Search found 184 matches

by Pete12
Tue Mar 27, 2018 8:32 am
Forum: Investing - Theory, News & General
Topic: [Vanguard sends out erroneous "not enough money in settlement fund" notice]
Replies: 94
Views: 6122

Re: Vanguard "system issue" 3/27/18

+1

Just got off the phone with Vanguard and they told me no action required. Let's hope they don't go and put in any unauthorized transactions in the meantime...
by Pete12
Fri Feb 09, 2018 5:33 pm
Forum: Investing - Theory, News & General
Topic: Does Anyone Know Anything?
Replies: 36
Views: 3547

Re: Does Anyone Knows Anything?

Everything you need to know is here:
https://www.youtube.com/watch?v=A0gQiz0pCyI
by Pete12
Wed Jan 24, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: Which tropical Island to Retire to ?
Replies: 61
Views: 5267

Re: Which tropical Island to Retire to ?

We've had our eye on Del Boca Vista, FL for a while now- they are building phase III at the moment, would be nice to move into a new construction! I've heard though that there are some politics with the HOA board down there- will have to stay out of that...
by Pete12
Wed Jan 24, 2018 9:28 am
Forum: Investing - Help with Personal Investments
Topic: Big change in our situation affecting our AA- how to handle?
Replies: 12
Views: 1495

Re: Big change in our situation affecting our AA- how to handle?

Thought I would post an update here in case anyone was following this previously and wanted to know what we ended up doing. We decided to include the paid up portion of the capital as a bond in our asset allocation. Our main rationale being that when my wife retires or otherwise leaves her firm she ...
by Pete12
Thu Jan 11, 2018 8:54 am
Forum: Investing - Help with Personal Investments
Topic: Help me stop my addiction to stock market peeping!
Replies: 66
Views: 4750

Re: Help me stop my addiction to stock market peeping!

Not a retiree here, but have only been an "official" Boglehead for about 18 months now. After seeing the light, firing our FA, and managing everything myself I was definitely looking every day, however over time this has worn off. Now it's all rather boring (in a good way!) Once you are comfortable ...
by Pete12
Tue Jan 09, 2018 9:34 am
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft at 58,000 posts!
Replies: 36
Views: 3286

Re: Livesoft at 58,000 posts!

whodidntante wrote:
Mon Jan 08, 2018 9:19 pm
Pete12 wrote:
Mon Jan 08, 2018 6:57 pm
The Boggle heads are forever grateful!
One g is silent. Also, invisible.
Ha!
by Pete12
Mon Jan 08, 2018 6:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft at 58,000 posts!
Replies: 36
Views: 3286

Re: Livesoft at 58,000 posts!

The Boggle heads are forever grateful!
by Pete12
Mon Jan 08, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone received their IRS PIN?
Replies: 9
Views: 742

Re: Anyone received their IRS PIN?

Ours came in today. Have been receiving them every year for past 4-5 years or so.
by Pete12
Fri Jan 05, 2018 7:11 pm
Forum: Forum Issues and Administration
Topic: Misuse of adverse when averse was meant
Replies: 149
Views: 7422

Re: Misuse of adverse

daveydoo wrote:
Fri Jan 05, 2018 5:54 pm
...and the winner is...
Pete12 wrote:
Fri Jan 05, 2018 3:46 pm
I go nuts when folks refer to this forum as the “Boggleheads” or the “Bogelheads” ... I mean come on people!!!
:D
:sharebeer
by Pete12
Fri Jan 05, 2018 3:54 pm
Forum: Forum Issues and Administration
Topic: Misuse of adverse when averse was meant
Replies: 149
Views: 7422

Re: Misuse of adverse

Pajamas wrote:
Fri Jan 05, 2018 3:47 pm
What about this?

https://en.wikipedia.org/wiki/Bagel_head
Lovely...
by Pete12
Fri Jan 05, 2018 3:46 pm
Forum: Forum Issues and Administration
Topic: Misuse of adverse when averse was meant
Replies: 149
Views: 7422

Re: Misuse of adverse

I go nuts when folks refer to this forum as the “Boggleheads” or the “Bogelheads” ... I mean come on people!!!
by Pete12
Fri Jan 05, 2018 11:58 am
Forum: Investing - Theory, News & General
Topic: DOW breaks 25,000 for first time ever
Replies: 55
Views: 5716

Re: DOW breaks 25,000 for first time ever

Yawn!
Stay the course my friends...
by Pete12
Thu Jan 04, 2018 10:48 am
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1579

Re: Vanguard takes 2 days to settle tIRA funding?

As others have mentioned - 1/1 was not a business day. I initiated the tIRA on 1/2 - the deposit showed up at end of day on 1/3 - today (1/4) I did the conversion to Roth. This has been my recollection from prior years - I do the tIRA deposit on a given business day and then 2 days later I do the R...
by Pete12
Wed Jan 03, 2018 4:27 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 144
Views: 9228

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

2,902.97

Also submitted via the online form. Good luck everyone!
by Pete12
Thu Dec 21, 2017 11:23 am
Forum: Investing - Theory, News & General
Topic: A Conversation Between PCAOB Chairman and John C. Bogle
Replies: 0
Views: 195

A Conversation Between PCAOB Chairman and John C. Bogle

https://www.youtube.com/watch?v=wNSB162s1jU "December 20, 2017 John C. Bogle, founder of The Vanguard Group and president of the Bogle Financial Markets Research Center at Vanguard, was a guest speaker at the recent PCAOB International Institute on Audit Regulation. Chairman Doty sat down to talk to...
by Pete12
Wed Dec 20, 2017 1:40 pm
Forum: Personal Consumer Issues
Topic: NYC restaurant suggestion
Replies: 52
Views: 3708

Re: NYC restaurant suggestion

OP here, I have failed my fellow BH's and we did not go to a recommended restaurant. Ended up going to a All you can eat and drink Sushi place that we was .5 mile from our hotel. We are just starting to enjoy sushi and were in the mood. Not that cost mattered but it was 90$ for two including tip. R...
by Pete12
Mon Dec 18, 2017 8:29 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads save on eyeglasses?
Replies: 91
Views: 6601

Re: How do Bogleheads save on eyeglasses?

123 wrote:
Mon Dec 18, 2017 8:19 pm
Costco Costco Costco Costco Costco Costco Costco Costco Costco Costco
^ This!!
by Pete12
Mon Dec 18, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads save on eyeglasses?
Replies: 91
Views: 6601

Re: How do Bogleheads save on eyeglasses?

Another vote for Costco!
by Pete12
Tue Dec 12, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: NYC restaurant suggestion
Replies: 52
Views: 3708

Re: NYC restaurant suggestion

rgs92 wrote:
Tue Dec 12, 2017 9:49 pm
Wo Hop at 17 Mott Street is very good.
+1 :sharebeer
by Pete12
Sun Dec 10, 2017 9:53 pm
Forum: Personal Consumer Issues
Topic: Best Parmesan Cheese for Salad
Replies: 29
Views: 1868

Re: Best Parmesan Cheese for Salad

FB01 wrote:
Sun Dec 10, 2017 9:20 pm
From which store you get the Pecorino Romano?
I normally buy it at Costco but have also seen it in Whole Foods and Stop & Shop.
by Pete12
Sun Dec 10, 2017 8:45 pm
Forum: Personal Consumer Issues
Topic: Best Parmesan Cheese for Salad
Replies: 29
Views: 1868

Re: Best Parmesan Cheese for Salad

Try grated Pecorino Romano instead of Parmesan. It has a much bolder flavor, I prefer it on pasta and salad over Parmesan.
by Pete12
Sun Dec 10, 2017 2:53 pm
Forum: Personal Consumer Issues
Topic: Espresso Machine suggestions?
Replies: 41
Views: 3057

Re: Espresso Machine suggestions?

Nespresso here but we only use it on the weekends, capsules are expensive but it makes a great latte or espresso. The best coffee maker I have ever owned is a $3 Pour Over Single Cup Brewing Cone that I bought on Amazon. During the week I grind up my beans (from Costco of course) very fine and make ...
by Pete12
Sun Dec 10, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Cheap outdoor floor covering?
Replies: 6
Views: 776

Re: Cheap outdoor floor covering?

Thanks all. I will look into finding a remnant piece and also the Home Depot option. I had considered rubber tiles but was concerned how they would hold up with folding chairs / high heels etc..
by Pete12
Sat Dec 09, 2017 4:11 pm
Forum: Personal Consumer Issues
Topic: Cheap outdoor floor covering?
Replies: 6
Views: 776

Cheap outdoor floor covering?

We are renting a tent for a backyard event we are hosting at home over the holidays. It is a 15x20 tent and will be set up on a cement patio. I would like to have some kind of floor covering such as an outdoor carpet or rug material over the cement. The tent guy quoted us $160 to rent strips of arti...
by Pete12
Thu Dec 07, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: Beefy Brothy Stocky Thing Advice
Replies: 24
Views: 2895

Re: Beefy Brothy Stocky Thing Advice

http://betterthanbouillon.com/ +1000 This stuff is a godsend in our kitchen- it’s in constant use at this time of year for soups, stews, gravies etc. It has a great flavor with none of the “tinny” notes of canned broths. Also a fraction of the cost per serving, especially when purchased at Costco.
by Pete12
Fri Nov 24, 2017 6:01 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Screwed Up My Cost Basis - FIFO Instead of Spec ID
Replies: 13
Views: 2056

Re: Vanguard Screwed Up My Cost Basis - FIFO Instead of Spec ID

It has happened to me a couple of times as well- they have used FIFO instead of SpecID upon a sale. They will correct it if you contact them, but it's up to you to catch the error in the first place. Take screenshots of all submitted transactions with them in case needed in the future!
by Pete12
Tue Nov 14, 2017 2:42 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 11039

Re: Do you meditate?

That's a sign that it's working:) LOL, this typically happens to people who are baseline anxious and sleep deprived. This is very interesting. So are you saying that you basically have to keep going and accept that you may get sleepy or even fall fully asleep in the early days of meditating? If tha...
by Pete12
Sat Nov 11, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 11039

Re: Do you meditate?

Sandtrap wrote:
Sat Nov 11, 2017 12:10 pm
Simple is better.
^^^ This
by Pete12
Sat Nov 11, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 11039

Re: Do you meditate?

I've tried it on and off over the years but have never seemed to be able to get to grips with it. All it seems to achieve for me is that I get very sleepy! There's got to be a Boglehead way to do it - i.e. a simple method with which you can stay the course... would love to hear any practical tips yo...
by Pete12
Thu Nov 09, 2017 11:54 am
Forum: Personal Finance (Not Investing)
Topic: What do you think of this LTCI policy?
Replies: 10
Views: 525

Re: What do you think of this LTCI policy?

Nate79 wrote:
Thu Nov 09, 2017 11:38 am
What happens if she leaves employment? Does the policy continue as is and transfers to her under the same payment plan?
Yes, coverage is portable under this plan. I will edit OP to include this.
by Pete12
Thu Nov 09, 2017 11:34 am
Forum: Personal Finance (Not Investing)
Topic: What do you think of this LTCI policy?
Replies: 10
Views: 525

Re: What do you think of this LTCI policy?

$2400/year (assuming she is 40) sounds kind of high. Spouse and I are paying twice that ($2400 each) for a comparable policy and we're in our 70s. I think the difference here is that under the proposed policy, the policy is fully paid up at age 65 with no further premiums... What age were you when ...
by Pete12
Thu Nov 09, 2017 11:11 am
Forum: Personal Finance (Not Investing)
Topic: What do you think of this LTCI policy?
Replies: 10
Views: 525

Re: What do you think of this LTCI policy?

Pajamas wrote:
Thu Nov 09, 2017 10:28 am
If you don't know how much it will actually cost, it's difficult to analyze.
That's true, but I have not come yet across any other policies out there that feature guaranteed fixed premiums.
by Pete12
Thu Nov 09, 2017 10:25 am
Forum: Personal Finance (Not Investing)
Topic: What do you think of this LTCI policy?
Replies: 10
Views: 525

What do you think of this LTCI policy?

My wife (currently age 40) has been offered a long term care insurance plan through her work. Assuming for now that we have decided we want her to have some sort of LTCI, what do you think of this particular policy: Nursing Facility Benefit: $6,000.00 per month Home Care Coverage: 100% Professional ...
by Pete12
Mon Oct 30, 2017 2:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: To Avatar or Not - Get One? How did you choose?
Replies: 137
Views: 8706

Re: To Avatar or not to Avatar . . how did you choose or not choose?

Mine speaks for itself...

Just received my copy of the new edition of Mr. Bogle's "The Little Book of Common Sense Investing". I am trying to savor it and not finish it too quickly!
by Pete12
Tue Oct 03, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: Two Nights in Quebec City - Must See Suggestions, anyone?
Replies: 16
Views: 1514

Re: Two Nights in Quebec City - Must See Suggestions, anyone?

We had booked a regular room for our trip at the Chateau Frontenac. When we checked in there were a couple of problems with the room, so they upgraded us to the club level. Our new room was in one of the turrets at the top! It was a very cool experience. Don't miss the honey from the bee hives on th...
by Pete12
Mon Oct 02, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: Two Nights in Quebec City - Must See Suggestions, anyone?
Replies: 16
Views: 1514

Re: Two Nights in Quebec City - Must See Suggestions, anyone?

As you only have two nights I would stick to the old town area. The citadel and the Plains of Abraham can be explored in half a day. Check out the Chateau Frontenac as well which is close by. Be sure to ride the funicular too. We also did a walking food tour which was an enjoyable way to spend a few...
by Pete12
Thu Jul 27, 2017 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Quit my 6-figure job?
Replies: 84
Views: 10239

Re: Should I Quit my 6-figure job?

I left a 6 figure job when I was in my early 30's hated it. I tried a few others things that eventually convinced me that the grass wasn't greener somewhere else and happiness was within me. So I started a business. That was 21 years ago. Never looked back after that. I was in a similar position ab...
by Pete12
Fri Jul 14, 2017 10:13 am
Forum: Investing - Help with Personal Investments
Topic: Big change in our situation affecting our AA- how to handle?
Replies: 12
Views: 1495

Re: Big change in our situation affecting our AA- how to handle?

Thanks again all, I understand the concept of looking at it like any other asset purchase such as a home or a car. One thing I hadn't really thought of before was that it's not like investing in a total bond index fund- since the funds are all tied up in one firm there is some risk due to non-divers...
by Pete12
Thu Jul 13, 2017 3:05 pm
Forum: Investing - Help with Personal Investments
Topic: Big change in our situation affecting our AA- how to handle?
Replies: 12
Views: 1495

Re: Big change in our situation affecting our AA- how to handle?

Thanks all, The interest will be subject to both income and self-employment tax as far as I can gather.... I understand the point about ignoring the capital account, but this is money we would have otherwise invested so psychologically having a hard time with that concept... TomatoTomahto- Neither w...
by Pete12
Thu Jul 13, 2017 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: Big change in our situation affecting our AA- how to handle?
Replies: 12
Views: 1495

Big change in our situation affecting our AA- how to handle?

My wife has just been made a partner in the firm she works at – as part of this she has to buy into the firm by funding a capital account with a certain amount. The capital account will receive interest at 5%. If she leaves the firm, the account would be repaid to her. She plans to fund the account ...
by Pete12
Thu Jul 13, 2017 8:55 am
Forum: Investing - Theory, News & General
Topic: Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.
Replies: 6
Views: 871

Re: Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.

I haven't clicked on the links, but poster Bogle_Feet has been pretty consistent in his recommendations for videos, as in this thread. So consistent, in fact....well, never mind. https://www.bogleheads.org/forum/viewtopic.php?f=1&t=221805&p=3421885#p3421885 Great thanks! This was the one: https://w...
by Pete12
Tue Jul 11, 2017 7:36 pm
Forum: Investing - Theory, News & General
Topic: Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.
Replies: 6
Views: 871

Re: Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.

I don't know if this is what you were looking for, but take a look. Scroll down to the post by BL, which contains several links. https://www.bogleheads.org/forum/viewtopic.php?f=1&t=218347&p=3359599&hilit=indexed+universal+life#p3359599 If that's not it, take a look here: https://www.bogleheads.org...
by Pete12
Tue Jul 11, 2017 12:35 pm
Forum: Investing - Theory, News & General
Topic: Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.
Replies: 6
Views: 871

Video showing how buying indexed universal life leaves you worse off versus investing in stocks & bonds.

A while ago someone here posted a link to a Youtube video of a person using an Excel spreadsheet to demonstrate how buying an indexed universal life policy was worse than investing in stocks & bonds. I can't for the life of me find it again, either by searching here, or on Google. Would someone be k...
by Pete12
Wed Jun 28, 2017 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Best Alternative to Vanguard (Taxable Investing)
Replies: 12
Views: 1177

Re: Best Alternative to Vanguard (Taxable Investing)

Assuming OP works for PWC he/she/they may be interested in this question I asked a while back: viewtopic.php?t=196357
by Pete12
Mon Apr 24, 2017 9:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard corrected 1099B is now incorrect
Replies: 20
Views: 3447

Re: AARRGGHH

Doc wrote:Just got number 4 correction from Schwab.

Vanguard 2 vs. Schwab 4
Surely this has to be a record!!
by Pete12
Tue Mar 28, 2017 8:06 am
Forum: Investing - Help with Personal Investments
Topic: Timing of contributions to taxable and retirement accounts (not market timing!)
Replies: 5
Views: 734

Re: Timing of contributions to taxable and retirement accounts (not market timing!)

Thanks all, seems like there's not much difference then. I'm self employed so employer match does not come into play...
by Pete12
Mon Mar 27, 2017 3:28 pm
Forum: Investing - Help with Personal Investments
Topic: Timing of contributions to taxable and retirement accounts (not market timing!)
Replies: 5
Views: 734

Timing of contributions to taxable and retirement accounts (not market timing!)

I am fortunately in the position to max out the “employee” portion of my solo 401k for 2017 already. I also do my “employer” portion of 401k contributions each quarter based on estimated profit after SE tax deduction. I will also have some surplus cash to invest in taxable over the course of the yea...