Search found 246 matches

by Old Guy
Sat May 05, 2018 8:25 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 175
Views: 16031

Re: most compelling TV character ever

Buffy. Sarah Michelle Gellar.
by Old Guy
Sat Mar 31, 2018 7:59 am
Forum: Personal Finance (Not Investing)
Topic: When did you know your kids would go to college?
Replies: 91
Views: 4313

Re: When did you know your kids would go to college?

From the day he was born.

I believed that I would give him the best education I could afford and he could take advantage of.
by Old Guy
Sat Mar 24, 2018 6:57 am
Forum: Personal Consumer Issues
Topic: Your favorite Florida beach??
Replies: 52
Views: 4973

Re: Your favorite Florida beach??

My brother owns a house at Seaside. The Truman Show was filmed there. Frankly, I find that it is now too congested and over commercialized for my taste.
by Old Guy
Thu Mar 22, 2018 8:54 pm
Forum: Investing - Theory, News & General
Topic: Facebook's slide cost Mark Zuckerberg $6.06 billion in one day
Replies: 42
Views: 4904

Re: Facebook's slide cost Mark Zuckerberg $6.06 billion in one day

wolf359 wrote:
Mon Mar 19, 2018 5:33 pm
Eh, lose a billion here, a billion there. Eventually we'll be talking about some real money.
Thank you Senator Dirksen for one of the all time great quotes.
by Old Guy
Sun Mar 18, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: Selling time share "points" for my stepfather
Replies: 12
Views: 1424

Re: Selling time share "points" for my stepfather

Marriott points are not tied to specific Marriott timeshares. They can be used at any Marriott Vacation Club anywhere in the US, the Caribbean and Europe depending on availability. I’m not sure about their use in Asia. There are also additional locations available through points that are not sold as...
by Old Guy
Sun Mar 18, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Selling time share "points" for my stepfather
Replies: 12
Views: 1424

Re: Selling time share "points" for my stepfather

Marriott destination club points are not worthless although I would never buy any. There is a secondary market for them. Post your questions on TUG.
by Old Guy
Sun Mar 18, 2018 7:23 pm
Forum: Personal Consumer Issues
Topic: Selling time share "points" for my stepfather
Replies: 12
Views: 1424

Re: Selling time share "points" for my stepfather

Ask your question at the Timeshare Users Group (TUG) on the Marriott forum, https://tugbbs.com/forums/index.php?for ... n-club.29/.

Also read this pinned thread on TUG: https://tugbbs.com/forums/index.php?thr ... am.197346/.
by Old Guy
Mon Mar 12, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38032

Re: [What UN-frugal thing do you do? What do you splurge on?]

Upon retiring moved to an expensive beach community in the southeast.
Purchased the largest and most expensive home we have ever owned, a five minute walk to the ocean.
Keep on putting more money into the house.
The latest is a swimming pool.
I’m 75 so what the heck.
by Old Guy
Mon Mar 05, 2018 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: What will you do with your tax refund?
Replies: 87
Views: 5834

Re: What will you do with your tax refund?

Unlike most here, I like getting large refunds and set up our deductions to accomplish that. I still manage to save money during the year. This year between state and federal taxes it will be about $12,500. It will go to help pay for our new pool.
by Old Guy
Fri Feb 23, 2018 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Refund? Not so fast! [Tax refund]
Replies: 30
Views: 2960

Re: Refund? Not so fast! [Tax refund]

Filed through TurboTax on 2.12. Deposited in bank account on 2.22.
by Old Guy
Wed Jan 31, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Disney World question, accessing resorts and monorail
Replies: 6
Views: 843

Disney World question, accessing resorts and monorail

We’re going to be in Orlando for a week. We’re not interested in going to any of the Disney World parks but we would like to go to some of the resorts, eat in the restaurants and go on the monorail. Is this possible without entering g any of the parks? I don’t mind paying for parking but if it is po...
by Old Guy
Fri Jan 26, 2018 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Still working out of greed or fear?
Replies: 46
Views: 5094

Re: Still working out of greed or fear?

Both my wife and I had retirement jobs after we retired in our early 60s. We did so for many reasons. We both felt we were much too young to permanently retire. We also regarded our move to the Midwest as a big adventure. We moved from the Washington DC area to Madison Wisconsin where I worked for t...
by Old Guy
Mon Dec 11, 2017 4:52 pm
Forum: Personal Consumer Issues
Topic: Save all this money, what do you splurge on?
Replies: 193
Views: 18337

Re: Save all this money, what do you splurge on?

After 10 years of the cold in Wisconsin, we now live in the most expensive and largest home we've ever owned a five minute walk from the beach. We're now in the process of adding a pool. Why, because we can. We're also giving our son a five figure cash gift every year. Why make him wait until we're ...
by Old Guy
Sun Nov 19, 2017 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Why I am not happy even with OK Net Asset
Replies: 38
Views: 4102

Re: Why I am not happy even with OK Net Asset

For heaven's sake have some fun. Your 30s are a great age. Soon the aches and pains will come.
by Old Guy
Sat Nov 11, 2017 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Inexpensive house or condo as home base (MKE?)
Replies: 39
Views: 4505

Re: Inexpensive house or condo as home base (MKE?)

Make sure that you're away from Milwaukee during the winters. It's really really cold there.
by Old Guy
Fri Sep 22, 2017 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Age you retired
Replies: 112
Views: 10015

Re: Age you retired

Couldn't afford to live at the beach in my 40s.
by Old Guy
Fri Sep 22, 2017 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Age you retired
Replies: 112
Views: 10015

Re: Age you retired

71. Thirty years in the federal government. Ten years working for a B1G university. Loved that experience. My wife worked to her late 60s. She was also federal government and then on to the state government in the state where I took the position with the land grant university. Neither of us had a de...
by Old Guy
Mon Sep 18, 2017 1:38 pm
Forum: Personal Consumer Issues
Topic: Transferring I Bonds to Son
Replies: 14
Views: 894

Re: Transferring I Bonds to Son

Oh well. Thanks.
by Old Guy
Mon Sep 18, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Transferring I Bonds to Son
Replies: 14
Views: 894

Transferring I Bonds to Son

I want to give some of our I bonds to my adult son. How do I do that and what, if any, are the tax consequences?

Thanks.

Steve
by Old Guy
Mon Jul 17, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Anyone have a second home in The NC mountains?
Replies: 25
Views: 3458

Re: Anyone have a second home in The NC mountains?

Thanks for all the helpful answers. Renting might be an option.

To the person who asked about bugs: here in Hilton Head, its mosquitos and the darn noseeums. The latter seem to head right for my ears whenever I take the dog out.
by Old Guy
Sun Jul 16, 2017 10:29 am
Forum: Personal Consumer Issues
Topic: Anyone have a second home in The NC mountains?
Replies: 25
Views: 3458

Anyone have a second home in The NC mountains?

We live in a resort area In the SC low country. Summers are very hot, humid, and buggy. We spent last week in Lake Lure NC. It was hot but not humid or buggy. Evening thunderstorms cooled things off. We drove around to Brevard, Hendersonville, Asheville, and Rutherfordton. We liked Brevard but reall...
by Old Guy
Sun Jul 09, 2017 7:42 am
Forum: Personal Finance (Not Investing)
Topic: Anybody retired and relocated + bought a new house?
Replies: 26
Views: 2961

Re: Anybody retired and relocated + bought a new house?

Timing was the biggest problem. Sold our condo and needed to buy a new place to live. I used to laugh at the people on HGTV that flew in to the new location for the weekend to select a house. Well, that's what we did. We spent two days with the realtor and decided on the house on the third day. We w...
by Old Guy
Tue Jun 27, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 86
Views: 10568

Re: Middle age job blues

Government has been mentioned as an option. Universities are another.
by Old Guy
Mon Jun 05, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 18809

Re: Flying first class, business, versus economy.

We flew business class last summer to London. We're in our 70s. We used a combination of AA frequent flyer miles and Marriott reward points. I'll never, ever again fly international in economy.
by Old Guy
Sat May 13, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: Best cities for older tech workers?
Replies: 51
Views: 5493

Re: Best cities for older tech workers?

To avoid age discrimination look to towns/cities with large state universities. Lots of tech jobs. University salaries may not be the highest though.
by Old Guy
Mon May 08, 2017 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: Buying second home in Georgia- tax implications
Replies: 9
Views: 1695

Re: Buying second home in Georgia- tax implications

Thanks all. As to maintaining a second residence, we are looking at updated/newly renovated condos so this really wouldn't be a problem. Our in-town in Chicago was in a recently built building and other than minor problems liked clogged sinks, which building maintenance took care of, we had no real ...
by Old Guy
Mon May 08, 2017 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Buying second home in Georgia- tax implications
Replies: 9
Views: 1695

Buying second home in Georgia- tax implications

We are full time residents of SC. We're thinking of buying a pied-a-terre in Savannah, which is less than an hour away. I have some questions and hoping the board can help me with them. 1. Will I have to pay a higher property tax in Chatham County (Savannah) because I am an out-of-state resident? 2....
by Old Guy
Mon May 01, 2017 2:32 pm
Forum: Personal Consumer Issues
Topic: Cost of Estate Planning
Replies: 33
Views: 5148

Re: Cost of Estate Planning

I live in a relatively small island resort community in SC. We used a trust attorney on the island and it was very pricey; over $4,000, for separate trusts for my wife and I. My brother, who is mostly a criminal attorney in AL, was taken aback by that price. We had previously gone to another trust a...
by Old Guy
Mon May 01, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 5267

Re: Buying couches the Boglehead way

Don't care for Costco furniture. I find the design too conservative and boring for my taste.
by Old Guy
Sat Apr 29, 2017 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 14952

Re: When do you plan to die?

Not anytime soon.

My father lived to 92. My mom died of cancer at 77. I'm 74. I have no life threatening systemic issues. This morning I did 80 real push-ups and spent 45 minutes on the elliptical machine at level nine. I don't lift anymore. I work out three to five days a week.
by Old Guy
Mon Apr 24, 2017 7:08 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage at 75 ?
Replies: 15
Views: 2721

Re: Mortgage at 75 ?

At 72, my wife was 68, I got a $500,000 mortgage. Put 20% down. Both of us retired. Combined six federal and state pensions plus SS. Over $50,000 in I bonds. Over 100,000 in cash in the bank. RMDs.

If a bank wants your money that'll give you a loan.
by Old Guy
Mon Mar 27, 2017 10:43 am
Forum: Personal Consumer Issues
Topic: Need advice about massive changes in daughter's college program by dean
Replies: 52
Views: 5194

Re: Need advice about massive changes in daughter's college program by dean

I worked for a B1G University for ten years. My advice--- transfer.
by Old Guy
Tue Mar 21, 2017 4:50 pm
Forum: Personal Consumer Issues
Topic: Debating a weekend in Chicago (south side)
Replies: 54
Views: 5280

Re: Debating a weekend in Chicago (south side)

We had a condo for weekends in River North when we lived in Madison. My favorite touristy thing was the architectural boat tour on the Chicago River.
by Old Guy
Sun Mar 19, 2017 1:51 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 3901

Re: Relocation to Milwaukee

High taxes, increasingly diminishing services, and its cold, very, very cold.
by Old Guy
Fri Mar 10, 2017 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question on Refund from the State
Replies: 16
Views: 1517

Re: Tax Question on Refund from the State

Thank you all. It's going to be taxable, and it looks like I'll declare it on my 2017 federal taxes.

As an aside, it was the state the identified the issue. I knew that I overpaid but I figured that I would have to file an amended return.
by Old Guy
Fri Mar 10, 2017 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question on Refund from the State
Replies: 16
Views: 1517

Tax Question on Refund from the State

I didn't do my 2015 state taxes correctly. I was just notified by the state that they're refunding me $3500. That's great, but I am unsure about whether I should amend my Federal taxes for that year or I should include it when I file my 2017 federal taxes, which will be the year I receive the money....
by Old Guy
Fri Feb 24, 2017 12:44 pm
Forum: Personal Consumer Issues
Topic: Ritz/Marriott vacation club - please share positive experience
Replies: 9
Views: 1277

Re: Ritz/Marriott vacation club - please share positive experience

We have owned Marriott timeshares since the early 2000s. We now own four weeks. Overall it has been a really good experience. We bought the weeks when we were still working and felt it was necessary to force ourselves to take vacations. All our weeks were bought from the Marriott, which we would not...
by Old Guy
Thu Feb 23, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: Roku 3 vs Amazon FireStick
Replies: 14
Views: 2866

Re: Roku 3 vs Amazon FireStick

Has anyone tried the roku app on a smart tv. How does that compare to the box?
by Old Guy
Tue Feb 21, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Which puppy to buy: golden retriever or labrador retriever?
Replies: 120
Views: 9549

Re: Which puppy to buy: golden retriever or labrador retriever?

We have had greyhounds. They come in all ages depending on their racing careers. You can only get racing greyhounds through adoption. They are not bred as pets. Smart enough, affectionate, and very easy to live with. They do not need grooming although some will shed. Because most have been fostered ...
by Old Guy
Thu Jan 19, 2017 7:32 pm
Forum: Personal Consumer Issues
Topic: Should I cut my Pine tree?
Replies: 24
Views: 6626

Re: Should I cut my Pine tree?

I live in Hilton Head. We lost 120,000 trees, most of them pine during Hurricane Matthew. Cut the darn thing down before a hurricane, tornado, or high winds bring it down.
by Old Guy
Thu Jan 12, 2017 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 158
Views: 22927

Re: Best Financial Moves You've Made

Marrying my wife. She became a GS 15-8, brought enough money into the marriage so we had a down payment on a house in DC, and let me handle our money.
by Old Guy
Sun Jan 01, 2017 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: RMD Questions for TSP and D.C. Government
Replies: 1
Views: 393

RMD Questions for TSP and D.C. Government

Setting up my wife's RMDs. What TSP form do I use and how do I set it up so they take out 20% federal tax? For the D.C. 457b Deferred Compensation Plan I have the form but need some help in again figuring out how to have 20% federal tax deducted.

Thanks.

Steve
by Old Guy
Mon Aug 15, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: vacation ideas - October
Replies: 42
Views: 4545

Re: vacation ideas - October

If you don't mind flying, consider Hilton Head. You can fly into Savannah and drive an hour north to HH or if you can spend a little more you can fly American into Hilton Head's two gate airport. From the Island, downtown Savannah is about an hour away. Charleston is about two plus hours away. Great...
by Old Guy
Mon Jul 25, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: Vacationing in the Caribbean
Replies: 26
Views: 3345

Re: Vacationing in the Caribbean

Aruba. Often go for two weeks. We stay at the Marriott Ocean Club, a timeshare where we own, in the high rise area.
by Old Guy
Mon Jul 04, 2016 12:00 pm
Forum: Personal Consumer Issues
Topic: Your Favorite Factory Tours?
Replies: 70
Views: 6401

Re: Your Favorite Factory Tours?

Kohler tour, Kohler WI. Not a tour for the weak. Several hours trapsing through very old and dusty factories. Tour given by retired employees.