pm
Forum: Personal Consumer Issues
Topic: Any Daily Fantasy Sports Players here?
Replies: 21
Views: 1524

Any Daily Fantasy Sports Players here?

I have been playing fantasy basketball since 1989. I usually win a few hundred dollars a year. Apparently, fantasy sports are now legal. In fact, Yahoo has now entered the ring. I started playing Yahoo Daily Fantasy basketball, and started with a small stake and small bets to see if I could figure o...
by Petrocelli
Fri Nov 27, 2015 6:40 pm
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

I never try to be negative, but in what I think is the worst year for music since I started heavily listening to music (1992).... I actually think this is a great year for music. Some of my favorite albums: K. Lamar: To Pimp a Butterfly Courtnet Barnett: Sometimes I Sit and Think Sufjan Stevens: Ca...
by Petrocelli
Thu Nov 26, 2015 4:54 pm
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

I am really enjoying Ryan Adams' complete cover of Taylor Swift's 1989. here's a track from the album:
[url]
https://www.youtube.com/watch?v=pcJ_ECyEK4I[/url]
by Petrocelli
Thu Nov 26, 2015 4:14 pm
Forum: Investing - Theory, News & General
Topic: Update re portfolio of low Beta stocks
Replies: 20
Views: 1889

Re: Update re portfolio of low Beta stocks

I was just posting some numbers. I don't understand half the posts in this thread. Thank you, and it was very interesting. It would be nice to know the stocks in your portfolio, just the names, so we can better understand the nature of what you were buying. But thank you anyways. Real experience is...
by Petrocelli
Sun Nov 15, 2015 5:37 pm
Forum: Investing - Theory, News & General
Topic: Update re portfolio of low Beta stocks
Replies: 20
Views: 1889

Re: Update re portfolio of low Beta stocks

I was just posting some numbers. I don't understand half the posts in this thread.
by Petrocelli
Tue Nov 10, 2015 5:05 pm
Forum: Investing - Theory, News & General
Topic: Update re portfolio of low Beta stocks
Replies: 20
Views: 1889

Update re portfolio of low Beta stocks

In some prior posts, I have discussed a portfolio of about 20 stocks I hold. The stocks all have a market cap of at least $10 billion, a dividend yield of at least 2%, a PE ratio of less than 20, and a beta less than 1. Recently, Schwab introduced a tool that allows you to see the return of your por...
by Petrocelli
Tue Nov 10, 2015 12:51 pm
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

At the opposite end of the musical spectrum from K. Lamar, I am really enjoying Carrie Underwood's new album Storyteller.

https://www.youtube.com/user/carrieunderwoodVEVO
by Petrocelli
Thu Nov 05, 2015 10:38 am
Forum: Investing - Theory, News & General
Topic: My Vanguard Momentum Trading Blog
Replies: 29
Views: 4386

Re: My Vanguard Momentum Trading Blog

SnowSkier wrote:Petrocelli, does VMNVX (Global Min Volatility) show up as a leading candidate fund when you check your criteria?


That fund is not tracked by the Fundx database. Sorry.
by Petrocelli
Fri Oct 23, 2015 9:39 am
Forum: Personal Consumer Issues
Topic: Guilty pleasures?
Replies: 123
Views: 11991

Re: Guilty pleasures?

Getting a new Mercedes every 2-3 years.

Micro-brew beer.
by Petrocelli
Wed Oct 21, 2015 2:35 pm
Forum: Investing - Theory, News & General
Topic: My Vanguard Momentum Trading Blog
Replies: 29
Views: 4386

Re: My Vanguard Momentum Trading Blog

I haven't updated that darn blog in a while. However, FYI, the Target fund is holding steady at exactly 1%.
by Petrocelli
Wed Oct 21, 2015 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

I think the problem with comparing the expense of driving an old car to a new car is that you are comparing apples and bowling balls. The driver of the new car has more comfort. That comfort cannot be quantified in dollars. False. Driving my cheap, used cars allows me much more financial comfort an...
by Petrocelli
Wed Oct 21, 2015 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

I think the problem with comparing the expense of driving an old car to a new car is that you are comparing apples and bowling balls. The driver of the new car has more comfort. That comfort cannot be quantified in dollars. My last car before I started leasing a Mercedes was a Lexus that I drove to ...
by Petrocelli
Tue Oct 20, 2015 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

Leasing a car is incredibly stupid, from a financial standpoint. But it's also very easy to do, and many people prefer expediency over intelligence. People who lease cars justify their decision in a thousand different ways, all of them wrong. Do you have any numbers that back this statement up? (I ...
by Petrocelli
Tue Oct 20, 2015 2:17 pm
Forum: Personal Consumer Issues
Topic: Smartphone for pictures
Replies: 28
Views: 1940

Re: Smartphone for pictures

I recently upgraded from the Samsung S3 to the Samsung S6. The picture quality has imroved 1000% between the two cameras. here are some pictures I took with my cameraphone. http://rceccon.vsco.co/media/56243a3c28331eed368b4567 http://rceccon.vsco.co/media/561da67ea9fd6a76188b4567 http://rceccon.vsco...
by Petrocelli
Tue Oct 20, 2015 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

Its amazing how we both can make our numbers favor our side of the discussion. That is true. The difference is that I ran these numbers years ago when I made the decision to lease, so my numbers are based on a real world analysis. I had a Lexus es300 that I drove to 140,000 miles or so. After the c...
by Petrocelli
Mon Oct 19, 2015 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

This post actually caused me to run a spreadsheet to evaluate the cost of leasing versus owning. First, I assumed I bought a 3 year old 2012 Mercedes C300, which was the car I had 3 years ago. I found one with about 30,000 miles for 22,699. If I bought that car on a 5 year loan with no money down, t...
by Petrocelli
Mon Oct 19, 2015 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

I have been leasing a Mercedes for over a decade. I pay around $600 a month with no money down, and that includes all maintenance to 36,000 miles. I drive a lot for business. I get 15,000 miles a year. When I get to 44,000 miles, I bring the car back. The dealer gives me another Mercedes for around...
by Petrocelli
Sun Oct 18, 2015 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

TomatoTomahto wrote:...If he went over the miles, he will get dinged.


This is not always true. If you lease a car for 45,000 miles, and return it before you go over the miles, the dealer will usually write off the remaining lease payments if you will get a new car.
by Petrocelli
Sun Oct 18, 2015 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

Hey there! I just recently found new car leasing options with BMW. A $199 per month with a 5.7 k down payment on a 24 month lease ... I always lease with no money down (i.e. no "cap reduction"). That way, I know how much I am paying per day, and I get to keep my money. The money factor on...
by Petrocelli
Sun Oct 18, 2015 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Is Leasing a car not frugal but a good idea?
Replies: 88
Views: 8651

Re: Is Leasing a car not frugal but a good idea?

I have been leasing a Mercedes for over a decade. I pay around $600 a month with no money down, and that includes all maintenance to 36,000 miles. I drive a lot for business. I get 15,000 miles a year. When I get to 44,000 miles, I bring the car back. The dealer gives me another Mercedes for around ...
by Petrocelli
Fri Jul 31, 2015 4:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Los Angeles meetings
Replies: 88
Views: 7425

Re: Boogleheads Los Angeles meetings

I would be interesting in attending. I will bring my watch for viewing.
by Petrocelli
Thu Jun 04, 2015 5:38 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 950
Views: 202469

Re: Best watch for around $5,000?

I saw this article and, of course, immediately thought of the Bogleheads.
[url]
http://pix11.com/2015/05/28/police-repo ... ght-clubs/[/url]
by Petrocelli
Thu Apr 23, 2015 6:31 pm
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

Just finished listening to Alabama's Shakes's album "Sound and Color" that was released earlier today (see my post above). An out of the world experience. You'll have to listen for yourself. I'm going to add a quote from the Rolling Stone review: And if you have any feel for rock or soul,...
by Petrocelli
Sat Apr 18, 2015 10:46 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 28285

Re: What do you drive, and why?

I always drive the cheapest Mercedes 4 door. I drive alot for business (about 17,000-19,000 miles a year), and like a comfortable car that is quiet and rides smoothly. It also has enough pep to pass all those Priuses and Volts that want to do 70 mph in the fast lane. (Sometimes one tries not to let ...
by Petrocelli
Sat Apr 18, 2015 10:10 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1342
Views: 275966

Re: What Book Are You Currently Reading? Part VI

JW Nearly Retired wrote:
Petrocelli wrote:I just finished All the Light We Cannot See, which is the best fiction book I have read in years.

I can 2nd this. Really a good one.


I know two other people who have read it and agree it is one of the best books they have ever read. This book is a masterpiece. Great story and well-written.
by Petrocelli
Sat Apr 18, 2015 10:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 272973

Re: What Movie Have You Recently Watched?

I just don't like Keira Knightley and fear she'll ruin the movie. Does she? She doesn't ruin the movie. In fact, I think she enhances it. But I think she's very easy on the eyes, which is a good thing. As a warning, I understand the movie has a number of historical inaccuracies. It is a movie, not ...
by Petrocelli
Sat Apr 18, 2015 9:47 am
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

metacritic wrote:I like the Kendrick Lamar album but so far not as well as Mad City.


I have that album, but have not listened to it in great detail. I will give it a critical listen and report back.
by Petrocelli
Sat Apr 18, 2015 9:45 am
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

Just out of curiosity might someone who wasn't taken with earlier Sufjan Stevens albums like this new one? I liked Michigan fine (though didn't love it) but found Illinoise fey. I like the Kendrick Lamar album but so far not as well as Mad City. I liked Illinoise , and liked Seven Swans . But I thi...
by Petrocelli
Sat Apr 18, 2015 9:39 am
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

If you are a country rock fan, you should enjoy Dwight Yoakam's new album, Second Hand Heart.

https://www.youtube.com/watch?v=v6xWgbb58go
by Petrocelli
Sat Apr 18, 2015 9:35 am
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 123
Views: 16042

Re: Best albums of 2015

DELETED
by Petrocelli
Sat Apr 18, 2015 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Does your family know about your net worth (ball park)?
Replies: 98
Views: 12607

Re: Does your family know about your net worth (ball park)?

I am partner in a law firm, so I think they have a ballpark guess that it's higher than average.
by Petrocelli
Sat Apr 18, 2015 9:29 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1342
Views: 275966

Re: What Book Are You Currently Reading? Part VI

frugalguy wrote:
Van wrote:THE LOST CITY OF Z.

Fascinating account of the exploits in the Amazon of the British explorer Percy Harrison Fawcett and those that followed him.


Excellent book. Hard to put down.


This has been on my short list of books to read. I will move it up to the top. Thanks for the recommendations.
by Petrocelli
Sat Apr 18, 2015 9:28 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1342
Views: 275966

Re: What Book Are You Currently Reading? Part VI

I just finished Housekeeping: A Novel by Marilynne Robinson. It is a beautifully written story and I highly recommend it. I just started the author's next novel, Gilead, which won the Pulizer Prize.
by Petrocelli
Sat Apr 18, 2015 9:15 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 272973

Re: What Movie Have You Recently Watched?

I recommend The Imitation Game highly. I saw it last night. Well deserving of a Best Picture nomination.
by Petrocelli
Sat Apr 11, 2015 6:22 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1342
Views: 275966

Re: What Book Are You Currently Reading? Part VI

I just finished "Beatleness", which is supposed to be some sort of sociological study of Beatlemania. It was terrible. I only made it about 1/3 of the way through. Thank goodness I got it as a Kindle Deal of the Day for $1.99.
by Petrocelli
Sat Apr 11, 2015 9:27 am
Forum: Personal Consumer Issues
Topic: Best artificial plants?
Replies: 18
Views: 2203

Re: Best artificial plants?

Petrocelli got me interested in exploring buying a couple of silk plants but the ndi site is way out of my league...they must have gold-filled leaves to be so expensive! I think it is actually less expensive than a real plant. The plants I have cost about $200, but that includes the pot. Also, beca...
by Petrocelli
Sat Apr 11, 2015 9:23 am
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 89
Views: 7318

Re: Favorite Boglehead Avatar?

Mine.

It is my favorite baseball card from my favorite baseball player as a kid.

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